United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
United States Senate Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 607 |
| Total Mortgage Loan Application Amount | $86,515,000 |
| Average Mortgage Loan Application Amount | $179,500 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $212,000 |
| Highest Applicant Income | $6,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 47 | $ 10,145,000 | $ 215,000 | $ 262,000 |
| Riverside County California | 35 | $ 5,535,000 | $ 158,000 | $ 207,000 |
| Fairfax County Virginia | 33 | $ 4,995,000 | $ 151,000 | $ 227,000 |
| Montgomery County Maryland | 26 | $ 4,890,000 | $ 188,000 | $ 233,000 |
| Prince George's County Maryland | 26 | $ 3,970,000 | $ 152,000 | $ 148,000 |
| Los Angeles County California | 24 | $ 3,790,000 | $ 157,000 | $ 281,000 |
| San Diego County California | 17 | $ 2,795,000 | $ 164,000 | $ 235,000 |
| San Bernardino County California | 14 | $ 940,000 | $ 67,000 | $ 156,000 |
| Maricopa County Arizona | 13 | $ 1,385,000 | $ 106,000 | $ 178,000 |
| Clark County Nevada | 12 | $ 1,220,000 | $ 101,000 | $ 161,000 |
| Orange County California | 11 | $ 1,375,000 | $ 125,000 | $ 195,000 |
| Ventura County California | 11 | $ 1,585,000 | $ 144,000 | $ 425,000 |
| Anne Arundel County Maryland | 11 | $ 2,035,000 | $ 185,000 | $ 211,000 |
| Prince William County Virginia | 11 | $ 1,255,000 | $ 114,000 | $ 163,000 |
| Alexandria County Virginia | 10 | $ 1,710,000 | $ 171,000 | $ 286,000 |
| Arlington County Virginia | 10 | $ 2,530,000 | $ 253,000 | $ 270,000 |
| Charles County Maryland | 9 | $ 905,000 | $ 100,000 | $ 155,000 |
| Loudoun County Virginia | 8 | $ 1,700,000 | $ 212,000 | $ 229,000 |
| Palm Beach County Florida | 7 | $ 1,345,000 | $ 192,000 | $ 172,000 |
| Broward County Florida | 6 | $ 1,440,000 | $ 240,000 | $ 166,000 |
| Orange County Florida | 6 | $ 420,000 | $ 70,000 | $ 139,000 |
| Calvert County Maryland | 6 | $ 540,000 | $ 90,000 | $ 107,000 |
| Placer County California | 5 | $ 425,000 | $ 85,000 | $ 197,000 |
| Sacramento County California | 5 | $ 465,000 | $ 93,000 | $ 168,000 |
| Pasco County Florida | 5 | $ 205,000 | $ 41,000 | $ 90,000 |
| Mecklenburg County North Carolina | 5 | $ 595,000 | $ 119,000 | $ 155,000 |
| Mohave County Arizona | 4 | $ 910,000 | $ 227,000 | $ 205,000 |
| Pinellas County Florida | 4 | $ 750,000 | $ 187,000 | $ 151,000 |
| Fulton County Georgia | 4 | $ 250,000 | $ 62,000 | $ 148,000 |
| Howard County Maryland | 4 | $ 560,000 | $ 140,000 | $ 156,000 |
| San Joaquin County California | 3 | $ 515,000 | $ 171,000 | $ 233,000 |
| Kent County Delaware | 3 | $ 275,000 | $ 91,000 | $ 92,000 |
| Frederick County Maryland | 3 | $ 175,000 | $ 58,000 | $ 145,000 |
| Essex County Massachusetts | 3 | $ 585,000 | $ 195,000 | $ 288,000 |
| Hennepin County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 152,000 |
| Union County New Jersey | 3 | $ 805,000 | $ 268,000 | $ 329,000 |
| Wake County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 269,000 |
| Allegheny County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 3,153,000 |
| Montgomery County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 274,000 |
| Sequatchie County Tennessee | 3 | $ 155,000 | $ 51,000 | $ 65,000 |
| Utah County Utah | 3 | $ 855,000 | $ 285,000 | $ 320,000 |
| Washington County Utah | 3 | $ 1,275,000 | $ 425,000 | $ 360,000 |
| Stafford County Virginia | 3 | $ 325,000 | $ 108,000 | $ 191,000 |
| King County Washington | 3 | $ 785,000 | $ 261,000 | $ 411,000 |
| Pulaski County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 138,000 |
| Kings County California | 2 | $ 130,000 | $ 65,000 | $ 137,000 |
| Monterey County California | 2 | $ 140,000 | $ 70,000 | $ 110,000 |
| Shasta County California | 2 | $ 240,000 | $ 120,000 | $ 263,000 |
| Denver County Colorado | 2 | $ 610,000 | $ 305,000 | $ 336,000 |
| Brevard County Florida | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Santa Rosa County Florida | 2 | $ 50,000 | $ 25,000 | $ 123,000 |
| Sarasota County Florida | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| St. Johns County Florida | 2 | $ 140,000 | $ 70,000 | $ 168,000 |
| St. Lucie County Florida | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| DeKalb County Georgia | 2 | $ 290,000 | $ 145,000 | $ 363,000 |
| Gwinnett County Georgia | 2 | $ 140,000 | $ 70,000 | $ 156,000 |
| Thomas County Georgia | 2 | $ 110,000 | $ 55,000 | $ 74,000 |
| Johnson County Kansas | 2 | $ 220,000 | $ 110,000 | $ 240,000 |
| Lafayette County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 196,000 |
| Baltimore County Maryland | 2 | $ 180,000 | $ 90,000 | $ 111,000 |
| Carroll County Maryland | 2 | $ 160,000 | $ 80,000 | $ 468,000 |
| Cecil County Maryland | 2 | $ 180,000 | $ 90,000 | $ 179,000 |
| Worcester County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 191,000 |
| Washoe County Nevada | 2 | $ 180,000 | $ 90,000 | $ 154,000 |
| Rockingham County New Hampshire | 2 | $ 600,000 | $ 300,000 | $ 281,000 |
| Camden County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 266,000 |
| Union County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 126,000 |
| Vance County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Clermont County Ohio | 2 | $ 180,000 | $ 90,000 | $ 276,000 |
| Berks County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 185,000 |
| Delaware County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 337,000 |
| Providence County Rhode Island | 2 | $ 290,000 | $ 145,000 | $ 216,000 |
| Pickens County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 173,000 |
| Davis County Utah | 2 | $ 390,000 | $ 195,000 | $ 446,000 |
| Salt Lake County Utah | 2 | $ 200,000 | $ 100,000 | $ 168,000 |
| Falls Church County Virginia | 2 | $ 260,000 | $ 130,000 | $ 230,000 |
| Anchorage County Alaska | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Pinal County Arizona | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Yuma County Arizona | 1 | $ 205,000 | $ 205,000 | $ 700,000 |
| Benton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Alameda County California | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Amador County California | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| El Dorado County California | 1 | $ 595,000 | $ 595,000 | $ 230,000 |
| Fresno County California | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Imperial County California | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| Kern County California | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Madera County California | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Napa County California | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Santa Barbara County California | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Santa Clara County California | 1 | $ 155,000 | $ 155,000 | $ 444,000 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| Stanislaus County California | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Tulare County California | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Arapahoe County Colorado | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| Boulder County Colorado | 1 | $ 505,000 | $ 505,000 | $ 315,000 |
| Douglas County Colorado | 1 | $ 155,000 | $ 155,000 | $ 375,000 |
| El Paso County Colorado | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Teller County Colorado | 1 | $ 65,000 | $ 65,000 | $ 175,000 |
| Hartford County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 408,000 |
| New Haven County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| New London County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 375,000 |
| Sussex County Delaware | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
| Collier County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 552,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 272,000 |
| Miami-Dade County Florida | 1 | $ 205,000 | $ 205,000 | $ 256,000 |
| Osceola County Florida | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Carroll County Georgia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Cobb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 206,000 |
| Forsyth County Georgia | 1 | $ 195,000 | $ 195,000 | $ 299,000 |
| Jasper County Georgia | 1 | $ 85,000 | $ 85,000 | $ 186,000 |
| Paulding County Georgia | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Troup County Georgia | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Whitfield County Georgia | 1 | $ 35,000 | $ 35,000 | $ 247,000 |
| Cook County Illinois | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| Kendall County Illinois | 1 | $ 115,000 | $ 115,000 | $ 262,000 |
| Will County Illinois | 1 | $ 45,000 | $ 45,000 | $ 420,000 |
| Boone County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 305,000 |
| Kenton County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| McCracken County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 207,000 |
| East Baton Rouge County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 211,000 |
| Cumberland County Maine | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Harford County Maryland | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Talbot County Maryland | 1 | $ 135,000 | $ 135,000 | $ 612,000 |
| Antrim County Michigan | 1 | $ 75,000 | $ 75,000 | $ 304,000 |
| Jackson County Michigan | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Macomb County Michigan | 1 | $ 95,000 | $ 95,000 | $ 195,000 |
| Oakland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 264,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| St. Louis County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Hinds County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Warren County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Cape May County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Ocean County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 286,000 |
| Passaic County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 249,000 |
| Bernalillo County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 276,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Columbia County New York | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Suffolk County New York | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Westchester County New York | 1 | $ 75,000 | $ 75,000 | $ 407,000 |
| Dare County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 239,000 |
| Granville County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Harnett County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Iredell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 200,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 171,000 |
| New Hanover County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Franklin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Washington County Oregon | 1 | $ 245,000 | $ 245,000 | $ 276,000 |
| Bucks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Chester County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Columbia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Lancaster County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Mercer County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Northampton County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 244,000 |
| Philadelphia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 311,000 |
| Charleston County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Greenville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| York County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 204,000 |
| Coffee County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| El Paso County Texas | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Rockwall County Texas | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Augusta County Virginia | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Culpeper County Virginia | 1 | $ 45,000 | $ 45,000 | $ 116,000 |
| Fauquier County Virginia | 1 | $ 65,000 | $ 65,000 | $ 266,000 |
| Lancaster County Virginia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Nottoway County Virginia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Orange County Virginia | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Shenandoah County Virginia | 1 | $ 85,000 | $ 85,000 | $ 340,000 |
| Berkeley County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Lewis County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Dane County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 397 | $52,545,000 | $132,000 | $755,000 | $234,000 | $6,250,000 |
| Other Purpose | 113 | $14,135,000 | $125,000 | $755,000 | $189,000 | $700,000 |
| Refinancing | 77 | $14,325,000 | $186,000 | $755,000 | $195,000 | $1,008,000 |
| Home Purchase | 20 | $5,510,000 | $275,000 | $665,000 | $230,000 | $495,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 306 | $42,630,000 | $139,000 | $755,000 | $224,000 | $1,920,000 |
| Not Provided | 176 | $27,790,000 | $157,000 | $755,000 | $251,000 | $6,250,000 |
| Black or African American | 55 | $7,335,000 | $133,000 | $755,000 | $160,000 | $445,000 |
| Hispanic | 50 | $5,060,000 | $101,000 | $395,000 | $164,000 | $720,000 |
| Asian | 8 | $1,540,000 | $192,000 | $405,000 | $205,000 | $480,000 |
| American Indian or Alaskan Native | 5 | $255,000 | $51,000 | $75,000 | $82,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $135,000 | $183,000 | $303,000 |
| Not applicable | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 607 | $86,515,000 | $142,000 | $755,000 | $221,000 | $6,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $59,665,000 | $128,000 | $645,000 | $214,000 | $1,294,000 |
| Application Denied By Financial Institution | 68 | $15,750,000 | $231,000 | $755,000 | $288,000 | $6,250,000 |
| Application Withdrawn By Applicant | 35 | $5,215,000 | $149,000 | $665,000 | $178,000 | $1,920,000 |
| Application Approved But Not Accepted | 32 | $4,390,000 | $137,000 | $505,000 | $216,000 | $420,000 |
| File Closed For Incompleteness | 9 | $1,495,000 | $166,000 | $755,000 | $245,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 539 | $70,765,000 | $131,000 | $755,000 | $212,000 | $1,920,000 |
| Debt-To-Income Ratio | 27 | $5,585,000 | $206,000 | $555,000 | $144,000 | $396,000 |
| Credit History | 20 | $2,290,000 | $114,000 | $285,000 | $482,000 | $6,250,000 |
| Other | 18 | $7,000,000 | $388,000 | $755,000 | $267,000 | $1,008,000 |
| Collateral | 3 | $875,000 | $291,000 | $755,000 | $421,000 | $900,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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