United Security Financial Corp Mortgage Lending & HMDA Data, 2020

In 2020, United Security Financial Corp of Murray, UT reported 2,846 mortgage applications totaling $784.8 million, up 262% from 2019. The average application was for $275,751, and applicants reported an average income of $21,777. 46% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (192), Salt Lake City, UT (189) and Los Angeles-Long Beach-Glendale, CA (145) (applications in parentheses).

Mortgage Company & Address United Security Financial Corp
930 East 6600 South
Murray, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,846
Total Mortgage Loan Application Amount $784,790,000
Average Mortgage Loan Application Amount $275,751
Highest Mortgage Loan Application Amount $1,545,000
Average Applicant Income $21,777
Highest Applicant Income $5,295,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Security Financial Corp by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 163 $ 47,055,000 $ 288,680 $ 43,000
Los Angeles, California 145 $ 61,815,000 $ 426,310 $ 43,000
Orange, California 117 $ 57,135,000 $ 488,333 $ 0
Maricopa, Arizona 80 $ 15,750,000 $ 196,875 $ 2,000
Utah, Utah 68 $ 19,040,000 $ 280,000 $ 26,000
Riverside, California 63 $ 20,795,000 $ 330,079 $ 6,000
Davis, Utah 59 $ 16,505,000 $ 279,745 $ 21,000
San Bernardino, California 52 $ 16,060,000 $ 308,846 $ 0
Ocean, New Jersey 43 $ 11,955,000 $ 278,023 $ 0
Weber, Utah 41 $ 9,905,000 $ 241,585 $ 7,000
San Diego, California 39 $ 17,215,000 $ 441,410 $ 12,000
Mecklenburg, North Carolina 36 $ 7,240,000 $ 201,111 $ 5,000
Fulton, Georgia 34 $ 8,060,000 $ 237,058 $ 30,000
Sussex, New Jersey 30 $ 7,820,000 $ 260,666 $ 0
Gwinnett, Georgia 28 $ 7,000,000 $ 250,000 $ 10,000
Tooele, Utah 26 $ 6,640,000 $ 255,384 $ 8,000
Suffolk, New York 23 $ 9,395,000 $ 408,478 $ 0
Monmouth, New Jersey 22 $ 8,480,000 $ 385,454 $ 0
Sacramento, California 21 $ 6,965,000 $ 331,666 $ 18,000
Pinal, Arizona 19 $ 3,445,000 $ 181,315 $ 0
DeKalb, Georgia 19 $ 3,815,000 $ 200,789 $ 19,000
Wake, North Carolina 19 $ 4,505,000 $ 237,105 $ 10,000
Bexar, Texas 19 $ 4,025,000 $ 211,842 $ 10,000
Cobb, Georgia 17 $ 5,265,000 $ 309,705 $ 10,000
Fresno, California 16 $ 3,410,000 $ 213,125 $ 0
Prince George's, Maryland 16 $ 4,890,000 $ 305,625 $ 182,000
Clark, Nevada 16 $ 4,670,000 $ 291,875 $ 44,000
Ventura, California 15 $ 6,375,000 $ 425,000 $ 0
Paulding, Georgia 15 $ 3,015,000 $ 201,000 $ 5,000
Middlesex, New Jersey 15 $ 4,395,000 $ 293,000 $ 0
Contra Costa, California 14 $ 5,920,000 $ 422,857 $ 10,000
Duval, Florida 14 $ 2,840,000 $ 202,857 $ 0
Essex, New Jersey 14 $ 5,270,000 $ 376,428 $ 0
Broward, Florida 13 $ 3,055,000 $ 235,000 $ 13,000
Morris, New Jersey 13 $ 4,705,000 $ 361,923 $ 0
Kern, California 12 $ 2,660,000 $ 221,666 $ 0
Durham, North Carolina 12 $ 2,600,000 $ 216,666 $ 12,000
Davidson, Tennessee 12 $ 3,010,000 $ 250,833 $ 480,000
Harris, Texas 12 $ 2,220,000 $ 185,000 $ 0
Orange, Florida 11 $ 2,865,000 $ 260,454 $ 8,000
Volusia, Florida 11 $ 2,095,000 $ 190,454 $ 0
Henry, Georgia 11 $ 2,385,000 $ 216,818 $ 0
Rockdale, Georgia 11 $ 2,445,000 $ 222,272 $ 0
Marion, Indiana 11 $ 1,825,000 $ 165,909 $ 27,000
Baltimore, Maryland 11 $ 2,825,000 $ 256,818 $ 0
Berks, Pennsylvania 11 $ 2,065,000 $ 187,727 $ 0
Tarrant, Texas 11 $ 2,635,000 $ 239,545 $ 0
Orange, New York 10 $ 2,790,000 $ 279,000 $ 0
Allegheny, Pennsylvania 10 $ 2,130,000 $ 213,000 $ 0
York, Pennsylvania 10 $ 1,940,000 $ 194,000 $ 0
Berkeley, South Carolina 10 $ 2,190,000 $ 219,000 $ 0
Pima, Arizona 9 $ 1,725,000 $ 191,666 $ 0
Placer, California 9 $ 4,145,000 $ 460,555 $ 0
San Joaquin, California 9 $ 3,065,000 $ 340,555 $ 8,000
Solano, California 9 $ 3,265,000 $ 362,777 $ 0
Arapahoe, Colorado 9 $ 3,195,000 $ 355,000 $ 0
Hillsborough, Florida 9 $ 2,185,000 $ 242,777 $ 0
Lake, Florida 9 $ 2,395,000 $ 266,111 $ 0
Miami-Dade, Florida 9 $ 3,025,000 $ 336,111 $ 0
Clayton, Georgia 9 $ 1,465,000 $ 162,777 $ 5,000
Onondaga, New York 9 $ 1,795,000 $ 199,444 $ 0
Saratoga, New York 9 $ 2,305,000 $ 256,111 $ 0
Bucks, Pennsylvania 9 $ 2,165,000 $ 240,555 $ 0
Polk, Florida 8 $ 1,650,000 $ 206,250 $ 18,000
Ada, Idaho 8 $ 1,960,000 $ 245,000 $ 0
Charles, Maryland 8 $ 2,450,000 $ 306,250 $ 15,000
Bergen, New Jersey 8 $ 3,810,000 $ 476,250 $ 404,000
Passaic, New Jersey 8 $ 2,760,000 $ 345,000 $ 0
Queens, New York 8 $ 5,040,000 $ 630,000 $ 0
Cumberland, North Carolina 8 $ 1,470,000 $ 183,750 $ 0
Lebanon, Pennsylvania 8 $ 1,300,000 $ 162,500 $ 0
Box Elder, Utah 8 $ 2,150,000 $ 268,750 $ 8,000
Washington, Utah 8 $ 1,790,000 $ 223,750 $ 0
Snohomish, Washington 8 $ 3,310,000 $ 413,750 $ 0
Palm Beach, Florida 7 $ 1,975,000 $ 282,142 $ 0
Pasco, Florida 7 $ 1,395,000 $ 199,285 $ 0
Santa Rosa, Florida 7 $ 1,935,000 $ 276,428 $ 21,000
Cherokee, Georgia 7 $ 1,475,000 $ 210,714 $ 0
Douglas, Georgia 7 $ 1,235,000 $ 176,428 $ 0
Cook, Illinois 7 $ 1,645,000 $ 235,000 $ 0
Anne Arundel, Maryland 7 $ 2,195,000 $ 313,571 $ 0
Essex, Massachusetts 7 $ 2,715,000 $ 387,857 $ 0
Nassau, New York 7 $ 3,625,000 $ 517,857 $ 0
Cabarrus, North Carolina 7 $ 1,415,000 $ 202,142 $ 9,000
Guilford, North Carolina 7 $ 1,595,000 $ 227,857 $ 0
Union, North Carolina 7 $ 1,485,000 $ 212,142 $ 0
Franklin, Ohio 7 $ 1,275,000 $ 182,142 $ 27,000
Delaware, Pennsylvania 7 $ 1,165,000 $ 166,428 $ 0
Prince William, Virginia 7 $ 2,295,000 $ 327,857 $ 21,000
Jefferson, Alabama 6 $ 1,580,000 $ 263,333 $ 0
Santa Clara, California 6 $ 1,940,000 $ 323,333 $ 0
Brevard, Florida 6 $ 1,190,000 $ 198,333 $ 0
Clay, Florida 6 $ 1,160,000 $ 193,333 $ 0
Pinellas, Florida 6 $ 1,780,000 $ 296,666 $ 0
Harford, Maryland 6 $ 1,210,000 $ 201,666 $ 0
Oakland, Michigan 6 $ 1,570,000 $ 261,666 $ 0
Davidson, North Carolina 6 $ 910,000 $ 151,666 $ 0
New Hanover, North Carolina 6 $ 1,230,000 $ 205,000 $ 0
Onslow, North Carolina 6 $ 1,200,000 $ 200,000 $ 0
Dauphin, Pennsylvania 6 $ 1,220,000 $ 203,333 $ 0
Montgomery, Pennsylvania 6 $ 1,600,000 $ 266,666 $ 0
Northampton, Pennsylvania 6 $ 1,170,000 $ 195,000 $ 0
Richland, South Carolina 6 $ 1,060,000 $ 176,666 $ 0
Shelby, Tennessee 6 $ 1,230,000 $ 205,000 $ 40,000
Tulare, California 5 $ 1,135,000 $ 227,000 $ 0
El Paso, Colorado 5 $ 1,175,000 $ 235,000 $ 0
Carroll, Georgia 5 $ 1,165,000 $ 233,000 $ 0
Columbia, Georgia 5 $ 785,000 $ 157,000 $ 0
Forsyth, Georgia 5 $ 1,385,000 $ 277,000 $ 0
Muscogee, Georgia 5 $ 735,000 $ 147,000 $ 0
Newton, Georgia 5 $ 955,000 $ 191,000 $ 0
Montgomery, Maryland 5 $ 2,335,000 $ 467,000 $ 49,000
Macomb, Michigan 5 $ 1,095,000 $ 219,000 $ 0
Anoka, Minnesota 5 $ 1,205,000 $ 241,000 $ 0
Monroe, New York 5 $ 765,000 $ 153,000 $ 0
Sullivan, New York 5 $ 935,000 $ 187,000 $ 0
Gaston, North Carolina 5 $ 1,135,000 $ 227,000 $ 14,000
Johnston, North Carolina 5 $ 1,045,000 $ 209,000 $ 0
Lincoln, North Carolina 5 $ 1,155,000 $ 231,000 $ 0
Rowan, North Carolina 5 $ 915,000 $ 183,000 $ 0
Oklahoma, Oklahoma 5 $ 1,165,000 $ 233,000 $ 0
Linn, Oregon 5 $ 1,125,000 $ 225,000 $ 27,000
Philadelphia, Pennsylvania 5 $ 945,000 $ 189,000 $ 0
Dorchester, South Carolina 5 $ 1,015,000 $ 203,000 $ 0
Bell, Texas 5 $ 795,000 $ 159,000 $ 0
El Paso, Texas 5 $ 745,000 $ 149,000 $ 0
Ellis, Texas 5 $ 1,035,000 $ 207,000 $ 28,000
Williamson, Texas 5 $ 1,285,000 $ 257,000 $ 48,000
Stafford, Virginia 5 $ 2,285,000 $ 457,000 $ 90,000
Madison, Alabama 4 $ 610,000 $ 152,500 $ 0
Shelby, Alabama 4 $ 990,000 $ 247,500 $ 0
Cochise, Arizona 4 $ 840,000 $ 210,000 $ 0
Mohave, Arizona 4 $ 910,000 $ 227,500 $ 0
Yuma, Arizona 4 $ 730,000 $ 182,500 $ 0
Adams, Colorado 4 $ 1,320,000 $ 330,000 $ 0
Weld, Colorado 4 $ 1,290,000 $ 322,500 $ 0
New Haven, Connecticut 4 $ 890,000 $ 222,500 $ 79,000
District of Columbia, District Of Columbia 4 $ 1,660,000 $ 415,000 $ 1,267,000
Charlotte, Florida 4 $ 950,000 $ 237,500 $ 0
Escambia, Florida 4 $ 1,050,000 $ 262,500 $ 33,000
Okaloosa, Florida 4 $ 690,000 $ 172,500 $ 0
Osceola, Florida 4 $ 900,000 $ 225,000 $ 0
Coweta, Georgia 4 $ 730,000 $ 182,500 $ 0
Spalding, Georgia 4 $ 620,000 $ 155,000 $ 0
Walton, Georgia 4 $ 750,000 $ 187,500 $ 0
Hamilton, Indiana 4 $ 940,000 $ 235,000 $ 0
Ascension, Louisiana 4 $ 930,000 $ 232,500 $ 0
Baltimore City, Maryland 4 $ 660,000 $ 165,000 $ 0
Burlington, New Jersey 4 $ 960,000 $ 240,000 $ 0
Somerset, New Jersey 4 $ 1,260,000 $ 315,000 $ 0
Union, New Jersey 4 $ 1,140,000 $ 285,000 $ 0
Ulster, New York 4 $ 990,000 $ 247,500 $ 0
Forsyth, North Carolina 4 $ 700,000 $ 175,000 $ 0
Hamilton, Ohio 4 $ 590,000 $ 147,500 $ 0
Montgomery, Tennessee 4 $ 750,000 $ 187,500 $ 0
Dallas, Texas 4 $ 700,000 $ 175,000 $ 0
Hays, Texas 4 $ 680,000 $ 170,000 $ 0
Kaufman, Texas 4 $ 1,170,000 $ 292,500 $ 0
Iron, Utah 4 $ 1,220,000 $ 305,000 $ 78,000
Sanpete, Utah 4 $ 760,000 $ 190,000 $ 0
Kitsap, Washington 4 $ 1,160,000 $ 290,000 $ 115,000
Baldwin, Alabama 3 $ 545,000 $ 181,666 $ 0
Chilton, Alabama 3 $ 885,000 $ 295,000 $ 0
Lee, Alabama 3 $ 675,000 $ 225,000 $ 0
Limestone, Alabama 3 $ 475,000 $ 158,333 $ 57,000
Alameda, California 3 $ 965,000 $ 321,666 $ 0
Calaveras, California 3 $ 805,000 $ 268,333 $ 0
Kings, California 3 $ 735,000 $ 245,000 $ 0
Merced, California 3 $ 545,000 $ 181,666 $ 0
Monterey, California 3 $ 1,225,000 $ 408,333 $ 44,000
Shasta, California 3 $ 555,000 $ 185,000 $ 0
Garfield, Colorado 3 $ 735,000 $ 245,000 $ 0
Mesa, Colorado 3 $ 675,000 $ 225,000 $ 0
Camden, Georgia 3 $ 505,000 $ 168,333 $ 0
Catoosa, Georgia 3 $ 635,000 $ 211,666 $ 0
Habersham, Georgia 3 $ 555,000 $ 185,000 $ 0
Houston, Georgia 3 $ 635,000 $ 211,666 $ 0
Peach, Georgia 3 $ 565,000 $ 188,333 $ 0
Richmond, Georgia 3 $ 535,000 $ 178,333 $ 0
Walker, Georgia 3 $ 465,000 $ 155,000 $ 0
Canyon, Idaho 3 $ 655,000 $ 218,333 $ 0
DeKalb, Illinois 3 $ 425,000 $ 141,666 $ 0
Lake, Indiana 3 $ 645,000 $ 215,000 $ 0
Caddo, Louisiana 3 $ 705,000 $ 235,000 $ 0
East Baton Rouge, Louisiana 3 $ 545,000 $ 181,666 $ 0
Calvert, Maryland 3 $ 1,315,000 $ 438,333 $ 65,000
Worcester, Massachusetts 3 $ 695,000 $ 231,666 $ 0
Genesee, Michigan 3 $ 575,000 $ 191,666 $ 0
Kent, Michigan 3 $ 555,000 $ 185,000 $ 0
Wayne, Michigan 3 $ 505,000 $ 168,333 $ 0
Ramsey, Minnesota 3 $ 875,000 $ 291,666 $ 0
Gloucester, New Jersey 3 $ 865,000 $ 288,333 $ 0
Mercer, New Jersey 3 $ 695,000 $ 231,666 $ 0
Warren, New Jersey 3 $ 715,000 $ 238,333 $ 0
Bernalillo, New Mexico 3 $ 585,000 $ 195,000 $ 0
Bronx, New York 3 $ 1,905,000 $ 635,000 $ 0
Erie, New York 3 $ 575,000 $ 191,666 $ 0
Jefferson, New York 3 $ 755,000 $ 251,666 $ 0
Rockland, New York 3 $ 1,005,000 $ 335,000 $ 0
Harnett, North Carolina 3 $ 525,000 $ 175,000 $ 0
Henderson, North Carolina 3 $ 665,000 $ 221,666 $ 0
Iredell, North Carolina 3 $ 625,000 $ 208,333 $ 0
Moore, North Carolina 3 $ 685,000 $ 228,333 $ 0
Pasquotank, North Carolina 3 $ 655,000 $ 218,333 $ 0
Beaver, Pennsylvania 3 $ 515,000 $ 171,666 $ 0
Erie, Pennsylvania 3 $ 475,000 $ 158,333 $ 0
Fayette, Pennsylvania 3 $ 505,000 $ 168,333 $ 0
Franklin, Pennsylvania 3 $ 625,000 $ 208,333 $ 0
Lehigh, Pennsylvania 3 $ 585,000 $ 195,000 $ 0
Monroe, Pennsylvania 3 $ 615,000 $ 205,000 $ 0
Charleston, South Carolina 3 $ 705,000 $ 235,000 $ 62,000
Horry, South Carolina 3 $ 535,000 $ 178,333 $ 0
Rutherford, Tennessee 3 $ 815,000 $ 271,666 $ 0
Brazoria, Texas 3 $ 1,015,000 $ 338,333 $ 45,000
Fort Bend, Texas 3 $ 725,000 $ 241,666 $ 0
Nueces, Texas 3 $ 705,000 $ 235,000 $ 0
Uintah, Utah 3 $ 635,000 $ 211,666 $ 0
Spotsylvania, Virginia 3 $ 685,000 $ 228,333 $ 0
Pierce, Washington 3 $ 715,000 $ 238,333 $ 0
Spokane, Washington 3 $ 855,000 $ 285,000 $ 0
St. Croix, Wisconsin 3 $ 595,000 $ 198,333 $ 0
Blount, Alabama 2 $ 460,000 $ 230,000 $ 0
Coffee, Alabama 2 $ 440,000 $ 220,000 $ 0
Mobile, Alabama 2 $ 410,000 $ 205,000 $ 5,295,000
Anchorage, Alaska 2 $ 610,000 $ 305,000 $ 0
Saline, Arkansas 2 $ 290,000 $ 145,000 $ 0
Imperial, California 2 $ 340,000 $ 170,000 $ 0
Lake, California 2 $ 450,000 $ 225,000 $ 0
Stanislaus, California 2 $ 630,000 $ 315,000 $ 0
Denver, Colorado 2 $ 720,000 $ 360,000 $ 0
Pueblo, Colorado 2 $ 340,000 $ 170,000 $ 0
New Castle, Delaware 2 $ 700,000 $ 350,000 $ 0
Baker, Florida 2 $ 350,000 $ 175,000 $ 0
Bay, Florida 2 $ 410,000 $ 205,000 $ 0
Citrus, Florida 2 $ 520,000 $ 260,000 $ 0
Columbia, Florida 2 $ 530,000 $ 265,000 $ 0
Hernando, Florida 2 $ 420,000 $ 210,000 $ 0
Lee, Florida 2 $ 310,000 $ 155,000 $ 0
Leon, Florida 2 $ 810,000 $ 405,000 $ 0
Martin, Florida 2 $ 500,000 $ 250,000 $ 0
Seminole, Florida 2 $ 500,000 $ 250,000 $ 0
St. Lucie, Florida 2 $ 550,000 $ 275,000 $ 0
Sumter, Florida 2 $ 650,000 $ 325,000 $ 0
Barrow, Georgia 2 $ 390,000 $ 195,000 $ 0
Bibb, Georgia 2 $ 600,000 $ 300,000 $ 0
Bryan, Georgia 2 $ 430,000 $ 215,000 $ 28,000
Chatham, Georgia 2 $ 360,000 $ 180,000 $ 0
Clarke, Georgia 2 $ 400,000 $ 200,000 $ 0
Fayette, Georgia 2 $ 640,000 $ 320,000 $ 0
Gordon, Georgia 2 $ 300,000 $ 150,000 $ 0
Hall, Georgia 2 $ 460,000 $ 230,000 $ 0
Jackson, Georgia 2 $ 490,000 $ 245,000 $ 0
Pierce, Georgia 2 $ 380,000 $ 190,000 $ 0
Bonneville, Idaho 2 $ 590,000 $ 295,000 $ 0
DuPage, Illinois 2 $ 490,000 $ 245,000 $ 0
Rock Island, Illinois 2 $ 240,000 $ 120,000 $ 0
Allen, Indiana 2 $ 300,000 $ 150,000 $ 0
Hancock, Indiana 2 $ 430,000 $ 215,000 $ 0
Hendricks, Indiana 2 $ 480,000 $ 240,000 $ 0
St. Joseph, Indiana 2 $ 790,000 $ 395,000 $ 0
Calcasieu, Louisiana 2 $ 380,000 $ 190,000 $ 0
Jefferson, Louisiana 2 $ 490,000 $ 245,000 $ 0
Tangipahoa, Louisiana 2 $ 380,000 $ 190,000 $ 0
Washington, Maryland 2 $ 400,000 $ 200,000 $ 0
Middlesex, Massachusetts 2 $ 830,000 $ 415,000 $ 0
Plymouth, Massachusetts 2 $ 770,000 $ 385,000 $ 0
Suffolk, Massachusetts 2 $ 1,150,000 $ 575,000 $ 0
Allegan, Michigan 2 $ 400,000 $ 200,000 $ 0
Lapeer, Michigan 2 $ 360,000 $ 180,000 $ 0
Beltrami, Minnesota 2 $ 390,000 $ 195,000 $ 0
Dakota, Minnesota 2 $ 540,000 $ 270,000 $ 0
Hennepin, Minnesota 2 $ 390,000 $ 195,000 $ 0
Nobles, Minnesota 2 $ 370,000 $ 185,000 $ 120,000
Polk, Minnesota 2 $ 410,000 $ 205,000 $ 0
DeSoto, Mississippi 2 $ 440,000 $ 220,000 $ 0
Warren, Mississippi 2 $ 340,000 $ 170,000 $ 0
Pulaski, Missouri 2 $ 290,000 $ 145,000 $ 0
Sarpy, Nebraska 2 $ 360,000 $ 180,000 $ 124,000
Washoe, Nevada 2 $ 470,000 $ 235,000 $ 0
Rockingham, New Hampshire 2 $ 480,000 $ 240,000 $ 0
Atlantic, New Jersey 2 $ 540,000 $ 270,000 $ 0
Camden, New Jersey 2 $ 440,000 $ 220,000 $ 0
Chautauqua, New York 2 $ 360,000 $ 180,000 $ 0
Kings, New York 2 $ 1,150,000 $ 575,000 $ 0
Niagara, New York 2 $ 390,000 $ 195,000 $ 0
Oneida, New York 2 $ 380,000 $ 190,000 $ 0
Richmond, New York 2 $ 1,180,000 $ 590,000 $ 0
Schenectady, New York 2 $ 340,000 $ 170,000 $ 0
Steuben, New York 2 $ 380,000 $ 190,000 $ 0
Warren, New York 2 $ 530,000 $ 265,000 $ 0
Wayne, New York 2 $ 510,000 $ 255,000 $ 0
Catawba, North Carolina 2 $ 370,000 $ 185,000 $ 0
Hoke, North Carolina 2 $ 480,000 $ 240,000 $ 0
Lee, North Carolina 2 $ 520,000 $ 260,000 $ 0
Pitt, North Carolina 2 $ 320,000 $ 160,000 $ 0
Tulsa, Oklahoma 2 $ 310,000 $ 155,000 $ 0
Curry, Oregon 2 $ 590,000 $ 295,000 $ 0
Marion, Oregon 2 $ 740,000 $ 370,000 $ 0
Yamhill, Oregon 2 $ 610,000 $ 305,000 $ 0
Butler, Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Cumberland, Pennsylvania 2 $ 330,000 $ 165,000 $ 0
Lancaster, Pennsylvania 2 $ 340,000 $ 170,000 $ 0
Luzerne, Pennsylvania 2 $ 200,000 $ 100,000 $ 0
Northumberland, Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Pike, Pennsylvania 2 $ 400,000 $ 200,000 $ 0
Schuylkill, Pennsylvania 2 $ 390,000 $ 195,000 $ 0
Wayne, Pennsylvania 2 $ 530,000 $ 265,000 $ 0
Chesterfield, South Carolina 2 $ 550,000 $ 275,000 $ 74,000
Lexington, South Carolina 2 $ 280,000 $ 140,000 $ 0
Spartanburg, South Carolina 2 $ 280,000 $ 140,000 $ 0
York, South Carolina 2 $ 560,000 $ 280,000 $ 0
Brookings, South Dakota 2 $ 290,000 $ 145,000 $ 0
Sumner, Tennessee 2 $ 430,000 $ 215,000 $ 0
Andrews, Texas 2 $ 290,000 $ 145,000 $ 0
Austin, Texas 2 $ 800,000 $ 400,000 $ 0
Collin, Texas 2 $ 490,000 $ 245,000 $ 0
Galveston, Texas 2 $ 290,000 $ 145,000 $ 0
Guadalupe, Texas 2 $ 550,000 $ 275,000 $ 0
Johnson, Texas 2 $ 310,000 $ 155,000 $ 0
Liberty, Texas 2 $ 620,000 $ 310,000 $ 0
Midland, Texas 2 $ 330,000 $ 165,000 $ 0
Montgomery, Texas 2 $ 610,000 $ 305,000 $ 0
Summit, Utah 2 $ 640,000 $ 320,000 $ 67,000
Chesapeake, Virginia 2 $ 540,000 $ 270,000 $ 0
Mecklenburg, Virginia 2 $ 280,000 $ 140,000 $ 0
Portsmouth, Virginia 2 $ 370,000 $ 185,000 $ 0
Benton, Washington 2 $ 620,000 $ 310,000 $ 0
Thurston, Washington 2 $ 590,000 $ 295,000 $ 0
Bullock, Alabama 1 $ 75,000 $ 75,000 $ 0
Etowah, Alabama 1 $ 105,000 $ 105,000 $ 0
Fayette, Alabama 1 $ 55,000 $ 55,000 $ 0
Lauderdale, Alabama 1 $ 135,000 $ 135,000 $ 0
St. Clair, Alabama 1 $ 145,000 $ 145,000 $ 0
Talladega, Alabama 1 $ 155,000 $ 155,000 $ 0
Fairbanks North Star, Alaska 1 $ 205,000 $ 205,000 $ 0
Juneau, Alaska 1 $ 365,000 $ 365,000 $ 0
Kenai Peninsula, Alaska 1 $ 145,000 $ 145,000 $ 0
Matanuska-Susitna, Alaska 1 $ 295,000 $ 295,000 $ 0
Coconino, Arizona 1 $ 235,000 $ 235,000 $ 0
Gila, Arizona 1 $ 155,000 $ 155,000 $ 0
Navajo, Arizona 1 $ 135,000 $ 135,000 $ 0
Yavapai, Arizona 1 $ 205,000 $ 205,000 $ 0
Montgomery, Arkansas 1 $ 135,000 $ 135,000 $ 0
Butte, California 1 $ 485,000 $ 485,000 $ 0
Del Norte, California 1 $ 155,000 $ 155,000 $ 0
El Dorado, California 1 $ 285,000 $ 285,000 $ 0
Lassen, California 1 $ 245,000 $ 245,000 $ 0
Madera, California 1 $ 305,000 $ 305,000 $ 0
Marin, California 1 $ 725,000 $ 725,000 $ 0
Mendocino, California 1 $ 385,000 $ 385,000 $ 0
Nevada, California 1 $ 435,000 $ 435,000 $ 0
San Francisco, California 1 $ 555,000 $ 555,000 $ 0
San Luis Obispo, California 1 $ 395,000 $ 395,000 $ 0
Santa Barbara, California 1 $ 295,000 $ 295,000 $ 0
Yolo, California 1 $ 415,000 $ 415,000 $ 0
Yuba, California 1 $ 145,000 $ 145,000 $ 0
Alamosa, Colorado 1 $ 165,000 $ 165,000 $ 0
Archuleta, Colorado 1 $ 215,000 $ 215,000 $ 0
Boulder, Colorado 1 $ 475,000 $ 475,000 $ 0
Conejos, Colorado 1 $ 175,000 $ 175,000 $ 0
Douglas, Colorado 1 $ 285,000 $ 285,000 $ 0
Eagle, Colorado 1 $ 485,000 $ 485,000 $ 0
Elbert, Colorado 1 $ 255,000 $ 255,000 $ 0
Fremont, Colorado 1 $ 255,000 $ 255,000 $ 0
Jefferson, Colorado 1 $ 465,000 $ 465,000 $ 0
Lake, Colorado 1 $ 225,000 $ 225,000 $ 0
Larimer, Colorado 1 $ 405,000 $ 405,000 $ 0
Logan, Colorado 1 $ 105,000 $ 105,000 $ 0
Morgan, Colorado 1 $ 155,000 $ 155,000 $ 0
Hartford, Connecticut 1 $ 95,000 $ 95,000 $ 46,000
Flagler, Florida 1 $ 305,000 $ 305,000 $ 0
Gadsden, Florida 1 $ 175,000 $ 175,000 $ 0
Highlands, Florida 1 $ 125,000 $ 125,000 $ 0
Levy, Florida 1 $ 355,000 $ 355,000 $ 0
Manatee, Florida 1 $ 305,000 $ 305,000 $ 0
Marion, Florida 1 $ 145,000 $ 145,000 $ 0
Putnam, Florida 1 $ 125,000 $ 125,000 $ 0
Sarasota, Florida 1 $ 235,000 $ 235,000 $ 0
St. Johns, Florida 1 $ 185,000 $ 185,000 $ 0
Walton, Florida 1 $ 215,000 $ 215,000 $ 0
Banks, Georgia 1 $ 155,000 $ 155,000 $ 0
Bartow, Georgia 1 $ 155,000 $ 155,000 $ 0
Ben Hill, Georgia 1 $ 165,000 $ 165,000 $ 0
Bulloch, Georgia 1 $ 155,000 $ 155,000 $ 0
Dodge, Georgia 1 $ 195,000 $ 195,000 $ 0
Effingham, Georgia 1 $ 155,000 $ 155,000 $ 0
Fannin, Georgia 1 $ 225,000 $ 225,000 $ 0
Haralson, Georgia 1 $ 195,000 $ 195,000 $ 0
Harris, Georgia 1 $ 235,000 $ 235,000 $ 0
Hart, Georgia 1 $ 145,000 $ 145,000 $ 0
Lee, Georgia 1 $ 145,000 $ 145,000 $ 0
Long, Georgia 1 $ 365,000 $ 365,000 $ 0
Lowndes, Georgia 1 $ 165,000 $ 165,000 $ 0
Madison, Georgia 1 $ 145,000 $ 145,000 $ 0
Murray, Georgia 1 $ 225,000 $ 225,000 $ 0
Oconee, Georgia 1 $ 145,000 $ 145,000 $ 0
Pickens, Georgia 1 $ 245,000 $ 245,000 $ 0
Rabun, Georgia 1 $ 355,000 $ 355,000 $ 0
Thomas, Georgia 1 $ 285,000 $ 285,000 $ 0
Tift, Georgia 1 $ 205,000 $ 205,000 $ 0
Whitfield, Georgia 1 $ 155,000 $ 155,000 $ 0
Bingham, Idaho 1 $ 275,000 $ 275,000 $ 0
Kootenai, Idaho 1 $ 325,000 $ 325,000 $ 0
Payette, Idaho 1 $ 225,000 $ 225,000 $ 0
Kane, Illinois 1 $ 435,000 $ 435,000 $ 0
Lake, Illinois 1 $ 195,000 $ 195,000 $ 0
Mason, Illinois 1 $ 95,000 $ 95,000 $ 0
McHenry, Illinois 1 $ 205,000 $ 205,000 $ 0
Will, Illinois 1 $ 205,000 $ 205,000 $ 0
Bartholomew, Indiana 1 $ 165,000 $ 165,000 $ 0
Boone, Indiana 1 $ 185,000 $ 185,000 $ 0
Cass, Indiana 1 $ 165,000 $ 165,000 $ 0
Clark, Indiana 1 $ 155,000 $ 155,000 $ 80,000
Decatur, Indiana 1 $ 145,000 $ 145,000 $ 0
Delaware, Indiana 1 $ 165,000 $ 165,000 $ 0
Elkhart, Indiana 1 $ 115,000 $ 115,000 $ 32,000
Floyd, Indiana 1 $ 215,000 $ 215,000 $ 0
Greene, Indiana 1 $ 275,000 $ 275,000 $ 0
Howard, Indiana 1 $ 95,000 $ 95,000 $ 0
Johnson, Indiana 1 $ 145,000 $ 145,000 $ 0
LaPorte, Indiana 1 $ 225,000 $ 225,000 $ 0
Lawrence, Indiana 1 $ 265,000 $ 265,000 $ 0
Madison, Indiana 1 $ 135,000 $ 135,000 $ 0
Monroe, Indiana 1 $ 295,000 $ 295,000 $ 0
Porter, Indiana 1 $ 175,000 $ 175,000 $ 0
Putnam, Indiana 1 $ 395,000 $ 395,000 $ 0
Scott, Indiana 1 $ 105,000 $ 105,000 $ 0
Warrick, Indiana 1 $ 175,000 $ 175,000 $ 0
Wells, Indiana 1 $ 105,000 $ 105,000 $ 0
Dubuque, Iowa 1 $ 165,000 $ 165,000 $ 0
Guthrie, Iowa 1 $ 225,000 $ 225,000 $ 0
Crawford, Kansas 1 $ 155,000 $ 155,000 $ 0
Johnson, Kansas 1 $ 195,000 $ 195,000 $ 0
Leavenworth, Kansas 1 $ 175,000 $ 175,000 $ 0
Lyon, Kansas 1 $ 75,000 $ 75,000 $ 0
Riley, Kansas 1 $ 225,000 $ 225,000 $ 0
Sedgwick, Kansas 1 $ 125,000 $ 125,000 $ 0
Fayette, Kentucky 1 $ 185,000 $ 185,000 $ 0
Jefferson, Kentucky 1 $ 125,000 $ 125,000 $ 0
McCracken, Kentucky 1 $ 115,000 $ 115,000 $ 0
Meade, Kentucky 1 $ 225,000 $ 225,000 $ 0
Beauregard, Louisiana 1 $ 165,000 $ 165,000 $ 0
Jefferson Davis, Louisiana 1 $ 245,000 $ 245,000 $ 0
Orleans, Louisiana 1 $ 285,000 $ 285,000 $ 0
Ouachita, Louisiana 1 $ 245,000 $ 245,000 $ 0
Plaquemines, Louisiana 1 $ 295,000 $ 295,000 $ 0
St. Tammany, Louisiana 1 $ 305,000 $ 305,000 $ 0
Terrebonne, Louisiana 1 $ 215,000 $ 215,000 $ 0
Union, Louisiana 1 $ 185,000 $ 185,000 $ 0
West Baton Rouge, Louisiana 1 $ 205,000 $ 205,000 $ 67,000
Aroostook, Maine 1 $ 225,000 $ 225,000 $ 0
Cecil, Maryland 1 $ 265,000 $ 265,000 $ 0
Dorchester, Maryland 1 $ 425,000 $ 425,000 $ 0
Frederick, Maryland 1 $ 335,000 $ 335,000 $ 0
Howard, Maryland 1 $ 525,000 $ 525,000 $ 0
St. Mary's, Maryland 1 $ 435,000 $ 435,000 $ 0
Wicomico, Maryland 1 $ 325,000 $ 325,000 $ 0
Barnstable, Massachusetts 1 $ 365,000 $ 365,000 $ 0
Norfolk, Massachusetts 1 $ 265,000 $ 265,000 $ 0
Calhoun, Michigan 1 $ 95,000 $ 95,000 $ 0
Clinton, Michigan 1 $ 475,000 $ 475,000 $ 0
Jackson, Michigan 1 $ 155,000 $ 155,000 $ 0
Kalamazoo, Michigan 1 $ 105,000 $ 105,000 $ 0
Livingston, Michigan 1 $ 195,000 $ 195,000 $ 0
Ottawa, Michigan 1 $ 185,000 $ 185,000 $ 0
Blue Earth, Minnesota 1 $ 275,000 $ 275,000 $ 0
Isanti, Minnesota 1 $ 185,000 $ 185,000 $ 0
Meeker, Minnesota 1 $ 185,000 $ 185,000 $ 0
Olmsted, Minnesota 1 $ 225,000 $ 225,000 $ 0
Scott, Minnesota 1 $ 235,000 $ 235,000 $ 0
St. Louis, Minnesota 1 $ 535,000 $ 535,000 $ 0
Todd, Minnesota 1 $ 175,000 $ 175,000 $ 0
Forrest, Mississippi 1 $ 145,000 $ 145,000 $ 0
Hinds, Mississippi 1 $ 115,000 $ 115,000 $ 0
Monroe, Mississippi 1 $ 125,000 $ 125,000 $ 0
Oktibbeha, Mississippi 1 $ 145,000 $ 145,000 $ 0
Boone, Missouri 1 $ 135,000 $ 135,000 $ 0
Clay, Missouri 1 $ 105,000 $ 105,000 $ 0
Greene, Missouri 1 $ 195,000 $ 195,000 $ 0
Jackson, Missouri 1 $ 95,000 $ 95,000 $ 0
Jasper, Missouri 1 $ 115,000 $ 115,000 $ 0
Texas, Missouri 1 $ 205,000 $ 205,000 $ 0
Dakota, Nebraska 1 $ 145,000 $ 145,000 $ 0
Platte, Nebraska 1 $ 315,000 $ 315,000 $ 0
Nye, Nevada 1 $ 205,000 $ 205,000 $ 0
Storey, Nevada 1 $ 205,000 $ 205,000 $ 0
Hillsborough, New Hampshire 1 $ 295,000 $ 295,000 $ 0
Merrimack, New Hampshire 1 $ 225,000 $ 225,000 $ 0
Cape May, New Jersey 1 $ 315,000 $ 315,000 $ 0
Cumberland, New Jersey 1 $ 175,000 $ 175,000 $ 0
Hunterdon, New Jersey 1 $ 215,000 $ 215,000 $ 0
Chaves, New Mexico 1 $ 135,000 $ 135,000 $ 0
Albany, New York 1 $ 255,000 $ 255,000 $ 110,000
Allegany, New York 1 $ 195,000 $ 195,000 $ 0
Broome, New York 1 $ 55,000 $ 55,000 $ 0
Chemung, New York 1 $ 265,000 $ 265,000 $ 0
Cortland, New York 1 $ 165,000 $ 165,000 $ 0
Delaware, New York 1 $ 125,000 $ 125,000 $ 0
Dutchess, New York 1 $ 345,000 $ 345,000 $ 0
Livingston, New York 1 $ 125,000 $ 125,000 $ 0
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Mortgage Loan Application Detail Totals for United Security Financial Corp in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,686 $407,800,000 $241,000 $1,545,000 $8,000 $4,466,000
Not Applicable 782 $267,920,000 $342,000 $885,000 $0 $0
Home Purchase 373 $108,165,000 $289,000 $925,000 $130,000 $5,295,000
Cash-out Refinancing 2 $370,000 $185,000 $255,000 $0 $0
Home Improvement 2 $380,000 $190,000 $225,000 $0 $0
Other Purpose 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,071 $258,505,000 $241,000 $1,545,000 $10,000 $410,000
Not applicable 1,043 $344,745,000 $330,000 $925,000 $8,000 $60,000
Black or African American 409 $98,575,000 $241,000 $1,085,000 $63,000 $5,295,000
Hispanic 218 $55,850,000 $256,000 $655,000 $13,000 $116,000
Not Provided 52 $11,650,000 $224,000 $475,000 $0 $21,000
Asian 33 $9,945,000 $301,000 $665,000 $27,000 $135,000
Native Hawaiian or Other Pacific Islander 14 $4,260,000 $304,000 $555,000 $0 $0
American Indian or Alaskan Native 6 $1,260,000 $210,000 $275,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,418 $352,160,000 $248,000 $925,000 $15,000 $5,295,000
VA-guaranteed (Veterans Administration) 979 $260,045,000 $265,000 $1,545,000 $6,000 $410,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 445 $171,955,000 $386,000 $765,000 $140,000 $4,466,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $630,000 $157,000 $275,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,296 $322,610,000 $248,000 $1,545,000 $20,000 $4,466,000
Loan Purchased By The Institution 1,020 $339,400,000 $332,000 $925,000 $0 $0
Application Withdrawn By Applicant 521 $120,525,000 $231,000 $655,000 $26,000 $5,295,000
Application Denied By Financial Institution 9 $2,255,000 $250,000 $325,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,837 $782,535,000 $275,000 $1,545,000 $22,000 $5,295,000
Collateral 5 $1,145,000 $229,000 $305,000 $0 $0
Credit History 2 $570,000 $285,000 $325,000 $0 $0
Other 1 $225,000 $225,000 $225,000 $0 $0
Mortgage Insurance Denied 1 $315,000 $315,000 $315,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Security Financial Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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