United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

United Security Financial Corp 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address United Security Financial Corp
930 East 6600 South
Murray, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,846
Total Mortgage Loan Application Amount $784,790,000
Average Mortgage Loan Application Amount $233,666
Highest Mortgage Loan Application Amount $1,545,000
Average Applicant Income $23,000
Highest Applicant Income $5,295,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.

Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2020.

Mortgage Loan Application Totals for United Security Financial Corp by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 163 $ 47,055,000 $ 288,000 $ 43,000
Los Angeles County California 145 $ 61,815,000 $ 426,000 $ 43,000
Orange County California 117 $ 57,135,000 $ 488,000 $ 0
Maricopa County Arizona 80 $ 15,750,000 $ 196,000 $ 2,000
Utah County Utah 68 $ 19,040,000 $ 280,000 $ 26,000
Riverside County California 63 $ 20,795,000 $ 330,000 $ 6,000
Davis County Utah 59 $ 16,505,000 $ 279,000 $ 21,000
San Bernardino County California 52 $ 16,060,000 $ 308,000 $ 0
Ocean County New Jersey 43 $ 11,955,000 $ 278,000 $ 0
Weber County Utah 41 $ 9,905,000 $ 241,000 $ 7,000
San Diego County California 39 $ 17,215,000 $ 441,000 $ 12,000
Mecklenburg County North Carolina 36 $ 7,240,000 $ 201,000 $ 5,000
Fulton County Georgia 34 $ 8,060,000 $ 237,000 $ 30,000
Sussex County New Jersey 30 $ 7,820,000 $ 260,000 $ 0
Gwinnett County Georgia 28 $ 7,000,000 $ 250,000 $ 10,000
Tooele County Utah 26 $ 6,640,000 $ 255,000 $ 8,000
Suffolk County New York 23 $ 9,395,000 $ 408,000 $ 0
Monmouth County New Jersey 22 $ 8,480,000 $ 385,000 $ 0
Sacramento County California 21 $ 6,965,000 $ 331,000 $ 18,000
Pinal County Arizona 19 $ 3,445,000 $ 181,000 $ 0
DeKalb County Georgia 19 $ 3,815,000 $ 200,000 $ 19,000
Wake County North Carolina 19 $ 4,505,000 $ 237,000 $ 10,000
Bexar County Texas 19 $ 4,025,000 $ 211,000 $ 10,000
Cobb County Georgia 17 $ 5,265,000 $ 309,000 $ 10,000
Fresno County California 16 $ 3,410,000 $ 213,000 $ 0
Prince George's County Maryland 16 $ 4,890,000 $ 305,000 $ 182,000
Clark County Nevada 16 $ 4,670,000 $ 291,000 $ 44,000
Ventura County California 15 $ 6,375,000 $ 425,000 $ 0
Paulding County Georgia 15 $ 3,015,000 $ 201,000 $ 5,000
Middlesex County New Jersey 15 $ 4,395,000 $ 293,000 $ 0
Contra Costa County California 14 $ 5,920,000 $ 422,000 $ 10,000
Duval County Florida 14 $ 2,840,000 $ 202,000 $ 0
Essex County New Jersey 14 $ 5,270,000 $ 376,000 $ 0
Broward County Florida 13 $ 3,055,000 $ 235,000 $ 13,000
Morris County New Jersey 13 $ 4,705,000 $ 361,000 $ 0
Kern County California 12 $ 2,660,000 $ 221,000 $ 0
Durham County North Carolina 12 $ 2,600,000 $ 216,000 $ 12,000
Davidson County Tennessee 12 $ 3,010,000 $ 250,000 $ 480,000
Harris County Texas 12 $ 2,220,000 $ 185,000 $ 0
Orange County Florida 11 $ 2,865,000 $ 260,000 $ 8,000
Volusia County Florida 11 $ 2,095,000 $ 190,000 $ 0
Henry County Georgia 11 $ 2,385,000 $ 216,000 $ 0
Rockdale County Georgia 11 $ 2,445,000 $ 222,000 $ 0
Marion County Indiana 11 $ 1,825,000 $ 165,000 $ 27,000
Baltimore County Maryland 11 $ 2,825,000 $ 256,000 $ 0
Berks County Pennsylvania 11 $ 2,065,000 $ 187,000 $ 0
Tarrant County Texas 11 $ 2,635,000 $ 239,000 $ 0
Orange County New York 10 $ 2,790,000 $ 279,000 $ 0
Allegheny County Pennsylvania 10 $ 2,130,000 $ 213,000 $ 0
York County Pennsylvania 10 $ 1,940,000 $ 194,000 $ 0
Berkeley County South Carolina 10 $ 2,190,000 $ 219,000 $ 0
Pima County Arizona 9 $ 1,725,000 $ 191,000 $ 0
Placer County California 9 $ 4,145,000 $ 460,000 $ 0
San Joaquin County California 9 $ 3,065,000 $ 340,000 $ 8,000
Solano County California 9 $ 3,265,000 $ 362,000 $ 0
Arapahoe County Colorado 9 $ 3,195,000 $ 355,000 $ 0
Hillsborough County Florida 9 $ 2,185,000 $ 242,000 $ 0
Lake County Florida 9 $ 2,395,000 $ 266,000 $ 0
Miami-Dade County Florida 9 $ 3,025,000 $ 336,000 $ 0
Clayton County Georgia 9 $ 1,465,000 $ 162,000 $ 5,000
Onondaga County New York 9 $ 1,795,000 $ 199,000 $ 0
Saratoga County New York 9 $ 2,305,000 $ 256,000 $ 0
Bucks County Pennsylvania 9 $ 2,165,000 $ 240,000 $ 0
Polk County Florida 8 $ 1,650,000 $ 206,000 $ 18,000
Ada County Idaho 8 $ 1,960,000 $ 245,000 $ 0
Charles County Maryland 8 $ 2,450,000 $ 306,000 $ 15,000
Bergen County New Jersey 8 $ 3,810,000 $ 476,000 $ 404,000
Passaic County New Jersey 8 $ 2,760,000 $ 345,000 $ 0
Queens County New York 8 $ 5,040,000 $ 630,000 $ 0
Cumberland County North Carolina 8 $ 1,470,000 $ 183,000 $ 0
Lebanon County Pennsylvania 8 $ 1,300,000 $ 162,000 $ 0
Box Elder County Utah 8 $ 2,150,000 $ 268,000 $ 8,000
Washington County Utah 8 $ 1,790,000 $ 223,000 $ 0
Snohomish County Washington 8 $ 3,310,000 $ 413,000 $ 0
Palm Beach County Florida 7 $ 1,975,000 $ 282,000 $ 0
Pasco County Florida 7 $ 1,395,000 $ 199,000 $ 0
Santa Rosa County Florida 7 $ 1,935,000 $ 276,000 $ 21,000
Cherokee County Georgia 7 $ 1,475,000 $ 210,000 $ 0
Douglas County Georgia 7 $ 1,235,000 $ 176,000 $ 0
Cook County Illinois 7 $ 1,645,000 $ 235,000 $ 0
Anne Arundel County Maryland 7 $ 2,195,000 $ 313,000 $ 0
Essex County Massachusetts 7 $ 2,715,000 $ 387,000 $ 0
Nassau County New York 7 $ 3,625,000 $ 517,000 $ 0
Cabarrus County North Carolina 7 $ 1,415,000 $ 202,000 $ 9,000
Guilford County North Carolina 7 $ 1,595,000 $ 227,000 $ 0
Union County North Carolina 7 $ 1,485,000 $ 212,000 $ 0
Franklin County Ohio 7 $ 1,275,000 $ 182,000 $ 27,000
Delaware County Pennsylvania 7 $ 1,165,000 $ 166,000 $ 0
Prince William County Virginia 7 $ 2,295,000 $ 327,000 $ 21,000
Jefferson County Alabama 6 $ 1,580,000 $ 263,000 $ 0
Santa Clara County California 6 $ 1,940,000 $ 323,000 $ 0
Brevard County Florida 6 $ 1,190,000 $ 198,000 $ 0
Clay County Florida 6 $ 1,160,000 $ 193,000 $ 0
Pinellas County Florida 6 $ 1,780,000 $ 296,000 $ 0
Harford County Maryland 6 $ 1,210,000 $ 201,000 $ 0
Oakland County Michigan 6 $ 1,570,000 $ 261,000 $ 0
Davidson County North Carolina 6 $ 910,000 $ 151,000 $ 0
New Hanover County North Carolina 6 $ 1,230,000 $ 205,000 $ 0
Onslow County North Carolina 6 $ 1,200,000 $ 200,000 $ 0
Dauphin County Pennsylvania 6 $ 1,220,000 $ 203,000 $ 0
Montgomery County Pennsylvania 6 $ 1,600,000 $ 266,000 $ 0
Northampton County Pennsylvania 6 $ 1,170,000 $ 195,000 $ 0
Richland County South Carolina 6 $ 1,060,000 $ 176,000 $ 0
Shelby County Tennessee 6 $ 1,230,000 $ 205,000 $ 40,000
Tulare County California 5 $ 1,135,000 $ 227,000 $ 0
El Paso County Colorado 5 $ 1,175,000 $ 235,000 $ 0
Carroll County Georgia 5 $ 1,165,000 $ 233,000 $ 0
Columbia County Georgia 5 $ 785,000 $ 157,000 $ 0
Forsyth County Georgia 5 $ 1,385,000 $ 277,000 $ 0
Muscogee County Georgia 5 $ 735,000 $ 147,000 $ 0
Newton County Georgia 5 $ 955,000 $ 191,000 $ 0
Montgomery County Maryland 5 $ 2,335,000 $ 467,000 $ 49,000
Macomb County Michigan 5 $ 1,095,000 $ 219,000 $ 0
Anoka County Minnesota 5 $ 1,205,000 $ 241,000 $ 0
Monroe County New York 5 $ 765,000 $ 153,000 $ 0
Sullivan County New York 5 $ 935,000 $ 187,000 $ 0
Gaston County North Carolina 5 $ 1,135,000 $ 227,000 $ 14,000
Johnston County North Carolina 5 $ 1,045,000 $ 209,000 $ 0
Lincoln County North Carolina 5 $ 1,155,000 $ 231,000 $ 0
Rowan County North Carolina 5 $ 915,000 $ 183,000 $ 0
Oklahoma County Oklahoma 5 $ 1,165,000 $ 233,000 $ 0
Linn County Oregon 5 $ 1,125,000 $ 225,000 $ 27,000
Philadelphia County Pennsylvania 5 $ 945,000 $ 189,000 $ 0
Dorchester County South Carolina 5 $ 1,015,000 $ 203,000 $ 0
Bell County Texas 5 $ 795,000 $ 159,000 $ 0
El Paso County Texas 5 $ 745,000 $ 149,000 $ 0
Ellis County Texas 5 $ 1,035,000 $ 207,000 $ 28,000
Williamson County Texas 5 $ 1,285,000 $ 257,000 $ 48,000
Stafford County Virginia 5 $ 2,285,000 $ 457,000 $ 90,000
Madison County Alabama 4 $ 610,000 $ 152,000 $ 0
Shelby County Alabama 4 $ 990,000 $ 247,000 $ 0
Cochise County Arizona 4 $ 840,000 $ 210,000 $ 0
Mohave County Arizona 4 $ 910,000 $ 227,000 $ 0
Yuma County Arizona 4 $ 730,000 $ 182,000 $ 0
Adams County Colorado 4 $ 1,320,000 $ 330,000 $ 0
Weld County Colorado 4 $ 1,290,000 $ 322,000 $ 0
New Haven County Connecticut 4 $ 890,000 $ 222,000 $ 79,000
District of Columbia County District Of Columbia 4 $ 1,660,000 $ 415,000 $ 1,267,000
Charlotte County Florida 4 $ 950,000 $ 237,000 $ 0
Escambia County Florida 4 $ 1,050,000 $ 262,000 $ 33,000
Okaloosa County Florida 4 $ 690,000 $ 172,000 $ 0
Osceola County Florida 4 $ 900,000 $ 225,000 $ 0
Coweta County Georgia 4 $ 730,000 $ 182,000 $ 0
Spalding County Georgia 4 $ 620,000 $ 155,000 $ 0
Walton County Georgia 4 $ 750,000 $ 187,000 $ 0
Hamilton County Indiana 4 $ 940,000 $ 235,000 $ 0
Ascension County Louisiana 4 $ 930,000 $ 232,000 $ 0
Baltimore City County Maryland 4 $ 660,000 $ 165,000 $ 0
Burlington County New Jersey 4 $ 960,000 $ 240,000 $ 0
Somerset County New Jersey 4 $ 1,260,000 $ 315,000 $ 0
Union County New Jersey 4 $ 1,140,000 $ 285,000 $ 0
Ulster County New York 4 $ 990,000 $ 247,000 $ 0
Forsyth County North Carolina 4 $ 700,000 $ 175,000 $ 0
Hamilton County Ohio 4 $ 590,000 $ 147,000 $ 0
Montgomery County Tennessee 4 $ 750,000 $ 187,000 $ 0
Dallas County Texas 4 $ 700,000 $ 175,000 $ 0
Hays County Texas 4 $ 680,000 $ 170,000 $ 0
Kaufman County Texas 4 $ 1,170,000 $ 292,000 $ 0
Iron County Utah 4 $ 1,220,000 $ 305,000 $ 78,000
Sanpete County Utah 4 $ 760,000 $ 190,000 $ 0
Kitsap County Washington 4 $ 1,160,000 $ 290,000 $ 115,000
Baldwin County Alabama 3 $ 545,000 $ 181,000 $ 0
Chilton County Alabama 3 $ 885,000 $ 295,000 $ 0
Lee County Alabama 3 $ 675,000 $ 225,000 $ 0
Limestone County Alabama 3 $ 475,000 $ 158,000 $ 57,000
Alameda County California 3 $ 965,000 $ 321,000 $ 0
Calaveras County California 3 $ 805,000 $ 268,000 $ 0
Kings County California 3 $ 735,000 $ 245,000 $ 0
Merced County California 3 $ 545,000 $ 181,000 $ 0
Monterey County California 3 $ 1,225,000 $ 408,000 $ 44,000
Shasta County California 3 $ 555,000 $ 185,000 $ 0
Garfield County Colorado 3 $ 735,000 $ 245,000 $ 0
Mesa County Colorado 3 $ 675,000 $ 225,000 $ 0
Camden County Georgia 3 $ 505,000 $ 168,000 $ 0
Catoosa County Georgia 3 $ 635,000 $ 211,000 $ 0
Habersham County Georgia 3 $ 555,000 $ 185,000 $ 0
Houston County Georgia 3 $ 635,000 $ 211,000 $ 0
Peach County Georgia 3 $ 565,000 $ 188,000 $ 0
Richmond County Georgia 3 $ 535,000 $ 178,000 $ 0
Walker County Georgia 3 $ 465,000 $ 155,000 $ 0
Canyon County Idaho 3 $ 655,000 $ 218,000 $ 0
DeKalb County Illinois 3 $ 425,000 $ 141,000 $ 0
Lake County Indiana 3 $ 645,000 $ 215,000 $ 0
Caddo County Louisiana 3 $ 705,000 $ 235,000 $ 0
East Baton Rouge County Louisiana 3 $ 545,000 $ 181,000 $ 0
Calvert County Maryland 3 $ 1,315,000 $ 438,000 $ 65,000
Worcester County Massachusetts 3 $ 695,000 $ 231,000 $ 0
Genesee County Michigan 3 $ 575,000 $ 191,000 $ 0
Kent County Michigan 3 $ 555,000 $ 185,000 $ 0
Wayne County Michigan 3 $ 505,000 $ 168,000 $ 0
Ramsey County Minnesota 3 $ 875,000 $ 291,000 $ 0
Gloucester County New Jersey 3 $ 865,000 $ 288,000 $ 0
Mercer County New Jersey 3 $ 695,000 $ 231,000 $ 0
Warren County New Jersey 3 $ 715,000 $ 238,000 $ 0
Bernalillo County New Mexico 3 $ 585,000 $ 195,000 $ 0
Bronx County New York 3 $ 1,905,000 $ 635,000 $ 0
Erie County New York 3 $ 575,000 $ 191,000 $ 0
Jefferson County New York 3 $ 755,000 $ 251,000 $ 0
Rockland County New York 3 $ 1,005,000 $ 335,000 $ 0
Harnett County North Carolina 3 $ 525,000 $ 175,000 $ 0
Henderson County North Carolina 3 $ 665,000 $ 221,000 $ 0
Iredell County North Carolina 3 $ 625,000 $ 208,000 $ 0
Moore County North Carolina 3 $ 685,000 $ 228,000 $ 0
Pasquotank County North Carolina 3 $ 655,000 $ 218,000 $ 0
Beaver County Pennsylvania 3 $ 515,000 $ 171,000 $ 0
Erie County Pennsylvania 3 $ 475,000 $ 158,000 $ 0
Fayette County Pennsylvania 3 $ 505,000 $ 168,000 $ 0
Franklin County Pennsylvania 3 $ 625,000 $ 208,000 $ 0
Lehigh County Pennsylvania 3 $ 585,000 $ 195,000 $ 0
Monroe County Pennsylvania 3 $ 615,000 $ 205,000 $ 0
Charleston County South Carolina 3 $ 705,000 $ 235,000 $ 62,000
Horry County South Carolina 3 $ 535,000 $ 178,000 $ 0
Rutherford County Tennessee 3 $ 815,000 $ 271,000 $ 0
Brazoria County Texas 3 $ 1,015,000 $ 338,000 $ 45,000
Fort Bend County Texas 3 $ 725,000 $ 241,000 $ 0
Nueces County Texas 3 $ 705,000 $ 235,000 $ 0
Uintah County Utah 3 $ 635,000 $ 211,000 $ 0
Spotsylvania County Virginia 3 $ 685,000 $ 228,000 $ 0
Pierce County Washington 3 $ 715,000 $ 238,000 $ 0
Spokane County Washington 3 $ 855,000 $ 285,000 $ 0
St. Croix County Wisconsin 3 $ 595,000 $ 198,000 $ 0
Blount County Alabama 2 $ 460,000 $ 230,000 $ 0
Coffee County Alabama 2 $ 440,000 $ 220,000 $ 0
Mobile County Alabama 2 $ 410,000 $ 205,000 $ 5,295,000
Anchorage County Alaska 2 $ 610,000 $ 305,000 $ 0
Saline County Arkansas 2 $ 290,000 $ 145,000 $ 0
Imperial County California 2 $ 340,000 $ 170,000 $ 0
Lake County California 2 $ 450,000 $ 225,000 $ 0
Stanislaus County California 2 $ 630,000 $ 315,000 $ 0
Denver County Colorado 2 $ 720,000 $ 360,000 $ 0
Pueblo County Colorado 2 $ 340,000 $ 170,000 $ 0
New Castle County Delaware 2 $ 700,000 $ 350,000 $ 0
Baker County Florida 2 $ 350,000 $ 175,000 $ 0
Bay County Florida 2 $ 410,000 $ 205,000 $ 0
Citrus County Florida 2 $ 520,000 $ 260,000 $ 0
Columbia County Florida 2 $ 530,000 $ 265,000 $ 0
Hernando County Florida 2 $ 420,000 $ 210,000 $ 0
Lee County Florida 2 $ 310,000 $ 155,000 $ 0
Leon County Florida 2 $ 810,000 $ 405,000 $ 0
Martin County Florida 2 $ 500,000 $ 250,000 $ 0
Seminole County Florida 2 $ 500,000 $ 250,000 $ 0
St. Lucie County Florida 2 $ 550,000 $ 275,000 $ 0
Sumter County Florida 2 $ 650,000 $ 325,000 $ 0
Barrow County Georgia 2 $ 390,000 $ 195,000 $ 0
Bibb County Georgia 2 $ 600,000 $ 300,000 $ 0
Bryan County Georgia 2 $ 430,000 $ 215,000 $ 28,000
Chatham County Georgia 2 $ 360,000 $ 180,000 $ 0
Clarke County Georgia 2 $ 400,000 $ 200,000 $ 0
Fayette County Georgia 2 $ 640,000 $ 320,000 $ 0
Gordon County Georgia 2 $ 300,000 $ 150,000 $ 0
Hall County Georgia 2 $ 460,000 $ 230,000 $ 0
Jackson County Georgia 2 $ 490,000 $ 245,000 $ 0
Pierce County Georgia 2 $ 380,000 $ 190,000 $ 0
Bonneville County Idaho 2 $ 590,000 $ 295,000 $ 0
DuPage County Illinois 2 $ 490,000 $ 245,000 $ 0
Rock Island County Illinois 2 $ 240,000 $ 120,000 $ 0
Allen County Indiana 2 $ 300,000 $ 150,000 $ 0
Hancock County Indiana 2 $ 430,000 $ 215,000 $ 0
Hendricks County Indiana 2 $ 480,000 $ 240,000 $ 0
St. Joseph County Indiana 2 $ 790,000 $ 395,000 $ 0
Calcasieu County Louisiana 2 $ 380,000 $ 190,000 $ 0
Jefferson County Louisiana 2 $ 490,000 $ 245,000 $ 0
Tangipahoa County Louisiana 2 $ 380,000 $ 190,000 $ 0
Washington County Maryland 2 $ 400,000 $ 200,000 $ 0
Middlesex County Massachusetts 2 $ 830,000 $ 415,000 $ 0
Plymouth County Massachusetts 2 $ 770,000 $ 385,000 $ 0
Suffolk County Massachusetts 2 $ 1,150,000 $ 575,000 $ 0
Allegan County Michigan 2 $ 400,000 $ 200,000 $ 0
Lapeer County Michigan 2 $ 360,000 $ 180,000 $ 0
Beltrami County Minnesota 2 $ 390,000 $ 195,000 $ 0
Dakota County Minnesota 2 $ 540,000 $ 270,000 $ 0
Hennepin County Minnesota 2 $ 390,000 $ 195,000 $ 0
Nobles County Minnesota 2 $ 370,000 $ 185,000 $ 120,000
Polk County Minnesota 2 $ 410,000 $ 205,000 $ 0
DeSoto County Mississippi 2 $ 440,000 $ 220,000 $ 0
Warren County Mississippi 2 $ 340,000 $ 170,000 $ 0
Pulaski County Missouri 2 $ 290,000 $ 145,000 $ 0
Sarpy County Nebraska 2 $ 360,000 $ 180,000 $ 124,000
Washoe County Nevada 2 $ 470,000 $ 235,000 $ 0
Rockingham County New Hampshire 2 $ 480,000 $ 240,000 $ 0
Atlantic County New Jersey 2 $ 540,000 $ 270,000 $ 0
Camden County New Jersey 2 $ 440,000 $ 220,000 $ 0
Chautauqua County New York 2 $ 360,000 $ 180,000 $ 0
Kings County New York 2 $ 1,150,000 $ 575,000 $ 0
Niagara County New York 2 $ 390,000 $ 195,000 $ 0
Oneida County New York 2 $ 380,000 $ 190,000 $ 0
Richmond County New York 2 $ 1,180,000 $ 590,000 $ 0
Schenectady County New York 2 $ 340,000 $ 170,000 $ 0
Steuben County New York 2 $ 380,000 $ 190,000 $ 0
Warren County New York 2 $ 530,000 $ 265,000 $ 0
Wayne County New York 2 $ 510,000 $ 255,000 $ 0
Catawba County North Carolina 2 $ 370,000 $ 185,000 $ 0
Hoke County North Carolina 2 $ 480,000 $ 240,000 $ 0
Lee County North Carolina 2 $ 520,000 $ 260,000 $ 0
Pitt County North Carolina 2 $ 320,000 $ 160,000 $ 0
Tulsa County Oklahoma 2 $ 310,000 $ 155,000 $ 0
Curry County Oregon 2 $ 590,000 $ 295,000 $ 0
Marion County Oregon 2 $ 740,000 $ 370,000 $ 0
Yamhill County Oregon 2 $ 610,000 $ 305,000 $ 0
Butler County Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Cumberland County Pennsylvania 2 $ 330,000 $ 165,000 $ 0
Lancaster County Pennsylvania 2 $ 340,000 $ 170,000 $ 0
Luzerne County Pennsylvania 2 $ 200,000 $ 100,000 $ 0
Northumberland County Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Pike County Pennsylvania 2 $ 400,000 $ 200,000 $ 0
Schuylkill County Pennsylvania 2 $ 390,000 $ 195,000 $ 0
Wayne County Pennsylvania 2 $ 530,000 $ 265,000 $ 0
Chesterfield County South Carolina 2 $ 550,000 $ 275,000 $ 74,000
Lexington County South Carolina 2 $ 280,000 $ 140,000 $ 0
Spartanburg County South Carolina 2 $ 280,000 $ 140,000 $ 0
York County South Carolina 2 $ 560,000 $ 280,000 $ 0
Brookings County South Dakota 2 $ 290,000 $ 145,000 $ 0
Sumner County Tennessee 2 $ 430,000 $ 215,000 $ 0
Andrews County Texas 2 $ 290,000 $ 145,000 $ 0
Austin County Texas 2 $ 800,000 $ 400,000 $ 0
Collin County Texas 2 $ 490,000 $ 245,000 $ 0
Galveston County Texas 2 $ 290,000 $ 145,000 $ 0
Guadalupe County Texas 2 $ 550,000 $ 275,000 $ 0
Johnson County Texas 2 $ 310,000 $ 155,000 $ 0
Liberty County Texas 2 $ 620,000 $ 310,000 $ 0
Midland County Texas 2 $ 330,000 $ 165,000 $ 0
Montgomery County Texas 2 $ 610,000 $ 305,000 $ 0
Summit County Utah 2 $ 640,000 $ 320,000 $ 67,000
Chesapeake County Virginia 2 $ 540,000 $ 270,000 $ 0
Mecklenburg County Virginia 2 $ 280,000 $ 140,000 $ 0
Portsmouth County Virginia 2 $ 370,000 $ 185,000 $ 0
Benton County Washington 2 $ 620,000 $ 310,000 $ 0
Thurston County Washington 2 $ 590,000 $ 295,000 $ 0
Bullock County Alabama 1 $ 75,000 $ 75,000 $ 0
Etowah County Alabama 1 $ 105,000 $ 105,000 $ 0
Fayette County Alabama 1 $ 55,000 $ 55,000 $ 0
Lauderdale County Alabama 1 $ 135,000 $ 135,000 $ 0
St. Clair County Alabama 1 $ 145,000 $ 145,000 $ 0
Talladega County Alabama 1 $ 155,000 $ 155,000 $ 0
Fairbanks North Star County Alaska 1 $ 205,000 $ 205,000 $ 0
Juneau County Alaska 1 $ 365,000 $ 365,000 $ 0
Kenai Peninsula County Alaska 1 $ 145,000 $ 145,000 $ 0
Matanuska-Susitna County Alaska 1 $ 295,000 $ 295,000 $ 0
Coconino County Arizona 1 $ 235,000 $ 235,000 $ 0
Gila County Arizona 1 $ 155,000 $ 155,000 $ 0
Navajo County Arizona 1 $ 135,000 $ 135,000 $ 0
Yavapai County Arizona 1 $ 205,000 $ 205,000 $ 0
Montgomery County Arkansas 1 $ 135,000 $ 135,000 $ 0
Butte County California 1 $ 485,000 $ 485,000 $ 0
Del Norte County California 1 $ 155,000 $ 155,000 $ 0
El Dorado County California 1 $ 285,000 $ 285,000 $ 0
Lassen County California 1 $ 245,000 $ 245,000 $ 0
Madera County California 1 $ 305,000 $ 305,000 $ 0
Marin County California 1 $ 725,000 $ 725,000 $ 0
Mendocino County California 1 $ 385,000 $ 385,000 $ 0
Nevada County California 1 $ 435,000 $ 435,000 $ 0
San Francisco County California 1 $ 555,000 $ 555,000 $ 0
San Luis Obispo County California 1 $ 395,000 $ 395,000 $ 0
Santa Barbara County California 1 $ 295,000 $ 295,000 $ 0
Yolo County California 1 $ 415,000 $ 415,000 $ 0
Yuba County California 1 $ 145,000 $ 145,000 $ 0
Alamosa County Colorado 1 $ 165,000 $ 165,000 $ 0
Archuleta County Colorado 1 $ 215,000 $ 215,000 $ 0
Boulder County Colorado 1 $ 475,000 $ 475,000 $ 0
Conejos County Colorado 1 $ 175,000 $ 175,000 $ 0
Douglas County Colorado 1 $ 285,000 $ 285,000 $ 0
Eagle County Colorado 1 $ 485,000 $ 485,000 $ 0
Elbert County Colorado 1 $ 255,000 $ 255,000 $ 0
Fremont County Colorado 1 $ 255,000 $ 255,000 $ 0
Jefferson County Colorado 1 $ 465,000 $ 465,000 $ 0
Lake County Colorado 1 $ 225,000 $ 225,000 $ 0
Larimer County Colorado 1 $ 405,000 $ 405,000 $ 0
Logan County Colorado 1 $ 105,000 $ 105,000 $ 0
Morgan County Colorado 1 $ 155,000 $ 155,000 $ 0
Hartford County Connecticut 1 $ 95,000 $ 95,000 $ 46,000
Flagler County Florida 1 $ 305,000 $ 305,000 $ 0
Gadsden County Florida 1 $ 175,000 $ 175,000 $ 0
Highlands County Florida 1 $ 125,000 $ 125,000 $ 0
Levy County Florida 1 $ 355,000 $ 355,000 $ 0
Manatee County Florida 1 $ 305,000 $ 305,000 $ 0
Marion County Florida 1 $ 145,000 $ 145,000 $ 0
Putnam County Florida 1 $ 125,000 $ 125,000 $ 0
Sarasota County Florida 1 $ 235,000 $ 235,000 $ 0
St. Johns County Florida 1 $ 185,000 $ 185,000 $ 0
Walton County Florida 1 $ 215,000 $ 215,000 $ 0
Banks County Georgia 1 $ 155,000 $ 155,000 $ 0
Bartow County Georgia 1 $ 155,000 $ 155,000 $ 0
Ben Hill County Georgia 1 $ 165,000 $ 165,000 $ 0
Bulloch County Georgia 1 $ 155,000 $ 155,000 $ 0
Dodge County Georgia 1 $ 195,000 $ 195,000 $ 0
Effingham County Georgia 1 $ 155,000 $ 155,000 $ 0
Fannin County Georgia 1 $ 225,000 $ 225,000 $ 0
Haralson County Georgia 1 $ 195,000 $ 195,000 $ 0
Harris County Georgia 1 $ 235,000 $ 235,000 $ 0
Hart County Georgia 1 $ 145,000 $ 145,000 $ 0
Lee County Georgia 1 $ 145,000 $ 145,000 $ 0
Long County Georgia 1 $ 365,000 $ 365,000 $ 0
Lowndes County Georgia 1 $ 165,000 $ 165,000 $ 0
Madison County Georgia 1 $ 145,000 $ 145,000 $ 0
Murray County Georgia 1 $ 225,000 $ 225,000 $ 0
Oconee County Georgia 1 $ 145,000 $ 145,000 $ 0
Pickens County Georgia 1 $ 245,000 $ 245,000 $ 0
Rabun County Georgia 1 $ 355,000 $ 355,000 $ 0
Thomas County Georgia 1 $ 285,000 $ 285,000 $ 0
Tift County Georgia 1 $ 205,000 $ 205,000 $ 0
Whitfield County Georgia 1 $ 155,000 $ 155,000 $ 0
Bingham County Idaho 1 $ 275,000 $ 275,000 $ 0
Kootenai County Idaho 1 $ 325,000 $ 325,000 $ 0
Payette County Idaho 1 $ 225,000 $ 225,000 $ 0
Kane County Illinois 1 $ 435,000 $ 435,000 $ 0
Lake County Illinois 1 $ 195,000 $ 195,000 $ 0
Mason County Illinois 1 $ 95,000 $ 95,000 $ 0
McHenry County Illinois 1 $ 205,000 $ 205,000 $ 0
Will County Illinois 1 $ 205,000 $ 205,000 $ 0
Bartholomew County Indiana 1 $ 165,000 $ 165,000 $ 0
Boone County Indiana 1 $ 185,000 $ 185,000 $ 0
Cass County Indiana 1 $ 165,000 $ 165,000 $ 0
Clark County Indiana 1 $ 155,000 $ 155,000 $ 80,000
Decatur County Indiana 1 $ 145,000 $ 145,000 $ 0
Delaware County Indiana 1 $ 165,000 $ 165,000 $ 0
Elkhart County Indiana 1 $ 115,000 $ 115,000 $ 32,000
Floyd County Indiana 1 $ 215,000 $ 215,000 $ 0
Greene County Indiana 1 $ 275,000 $ 275,000 $ 0
Howard County Indiana 1 $ 95,000 $ 95,000 $ 0
Johnson County Indiana 1 $ 145,000 $ 145,000 $ 0
LaPorte County Indiana 1 $ 225,000 $ 225,000 $ 0
Lawrence County Indiana 1 $ 265,000 $ 265,000 $ 0
Madison County Indiana 1 $ 135,000 $ 135,000 $ 0
Monroe County Indiana 1 $ 295,000 $ 295,000 $ 0
Porter County Indiana 1 $ 175,000 $ 175,000 $ 0
Putnam County Indiana 1 $ 395,000 $ 395,000 $ 0
Scott County Indiana 1 $ 105,000 $ 105,000 $ 0
Warrick County Indiana 1 $ 175,000 $ 175,000 $ 0
Wells County Indiana 1 $ 105,000 $ 105,000 $ 0
Dubuque County Iowa 1 $ 165,000 $ 165,000 $ 0
Guthrie County Iowa 1 $ 225,000 $ 225,000 $ 0
Crawford County Kansas 1 $ 155,000 $ 155,000 $ 0
Johnson County Kansas 1 $ 195,000 $ 195,000 $ 0
Leavenworth County Kansas 1 $ 175,000 $ 175,000 $ 0
Lyon County Kansas 1 $ 75,000 $ 75,000 $ 0
Riley County Kansas 1 $ 225,000 $ 225,000 $ 0
Sedgwick County Kansas 1 $ 125,000 $ 125,000 $ 0
Fayette County Kentucky 1 $ 185,000 $ 185,000 $ 0
Jefferson County Kentucky 1 $ 125,000 $ 125,000 $ 0
McCracken County Kentucky 1 $ 115,000 $ 115,000 $ 0
Meade County Kentucky 1 $ 225,000 $ 225,000 $ 0
Beauregard County Louisiana 1 $ 165,000 $ 165,000 $ 0
Jefferson Davis County Louisiana 1 $ 245,000 $ 245,000 $ 0
Orleans County Louisiana 1 $ 285,000 $ 285,000 $ 0
Ouachita County Louisiana 1 $ 245,000 $ 245,000 $ 0
Plaquemines County Louisiana 1 $ 295,000 $ 295,000 $ 0
St. Tammany County Louisiana 1 $ 305,000 $ 305,000 $ 0
Terrebonne County Louisiana 1 $ 215,000 $ 215,000 $ 0
Union County Louisiana 1 $ 185,000 $ 185,000 $ 0
West Baton Rouge County Louisiana 1 $ 205,000 $ 205,000 $ 67,000
Aroostook County Maine 1 $ 225,000 $ 225,000 $ 0
Cecil County Maryland 1 $ 265,000 $ 265,000 $ 0
Dorchester County Maryland 1 $ 425,000 $ 425,000 $ 0
Frederick County Maryland 1 $ 335,000 $ 335,000 $ 0
Howard County Maryland 1 $ 525,000 $ 525,000 $ 0
St. Mary's County Maryland 1 $ 435,000 $ 435,000 $ 0
Wicomico County Maryland 1 $ 325,000 $ 325,000 $ 0
Barnstable County Massachusetts 1 $ 365,000 $ 365,000 $ 0
Norfolk County Massachusetts 1 $ 265,000 $ 265,000 $ 0
Calhoun County Michigan 1 $ 95,000 $ 95,000 $ 0
Clinton County Michigan 1 $ 475,000 $ 475,000 $ 0
Jackson County Michigan 1 $ 155,000 $ 155,000 $ 0
Kalamazoo County Michigan 1 $ 105,000 $ 105,000 $ 0
Livingston County Michigan 1 $ 195,000 $ 195,000 $ 0
Ottawa County Michigan 1 $ 185,000 $ 185,000 $ 0
Blue Earth County Minnesota 1 $ 275,000 $ 275,000 $ 0
Isanti County Minnesota 1 $ 185,000 $ 185,000 $ 0
Meeker County Minnesota 1 $ 185,000 $ 185,000 $ 0
Olmsted County Minnesota 1 $ 225,000 $ 225,000 $ 0
Scott County Minnesota 1 $ 235,000 $ 235,000 $ 0
St. Louis County Minnesota 1 $ 535,000 $ 535,000 $ 0
Todd County Minnesota 1 $ 175,000 $ 175,000 $ 0
Forrest County Mississippi 1 $ 145,000 $ 145,000 $ 0
Hinds County Mississippi 1 $ 115,000 $ 115,000 $ 0
Monroe County Mississippi 1 $ 125,000 $ 125,000 $ 0
Oktibbeha County Mississippi 1 $ 145,000 $ 145,000 $ 0
Boone County Missouri 1 $ 135,000 $ 135,000 $ 0
Clay County Missouri 1 $ 105,000 $ 105,000 $ 0
Greene County Missouri 1 $ 195,000 $ 195,000 $ 0
Jackson County Missouri 1 $ 95,000 $ 95,000 $ 0
Jasper County Missouri 1 $ 115,000 $ 115,000 $ 0
Texas County Missouri 1 $ 205,000 $ 205,000 $ 0
Dakota County Nebraska 1 $ 145,000 $ 145,000 $ 0
Platte County Nebraska 1 $ 315,000 $ 315,000 $ 0
Nye County Nevada 1 $ 205,000 $ 205,000 $ 0
Storey County Nevada 1 $ 205,000 $ 205,000 $ 0
Hillsborough County New Hampshire 1 $ 295,000 $ 295,000 $ 0
Merrimack County New Hampshire 1 $ 225,000 $ 225,000 $ 0
Cape May County New Jersey 1 $ 315,000 $ 315,000 $ 0
Cumberland County New Jersey 1 $ 175,000 $ 175,000 $ 0
Hunterdon County New Jersey 1 $ 215,000 $ 215,000 $ 0
Chaves County New Mexico 1 $ 135,000 $ 135,000 $ 0
Albany County New York 1 $ 255,000 $ 255,000 $ 110,000
Allegany County New York 1 $ 195,000 $ 195,000 $ 0
Broome County New York 1 $ 55,000 $ 55,000 $ 0
Chemung County New York 1 $ 265,000 $ 265,000 $ 0
Cortland County New York 1 $ 165,000 $ 165,000 $ 0
Delaware County New York 1 $ 125,000 $ 125,000 $ 0
Dutchess County New York 1 $ 345,000 $ 345,000 $ 0
Livingston County New York 1 $ 125,000 $ 125,000 $ 0
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Mortgage Loan Application Detail Totals for United Security Financial Corp in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,686 $407,800,000 $241,000 $1,545,000 $8,000 $4,466,000
Not Applicable 782 $267,920,000 $342,000 $885,000 $0 $0
Home Purchase 373 $108,165,000 $289,000 $925,000 $130,000 $5,295,000
Cash-out Refinancing 2 $370,000 $185,000 $255,000 $0 $0
Home Improvement 2 $380,000 $190,000 $225,000 $0 $0
Other Purpose 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,071 $258,505,000 $241,000 $1,545,000 $10,000 $410,000
Not applicable 1,043 $344,745,000 $330,000 $925,000 $8,000 $60,000
Black or African American 409 $98,575,000 $241,000 $1,085,000 $63,000 $5,295,000
Hispanic 218 $55,850,000 $256,000 $655,000 $13,000 $116,000
Not Provided 52 $11,650,000 $224,000 $475,000 $0 $21,000
Asian 33 $9,945,000 $301,000 $665,000 $27,000 $135,000
Native Hawaiian or Other Pacific Islander 14 $4,260,000 $304,000 $555,000 $0 $0
American Indian or Alaskan Native 6 $1,260,000 $210,000 $275,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,418 $352,160,000 $248,000 $925,000 $15,000 $5,295,000
VA-guaranteed (Veterans Administration) 979 $260,045,000 $265,000 $1,545,000 $6,000 $410,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 445 $171,955,000 $386,000 $765,000 $140,000 $4,466,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $630,000 $157,000 $275,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,296 $322,610,000 $248,000 $1,545,000 $20,000 $4,466,000
Loan Purchased By The Institution 1,020 $339,400,000 $332,000 $925,000 $0 $0
Application Withdrawn By Applicant 521 $120,525,000 $231,000 $655,000 $26,000 $5,295,000
Application Denied By Financial Institution 9 $2,255,000 $250,000 $325,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,837 $782,535,000 $275,000 $1,545,000 $22,000 $5,295,000
Collateral 5 $1,145,000 $229,000 $305,000 $0 $0
Credit History 2 $570,000 $285,000 $325,000 $0 $0
Other 1 $225,000 $225,000 $225,000 $0 $0
Mortgage Insurance Denied 1 $315,000 $315,000 $315,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Security Financial Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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