United Security Financial Corp Mortgage Lending & HMDA Data, 2020
In 2020, United Security Financial Corp of Murray, UT reported 2,846 mortgage applications totaling $784.8 million, up 262% from 2019. The average application was for $275,751, and applicants reported an average income of $21,777. 46% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (192), Salt Lake City, UT (189) and Los Angeles-Long Beach-Glendale, CA (145) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,846 |
| Total Mortgage Loan Application Amount | $784,790,000 |
| Average Mortgage Loan Application Amount | $275,751 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $21,777 |
| Highest Applicant Income | $5,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 192 | $ 43,390,000 | $ 225,989 | $ 10,000 |
| Salt Lake City, UT | 189 | $ 53,695,000 | $ 284,100 | $ 38,000 |
| Outside any metro area | 168 | $ 34,340,000 | $ 204,404 | $ 7,312 |
| Los Angeles-Long Beach-Glendale, CA | 145 | $ 61,815,000 | $ 426,310 | $ 43,000 |
| Anaheim-Santa Ana-Irvine, CA | 117 | $ 57,135,000 | $ 488,333 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 115 | $ 36,855,000 | $ 320,478 | $ 2,000 |
| Ogden-Clearfield, UT | 108 | $ 28,560,000 | $ 264,444 | $ 15,000 |
| Phoenix-Mesa-Scottsdale, AZ | 99 | $ 19,195,000 | $ 193,888 | $ 1,000 |
| New York-Newark, NY | 95 | $ 29,225,000 | $ 307,631 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 70 | $ 14,530,000 | $ 207,571 | $ 3,885 |
| Provo-Orem, UT | 68 | $ 19,040,000 | $ 280,000 | $ 26,000 |
| Newark, NJ-PA | 64 | $ 19,550,000 | $ 305,468 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 50 | $ 17,180,000 | $ 343,600 | $ 175,244 |
| San Diego-Carlsbad, CA | 39 | $ 17,215,000 | $ 441,410 | $ 12,000 |
| New York-Jersey City-White Plains, NY-NJ | 34 | $ 16,850,000 | $ 495,588 | $ 190,117 |
| Sacramento--Roseville--Arden-Arcade, CA | 32 | $ 11,810,000 | $ 369,062 | $ 13,000 |
| Nassau County-Suffolk County, NY | 30 | $ 13,020,000 | $ 434,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 29 | $ 7,415,000 | $ 255,689 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 6,280,000 | $ 241,538 | $ 4,000 |
| Orlando-Kissimmee-Sanford, FL | 26 | $ 6,660,000 | $ 256,153 | $ 4,000 |
| Raleigh, NC | 24 | $ 5,550,000 | $ 231,250 | $ 8,000 |
| Tampa-St. Petersburg-Clearwater, FL | 24 | $ 5,780,000 | $ 240,833 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 23 | $ 4,535,000 | $ 197,173 | $ 12,000 |
| Jacksonville, FL | 23 | $ 4,535,000 | $ 197,173 | $ 0 |
| San Antonio-New Braunfels, TX | 23 | $ 5,145,000 | $ 223,695 | $ 8,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 5,090,000 | $ 254,500 | $ 261,000 |
| Charleston-North Charleston, SC | 18 | $ 3,910,000 | $ 217,222 | $ 31,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 6,240,000 | $ 346,666 | $ 0 |
| Pittsburgh, PA | 18 | $ 3,500,000 | $ 194,444 | $ 0 |
| Dallas-Plano-Irving, TX | 17 | $ 3,715,000 | $ 218,529 | $ 8,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 4,025,000 | $ 236,764 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 6,885,000 | $ 405,000 | $ 10,000 |
| Birmingham-Hoover, AL | 16 | $ 4,060,000 | $ 253,750 | $ 0 |
| Fresno, CA | 16 | $ 3,410,000 | $ 213,125 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 4,670,000 | $ 291,875 | $ 44,000 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 3,980,000 | $ 248,750 | $ 0 |
| Durham-Chapel Hill, NC | 15 | $ 3,105,000 | $ 207,000 | $ 9,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 6,375,000 | $ 425,000 | $ 0 |
| Fort Worth-Arlington, TX | 14 | $ 3,090,000 | $ 220,714 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 3,220,000 | $ 230,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,935,000 | $ 225,769 | $ 0 |
| Fayetteville, NC | 13 | $ 2,475,000 | $ 190,384 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 13 | $ 3,055,000 | $ 235,000 | $ 13,000 |
| Albany-Schenectady-Troy, NY | 12 | $ 2,900,000 | $ 241,666 | $ 36,000 |
| Bakersfield, CA | 12 | $ 2,660,000 | $ 221,666 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,400,000 | $ 200,000 | $ 0 |
| Philadelphia, PA | 12 | $ 2,110,000 | $ 175,833 | $ 0 |
| Boise City, ID | 11 | $ 2,615,000 | $ 237,727 | $ 0 |
| Chicago-Naperville, IL | 11 | $ 2,545,000 | $ 231,363 | $ 0 |
| Columbus, OH | 11 | $ 2,145,000 | $ 195,000 | $ 15,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,985,000 | $ 271,363 | $ 27,000 |
| Reading, PA | 11 | $ 2,065,000 | $ 187,727 | $ 0 |
| Syracuse, NY | 11 | $ 2,205,000 | $ 200,454 | $ 0 |
| Winston-Salem, NC | 11 | $ 1,765,000 | $ 160,454 | $ 0 |
| Austin-Round Rock, TX | 10 | $ 2,240,000 | $ 224,000 | $ 18,000 |
| York-Hanover, PA | 10 | $ 1,940,000 | $ 194,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,575,000 | $ 175,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 9 | $ 3,545,000 | $ 393,888 | $ 0 |
| Camden, NJ | 9 | $ 2,265,000 | $ 251,666 | $ 0 |
| Columbia, SC | 9 | $ 1,695,000 | $ 188,333 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 3,025,000 | $ 336,111 | $ 0 |
| Seattle-Bellevue-Everett, WA | 9 | $ 3,655,000 | $ 406,111 | $ 22,000 |
| Stockton-Lodi, CA | 9 | $ 3,065,000 | $ 340,555 | $ 8,000 |
| Tucson, AZ | 9 | $ 1,725,000 | $ 191,666 | $ 0 |
| Vallejo-Fairfield, CA | 9 | $ 3,265,000 | $ 362,777 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 2,285,000 | $ 253,888 | $ 0 |
| Baton Rouge, LA | 8 | $ 1,680,000 | $ 210,000 | $ 8,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,550,000 | $ 193,750 | $ 0 |
| Lakeland-Winter Haven, FL | 8 | $ 1,650,000 | $ 206,250 | $ 18,000 |
| Lebanon, PA | 8 | $ 1,300,000 | $ 162,500 | $ 0 |
| Memphis, TN-MS-AR | 8 | $ 1,670,000 | $ 208,750 | $ 30,000 |
| Rochester, NY | 8 | $ 1,400,000 | $ 175,000 | $ 0 |
| St. George, UT | 8 | $ 1,790,000 | $ 223,750 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 1,595,000 | $ 227,857 | $ 0 |
| Huntsville, AL | 7 | $ 1,085,000 | $ 155,000 | $ 19,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 1,975,000 | $ 282,142 | $ 0 |
| Chattanooga, TN-GA | 6 | $ 1,100,000 | $ 183,333 | $ 0 |
| Columbus, GA-AL | 6 | $ 970,000 | $ 161,666 | $ 0 |
| Jacksonville, NC | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| Oklahoma City, OK | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,190,000 | $ 198,333 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 1,940,000 | $ 323,333 | $ 0 |
| Warner Robins, GA | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 6 | $ 2,670,000 | $ 445,000 | $ 37,000 |
| Wilmington, NC | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Albany, OR | 5 | $ 1,125,000 | $ 225,000 | $ 27,000 |
| Boston, MA | 5 | $ 2,185,000 | $ 437,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Cincinnati, OH-KY-IN | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Colorado Springs, CO | 5 | $ 1,175,000 | $ 235,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 905,000 | $ 181,000 | $ 0 |
| El Paso, TX | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Killeen-Temple, TX | 5 | $ 795,000 | $ 159,000 | $ 0 |
| New Orleans-Metairie, LA | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 1,745,000 | $ 349,000 | $ 0 |
| Savannah, GA | 5 | $ 945,000 | $ 189,000 | $ 11,000 |
| Visalia-Porterville, CA | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| Asheville, NC | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Bremerton-Silverdale, WA | 4 | $ 1,160,000 | $ 290,000 | $ 115,000 |
| Clarksville, TN-KY | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Elgin, IL | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Gary, IN | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Greeley, CO | 4 | $ 1,290,000 | $ 322,500 | $ 0 |
| Kansas City, MO-KS | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Kingston, NY | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 680,000 | $ 170,000 | $ 0 |
| New Haven-Milford, CT | 4 | $ 890,000 | $ 222,500 | $ 79,000 |
| Port St. Lucie, FL | 4 | $ 1,050,000 | $ 262,500 | $ 0 |
| Punta Gorda, FL | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Richmond, VA | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Yuma, AZ | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Albuquerque, NM | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Anchorage, AK | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Auburn-Opelika, AL | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Corpus Christi, TX | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 505,000 | $ 168,333 | $ 0 |
| East Stroudsburg, PA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Erie, PA | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Flint, MI | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Grand Junction, CO | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Kennewick-Richland, WA | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Knoxville, TN | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Louisville/Jefferson County, KY-IN | 3 | $ 495,000 | $ 165,000 | $ 26,666 |
| Merced, CA | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Redding, CA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Reno, NV | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Salinas, CA | 3 | $ 1,225,000 | $ 408,333 | $ 44,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Spokane-Spokane Valley, WA | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Tacoma-Lakewood, WA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Tallahassee, FL | 3 | $ 985,000 | $ 328,333 | $ 0 |
| Trenton, NJ | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Tulsa, OK | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| Watertown-Fort Drum, NY | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 965,000 | $ 321,666 | $ 0 |
| Worcester, MA-CT | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Atlantic City-Hammonton, NJ | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Dalton, GA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| El Centro, CA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Gainesville, GA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Glens Falls, NY | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Greenville, NC | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Hammond, LA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Homosassa Springs, FL | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Idaho Falls, ID | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lake Charles, LA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lancaster, PA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Macon-Bibb County, GA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Midland, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Mobile, AL | 2 | $ 410,000 | $ 205,000 | $ 5,295,000 |
| Modesto, CA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Monroe, LA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Olympia-Tumwater, WA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| Panama City, FL | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Pueblo, CO | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Salem, OR | 2 | $ 740,000 | $ 370,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Spartanburg, SC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| The Villages, FL | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Utica-Rome, NY | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Abilene, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Battle Creek, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Binghamton, NY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bloomington, IN | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boulder, CO | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Burlington, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chico, CA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Cleveland-Elyria, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Columbia, MO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Columbus, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dubuque, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Elmira, NY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Eugene, OR | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fort Collins, CO | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Gadsden, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gainesville, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Gettysburg, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Goldsboro, NC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Hattiesburg, MS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hinesville, GA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jackson, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson, MS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Joplin, MO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Logan, UT-ID | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Longview, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madera, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Manhattan, KS | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mansfield, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| New Bern, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ocala, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ocean City, NJ | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Odessa, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Racine, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rapid City, SD | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Rochester, MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 325,000 | $ 325,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| San Rafael, CA | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Springfield, MO | 1 | $ 195,000 | $ 195,000 | $ 0 |
| State College, PA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Valdosta, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Victoria, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wichita, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Williamsport, PA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Yuba City, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,686 | $407,800,000 | $241,000 | $1,545,000 | $8,000 | $4,466,000 |
| Not Applicable | 782 | $267,920,000 | $342,000 | $885,000 | $0 | $0 |
| Home Purchase | 373 | $108,165,000 | $289,000 | $925,000 | $130,000 | $5,295,000 |
| Cash-out Refinancing | 2 | $370,000 | $185,000 | $255,000 | $0 | $0 |
| Home Improvement | 2 | $380,000 | $190,000 | $225,000 | $0 | $0 |
| Other Purpose | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,071 | $258,505,000 | $241,000 | $1,545,000 | $10,000 | $410,000 |
| Not applicable | 1,043 | $344,745,000 | $330,000 | $925,000 | $8,000 | $60,000 |
| Black or African American | 409 | $98,575,000 | $241,000 | $1,085,000 | $63,000 | $5,295,000 |
| Hispanic | 218 | $55,850,000 | $256,000 | $655,000 | $13,000 | $116,000 |
| Not Provided | 52 | $11,650,000 | $224,000 | $475,000 | $0 | $21,000 |
| Asian | 33 | $9,945,000 | $301,000 | $665,000 | $27,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,260,000 | $304,000 | $555,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $275,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,418 | $352,160,000 | $248,000 | $925,000 | $15,000 | $5,295,000 |
| VA-guaranteed (Veterans Administration) | 979 | $260,045,000 | $265,000 | $1,545,000 | $6,000 | $410,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $171,955,000 | $386,000 | $765,000 | $140,000 | $4,466,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $275,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,296 | $322,610,000 | $248,000 | $1,545,000 | $20,000 | $4,466,000 |
| Loan Purchased By The Institution | 1,020 | $339,400,000 | $332,000 | $925,000 | $0 | $0 |
| Application Withdrawn By Applicant | 521 | $120,525,000 | $231,000 | $655,000 | $26,000 | $5,295,000 |
| Application Denied By Financial Institution | 9 | $2,255,000 | $250,000 | $325,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,837 | $782,535,000 | $275,000 | $1,545,000 | $22,000 | $5,295,000 |
| Collateral | 5 | $1,145,000 | $229,000 | $305,000 | $0 | $0 |
| Credit History | 2 | $570,000 | $285,000 | $325,000 | $0 | $0 |
| Other | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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