Ussfcu Mortgage Lending & HMDA Data, 2021
In 2021, Ussfcu of Alexandria, VA reported 607 mortgage applications totaling $86.5 million, down 14% from 2020. The average application was for $142,528, and applicants reported an average income of $220,543. 76% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (167), Riverside-San Bernardino-Ontario, CA (49) and Washington-Baltimore-Arlington, DC (29) (applications in parentheses).
| Mortgage Company & Address | Ussfcu 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 607 |
| Total Mortgage Loan Application Amount | $86,515,000 |
| Average Mortgage Loan Application Amount | $142,528 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $220,543 |
| Highest Applicant Income | $6,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ussfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 167 | $ 28,445,000 | $ 170,329 | $ 217,173 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 6,475,000 | $ 132,142 | $ 192,000 |
| Washington-Baltimore-Arlington, DC | 29 | $ 5,065,000 | $ 174,655 | $ 224,000 |
| Los Angeles-Long Beach-Glendale, CA | 24 | $ 3,790,000 | $ 157,916 | $ 281,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 2,990,000 | $ 149,500 | $ 211,000 |
| Outside any metro area | 19 | $ 1,855,000 | $ 97,631 | $ 192,052 |
| San Diego-Carlsbad, CA | 17 | $ 2,795,000 | $ 164,411 | $ 235,000 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 1,375,000 | $ 91,666 | $ 195,000 |
| Phoenix-Mesa-Scottsdale, AZ | 14 | $ 1,430,000 | $ 102,142 | $ 169,000 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 1,220,000 | $ 101,666 | $ 161,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 1,375,000 | $ 125,000 | $ 195,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 1,585,000 | $ 144,090 | $ 425,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 1,485,000 | $ 135,000 | $ 187,000 |
| Tampa-St. Petersburg-Clearwater, FL | 10 | $ 1,000,000 | $ 100,000 | $ 114,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 835,000 | $ 92,777 | $ 158,666 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 620,000 | $ 77,500 | $ 141,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 1,345,000 | $ 192,142 | $ 172,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 1,440,000 | $ 240,000 | $ 166,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 575,000 | $ 115,000 | $ 226,000 |
| Cincinnati, OH-KY-IN | 4 | $ 390,000 | $ 97,500 | $ 241,500 |
| Denver-Aurora-Lakewood, CO | 4 | $ 830,000 | $ 207,500 | $ 301,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 910,000 | $ 227,500 | $ 205,000 |
| Raleigh, NC | 4 | $ 800,000 | $ 200,000 | $ 244,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 585,000 | $ 195,000 | $ 288,000 |
| Chattanooga, TN-GA | 3 | $ 155,000 | $ 51,666 | $ 65,000 |
| Dover, DE | 3 | $ 275,000 | $ 91,666 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 105,000 | $ 35,000 | $ 140,000 |
| Jacksonville, FL | 3 | $ 225,000 | $ 75,000 | $ 168,000 |
| Kansas City, MO-KS | 3 | $ 295,000 | $ 98,333 | $ 235,333 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 495,000 | $ 165,000 | $ 152,000 |
| Newark, NJ-PA | 3 | $ 805,000 | $ 268,333 | $ 329,000 |
| Philadelphia, PA | 3 | $ 355,000 | $ 118,333 | $ 328,000 |
| Pittsburgh, PA | 3 | $ 145,000 | $ 48,333 | $ 3,153,000 |
| Provo-Orem, UT | 3 | $ 855,000 | $ 285,000 | $ 320,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 785,000 | $ 261,666 | $ 411,000 |
| St. George, UT | 3 | $ 1,275,000 | $ 425,000 | $ 360,000 |
| Stockton-Lodi, CA | 3 | $ 515,000 | $ 171,666 | $ 233,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 190,000 | $ 95,000 | $ 184,000 |
| Camden, NJ | 2 | $ 130,000 | $ 65,000 | $ 266,000 |
| Chicago-Naperville, IL | 2 | $ 110,000 | $ 55,000 | $ 285,000 |
| Colorado Springs, CO | 2 | $ 190,000 | $ 95,000 | $ 149,000 |
| Hanford-Corcoran, CA | 2 | $ 130,000 | $ 65,000 | $ 137,000 |
| Jackson, MS | 2 | $ 120,000 | $ 60,000 | $ 172,000 |
| Lafayette, LA | 2 | $ 160,000 | $ 80,000 | $ 196,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 50,000 | $ 25,000 | $ 138,000 |
| Nassau County-Suffolk County, NY | 2 | $ 170,000 | $ 85,000 | $ 183,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 460,000 | $ 230,000 | $ 328,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Ogden-Clearfield, UT | 2 | $ 390,000 | $ 195,000 | $ 446,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 50,000 | $ 25,000 | $ 123,000 |
| Port St. Lucie, FL | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Providence-Warwick, RI-MA | 2 | $ 290,000 | $ 145,000 | $ 216,000 |
| Reading, PA | 2 | $ 100,000 | $ 50,000 | $ 185,000 |
| Redding, CA | 2 | $ 240,000 | $ 120,000 | $ 263,000 |
| Reno, NV | 2 | $ 180,000 | $ 90,000 | $ 154,000 |
| Rockingham County-Strafford County, NH | 2 | $ 600,000 | $ 300,000 | $ 281,000 |
| Salinas, CA | 2 | $ 140,000 | $ 70,000 | $ 110,000 |
| Salt Lake City, UT | 2 | $ 200,000 | $ 100,000 | $ 168,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 230,000 | $ 115,000 | $ 229,000 |
| Wilmington, DE-MD-NJ | 2 | $ 180,000 | $ 90,000 | $ 179,000 |
| Worcester, MA-CT | 2 | $ 100,000 | $ 50,000 | $ 191,000 |
| Akron, OH | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Albuquerque, NM | 1 | $ 275,000 | $ 275,000 | $ 276,000 |
| Anchorage, AK | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Bakersfield, CA | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Baton Rouge, LA | 1 | $ 135,000 | $ 135,000 | $ 211,000 |
| Bloomsburg-Berwick, PA | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Boulder, CO | 1 | $ 505,000 | $ 505,000 | $ 315,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 95,000 | $ 95,000 | $ 552,000 |
| Charleston-North Charleston, SC | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Columbus, OH | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Dallas-Plano-Irving, TX | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Dalton, GA | 1 | $ 35,000 | $ 35,000 | $ 247,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| Duluth, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Durham-Chapel Hill, NC | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| El Centro, CA | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| El Paso, TX | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Elgin, IL | 1 | $ 115,000 | $ 115,000 | $ 262,000 |
| Fayetteville, NC | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Fresno, CA | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Greensboro-High Point, NC | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 105,000 | $ 105,000 | $ 408,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Jackson, MI | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Lancaster, PA | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Madera, CA | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Madison, WI | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 205,000 | $ 205,000 | $ 256,000 |
| Modesto, CA | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Napa, CA | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 415,000 | $ 415,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| New York-Newark, NY | 1 | $ 65,000 | $ 65,000 | $ 286,000 |
| Norwich-New London, CT | 1 | $ 295,000 | $ 295,000 | $ 375,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Ocala, FL | 1 | $ 75,000 | $ 75,000 | $ 272,000 |
| Ocean City, NJ | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Portland-South Portland, ME | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 245,000 | $ 245,000 | $ 276,000 |
| Richmond, VA | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Salisbury, MD-DE | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 155,000 | $ 155,000 | $ 444,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Staunton-Waynesboro, VA | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Vallejo-Fairfield, CA | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| Visalia-Porterville, CA | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Wilmington, NC | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Yuma, AZ | 1 | $ 205,000 | $ 205,000 | $ 700,000 |
Mortgage Loan Application Detail Totals for Ussfcu in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 397 | $52,545,000 | $132,000 | $755,000 | $234,000 | $6,250,000 |
| Other Purpose | 113 | $14,135,000 | $125,000 | $755,000 | $189,000 | $700,000 |
| Refinancing | 77 | $14,325,000 | $186,000 | $755,000 | $195,000 | $1,008,000 |
| Home Purchase | 20 | $5,510,000 | $275,000 | $665,000 | $230,000 | $495,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 306 | $42,630,000 | $139,000 | $755,000 | $224,000 | $1,920,000 |
| Not Provided | 176 | $27,790,000 | $157,000 | $755,000 | $251,000 | $6,250,000 |
| Black or African American | 55 | $7,335,000 | $133,000 | $755,000 | $160,000 | $445,000 |
| Hispanic | 50 | $5,060,000 | $101,000 | $395,000 | $164,000 | $720,000 |
| Asian | 8 | $1,540,000 | $192,000 | $405,000 | $205,000 | $480,000 |
| American Indian or Alaskan Native | 5 | $255,000 | $51,000 | $75,000 | $82,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $135,000 | $183,000 | $303,000 |
| Not applicable | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 607 | $86,515,000 | $142,000 | $755,000 | $221,000 | $6,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $59,665,000 | $128,000 | $645,000 | $214,000 | $1,294,000 |
| Application Denied By Financial Institution | 68 | $15,750,000 | $231,000 | $755,000 | $288,000 | $6,250,000 |
| Application Withdrawn By Applicant | 35 | $5,215,000 | $149,000 | $665,000 | $178,000 | $1,920,000 |
| Application Approved But Not Accepted | 32 | $4,390,000 | $137,000 | $505,000 | $216,000 | $420,000 |
| File Closed For Incompleteness | 9 | $1,495,000 | $166,000 | $755,000 | $245,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 539 | $70,765,000 | $131,000 | $755,000 | $212,000 | $1,920,000 |
| Debt-To-Income Ratio | 27 | $5,585,000 | $206,000 | $555,000 | $144,000 | $396,000 |
| Credit History | 20 | $2,290,000 | $114,000 | $285,000 | $482,000 | $6,250,000 |
| Other | 18 | $7,000,000 | $388,000 | $755,000 | $267,000 | $1,008,000 |
| Collateral | 3 | $875,000 | $291,000 | $755,000 | $421,000 | $900,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ussfcu's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ussfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About