United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
United Security Financial Corp 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,846 |
| Total Mortgage Loan Application Amount | $414,170,000 |
| Average Mortgage Loan Application Amount | $233,250 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $63,750 |
| Highest Applicant Income | $563,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 173 | $ 30,685,000 | $ 170,222 | $ 69,928 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 132 | $ 27,480,000 | $ 208,000 | $ 17,000 |
| SALT LAKE CITY, UT | 121 | $ 31,405,000 | $ 259,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 105 | $ 21,495,000 | $ 204,000 | $ 67,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 61 | $ 18,505,000 | $ 297,000 | $ 70,750 |
| OGDEN-CLEARFIELD, UT | 39 | $ 9,415,000 | $ 241,000 | $ 64,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 34 | $ 9,990,000 | $ 293,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 34 | $ 6,980,000 | $ 205,000 | $ 43,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 33 | $ 8,695,000 | $ 263,000 | $ 208,000 |
| PROVO-OREM, UT | 31 | $ 8,195,000 | $ 264,000 | $ 59,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 29 | $ 5,915,000 | $ 199,500 | $ 56,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 27 | $ 4,305,000 | $ 159,000 | $ 68,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 23 | $ 7,385,000 | $ 327,000 | $ 70,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 20 | $ 4,380,000 | $ 219,000 | $ 45,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 6,235,000 | $ 328,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 18 | $ 3,510,000 | $ 195,000 | $ 32,000 |
| TUCSON, AZ | 18 | $ 3,760,000 | $ 208,000 | $ 52,000 |
| DALLAS-PLANO-IRVING, TX | 17 | $ 3,975,000 | $ 233,000 | $ 47,000 |
| JACKSONVILLE, FL | 17 | $ 3,275,000 | $ 192,000 | $ 33,000 |
| TACOMA-LAKEWOOD, WA | 17 | $ 5,265,000 | $ 309,000 | $ 96,000 |
| BOISE CITY, ID | 16 | $ 3,490,000 | $ 218,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 3,730,000 | $ 233,000 | $ 87,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 16 | $ 5,250,000 | $ 328,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 16 | $ 3,960,000 | $ 247,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 3,915,000 | $ 261,000 | $ 24,000 |
| SALEM, OR | 15 | $ 4,195,000 | $ 279,000 | $ 43,000 |
| COLORADO SPRINGS, CO | 14 | $ 4,130,000 | $ 295,000 | $ 99,000 |
| COLUMBUS, OH | 14 | $ 2,530,000 | $ 180,000 | $ 0 |
| KANSAS CITY, MO-KS | 14 | $ 2,320,000 | $ 167,500 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 2,640,000 | $ 188,000 | $ 64,000 |
| LAKELAND-WINTER HAVEN, FL | 13 | $ 2,445,000 | $ 188,000 | $ 0 |
| ST. LOUIS, MO-IL | 13 | $ 2,285,000 | $ 164,000 | $ 55,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 2,730,000 | $ 227,000 | $ 70,000 |
| RICHMOND, VA | 12 | $ 2,530,000 | $ 210,000 | $ 35,000 |
| ALBUQUERQUE, NM | 11 | $ 1,985,000 | $ 180,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 11 | $ 3,055,000 | $ 277,000 | $ 50,000 |
| CLEVELAND-ELYRIA, OH | 11 | $ 1,535,000 | $ 139,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11 | $ 4,785,000 | $ 435,000 | $ 117,000 |
| ANCHORAGE, AK | 10 | $ 2,730,000 | $ 273,000 | $ 65,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 10 | $ 1,440,000 | $ 142,500 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,970,000 | $ 197,000 | $ 51,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 10 | $ 1,760,000 | $ 176,000 | $ 0 |
| OKLAHOMA CITY, OK | 9 | $ 1,655,000 | $ 183,000 | $ 78,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 2,095,000 | $ 232,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,810,000 | $ 226,000 | $ 48,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 1,330,000 | $ 166,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,715,000 | $ 245,000 | $ 142,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 1,175,000 | $ 167,000 | $ 0 |
| CLARKSVILLE, TN-KY | 7 | $ 1,085,000 | $ 130,000 | $ 68,000 |
| DULUTH, MN-WI | 7 | $ 1,775,000 | $ 253,000 | $ 0 |
| FRESNO, CA | 7 | $ 1,385,000 | $ 197,000 | $ 0 |
| HUNTSVILLE, AL | 7 | $ 1,435,000 | $ 205,000 | $ 30,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 1,155,000 | $ 165,000 | $ 43,000 |
| NEWARK, NJ-PA | 7 | $ 1,415,000 | $ 182,000 | $ 70,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 1,925,000 | $ 275,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,305,000 | $ 186,000 | $ 0 |
| RALEIGH, NC | 7 | $ 1,665,000 | $ 237,000 | $ 30,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,665,000 | $ 380,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 7 | $ 1,815,000 | $ 259,000 | $ 18,000 |
| STOCKTON-LODI, CA | 7 | $ 2,015,000 | $ 287,000 | $ 41,000 |
| BAKERSFIELD, CA | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| CHATTANOOGA, TN-GA | 6 | $ 1,280,000 | $ 213,000 | $ 32,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,390,000 | $ 231,000 | $ 0 |
| DAYTON, OH | 6 | $ 870,000 | $ 145,000 | $ 0 |
| KNOXVILLE, TN | 6 | $ 1,050,000 | $ 175,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 1,090,000 | $ 181,000 | $ 0 |
| MOBILE, AL | 6 | $ 790,000 | $ 131,000 | $ 168,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 1,090,000 | $ 181,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 6 | $ 2,130,000 | $ 416,000 | $ 20,000 |
| PRESCOTT, AZ | 6 | $ 1,440,000 | $ 240,000 | $ 22,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 2,850,000 | $ 475,000 | $ 129,000 |
| URBAN HONOLULU, HI | 6 | $ 2,740,000 | $ 456,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 1,830,000 | $ 305,000 | $ 125,000 |
| YUMA, AZ | 6 | $ 1,060,000 | $ 176,000 | $ 0 |
| ALBANY, OR | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 5 | $ 1,395,000 | $ 280,500 | $ 82,500 |
| COLUMBIA, SC | 5 | $ 665,000 | $ 133,000 | $ 0 |
| COLUMBUS, GA-AL | 5 | $ 705,000 | $ 140,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 1,345,000 | $ 269,000 | $ 179,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 5 | $ 2,325,000 | $ 465,000 | $ 112,000 |
| PITTSBURGH, PA | 5 | $ 805,000 | $ 161,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,835,000 | $ 367,000 | $ 0 |
| WICHITA, KS | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 5 | $ 1,195,000 | $ 239,000 | $ 49,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 580,000 | $ 145,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 4 | $ 800,000 | $ 200,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 870,000 | $ 217,000 | $ 0 |
| LONGVIEW, WA | 4 | $ 860,000 | $ 215,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 700,000 | $ 175,000 | $ 41,000 |
| OCALA, FL | 4 | $ 500,000 | $ 125,000 | $ 44,000 |
| RENO, NV | 4 | $ 910,000 | $ 227,000 | $ 0 |
| ROANOKE, VA | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 560,000 | $ 140,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 405,000 | $ 135,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 455,000 | $ 151,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 465,000 | $ 155,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 635,000 | $ 211,000 | $ 127,000 |
| BATTLE CREEK, MI | 3 | $ 375,000 | $ 125,000 | $ 0 |
| BOSTON, MA | 3 | $ 715,000 | $ 238,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 835,000 | $ 278,000 | $ 90,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 425,000 | $ 141,000 | $ 38,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 795,000 | $ 265,000 | $ 0 |
| COLUMBUS, IN | 3 | $ 545,000 | $ 181,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 535,000 | $ 178,000 | $ 0 |
| DALTON, GA | 3 | $ 285,000 | $ 95,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 705,000 | $ 235,000 | $ 48,000 |
| DECATUR, AL | 3 | $ 665,000 | $ 221,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 475,000 | $ 158,000 | $ 39,000 |
| EL PASO, TX | 3 | $ 505,000 | $ 168,000 | $ 0 |
| FORT WAYNE, IN | 3 | $ 275,000 | $ 91,000 | $ 0 |
| GARY, IN | 3 | $ 405,000 | $ 135,000 | $ 0 |
| GREELEY, CO | 3 | $ 735,000 | $ 245,000 | $ 0 |
| GREEN BAY, WI | 3 | $ 465,000 | $ 155,000 | $ 120,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 455,000 | $ 151,000 | $ 0 |
| LAKE CHARLES, LA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 475,000 | $ 158,000 | $ 0 |
| MERCED, CA | 3 | $ 785,000 | $ 261,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 565,000 | $ 188,000 | $ 0 |
| MIDLAND, MI | 3 | $ 415,000 | $ 138,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 755,000 | $ 251,000 | $ 0 |
| PORT ST. LUCIE, FL | 3 | $ 905,000 | $ 301,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 815,000 | $ 271,000 | $ 0 |
| PUEBLO, CO | 3 | $ 615,000 | $ 205,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 535,000 | $ 178,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 565,000 | $ 188,000 | $ 38,000 |
| TULSA, OK | 3 | $ 415,000 | $ 138,000 | $ 38,000 |
| WARNER ROBINS, GA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| WORCESTER, MA-CT | 3 | $ 735,000 | $ 245,000 | $ 0 |
| YORK-HANOVER, PA | 3 | $ 625,000 | $ 208,000 | $ 0 |
| YUBA CITY, CA | 3 | $ 745,000 | $ 248,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| BATON ROUGE, LA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| CAMDEN, NJ | 2 | $ 530,000 | $ 265,000 | $ 143,000 |
| CANTON-MASSILLON, OH | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 400,000 | $ 200,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| DOTHAN, AL | 2 | $ 180,000 | $ 90,000 | $ 0 |
| DOVER, DE | 2 | $ 510,000 | $ 255,000 | $ 0 |
| ELGIN, IL | 2 | $ 300,000 | $ 150,000 | $ 29,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| FARGO, ND-MN | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| FAYETTEVILLE, NC | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| GAINESVILLE, GA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| HAMMOND, LA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| HATTIESBURG, MS | 2 | $ 260,000 | $ 130,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 270,000 | $ 135,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| IDAHO FALLS, ID | 2 | $ 380,000 | $ 190,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 240,000 | $ 120,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 650,000 | $ 325,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,150,000 | $ 575,000 | $ 67,000 |
| PANAMA CITY, FL | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| PEORIA, IL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| PHILADELPHIA, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 410,000 | $ 205,000 | $ 0 |
| SALINAS, CA | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 590,000 | $ 295,000 | $ 0 |
| SEBRING, FL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| SPRINGFIELD, MO | 2 | $ 380,000 | $ 190,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| TOLEDO, OH | 2 | $ 450,000 | $ 225,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| AKRON, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| ALBANY, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| BAY CITY, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 155,000 | $ 155,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 345,000 | $ 345,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ERIE, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| EUGENE, OR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 205,000 | $ 205,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| FORT COLLINS, CO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 0 |
| GADSDEN, AL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 325,000 | $ 325,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 135,000 | $ 135,000 | $ 0 |
| JACKSON, MS | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| JACKSON, TN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| JOPLIN, MO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 1 | $ 445,000 | $ 445,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| KOKOMO, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| LANSING-EAST LANSING, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LAREDO, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LAWTON, OK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| LINCOLN, NE | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| LOGAN, UT-ID | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MADERA, CA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| MADISON, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| MEDFORD, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MISSOULA, MT | 1 | $ 355,000 | $ 355,000 | $ 0 |
| MODESTO, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MONROE, MI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MUNCIE, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 345,000 | $ 345,000 | $ 41,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 205,000 | $ 205,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 235,000 | $ 235,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 95,000 | $ 95,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 175,000 | $ 175,000 | $ 0 |
| REDDING, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| SAGINAW, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| ST. JOSEPH, MO-KS | 1 | $ 255,000 | $ 255,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| TRENTON, NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| TWIN FALLS, ID | 1 | $ 265,000 | $ 265,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| WAUSAU, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,093 | $244,805,000 | $223,000 | $715,000 | $0 | $0 |
| Home Purchase | 400 | $93,350,000 | $233,000 | $615,000 | $66,000 | $310,000 |
| Refinancing | 313 | $65,245,000 | $208,000 | $635,000 | $49,000 | $551,000 |
| Cash-out Refinancing | 40 | $10,770,000 | $269,000 | $695,000 | $140,000 | $563,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,231 | $273,265,000 | $221,000 | $715,000 | $0 | $0 |
| White | 351 | $81,335,000 | $231,000 | $695,000 | $61,000 | $346,000 |
| Black or African American | 183 | $41,335,000 | $225,000 | $695,000 | $73,000 | $563,000 |
| Hispanic | 58 | $12,350,000 | $212,000 | $455,000 | $53,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,330,000 | $291,000 | $535,000 | $29,000 | $97,000 |
| Asian | 6 | $1,390,000 | $231,000 | $395,000 | $64,000 | $88,000 |
| American Indian or Alaskan Native | 5 | $1,405,000 | $281,000 | $375,000 | $49,000 | $93,000 |
| Not Provided | 4 | $760,000 | $190,000 | $365,000 | $45,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,201 | $274,005,000 | $228,000 | $715,000 | $66,000 | $284,000 |
| FHA-insured (Federal Housing Administration) | 513 | $106,465,000 | $207,000 | $695,000 | $42,000 | $207,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 132 | $33,700,000 | $255,000 | $635,000 | $105,000 | $563,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,231 | $273,265,000 | $221,000 | $715,000 | $0 | $0 |
| Loan Originated | 425 | $97,895,000 | $230,000 | $695,000 | $72,000 | $563,000 |
| Application Withdrawn By Applicant | 179 | $39,915,000 | $222,000 | $635,000 | $46,000 | $216,000 |
| Application Denied By Financial Institution | 10 | $2,800,000 | $280,000 | $395,000 | $82,000 | $213,000 |
| File Closed For Incompleteness | 1 | $295,000 | $295,000 | $295,000 | $146,000 | $146,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,836 | $411,370,000 | $224,000 | $715,000 | $63,000 | $563,000 |
| Other | 3 | $785,000 | $261,000 | $335,000 | $92,000 | $149,000 |
| Credit History | 3 | $825,000 | $275,000 | $395,000 | $65,000 | $72,000 |
| Debt-To-Income Ratio | 3 | $915,000 | $305,000 | $355,000 | $95,000 | $213,000 |
| Collateral | 1 | $275,000 | $275,000 | $275,000 | $63,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.