United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
United States Senate Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 711 |
| Total Mortgage Loan Application Amount | $98,435,000 |
| Average Mortgage Loan Application Amount | $150,600 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $198,200 |
| Highest Applicant Income | $1,930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 47 | $ 8,955,000 | $ 190,000 | $ 245,000 |
| Prince George's County Maryland | 42 | $ 4,020,000 | $ 95,000 | $ 173,000 |
| Fairfax County Virginia | 42 | $ 6,650,000 | $ 158,000 | $ 248,000 |
| Riverside County California | 39 | $ 6,395,000 | $ 163,000 | $ 192,000 |
| Montgomery County Maryland | 25 | $ 4,695,000 | $ 187,000 | $ 283,000 |
| Los Angeles County California | 22 | $ 4,410,000 | $ 200,000 | $ 279,000 |
| San Diego County California | 22 | $ 4,160,000 | $ 189,000 | $ 221,000 |
| San Bernardino County California | 21 | $ 2,465,000 | $ 117,000 | $ 191,000 |
| Maricopa County Arizona | 15 | $ 2,925,000 | $ 195,000 | $ 241,000 |
| Clark County Nevada | 14 | $ 1,850,000 | $ 132,000 | $ 160,000 |
| Alexandria County Virginia | 14 | $ 1,630,000 | $ 116,000 | $ 258,000 |
| Arlington County Virginia | 13 | $ 2,425,000 | $ 186,000 | $ 359,000 |
| Anne Arundel County Maryland | 11 | $ 1,795,000 | $ 163,000 | $ 274,000 |
| Orange County California | 10 | $ 2,020,000 | $ 202,000 | $ 328,000 |
| Ventura County California | 9 | $ 1,645,000 | $ 182,000 | $ 256,000 |
| Broward County Florida | 9 | $ 1,285,000 | $ 142,000 | $ 208,000 |
| Loudoun County Virginia | 8 | $ 1,220,000 | $ 152,000 | $ 233,000 |
| Mohave County Arizona | 7 | $ 1,265,000 | $ 180,000 | $ 324,000 |
| Prince William County Virginia | 7 | $ 1,125,000 | $ 160,000 | $ 229,000 |
| Placer County California | 6 | $ 650,000 | $ 108,000 | $ 280,000 |
| Calvert County Maryland | 6 | $ 440,000 | $ 73,000 | $ 147,000 |
| Howard County Maryland | 6 | $ 400,000 | $ 66,000 | $ 165,000 |
| Pima County Arizona | 5 | $ 845,000 | $ 169,000 | $ 159,000 |
| Sacramento County California | 5 | $ 525,000 | $ 105,000 | $ 256,000 |
| Sussex County Delaware | 5 | $ 345,000 | $ 69,000 | $ 398,000 |
| Sarasota County Florida | 5 | $ 805,000 | $ 161,000 | $ 126,000 |
| Charles County Maryland | 5 | $ 485,000 | $ 97,000 | $ 151,000 |
| Wake County North Carolina | 5 | $ 1,755,000 | $ 351,000 | $ 166,000 |
| Stafford County Virginia | 5 | $ 215,000 | $ 43,000 | $ 116,000 |
| San Joaquin County California | 4 | $ 420,000 | $ 105,000 | $ 171,000 |
| Lake County Florida | 4 | $ 400,000 | $ 100,000 | $ 126,000 |
| Polk County Florida | 4 | $ 480,000 | $ 120,000 | $ 164,000 |
| Chester County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 207,000 |
| Franklin County Pennsylvania | 4 | $ 170,000 | $ 42,000 | $ 87,000 |
| Horry County South Carolina | 4 | $ 540,000 | $ 135,000 | $ 174,000 |
| Davidson County Tennessee | 4 | $ 610,000 | $ 152,000 | $ 188,000 |
| Fauquier County Virginia | 4 | $ 520,000 | $ 130,000 | $ 193,000 |
| Alameda County California | 3 | $ 495,000 | $ 165,000 | $ 216,000 |
| Fresno County California | 3 | $ 175,000 | $ 58,000 | $ 144,000 |
| San Luis Obispo County California | 3 | $ 305,000 | $ 101,000 | $ 288,000 |
| Collier County Florida | 3 | $ 255,000 | $ 85,000 | $ 170,000 |
| Palm Beach County Florida | 3 | $ 395,000 | $ 131,000 | $ 146,000 |
| Cobb County Georgia | 3 | $ 355,000 | $ 118,000 | $ 172,000 |
| Fulton County Georgia | 3 | $ 265,000 | $ 88,000 | $ 168,000 |
| Baltimore City County Maryland | 3 | $ 75,000 | $ 25,000 | $ 82,000 |
| Washoe County Nevada | 3 | $ 555,000 | $ 185,000 | $ 312,000 |
| Gloucester County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 220,000 |
| Cabarrus County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 129,000 |
| Guilford County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 191,000 |
| Montgomery County Ohio | 3 | $ 115,000 | $ 38,000 | $ 85,000 |
| Jefferson County Alabama | 2 | $ 60,000 | $ 30,000 | $ 164,000 |
| Pinal County Arizona | 2 | $ 130,000 | $ 65,000 | $ 132,000 |
| Contra Costa County California | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Kern County California | 2 | $ 460,000 | $ 230,000 | $ 288,000 |
| Santa Clara County California | 2 | $ 490,000 | $ 245,000 | $ 251,000 |
| Shasta County California | 2 | $ 210,000 | $ 105,000 | $ 236,000 |
| Solano County California | 2 | $ 230,000 | $ 115,000 | $ 302,000 |
| Denver County Colorado | 2 | $ 460,000 | $ 230,000 | $ 145,000 |
| Kent County Delaware | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Marion County Florida | 2 | $ 160,000 | $ 80,000 | $ 137,000 |
| Miami-Dade County Florida | 2 | $ 360,000 | $ 180,000 | $ 211,000 |
| Nassau County Florida | 2 | $ 200,000 | $ 100,000 | $ 213,000 |
| Orange County Florida | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Osceola County Florida | 2 | $ 190,000 | $ 95,000 | $ 83,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 226,000 |
| Forsyth County Georgia | 2 | $ 680,000 | $ 340,000 | $ 332,000 |
| Cook County Illinois | 2 | $ 530,000 | $ 265,000 | $ 391,000 |
| Will County Illinois | 2 | $ 220,000 | $ 110,000 | $ 236,000 |
| Hendricks County Indiana | 2 | $ 80,000 | $ 40,000 | $ 317,000 |
| Frederick County Maryland | 2 | $ 200,000 | $ 100,000 | $ 204,000 |
| St. Mary's County Maryland | 2 | $ 190,000 | $ 95,000 | $ 143,000 |
| Washington County Maryland | 2 | $ 260,000 | $ 130,000 | $ 184,000 |
| Essex County Massachusetts | 2 | $ 290,000 | $ 145,000 | $ 235,000 |
| Berrien County Michigan | 2 | $ 280,000 | $ 140,000 | $ 216,000 |
| Oakland County Michigan | 2 | $ 480,000 | $ 240,000 | $ 432,000 |
| Hennepin County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 272,000 |
| Hillsborough County New Hampshire | 2 | $ 260,000 | $ 130,000 | $ 500,000 |
| Rockingham County New Hampshire | 2 | $ 100,000 | $ 50,000 | $ 237,000 |
| Burlington County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Cumberland County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 190,000 |
| Monmouth County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 226,000 |
| Ocean County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 247,000 |
| Union County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 356,000 |
| Orange County New York | 2 | $ 200,000 | $ 100,000 | $ 121,000 |
| Saratoga County New York | 2 | $ 90,000 | $ 45,000 | $ 221,000 |
| Suffolk County New York | 2 | $ 260,000 | $ 130,000 | $ 455,000 |
| Mecklenburg County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 384,000 |
| Washington County Oregon | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| Richland County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 147,000 |
| Northampton County Virginia | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| Nottoway County Virginia | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| King County Washington | 2 | $ 280,000 | $ 140,000 | $ 349,000 |
| Berkeley County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 63,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 450,000 |
| Lauderdale County Alabama | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Anchorage County Alaska | 1 | $ 75,000 | $ 75,000 | $ 221,000 |
| Coconino County Arizona | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Benton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Pulaski County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 221,000 |
| Imperial County California | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Marin County California | 1 | $ 75,000 | $ 75,000 | $ 444,000 |
| Nevada County California | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| San Mateo County California | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Sonoma County California | 1 | $ 125,000 | $ 125,000 | $ 238,000 |
| Stanislaus County California | 1 | $ 305,000 | $ 305,000 | $ 198,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Douglas County Colorado | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| El Paso County Colorado | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Routt County Colorado | 1 | $ 155,000 | $ 155,000 | $ 474,000 |
| Fairfield County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 263,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| New Haven County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 428,000 |
| New Castle County Delaware | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 216,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 188,000 |
| Columbia County Florida | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Highlands County Florida | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 206,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 305,000 |
| Carroll County Georgia | 1 | $ 85,000 | $ 85,000 | $ 185,000 |
| Catoosa County Georgia | 1 | $ 85,000 | $ 85,000 | $ 262,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 176,000 |
| Douglas County Georgia | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Fayette County Georgia | 1 | $ 205,000 | $ 205,000 | $ 231,000 |
| Gwinnett County Georgia | 1 | $ 135,000 | $ 135,000 | $ 245,000 |
| Houston County Georgia | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Jones County Georgia | 1 | $ 5,000 | $ 5,000 | $ 122,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Polk County Iowa | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Sedgwick County Kansas | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Kenton County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Jefferson County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Cumberland County Maine | 1 | $ 105,000 | $ 105,000 | $ 231,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Waldo County Maine | 1 | $ 105,000 | $ 105,000 | $ 420,000 |
| Harford County Maryland | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Kent County Maryland | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Queen Anne's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Talbot County Maryland | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Worcester County Maryland | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Barnstable County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 400,000 |
| Plymouth County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 240,000 |
| Suffolk County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 1,578,000 |
| Ingham County Michigan | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Warren County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Clay County Missouri | 1 | $ 245,000 | $ 245,000 | $ 426,000 |
| Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Missoula County Montana | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 271,000 |
| Bergen County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 245,000 |
| Hudson County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 249,000 |
| Salem County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Somerset County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Onondaga County New York | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Otsego County New York | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Alamance County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Catawba County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Chatham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Dare County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Burleigh County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 301,000 |
| Geauga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Cleveland County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 264,000 |
| Lincoln County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Logan County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Tulsa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 186,000 |
| Jackson County Oregon | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Berks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Bucks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 206,000 |
| Butler County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Delaware County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Mercer County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 220,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| York County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Charleston County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Greenville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Jasper County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Pickens County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Williamson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 585,000 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 490,000 |
| Collin County Texas | 1 | $ 65,000 | $ 65,000 | $ 239,000 |
| Tarrant County Texas | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Salt Lake County Utah | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Utah County Utah | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Bennington County Vermont | 1 | $ 145,000 | $ 145,000 | $ 450,000 |
| Accomack County Virginia | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Culpeper County Virginia | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Falls Church County Virginia | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Henrico County Virginia | 1 | $ 55,000 | $ 55,000 | $ 271,000 |
| James City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Spotsylvania County Virginia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Suffolk County Virginia | 1 | $ 15,000 | $ 15,000 | $ 201,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 385,000 |
| Grant County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Lewis County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Mercer County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 812,000 |
| Dane County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Milwaukee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 275,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 437 | $57,025,000 | $130,000 | $605,000 | $231,000 | $1,930,000 |
| Other Purpose | 177 | $22,475,000 | $126,000 | $1,205,000 | $202,000 | $1,440,000 |
| Refinancing | 88 | $17,490,000 | $198,000 | $505,000 | $207,000 | $948,000 |
| Home Purchase | 7 | $1,185,000 | $169,000 | $505,000 | $221,000 | $327,000 |
| Cash-out Refinancing | 2 | $260,000 | $130,000 | $155,000 | $130,000 | $140,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 355 | $49,525,000 | $139,000 | $1,205,000 | $230,000 | $1,930,000 |
| Not Provided | 207 | $28,935,000 | $139,000 | $605,000 | $229,000 | $1,578,000 |
| Black or African American | 68 | $8,940,000 | $131,000 | $505,000 | $189,000 | $583,000 |
| Hispanic | 61 | $8,725,000 | $143,000 | $505,000 | $186,000 | $602,000 |
| Asian | 8 | $860,000 | $107,000 | $355,000 | $194,000 | $444,000 |
| American Indian or Alaskan Native | 5 | $595,000 | $119,000 | $185,000 | $209,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $72,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 711 | $98,435,000 | $138,000 | $1,205,000 | $221,000 | $1,930,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 551 | $73,145,000 | $132,000 | $505,000 | $227,000 | $1,930,000 |
| Application Withdrawn By Applicant | 72 | $12,390,000 | $172,000 | $1,205,000 | $208,000 | $1,440,000 |
| Application Denied By Financial Institution | 66 | $10,230,000 | $155,000 | $505,000 | $187,000 | $1,029,000 |
| Application Approved But Not Accepted | 19 | $2,195,000 | $115,000 | $305,000 | $199,000 | $441,000 |
| File Closed For Incompleteness | 3 | $475,000 | $158,000 | $255,000 | $151,000 | $288,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 645 | $88,205,000 | $136,000 | $1,205,000 | $224,000 | $1,930,000 |
| Debt-To-Income Ratio | 32 | $5,360,000 | $167,000 | $505,000 | $141,000 | $251,000 |
| Credit History | 16 | $1,920,000 | $120,000 | $505,000 | $170,000 | $619,000 |
| Other | 15 | $2,625,000 | $175,000 | $505,000 | $315,000 | $1,029,000 |
| Collateral | 2 | $260,000 | $130,000 | $145,000 | $178,000 | $205,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $60,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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