United Western Bank Mortgage Lending & HMDA Data, 2005
In 2005, United Western Bank of Denver, CO reported 1,728 mortgage applications totaling $507.0 million, down 9% from 2004. The average application was for $293,418, and applicants reported an average income of $32. 2% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Oklahoma City, OK (141), Chicago-Naperville-Joliet, IL (102) and Los Angeles-Long Beach-Glendale, CA (89) (applications in parentheses).
| Mortgage Company & Address | United Western Bank 700 17th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,728 |
| Total Mortgage Loan Application Amount | $507,028,000 |
| Average Mortgage Loan Application Amount | $293,418 |
| Highest Mortgage Loan Application Amount | $3,617,000 |
| Average Applicant Income | $32 |
| Highest Applicant Income | $36,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Curry, New Mexico | 244 | $ 13,865,000 | $ 56,823 | $ 0 |
| Oklahoma, Oklahoma | 141 | $ 3,506,000 | $ 24,865 | $ 0 |
| Los Angeles, California | 89 | $ 35,582,000 | $ 399,797 | $ 0 |
| Maricopa, Arizona | 84 | $ 38,615,000 | $ 459,702 | $ 0 |
| Cook, Illinois | 76 | $ 31,738,000 | $ 417,605 | $ 0 |
| San Diego, California | 70 | $ 30,622,000 | $ 437,457 | $ 0 |
| Roosevelt, New Mexico | 54 | $ 2,717,000 | $ 50,314 | $ 0 |
| Orange, California | 38 | $ 16,481,000 | $ 433,710 | $ 0 |
| Riverside, California | 27 | $ 11,270,000 | $ 417,407 | $ 0 |
| Santa Clara, California | 25 | $ 12,289,000 | $ 491,560 | $ 0 |
| Lake, Illinois | 21 | $ 7,803,000 | $ 371,571 | $ 0 |
| Montgomery, Maryland | 20 | $ 9,882,000 | $ 494,100 | $ 0 |
| Fairfax, Virginia | 20 | $ 8,791,000 | $ 439,550 | $ 0 |
| Contra Costa, California | 19 | $ 9,724,000 | $ 511,789 | $ 0 |
| Alameda, California | 18 | $ 8,510,000 | $ 472,777 | $ 0 |
| Oakland, Michigan | 18 | $ 4,831,000 | $ 268,388 | $ 0 |
| San Bernardino, California | 17 | $ 5,980,000 | $ 351,764 | $ 0 |
| St. Louis, Missouri | 17 | $ 5,095,000 | $ 299,705 | $ 0 |
| DuPage, Illinois | 15 | $ 5,379,000 | $ 358,600 | $ 0 |
| Anne Arundel, Maryland | 14 | $ 5,908,000 | $ 422,000 | $ 0 |
| Clark, Nevada | 14 | $ 6,622,000 | $ 473,000 | $ 0 |
| Dallas, Texas | 14 | $ 12,789,000 | $ 913,500 | $ 5,000 |
| Loudoun, Virginia | 14 | $ 5,856,000 | $ 418,285 | $ 0 |
| Prince William, Virginia | 12 | $ 4,868,000 | $ 405,666 | $ 0 |
| Fulton, Georgia | 11 | $ 3,964,000 | $ 360,363 | $ 0 |
| King, Washington | 11 | $ 3,320,000 | $ 301,818 | $ 0 |
| Ventura, California | 10 | $ 4,232,000 | $ 423,200 | $ 0 |
| San Mateo, California | 9 | $ 5,203,000 | $ 578,111 | $ 0 |
| Arapahoe, Colorado | 9 | $ 2,449,000 | $ 272,111 | $ 0 |
| Denver, Colorado | 9 | $ 1,922,000 | $ 213,555 | $ 0 |
| Wayne, Michigan | 9 | $ 1,878,000 | $ 208,666 | $ 0 |
| Cobb, Georgia | 8 | $ 1,778,000 | $ 222,250 | $ 0 |
| DeKalb, Georgia | 8 | $ 3,499,000 | $ 437,375 | $ 0 |
| Macomb, Michigan | 8 | $ 1,626,000 | $ 203,250 | $ 0 |
| Pima, Arizona | 7 | $ 2,008,000 | $ 286,857 | $ 0 |
| Sacramento, California | 7 | $ 2,405,000 | $ 343,571 | $ 0 |
| Santa Cruz, California | 7 | $ 3,388,000 | $ 484,000 | $ 0 |
| Adams, Colorado | 7 | $ 1,289,000 | $ 184,142 | $ 0 |
| Jefferson, Colorado | 7 | $ 2,839,000 | $ 405,571 | $ 0 |
| Middlesex, Massachusetts | 7 | $ 2,934,000 | $ 419,142 | $ 0 |
| Fairfield, Connecticut | 6 | $ 2,745,000 | $ 457,500 | $ 0 |
| District of Columbia, District Of Columbia | 6 | $ 2,036,000 | $ 339,333 | $ 0 |
| Gwinnett, Georgia | 6 | $ 1,428,000 | $ 238,000 | $ 0 |
| Will, Illinois | 6 | $ 1,383,000 | $ 230,500 | $ 0 |
| Prince George's, Maryland | 6 | $ 1,856,000 | $ 309,333 | $ 0 |
| Hennepin, Minnesota | 6 | $ 2,427,000 | $ 404,500 | $ 0 |
| Bexar, Texas | 6 | $ 2,517,000 | $ 419,500 | $ 0 |
| Stafford, Virginia | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| Solano, California | 5 | $ 1,782,000 | $ 356,400 | $ 0 |
| Larimer, Colorado | 5 | $ 1,359,000 | $ 271,800 | $ 0 |
| Palm Beach, Florida | 5 | $ 2,172,000 | $ 434,400 | $ 0 |
| Forsyth, Georgia | 5 | $ 1,584,000 | $ 316,800 | $ 0 |
| Washtenaw, Michigan | 5 | $ 1,737,000 | $ 347,400 | $ 0 |
| Washoe, Nevada | 5 | $ 2,181,000 | $ 436,200 | $ 0 |
| Middlesex, New Jersey | 5 | $ 1,432,000 | $ 286,400 | $ 0 |
| Harris, Texas | 5 | $ 1,702,000 | $ 340,400 | $ 0 |
| Tarrant, Texas | 5 | $ 2,580,000 | $ 516,000 | $ 0 |
| Salt Lake, Utah | 5 | $ 1,207,000 | $ 241,400 | $ 0 |
| Marin, California | 4 | $ 1,412,000 | $ 353,000 | $ 0 |
| Santa Barbara, California | 4 | $ 1,407,000 | $ 351,750 | $ 0 |
| Boulder, Colorado | 4 | $ 1,729,000 | $ 432,250 | $ 0 |
| Sussex, Delaware | 4 | $ 1,604,000 | $ 401,000 | $ 0 |
| Lee, Florida | 4 | $ 951,000 | $ 237,750 | $ 0 |
| McHenry, Illinois | 4 | $ 1,392,000 | $ 348,000 | $ 0 |
| Jefferson, Kentucky | 4 | $ 1,230,000 | $ 307,500 | $ 0 |
| Howard, Maryland | 4 | $ 749,000 | $ 187,250 | $ 0 |
| Essex, Massachusetts | 4 | $ 1,559,000 | $ 389,750 | $ 0 |
| Mecklenburg, North Carolina | 4 | $ 1,472,000 | $ 368,000 | $ 0 |
| Williamson, Tennessee | 4 | $ 1,931,000 | $ 482,750 | $ 0 |
| Utah, Utah | 4 | $ 1,017,000 | $ 254,250 | $ 0 |
| Pierce, Washington | 4 | $ 1,153,000 | $ 288,250 | $ 0 |
| Jefferson, Alabama | 3 | $ 1,117,000 | $ 372,333 | $ 0 |
| Placer, California | 3 | $ 1,202,000 | $ 400,666 | $ 0 |
| San Joaquin, California | 3 | $ 836,000 | $ 278,666 | $ 0 |
| Yolo, California | 3 | $ 954,000 | $ 318,000 | $ 0 |
| Douglas, Colorado | 3 | $ 1,356,000 | $ 452,000 | $ 0 |
| El Paso, Colorado | 3 | $ 1,987,000 | $ 662,333 | $ 0 |
| Bay, Florida | 3 | $ 1,754,000 | $ 584,666 | $ 0 |
| Pinellas, Florida | 3 | $ 644,000 | $ 214,666 | $ 0 |
| Seminole, Florida | 3 | $ 876,000 | $ 292,000 | $ 0 |
| Barrow, Georgia | 3 | $ 328,000 | $ 109,333 | $ 0 |
| Cherokee, Georgia | 3 | $ 546,000 | $ 182,000 | $ 0 |
| Hamilton, Indiana | 3 | $ 1,153,000 | $ 384,333 | $ 0 |
| Carroll, Maryland | 3 | $ 806,000 | $ 268,666 | $ 0 |
| Frederick, Maryland | 3 | $ 959,000 | $ 319,666 | $ 0 |
| Norfolk, Massachusetts | 3 | $ 1,485,000 | $ 495,000 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 906,000 | $ 302,000 | $ 0 |
| Jefferson, Missouri | 3 | $ 533,000 | $ 177,666 | $ 0 |
| Monmouth, New Jersey | 3 | $ 1,632,000 | $ 544,000 | $ 0 |
| Forsyth, North Carolina | 3 | $ 384,000 | $ 128,000 | $ 0 |
| New Hanover, North Carolina | 3 | $ 620,000 | $ 206,666 | $ 0 |
| Wake, North Carolina | 3 | $ 1,091,000 | $ 363,666 | $ 0 |
| Hamilton, Ohio | 3 | $ 946,000 | $ 315,333 | $ 0 |
| Washington, Oregon | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Bucks, Pennsylvania | 3 | $ 568,000 | $ 189,333 | $ 0 |
| Cumberland, Pennsylvania | 3 | $ 353,000 | $ 117,666 | $ 0 |
| Davidson, Tennessee | 3 | $ 843,000 | $ 281,000 | $ 0 |
| Sumner, Tennessee | 3 | $ 446,000 | $ 148,666 | $ 0 |
| Arlington, Virginia | 3 | $ 1,343,000 | $ 447,666 | $ 0 |
| Chesterfield, Virginia | 3 | $ 796,000 | $ 265,333 | $ 0 |
| Madison, Alabama | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Anchorage, Alaska | 2 | $ 2,172,000 | $ 1,086,000 | $ 0 |
| Navajo, Arizona | 2 | $ 507,000 | $ 253,500 | $ 0 |
| El Dorado, California | 2 | $ 633,000 | $ 316,500 | $ 0 |
| Merced, California | 2 | $ 561,000 | $ 280,500 | $ 0 |
| Monterey, California | 2 | $ 683,000 | $ 341,500 | $ 0 |
| Nevada, California | 2 | $ 882,000 | $ 441,000 | $ 0 |
| San Luis Obispo, California | 2 | $ 746,000 | $ 373,000 | $ 0 |
| Sonoma, California | 2 | $ 772,000 | $ 386,000 | $ 0 |
| Gunnison, Colorado | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Hartford, Connecticut | 2 | $ 632,000 | $ 316,000 | $ 0 |
| New Haven, Connecticut | 2 | $ 663,000 | $ 331,500 | $ 0 |
| New Castle, Delaware | 2 | $ 345,000 | $ 172,500 | $ 0 |
| Clay, Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Collier, Florida | 2 | $ 1,043,000 | $ 521,500 | $ 0 |
| Duval, Florida | 2 | $ 547,000 | $ 273,500 | $ 0 |
| Hillsborough, Florida | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Orange, Florida | 2 | $ 529,000 | $ 264,500 | $ 0 |
| Sumter, Florida | 2 | $ 626,000 | $ 313,000 | $ 0 |
| Walton, Florida | 2 | $ 1,092,000 | $ 546,000 | $ 0 |
| Glynn, Georgia | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Hall, Georgia | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Paulding, Georgia | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Walton, Georgia | 2 | $ 379,000 | $ 189,500 | $ 0 |
| Johnson, Kansas | 2 | $ 509,000 | $ 254,500 | $ 0 |
| Queen Anne's, Maryland | 2 | $ 715,000 | $ 357,500 | $ 0 |
| Barnstable, Massachusetts | 2 | $ 1,128,000 | $ 564,000 | $ 0 |
| Worcester, Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Genesee, Michigan | 2 | $ 341,000 | $ 170,500 | $ 0 |
| Livingston, Michigan | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Monroe, Michigan | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Roscommon, Michigan | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 401,000 | $ 200,500 | $ 0 |
| Mercer, New Jersey | 2 | $ 3,022,000 | $ 1,511,000 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 696,000 | $ 348,000 | $ 0 |
| Suffolk, New York | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Brunswick, North Carolina | 2 | $ 615,000 | $ 307,500 | $ 0 |
| Guilford, North Carolina | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Stark, Ohio | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Summit, Ohio | 2 | $ 715,000 | $ 357,500 | $ 0 |
| Beaufort, South Carolina | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Hamilton, Tennessee | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Knox, Tennessee | 2 | $ 359,000 | $ 179,500 | $ 0 |
| Rutherford, Tennessee | 2 | $ 381,000 | $ 190,500 | $ 0 |
| Collin, Texas | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Denton, Texas | 2 | $ 429,000 | $ 214,500 | $ 0 |
| Travis, Texas | 2 | $ 781,000 | $ 390,500 | $ 0 |
| Alexandria, Virginia | 2 | $ 1,144,000 | $ 572,000 | $ 0 |
| Bedford, Virginia | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Frederick, Virginia | 2 | $ 551,000 | $ 275,500 | $ 0 |
| Spotsylvania, Virginia | 2 | $ 723,000 | $ 361,500 | $ 0 |
| Snohomish, Washington | 2 | $ 389,000 | $ 194,500 | $ 0 |
| Berkeley, West Virginia | 2 | $ 319,000 | $ 159,500 | $ 0 |
| Kenosha, Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Teton, Wyoming | 2 | $ 1,006,000 | $ 503,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Calhoun, Alabama | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Clarke, Alabama | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Mohave, Arizona | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Pinal, Arizona | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Benton, Arkansas | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Butte, California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Calaveras, California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fresno, California | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Kern, California | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Stanislaus, California | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tuolumne, California | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Garfield, Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Routt, Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Weld, Colorado | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Litchfield, Connecticut | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Brevard, Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Broward, Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Citrus, Florida | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Highlands, Florida | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Monroe, Florida | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Polk, Florida | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Sarasota, Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Banks, Georgia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Bibb, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chatham, Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Clayton, Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Columbia, Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Douglas, Georgia | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Fayette, Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Greene, Georgia | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Henry, Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jackson, Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Pike, Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Polk, Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Honolulu, Hawaii | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Kane, Illinois | 1 | $ 480,000 | $ 480,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tazewell, Illinois | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Bartholomew, Indiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Brown, Indiana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Marion, Indiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Tippecanoe, Indiana | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 306,000 | $ 306,000 | $ 0 |
| St. Bernard, Louisiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Calvert, Maryland | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Charles, Maryland | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 154,000 | $ 154,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Worcester, Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Alcona, Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Crawford, Michigan | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hillsdale, Michigan | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Jackson, Michigan | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Kent, Michigan | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Joseph, Michigan | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Mille Lacs, Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washington, Minnesota | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Camden, Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Platte, Missouri | 1 | $ 132,000 | $ 132,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 144,000 | $ 144,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Gallatin, Montana | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Lyon, Nevada | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Grafton, New Hampshire | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Camden, New Jersey | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Morris, New Jersey | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Nassau, New York | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Orange, New York | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Queens, New York | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Saratoga, New York | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Davidson, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Haywood, North Carolina | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Henderson, North Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Orange, North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Union, North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Butler, Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Franklin, Ohio | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Huron, Ohio | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Lucas, Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Miami, Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Richland, Ohio | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Tuscarawas, Ohio | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Warren, Ohio | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Cherokee, Oklahoma | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Comanche, Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Stephens, Oklahoma | 1 | $ 692,000 | $ 692,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 983,000 | $ 983,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Jackson, Oregon | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Philadelphia, Pennsylvania | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Newport, Rhode Island | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 424,000 | $ 424,000 | $ 0 |
| York, South Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Hughes, South Dakota | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Cocke, Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lawrence, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Robertson, Tennessee | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Shelby, Tennessee | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Parmer, Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Williamson, Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Rich, Utah | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wasatch, Utah | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Washington, Utah | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Weber, Utah | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Chittenden, Vermont | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Campbell, Virginia | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Franklin, Virginia | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Henrico, Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Louisa, Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Manassas, Virginia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Radford, Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Staunton, Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Winchester, Virginia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Kitsap, Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Juan, Washington | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Morgan, West Virginia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Outagamie, Wisconsin | 1 | $ 1,680,000 | $ 1,680,000 | $ 0 |
| St. Croix, Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Vilas, Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Winnebago, Wisconsin | 1 | $ 2,064,000 | $ 2,064,000 | $ 0 |
| Sweetwater, Wyoming | 1 | $ 600,000 | $ 600,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,011 | $316,587,000 | $300,622 | $2,700,000 | $0 | $0 |
| Home Purchase | 715 | $190,212,000 | $391,951 | $3,617,000 | $48 | $36,000 |
| Home Improvement | 2 | $229,000 | $114,000 | $160,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,701 | $492,265,000 | $305,553 | $3,617,000 | $0 | $0 |
| White | 15 | $8,684,000 | $561,444 | $1,872,000 | $0 | $0 |
| Not Provided | 5 | $2,533,000 | $522,750 | $930,000 | $0 | $0 |
| Black or African American | 3 | $859,000 | $277,000 | $480,000 | $9,000 | $36,000 |
| Hispanic | 3 | $2,247,000 | $749,000 | $939,000 | $0 | $0 |
| Asian | 1 | $440,000 | $440,000 | $440,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,612 | $500,866,000 | $323,063 | $3,617,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 63 | $3,751,000 | $79,666 | $201,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 53 | $2,411,000 | $189,400 | $615,000 | $7,200 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,679 | $461,225,000 | $286,063 | $1,500,000 | $0 | $0 |
| Loan Originated | 28 | $23,762,000 | $992,200 | $2,700,000 | $0 | $0 |
| Application Denied By Financial Institution | 18 | $20,269,000 | $930,500 | $3,617,000 | $875 | $36,000 |
| Application Approved But Not Accepted | 2 | $1,292,000 | $646,000 | $692,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1 | $480,000 | $480,000 | $480,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $1,558,000 | $389,500 | $480,000 | $0 | $0 |
| Collateral | 4 | $10,866,000 | $2,416,333 | $3,617,000 | $0 | $0 |
| Other | 4 | $2,669,000 | $665,666 | $983,000 | $0 | $0 |
| Unverifiable Information | 4 | $4,377,000 | $1,094,000 | $2,064,000 | $9,000 | $36,000 |
| Debt-To-Income Ratio | 2 | $799,000 | $399,500 | $550,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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