United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
United Nations Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,152 |
| Total Mortgage Loan Application Amount | $1,826,660,000 |
| Average Mortgage Loan Application Amount | $482,200 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $232,000 |
| Highest Applicant Income | $3,098,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun County Virginia | 243 | $ 215,685,000 | $ 887,000 | $ 237,000 |
| New York County New York | 199 | $ 120,505,000 | $ 605,000 | $ 252,000 |
| Wake County North Carolina | 163 | $ 79,365,000 | $ 486,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 108 | $ 72,700,000 | $ 673,000 | $ 245,000 |
| Fairfax County Virginia | 106 | $ 70,530,000 | $ 665,000 | $ 240,000 |
| Kings County New York | 104 | $ 101,820,000 | $ 979,000 | $ 223,000 |
| Queens County New York | 94 | $ 52,900,000 | $ 562,000 | $ 190,000 |
| Montgomery County Maryland | 93 | $ 64,565,000 | $ 694,000 | $ 258,000 |
| Westchester County New York | 75 | $ 40,955,000 | $ 546,000 | $ 245,000 |
| Denton County Texas | 56 | $ 30,450,000 | $ 543,000 | $ 174,000 |
| Arlington County Virginia | 54 | $ 18,380,000 | $ 340,000 | $ 167,000 |
| Hudson County New Jersey | 53 | $ 30,265,000 | $ 571,000 | $ 230,000 |
| Middlesex County Massachusetts | 49 | $ 32,825,000 | $ 669,000 | $ 231,000 |
| Bergen County New Jersey | 42 | $ 20,410,000 | $ 485,000 | $ 215,000 |
| Collin County Texas | 42 | $ 25,830,000 | $ 615,000 | $ 182,000 |
| Middlesex County New Jersey | 39 | $ 17,635,000 | $ 452,000 | $ 202,000 |
| Forsyth County Georgia | 37 | $ 20,955,000 | $ 566,000 | $ 147,000 |
| Frederick County Maryland | 36 | $ 20,680,000 | $ 574,000 | $ 175,000 |
| Essex County New Jersey | 36 | $ 19,770,000 | $ 549,000 | $ 178,000 |
| Nassau County New York | 35 | $ 20,885,000 | $ 596,000 | $ 280,000 |
| Maricopa County Arizona | 34 | $ 17,420,000 | $ 512,000 | $ 122,000 |
| Prince George's County Maryland | 30 | $ 8,690,000 | $ 289,000 | $ 140,000 |
| Morris County New Jersey | 28 | $ 12,970,000 | $ 463,000 | $ 189,000 |
| Palm Beach County Florida | 26 | $ 15,790,000 | $ 607,000 | $ 276,000 |
| Howard County Maryland | 25 | $ 13,315,000 | $ 532,000 | $ 174,000 |
| Suffolk County New York | 24 | $ 11,370,000 | $ 473,000 | $ 276,000 |
| Williamson County Texas | 24 | $ 11,820,000 | $ 492,000 | $ 167,000 |
| Mecklenburg County North Carolina | 23 | $ 7,505,000 | $ 326,000 | $ 175,000 |
| Prince William County Virginia | 23 | $ 12,575,000 | $ 546,000 | $ 145,000 |
| Fairfield County Connecticut | 22 | $ 13,540,000 | $ 615,000 | $ 227,000 |
| Henrico County Virginia | 22 | $ 7,910,000 | $ 359,000 | $ 158,000 |
| Travis County Texas | 21 | $ 11,565,000 | $ 550,000 | $ 188,000 |
| Norfolk County Massachusetts | 20 | $ 17,300,000 | $ 865,000 | $ 276,000 |
| Suffolk County Massachusetts | 20 | $ 11,840,000 | $ 592,000 | $ 291,000 |
| Mercer County New Jersey | 18 | $ 9,420,000 | $ 523,000 | $ 234,000 |
| Chesterfield County Virginia | 18 | $ 6,330,000 | $ 351,000 | $ 205,000 |
| Fulton County Georgia | 17 | $ 6,845,000 | $ 402,000 | $ 234,000 |
| Bronx County New York | 15 | $ 6,375,000 | $ 425,000 | $ 181,000 |
| St. Johns County Florida | 14 | $ 3,950,000 | $ 282,000 | $ 183,000 |
| Albemarle County Virginia | 14 | $ 5,580,000 | $ 398,000 | $ 202,000 |
| Miami-Dade County Florida | 13 | $ 6,775,000 | $ 521,000 | $ 336,000 |
| Somerset County New Jersey | 13 | $ 7,345,000 | $ 565,000 | $ 214,000 |
| Catawba County North Carolina | 13 | $ 2,585,000 | $ 198,000 | $ 179,000 |
| Broward County Florida | 12 | $ 6,480,000 | $ 540,000 | $ 271,000 |
| Monmouth County New Jersey | 12 | $ 5,380,000 | $ 448,000 | $ 258,000 |
| Barnstable County Massachusetts | 11 | $ 8,105,000 | $ 736,000 | $ 290,000 |
| Durham County North Carolina | 11 | $ 2,805,000 | $ 255,000 | $ 182,000 |
| Union County North Carolina | 11 | $ 4,155,000 | $ 377,000 | $ 208,000 |
| Collier County Florida | 10 | $ 8,630,000 | $ 863,000 | $ 494,000 |
| Essex County Massachusetts | 10 | $ 5,800,000 | $ 580,000 | $ 273,000 |
| Alameda County California | 9 | $ 8,525,000 | $ 947,000 | $ 243,000 |
| Los Angeles County California | 9 | $ 7,265,000 | $ 807,000 | $ 342,000 |
| Orange County California | 9 | $ 7,305,000 | $ 811,000 | $ 224,000 |
| Leon County Florida | 9 | $ 3,735,000 | $ 415,000 | $ 121,000 |
| Orange County Florida | 9 | $ 3,385,000 | $ 376,000 | $ 254,000 |
| Pasco County Florida | 9 | $ 3,295,000 | $ 366,000 | $ 186,000 |
| Anne Arundel County Maryland | 9 | $ 5,115,000 | $ 568,000 | $ 294,000 |
| Baltimore City County Maryland | 9 | $ 3,325,000 | $ 369,000 | $ 245,000 |
| Passaic County New Jersey | 9 | $ 3,785,000 | $ 420,000 | $ 146,000 |
| Dare County North Carolina | 9 | $ 11,305,000 | $ 1,256,000 | $ 694,000 |
| Berkeley County West Virginia | 9 | $ 2,185,000 | $ 242,000 | $ 166,000 |
| Duval County Florida | 8 | $ 2,300,000 | $ 287,000 | $ 113,000 |
| Pinellas County Florida | 8 | $ 3,770,000 | $ 471,000 | $ 221,000 |
| Union County New Jersey | 8 | $ 3,680,000 | $ 460,000 | $ 176,000 |
| Ulster County New York | 8 | $ 17,870,000 | $ 2,233,000 | $ 274,000 |
| Lexington County South Carolina | 7 | $ 2,805,000 | $ 400,000 | $ 106,000 |
| DeKalb County Georgia | 6 | $ 1,670,000 | $ 278,000 | $ 152,000 |
| Cook County Illinois | 6 | $ 3,660,000 | $ 610,000 | $ 384,000 |
| Plymouth County Massachusetts | 6 | $ 4,680,000 | $ 780,000 | $ 364,000 |
| Hennepin County Minnesota | 6 | $ 2,770,000 | $ 461,000 | $ 226,000 |
| St. Charles County Missouri | 6 | $ 2,690,000 | $ 448,000 | $ 152,000 |
| Bucks County Pennsylvania | 6 | $ 5,400,000 | $ 900,000 | $ 385,000 |
| Greenville County South Carolina | 6 | $ 1,660,000 | $ 276,000 | $ 177,000 |
| Shelby County Tennessee | 6 | $ 1,460,000 | $ 243,000 | $ 152,000 |
| Alexandria County Virginia | 6 | $ 3,610,000 | $ 601,000 | $ 272,000 |
| King County Washington | 6 | $ 4,400,000 | $ 733,000 | $ 232,000 |
| Hillsborough County Florida | 5 | $ 1,545,000 | $ 309,000 | $ 113,000 |
| Polk County Florida | 5 | $ 1,775,000 | $ 355,000 | $ 250,000 |
| Will County Illinois | 5 | $ 2,365,000 | $ 473,000 | $ 510,000 |
| Clark County Nevada | 5 | $ 2,825,000 | $ 565,000 | $ 133,000 |
| Sussex County New Jersey | 5 | $ 3,115,000 | $ 623,000 | $ 306,000 |
| Dutchess County New York | 5 | $ 1,385,000 | $ 277,000 | $ 145,000 |
| Putnam County New York | 5 | $ 2,225,000 | $ 445,000 | $ 217,000 |
| Johnston County North Carolina | 5 | $ 1,575,000 | $ 315,000 | $ 260,000 |
| Chester County Pennsylvania | 5 | $ 2,495,000 | $ 499,000 | $ 163,000 |
| Davidson County Tennessee | 5 | $ 4,325,000 | $ 865,000 | $ 189,000 |
| Bexar County Texas | 5 | $ 1,465,000 | $ 293,000 | $ 132,000 |
| Dallas County Texas | 5 | $ 3,215,000 | $ 643,000 | $ 234,000 |
| Richmond City County Virginia | 5 | $ 1,825,000 | $ 365,000 | $ 246,000 |
| Virginia Beach County Virginia | 5 | $ 1,675,000 | $ 335,000 | $ 159,000 |
| Contra Costa County California | 4 | $ 2,780,000 | $ 695,000 | $ 191,000 |
| Sacramento County California | 4 | $ 1,560,000 | $ 390,000 | $ 161,000 |
| San Francisco County California | 4 | $ 3,680,000 | $ 920,000 | $ 318,000 |
| Hartford County Connecticut | 4 | $ 1,900,000 | $ 475,000 | $ 171,000 |
| New Haven County Connecticut | 4 | $ 2,180,000 | $ 545,000 | $ 133,000 |
| Lee County Florida | 4 | $ 3,270,000 | $ 817,000 | $ 505,000 |
| Gwinnett County Georgia | 4 | $ 2,090,000 | $ 522,000 | $ 122,000 |
| Paulding County Georgia | 4 | $ 1,660,000 | $ 415,000 | $ 171,000 |
| Worcester County Massachusetts | 4 | $ 1,800,000 | $ 450,000 | $ 196,000 |
| Oakland County Michigan | 4 | $ 1,390,000 | $ 347,000 | $ 100,000 |
| St. Louis County Missouri | 4 | $ 2,210,000 | $ 552,000 | $ 197,000 |
| Orange County New York | 4 | $ 2,060,000 | $ 515,000 | $ 304,000 |
| Richmond County New York | 4 | $ 1,880,000 | $ 470,000 | $ 196,000 |
| Sullivan County New York | 4 | $ 1,040,000 | $ 260,000 | $ 198,000 |
| Forsyth County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 100,000 |
| Iredell County North Carolina | 4 | $ 2,570,000 | $ 642,000 | $ 203,000 |
| Delaware County Ohio | 4 | $ 1,530,000 | $ 382,000 | $ 154,000 |
| Montgomery County Pennsylvania | 4 | $ 1,380,000 | $ 345,000 | $ 178,000 |
| Maury County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 246,000 |
| Rutherford County Tennessee | 4 | $ 1,180,000 | $ 295,000 | $ 218,000 |
| Williamson County Tennessee | 4 | $ 2,750,000 | $ 687,000 | $ 188,000 |
| Frederick County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 199,000 |
| Rockingham County Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 129,000 |
| Stafford County Virginia | 4 | $ 1,510,000 | $ 377,000 | $ 219,000 |
| Snohomish County Washington | 4 | $ 2,790,000 | $ 697,000 | $ 190,000 |
| Benton County Arkansas | 3 | $ 1,375,000 | $ 458,000 | $ 156,000 |
| Riverside County California | 3 | $ 1,235,000 | $ 411,000 | $ 184,000 |
| San Mateo County California | 3 | $ 3,135,000 | $ 1,045,000 | $ 262,000 |
| Santa Clara County California | 3 | $ 1,425,000 | $ 475,000 | $ 131,000 |
| Douglas County Colorado | 3 | $ 1,485,000 | $ 495,000 | $ 175,000 |
| New Castle County Delaware | 3 | $ 1,075,000 | $ 358,000 | $ 143,000 |
| Brevard County Florida | 3 | $ 925,000 | $ 308,000 | $ 165,000 |
| Clay County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 90,000 |
| Marion County Florida | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| St. Lucie County Florida | 3 | $ 1,975,000 | $ 658,000 | $ 281,000 |
| Bartow County Georgia | 3 | $ 825,000 | $ 275,000 | $ 166,000 |
| Cobb County Georgia | 3 | $ 1,315,000 | $ 438,000 | $ 150,000 |
| Newton County Georgia | 3 | $ 645,000 | $ 215,000 | $ 112,000 |
| Harrison County Mississippi | 3 | $ 605,000 | $ 201,000 | $ 228,000 |
| Burlington County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 146,000 |
| Gloucester County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 184,000 |
| Ocean County New Jersey | 3 | $ 1,535,000 | $ 511,000 | $ 209,000 |
| Cabarrus County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 189,000 |
| Guilford County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 176,000 |
| Tulsa County Oklahoma | 3 | $ 1,445,000 | $ 481,000 | $ 129,000 |
| Allegheny County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 281,000 |
| Dauphin County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 163,000 |
| Philadelphia County Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 205,000 |
| Beaufort County South Carolina | 3 | $ 2,215,000 | $ 738,000 | $ 284,000 |
| Kaufman County Texas | 3 | $ 1,315,000 | $ 438,000 | $ 127,000 |
| Montgomery County Texas | 3 | $ 1,175,000 | $ 391,000 | $ 148,000 |
| Waller County Texas | 3 | $ 615,000 | $ 205,000 | $ 147,000 |
| Salt Lake County Utah | 3 | $ 1,135,000 | $ 378,000 | $ 249,000 |
| Summit County Utah | 3 | $ 3,495,000 | $ 1,165,000 | $ 585,000 |
| Washington County Utah | 3 | $ 2,415,000 | $ 805,000 | $ 279,000 |
| Harrisonburg County Virginia | 3 | $ 825,000 | $ 275,000 | $ 353,000 |
| Manassas Park County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 292,000 |
| Baldwin County Alabama | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| San Joaquin County California | 2 | $ 1,550,000 | $ 775,000 | $ 190,000 |
| Ventura County California | 2 | $ 1,550,000 | $ 775,000 | $ 198,000 |
| Arapahoe County Colorado | 2 | $ 1,780,000 | $ 890,000 | $ 402,000 |
| El Paso County Colorado | 2 | $ 2,090,000 | $ 1,045,000 | $ 530,000 |
| Jefferson County Colorado | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Sussex County Delaware | 2 | $ 480,000 | $ 240,000 | $ 156,000 |
| Gordon County Georgia | 2 | $ 340,000 | $ 170,000 | $ 168,000 |
| Maui County Hawaii | 2 | $ 1,410,000 | $ 705,000 | $ 151,000 |
| Kane County Illinois | 2 | $ 890,000 | $ 445,000 | $ 110,000 |
| Baltimore County Maryland | 2 | $ 1,170,000 | $ 585,000 | $ 368,000 |
| Carroll County Maryland | 2 | $ 1,740,000 | $ 870,000 | $ 293,000 |
| Jackson County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 210,000 |
| Rankin County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 631,000 |
| Rockingham County New Hampshire | 2 | $ 840,000 | $ 420,000 | $ 127,000 |
| Camden County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 301,000 |
| Cape May County New Jersey | 2 | $ 800,000 | $ 400,000 | $ 188,000 |
| Santa Fe County New Mexico | 2 | $ 940,000 | $ 470,000 | $ 155,000 |
| Essex County New York | 2 | $ 1,910,000 | $ 955,000 | $ 436,000 |
| Greene County New York | 2 | $ 780,000 | $ 390,000 | $ 319,000 |
| Rockland County New York | 2 | $ 1,050,000 | $ 525,000 | $ 303,000 |
| Brunswick County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 430,000 |
| Currituck County North Carolina | 2 | $ 3,030,000 | $ 1,515,000 | $ 478,000 |
| Franklin County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 226,000 |
| Orange County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Lorain County Ohio | 2 | $ 770,000 | $ 385,000 | $ 93,000 |
| Multnomah County Oregon | 2 | $ 940,000 | $ 470,000 | $ 146,000 |
| Delaware County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 175,000 |
| Providence County Rhode Island | 2 | $ 680,000 | $ 340,000 | $ 178,000 |
| Horry County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Lancaster County South Carolina | 2 | $ 910,000 | $ 455,000 | $ 129,000 |
| Wilson County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 112,000 |
| Fort Bend County Texas | 2 | $ 630,000 | $ 315,000 | $ 96,000 |
| Tarrant County Texas | 2 | $ 650,000 | $ 325,000 | $ 238,000 |
| Fairfax City County Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 356,000 |
| Fauquier County Virginia | 2 | $ 560,000 | $ 280,000 | $ 222,000 |
| Hanover County Virginia | 2 | $ 780,000 | $ 390,000 | $ 171,000 |
| Jefferson County Alabama | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| Anchorage County Alaska | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Pinal County Arizona | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Calaveras County California | 1 | $ 525,000 | $ 525,000 | $ 786,000 |
| Merced County California | 1 | $ 445,000 | $ 445,000 | $ 350,000 |
| Placer County California | 1 | $ 505,000 | $ 505,000 | $ 409,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 61,000 |
| Solano County California | 1 | $ 655,000 | $ 655,000 | $ 281,000 |
| Sonoma County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 520,000 |
| Boulder County Colorado | 1 | $ 445,000 | $ 445,000 | $ 202,000 |
| Litchfield County Connecticut | 1 | $ 605,000 | $ 605,000 | $ 168,000 |
| Middlesex County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 221,000 |
| Tolland County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Flagler County Florida | 1 | $ 305,000 | $ 305,000 | $ 21,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Manatee County Florida | 1 | $ 425,000 | $ 425,000 | $ 273,000 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Osceola County Florida | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Sarasota County Florida | 1 | $ 515,000 | $ 515,000 | $ 52,000 |
| Seminole County Florida | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Volusia County Florida | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Barrow County Georgia | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Bibb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Clayton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Dawson County Georgia | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Douglas County Georgia | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Hall County Georgia | 1 | $ 305,000 | $ 305,000 | $ 243,000 |
| Spalding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 237,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Hawaii County Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 462,000 |
| Honolulu County Hawaii | 1 | $ 905,000 | $ 905,000 | $ 556,000 |
| Kendall County Illinois | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| McHenry County Illinois | 1 | $ 465,000 | $ 465,000 | $ 108,000 |
| Boone County Indiana | 1 | $ 195,000 | $ 195,000 | $ 237,000 |
| Porter County Indiana | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Johnson County Kansas | 1 | $ 575,000 | $ 575,000 | $ 177,000 |
| St. Bernard County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 160,000 |
| Knox County Maine | 1 | $ 375,000 | $ 375,000 | $ 379,000 |
| Oxford County Maine | 1 | $ 425,000 | $ 425,000 | $ 1,073,000 |
| Penobscot County Maine | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| York County Maine | 1 | $ 475,000 | $ 475,000 | $ 333,000 |
| Charles County Maryland | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Garrett County Maryland | 1 | $ 465,000 | $ 465,000 | $ 322,000 |
| Dukes County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 173,000 |
| Hampshire County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Ingham County Michigan | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Wayne County Michigan | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Ramsey County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Scott County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| St. Louis County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 264,000 |
| Washington County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Madison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Boone County Missouri | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Jasper County Missouri | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Flathead County Montana | 1 | $ 925,000 | $ 925,000 | $ 545,000 |
| Gallatin County Montana | 1 | $ 715,000 | $ 715,000 | $ 911,000 |
| Carroll County New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 170,000 |
| Grafton County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Hillsborough County New Hampshire | 1 | $ 725,000 | $ 725,000 | $ 251,000 |
| Warren County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 388,000 |
| Albany County New York | 1 | $ 495,000 | $ 495,000 | $ 308,000 |
| Broome County New York | 1 | $ 245,000 | $ 245,000 | $ 347,000 |
| Cayuga County New York | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Columbia County New York | 1 | $ 305,000 | $ 305,000 | $ 406,000 |
| Jefferson County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Monroe County New York | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Schenectady County New York | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Warren County New York | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Alamance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Avery County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 213,000 |
| Chatham County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 234,000 |
| Edgecombe County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 205,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Nash County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Transylvania County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Fairfield County Ohio | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Hamilton County Ohio | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
| Portage County Ohio | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Wood County Ohio | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Washington County Oregon | 1 | $ 645,000 | $ 645,000 | $ 120,000 |
| Adams County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Butler County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Lehigh County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 243,000 |
| Northampton County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 187,000 |
| Pike County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Wayne County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 235,000 |
| Kent County Rhode Island | 1 | $ 805,000 | $ 805,000 | $ 675,000 |
| Newport County Rhode Island | 1 | $ 655,000 | $ 655,000 | $ 306,000 |
| Dorchester County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 269,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Spartanburg County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| York County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Roane County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Sevier County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 292,000 |
| Van Buren County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Warren County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 273,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Grayson County Texas | 1 | $ 265,000 | $ 265,000 | $ 479,000 |
| Harris County Texas | 1 | $ 305,000 | $ 305,000 | $ 29,000 |
| Hays County Texas | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Rockwall County Texas | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Taylor County Texas | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Wasatch County Utah | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
| Bennington County Vermont | 1 | $ 365,000 | $ 365,000 | $ 230,000 |
| Lamoille County Vermont | 1 | $ 445,000 | $ 445,000 | $ 121,000 |
| Culpeper County Virginia | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Fredericksburg County Virginia | 1 | $ 345,000 | $ 345,000 | $ 315,000 |
| James City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Manassas County Virginia | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Westmoreland County Virginia | 1 | $ 415,000 | $ 415,000 | $ 249,000 |
| Pierce County Washington | 1 | $ 525,000 | $ 525,000 | $ 291,000 |
| Dane County Wisconsin | 1 | $ 795,000 | $ 795,000 | $ 200,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,417 | $1,380,445,000 | $571,000 | $2,415,000 | $213,000 | $3,098,000 |
| Cash-out Refinancing | 352 | $216,480,000 | $615,000 | $12,005,000 | $235,000 | $1,445,000 |
| Refinancing | 325 | $215,635,000 | $663,000 | $20,005,000 | $254,000 | $1,851,000 |
| Other Purpose | 37 | $5,245,000 | $141,000 | $805,000 | $191,000 | $1,602,000 |
| Home Improvement | 21 | $8,855,000 | $421,000 | $995,000 | $267,000 | $786,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,068 | $609,980,000 | $571,000 | $2,355,000 | $209,000 | $3,098,000 |
| White | 823 | $496,895,000 | $603,000 | $2,705,000 | $261,000 | $1,902,000 |
| Not Provided | 476 | $270,290,000 | $567,000 | $2,345,000 | $236,000 | $1,328,000 |
| Black or African American | 210 | $85,930,000 | $409,000 | $1,605,000 | $171,000 | $786,000 |
| Hispanic | 128 | $61,170,000 | $477,000 | $1,365,000 | $183,000 | $1,015,000 |
| Not applicable | 7 | $50,305,000 | $7,186,000 | $20,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $3,235,000 | $647,000 | $1,275,000 | $294,000 | $645,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,152 | $1,826,660,000 | $579,000 | $20,005,000 | $220,000 | $3,098,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,184 | $1,279,060,000 | $585,000 | $20,005,000 | $227,000 | $1,902,000 |
| Application Withdrawn By Applicant | 539 | $290,895,000 | $539,000 | $2,005,000 | $202,000 | $3,098,000 |
| Application Denied By Financial Institution | 262 | $168,810,000 | $644,000 | $12,005,000 | $201,000 | $2,001,000 |
| File Closed For Incompleteness | 90 | $44,740,000 | $497,000 | $2,355,000 | $174,000 | $655,000 |
| Loan Purchased By The Institution | 45 | $25,735,000 | $571,000 | $1,595,000 | $245,000 | $881,000 |
| Application Approved But Not Accepted | 32 | $17,420,000 | $544,000 | $1,915,000 | $295,000 | $1,445,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,890 | $1,657,850,000 | $573,000 | $20,005,000 | $222,000 | $3,098,000 |
| Debt-To-Income Ratio | 88 | $53,520,000 | $608,000 | $1,495,000 | $138,000 | $562,000 |
| Collateral | 48 | $37,790,000 | $787,000 | $12,005,000 | $236,000 | $826,000 |
| Credit History | 37 | $16,545,000 | $447,000 | $1,215,000 | $218,000 | $1,015,000 |
| Unverifiable Information | 31 | $27,385,000 | $883,000 | $7,805,000 | $183,000 | $462,000 |
| Other | 25 | $15,715,000 | $628,000 | $1,605,000 | $291,000 | $1,173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $7,950,000 | $496,000 | $815,000 | $169,000 | $318,000 |
| Employment History | 14 | $7,780,000 | $555,000 | $925,000 | $328,000 | $2,001,000 |
| Credit Application Incomplete | 2 | $1,390,000 | $695,000 | $715,000 | $304,000 | $398,000 |
| Mortgage Insurance Denied | 1 | $735,000 | $735,000 | $735,000 | $232,000 | $232,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.