United Security Financial Corp Mortgage Lending & HMDA Data, 2017
In 2017, United Security Financial Corp of Murray, UT reported 2,331 mortgage applications totaling $494.5 million, down 42% from 2016. The average application was for $212,127, and applicants reported an average income of $39,787. 48% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (256), Salt Lake City, UT (186) and Atlanta-Sandy Springs-Roswell, GA (103) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,331 |
| Total Mortgage Loan Application Amount | $494,470,000 |
| Average Mortgage Loan Application Amount | $212,127 |
| Highest Mortgage Loan Application Amount | $803,000 |
| Average Applicant Income | $39,787 |
| Highest Applicant Income | $707,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 256 | $ 45,166,000 | $ 176,429 | $ 25,000 |
| Salt Lake City, UT | 186 | $ 48,074,000 | $ 258,462 | $ 61,000 |
| Atlanta-Sandy Springs-Roswell, GA | 103 | $ 16,655,000 | $ 161,699 | $ 34,000 |
| Ogden-Clearfield, UT | 75 | $ 17,208,000 | $ 229,440 | $ 51,000 |
| Provo-Orem, UT | 47 | $ 11,973,000 | $ 254,744 | $ 41,000 |
| San Antonio-New Braunfels, TX | 44 | $ 8,400,000 | $ 190,909 | $ 21,000 |
| Riverside-San Bernardino-Ontario, CA | 40 | $ 11,448,000 | $ 286,200 | $ 52,000 |
| Oklahoma City, OK | 37 | $ 5,327,000 | $ 143,972 | $ 47,000 |
| Houston-The Woodlands-Sugar Land, TX | 34 | $ 6,851,000 | $ 201,500 | $ 18,000 |
| Los Angeles-Long Beach-Glendale, CA | 33 | $ 13,736,000 | $ 416,242 | $ 117,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 28 | $ 5,916,000 | $ 211,285 | $ 26,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 25 | $ 4,697,000 | $ 187,880 | $ 43,160 |
| Baltimore-Columbia-Towson, MD | 24 | $ 7,021,000 | $ 292,541 | $ 51,000 |
| Charlotte-Concord-Gastonia, NC-SC | 23 | $ 4,077,000 | $ 177,260 | $ 35,478 |
| Jacksonville, FL | 22 | $ 4,438,000 | $ 201,727 | $ 31,000 |
| San Diego-Carlsbad, CA | 22 | $ 10,283,000 | $ 467,409 | $ 92,000 |
| Tucson, AZ | 21 | $ 3,922,000 | $ 186,761 | $ 26,000 |
| Tampa-St. Petersburg-Clearwater, FL | 19 | $ 3,501,000 | $ 184,263 | $ 43,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 2,454,000 | $ 136,333 | $ 32,000 |
| Albuquerque, NM | 16 | $ 3,332,000 | $ 208,250 | $ 29,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 3,483,000 | $ 232,200 | $ 43,866 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,053,000 | $ 157,923 | $ 29,000 |
| Birmingham-Hoover, AL | 13 | $ 2,719,000 | $ 209,153 | $ 51,000 |
| Cincinnati, OH-KY-IN | 13 | $ 1,921,000 | $ 147,769 | $ 26,230 |
| Killeen-Temple, TX | 13 | $ 2,190,000 | $ 168,461 | $ 0 |
| Memphis, TN-MS-AR | 13 | $ 1,967,000 | $ 151,307 | $ 22,307 |
| Columbus, OH | 12 | $ 1,637,000 | $ 136,416 | $ 41,000 |
| El Paso, TX | 12 | $ 2,283,000 | $ 190,250 | $ 14,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 12 | $ 4,247,000 | $ 353,916 | $ 58,000 |
| Austin-Round Rock, TX | 11 | $ 2,191,000 | $ 199,181 | $ 8,000 |
| Columbia, SC | 11 | $ 1,528,000 | $ 138,909 | $ 16,000 |
| New Orleans-Metairie, LA | 11 | $ 2,555,000 | $ 232,272 | $ 22,000 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 2,432,000 | $ 221,090 | $ 22,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 2,974,000 | $ 270,363 | $ 33,545 |
| Clarksville, TN-KY | 10 | $ 1,928,000 | $ 192,800 | $ 0 |
| Cleveland-Elyria, OH | 10 | $ 1,061,000 | $ 106,100 | $ 35,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 3,310,000 | $ 331,000 | $ 41,000 |
| Jacksonville, NC | 10 | $ 1,611,000 | $ 161,100 | $ 4,000 |
| Fayetteville, NC | 9 | $ 1,329,000 | $ 147,666 | $ 33,000 |
| Greensboro-High Point, NC | 9 | $ 2,153,000 | $ 239,222 | $ 71,000 |
| Huntsville, AL | 9 | $ 1,796,000 | $ 199,555 | $ 23,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,606,000 | $ 178,444 | $ 24,000 |
| Salem, OR | 9 | $ 1,765,000 | $ 196,111 | $ 23,000 |
| Bakersfield, CA | 8 | $ 1,551,000 | $ 193,875 | $ 12,000 |
| Baton Rouge, LA | 8 | $ 1,709,000 | $ 213,625 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,758,000 | $ 219,750 | $ 37,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,514,000 | $ 189,250 | $ 32,000 |
| Jackson, MS | 8 | $ 1,308,000 | $ 163,500 | $ 53,000 |
| Kansas City, MO-KS | 8 | $ 1,148,000 | $ 143,500 | $ 39,500 |
| Medford, OR | 8 | $ 2,605,000 | $ 325,625 | $ 61,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,374,000 | $ 171,750 | $ 50,000 |
| Richmond, VA | 8 | $ 1,661,000 | $ 207,625 | $ 60,000 |
| Tulsa, OK | 8 | $ 1,075,000 | $ 134,375 | $ 34,000 |
| Visalia-Porterville, CA | 8 | $ 1,566,000 | $ 195,750 | $ 33,000 |
| Yuma, AZ | 8 | $ 1,435,000 | $ 179,375 | $ 25,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 943,000 | $ 134,714 | $ 41,000 |
| Lafayette, LA | 7 | $ 1,314,000 | $ 187,714 | $ 65,000 |
| Lake Charles, LA | 7 | $ 1,580,000 | $ 225,714 | $ 41,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 741,000 | $ 105,857 | $ 10,285 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,233,000 | $ 176,142 | $ 21,000 |
| St. Louis, MO-IL | 7 | $ 1,040,000 | $ 148,571 | $ 39,714 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,091,000 | $ 181,833 | $ 21,000 |
| Fresno, CA | 6 | $ 1,128,000 | $ 188,000 | $ 36,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 797,000 | $ 132,833 | $ 5,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 935,000 | $ 155,833 | $ 51,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 955,000 | $ 159,166 | $ 38,000 |
| Pittsburgh, PA | 6 | $ 960,000 | $ 160,000 | $ 30,000 |
| Prescott, AZ | 6 | $ 1,269,000 | $ 211,500 | $ 14,000 |
| Tallahassee, FL | 6 | $ 1,302,000 | $ 217,000 | $ 34,000 |
| Wichita, KS | 6 | $ 650,000 | $ 108,333 | $ 10,000 |
| Anchorage, AK | 5 | $ 1,499,000 | $ 299,800 | $ 44,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 797,000 | $ 159,400 | $ 73,200 |
| Colorado Springs, CO | 5 | $ 1,064,000 | $ 212,800 | $ 45,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 906,000 | $ 181,200 | $ 63,000 |
| Montgomery, AL | 5 | $ 903,000 | $ 180,600 | $ 84,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 917,000 | $ 183,400 | $ 24,000 |
| Raleigh, NC | 5 | $ 1,306,000 | $ 261,200 | $ 39,000 |
| Savannah, GA | 5 | $ 860,000 | $ 172,000 | $ 12,000 |
| Shreveport-Bossier City, LA | 5 | $ 851,000 | $ 170,200 | $ 48,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,601,000 | $ 320,200 | $ 75,000 |
| Akron, OH | 4 | $ 787,000 | $ 196,750 | $ 11,000 |
| Alexandria, LA | 4 | $ 605,000 | $ 151,250 | $ 72,000 |
| Canton-Massillon, OH | 4 | $ 788,000 | $ 197,000 | $ 92,000 |
| Des Moines-West Des Moines, IA | 4 | $ 682,000 | $ 170,500 | $ 76,000 |
| Erie, PA | 4 | $ 327,000 | $ 81,750 | $ 0 |
| Flint, MI | 4 | $ 618,000 | $ 154,500 | $ 62,000 |
| Knoxville, TN | 4 | $ 639,000 | $ 159,750 | $ 33,000 |
| Lakeland-Winter Haven, FL | 4 | $ 567,000 | $ 141,750 | $ 39,000 |
| Manchester-Nashua, NH | 4 | $ 948,000 | $ 237,000 | $ 71,000 |
| Modesto, CA | 4 | $ 919,000 | $ 229,750 | $ 6,000 |
| Odessa, TX | 4 | $ 876,000 | $ 219,000 | $ 30,000 |
| Reading, PA | 4 | $ 517,000 | $ 129,250 | $ 40,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 883,000 | $ 220,750 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 461,000 | $ 115,250 | $ 59,750 |
| Waco, TX | 4 | $ 584,000 | $ 146,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 516,000 | $ 129,000 | $ 10,000 |
| Albany, GA | 3 | $ 473,000 | $ 157,666 | $ 58,000 |
| Asheville, NC | 3 | $ 721,000 | $ 240,333 | $ 13,000 |
| Charleston-North Charleston, SC | 3 | $ 463,000 | $ 154,333 | $ 14,000 |
| Columbus, GA-AL | 3 | $ 1,024,000 | $ 341,333 | $ 0 |
| Dayton, OH | 3 | $ 532,000 | $ 177,333 | $ 65,000 |
| Durham-Chapel Hill, NC | 3 | $ 796,000 | $ 265,333 | $ 21,000 |
| Eugene, OR | 3 | $ 648,000 | $ 216,000 | $ 53,000 |
| Florence, SC | 3 | $ 350,000 | $ 116,666 | $ 34,000 |
| Florence-Muscle Shoals, AL | 3 | $ 369,000 | $ 123,000 | $ 19,000 |
| Fort Smith, AR-OK | 3 | $ 424,000 | $ 141,333 | $ 23,000 |
| Gainesville, GA | 3 | $ 520,000 | $ 173,333 | $ 13,000 |
| Green Bay, WI | 3 | $ 523,000 | $ 174,333 | $ 31,000 |
| Homosassa Springs, FL | 3 | $ 363,000 | $ 121,000 | $ 15,000 |
| Janesville-Beloit, WI | 3 | $ 376,000 | $ 125,333 | $ 0 |
| Johnson City, TN | 3 | $ 452,000 | $ 150,666 | $ 40,000 |
| Lawton, OK | 3 | $ 440,000 | $ 146,666 | $ 0 |
| Merced, CA | 3 | $ 687,000 | $ 229,000 | $ 69,000 |
| Mobile, AL | 3 | $ 433,000 | $ 144,333 | $ 37,000 |
| New Bern, NC | 3 | $ 442,000 | $ 147,333 | $ 24,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Peoria, IL | 3 | $ 666,000 | $ 222,000 | $ 44,000 |
| Punta Gorda, FL | 3 | $ 876,000 | $ 292,000 | $ 94,000 |
| Redding, CA | 3 | $ 825,000 | $ 275,000 | $ 40,000 |
| Salinas, CA | 3 | $ 1,063,000 | $ 354,333 | $ 113,000 |
| Spartanburg, SC | 3 | $ 401,000 | $ 133,666 | $ 0 |
| Spokane-Spokane Valley, WA | 3 | $ 407,000 | $ 135,666 | $ 43,000 |
| Springfield, OH | 3 | $ 327,000 | $ 109,000 | $ 18,000 |
| St. George, UT | 3 | $ 815,000 | $ 271,666 | $ 139,000 |
| Tuscaloosa, AL | 3 | $ 687,000 | $ 229,000 | $ 23,000 |
| Yuba City, CA | 3 | $ 695,000 | $ 231,666 | $ 104,000 |
| Albany, OR | 2 | $ 417,000 | $ 208,500 | $ 55,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 758,000 | $ 379,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 331,000 | $ 165,500 | $ 51,000 |
| Bend-Redmond, OR | 2 | $ 732,000 | $ 366,000 | $ 34,000 |
| Boise City, ID | 2 | $ 437,000 | $ 218,500 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 597,000 | $ 298,500 | $ 113,000 |
| Brownsville-Harlingen, TX | 2 | $ 301,000 | $ 150,500 | $ 38,000 |
| Casper, WY | 2 | $ 295,000 | $ 147,500 | $ 23,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 423,000 | $ 211,500 | $ 22,000 |
| Cleveland, TN | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Corpus Christi, TX | 2 | $ 368,000 | $ 184,000 | $ 34,000 |
| Dothan, AL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Dover, DE | 2 | $ 577,000 | $ 288,500 | $ 0 |
| Duluth, MN-WI | 2 | $ 232,000 | $ 116,000 | $ 16,000 |
| Enid, OK | 2 | $ 377,000 | $ 188,500 | $ 80,000 |
| Fairbanks, AK | 2 | $ 519,000 | $ 259,500 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 235,000 | $ 117,500 | $ 49,000 |
| Greenville, NC | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Harrisburg-Carlisle, PA | 2 | $ 462,000 | $ 231,000 | $ 47,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 361,000 | $ 180,500 | $ 38,000 |
| Hattiesburg, MS | 2 | $ 555,000 | $ 277,500 | $ 0 |
| Hinesville, GA | 2 | $ 261,000 | $ 130,500 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 178,000 | $ 89,000 | $ 16,000 |
| Lancaster, PA | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Las Cruces, NM | 2 | $ 604,000 | $ 302,000 | $ 25,000 |
| Logan, UT-ID | 2 | $ 519,000 | $ 259,500 | $ 72,000 |
| Longview, TX | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Madera, CA | 2 | $ 417,000 | $ 208,500 | $ 31,000 |
| Morristown, TN | 2 | $ 442,000 | $ 221,000 | $ 68,000 |
| New Haven-Milford, CT | 2 | $ 378,000 | $ 189,000 | $ 21,000 |
| Ocala, FL | 2 | $ 187,000 | $ 93,500 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 265,000 | $ 132,500 | $ 27,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 862,000 | $ 431,000 | $ 0 |
| Panama City, FL | 2 | $ 703,000 | $ 351,500 | $ 88,000 |
| Portland-South Portland, ME | 2 | $ 420,000 | $ 210,000 | $ 22,000 |
| Rapid City, SD | 2 | $ 425,000 | $ 212,500 | $ 60,000 |
| Sherman-Denison, TX | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Springfield, IL | 2 | $ 289,000 | $ 144,500 | $ 31,000 |
| Stockton-Lodi, CA | 2 | $ 435,000 | $ 217,500 | $ 44,000 |
| Terre Haute, IN | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Wilmington, NC | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Abilene, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Amarillo, TX | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Appleton, WI | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Athens-Clarke County, GA | 1 | $ 262,000 | $ 262,000 | $ 77,000 |
| Auburn-Opelika, AL | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Battle Creek, MI | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Bloomington, IL | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Burlington, NC | 1 | $ 208,000 | $ 208,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 362,000 | $ 362,000 | $ 42,000 |
| Chattanooga, TN-GA | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Cheyenne, WY | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Chico, CA | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| College Station-Bryan, TX | 1 | $ 253,000 | $ 253,000 | $ 145,000 |
| Columbia, MO | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dalton, GA | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Decatur, AL | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Fort Collins, CO | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| Fort Wayne, IN | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Goldsboro, NC | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Greeley, CO | 1 | $ 312,000 | $ 312,000 | $ 119,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Jackson, TN | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Johnstown, PA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Lincoln, NE | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Longview, WA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Mansfield, OH | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Midland, TX | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Monroe, MI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| Providence-Warwick, RI-MA | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Racine, WI | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| Rochester, MN | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Saginaw, MI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 152,000 | $ 152,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 636,000 | $ 636,000 | $ 135,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 440,000 | $ 440,000 | $ 238,000 |
| Santa Rosa, CA | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Springfield, MO | 1 | $ 214,000 | $ 214,000 | $ 108,000 |
| St. Cloud, MN | 1 | $ 137,000 | $ 137,000 | $ 0 |
| State College, PA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Toledo, OH | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Tyler, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Valdosta, GA | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Victoria, TX | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Warner Robins, GA | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Williamsport, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Winston-Salem, NC | 1 | $ 79,000 | $ 79,000 | $ 0 |
| York-Hanover, PA | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,351 | $305,182,000 | $225,000 | $790,000 | $31,000 | $707,000 |
| Home Purchase | 977 | $188,595,000 | $193,000 | $803,000 | $52,000 | $419,000 |
| Home Improvement | 3 | $693,000 | $231,000 | $417,000 | $20,000 | $61,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,442 | $307,742,000 | $213,000 | $761,000 | $40,000 | $419,000 |
| Black or African American | 428 | $91,541,000 | $213,000 | $790,000 | $36,000 | $707,000 |
| Hispanic | 287 | $57,716,000 | $201,000 | $803,000 | $41,000 | $181,000 |
| Not Provided | 85 | $14,724,000 | $173,000 | $480,000 | $30,000 | $223,000 |
| Asian | 38 | $11,655,000 | $306,000 | $636,000 | $63,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,142,000 | $236,000 | $511,000 | $50,000 | $168,000 |
| American Indian or Alaskan Native | 25 | $4,950,000 | $198,000 | $422,000 | $30,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,162 | $206,203,000 | $177,000 | $633,000 | $27,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 972 | $239,144,000 | $246,000 | $803,000 | $41,000 | $419,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 183 | $47,429,000 | $259,000 | $790,000 | $117,000 | $707,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,694,000 | $121,000 | $258,000 | $42,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,109 | $254,991,000 | $229,000 | $802,000 | $38,000 | $707,000 |
| Loan Purchased By The Institution | 692 | $110,214,000 | $159,000 | $545,000 | $37,000 | $223,000 |
| Application Withdrawn By Applicant | 530 | $129,265,000 | $243,000 | $803,000 | $47,000 | $419,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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