In 2020, United Security Financial Corp of Murray, UT reported 2,846 mortgage applications totaling $784.8 million, up 262% from 2019. The average application was for $275,751, and applicants reported an average income of $21,777. 46% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (192), Salt Lake City, UT (189) and Los Angeles-Long Beach-Glendale, CA (145) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,846 |
| Total Mortgage Loan Application Amount | $784,790,000 |
| Average Mortgage Loan Application Amount | $275,751 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $21,777 |
| Highest Applicant Income | $5,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake, Utah | 163 | $ 47,055,000 | $ 288,680 | $ 43,000 |
| Los Angeles, California | 145 | $ 61,815,000 | $ 426,310 | $ 43,000 |
| Orange, California | 117 | $ 57,135,000 | $ 488,333 | $ 0 |
| Maricopa, Arizona | 80 | $ 15,750,000 | $ 196,875 | $ 2,000 |
| Utah, Utah | 68 | $ 19,040,000 | $ 280,000 | $ 26,000 |
| Riverside, California | 63 | $ 20,795,000 | $ 330,079 | $ 6,000 |
| Davis, Utah | 59 | $ 16,505,000 | $ 279,745 | $ 21,000 |
| San Bernardino, California | 52 | $ 16,060,000 | $ 308,846 | $ 0 |
| Ocean, New Jersey | 43 | $ 11,955,000 | $ 278,023 | $ 0 |
| Weber, Utah | 41 | $ 9,905,000 | $ 241,585 | $ 7,000 |
| San Diego, California | 39 | $ 17,215,000 | $ 441,410 | $ 12,000 |
| Mecklenburg, North Carolina | 36 | $ 7,240,000 | $ 201,111 | $ 5,000 |
| Fulton, Georgia | 34 | $ 8,060,000 | $ 237,058 | $ 30,000 |
| Sussex, New Jersey | 30 | $ 7,820,000 | $ 260,666 | $ 0 |
| Gwinnett, Georgia | 28 | $ 7,000,000 | $ 250,000 | $ 10,000 |
| Tooele, Utah | 26 | $ 6,640,000 | $ 255,384 | $ 8,000 |
| Suffolk, New York | 23 | $ 9,395,000 | $ 408,478 | $ 0 |
| Monmouth, New Jersey | 22 | $ 8,480,000 | $ 385,454 | $ 0 |
| Sacramento, California | 21 | $ 6,965,000 | $ 331,666 | $ 18,000 |
| Pinal, Arizona | 19 | $ 3,445,000 | $ 181,315 | $ 0 |
| DeKalb, Georgia | 19 | $ 3,815,000 | $ 200,789 | $ 19,000 |
| Wake, North Carolina | 19 | $ 4,505,000 | $ 237,105 | $ 10,000 |
| Bexar, Texas | 19 | $ 4,025,000 | $ 211,842 | $ 10,000 |
| Cobb, Georgia | 17 | $ 5,265,000 | $ 309,705 | $ 10,000 |
| Fresno, California | 16 | $ 3,410,000 | $ 213,125 | $ 0 |
| Prince George's, Maryland | 16 | $ 4,890,000 | $ 305,625 | $ 182,000 |
| Clark, Nevada | 16 | $ 4,670,000 | $ 291,875 | $ 44,000 |
| Ventura, California | 15 | $ 6,375,000 | $ 425,000 | $ 0 |
| Paulding, Georgia | 15 | $ 3,015,000 | $ 201,000 | $ 5,000 |
| Middlesex, New Jersey | 15 | $ 4,395,000 | $ 293,000 | $ 0 |
| Contra Costa, California | 14 | $ 5,920,000 | $ 422,857 | $ 10,000 |
| Duval, Florida | 14 | $ 2,840,000 | $ 202,857 | $ 0 |
| Essex, New Jersey | 14 | $ 5,270,000 | $ 376,428 | $ 0 |
| Broward, Florida | 13 | $ 3,055,000 | $ 235,000 | $ 13,000 |
| Morris, New Jersey | 13 | $ 4,705,000 | $ 361,923 | $ 0 |
| Kern, California | 12 | $ 2,660,000 | $ 221,666 | $ 0 |
| Durham, North Carolina | 12 | $ 2,600,000 | $ 216,666 | $ 12,000 |
| Davidson, Tennessee | 12 | $ 3,010,000 | $ 250,833 | $ 480,000 |
| Harris, Texas | 12 | $ 2,220,000 | $ 185,000 | $ 0 |
| Orange, Florida | 11 | $ 2,865,000 | $ 260,454 | $ 8,000 |
| Volusia, Florida | 11 | $ 2,095,000 | $ 190,454 | $ 0 |
| Henry, Georgia | 11 | $ 2,385,000 | $ 216,818 | $ 0 |
| Rockdale, Georgia | 11 | $ 2,445,000 | $ 222,272 | $ 0 |
| Marion, Indiana | 11 | $ 1,825,000 | $ 165,909 | $ 27,000 |
| Baltimore, Maryland | 11 | $ 2,825,000 | $ 256,818 | $ 0 |
| Berks, Pennsylvania | 11 | $ 2,065,000 | $ 187,727 | $ 0 |
| Tarrant, Texas | 11 | $ 2,635,000 | $ 239,545 | $ 0 |
| Orange, New York | 10 | $ 2,790,000 | $ 279,000 | $ 0 |
| Allegheny, Pennsylvania | 10 | $ 2,130,000 | $ 213,000 | $ 0 |
| York, Pennsylvania | 10 | $ 1,940,000 | $ 194,000 | $ 0 |
| Berkeley, South Carolina | 10 | $ 2,190,000 | $ 219,000 | $ 0 |
| Pima, Arizona | 9 | $ 1,725,000 | $ 191,666 | $ 0 |
| Placer, California | 9 | $ 4,145,000 | $ 460,555 | $ 0 |
| San Joaquin, California | 9 | $ 3,065,000 | $ 340,555 | $ 8,000 |
| Solano, California | 9 | $ 3,265,000 | $ 362,777 | $ 0 |
| Arapahoe, Colorado | 9 | $ 3,195,000 | $ 355,000 | $ 0 |
| Hillsborough, Florida | 9 | $ 2,185,000 | $ 242,777 | $ 0 |
| Lake, Florida | 9 | $ 2,395,000 | $ 266,111 | $ 0 |
| Miami-Dade, Florida | 9 | $ 3,025,000 | $ 336,111 | $ 0 |
| Clayton, Georgia | 9 | $ 1,465,000 | $ 162,777 | $ 5,000 |
| Onondaga, New York | 9 | $ 1,795,000 | $ 199,444 | $ 0 |
| Saratoga, New York | 9 | $ 2,305,000 | $ 256,111 | $ 0 |
| Bucks, Pennsylvania | 9 | $ 2,165,000 | $ 240,555 | $ 0 |
| Polk, Florida | 8 | $ 1,650,000 | $ 206,250 | $ 18,000 |
| Ada, Idaho | 8 | $ 1,960,000 | $ 245,000 | $ 0 |
| Charles, Maryland | 8 | $ 2,450,000 | $ 306,250 | $ 15,000 |
| Bergen, New Jersey | 8 | $ 3,810,000 | $ 476,250 | $ 404,000 |
| Passaic, New Jersey | 8 | $ 2,760,000 | $ 345,000 | $ 0 |
| Queens, New York | 8 | $ 5,040,000 | $ 630,000 | $ 0 |
| Cumberland, North Carolina | 8 | $ 1,470,000 | $ 183,750 | $ 0 |
| Lebanon, Pennsylvania | 8 | $ 1,300,000 | $ 162,500 | $ 0 |
| Box Elder, Utah | 8 | $ 2,150,000 | $ 268,750 | $ 8,000 |
| Washington, Utah | 8 | $ 1,790,000 | $ 223,750 | $ 0 |
| Snohomish, Washington | 8 | $ 3,310,000 | $ 413,750 | $ 0 |
| Palm Beach, Florida | 7 | $ 1,975,000 | $ 282,142 | $ 0 |
| Pasco, Florida | 7 | $ 1,395,000 | $ 199,285 | $ 0 |
| Santa Rosa, Florida | 7 | $ 1,935,000 | $ 276,428 | $ 21,000 |
| Cherokee, Georgia | 7 | $ 1,475,000 | $ 210,714 | $ 0 |
| Douglas, Georgia | 7 | $ 1,235,000 | $ 176,428 | $ 0 |
| Cook, Illinois | 7 | $ 1,645,000 | $ 235,000 | $ 0 |
| Anne Arundel, Maryland | 7 | $ 2,195,000 | $ 313,571 | $ 0 |
| Essex, Massachusetts | 7 | $ 2,715,000 | $ 387,857 | $ 0 |
| Nassau, New York | 7 | $ 3,625,000 | $ 517,857 | $ 0 |
| Cabarrus, North Carolina | 7 | $ 1,415,000 | $ 202,142 | $ 9,000 |
| Guilford, North Carolina | 7 | $ 1,595,000 | $ 227,857 | $ 0 |
| Union, North Carolina | 7 | $ 1,485,000 | $ 212,142 | $ 0 |
| Franklin, Ohio | 7 | $ 1,275,000 | $ 182,142 | $ 27,000 |
| Delaware, Pennsylvania | 7 | $ 1,165,000 | $ 166,428 | $ 0 |
| Prince William, Virginia | 7 | $ 2,295,000 | $ 327,857 | $ 21,000 |
| Jefferson, Alabama | 6 | $ 1,580,000 | $ 263,333 | $ 0 |
| Santa Clara, California | 6 | $ 1,940,000 | $ 323,333 | $ 0 |
| Brevard, Florida | 6 | $ 1,190,000 | $ 198,333 | $ 0 |
| Clay, Florida | 6 | $ 1,160,000 | $ 193,333 | $ 0 |
| Pinellas, Florida | 6 | $ 1,780,000 | $ 296,666 | $ 0 |
| Harford, Maryland | 6 | $ 1,210,000 | $ 201,666 | $ 0 |
| Oakland, Michigan | 6 | $ 1,570,000 | $ 261,666 | $ 0 |
| Davidson, North Carolina | 6 | $ 910,000 | $ 151,666 | $ 0 |
| New Hanover, North Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Onslow, North Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| Dauphin, Pennsylvania | 6 | $ 1,220,000 | $ 203,333 | $ 0 |
| Montgomery, Pennsylvania | 6 | $ 1,600,000 | $ 266,666 | $ 0 |
| Northampton, Pennsylvania | 6 | $ 1,170,000 | $ 195,000 | $ 0 |
| Richland, South Carolina | 6 | $ 1,060,000 | $ 176,666 | $ 0 |
| Shelby, Tennessee | 6 | $ 1,230,000 | $ 205,000 | $ 40,000 |
| Tulare, California | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| El Paso, Colorado | 5 | $ 1,175,000 | $ 235,000 | $ 0 |
| Carroll, Georgia | 5 | $ 1,165,000 | $ 233,000 | $ 0 |
| Columbia, Georgia | 5 | $ 785,000 | $ 157,000 | $ 0 |
| Forsyth, Georgia | 5 | $ 1,385,000 | $ 277,000 | $ 0 |
| Muscogee, Georgia | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Newton, Georgia | 5 | $ 955,000 | $ 191,000 | $ 0 |
| Montgomery, Maryland | 5 | $ 2,335,000 | $ 467,000 | $ 49,000 |
| Macomb, Michigan | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| Anoka, Minnesota | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Monroe, New York | 5 | $ 765,000 | $ 153,000 | $ 0 |
| Sullivan, New York | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Gaston, North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 14,000 |
| Johnston, North Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 0 |
| Lincoln, North Carolina | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| Rowan, North Carolina | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Oklahoma, Oklahoma | 5 | $ 1,165,000 | $ 233,000 | $ 0 |
| Linn, Oregon | 5 | $ 1,125,000 | $ 225,000 | $ 27,000 |
| Philadelphia, Pennsylvania | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Dorchester, South Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Bell, Texas | 5 | $ 795,000 | $ 159,000 | $ 0 |
| El Paso, Texas | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Ellis, Texas | 5 | $ 1,035,000 | $ 207,000 | $ 28,000 |
| Williamson, Texas | 5 | $ 1,285,000 | $ 257,000 | $ 48,000 |
| Stafford, Virginia | 5 | $ 2,285,000 | $ 457,000 | $ 90,000 |
| Madison, Alabama | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Shelby, Alabama | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Cochise, Arizona | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Mohave, Arizona | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Yuma, Arizona | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Adams, Colorado | 4 | $ 1,320,000 | $ 330,000 | $ 0 |
| Weld, Colorado | 4 | $ 1,290,000 | $ 322,500 | $ 0 |
| New Haven, Connecticut | 4 | $ 890,000 | $ 222,500 | $ 79,000 |
| District of Columbia, District Of Columbia | 4 | $ 1,660,000 | $ 415,000 | $ 1,267,000 |
| Charlotte, Florida | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Escambia, Florida | 4 | $ 1,050,000 | $ 262,500 | $ 33,000 |
| Okaloosa, Florida | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Osceola, Florida | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Coweta, Georgia | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Spalding, Georgia | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Walton, Georgia | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Hamilton, Indiana | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Ascension, Louisiana | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Baltimore City, Maryland | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Burlington, New Jersey | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Somerset, New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Union, New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| Ulster, New York | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Forsyth, North Carolina | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Hamilton, Ohio | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Montgomery, Tennessee | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Dallas, Texas | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Hays, Texas | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Kaufman, Texas | 4 | $ 1,170,000 | $ 292,500 | $ 0 |
| Iron, Utah | 4 | $ 1,220,000 | $ 305,000 | $ 78,000 |
| Sanpete, Utah | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Kitsap, Washington | 4 | $ 1,160,000 | $ 290,000 | $ 115,000 |
| Baldwin, Alabama | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Chilton, Alabama | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Lee, Alabama | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Limestone, Alabama | 3 | $ 475,000 | $ 158,333 | $ 57,000 |
| Alameda, California | 3 | $ 965,000 | $ 321,666 | $ 0 |
| Calaveras, California | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Kings, California | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Merced, California | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Monterey, California | 3 | $ 1,225,000 | $ 408,333 | $ 44,000 |
| Shasta, California | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Garfield, Colorado | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Mesa, Colorado | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Camden, Georgia | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Catoosa, Georgia | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Habersham, Georgia | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Houston, Georgia | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Peach, Georgia | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Richmond, Georgia | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Walker, Georgia | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Canyon, Idaho | 3 | $ 655,000 | $ 218,333 | $ 0 |
| DeKalb, Illinois | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Lake, Indiana | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Caddo, Louisiana | 3 | $ 705,000 | $ 235,000 | $ 0 |
| East Baton Rouge, Louisiana | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Calvert, Maryland | 3 | $ 1,315,000 | $ 438,333 | $ 65,000 |
| Worcester, Massachusetts | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Genesee, Michigan | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Kent, Michigan | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Wayne, Michigan | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Ramsey, Minnesota | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Gloucester, New Jersey | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Mercer, New Jersey | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Warren, New Jersey | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Bernalillo, New Mexico | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Bronx, New York | 3 | $ 1,905,000 | $ 635,000 | $ 0 |
| Erie, New York | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Jefferson, New York | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Rockland, New York | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Harnett, North Carolina | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Henderson, North Carolina | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Iredell, North Carolina | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Moore, North Carolina | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Pasquotank, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Beaver, Pennsylvania | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Erie, Pennsylvania | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Fayette, Pennsylvania | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Franklin, Pennsylvania | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Lehigh, Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Monroe, Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Charleston, South Carolina | 3 | $ 705,000 | $ 235,000 | $ 62,000 |
| Horry, South Carolina | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Rutherford, Tennessee | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Brazoria, Texas | 3 | $ 1,015,000 | $ 338,333 | $ 45,000 |
| Fort Bend, Texas | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Nueces, Texas | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Uintah, Utah | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Spotsylvania, Virginia | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Pierce, Washington | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Spokane, Washington | 3 | $ 855,000 | $ 285,000 | $ 0 |
| St. Croix, Wisconsin | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Blount, Alabama | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Coffee, Alabama | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Mobile, Alabama | 2 | $ 410,000 | $ 205,000 | $ 5,295,000 |
| Anchorage, Alaska | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Saline, Arkansas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Imperial, California | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lake, California | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Stanislaus, California | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Denver, Colorado | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Pueblo, Colorado | 2 | $ 340,000 | $ 170,000 | $ 0 |
| New Castle, Delaware | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Baker, Florida | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Bay, Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Citrus, Florida | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Columbia, Florida | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Hernando, Florida | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Lee, Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Leon, Florida | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Martin, Florida | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Seminole, Florida | 2 | $ 500,000 | $ 250,000 | $ 0 |
| St. Lucie, Florida | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Sumter, Florida | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Barrow, Georgia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Bibb, Georgia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Bryan, Georgia | 2 | $ 430,000 | $ 215,000 | $ 28,000 |
| Chatham, Georgia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Clarke, Georgia | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Fayette, Georgia | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Gordon, Georgia | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Hall, Georgia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Jackson, Georgia | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Pierce, Georgia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Bonneville, Idaho | 2 | $ 590,000 | $ 295,000 | $ 0 |
| DuPage, Illinois | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Rock Island, Illinois | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Allen, Indiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Hancock, Indiana | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Hendricks, Indiana | 2 | $ 480,000 | $ 240,000 | $ 0 |
| St. Joseph, Indiana | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Calcasieu, Louisiana | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Jefferson, Louisiana | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Tangipahoa, Louisiana | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Washington, Maryland | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Middlesex, Massachusetts | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Suffolk, Massachusetts | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Allegan, Michigan | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lapeer, Michigan | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Beltrami, Minnesota | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Dakota, Minnesota | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Hennepin, Minnesota | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Nobles, Minnesota | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Polk, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 0 |
| DeSoto, Mississippi | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Warren, Mississippi | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Pulaski, Missouri | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Sarpy, Nebraska | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| Washoe, Nevada | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Atlantic, New Jersey | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Camden, New Jersey | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Chautauqua, New York | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Kings, New York | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Niagara, New York | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Oneida, New York | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Richmond, New York | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Schenectady, New York | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Steuben, New York | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Warren, New York | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Wayne, New York | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Catawba, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Hoke, North Carolina | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Lee, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Pitt, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Curry, Oregon | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Marion, Oregon | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Yamhill, Oregon | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Butler, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Cumberland, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lancaster, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Luzerne, Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Northumberland, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Pike, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Schuylkill, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Wayne, Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Chesterfield, South Carolina | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Lexington, South Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Spartanburg, South Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Brookings, South Dakota | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Sumner, Tennessee | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Andrews, Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Austin, Texas | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Collin, Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Galveston, Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Guadalupe, Texas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Johnson, Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Liberty, Texas | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Midland, Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Montgomery, Texas | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Summit, Utah | 2 | $ 640,000 | $ 320,000 | $ 67,000 |
| Chesapeake, Virginia | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Mecklenburg, Virginia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Portsmouth, Virginia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Benton, Washington | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Thurston, Washington | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Bullock, Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Etowah, Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette, Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Clair, Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Talladega, Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Juneau, Alaska | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kenai Peninsula, Alaska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Matanuska-Susitna, Alaska | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Coconino, Arizona | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gila, Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Navajo, Arizona | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butte, California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Del Norte, California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| El Dorado, California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lassen, California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Madera, California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Marin, California | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Mendocino, California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Nevada, California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| San Francisco, California | 1 | $ 555,000 | $ 555,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Santa Barbara, California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Yolo, California | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Yuba, California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alamosa, Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Archuleta, Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Boulder, Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Conejos, Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Douglas, Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Eagle, Colorado | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Elbert, Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fremont, Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lake, Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Larimer, Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Logan, Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Morgan, Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Flagler, Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gadsden, Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Highlands, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Levy, Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Manatee, Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Marion, Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sarasota, Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Johns, Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Walton, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Banks, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bartow, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ben Hill, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dodge, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Effingham, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fannin, Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Haralson, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harris, Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hart, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Long, Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Murray, Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Oconee, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pickens, Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rabun, Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Thomas, Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tift, Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Whitfield, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bingham, Idaho | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Payette, Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kane, Illinois | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Lake, Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mason, Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| McHenry, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Will, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bartholomew, Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boone, Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cass, Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clark, Indiana | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Decatur, Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Delaware, Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Floyd, Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Greene, Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Howard, Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson, Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lawrence, Indiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Madison, Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe, Indiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Porter, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Putnam, Indiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Scott, Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warrick, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wells, Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dubuque, Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Guthrie, Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Crawford, Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Johnson, Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lyon, Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Riley, Kansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McCracken, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Meade, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Beauregard, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson Davis, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Ouachita, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Plaquemines, Louisiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Terrebonne, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Union, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| West Baton Rouge, Louisiana | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Aroostook, Maine | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cecil, Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Frederick, Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Howard, Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Calhoun, Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clinton, Michigan | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Jackson, Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Livingston, Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Blue Earth, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Isanti, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Meeker, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Olmsted, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Scott, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Todd, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forrest, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Monroe, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Oktibbeha, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Boone, Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay, Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greene, Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jackson, Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jasper, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Texas, Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dakota, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Platte, Nebraska | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Nye, Nevada | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Storey, Nevada | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Merrimack, New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cumberland, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chaves, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Albany, New York | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Allegany, New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Broome, New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Chemung, New York | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cortland, New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware, New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dutchess, New York | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Livingston, New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,686 | $407,800,000 | $241,000 | $1,545,000 | $8,000 | $4,466,000 |
| Not Applicable | 782 | $267,920,000 | $342,000 | $885,000 | $0 | $0 |
| Home Purchase | 373 | $108,165,000 | $289,000 | $925,000 | $130,000 | $5,295,000 |
| Cash-out Refinancing | 2 | $370,000 | $185,000 | $255,000 | $0 | $0 |
| Home Improvement | 2 | $380,000 | $190,000 | $225,000 | $0 | $0 |
| Other Purpose | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,071 | $258,505,000 | $241,000 | $1,545,000 | $10,000 | $410,000 |
| Not applicable | 1,043 | $344,745,000 | $330,000 | $925,000 | $8,000 | $60,000 |
| Black or African American | 409 | $98,575,000 | $241,000 | $1,085,000 | $63,000 | $5,295,000 |
| Hispanic | 218 | $55,850,000 | $256,000 | $655,000 | $13,000 | $116,000 |
| Not Provided | 52 | $11,650,000 | $224,000 | $475,000 | $0 | $21,000 |
| Asian | 33 | $9,945,000 | $301,000 | $665,000 | $27,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,260,000 | $304,000 | $555,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $275,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,418 | $352,160,000 | $248,000 | $925,000 | $15,000 | $5,295,000 |
| VA-guaranteed (Veterans Administration) | 979 | $260,045,000 | $265,000 | $1,545,000 | $6,000 | $410,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $171,955,000 | $386,000 | $765,000 | $140,000 | $4,466,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $275,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,296 | $322,610,000 | $248,000 | $1,545,000 | $20,000 | $4,466,000 |
| Loan Purchased By The Institution | 1,020 | $339,400,000 | $332,000 | $925,000 | $0 | $0 |
| Application Withdrawn By Applicant | 521 | $120,525,000 | $231,000 | $655,000 | $26,000 | $5,295,000 |
| Application Denied By Financial Institution | 9 | $2,255,000 | $250,000 | $325,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,837 | $782,535,000 | $275,000 | $1,545,000 | $22,000 | $5,295,000 |
| Collateral | 5 | $1,145,000 | $229,000 | $305,000 | $0 | $0 |
| Credit History | 2 | $570,000 | $285,000 | $325,000 | $0 | $0 |
| Other | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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