United Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
United Western Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Western Bank 700 17Th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,728 |
| Total Mortgage Loan Application Amount | $507,028,000 |
| Average Mortgage Loan Application Amount | $341,517 |
| Highest Mortgage Loan Application Amount | $3,617,000 |
| Average Applicant Income | $22 |
| Highest Applicant Income | $36,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with United Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down United Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Western Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Curry County New Mexico | 244 | $ 13,865,000 | $ 56,000 | $ 0 |
| Oklahoma County Oklahoma | 141 | $ 3,506,000 | $ 24,000 | $ 0 |
| Los Angeles County California | 89 | $ 35,582,000 | $ 399,000 | $ 0 |
| Maricopa County Arizona | 84 | $ 38,615,000 | $ 459,000 | $ 0 |
| Cook County Illinois | 76 | $ 31,738,000 | $ 417,000 | $ 0 |
| San Diego County California | 70 | $ 30,622,000 | $ 437,000 | $ 0 |
| Roosevelt County New Mexico | 54 | $ 2,717,000 | $ 50,000 | $ 0 |
| Orange County California | 38 | $ 16,481,000 | $ 433,000 | $ 0 |
| Riverside County California | 27 | $ 11,270,000 | $ 417,000 | $ 0 |
| Santa Clara County California | 25 | $ 12,289,000 | $ 491,000 | $ 0 |
| Lake County Illinois | 21 | $ 7,803,000 | $ 371,000 | $ 0 |
| Montgomery County Maryland | 20 | $ 9,882,000 | $ 494,000 | $ 0 |
| Fairfax County Virginia | 20 | $ 8,791,000 | $ 439,000 | $ 0 |
| Contra Costa County California | 19 | $ 9,724,000 | $ 511,000 | $ 0 |
| Alameda County California | 18 | $ 8,510,000 | $ 472,000 | $ 0 |
| Oakland County Michigan | 18 | $ 4,831,000 | $ 268,000 | $ 0 |
| San Bernardino County California | 17 | $ 5,980,000 | $ 351,000 | $ 0 |
| St. Louis County Missouri | 17 | $ 5,095,000 | $ 299,000 | $ 0 |
| DuPage County Illinois | 15 | $ 5,379,000 | $ 358,000 | $ 0 |
| Anne Arundel County Maryland | 14 | $ 5,908,000 | $ 422,000 | $ 0 |
| Clark County Nevada | 14 | $ 6,622,000 | $ 473,000 | $ 0 |
| Dallas County Texas | 14 | $ 12,789,000 | $ 913,000 | $ 5,000 |
| Loudoun County Virginia | 14 | $ 5,856,000 | $ 418,000 | $ 0 |
| Prince William County Virginia | 12 | $ 4,868,000 | $ 405,000 | $ 0 |
| Fulton County Georgia | 11 | $ 3,964,000 | $ 360,000 | $ 0 |
| King County Washington | 11 | $ 3,320,000 | $ 301,000 | $ 0 |
| Ventura County California | 10 | $ 4,232,000 | $ 423,000 | $ 0 |
| San Mateo County California | 9 | $ 5,203,000 | $ 578,000 | $ 0 |
| Arapahoe County Colorado | 9 | $ 2,449,000 | $ 272,000 | $ 0 |
| Denver County Colorado | 9 | $ 1,922,000 | $ 213,000 | $ 0 |
| Wayne County Michigan | 9 | $ 1,878,000 | $ 208,000 | $ 0 |
| Cobb County Georgia | 8 | $ 1,778,000 | $ 222,000 | $ 0 |
| DeKalb County Georgia | 8 | $ 3,499,000 | $ 437,000 | $ 0 |
| Macomb County Michigan | 8 | $ 1,626,000 | $ 203,000 | $ 0 |
| Pima County Arizona | 7 | $ 2,008,000 | $ 286,000 | $ 0 |
| Sacramento County California | 7 | $ 2,405,000 | $ 343,000 | $ 0 |
| Santa Cruz County California | 7 | $ 3,388,000 | $ 484,000 | $ 0 |
| Adams County Colorado | 7 | $ 1,289,000 | $ 184,000 | $ 0 |
| Jefferson County Colorado | 7 | $ 2,839,000 | $ 405,000 | $ 0 |
| Middlesex County Massachusetts | 7 | $ 2,934,000 | $ 419,000 | $ 0 |
| Fairfield County Connecticut | 6 | $ 2,745,000 | $ 457,000 | $ 0 |
| District of Columbia County District Of Columbia | 6 | $ 2,036,000 | $ 339,000 | $ 0 |
| Gwinnett County Georgia | 6 | $ 1,428,000 | $ 238,000 | $ 0 |
| Will County Illinois | 6 | $ 1,383,000 | $ 230,000 | $ 0 |
| Prince George's County Maryland | 6 | $ 1,856,000 | $ 309,000 | $ 0 |
| Hennepin County Minnesota | 6 | $ 2,427,000 | $ 404,000 | $ 0 |
| Bexar County Texas | 6 | $ 2,517,000 | $ 419,000 | $ 0 |
| Stafford County Virginia | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| Solano County California | 5 | $ 1,782,000 | $ 356,000 | $ 0 |
| Larimer County Colorado | 5 | $ 1,359,000 | $ 271,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 2,172,000 | $ 434,000 | $ 0 |
| Forsyth County Georgia | 5 | $ 1,584,000 | $ 316,000 | $ 0 |
| Washtenaw County Michigan | 5 | $ 1,737,000 | $ 347,000 | $ 0 |
| Washoe County Nevada | 5 | $ 2,181,000 | $ 436,000 | $ 0 |
| Middlesex County New Jersey | 5 | $ 1,432,000 | $ 286,000 | $ 0 |
| Harris County Texas | 5 | $ 1,702,000 | $ 340,000 | $ 0 |
| Tarrant County Texas | 5 | $ 2,580,000 | $ 516,000 | $ 0 |
| Salt Lake County Utah | 5 | $ 1,207,000 | $ 241,000 | $ 0 |
| Marin County California | 4 | $ 1,412,000 | $ 353,000 | $ 0 |
| Santa Barbara County California | 4 | $ 1,407,000 | $ 351,000 | $ 0 |
| Boulder County Colorado | 4 | $ 1,729,000 | $ 432,000 | $ 0 |
| Sussex County Delaware | 4 | $ 1,604,000 | $ 401,000 | $ 0 |
| Lee County Florida | 4 | $ 951,000 | $ 237,000 | $ 0 |
| McHenry County Illinois | 4 | $ 1,392,000 | $ 348,000 | $ 0 |
| Jefferson County Kentucky | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| Howard County Maryland | 4 | $ 749,000 | $ 187,000 | $ 0 |
| Essex County Massachusetts | 4 | $ 1,559,000 | $ 389,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 1,472,000 | $ 368,000 | $ 0 |
| Williamson County Tennessee | 4 | $ 1,931,000 | $ 482,000 | $ 0 |
| Utah County Utah | 4 | $ 1,017,000 | $ 254,000 | $ 0 |
| Pierce County Washington | 4 | $ 1,153,000 | $ 288,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 1,117,000 | $ 372,000 | $ 0 |
| Placer County California | 3 | $ 1,202,000 | $ 400,000 | $ 0 |
| San Joaquin County California | 3 | $ 836,000 | $ 278,000 | $ 0 |
| Yolo County California | 3 | $ 954,000 | $ 318,000 | $ 0 |
| Douglas County Colorado | 3 | $ 1,356,000 | $ 452,000 | $ 0 |
| El Paso County Colorado | 3 | $ 1,987,000 | $ 662,000 | $ 0 |
| Bay County Florida | 3 | $ 1,754,000 | $ 584,000 | $ 0 |
| Pinellas County Florida | 3 | $ 644,000 | $ 214,000 | $ 0 |
| Seminole County Florida | 3 | $ 876,000 | $ 292,000 | $ 0 |
| Barrow County Georgia | 3 | $ 328,000 | $ 109,000 | $ 0 |
| Cherokee County Georgia | 3 | $ 546,000 | $ 182,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,153,000 | $ 384,000 | $ 0 |
| Carroll County Maryland | 3 | $ 806,000 | $ 268,000 | $ 0 |
| Frederick County Maryland | 3 | $ 959,000 | $ 319,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,485,000 | $ 495,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 906,000 | $ 302,000 | $ 0 |
| Jefferson County Missouri | 3 | $ 533,000 | $ 177,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 1,632,000 | $ 544,000 | $ 0 |
| Forsyth County North Carolina | 3 | $ 384,000 | $ 128,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 620,000 | $ 206,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,091,000 | $ 363,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 946,000 | $ 315,000 | $ 0 |
| Washington County Oregon | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 568,000 | $ 189,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 353,000 | $ 117,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 843,000 | $ 281,000 | $ 0 |
| Sumner County Tennessee | 3 | $ 446,000 | $ 148,000 | $ 0 |
| Arlington County Virginia | 3 | $ 1,343,000 | $ 447,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 796,000 | $ 265,000 | $ 0 |
| Madison County Alabama | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 2,172,000 | $ 1,086,000 | $ 0 |
| Navajo County Arizona | 2 | $ 507,000 | $ 253,000 | $ 0 |
| El Dorado County California | 2 | $ 633,000 | $ 316,000 | $ 0 |
| Merced County California | 2 | $ 561,000 | $ 280,000 | $ 0 |
| Monterey County California | 2 | $ 683,000 | $ 341,000 | $ 0 |
| Nevada County California | 2 | $ 882,000 | $ 441,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 746,000 | $ 373,000 | $ 0 |
| Sonoma County California | 2 | $ 772,000 | $ 386,000 | $ 0 |
| Gunnison County Colorado | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 632,000 | $ 316,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 663,000 | $ 331,000 | $ 0 |
| New Castle County Delaware | 2 | $ 345,000 | $ 172,000 | $ 0 |
| Clay County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Collier County Florida | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
| Duval County Florida | 2 | $ 547,000 | $ 273,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Orange County Florida | 2 | $ 529,000 | $ 264,000 | $ 0 |
| Sumter County Florida | 2 | $ 626,000 | $ 313,000 | $ 0 |
| Walton County Florida | 2 | $ 1,092,000 | $ 546,000 | $ 0 |
| Glynn County Georgia | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Hall County Georgia | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Paulding County Georgia | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Walton County Georgia | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Johnson County Kansas | 2 | $ 509,000 | $ 254,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,128,000 | $ 564,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Genesee County Michigan | 2 | $ 341,000 | $ 170,000 | $ 0 |
| Livingston County Michigan | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Monroe County Michigan | 2 | $ 465,000 | $ 232,000 | $ 0 |
| Roscommon County Michigan | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 3,022,000 | $ 1,511,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 696,000 | $ 348,000 | $ 0 |
| Suffolk County New York | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 615,000 | $ 307,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Stark County Ohio | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Summit County Ohio | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Knox County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Collin County Texas | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Denton County Texas | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Travis County Texas | 2 | $ 781,000 | $ 390,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 1,144,000 | $ 572,000 | $ 0 |
| Bedford County Virginia | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Frederick County Virginia | 2 | $ 551,000 | $ 275,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 723,000 | $ 361,000 | $ 0 |
| Snohomish County Washington | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Teton County Wyoming | 2 | $ 1,006,000 | $ 503,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Clarke County Alabama | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Mohave County Arizona | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Pinal County Arizona | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Benton County Arkansas | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Butte County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Calaveras County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fresno County California | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Kern County California | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Stanislaus County California | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tuolumne County California | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Garfield County Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Routt County Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Weld County Colorado | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Brevard County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Broward County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Citrus County Florida | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Highlands County Florida | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Monroe County Florida | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Polk County Florida | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Sarasota County Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Banks County Georgia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Bibb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chatham County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Clayton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Columbia County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Douglas County Georgia | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Fayette County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Greene County Georgia | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Henry County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jackson County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Pike County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Polk County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Kane County Illinois | 1 | $ 480,000 | $ 480,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Brown County Indiana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Marion County Indiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 306,000 | $ 306,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Calvert County Maryland | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Charles County Maryland | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 154,000 | $ 154,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Worcester County Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Alcona County Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Crawford County Michigan | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Jackson County Michigan | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Kent County Michigan | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Mille Lacs County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washington County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Camden County Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Platte County Missouri | 1 | $ 132,000 | $ 132,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 144,000 | $ 144,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Gallatin County Montana | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Lyon County Nevada | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Camden County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Morris County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Nassau County New York | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Orange County New York | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Queens County New York | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Saratoga County New York | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Orange County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Union County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Butler County Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Franklin County Ohio | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Huron County Ohio | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Lucas County Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Miami County Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Richland County Ohio | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Warren County Ohio | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 692,000 | $ 692,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 983,000 | $ 983,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Jackson County Oregon | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 424,000 | $ 424,000 | $ 0 |
| York County South Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Hughes County South Dakota | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Parmer County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Williamson County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Rich County Utah | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wasatch County Utah | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Washington County Utah | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Weber County Utah | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Campbell County Virginia | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Franklin County Virginia | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Henrico County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Louisa County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Manassas County Virginia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Radford County Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Staunton County Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Winchester County Virginia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Kitsap County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Juan County Washington | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 1,680,000 | $ 1,680,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 2,064,000 | $ 2,064,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 600,000 | $ 600,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,011 | $316,587,000 | $300,622 | $2,700,000 | $0 | $0 |
| Home Purchase | 715 | $190,212,000 | $391,951 | $3,617,000 | $48 | $36,000 |
| Home Improvement | 2 | $229,000 | $114,000 | $160,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,701 | $492,265,000 | $305,553 | $3,617,000 | $0 | $0 |
| White | 15 | $8,684,000 | $561,444 | $1,872,000 | $0 | $0 |
| Not Provided | 5 | $2,533,000 | $522,750 | $930,000 | $0 | $0 |
| Black or African American | 3 | $859,000 | $277,000 | $480,000 | $9,000 | $36,000 |
| Hispanic | 3 | $2,247,000 | $749,000 | $939,000 | $0 | $0 |
| Asian | 1 | $440,000 | $440,000 | $440,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,612 | $500,866,000 | $323,063 | $3,617,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 63 | $3,751,000 | $79,666 | $201,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 53 | $2,411,000 | $189,400 | $615,000 | $7,200 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,679 | $461,225,000 | $286,063 | $1,500,000 | $0 | $0 |
| Loan Originated | 28 | $23,762,000 | $992,200 | $2,700,000 | $0 | $0 |
| Application Denied By Financial Institution | 18 | $20,269,000 | $930,500 | $3,617,000 | $875 | $36,000 |
| Application Approved But Not Accepted | 2 | $1,292,000 | $646,000 | $692,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1 | $480,000 | $480,000 | $480,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $1,558,000 | $389,500 | $480,000 | $0 | $0 |
| Collateral | 4 | $10,866,000 | $2,416,333 | $3,617,000 | $0 | $0 |
| Other | 4 | $2,669,000 | $665,666 | $983,000 | $0 | $0 |
| Unverifiable Information | 4 | $4,377,000 | $1,094,000 | $2,064,000 | $9,000 | $36,000 |
| Debt-To-Income Ratio | 2 | $799,000 | $399,500 | $550,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.