United Nations Federal CU Mortgage Lending & HMDA Data, 2022
In 2022, United Nations Federal CU of Long Island City, NY reported 3,152 mortgage applications totaling $1.8 billion, up 7% from 2021. The average application was for $579,524, and applicants reported an average income of $219,785. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (602), Washington-Arlington-Alexandria, DC-VA-MD-WV (585) and Raleigh, NC (170) (applications in parentheses).
| Mortgage Company & Address | United Nations Federal CU 24-01 44th Road 7th Floor Long Island City, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,152 |
| Total Mortgage Loan Application Amount | $1,826,660,000 |
| Average Mortgage Loan Application Amount | $579,524 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $219,785 |
| Highest Applicant Income | $3,098,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Nations Federal CU filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun, Virginia | 243 | $ 215,685,000 | $ 887,592 | $ 237,000 |
| New York, New York | 199 | $ 120,505,000 | $ 605,552 | $ 252,000 |
| Wake, North Carolina | 163 | $ 79,365,000 | $ 486,901 | $ 160,000 |
| District of Columbia, District Of Columbia | 108 | $ 72,700,000 | $ 673,148 | $ 245,000 |
| Fairfax, Virginia | 106 | $ 70,530,000 | $ 665,377 | $ 240,000 |
| Kings, New York | 104 | $ 101,820,000 | $ 979,038 | $ 223,000 |
| Queens, New York | 94 | $ 52,900,000 | $ 562,765 | $ 190,000 |
| Montgomery, Maryland | 93 | $ 64,565,000 | $ 694,247 | $ 258,000 |
| Westchester, New York | 75 | $ 40,955,000 | $ 546,066 | $ 245,000 |
| Denton, Texas | 56 | $ 30,450,000 | $ 543,750 | $ 174,000 |
| Arlington, Virginia | 54 | $ 18,380,000 | $ 340,370 | $ 167,000 |
| Hudson, New Jersey | 53 | $ 30,265,000 | $ 571,037 | $ 230,000 |
| Middlesex, Massachusetts | 49 | $ 32,825,000 | $ 669,897 | $ 231,000 |
| Bergen, New Jersey | 42 | $ 20,410,000 | $ 485,952 | $ 215,000 |
| Collin, Texas | 42 | $ 25,830,000 | $ 615,000 | $ 182,000 |
| Middlesex, New Jersey | 39 | $ 17,635,000 | $ 452,179 | $ 202,000 |
| Forsyth, Georgia | 37 | $ 20,955,000 | $ 566,351 | $ 147,000 |
| Frederick, Maryland | 36 | $ 20,680,000 | $ 574,444 | $ 175,000 |
| Essex, New Jersey | 36 | $ 19,770,000 | $ 549,166 | $ 178,000 |
| Nassau, New York | 35 | $ 20,885,000 | $ 596,714 | $ 280,000 |
| Maricopa, Arizona | 34 | $ 17,420,000 | $ 512,352 | $ 122,000 |
| Prince George's, Maryland | 30 | $ 8,690,000 | $ 289,666 | $ 140,000 |
| Morris, New Jersey | 28 | $ 12,970,000 | $ 463,214 | $ 189,000 |
| Palm Beach, Florida | 26 | $ 15,790,000 | $ 607,307 | $ 276,000 |
| Howard, Maryland | 25 | $ 13,315,000 | $ 532,600 | $ 174,000 |
| Suffolk, New York | 24 | $ 11,370,000 | $ 473,750 | $ 276,000 |
| Williamson, Texas | 24 | $ 11,820,000 | $ 492,500 | $ 167,000 |
| Mecklenburg, North Carolina | 23 | $ 7,505,000 | $ 326,304 | $ 175,000 |
| Prince William, Virginia | 23 | $ 12,575,000 | $ 546,739 | $ 145,000 |
| Fairfield, Connecticut | 22 | $ 13,540,000 | $ 615,454 | $ 227,000 |
| Henrico, Virginia | 22 | $ 7,910,000 | $ 359,545 | $ 158,000 |
| Travis, Texas | 21 | $ 11,565,000 | $ 550,714 | $ 188,000 |
| Norfolk, Massachusetts | 20 | $ 17,300,000 | $ 865,000 | $ 276,000 |
| Suffolk, Massachusetts | 20 | $ 11,840,000 | $ 592,000 | $ 291,000 |
| Mercer, New Jersey | 18 | $ 9,420,000 | $ 523,333 | $ 234,000 |
| Chesterfield, Virginia | 18 | $ 6,330,000 | $ 351,666 | $ 205,000 |
| Fulton, Georgia | 17 | $ 6,845,000 | $ 402,647 | $ 234,000 |
| Bronx, New York | 15 | $ 6,375,000 | $ 425,000 | $ 181,000 |
| St. Johns, Florida | 14 | $ 3,950,000 | $ 282,142 | $ 183,000 |
| Albemarle, Virginia | 14 | $ 5,580,000 | $ 398,571 | $ 202,000 |
| Miami-Dade, Florida | 13 | $ 6,775,000 | $ 521,153 | $ 336,000 |
| Somerset, New Jersey | 13 | $ 7,345,000 | $ 565,000 | $ 214,000 |
| Catawba, North Carolina | 13 | $ 2,585,000 | $ 198,846 | $ 179,000 |
| Broward, Florida | 12 | $ 6,480,000 | $ 540,000 | $ 271,000 |
| Monmouth, New Jersey | 12 | $ 5,380,000 | $ 448,333 | $ 258,000 |
| Barnstable, Massachusetts | 11 | $ 8,105,000 | $ 736,818 | $ 290,000 |
| Durham, North Carolina | 11 | $ 2,805,000 | $ 255,000 | $ 182,000 |
| Union, North Carolina | 11 | $ 4,155,000 | $ 377,727 | $ 208,000 |
| Collier, Florida | 10 | $ 8,630,000 | $ 863,000 | $ 494,000 |
| Essex, Massachusetts | 10 | $ 5,800,000 | $ 580,000 | $ 273,000 |
| Alameda, California | 9 | $ 8,525,000 | $ 947,222 | $ 243,000 |
| Los Angeles, California | 9 | $ 7,265,000 | $ 807,222 | $ 342,000 |
| Orange, California | 9 | $ 7,305,000 | $ 811,666 | $ 224,000 |
| Leon, Florida | 9 | $ 3,735,000 | $ 415,000 | $ 121,000 |
| Orange, Florida | 9 | $ 3,385,000 | $ 376,111 | $ 254,000 |
| Pasco, Florida | 9 | $ 3,295,000 | $ 366,111 | $ 186,000 |
| Anne Arundel, Maryland | 9 | $ 5,115,000 | $ 568,333 | $ 294,000 |
| Baltimore City, Maryland | 9 | $ 3,325,000 | $ 369,444 | $ 245,000 |
| Passaic, New Jersey | 9 | $ 3,785,000 | $ 420,555 | $ 146,000 |
| Dare, North Carolina | 9 | $ 11,305,000 | $ 1,256,111 | $ 694,000 |
| Berkeley, West Virginia | 9 | $ 2,185,000 | $ 242,777 | $ 166,000 |
| Duval, Florida | 8 | $ 2,300,000 | $ 287,500 | $ 113,000 |
| Pinellas, Florida | 8 | $ 3,770,000 | $ 471,250 | $ 221,000 |
| Union, New Jersey | 8 | $ 3,680,000 | $ 460,000 | $ 176,000 |
| Ulster, New York | 8 | $ 17,870,000 | $ 2,233,750 | $ 274,000 |
| Lexington, South Carolina | 7 | $ 2,805,000 | $ 400,714 | $ 106,000 |
| DeKalb, Georgia | 6 | $ 1,670,000 | $ 278,333 | $ 152,000 |
| Cook, Illinois | 6 | $ 3,660,000 | $ 610,000 | $ 384,000 |
| Plymouth, Massachusetts | 6 | $ 4,680,000 | $ 780,000 | $ 364,000 |
| Hennepin, Minnesota | 6 | $ 2,770,000 | $ 461,666 | $ 226,000 |
| St. Charles, Missouri | 6 | $ 2,690,000 | $ 448,333 | $ 152,000 |
| Bucks, Pennsylvania | 6 | $ 5,400,000 | $ 900,000 | $ 385,000 |
| Greenville, South Carolina | 6 | $ 1,660,000 | $ 276,666 | $ 177,000 |
| Shelby, Tennessee | 6 | $ 1,460,000 | $ 243,333 | $ 152,000 |
| Alexandria, Virginia | 6 | $ 3,610,000 | $ 601,666 | $ 272,000 |
| King, Washington | 6 | $ 4,400,000 | $ 733,333 | $ 232,000 |
| Hillsborough, Florida | 5 | $ 1,545,000 | $ 309,000 | $ 113,000 |
| Polk, Florida | 5 | $ 1,775,000 | $ 355,000 | $ 250,000 |
| Will, Illinois | 5 | $ 2,365,000 | $ 473,000 | $ 510,000 |
| Clark, Nevada | 5 | $ 2,825,000 | $ 565,000 | $ 133,000 |
| Sussex, New Jersey | 5 | $ 3,115,000 | $ 623,000 | $ 306,000 |
| Dutchess, New York | 5 | $ 1,385,000 | $ 277,000 | $ 145,000 |
| Putnam, New York | 5 | $ 2,225,000 | $ 445,000 | $ 217,000 |
| Johnston, North Carolina | 5 | $ 1,575,000 | $ 315,000 | $ 260,000 |
| Chester, Pennsylvania | 5 | $ 2,495,000 | $ 499,000 | $ 163,000 |
| Davidson, Tennessee | 5 | $ 4,325,000 | $ 865,000 | $ 189,000 |
| Bexar, Texas | 5 | $ 1,465,000 | $ 293,000 | $ 132,000 |
| Dallas, Texas | 5 | $ 3,215,000 | $ 643,000 | $ 234,000 |
| Richmond City, Virginia | 5 | $ 1,825,000 | $ 365,000 | $ 246,000 |
| Virginia Beach, Virginia | 5 | $ 1,675,000 | $ 335,000 | $ 159,000 |
| Contra Costa, California | 4 | $ 2,780,000 | $ 695,000 | $ 191,000 |
| Sacramento, California | 4 | $ 1,560,000 | $ 390,000 | $ 161,000 |
| San Francisco, California | 4 | $ 3,680,000 | $ 920,000 | $ 318,000 |
| Hartford, Connecticut | 4 | $ 1,900,000 | $ 475,000 | $ 171,000 |
| New Haven, Connecticut | 4 | $ 2,180,000 | $ 545,000 | $ 133,000 |
| Lee, Florida | 4 | $ 3,270,000 | $ 817,500 | $ 505,000 |
| Gwinnett, Georgia | 4 | $ 2,090,000 | $ 522,500 | $ 122,000 |
| Paulding, Georgia | 4 | $ 1,660,000 | $ 415,000 | $ 171,000 |
| Worcester, Massachusetts | 4 | $ 1,800,000 | $ 450,000 | $ 196,000 |
| Oakland, Michigan | 4 | $ 1,390,000 | $ 347,500 | $ 100,000 |
| St. Louis, Missouri | 4 | $ 2,210,000 | $ 552,500 | $ 197,000 |
| Orange, New York | 4 | $ 2,060,000 | $ 515,000 | $ 304,000 |
| Richmond, New York | 4 | $ 1,880,000 | $ 470,000 | $ 196,000 |
| Sullivan, New York | 4 | $ 1,040,000 | $ 260,000 | $ 198,000 |
| Forsyth, North Carolina | 4 | $ 1,130,000 | $ 282,500 | $ 100,000 |
| Iredell, North Carolina | 4 | $ 2,570,000 | $ 642,500 | $ 203,000 |
| Delaware, Ohio | 4 | $ 1,530,000 | $ 382,500 | $ 154,000 |
| Montgomery, Pennsylvania | 4 | $ 1,380,000 | $ 345,000 | $ 178,000 |
| Maury, Tennessee | 4 | $ 940,000 | $ 235,000 | $ 246,000 |
| Rutherford, Tennessee | 4 | $ 1,180,000 | $ 295,000 | $ 218,000 |
| Williamson, Tennessee | 4 | $ 2,750,000 | $ 687,500 | $ 188,000 |
| Frederick, Virginia | 4 | $ 1,090,000 | $ 272,500 | $ 199,000 |
| Rockingham, Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 129,000 |
| Stafford, Virginia | 4 | $ 1,510,000 | $ 377,500 | $ 219,000 |
| Snohomish, Washington | 4 | $ 2,790,000 | $ 697,500 | $ 190,000 |
| Benton, Arkansas | 3 | $ 1,375,000 | $ 458,333 | $ 156,000 |
| Riverside, California | 3 | $ 1,235,000 | $ 411,666 | $ 184,000 |
| San Mateo, California | 3 | $ 3,135,000 | $ 1,045,000 | $ 262,000 |
| Santa Clara, California | 3 | $ 1,425,000 | $ 475,000 | $ 131,000 |
| Douglas, Colorado | 3 | $ 1,485,000 | $ 495,000 | $ 175,000 |
| New Castle, Delaware | 3 | $ 1,075,000 | $ 358,333 | $ 143,000 |
| Brevard, Florida | 3 | $ 925,000 | $ 308,333 | $ 165,000 |
| Clay, Florida | 3 | $ 1,035,000 | $ 345,000 | $ 90,000 |
| Marion, Florida | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| St. Lucie, Florida | 3 | $ 1,975,000 | $ 658,333 | $ 281,000 |
| Bartow, Georgia | 3 | $ 825,000 | $ 275,000 | $ 166,000 |
| Cobb, Georgia | 3 | $ 1,315,000 | $ 438,333 | $ 150,000 |
| Newton, Georgia | 3 | $ 645,000 | $ 215,000 | $ 112,000 |
| Harrison, Mississippi | 3 | $ 605,000 | $ 201,666 | $ 228,000 |
| Burlington, New Jersey | 3 | $ 995,000 | $ 331,666 | $ 146,000 |
| Gloucester, New Jersey | 3 | $ 585,000 | $ 195,000 | $ 184,000 |
| Ocean, New Jersey | 3 | $ 1,535,000 | $ 511,666 | $ 209,000 |
| Cabarrus, North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 189,000 |
| Guilford, North Carolina | 3 | $ 1,115,000 | $ 371,666 | $ 176,000 |
| Tulsa, Oklahoma | 3 | $ 1,445,000 | $ 481,666 | $ 129,000 |
| Allegheny, Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 281,000 |
| Dauphin, Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 163,000 |
| Philadelphia, Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 205,000 |
| Beaufort, South Carolina | 3 | $ 2,215,000 | $ 738,333 | $ 284,000 |
| Kaufman, Texas | 3 | $ 1,315,000 | $ 438,333 | $ 127,000 |
| Montgomery, Texas | 3 | $ 1,175,000 | $ 391,666 | $ 148,000 |
| Waller, Texas | 3 | $ 615,000 | $ 205,000 | $ 147,000 |
| Salt Lake, Utah | 3 | $ 1,135,000 | $ 378,333 | $ 249,000 |
| Summit, Utah | 3 | $ 3,495,000 | $ 1,165,000 | $ 585,000 |
| Washington, Utah | 3 | $ 2,415,000 | $ 805,000 | $ 279,000 |
| Harrisonburg, Virginia | 3 | $ 825,000 | $ 275,000 | $ 353,000 |
| Manassas Park, Virginia | 3 | $ 1,045,000 | $ 348,333 | $ 292,000 |
| Baldwin, Alabama | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| San Joaquin, California | 2 | $ 1,550,000 | $ 775,000 | $ 190,000 |
| Ventura, California | 2 | $ 1,550,000 | $ 775,000 | $ 198,000 |
| Arapahoe, Colorado | 2 | $ 1,780,000 | $ 890,000 | $ 402,000 |
| El Paso, Colorado | 2 | $ 2,090,000 | $ 1,045,000 | $ 530,000 |
| Jefferson, Colorado | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Sussex, Delaware | 2 | $ 480,000 | $ 240,000 | $ 156,000 |
| Gordon, Georgia | 2 | $ 340,000 | $ 170,000 | $ 168,000 |
| Maui, Hawaii | 2 | $ 1,410,000 | $ 705,000 | $ 151,000 |
| Kane, Illinois | 2 | $ 890,000 | $ 445,000 | $ 110,000 |
| Baltimore, Maryland | 2 | $ 1,170,000 | $ 585,000 | $ 368,000 |
| Carroll, Maryland | 2 | $ 1,740,000 | $ 870,000 | $ 293,000 |
| Jackson, Mississippi | 2 | $ 310,000 | $ 155,000 | $ 210,000 |
| Rankin, Mississippi | 2 | $ 380,000 | $ 190,000 | $ 631,000 |
| Rockingham, New Hampshire | 2 | $ 840,000 | $ 420,000 | $ 127,000 |
| Camden, New Jersey | 2 | $ 840,000 | $ 420,000 | $ 301,000 |
| Cape May, New Jersey | 2 | $ 800,000 | $ 400,000 | $ 188,000 |
| Santa Fe, New Mexico | 2 | $ 940,000 | $ 470,000 | $ 155,000 |
| Essex, New York | 2 | $ 1,910,000 | $ 955,000 | $ 436,000 |
| Greene, New York | 2 | $ 780,000 | $ 390,000 | $ 319,000 |
| Rockland, New York | 2 | $ 1,050,000 | $ 525,000 | $ 303,000 |
| Brunswick, North Carolina | 2 | $ 640,000 | $ 320,000 | $ 430,000 |
| Currituck, North Carolina | 2 | $ 3,030,000 | $ 1,515,000 | $ 478,000 |
| Franklin, North Carolina | 2 | $ 710,000 | $ 355,000 | $ 226,000 |
| Orange, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Lorain, Ohio | 2 | $ 770,000 | $ 385,000 | $ 93,000 |
| Multnomah, Oregon | 2 | $ 940,000 | $ 470,000 | $ 146,000 |
| Delaware, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 175,000 |
| Providence, Rhode Island | 2 | $ 680,000 | $ 340,000 | $ 178,000 |
| Horry, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Lancaster, South Carolina | 2 | $ 910,000 | $ 455,000 | $ 129,000 |
| Wilson, Tennessee | 2 | $ 970,000 | $ 485,000 | $ 112,000 |
| Fort Bend, Texas | 2 | $ 630,000 | $ 315,000 | $ 96,000 |
| Tarrant, Texas | 2 | $ 650,000 | $ 325,000 | $ 238,000 |
| Fairfax City, Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 356,000 |
| Fauquier, Virginia | 2 | $ 560,000 | $ 280,000 | $ 222,000 |
| Hanover, Virginia | 2 | $ 780,000 | $ 390,000 | $ 171,000 |
| Jefferson, Alabama | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Madison, Alabama | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| Anchorage, Alaska | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Pinal, Arizona | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Yavapai, Arizona | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Calaveras, California | 1 | $ 525,000 | $ 525,000 | $ 786,000 |
| Merced, California | 1 | $ 445,000 | $ 445,000 | $ 350,000 |
| Placer, California | 1 | $ 505,000 | $ 505,000 | $ 409,000 |
| San Diego, California | 1 | $ 505,000 | $ 505,000 | $ 61,000 |
| Solano, California | 1 | $ 655,000 | $ 655,000 | $ 281,000 |
| Sonoma, California | 1 | $ 1,105,000 | $ 1,105,000 | $ 520,000 |
| Boulder, Colorado | 1 | $ 445,000 | $ 445,000 | $ 202,000 |
| Litchfield, Connecticut | 1 | $ 605,000 | $ 605,000 | $ 168,000 |
| Middlesex, Connecticut | 1 | $ 245,000 | $ 245,000 | $ 221,000 |
| Tolland, Connecticut | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Flagler, Florida | 1 | $ 305,000 | $ 305,000 | $ 21,000 |
| Hernando, Florida | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Lake, Florida | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Manatee, Florida | 1 | $ 425,000 | $ 425,000 | $ 273,000 |
| Martin, Florida | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Osceola, Florida | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Sarasota, Florida | 1 | $ 515,000 | $ 515,000 | $ 52,000 |
| Seminole, Florida | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Volusia, Florida | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Barrow, Georgia | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Bibb, Georgia | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Chatham, Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Clayton, Georgia | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Columbia, Georgia | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Dawson, Georgia | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Douglas, Georgia | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Floyd, Georgia | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Hall, Georgia | 1 | $ 305,000 | $ 305,000 | $ 243,000 |
| Spalding, Georgia | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| White, Georgia | 1 | $ 205,000 | $ 205,000 | $ 237,000 |
| Whitfield, Georgia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Hawaii, Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 462,000 |
| Honolulu, Hawaii | 1 | $ 905,000 | $ 905,000 | $ 556,000 |
| Kendall, Illinois | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| McHenry, Illinois | 1 | $ 465,000 | $ 465,000 | $ 108,000 |
| Boone, Indiana | 1 | $ 195,000 | $ 195,000 | $ 237,000 |
| Porter, Indiana | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Johnson, Kansas | 1 | $ 575,000 | $ 575,000 | $ 177,000 |
| St. Bernard, Louisiana | 1 | $ 355,000 | $ 355,000 | $ 160,000 |
| Knox, Maine | 1 | $ 375,000 | $ 375,000 | $ 379,000 |
| Oxford, Maine | 1 | $ 425,000 | $ 425,000 | $ 1,073,000 |
| Penobscot, Maine | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| York, Maine | 1 | $ 475,000 | $ 475,000 | $ 333,000 |
| Charles, Maryland | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Garrett, Maryland | 1 | $ 465,000 | $ 465,000 | $ 322,000 |
| Dukes, Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 173,000 |
| Hampshire, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Ingham, Michigan | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Washtenaw, Michigan | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Wayne, Michigan | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Ramsey, Minnesota | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Scott, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| St. Louis, Minnesota | 1 | $ 385,000 | $ 385,000 | $ 264,000 |
| Washington, Minnesota | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Madison, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Boone, Missouri | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Jasper, Missouri | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| St. Louis City, Missouri | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Flathead, Montana | 1 | $ 925,000 | $ 925,000 | $ 545,000 |
| Gallatin, Montana | 1 | $ 715,000 | $ 715,000 | $ 911,000 |
| Carroll, New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 170,000 |
| Grafton, New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Hillsborough, New Hampshire | 1 | $ 725,000 | $ 725,000 | $ 251,000 |
| Warren, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 388,000 |
| Albany, New York | 1 | $ 495,000 | $ 495,000 | $ 308,000 |
| Broome, New York | 1 | $ 245,000 | $ 245,000 | $ 347,000 |
| Cayuga, New York | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Columbia, New York | 1 | $ 305,000 | $ 305,000 | $ 406,000 |
| Jefferson, New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Monroe, New York | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Schenectady, New York | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Warren, New York | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Alamance, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Avery, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 213,000 |
| Chatham, North Carolina | 1 | $ 545,000 | $ 545,000 | $ 234,000 |
| Edgecombe, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 205,000 |
| Gaston, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Nash, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Transylvania, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Cuyahoga, Ohio | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Fairfield, Ohio | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Franklin, Ohio | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Hamilton, Ohio | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
| Portage, Ohio | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Wood, Ohio | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Washington, Oregon | 1 | $ 645,000 | $ 645,000 | $ 120,000 |
| Adams, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Butler, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Lehigh, Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 243,000 |
| Northampton, Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 187,000 |
| Pike, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Washington, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Wayne, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 235,000 |
| Kent, Rhode Island | 1 | $ 805,000 | $ 805,000 | $ 675,000 |
| Newport, Rhode Island | 1 | $ 655,000 | $ 655,000 | $ 306,000 |
| Dorchester, South Carolina | 1 | $ 555,000 | $ 555,000 | $ 269,000 |
| Richland, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Spartanburg, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| York, South Carolina | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Roane, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Sevier, Tennessee | 1 | $ 565,000 | $ 565,000 | $ 292,000 |
| Van Buren, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Warren, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Brazoria, Texas | 1 | $ 255,000 | $ 255,000 | $ 273,000 |
| Ellis, Texas | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Grayson, Texas | 1 | $ 265,000 | $ 265,000 | $ 479,000 |
| Harris, Texas | 1 | $ 305,000 | $ 305,000 | $ 29,000 |
| Hays, Texas | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Rockwall, Texas | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Taylor, Texas | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Wasatch, Utah | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
| Bennington, Vermont | 1 | $ 365,000 | $ 365,000 | $ 230,000 |
| Lamoille, Vermont | 1 | $ 445,000 | $ 445,000 | $ 121,000 |
| Culpeper, Virginia | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Fredericksburg, Virginia | 1 | $ 345,000 | $ 345,000 | $ 315,000 |
| James City, Virginia | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Manassas, Virginia | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Westmoreland, Virginia | 1 | $ 415,000 | $ 415,000 | $ 249,000 |
| Pierce, Washington | 1 | $ 525,000 | $ 525,000 | $ 291,000 |
| Dane, Wisconsin | 1 | $ 795,000 | $ 795,000 | $ 200,000 |
| Milwaukee, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for United Nations Federal CU in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,417 | $1,380,445,000 | $571,000 | $2,415,000 | $213,000 | $3,098,000 |
| Cash-out Refinancing | 352 | $216,480,000 | $615,000 | $12,005,000 | $235,000 | $1,445,000 |
| Refinancing | 325 | $215,635,000 | $663,000 | $20,005,000 | $254,000 | $1,851,000 |
| Other Purpose | 37 | $5,245,000 | $141,000 | $805,000 | $191,000 | $1,602,000 |
| Home Improvement | 21 | $8,855,000 | $421,000 | $995,000 | $267,000 | $786,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,068 | $609,980,000 | $571,000 | $2,355,000 | $209,000 | $3,098,000 |
| White | 823 | $496,895,000 | $603,000 | $2,705,000 | $261,000 | $1,902,000 |
| Not Provided | 476 | $270,290,000 | $567,000 | $2,345,000 | $236,000 | $1,328,000 |
| Black or African American | 210 | $85,930,000 | $409,000 | $1,605,000 | $171,000 | $786,000 |
| Hispanic | 128 | $61,170,000 | $477,000 | $1,365,000 | $183,000 | $1,015,000 |
| Not applicable | 7 | $50,305,000 | $7,186,000 | $20,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $3,235,000 | $647,000 | $1,275,000 | $294,000 | $645,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,152 | $1,826,660,000 | $579,000 | $20,005,000 | $220,000 | $3,098,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,184 | $1,279,060,000 | $585,000 | $20,005,000 | $227,000 | $1,902,000 |
| Application Withdrawn By Applicant | 539 | $290,895,000 | $539,000 | $2,005,000 | $202,000 | $3,098,000 |
| Application Denied By Financial Institution | 262 | $168,810,000 | $644,000 | $12,005,000 | $201,000 | $2,001,000 |
| File Closed For Incompleteness | 90 | $44,740,000 | $497,000 | $2,355,000 | $174,000 | $655,000 |
| Loan Purchased By The Institution | 45 | $25,735,000 | $571,000 | $1,595,000 | $245,000 | $881,000 |
| Application Approved But Not Accepted | 32 | $17,420,000 | $544,000 | $1,915,000 | $295,000 | $1,445,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,890 | $1,657,850,000 | $573,000 | $20,005,000 | $222,000 | $3,098,000 |
| Debt-To-Income Ratio | 88 | $53,520,000 | $608,000 | $1,495,000 | $138,000 | $562,000 |
| Collateral | 48 | $37,790,000 | $787,000 | $12,005,000 | $236,000 | $826,000 |
| Credit History | 37 | $16,545,000 | $447,000 | $1,215,000 | $218,000 | $1,015,000 |
| Unverifiable Information | 31 | $27,385,000 | $883,000 | $7,805,000 | $183,000 | $462,000 |
| Other | 25 | $15,715,000 | $628,000 | $1,605,000 | $291,000 | $1,173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $7,950,000 | $496,000 | $815,000 | $169,000 | $318,000 |
| Employment History | 14 | $7,780,000 | $555,000 | $925,000 | $328,000 | $2,001,000 |
| Credit Application Incomplete | 2 | $1,390,000 | $695,000 | $715,000 | $304,000 | $398,000 |
| Mortgage Insurance Denied | 1 | $735,000 | $735,000 | $735,000 | $232,000 | $232,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal CU's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal CU's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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