United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
United Nations Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,503 |
| Total Mortgage Loan Application Amount | $1,702,915,000 |
| Average Mortgage Loan Application Amount | $403,400 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $196,800 |
| Highest Applicant Income | $7,981,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 373 | $ 236,485,000 | $ 634,000 | $ 247,000 |
| Fairfax County Virginia | 335 | $ 161,645,000 | $ 482,000 | $ 189,000 |
| Montgomery County Maryland | 242 | $ 131,330,000 | $ 542,000 | $ 210,000 |
| Loudoun County Virginia | 223 | $ 111,205,000 | $ 498,000 | $ 186,000 |
| New York County New York | 203 | $ 104,775,000 | $ 516,000 | $ 226,000 |
| Queens County New York | 161 | $ 76,285,000 | $ 473,000 | $ 152,000 |
| Kings County New York | 157 | $ 98,015,000 | $ 624,000 | $ 175,000 |
| Westchester County New York | 122 | $ 58,600,000 | $ 480,000 | $ 206,000 |
| Arlington County Virginia | 100 | $ 44,930,000 | $ 449,000 | $ 229,000 |
| Bergen County New Jersey | 82 | $ 35,430,000 | $ 432,000 | $ 193,000 |
| Nassau County New York | 81 | $ 33,275,000 | $ 410,000 | $ 182,000 |
| Hudson County New Jersey | 60 | $ 28,340,000 | $ 472,000 | $ 203,000 |
| Howard County Maryland | 51 | $ 32,925,000 | $ 645,000 | $ 239,000 |
| Middlesex County New Jersey | 50 | $ 15,760,000 | $ 315,000 | $ 156,000 |
| Middlesex County Massachusetts | 44 | $ 29,580,000 | $ 672,000 | $ 271,000 |
| Suffolk County New York | 40 | $ 19,560,000 | $ 489,000 | $ 206,000 |
| Fairfield County Connecticut | 38 | $ 15,980,000 | $ 420,000 | $ 210,000 |
| Essex County New Jersey | 37 | $ 13,985,000 | $ 377,000 | $ 191,000 |
| Prince William County Virginia | 37 | $ 11,155,000 | $ 301,000 | $ 144,000 |
| Orange County Florida | 34 | $ 8,550,000 | $ 251,000 | $ 112,000 |
| Prince George's County Maryland | 27 | $ 9,245,000 | $ 342,000 | $ 155,000 |
| Wake County North Carolina | 26 | $ 8,780,000 | $ 337,000 | $ 179,000 |
| Alexandria County Virginia | 23 | $ 10,625,000 | $ 461,000 | $ 166,000 |
| Bronx County New York | 22 | $ 8,120,000 | $ 369,000 | $ 158,000 |
| King County Washington | 21 | $ 13,595,000 | $ 647,000 | $ 254,000 |
| Suffolk County Massachusetts | 20 | $ 14,450,000 | $ 722,000 | $ 414,000 |
| Richmond County New York | 19 | $ 7,795,000 | $ 410,000 | $ 100,000 |
| Palm Beach County Florida | 17 | $ 6,675,000 | $ 392,000 | $ 214,000 |
| Maricopa County Arizona | 16 | $ 7,050,000 | $ 440,000 | $ 180,000 |
| Alameda County California | 16 | $ 10,150,000 | $ 634,000 | $ 290,000 |
| Miami-Dade County Florida | 16 | $ 8,750,000 | $ 546,000 | $ 335,000 |
| Monmouth County New Jersey | 16 | $ 8,180,000 | $ 511,000 | $ 212,000 |
| Los Angeles County California | 15 | $ 8,045,000 | $ 536,000 | $ 153,000 |
| Orange County California | 15 | $ 10,615,000 | $ 707,000 | $ 192,000 |
| Baltimore County Maryland | 15 | $ 6,835,000 | $ 455,000 | $ 303,000 |
| Santa Clara County California | 14 | $ 10,890,000 | $ 777,000 | $ 239,000 |
| Cook County Illinois | 14 | $ 6,890,000 | $ 492,000 | $ 419,000 |
| Morris County New Jersey | 14 | $ 5,500,000 | $ 392,000 | $ 257,000 |
| Riverside County California | 13 | $ 4,615,000 | $ 355,000 | $ 221,000 |
| Broward County Florida | 12 | $ 3,790,000 | $ 315,000 | $ 193,000 |
| Norfolk County Massachusetts | 12 | $ 9,530,000 | $ 794,000 | $ 255,000 |
| Hillsborough County Florida | 11 | $ 3,985,000 | $ 362,000 | $ 194,000 |
| Galveston County Texas | 10 | $ 1,670,000 | $ 167,000 | $ 81,000 |
| Anne Arundel County Maryland | 9 | $ 4,375,000 | $ 486,000 | $ 180,000 |
| Frederick County Maryland | 9 | $ 3,015,000 | $ 335,000 | $ 184,000 |
| Worcester County Massachusetts | 9 | $ 3,735,000 | $ 415,000 | $ 200,000 |
| Rockland County New York | 9 | $ 4,375,000 | $ 486,000 | $ 205,000 |
| Mecklenburg County North Carolina | 9 | $ 2,115,000 | $ 235,000 | $ 169,000 |
| Canadian County Oklahoma | 9 | $ 905,000 | $ 100,000 | $ 67,000 |
| Collier County Florida | 8 | $ 5,270,000 | $ 658,000 | $ 336,000 |
| Union County New Jersey | 8 | $ 2,520,000 | $ 315,000 | $ 132,000 |
| Chester County Pennsylvania | 8 | $ 3,760,000 | $ 470,000 | $ 199,000 |
| Beaufort County South Carolina | 8 | $ 4,660,000 | $ 582,000 | $ 222,000 |
| Somerset County New Jersey | 7 | $ 2,975,000 | $ 425,000 | $ 149,000 |
| Ulster County New York | 7 | $ 1,745,000 | $ 249,000 | $ 278,000 |
| Monroe County Pennsylvania | 7 | $ 2,055,000 | $ 293,000 | $ 178,000 |
| Denton County Texas | 7 | $ 1,755,000 | $ 250,000 | $ 109,000 |
| Fairfax City County Virginia | 7 | $ 3,635,000 | $ 519,000 | $ 175,000 |
| Contra Costa County California | 6 | $ 2,350,000 | $ 391,000 | $ 157,000 |
| Litchfield County Connecticut | 6 | $ 2,140,000 | $ 356,000 | $ 221,000 |
| New Castle County Delaware | 6 | $ 1,280,000 | $ 213,000 | $ 118,000 |
| Manatee County Florida | 6 | $ 1,360,000 | $ 226,000 | $ 212,000 |
| Sarasota County Florida | 6 | $ 2,160,000 | $ 360,000 | $ 319,000 |
| Essex County Massachusetts | 6 | $ 2,750,000 | $ 458,000 | $ 127,000 |
| Dare County North Carolina | 6 | $ 5,720,000 | $ 953,000 | $ 429,000 |
| Harris County Texas | 6 | $ 1,760,000 | $ 293,000 | $ 158,000 |
| Summit County Utah | 6 | $ 4,040,000 | $ 673,000 | $ 249,000 |
| San Mateo County California | 5 | $ 4,525,000 | $ 905,000 | $ 284,000 |
| Sussex County Delaware | 5 | $ 2,855,000 | $ 571,000 | $ 293,000 |
| Maui County Hawaii | 5 | $ 6,295,000 | $ 1,259,000 | $ 504,000 |
| Baltimore City County Maryland | 5 | $ 1,265,000 | $ 253,000 | $ 172,000 |
| Barnstable County Massachusetts | 5 | $ 3,645,000 | $ 729,000 | $ 315,000 |
| Mercer County New Jersey | 5 | $ 1,895,000 | $ 379,000 | $ 179,000 |
| Passaic County New Jersey | 5 | $ 1,555,000 | $ 311,000 | $ 195,000 |
| Dutchess County New York | 5 | $ 835,000 | $ 167,000 | $ 172,000 |
| Sullivan County New York | 5 | $ 945,000 | $ 189,000 | $ 121,000 |
| Durham County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 151,000 |
| Johnston County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 213,000 |
| Allegheny County Pennsylvania | 5 | $ 1,425,000 | $ 285,000 | $ 224,000 |
| Lehigh County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 122,000 |
| Davidson County Tennessee | 5 | $ 1,865,000 | $ 373,000 | $ 149,000 |
| Windham County Vermont | 5 | $ 1,515,000 | $ 303,000 | $ 287,000 |
| Stafford County Virginia | 5 | $ 1,795,000 | $ 359,000 | $ 139,000 |
| San Diego County California | 4 | $ 2,030,000 | $ 507,000 | $ 144,000 |
| San Francisco County California | 4 | $ 3,290,000 | $ 822,000 | $ 337,000 |
| Hartford County Connecticut | 4 | $ 830,000 | $ 207,000 | $ 76,000 |
| Pasco County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 198,000 |
| St. Lucie County Florida | 4 | $ 630,000 | $ 157,000 | $ 153,000 |
| Cobb County Georgia | 4 | $ 650,000 | $ 162,000 | $ 98,000 |
| Fulton County Georgia | 4 | $ 1,200,000 | $ 300,000 | $ 140,000 |
| Gwinnett County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 113,000 |
| Dukes County Massachusetts | 4 | $ 4,850,000 | $ 1,212,000 | $ 493,000 |
| Plymouth County Massachusetts | 4 | $ 1,660,000 | $ 415,000 | $ 139,000 |
| Oakland County Michigan | 4 | $ 1,530,000 | $ 382,000 | $ 173,000 |
| Dakota County Minnesota | 4 | $ 1,380,000 | $ 345,000 | $ 146,000 |
| Hennepin County Minnesota | 4 | $ 1,350,000 | $ 337,000 | $ 350,000 |
| Ramsey County Minnesota | 4 | $ 1,740,000 | $ 435,000 | $ 169,000 |
| Clark County Nevada | 4 | $ 1,930,000 | $ 482,000 | $ 145,000 |
| Orange County New York | 4 | $ 1,280,000 | $ 320,000 | $ 148,000 |
| Cuyahoga County Ohio | 4 | $ 1,270,000 | $ 317,000 | $ 199,000 |
| Bucks County Pennsylvania | 4 | $ 1,950,000 | $ 487,000 | $ 188,000 |
| Montgomery County Pennsylvania | 4 | $ 1,490,000 | $ 372,000 | $ 174,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,070,000 | $ 267,000 | $ 152,000 |
| Collin County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 127,000 |
| Dallas County Texas | 4 | $ 1,380,000 | $ 345,000 | $ 370,000 |
| Snohomish County Washington | 4 | $ 2,320,000 | $ 580,000 | $ 169,000 |
| San Bernardino County California | 3 | $ 1,835,000 | $ 611,000 | $ 236,000 |
| Brevard County Florida | 3 | $ 1,755,000 | $ 585,000 | $ 199,000 |
| Marion County Florida | 3 | $ 345,000 | $ 115,000 | $ 85,000 |
| Pinellas County Florida | 3 | $ 705,000 | $ 235,000 | $ 126,000 |
| Polk County Florida | 3 | $ 575,000 | $ 191,000 | $ 193,000 |
| Chatham County Georgia | 3 | $ 505,000 | $ 168,000 | $ 89,000 |
| Clayton County Georgia | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| Cumberland County Maine | 3 | $ 1,225,000 | $ 408,000 | $ 277,000 |
| Charles County Maryland | 3 | $ 945,000 | $ 315,000 | $ 134,000 |
| Berkshire County Massachusetts | 3 | $ 815,000 | $ 271,000 | $ 218,000 |
| Washington County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 185,000 |
| St. Louis County Missouri | 3 | $ 1,615,000 | $ 538,000 | $ 156,000 |
| Camden County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 125,000 |
| Hunterdon County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 134,000 |
| Oklahoma County Oklahoma | 3 | $ 315,000 | $ 105,000 | $ 119,000 |
| Newport County Rhode Island | 3 | $ 1,945,000 | $ 648,000 | $ 300,000 |
| Providence County Rhode Island | 3 | $ 585,000 | $ 195,000 | $ 128,000 |
| Fort Bend County Texas | 3 | $ 665,000 | $ 221,000 | $ 85,000 |
| Utah County Utah | 3 | $ 625,000 | $ 208,000 | $ 491,000 |
| Fauquier County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 131,000 |
| Henrico County Virginia | 3 | $ 1,055,000 | $ 351,000 | $ 113,000 |
| Orange County Virginia | 3 | $ 935,000 | $ 311,000 | $ 110,000 |
| Virginia Beach County Virginia | 3 | $ 2,545,000 | $ 848,000 | $ 276,000 |
| Shelby County Alabama | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Marin County California | 2 | $ 1,490,000 | $ 745,000 | $ 238,000 |
| Placer County California | 2 | $ 1,110,000 | $ 555,000 | $ 375,000 |
| Ventura County California | 2 | $ 3,730,000 | $ 1,865,000 | $ 343,000 |
| Douglas County Colorado | 2 | $ 850,000 | $ 425,000 | $ 221,000 |
| Jefferson County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 223,000 |
| Middlesex County Connecticut | 2 | $ 1,150,000 | $ 575,000 | $ 209,000 |
| Indian River County Florida | 2 | $ 870,000 | $ 435,000 | $ 290,000 |
| Lee County Florida | 2 | $ 890,000 | $ 445,000 | $ 115,000 |
| Monroe County Florida | 2 | $ 1,790,000 | $ 895,000 | $ 933,000 |
| Osceola County Florida | 2 | $ 430,000 | $ 215,000 | $ 141,000 |
| Volusia County Florida | 2 | $ 930,000 | $ 465,000 | $ 294,000 |
| DeKalb County Georgia | 2 | $ 1,280,000 | $ 640,000 | $ 214,000 |
| Forsyth County Georgia | 2 | $ 1,170,000 | $ 585,000 | $ 167,000 |
| Hawaii County Hawaii | 2 | $ 1,300,000 | $ 650,000 | $ 377,000 |
| Honolulu County Hawaii | 2 | $ 880,000 | $ 440,000 | $ 266,000 |
| DuPage County Illinois | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
| Lake County Illinois | 2 | $ 400,000 | $ 200,000 | $ 212,000 |
| Boone County Indiana | 2 | $ 580,000 | $ 290,000 | $ 152,000 |
| Johnson County Kansas | 2 | $ 1,130,000 | $ 565,000 | $ 534,000 |
| Orleans County Louisiana | 2 | $ 540,000 | $ 270,000 | $ 133,000 |
| York County Maine | 2 | $ 1,050,000 | $ 525,000 | $ 124,000 |
| Calvert County Maryland | 2 | $ 930,000 | $ 465,000 | $ 441,000 |
| Leelanau County Michigan | 2 | $ 1,350,000 | $ 675,000 | $ 295,000 |
| Washtenaw County Michigan | 2 | $ 700,000 | $ 350,000 | $ 148,000 |
| Clay County Missouri | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Carroll County New Hampshire | 2 | $ 3,010,000 | $ 1,505,000 | $ 472,000 |
| Cape May County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Ocean County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 201,000 |
| Sussex County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Putnam County New York | 2 | $ 750,000 | $ 375,000 | $ 102,000 |
| Tompkins County New York | 2 | $ 170,000 | $ 85,000 | $ 157,000 |
| Cabarrus County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Chatham County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 141,000 |
| Forsyth County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Iredell County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 124,000 |
| Lincoln County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 200,000 |
| New Hanover County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 296,000 |
| Orange County North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 410,000 |
| Hamilton County Ohio | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Cumberland County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Delaware County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 192,000 |
| Northampton County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 107,000 |
| Pike County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Charleston County South Carolina | 2 | $ 910,000 | $ 455,000 | $ 349,000 |
| Horry County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Montgomery County Texas | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Travis County Texas | 2 | $ 450,000 | $ 225,000 | $ 254,000 |
| Salt Lake County Utah | 2 | $ 530,000 | $ 265,000 | $ 231,000 |
| Bennington County Vermont | 2 | $ 490,000 | $ 245,000 | $ 200,000 |
| Windsor County Vermont | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| Chesterfield County Virginia | 2 | $ 820,000 | $ 410,000 | $ 207,000 |
| Richmond City County Virginia | 2 | $ 880,000 | $ 440,000 | $ 855,000 |
| Rockbridge County Virginia | 2 | $ 290,000 | $ 145,000 | $ 188,000 |
| Berkeley County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 267,000 |
| Dane County Wisconsin | 2 | $ 1,140,000 | $ 570,000 | $ 403,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Lee County Alabama | 1 | $ 355,000 | $ 355,000 | $ 372,000 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Santa Cruz County Arizona | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Benton County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| El Dorado County California | 1 | $ 715,000 | $ 715,000 | $ 358,000 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Santa Cruz County California | 1 | $ 585,000 | $ 585,000 | $ 126,000 |
| Sonoma County California | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Yolo County California | 1 | $ 625,000 | $ 625,000 | $ 125,000 |
| Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Clear Creek County Colorado | 1 | $ 405,000 | $ 405,000 | $ 620,000 |
| Eagle County Colorado | 1 | $ 595,000 | $ 595,000 | $ 148,000 |
| Mesa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| New Haven County Connecticut | 1 | $ 805,000 | $ 805,000 | $ 374,000 |
| New London County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 314,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Hernando County Florida | 1 | $ 505,000 | $ 505,000 | $ 256,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| St. Johns County Florida | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Cherokee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Columbia County Georgia | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Fannin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 280,000 |
| Hall County Georgia | 1 | $ 405,000 | $ 405,000 | $ 229,000 |
| Henry County Georgia | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 455,000 | $ 455,000 | $ 692,000 |
| Latah County Idaho | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| McHenry County Illinois | 1 | $ 295,000 | $ 295,000 | $ 360,000 |
| LaPorte County Indiana | 1 | $ 555,000 | $ 555,000 | $ 692,000 |
| Monroe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Butler County Kansas | 1 | $ 375,000 | $ 375,000 | $ 400,000 |
| Sedgwick County Kansas | 1 | $ 405,000 | $ 405,000 | $ 308,000 |
| Jefferson County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Madison County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 181,000 |
| Hancock County Maine | 1 | $ 465,000 | $ 465,000 | $ 304,000 |
| Kennebec County Maine | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Knox County Maine | 1 | $ 785,000 | $ 785,000 | $ 312,000 |
| Oxford County Maine | 1 | $ 315,000 | $ 315,000 | $ 480,000 |
| Carroll County Maryland | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Harford County Maryland | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Kent County Maryland | 1 | $ 615,000 | $ 615,000 | $ 357,000 |
| Queen Anne's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 328,000 |
| St. Mary's County Maryland | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Talbot County Maryland | 1 | $ 635,000 | $ 635,000 | $ 378,000 |
| Bristol County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 125,000 |
| Ingham County Michigan | 1 | $ 285,000 | $ 285,000 | $ 186,000 |
| Anoka County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Blue Earth County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| St. Louis City County Missouri | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Belknap County New Hampshire | 1 | $ 1,005,000 | $ 1,005,000 | $ 388,000 |
| Merrimack County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Rockingham County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Bernalillo County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Santa Fe County New Mexico | 1 | $ 445,000 | $ 445,000 | $ 68,000 |
| Broome County New York | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| Columbia County New York | 1 | $ 375,000 | $ 375,000 | $ 248,000 |
| Delaware County New York | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Greene County New York | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Madison County New York | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Monroe County New York | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Niagara County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Saratoga County New York | 1 | $ 195,000 | $ 195,000 | $ 187,000 |
| Schenectady County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 457,000 |
| Gaston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Madison County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 490,000 |
| Pasquotank County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Pitt County North Carolina | 1 | $ 1,145,000 | $ 1,145,000 | $ 699,000 |
| Rowan County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Delaware County Ohio | 1 | $ 435,000 | $ 435,000 | $ 226,000 |
| Franklin County Ohio | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Lorain County Ohio | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Wagoner County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Clackamas County Oregon | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 967,000 |
| Cambria County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 159,000 |
| Schuylkill County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Lexington County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 221,000 |
| York County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 339,000 |
| Fayette County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 283,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Montgomery County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 184,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Brazos County Texas | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 335,000 |
| Waller County Texas | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Williamson County Texas | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Caledonia County Vermont | 1 | $ 215,000 | $ 215,000 | $ 406,000 |
| Chesapeake County Virginia | 1 | $ 515,000 | $ 515,000 | $ 413,000 |
| Clarke County Virginia | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Falls Church County Virginia | 1 | $ 685,000 | $ 685,000 | $ 163,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 688,000 |
| James City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Lancaster County Virginia | 1 | $ 665,000 | $ 665,000 | $ 294,000 |
| Louisa County Virginia | 1 | $ 525,000 | $ 525,000 | $ 290,000 |
| Montgomery County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nelson County Virginia | 1 | $ 225,000 | $ 225,000 | $ 169,000 |
| Norfolk County Virginia | 1 | $ 235,000 | $ 235,000 | $ 563,000 |
| Northumberland County Virginia | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 286,000 |
| Shenandoah County Virginia | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Spotsylvania County Virginia | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Waynesboro County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Westmoreland County Virginia | 1 | $ 285,000 | $ 285,000 | $ 229,000 |
| Clark County Washington | 1 | $ 825,000 | $ 825,000 | $ 280,000 |
| Thurston County Washington | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Jefferson County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Tucker County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Polk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Sauk County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,786 | $875,870,000 | $490,000 | $2,705,000 | $214,000 | $3,904,000 |
| Home Purchase | 1,153 | $556,165,000 | $482,000 | $2,105,000 | $197,000 | $7,981,000 |
| Cash-out Refinancing | 488 | $236,650,000 | $484,000 | $2,105,000 | $193,000 | $1,440,000 |
| Home Improvement | 68 | $33,700,000 | $495,000 | $1,595,000 | $210,000 | $1,440,000 |
| Other Purpose | 8 | $530,000 | $66,000 | $105,000 | $170,000 | $337,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,151 | $620,925,000 | $539,000 | $2,505,000 | $221,000 | $1,417,000 |
| Asian | 934 | $445,100,000 | $476,000 | $2,005,000 | $191,000 | $2,606,000 |
| Not Provided | 586 | $288,540,000 | $492,000 | $2,705,000 | $228,000 | $7,981,000 |
| Black or African American | 313 | $122,235,000 | $390,000 | $1,905,000 | $176,000 | $3,904,000 |
| Hispanic | 189 | $90,375,000 | $478,000 | $1,665,000 | $186,000 | $1,772,000 |
| Not applicable | 63 | $23,355,000 | $370,000 | $885,000 | $185,000 | $566,000 |
| American Indian or Alaskan Native | 3 | $1,085,000 | $361,000 | $495,000 | $85,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,502 | $1,702,550,000 | $486,000 | $2,705,000 | $206,000 | $7,981,000 |
| VA-guaranteed (Veterans Administration) | 1 | $365,000 | $365,000 | $365,000 | $162,000 | $162,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,163 | $1,051,935,000 | $486,000 | $2,405,000 | $202,000 | $2,606,000 |
| Application Withdrawn By Applicant | 620 | $301,590,000 | $486,000 | $2,105,000 | $216,000 | $7,981,000 |
| Application Denied By Financial Institution | 408 | $218,340,000 | $535,000 | $2,705,000 | $208,000 | $3,076,000 |
| File Closed For Incompleteness | 203 | $87,225,000 | $429,000 | $1,475,000 | $220,000 | $3,904,000 |
| Loan Purchased By The Institution | 63 | $23,355,000 | $370,000 | $885,000 | $185,000 | $566,000 |
| Application Approved But Not Accepted | 46 | $20,470,000 | $445,000 | $995,000 | $173,000 | $557,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,095 | $1,484,575,000 | $479,000 | $2,405,000 | $205,000 | $7,981,000 |
| Debt-To-Income Ratio | 119 | $69,125,000 | $580,000 | $2,105,000 | $126,000 | $468,000 |
| Collateral | 79 | $40,905,000 | $517,000 | $1,815,000 | $224,000 | $856,000 |
| Credit History | 73 | $38,995,000 | $534,000 | $1,755,000 | $248,000 | $1,204,000 |
| Unverifiable Information | 58 | $27,530,000 | $474,000 | $1,125,000 | $200,000 | $635,000 |
| Other | 40 | $23,170,000 | $579,000 | $2,705,000 | $408,000 | $3,076,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $12,715,000 | $552,000 | $1,905,000 | $208,000 | $852,000 |
| Employment History | 14 | $5,420,000 | $387,000 | $805,000 | $86,000 | $134,000 |
| Mortgage Insurance Denied | 2 | $480,000 | $240,000 | $325,000 | $87,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.