United Security Financial Corp Mortgage Lending & HMDA Data, 2018
In 2018, United Security Financial Corp of Murray, UT reported 1,846 mortgage applications totaling $414.2 million, down 21% from 2017. The average application was for $224,360, and applicants reported an average income of $25,643. 23% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (132), Salt Lake City, UT (121) and Atlanta-Sandy Springs-Roswell, GA (105) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,846 |
| Total Mortgage Loan Application Amount | $414,170,000 |
| Average Mortgage Loan Application Amount | $224,360 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $25,643 |
| Highest Applicant Income | $563,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 173 | $ 30,685,000 | $ 177,369 | $ 66,724 |
| Phoenix-Mesa-Scottsdale, AZ | 132 | $ 27,480,000 | $ 208,181 | $ 17,000 |
| Salt Lake City, UT | 121 | $ 31,405,000 | $ 259,545 | $ 85,000 |
| Atlanta-Sandy Springs-Roswell, GA | 105 | $ 21,495,000 | $ 204,714 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 61 | $ 18,505,000 | $ 303,360 | $ 64,000 |
| Ogden-Clearfield, UT | 39 | $ 9,415,000 | $ 241,410 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 9,990,000 | $ 293,823 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 34 | $ 6,980,000 | $ 205,294 | $ 43,000 |
| Las Vegas-Henderson-Paradise, NV | 33 | $ 8,695,000 | $ 263,484 | $ 208,000 |
| Provo-Orem, UT | 31 | $ 8,195,000 | $ 264,354 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 29 | $ 5,915,000 | $ 203,965 | $ 56,000 |
| Indianapolis-Carmel-Anderson, IN | 27 | $ 4,305,000 | $ 159,444 | $ 68,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 23 | $ 7,385,000 | $ 321,086 | $ 70,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 4,380,000 | $ 219,000 | $ 45,000 |
| Denver-Aurora-Lakewood, CO | 19 | $ 6,235,000 | $ 328,157 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 3,510,000 | $ 195,000 | $ 32,000 |
| Tucson, AZ | 18 | $ 3,760,000 | $ 208,888 | $ 52,000 |
| Dallas-Plano-Irving, TX | 17 | $ 3,975,000 | $ 233,823 | $ 47,000 |
| Jacksonville, FL | 17 | $ 3,275,000 | $ 192,647 | $ 33,000 |
| Tacoma-Lakewood, WA | 17 | $ 5,265,000 | $ 309,705 | $ 96,000 |
| Boise City, ID | 16 | $ 3,490,000 | $ 218,125 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 3,730,000 | $ 233,125 | $ 87,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 5,250,000 | $ 328,125 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 3,960,000 | $ 247,500 | $ 0 |
| Baltimore-Columbia-Towson, MD | 15 | $ 3,915,000 | $ 261,000 | $ 24,000 |
| Salem, OR | 15 | $ 4,195,000 | $ 279,666 | $ 43,000 |
| Colorado Springs, CO | 14 | $ 4,130,000 | $ 295,000 | $ 99,000 |
| Columbus, OH | 14 | $ 2,530,000 | $ 180,714 | $ 0 |
| Kansas City, MO-KS | 14 | $ 2,320,000 | $ 165,714 | $ 0 |
| San Antonio-New Braunfels, TX | 14 | $ 2,640,000 | $ 188,571 | $ 64,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,445,000 | $ 188,076 | $ 0 |
| St. Louis, MO-IL | 13 | $ 2,285,000 | $ 175,769 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,730,000 | $ 227,500 | $ 70,000 |
| Richmond, VA | 12 | $ 2,530,000 | $ 210,833 | $ 35,000 |
| Albuquerque, NM | 11 | $ 1,985,000 | $ 180,454 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 11 | $ 3,055,000 | $ 277,727 | $ 50,000 |
| Cleveland-Elyria, OH | 11 | $ 1,535,000 | $ 139,545 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 4,785,000 | $ 435,000 | $ 117,000 |
| Anchorage, AK | 10 | $ 2,730,000 | $ 273,000 | $ 65,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 1,440,000 | $ 144,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,970,000 | $ 197,000 | $ 51,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 1,760,000 | $ 176,000 | $ 0 |
| Oklahoma City, OK | 9 | $ 1,655,000 | $ 183,888 | $ 78,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,095,000 | $ 232,777 | $ 0 |
| Fort Worth-Arlington, TX | 8 | $ 1,810,000 | $ 226,250 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,330,000 | $ 166,250 | $ 0 |
| Birmingham-Hoover, AL | 7 | $ 1,715,000 | $ 245,000 | $ 142,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,175,000 | $ 167,857 | $ 0 |
| Clarksville, TN-KY | 7 | $ 1,085,000 | $ 155,000 | $ 68,000 |
| Duluth, MN-WI | 7 | $ 1,775,000 | $ 253,571 | $ 0 |
| Fresno, CA | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| Huntsville, AL | 7 | $ 1,435,000 | $ 205,000 | $ 30,000 |
| Memphis, TN-MS-AR | 7 | $ 1,155,000 | $ 165,000 | $ 43,000 |
| Newark, NJ-PA | 7 | $ 1,415,000 | $ 202,142 | $ 70,000 |
| Olympia-Tumwater, WA | 7 | $ 1,925,000 | $ 275,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,305,000 | $ 186,428 | $ 0 |
| Raleigh, NC | 7 | $ 1,665,000 | $ 237,857 | $ 30,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 2,665,000 | $ 380,714 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 1,815,000 | $ 259,285 | $ 18,000 |
| Stockton-Lodi, CA | 7 | $ 2,015,000 | $ 287,857 | $ 41,000 |
| Bakersfield, CA | 6 | $ 1,360,000 | $ 226,666 | $ 0 |
| Chattanooga, TN-GA | 6 | $ 1,280,000 | $ 213,333 | $ 32,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,390,000 | $ 231,666 | $ 0 |
| Dayton, OH | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Knoxville, TN | 6 | $ 1,050,000 | $ 175,000 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,090,000 | $ 181,666 | $ 0 |
| Mobile, AL | 6 | $ 790,000 | $ 131,666 | $ 168,000 |
| New Orleans-Metairie, LA | 6 | $ 1,090,000 | $ 181,666 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 2,130,000 | $ 355,000 | $ 13,333 |
| Prescott, AZ | 6 | $ 1,440,000 | $ 240,000 | $ 22,000 |
| San Diego-Carlsbad, CA | 6 | $ 2,850,000 | $ 475,000 | $ 129,000 |
| Urban Honolulu, HI | 6 | $ 2,740,000 | $ 456,666 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,830,000 | $ 305,000 | $ 125,000 |
| Yuma, AZ | 6 | $ 1,060,000 | $ 176,666 | $ 0 |
| Albany, OR | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 1,395,000 | $ 279,000 | $ 82,800 |
| Columbia, SC | 5 | $ 665,000 | $ 133,000 | $ 0 |
| Columbus, GA-AL | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,345,000 | $ 269,000 | $ 179,000 |
| Hanford-Corcoran, CA | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,325,000 | $ 465,000 | $ 112,000 |
| Pittsburgh, PA | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Spokane-Spokane Valley, WA | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 1,835,000 | $ 367,000 | $ 0 |
| Wichita, KS | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Wilmington, DE-MD-NJ | 5 | $ 1,195,000 | $ 239,000 | $ 49,000 |
| Cincinnati, OH-KY-IN | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Homosassa Springs, FL | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Longview, WA | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 700,000 | $ 175,000 | $ 41,000 |
| Ocala, FL | 4 | $ 500,000 | $ 125,000 | $ 44,000 |
| Reno, NV | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Roanoke, VA | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Austin-Round Rock, TX | 3 | $ 635,000 | $ 211,666 | $ 127,000 |
| Battle Creek, MI | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Boston, MA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 835,000 | $ 278,333 | $ 90,000 |
| Brownsville-Harlingen, TX | 3 | $ 425,000 | $ 141,666 | $ 38,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,075,000 | $ 358,333 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Columbus, IN | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Corpus Christi, TX | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Dalton, GA | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 705,000 | $ 235,000 | $ 48,000 |
| Decatur, AL | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 475,000 | $ 158,333 | $ 39,000 |
| El Paso, TX | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Fort Wayne, IN | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Gary, IN | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Greeley, CO | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Green Bay, WI | 3 | $ 465,000 | $ 155,000 | $ 120,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Lake Charles, LA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Merced, CA | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Midland, MI | 3 | $ 415,000 | $ 138,333 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Port St. Lucie, FL | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Portland-South Portland, ME | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Pueblo, CO | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Spartanburg, SC | 3 | $ 565,000 | $ 188,333 | $ 38,000 |
| Tulsa, OK | 3 | $ 415,000 | $ 138,333 | $ 38,000 |
| Warner Robins, GA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Worcester, MA-CT | 3 | $ 735,000 | $ 245,000 | $ 0 |
| York-Hanover, PA | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Yuba City, CA | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Baton Rouge, LA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Camden, NJ | 2 | $ 530,000 | $ 265,000 | $ 143,000 |
| Canton-Massillon, OH | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Charleston-North Charleston, SC | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Dothan, AL | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Dover, DE | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Elgin, IL | 2 | $ 300,000 | $ 150,000 | $ 29,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Fargo, ND-MN | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| Fayetteville, NC | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| Gainesville, GA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Hammond, LA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Idaho Falls, ID | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Las Cruces, NM | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,150,000 | $ 575,000 | $ 67,000 |
| Panama City, FL | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| Peoria, IL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Philadelphia, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Providence-Warwick, RI-MA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Rochester, MN | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Rockingham County-Strafford County, NH | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Salinas, CA | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Sebastian-Vero Beach, FL | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Sebring, FL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Sheboygan, WI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Springfield, MA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Springfield, MO | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Tallahassee, FL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Toledo, OH | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Wenatchee, WA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Akron, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Albany, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bay City, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bellingham, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| California-Lexington Park, MD | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carson City, NV | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Dubuque, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| El Centro, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Eugene, OR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fort Collins, CO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gadsden, AL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gettysburg, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Great Falls, MT | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Harrisburg-Carlisle, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson, MS | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Jackson, TN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson City, MO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson City, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kankakee, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Lansing-East Lansing, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laredo, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lawton, OK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lincoln, NE | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Logan, UT-ID | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madera, CA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Madison, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Medford, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Missoula, MT | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Modesto, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe, MI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Montgomery, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 345,000 | $ 345,000 | $ 41,000 |
| Nassau County-Suffolk County, NY | 1 | $ 205,000 | $ 205,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pittsfield, MA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rapid City, SD | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Redding, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rockford, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Saginaw, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Savannah, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Springfield, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. George, UT | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| St. Joseph, MO-KS | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| The Villages, FL | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Trenton, NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Twin Falls, ID | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wausau, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,093 | $244,805,000 | $223,000 | $715,000 | $0 | $0 |
| Home Purchase | 400 | $93,350,000 | $233,000 | $615,000 | $66,000 | $310,000 |
| Refinancing | 313 | $65,245,000 | $208,000 | $635,000 | $49,000 | $551,000 |
| Cash-out Refinancing | 40 | $10,770,000 | $269,000 | $695,000 | $140,000 | $563,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,231 | $273,265,000 | $221,000 | $715,000 | $0 | $0 |
| White | 351 | $81,335,000 | $231,000 | $695,000 | $61,000 | $346,000 |
| Black or African American | 183 | $41,335,000 | $225,000 | $695,000 | $73,000 | $563,000 |
| Hispanic | 58 | $12,350,000 | $212,000 | $455,000 | $53,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,330,000 | $291,000 | $535,000 | $29,000 | $97,000 |
| Asian | 6 | $1,390,000 | $231,000 | $395,000 | $64,000 | $88,000 |
| American Indian or Alaskan Native | 5 | $1,405,000 | $281,000 | $375,000 | $49,000 | $93,000 |
| Not Provided | 4 | $760,000 | $190,000 | $365,000 | $45,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,201 | $274,005,000 | $228,000 | $715,000 | $66,000 | $284,000 |
| FHA-insured (Federal Housing Administration) | 513 | $106,465,000 | $207,000 | $695,000 | $42,000 | $207,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 132 | $33,700,000 | $255,000 | $635,000 | $105,000 | $563,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,231 | $273,265,000 | $221,000 | $715,000 | $0 | $0 |
| Loan Originated | 425 | $97,895,000 | $230,000 | $695,000 | $72,000 | $563,000 |
| Application Withdrawn By Applicant | 179 | $39,915,000 | $222,000 | $635,000 | $46,000 | $216,000 |
| Application Denied By Financial Institution | 10 | $2,800,000 | $280,000 | $395,000 | $82,000 | $213,000 |
| File Closed For Incompleteness | 1 | $295,000 | $295,000 | $295,000 | $146,000 | $146,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,836 | $411,370,000 | $224,000 | $715,000 | $63,000 | $563,000 |
| Other | 3 | $785,000 | $261,000 | $335,000 | $92,000 | $149,000 |
| Credit History | 3 | $825,000 | $275,000 | $395,000 | $65,000 | $72,000 |
| Debt-To-Income Ratio | 3 | $915,000 | $305,000 | $355,000 | $95,000 | $213,000 |
| Collateral | 1 | $275,000 | $275,000 | $275,000 | $63,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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