United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
United Security Financial Corp 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,846 |
| Total Mortgage Loan Application Amount | $784,790,000 |
| Average Mortgage Loan Application Amount | $233,666 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $23,000 |
| Highest Applicant Income | $5,295,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 192 | $ 43,390,000 | $ 225,000 | $ 10,000 |
| SALT LAKE CITY, UT | 189 | $ 53,695,000 | $ 284,000 | $ 38,000 |
| NA (OUTSIDE OF MSA/MD) | 168 | $ 34,340,000 | $ 200,378 | $ 4,344 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 145 | $ 61,815,000 | $ 426,000 | $ 43,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 117 | $ 57,135,000 | $ 488,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 115 | $ 36,855,000 | $ 320,000 | $ 2,000 |
| OGDEN-CLEARFIELD, UT | 108 | $ 28,560,000 | $ 264,000 | $ 15,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 99 | $ 19,195,000 | $ 193,000 | $ 1,000 |
| NEW YORK-NEWARK, NY | 95 | $ 29,225,000 | $ 297,500 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 70 | $ 14,530,000 | $ 242,500 | $ 2,000 |
| PROVO-OREM, UT | 68 | $ 19,040,000 | $ 280,000 | $ 26,000 |
| NEWARK, NJ-PA | 64 | $ 19,550,000 | $ 254,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 50 | $ 17,180,000 | $ 341,500 | $ 470,000 |
| SAN DIEGO-CARLSBAD, CA | 39 | $ 17,215,000 | $ 441,000 | $ 12,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 34 | $ 16,850,000 | $ 490,500 | $ 202,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 32 | $ 11,810,000 | $ 369,000 | $ 13,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 30 | $ 13,020,000 | $ 434,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 29 | $ 7,415,000 | $ 255,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 6,280,000 | $ 241,000 | $ 4,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 6,660,000 | $ 256,000 | $ 4,000 |
| RALEIGH, NC | 24 | $ 5,550,000 | $ 231,000 | $ 8,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 5,780,000 | $ 240,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 23 | $ 4,535,000 | $ 197,000 | $ 12,000 |
| JACKSONVILLE, FL | 23 | $ 4,535,000 | $ 197,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 23 | $ 5,145,000 | $ 223,000 | $ 8,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 5,090,000 | $ 254,000 | $ 261,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 3,910,000 | $ 217,000 | $ 31,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 6,240,000 | $ 346,000 | $ 0 |
| PITTSBURGH, PA | 18 | $ 3,500,000 | $ 194,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 17 | $ 3,715,000 | $ 218,000 | $ 8,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 4,025,000 | $ 221,500 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 17 | $ 6,885,000 | $ 405,000 | $ 10,000 |
| BIRMINGHAM-HOOVER, AL | 16 | $ 4,060,000 | $ 253,000 | $ 0 |
| FRESNO, CA | 16 | $ 3,410,000 | $ 213,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 16 | $ 4,670,000 | $ 291,000 | $ 44,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 16 | $ 3,980,000 | $ 248,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 3,105,000 | $ 207,000 | $ 9,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 6,375,000 | $ 425,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 14 | $ 3,090,000 | $ 220,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 3,220,000 | $ 230,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,935,000 | $ 230,000 | $ 0 |
| FAYETTEVILLE, NC | 13 | $ 2,475,000 | $ 190,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 13 | $ 3,055,000 | $ 235,000 | $ 13,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 2,900,000 | $ 241,000 | $ 36,000 |
| BAKERSFIELD, CA | 12 | $ 2,660,000 | $ 221,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 2,400,000 | $ 200,000 | $ 0 |
| PHILADELPHIA, PA | 12 | $ 2,110,000 | $ 175,000 | $ 0 |
| BOISE CITY, ID | 11 | $ 2,615,000 | $ 237,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 11 | $ 2,545,000 | $ 231,000 | $ 0 |
| COLUMBUS, OH | 11 | $ 2,145,000 | $ 195,000 | $ 15,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 2,985,000 | $ 271,000 | $ 27,000 |
| READING, PA | 11 | $ 2,065,000 | $ 187,000 | $ 0 |
| SYRACUSE, NY | 11 | $ 2,205,000 | $ 200,000 | $ 0 |
| WINSTON-SALEM, NC | 11 | $ 1,765,000 | $ 160,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 2,240,000 | $ 224,000 | $ 18,000 |
| YORK-HANOVER, PA | 10 | $ 1,940,000 | $ 194,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 1,575,000 | $ 210,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 3,545,000 | $ 393,000 | $ 0 |
| CAMDEN, NJ | 9 | $ 2,265,000 | $ 251,000 | $ 0 |
| COLUMBIA, SC | 9 | $ 1,695,000 | $ 188,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 3,025,000 | $ 336,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 3,655,000 | $ 406,000 | $ 22,000 |
| STOCKTON-LODI, CA | 9 | $ 3,065,000 | $ 340,000 | $ 8,000 |
| TUCSON, AZ | 9 | $ 1,725,000 | $ 191,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,265,000 | $ 362,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 2,285,000 | $ 223,500 | $ 0 |
| BATON ROUGE, LA | 8 | $ 1,680,000 | $ 210,000 | $ 8,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,550,000 | $ 193,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,650,000 | $ 206,000 | $ 18,000 |
| LEBANON, PA | 8 | $ 1,300,000 | $ 162,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 8 | $ 1,670,000 | $ 212,500 | $ 20,000 |
| ROCHESTER, NY | 8 | $ 1,400,000 | $ 175,000 | $ 0 |
| ST. GEORGE, UT | 8 | $ 1,790,000 | $ 223,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 1,595,000 | $ 227,000 | $ 0 |
| HUNTSVILLE, AL | 7 | $ 1,085,000 | $ 155,000 | $ 19,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 1,975,000 | $ 282,000 | $ 0 |
| CHATTANOOGA, TN-GA | 6 | $ 1,100,000 | $ 183,000 | $ 0 |
| COLUMBUS, GA-AL | 6 | $ 970,000 | $ 161,000 | $ 0 |
| JACKSONVILLE, NC | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| OKLAHOMA CITY, OK | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,190,000 | $ 198,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 1,940,000 | $ 323,000 | $ 0 |
| WARNER ROBINS, GA | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 6 | $ 2,670,000 | $ 445,000 | $ 37,000 |
| WILMINGTON, NC | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| ALBANY, OR | 5 | $ 1,125,000 | $ 225,000 | $ 27,000 |
| BOSTON, MA | 5 | $ 2,185,000 | $ 437,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 965,000 | $ 193,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 5 | $ 775,000 | $ 155,000 | $ 0 |
| COLORADO SPRINGS, CO | 5 | $ 1,175,000 | $ 235,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 905,000 | $ 181,000 | $ 0 |
| EL PASO, TX | 5 | $ 745,000 | $ 149,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 5 | $ 795,000 | $ 159,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,745,000 | $ 336,000 | $ 0 |
| SAVANNAH, GA | 5 | $ 945,000 | $ 189,000 | $ 11,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| ASHEVILLE, NC | 4 | $ 950,000 | $ 237,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 690,000 | $ 172,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,160,000 | $ 290,000 | $ 115,000 |
| CLARKSVILLE, TN-KY | 4 | $ 750,000 | $ 187,000 | $ 0 |
| ELGIN, IL | 4 | $ 860,000 | $ 215,000 | $ 0 |
| GARY, IN | 4 | $ 820,000 | $ 205,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 740,000 | $ 185,000 | $ 0 |
| GREELEY, CO | 4 | $ 1,290,000 | $ 322,000 | $ 0 |
| KANSAS CITY, MO-KS | 4 | $ 570,000 | $ 142,500 | $ 0 |
| KINGSTON, NY | 4 | $ 990,000 | $ 247,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 910,000 | $ 227,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 680,000 | $ 161,500 | $ 0 |
| NEW HAVEN-MILFORD, CT | 4 | $ 890,000 | $ 222,000 | $ 79,000 |
| PORT ST. LUCIE, FL | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| PUNTA GORDA, FL | 4 | $ 950,000 | $ 237,000 | $ 0 |
| RICHMOND, VA | 4 | $ 960,000 | $ 240,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 840,000 | $ 210,000 | $ 0 |
| YUMA, AZ | 4 | $ 730,000 | $ 182,000 | $ 0 |
| ALBUQUERQUE, NM | 3 | $ 585,000 | $ 195,000 | $ 0 |
| ANCHORAGE, AK | 3 | $ 905,000 | $ 301,000 | $ 0 |
| AUBURN-OPELIKA, AL | 3 | $ 675,000 | $ 225,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 625,000 | $ 208,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 705,000 | $ 235,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 545,000 | $ 181,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 505,000 | $ 168,000 | $ 0 |
| EAST STROUDSBURG, PA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| ERIE, PA | 3 | $ 475,000 | $ 158,000 | $ 0 |
| FLINT, MI | 3 | $ 575,000 | $ 191,000 | $ 0 |
| GRAND JUNCTION, CO | 3 | $ 675,000 | $ 225,000 | $ 0 |
| HANFORD-CORCORAN, CA | 3 | $ 735,000 | $ 245,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 625,000 | $ 208,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 3 | $ 845,000 | $ 281,000 | $ 0 |
| KNOXVILLE, TN | 3 | $ 605,000 | $ 201,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 495,000 | $ 155,000 | $ 20,000 |
| MERCED, CA | 3 | $ 545,000 | $ 181,000 | $ 0 |
| REDDING, CA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| RENO, NV | 3 | $ 675,000 | $ 225,000 | $ 0 |
| SALINAS, CA | 3 | $ 1,225,000 | $ 408,000 | $ 44,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 855,000 | $ 285,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 3 | $ 715,000 | $ 238,000 | $ 0 |
| TALLAHASSEE, FL | 3 | $ 985,000 | $ 328,000 | $ 0 |
| TRENTON, NJ | 3 | $ 695,000 | $ 231,000 | $ 0 |
| TULSA, OK | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 755,000 | $ 251,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 3 | $ 965,000 | $ 307,500 | $ 0 |
| WORCESTER, MA-CT | 3 | $ 695,000 | $ 231,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 540,000 | $ 270,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| DALTON, GA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| EL CENTRO, CA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 300,000 | $ 150,000 | $ 0 |
| GAINESVILLE, GA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| GLENS FALLS, NY | 2 | $ 530,000 | $ 265,000 | $ 0 |
| GRAND FORKS, ND-MN | 2 | $ 410,000 | $ 205,000 | $ 0 |
| GREENVILLE, NC | 2 | $ 320,000 | $ 160,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 310,000 | $ 155,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 400,000 | $ 200,000 | $ 0 |
| HAMMOND, LA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 2 | $ 520,000 | $ 260,000 | $ 0 |
| IDAHO FALLS, ID | 2 | $ 590,000 | $ 295,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| LAKE CHARLES, LA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| LANCASTER, PA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 290,000 | $ 145,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| MIDLAND, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MOBILE, AL | 2 | $ 410,000 | $ 205,000 | $ 5,295,000 |
| MODESTO, CA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| MONROE, LA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 540,000 | $ 270,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| PANAMA CITY, FL | 2 | $ 410,000 | $ 205,000 | $ 0 |
| PUEBLO, CO | 2 | $ 340,000 | $ 170,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 480,000 | $ 240,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 220,000 | $ 110,000 | $ 0 |
| SALEM, OR | 2 | $ 740,000 | $ 370,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 790,000 | $ 395,000 | $ 0 |
| SPARTANBURG, SC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| THE VILLAGES, FL | 2 | $ 650,000 | $ 325,000 | $ 0 |
| UTICA-ROME, NY | 2 | $ 380,000 | $ 190,000 | $ 0 |
| ABILENE, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| ALBANY, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 295,000 | $ 295,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BOULDER, CO | 1 | $ 475,000 | $ 475,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 435,000 | $ 435,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| CHICO, CA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 325,000 | $ 325,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 535,000 | $ 535,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| ELMIRA, NY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| EUGENE, OR | 1 | $ 235,000 | $ 235,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| FORT COLLINS, CO | 1 | $ 405,000 | $ 405,000 | $ 0 |
| GADSDEN, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| HATTIESBURG, MS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| JACKSON, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| JACKSON, MS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| JOPLIN, MO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| KOKOMO, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 475,000 | $ 475,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 245,000 | $ 245,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MADERA, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MUNCIE, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| NEW BERN, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| OCALA, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 315,000 | $ 315,000 | $ 0 |
| ODESSA, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 205,000 | $ 205,000 | $ 0 |
| RACINE, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| ROCHESTER, MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 325,000 | $ 325,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 725,000 | $ 725,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 195,000 | $ 195,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| VICTORIA, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WICHITA, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,686 | $407,800,000 | $241,000 | $1,545,000 | $8,000 | $4,466,000 |
| Not Applicable | 782 | $267,920,000 | $342,000 | $885,000 | $0 | $0 |
| Home Purchase | 373 | $108,165,000 | $289,000 | $925,000 | $130,000 | $5,295,000 |
| Cash-out Refinancing | 2 | $370,000 | $185,000 | $255,000 | $0 | $0 |
| Home Improvement | 2 | $380,000 | $190,000 | $225,000 | $0 | $0 |
| Other Purpose | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,071 | $258,505,000 | $241,000 | $1,545,000 | $10,000 | $410,000 |
| Not applicable | 1,043 | $344,745,000 | $330,000 | $925,000 | $8,000 | $60,000 |
| Black or African American | 409 | $98,575,000 | $241,000 | $1,085,000 | $63,000 | $5,295,000 |
| Hispanic | 218 | $55,850,000 | $256,000 | $655,000 | $13,000 | $116,000 |
| Not Provided | 52 | $11,650,000 | $224,000 | $475,000 | $0 | $21,000 |
| Asian | 33 | $9,945,000 | $301,000 | $665,000 | $27,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,260,000 | $304,000 | $555,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $275,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,418 | $352,160,000 | $248,000 | $925,000 | $15,000 | $5,295,000 |
| VA-guaranteed (Veterans Administration) | 979 | $260,045,000 | $265,000 | $1,545,000 | $6,000 | $410,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $171,955,000 | $386,000 | $765,000 | $140,000 | $4,466,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $275,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,296 | $322,610,000 | $248,000 | $1,545,000 | $20,000 | $4,466,000 |
| Loan Purchased By The Institution | 1,020 | $339,400,000 | $332,000 | $925,000 | $0 | $0 |
| Application Withdrawn By Applicant | 521 | $120,525,000 | $231,000 | $655,000 | $26,000 | $5,295,000 |
| Application Denied By Financial Institution | 9 | $2,255,000 | $250,000 | $325,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,837 | $782,535,000 | $275,000 | $1,545,000 | $22,000 | $5,295,000 |
| Collateral | 5 | $1,145,000 | $229,000 | $305,000 | $0 | $0 |
| Credit History | 2 | $570,000 | $285,000 | $325,000 | $0 | $0 |
| Other | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.