Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,008 |
| Total Mortgage Loan Application Amount | $459,001,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $1,680,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 180 | $ 39,994,000 | $ 222,000 | $ 76,000 |
| New Castle County Delaware | 116 | $ 23,842,000 | $ 205,000 | $ 75,000 |
| Anne Arundel County Maryland | 109 | $ 27,648,000 | $ 253,000 | $ 85,000 |
| Baltimore County Maryland | 102 | $ 22,515,000 | $ 220,000 | $ 82,000 |
| Montgomery County Maryland | 83 | $ 23,167,000 | $ 279,000 | $ 106,000 |
| Montgomery County Pennsylvania | 56 | $ 14,193,000 | $ 253,000 | $ 96,000 |
| Baltimore City County Maryland | 46 | $ 6,091,000 | $ 132,000 | $ 66,000 |
| Cecil County Maryland | 41 | $ 9,896,000 | $ 241,000 | $ 86,000 |
| Harford County Maryland | 41 | $ 8,905,000 | $ 217,000 | $ 77,000 |
| Frederick County Maryland | 38 | $ 8,935,000 | $ 235,000 | $ 79,000 |
| Fairfax County Virginia | 37 | $ 12,508,000 | $ 338,000 | $ 120,000 |
| Carroll County Maryland | 36 | $ 9,274,000 | $ 257,000 | $ 97,000 |
| Howard County Maryland | 36 | $ 12,248,000 | $ 340,000 | $ 120,000 |
| Sussex County Delaware | 35 | $ 6,968,000 | $ 199,000 | $ 65,000 |
| Chester County Pennsylvania | 33 | $ 7,893,000 | $ 239,000 | $ 99,000 |
| Bucks County Pennsylvania | 32 | $ 6,831,000 | $ 213,000 | $ 133,000 |
| Virginia Beach County Virginia | 31 | $ 8,049,000 | $ 259,000 | $ 94,000 |
| Kent County Delaware | 30 | $ 5,956,000 | $ 198,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 29 | $ 5,539,000 | $ 191,000 | $ 82,000 |
| Delaware County Pennsylvania | 27 | $ 5,855,000 | $ 216,000 | $ 92,000 |
| Charles County Maryland | 24 | $ 5,673,000 | $ 236,000 | $ 85,000 |
| St. Mary's County Maryland | 23 | $ 5,226,000 | $ 227,000 | $ 81,000 |
| Chesterfield County Virginia | 22 | $ 4,577,000 | $ 208,000 | $ 84,000 |
| Calvert County Maryland | 19 | $ 5,182,000 | $ 272,000 | $ 93,000 |
| Clark County Nevada | 19 | $ 2,819,000 | $ 148,000 | $ 94,000 |
| Middlesex County New Jersey | 19 | $ 5,293,000 | $ 278,000 | $ 95,000 |
| Davidson County Tennessee | 19 | $ 3,593,000 | $ 189,000 | $ 88,000 |
| Henrico County Virginia | 19 | $ 4,258,000 | $ 224,000 | $ 77,000 |
| Ocean County New Jersey | 17 | $ 3,889,000 | $ 228,000 | $ 67,000 |
| Lehigh County Pennsylvania | 17 | $ 4,025,000 | $ 236,000 | $ 86,000 |
| Washington County Maryland | 15 | $ 3,291,000 | $ 219,000 | $ 73,000 |
| Allegheny County Pennsylvania | 15 | $ 2,977,000 | $ 198,000 | $ 96,000 |
| Chesapeake County Virginia | 15 | $ 4,215,000 | $ 281,000 | $ 100,000 |
| Spotsylvania County Virginia | 15 | $ 3,923,000 | $ 261,000 | $ 91,000 |
| Stafford County Virginia | 15 | $ 4,327,000 | $ 288,000 | $ 99,000 |
| Los Angeles County California | 14 | $ 4,318,000 | $ 308,000 | $ 77,000 |
| Monmouth County New Jersey | 14 | $ 3,770,000 | $ 269,000 | $ 105,000 |
| Queen Anne's County Maryland | 13 | $ 3,039,000 | $ 233,000 | $ 83,000 |
| Worcester County Maryland | 13 | $ 2,673,000 | $ 205,000 | $ 69,000 |
| Bergen County New Jersey | 13 | $ 3,518,000 | $ 270,000 | $ 96,000 |
| Camden County New Jersey | 13 | $ 3,290,000 | $ 253,000 | $ 100,000 |
| Mercer County New Jersey | 13 | $ 3,434,000 | $ 264,000 | $ 119,000 |
| Morris County New Jersey | 13 | $ 3,283,000 | $ 252,000 | $ 104,000 |
| Berks County Pennsylvania | 13 | $ 2,900,000 | $ 223,000 | $ 89,000 |
| Horry County South Carolina | 11 | $ 1,828,000 | $ 166,000 | $ 61,000 |
| Burlington County New Jersey | 10 | $ 2,007,000 | $ 200,000 | $ 68,000 |
| San Bernardino County California | 9 | $ 1,781,000 | $ 197,000 | $ 64,000 |
| Wicomico County Maryland | 9 | $ 1,452,000 | $ 161,000 | $ 69,000 |
| Lancaster County Pennsylvania | 9 | $ 1,497,000 | $ 166,000 | $ 80,000 |
| Wilson County Tennessee | 9 | $ 1,134,000 | $ 126,000 | $ 50,000 |
| Loudoun County Virginia | 9 | $ 3,384,000 | $ 376,000 | $ 104,000 |
| Newport News County Virginia | 9 | $ 2,083,000 | $ 231,000 | $ 72,000 |
| Prince William County Virginia | 9 | $ 2,465,000 | $ 273,000 | $ 96,000 |
| Orange County California | 8 | $ 1,960,000 | $ 245,000 | $ 69,000 |
| Hudson County New Jersey | 8 | $ 1,690,000 | $ 211,000 | $ 76,000 |
| Northampton County Pennsylvania | 8 | $ 1,991,000 | $ 248,000 | $ 109,000 |
| York County Pennsylvania | 8 | $ 1,653,000 | $ 206,000 | $ 82,000 |
| Rutherford County Tennessee | 8 | $ 1,089,000 | $ 136,000 | $ 81,000 |
| Norfolk County Virginia | 8 | $ 1,375,000 | $ 171,000 | $ 85,000 |
| Essex County New Jersey | 7 | $ 1,907,000 | $ 272,000 | $ 96,000 |
| Hunterdon County New Jersey | 7 | $ 1,835,000 | $ 262,000 | $ 113,000 |
| Somerset County New Jersey | 7 | $ 1,961,000 | $ 280,000 | $ 89,000 |
| Union County New Jersey | 7 | $ 1,851,000 | $ 264,000 | $ 106,000 |
| Garrett County Maryland | 6 | $ 974,000 | $ 162,000 | $ 76,000 |
| Gloucester County New Jersey | 6 | $ 1,205,000 | $ 200,000 | $ 89,000 |
| Sumner County Tennessee | 6 | $ 1,208,000 | $ 201,000 | $ 66,000 |
| Williamson County Tennessee | 6 | $ 1,211,000 | $ 201,000 | $ 84,000 |
| Hampton County Virginia | 6 | $ 1,014,000 | $ 169,000 | $ 63,000 |
| Hanover County Virginia | 6 | $ 1,546,000 | $ 257,000 | $ 97,000 |
| James City County Virginia | 6 | $ 1,111,000 | $ 185,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,032,000 | $ 206,000 | $ 89,000 |
| Hillsborough County Florida | 5 | $ 623,000 | $ 124,000 | $ 45,000 |
| Miami-Dade County Florida | 5 | $ 854,000 | $ 170,000 | $ 58,000 |
| Allegany County Maryland | 5 | $ 689,000 | $ 137,000 | $ 47,000 |
| Cumberland County New Jersey | 5 | $ 930,000 | $ 186,000 | $ 88,000 |
| Sussex County New Jersey | 5 | $ 1,205,000 | $ 241,000 | $ 102,000 |
| Dauphin County Pennsylvania | 5 | $ 967,000 | $ 193,000 | $ 93,000 |
| Portsmouth County Virginia | 5 | $ 776,000 | $ 155,000 | $ 52,000 |
| Atlantic County New Jersey | 4 | $ 1,238,000 | $ 309,000 | $ 128,000 |
| Cape May County New Jersey | 4 | $ 1,161,000 | $ 290,000 | $ 76,000 |
| Salem County New Jersey | 4 | $ 680,000 | $ 170,000 | $ 89,000 |
| Warren County New Jersey | 4 | $ 862,000 | $ 215,000 | $ 66,000 |
| Washington County Pennsylvania | 4 | $ 717,000 | $ 179,000 | $ 92,000 |
| Knox County Tennessee | 4 | $ 701,000 | $ 175,000 | $ 68,000 |
| Albemarle County Virginia | 4 | $ 1,203,000 | $ 300,000 | $ 110,000 |
| New Kent County Virginia | 4 | $ 1,047,000 | $ 261,000 | $ 72,000 |
| Suffolk County Virginia | 4 | $ 917,000 | $ 229,000 | $ 69,000 |
| Palm Beach County Florida | 3 | $ 432,000 | $ 144,000 | $ 69,000 |
| Kent County Maryland | 3 | $ 663,000 | $ 221,000 | $ 80,000 |
| Somerset County Maryland | 3 | $ 632,000 | $ 210,000 | $ 50,000 |
| Talbot County Maryland | 3 | $ 523,000 | $ 174,000 | $ 58,000 |
| Passaic County New Jersey | 3 | $ 1,034,000 | $ 344,000 | $ 110,000 |
| Adams County Pennsylvania | 3 | $ 552,000 | $ 184,000 | $ 77,000 |
| Beaver County Pennsylvania | 3 | $ 522,000 | $ 174,000 | $ 69,000 |
| Butler County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 72,000 |
| Erie County Pennsylvania | 3 | $ 473,000 | $ 157,000 | $ 72,000 |
| Franklin County Pennsylvania | 3 | $ 614,000 | $ 204,000 | $ 62,000 |
| Luzerne County Pennsylvania | 3 | $ 928,000 | $ 309,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 3 | $ 770,000 | $ 256,000 | $ 96,000 |
| Beaufort County South Carolina | 3 | $ 602,000 | $ 200,000 | $ 51,000 |
| Dorchester County South Carolina | 3 | $ 517,000 | $ 172,000 | $ 75,000 |
| Arlington County Virginia | 3 | $ 850,000 | $ 283,000 | $ 86,000 |
| Fairfax City County Virginia | 3 | $ 1,241,000 | $ 413,000 | $ 150,000 |
| Fauquier County Virginia | 3 | $ 682,000 | $ 227,000 | $ 52,000 |
| Fluvanna County Virginia | 3 | $ 536,000 | $ 178,000 | $ 67,000 |
| Frederick County Virginia | 3 | $ 832,000 | $ 277,000 | $ 77,000 |
| Williamsburg County Virginia | 3 | $ 588,000 | $ 196,000 | $ 97,000 |
| Riverside County California | 2 | $ 334,000 | $ 167,000 | $ 45,000 |
| Broward County Florida | 2 | $ 285,000 | $ 142,000 | $ 46,000 |
| Flagler County Florida | 2 | $ 284,000 | $ 142,000 | $ 59,000 |
| Lee County Florida | 2 | $ 288,000 | $ 144,000 | $ 81,000 |
| Marion County Florida | 2 | $ 406,000 | $ 203,000 | $ 60,000 |
| Orange County Florida | 2 | $ 603,000 | $ 301,000 | $ 149,000 |
| Osceola County Florida | 2 | $ 626,000 | $ 313,000 | $ 57,000 |
| Sarasota County Florida | 2 | $ 636,000 | $ 318,000 | $ 184,000 |
| Henry County Georgia | 2 | $ 309,000 | $ 154,000 | $ 50,000 |
| Caroline County Maryland | 2 | $ 459,000 | $ 229,000 | $ 72,000 |
| Dorchester County Maryland | 2 | $ 394,000 | $ 197,000 | $ 92,000 |
| Mercer County Pennsylvania | 2 | $ 572,000 | $ 286,000 | $ 84,000 |
| Monroe County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 81,000 |
| Sumter County South Carolina | 2 | $ 284,000 | $ 142,000 | $ 31,000 |
| Franklin County Tennessee | 2 | $ 332,000 | $ 166,000 | $ 44,000 |
| Hamilton County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 40,000 |
| Loudon County Tennessee | 2 | $ 232,000 | $ 116,000 | $ 44,000 |
| Shelby County Tennessee | 2 | $ 294,000 | $ 147,000 | $ 58,000 |
| Sullivan County Tennessee | 2 | $ 364,000 | $ 182,000 | $ 75,000 |
| Bexar County Texas | 2 | $ 366,000 | $ 183,000 | $ 104,000 |
| Dallas County Texas | 2 | $ 332,000 | $ 166,000 | $ 82,000 |
| Guadalupe County Texas | 2 | $ 301,000 | $ 150,000 | $ 100,000 |
| Tarrant County Texas | 2 | $ 368,000 | $ 184,000 | $ 158,000 |
| Botetourt County Virginia | 2 | $ 488,000 | $ 244,000 | $ 66,000 |
| Charlottesville County Virginia | 2 | $ 385,000 | $ 192,000 | $ 62,000 |
| Gloucester County Virginia | 2 | $ 426,000 | $ 213,000 | $ 53,000 |
| Manassas Park County Virginia | 2 | $ 374,000 | $ 187,000 | $ 99,000 |
| Richmond City County Virginia | 2 | $ 484,000 | $ 242,000 | $ 63,000 |
| Roanoke County Virginia | 2 | $ 400,000 | $ 200,000 | $ 284,000 |
| Roanoke City County Virginia | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Rockingham County Virginia | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Washington County Virginia | 2 | $ 417,000 | $ 208,000 | $ 66,000 |
| York County Virginia | 2 | $ 417,000 | $ 208,000 | $ 65,000 |
| Elmore County Alabama | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Butte County California | 1 | $ 107,000 | $ 107,000 | $ 21,000 |
| Bay County Florida | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Brevard County Florida | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Collier County Florida | 1 | $ 300,000 | $ 300,000 | $ 46,000 |
| Hendry County Florida | 1 | $ 296,000 | $ 296,000 | $ 83,000 |
| Lake County Florida | 1 | $ 182,000 | $ 182,000 | $ 124,000 |
| Leon County Florida | 1 | $ 236,000 | $ 236,000 | $ 98,000 |
| Seminole County Florida | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Volusia County Florida | 1 | $ 104,000 | $ 104,000 | $ 124,000 |
| DeKalb County Georgia | 1 | $ 340,000 | $ 340,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 196,000 | $ 196,000 | $ 40,000 |
| Hennepin County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Ramsey County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Cambria County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Carbon County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Centre County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Cumberland County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 65,000 |
| Lackawanna County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
| Lycoming County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Mifflin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Pike County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 79,000 |
| Schuylkill County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 67,000 |
| Aiken County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 29,000 |
| Berkeley County South Carolina | 1 | $ 450,000 | $ 450,000 | $ 124,000 |
| Charleston County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Darlington County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 41,000 |
| Georgetown County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 80,000 |
| Greenville County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Lexington County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 98,000 |
| Orangeburg County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 68,000 |
| Pickens County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 116,000 |
| Richland County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Spartanburg County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| York County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Cheatham County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Fayette County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Giles County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Grainger County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Henderson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Hickman County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Jefferson County Tennessee | 1 | $ 351,000 | $ 351,000 | $ 107,000 |
| Lincoln County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| McMinn County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Montgomery County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 77,000 |
| Morgan County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Robertson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 23,000 |
| Sevier County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 184,000 |
| Washington County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Denton County Texas | 1 | $ 117,000 | $ 117,000 | $ 21,000 |
| Harris County Texas | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Hays County Texas | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| McLennan County Texas | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Alexandria County Virginia | 1 | $ 261,000 | $ 261,000 | $ 60,000 |
| Bedford County Virginia | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Campbell County Virginia | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Colonial Heights County Virginia | 1 | $ 360,000 | $ 360,000 | $ 174,000 |
| Danville County Virginia | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Franklin County Virginia | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Isle of Wight County Virginia | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| King and Queen County Virginia | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 183,000 | $ 183,000 | $ 110,000 |
| Lynchburg County Virginia | 1 | $ 229,000 | $ 229,000 | $ 64,000 |
| Manassas County Virginia | 1 | $ 261,000 | $ 261,000 | $ 85,000 |
| Mathews County Virginia | 1 | $ 188,000 | $ 188,000 | $ 98,000 |
| Montgomery County Virginia | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Orange County Virginia | 1 | $ 318,000 | $ 318,000 | $ 123,000 |
| Pittsylvania County Virginia | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Poquoson County Virginia | 1 | $ 399,000 | $ 399,000 | $ 70,000 |
| Powhatan County Virginia | 1 | $ 256,000 | $ 256,000 | $ 116,000 |
| Prince George County Virginia | 1 | $ 266,000 | $ 266,000 | $ 99,000 |
| Sussex County Virginia | 1 | $ 172,000 | $ 172,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,723 | $395,168,000 | $229,000 | $725,000 | $86,000 | $1,680,000 |
| Home Purchase | 285 | $63,833,000 | $223,000 | $641,000 | $80,000 | $485,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,159 | $266,994,000 | $230,000 | $677,000 | $90,000 | $1,680,000 |
| Not Provided | 450 | $104,088,000 | $231,000 | $700,000 | $82,000 | $400,000 |
| Black or African American | 278 | $61,355,000 | $220,000 | $575,000 | $75,000 | $204,000 |
| Hispanic | 74 | $16,582,000 | $224,000 | $725,000 | $74,000 | $180,000 |
| Asian | 34 | $6,837,000 | $201,000 | $426,000 | $91,000 | $259,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,320,000 | $232,000 | $349,000 | $84,000 | $239,000 |
| American Indian or Alaskan Native | 3 | $825,000 | $275,000 | $373,000 | $74,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,122 | $269,664,000 | $240,000 | $690,000 | $78,000 | $244,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 849 | $180,760,000 | $212,000 | $725,000 | $95,000 | $1,680,000 |
| VA-guaranteed (Veterans Administration) | 31 | $7,492,000 | $241,000 | $443,000 | $76,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,085,000 | $180,000 | $260,000 | $61,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,067 | $240,212,000 | $225,000 | $725,000 | $90,000 | $1,680,000 |
| Loan Originated | 636 | $143,568,000 | $225,000 | $599,000 | $85,000 | $485,000 |
| Application Denied By Financial Institution | 302 | $74,462,000 | $246,000 | $690,000 | $69,000 | $240,000 |
| File Closed For Incompleteness | 3 | $759,000 | $253,000 | $317,000 | $102,000 | $160,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 106 | $27,595,000 | $260,000 | $603,000 | $59,000 | $195,000 |
| Collateral | 71 | $16,625,000 | $234,000 | $599,000 | $83,000 | $240,000 |
| Credit History | 67 | $16,467,000 | $245,000 | $690,000 | $74,000 | $208,000 |
| Unverifiable Information | 4 | $561,000 | $140,000 | $207,000 | $42,000 | $47,000 |
| Other | 2 | $427,000 | $213,000 | $291,000 | $56,000 | $67,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $79,000 | $79,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.