United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
United Security Financial Corp 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,331 |
| Total Mortgage Loan Application Amount | $494,470,000 |
| Average Mortgage Loan Application Amount | $216,333 |
| Highest Mortgage Loan Application Amount | $803,000 |
| Average Applicant Income | $34,333 |
| Highest Applicant Income | $707,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 256 | $ 45,166,000 | $ 176,000 | $ 25,000 |
| SALT LAKE CITY, UT | 186 | $ 48,074,000 | $ 258,000 | $ 61,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 103 | $ 16,655,000 | $ 161,000 | $ 34,000 |
| OGDEN-CLEARFIELD, UT | 75 | $ 17,208,000 | $ 229,000 | $ 51,000 |
| PROVO-OREM, UT | 47 | $ 11,973,000 | $ 254,000 | $ 41,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 44 | $ 8,400,000 | $ 190,000 | $ 21,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 40 | $ 11,448,000 | $ 286,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 37 | $ 5,327,000 | $ 143,000 | $ 47,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 34 | $ 6,851,000 | $ 201,000 | $ 18,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 33 | $ 13,736,000 | $ 416,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 28 | $ 5,916,000 | $ 211,000 | $ 26,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 25 | $ 4,697,000 | $ 201,500 | $ 79,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 24 | $ 7,021,000 | $ 292,000 | $ 51,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 23 | $ 4,077,000 | $ 161,500 | $ 34,000 |
| JACKSONVILLE, FL | 22 | $ 4,438,000 | $ 201,000 | $ 31,000 |
| SAN DIEGO-CARLSBAD, CA | 22 | $ 10,283,000 | $ 467,000 | $ 92,000 |
| TUCSON, AZ | 21 | $ 3,922,000 | $ 186,000 | $ 26,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 3,501,000 | $ 184,000 | $ 43,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 18 | $ 2,454,000 | $ 136,000 | $ 32,000 |
| ALBUQUERQUE, NM | 16 | $ 3,332,000 | $ 208,000 | $ 29,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 15 | $ 3,483,000 | $ 255,000 | $ 23,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,053,000 | $ 157,000 | $ 29,000 |
| BIRMINGHAM-HOOVER, AL | 13 | $ 2,719,000 | $ 209,000 | $ 51,000 |
| CINCINNATI, OH-KY-IN | 13 | $ 1,921,000 | $ 139,333 | $ 10,333 |
| KILLEEN-TEMPLE, TX | 13 | $ 2,190,000 | $ 168,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 13 | $ 1,967,000 | $ 207,500 | $ 23,000 |
| COLUMBUS, OH | 12 | $ 1,637,000 | $ 136,000 | $ 41,000 |
| EL PASO, TX | 12 | $ 2,283,000 | $ 190,000 | $ 14,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 12 | $ 4,247,000 | $ 353,000 | $ 58,000 |
| AUSTIN-ROUND ROCK, TX | 11 | $ 2,191,000 | $ 199,000 | $ 8,000 |
| COLUMBIA, SC | 11 | $ 1,528,000 | $ 138,000 | $ 16,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 2,555,000 | $ 232,000 | $ 22,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11 | $ 2,432,000 | $ 221,000 | $ 22,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 2,974,000 | $ 248,000 | $ 20,500 |
| CLARKSVILLE, TN-KY | 10 | $ 1,928,000 | $ 192,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 10 | $ 1,061,000 | $ 106,000 | $ 35,000 |
| DENVER-AURORA-LAKEWOOD, CO | 10 | $ 3,310,000 | $ 331,000 | $ 41,000 |
| JACKSONVILLE, NC | 10 | $ 1,611,000 | $ 161,000 | $ 4,000 |
| FAYETTEVILLE, NC | 9 | $ 1,329,000 | $ 147,000 | $ 33,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 2,153,000 | $ 239,000 | $ 71,000 |
| HUNTSVILLE, AL | 9 | $ 1,796,000 | $ 199,000 | $ 23,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 1,606,000 | $ 178,000 | $ 24,000 |
| SALEM, OR | 9 | $ 1,765,000 | $ 196,000 | $ 23,000 |
| BAKERSFIELD, CA | 8 | $ 1,551,000 | $ 193,000 | $ 12,000 |
| BATON ROUGE, LA | 8 | $ 1,709,000 | $ 213,000 | $ 109,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,758,000 | $ 219,000 | $ 37,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,514,000 | $ 189,000 | $ 32,000 |
| JACKSON, MS | 8 | $ 1,308,000 | $ 163,000 | $ 53,000 |
| KANSAS CITY, MO-KS | 8 | $ 1,148,000 | $ 143,000 | $ 39,500 |
| MEDFORD, OR | 8 | $ 2,605,000 | $ 325,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 1,374,000 | $ 171,000 | $ 50,000 |
| RICHMOND, VA | 8 | $ 1,661,000 | $ 207,000 | $ 60,000 |
| TULSA, OK | 8 | $ 1,075,000 | $ 134,000 | $ 34,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,566,000 | $ 195,000 | $ 33,000 |
| YUMA, AZ | 8 | $ 1,435,000 | $ 179,000 | $ 25,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 943,000 | $ 134,000 | $ 41,000 |
| LAFAYETTE, LA | 7 | $ 1,314,000 | $ 187,000 | $ 65,000 |
| LAKE CHARLES, LA | 7 | $ 1,580,000 | $ 225,000 | $ 41,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 741,000 | $ 105,500 | $ 6,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,233,000 | $ 176,000 | $ 21,000 |
| ST. LOUIS, MO-IL | 7 | $ 1,040,000 | $ 153,000 | $ 43,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,091,000 | $ 181,000 | $ 21,000 |
| FRESNO, CA | 6 | $ 1,128,000 | $ 188,000 | $ 36,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 797,000 | $ 132,000 | $ 5,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6 | $ 935,000 | $ 155,000 | $ 51,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 955,000 | $ 159,000 | $ 38,000 |
| PITTSBURGH, PA | 6 | $ 960,000 | $ 160,000 | $ 30,000 |
| PRESCOTT, AZ | 6 | $ 1,269,000 | $ 211,000 | $ 14,000 |
| TALLAHASSEE, FL | 6 | $ 1,302,000 | $ 217,000 | $ 34,000 |
| WICHITA, KS | 6 | $ 650,000 | $ 108,000 | $ 10,000 |
| ANCHORAGE, AK | 5 | $ 1,499,000 | $ 299,000 | $ 44,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 797,000 | $ 160,000 | $ 78,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,064,000 | $ 212,000 | $ 45,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 906,000 | $ 181,000 | $ 63,000 |
| MONTGOMERY, AL | 5 | $ 903,000 | $ 180,000 | $ 84,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 917,000 | $ 183,000 | $ 24,000 |
| RALEIGH, NC | 5 | $ 1,306,000 | $ 261,000 | $ 39,000 |
| SAVANNAH, GA | 5 | $ 860,000 | $ 172,000 | $ 12,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 851,000 | $ 170,000 | $ 48,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,601,000 | $ 320,000 | $ 75,000 |
| AKRON, OH | 4 | $ 787,000 | $ 196,000 | $ 11,000 |
| ALEXANDRIA, LA | 4 | $ 605,000 | $ 151,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 4 | $ 788,000 | $ 197,000 | $ 92,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 682,000 | $ 170,000 | $ 76,000 |
| ERIE, PA | 4 | $ 327,000 | $ 81,000 | $ 0 |
| FLINT, MI | 4 | $ 618,000 | $ 154,000 | $ 62,000 |
| KNOXVILLE, TN | 4 | $ 639,000 | $ 159,000 | $ 33,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 567,000 | $ 141,000 | $ 39,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 948,000 | $ 237,000 | $ 71,000 |
| MODESTO, CA | 4 | $ 919,000 | $ 229,000 | $ 6,000 |
| ODESSA, TX | 4 | $ 876,000 | $ 219,000 | $ 30,000 |
| READING, PA | 4 | $ 517,000 | $ 129,000 | $ 40,000 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 883,000 | $ 220,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 461,000 | $ 99,500 | $ 48,500 |
| WACO, TX | 4 | $ 584,000 | $ 146,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 516,000 | $ 129,000 | $ 10,000 |
| ALBANY, GA | 3 | $ 473,000 | $ 157,000 | $ 58,000 |
| ASHEVILLE, NC | 3 | $ 721,000 | $ 240,000 | $ 13,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 463,000 | $ 154,000 | $ 14,000 |
| COLUMBUS, GA-AL | 3 | $ 1,024,000 | $ 400,000 | $ 0 |
| DAYTON, OH | 3 | $ 532,000 | $ 177,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 796,000 | $ 265,000 | $ 21,000 |
| EUGENE, OR | 3 | $ 648,000 | $ 216,000 | $ 53,000 |
| FLORENCE, SC | 3 | $ 350,000 | $ 116,000 | $ 34,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 369,000 | $ 123,000 | $ 19,000 |
| FORT SMITH, AR-OK | 3 | $ 424,000 | $ 141,000 | $ 23,000 |
| GAINESVILLE, GA | 3 | $ 520,000 | $ 173,000 | $ 13,000 |
| GREEN BAY, WI | 3 | $ 523,000 | $ 174,000 | $ 31,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 363,000 | $ 121,000 | $ 15,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 376,000 | $ 125,000 | $ 0 |
| JOHNSON CITY, TN | 3 | $ 452,000 | $ 150,000 | $ 40,000 |
| LAWTON, OK | 3 | $ 440,000 | $ 146,000 | $ 0 |
| MERCED, CA | 3 | $ 687,000 | $ 229,000 | $ 69,000 |
| MOBILE, AL | 3 | $ 433,000 | $ 144,000 | $ 37,000 |
| NEW BERN, NC | 3 | $ 442,000 | $ 147,000 | $ 24,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 535,000 | $ 178,000 | $ 0 |
| PEORIA, IL | 3 | $ 666,000 | $ 222,000 | $ 44,000 |
| PUNTA GORDA, FL | 3 | $ 876,000 | $ 292,000 | $ 94,000 |
| REDDING, CA | 3 | $ 825,000 | $ 275,000 | $ 40,000 |
| SALINAS, CA | 3 | $ 1,063,000 | $ 354,000 | $ 113,000 |
| SPARTANBURG, SC | 3 | $ 401,000 | $ 133,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 407,000 | $ 135,000 | $ 43,000 |
| SPRINGFIELD, OH | 3 | $ 327,000 | $ 109,000 | $ 18,000 |
| ST. GEORGE, UT | 3 | $ 815,000 | $ 271,000 | $ 139,000 |
| TUSCALOOSA, AL | 3 | $ 687,000 | $ 229,000 | $ 23,000 |
| YUBA CITY, CA | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| ALBANY, OR | 2 | $ 417,000 | $ 208,000 | $ 55,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 758,000 | $ 379,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 331,000 | $ 165,000 | $ 51,000 |
| BEND-REDMOND, OR | 2 | $ 732,000 | $ 366,000 | $ 34,000 |
| BOISE CITY, ID | 2 | $ 437,000 | $ 218,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 597,000 | $ 298,000 | $ 113,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 301,000 | $ 150,000 | $ 38,000 |
| CASPER, WY | 2 | $ 295,000 | $ 147,000 | $ 23,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 423,000 | $ 211,000 | $ 22,000 |
| CLEVELAND, TN | 2 | $ 460,000 | $ 230,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 368,000 | $ 184,000 | $ 34,000 |
| DOTHAN, AL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| DOVER, DE | 2 | $ 577,000 | $ 288,000 | $ 0 |
| DULUTH, MN-WI | 2 | $ 232,000 | $ 116,000 | $ 16,000 |
| ENID, OK | 2 | $ 377,000 | $ 188,000 | $ 80,000 |
| FAIRBANKS, AK | 2 | $ 519,000 | $ 259,000 | $ 64,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 235,000 | $ 117,000 | $ 49,000 |
| GREENVILLE, NC | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 462,000 | $ 231,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 361,000 | $ 180,000 | $ 38,000 |
| HATTIESBURG, MS | 2 | $ 555,000 | $ 277,000 | $ 0 |
| HINESVILLE, GA | 2 | $ 261,000 | $ 130,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 2 | $ 343,000 | $ 171,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 178,000 | $ 89,000 | $ 16,000 |
| LANCASTER, PA | 2 | $ 432,000 | $ 216,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 604,000 | $ 302,000 | $ 25,000 |
| LOGAN, UT-ID | 2 | $ 519,000 | $ 259,000 | $ 72,000 |
| LONGVIEW, TX | 2 | $ 327,000 | $ 163,000 | $ 0 |
| MADERA, CA | 2 | $ 417,000 | $ 208,000 | $ 31,000 |
| MORRISTOWN, TN | 2 | $ 442,000 | $ 221,000 | $ 68,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 378,000 | $ 189,000 | $ 21,000 |
| OCALA, FL | 2 | $ 187,000 | $ 93,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 265,000 | $ 132,000 | $ 27,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 862,000 | $ 431,000 | $ 0 |
| PANAMA CITY, FL | 2 | $ 703,000 | $ 351,000 | $ 88,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 420,000 | $ 210,000 | $ 22,000 |
| RAPID CITY, SD | 2 | $ 425,000 | $ 212,000 | $ 60,000 |
| SHERMAN-DENISON, TX | 2 | $ 231,000 | $ 115,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 289,000 | $ 144,000 | $ 31,000 |
| STOCKTON-LODI, CA | 2 | $ 435,000 | $ 217,000 | $ 44,000 |
| TERRE HAUTE, IN | 2 | $ 378,000 | $ 189,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 296,000 | $ 148,000 | $ 0 |
| ABILENE, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| AMARILLO, TX | 1 | $ 63,000 | $ 63,000 | $ 0 |
| APPLETON, WI | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 262,000 | $ 262,000 | $ 77,000 |
| AUBURN-OPELIKA, AL | 1 | $ 146,000 | $ 146,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 63,000 | $ 63,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 116,000 | $ 116,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 138,000 | $ 138,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 208,000 | $ 208,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 197,000 | $ 197,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 362,000 | $ 362,000 | $ 42,000 |
| CHATTANOOGA, TN-GA | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| CHEYENNE, WY | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| CHICO, CA | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 253,000 | $ 253,000 | $ 145,000 |
| COLUMBIA, MO | 1 | $ 132,000 | $ 132,000 | $ 0 |
| DALTON, GA | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| DECATUR, AL | 1 | $ 197,000 | $ 197,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 91,000 | $ 91,000 | $ 0 |
| FORT COLLINS, CO | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| FORT WAYNE, IN | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| GOLDSBORO, NC | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| GREELEY, CO | 1 | $ 312,000 | $ 312,000 | $ 119,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 83,000 | $ 83,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 277,000 | $ 277,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| JACKSON, TN | 1 | $ 279,000 | $ 279,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| LINCOLN, NE | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| LONGVIEW, WA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 296,000 | $ 296,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 100,000 | $ 100,000 | $ 0 |
| MIDLAND, TX | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| MONROE, MI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 133,000 | $ 133,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| RACINE, WI | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| ROCHESTER, MN | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| SAGINAW, MI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 152,000 | $ 152,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 636,000 | $ 636,000 | $ 135,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 440,000 | $ 440,000 | $ 238,000 |
| SANTA ROSA, CA | 1 | $ 406,000 | $ 406,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 258,000 | $ 258,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| SPRINGFIELD, MO | 1 | $ 214,000 | $ 214,000 | $ 108,000 |
| ST. CLOUD, MN | 1 | $ 137,000 | $ 137,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| TOLEDO, OH | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| TYLER, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 129,000 | $ 129,000 | $ 0 |
| VICTORIA, TX | 1 | $ 161,000 | $ 161,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 84,000 | $ 84,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 129,000 | $ 129,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 162,000 | $ 162,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| WINSTON-SALEM, NC | 1 | $ 79,000 | $ 79,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,351 | $305,182,000 | $225,000 | $790,000 | $31,000 | $707,000 |
| Home Purchase | 977 | $188,595,000 | $193,000 | $803,000 | $52,000 | $419,000 |
| Home Improvement | 3 | $693,000 | $231,000 | $417,000 | $20,000 | $61,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,442 | $307,742,000 | $213,000 | $761,000 | $40,000 | $419,000 |
| Black or African American | 428 | $91,541,000 | $213,000 | $790,000 | $36,000 | $707,000 |
| Hispanic | 287 | $57,716,000 | $201,000 | $803,000 | $41,000 | $181,000 |
| Not Provided | 85 | $14,724,000 | $173,000 | $480,000 | $30,000 | $223,000 |
| Asian | 38 | $11,655,000 | $306,000 | $636,000 | $63,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,142,000 | $236,000 | $511,000 | $50,000 | $168,000 |
| American Indian or Alaskan Native | 25 | $4,950,000 | $198,000 | $422,000 | $30,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,162 | $206,203,000 | $177,000 | $633,000 | $27,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 972 | $239,144,000 | $246,000 | $803,000 | $41,000 | $419,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 183 | $47,429,000 | $259,000 | $790,000 | $117,000 | $707,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,694,000 | $121,000 | $258,000 | $42,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,109 | $254,991,000 | $229,000 | $802,000 | $38,000 | $707,000 |
| Loan Purchased By The Institution | 692 | $110,214,000 | $159,000 | $545,000 | $37,000 | $223,000 |
| Application Withdrawn By Applicant | 530 | $129,265,000 | $243,000 | $803,000 | $47,000 | $419,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.