Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,404 |
| Total Mortgage Loan Application Amount | $303,559,000 |
| Average Mortgage Loan Application Amount | $224,500 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $96,500 |
| Highest Applicant Income | $1,548,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 383 | $ 84,552,000 | $ 220,000 | $ 80,000 |
| Orange County Florida | 107 | $ 18,248,000 | $ 170,000 | $ 58,000 |
| Broward County Florida | 104 | $ 23,236,000 | $ 223,000 | $ 93,000 |
| Osceola County Florida | 98 | $ 16,944,000 | $ 172,000 | $ 55,000 |
| Prince George's County Maryland | 66 | $ 16,229,000 | $ 245,000 | $ 90,000 |
| Baltimore County Maryland | 58 | $ 11,064,000 | $ 190,000 | $ 76,000 |
| New Castle County Delaware | 48 | $ 11,106,000 | $ 231,000 | $ 89,000 |
| Anne Arundel County Maryland | 45 | $ 12,940,000 | $ 287,000 | $ 204,000 |
| Cecil County Maryland | 38 | $ 6,922,000 | $ 182,000 | $ 72,000 |
| Worcester County Maryland | 35 | $ 7,639,000 | $ 218,000 | $ 112,000 |
| Sussex County Delaware | 31 | $ 6,850,000 | $ 220,000 | $ 90,000 |
| Wicomico County Maryland | 31 | $ 5,729,000 | $ 184,000 | $ 76,000 |
| Howard County Maryland | 18 | $ 6,029,000 | $ 334,000 | $ 157,000 |
| Frederick County Maryland | 16 | $ 3,815,000 | $ 238,000 | $ 95,000 |
| Kent County Delaware | 15 | $ 2,979,000 | $ 198,000 | $ 59,000 |
| Baltimore City County Maryland | 15 | $ 2,269,000 | $ 151,000 | $ 63,000 |
| Calvert County Maryland | 14 | $ 3,856,000 | $ 275,000 | $ 82,000 |
| Harford County Maryland | 14 | $ 3,480,000 | $ 248,000 | $ 105,000 |
| Charles County Maryland | 13 | $ 3,307,000 | $ 254,000 | $ 91,000 |
| Polk County Florida | 12 | $ 1,522,000 | $ 126,000 | $ 49,000 |
| Queen Anne's County Maryland | 11 | $ 3,213,000 | $ 292,000 | $ 104,000 |
| Passaic County New Jersey | 11 | $ 2,380,000 | $ 216,000 | $ 80,000 |
| Montgomery County Maryland | 8 | $ 2,530,000 | $ 316,000 | $ 99,000 |
| Bergen County New Jersey | 8 | $ 1,939,000 | $ 242,000 | $ 74,000 |
| Washington County Maryland | 7 | $ 1,199,000 | $ 171,000 | $ 78,000 |
| Prince William County Virginia | 7 | $ 2,556,000 | $ 365,000 | $ 132,000 |
| Camden County New Jersey | 6 | $ 862,000 | $ 143,000 | $ 62,000 |
| Essex County New Jersey | 6 | $ 1,553,000 | $ 258,000 | $ 78,000 |
| Gloucester County New Jersey | 6 | $ 961,000 | $ 160,000 | $ 84,000 |
| York County Pennsylvania | 6 | $ 1,331,000 | $ 221,000 | $ 78,000 |
| Chesterfield County Virginia | 6 | $ 1,174,000 | $ 195,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,008,000 | $ 401,000 | $ 139,000 |
| Hillsborough County Florida | 5 | $ 613,000 | $ 122,000 | $ 63,000 |
| Palm Beach County Florida | 5 | $ 976,000 | $ 195,000 | $ 182,000 |
| St. Lucie County Florida | 5 | $ 536,000 | $ 107,000 | $ 30,000 |
| St. Mary's County Maryland | 5 | $ 948,000 | $ 189,000 | $ 69,000 |
| Union County New Jersey | 5 | $ 955,000 | $ 191,000 | $ 51,000 |
| Petersburg County Virginia | 5 | $ 220,000 | $ 44,000 | $ 136,000 |
| Seminole County Florida | 4 | $ 523,000 | $ 130,000 | $ 79,000 |
| Somerset County Maryland | 4 | $ 536,000 | $ 134,000 | $ 66,000 |
| Burlington County New Jersey | 4 | $ 683,000 | $ 170,000 | $ 67,000 |
| Monmouth County New Jersey | 4 | $ 1,445,000 | $ 361,000 | $ 155,000 |
| Bucks County Pennsylvania | 4 | $ 950,000 | $ 237,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 4 | $ 711,000 | $ 177,000 | $ 63,000 |
| Virginia Beach County Virginia | 4 | $ 1,565,000 | $ 391,000 | $ 120,000 |
| Duval County Florida | 3 | $ 554,000 | $ 184,000 | $ 62,000 |
| Lake County Florida | 3 | $ 474,000 | $ 158,000 | $ 71,000 |
| Lee County Florida | 3 | $ 362,000 | $ 120,000 | $ 42,000 |
| Marion County Florida | 3 | $ 461,000 | $ 153,000 | $ 38,000 |
| Caroline County Maryland | 3 | $ 472,000 | $ 157,000 | $ 73,000 |
| Carroll County Maryland | 3 | $ 513,000 | $ 171,000 | $ 57,000 |
| Dorchester County Maryland | 3 | $ 342,000 | $ 114,000 | $ 42,000 |
| Garrett County Maryland | 3 | $ 478,000 | $ 159,000 | $ 40,000 |
| Delaware County Pennsylvania | 3 | $ 553,000 | $ 184,000 | $ 76,000 |
| Fairfax County Virginia | 3 | $ 855,000 | $ 285,000 | $ 72,000 |
| Stafford County Virginia | 3 | $ 1,309,000 | $ 436,000 | $ 142,000 |
| Indian River County Florida | 2 | $ 181,000 | $ 90,000 | $ 20,000 |
| Monroe County Florida | 2 | $ 837,000 | $ 418,000 | $ 133,000 |
| Pinellas County Florida | 2 | $ 231,000 | $ 115,000 | $ 55,000 |
| Kent County Maryland | 2 | $ 474,000 | $ 237,000 | $ 62,000 |
| Hudson County New Jersey | 2 | $ 847,000 | $ 423,000 | $ 121,000 |
| Chester County Pennsylvania | 2 | $ 532,000 | $ 266,000 | $ 188,000 |
| Clarion County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 70,000 |
| Lebanon County Pennsylvania | 2 | $ 414,000 | $ 207,000 | $ 95,000 |
| Montgomery County Pennsylvania | 2 | $ 726,000 | $ 363,000 | $ 188,000 |
| Rutherford County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Hanover County Virginia | 2 | $ 820,000 | $ 410,000 | $ 118,000 |
| Loudoun County Virginia | 2 | $ 910,000 | $ 455,000 | $ 77,000 |
| Richmond City County Virginia | 2 | $ 544,000 | $ 272,000 | $ 124,000 |
| Suffolk County Virginia | 2 | $ 524,000 | $ 262,000 | $ 69,000 |
| Mobile County Alabama | 1 | $ 238,000 | $ 238,000 | $ 117,000 |
| Martin County Florida | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 870,000 | $ 870,000 | $ 432,000 |
| Sarasota County Florida | 1 | $ 431,000 | $ 431,000 | $ 181,000 |
| Bartholomew County Indiana | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Hunterdon County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 84,000 |
| Salem County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Adams County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Carbon County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 51,000 |
| Cumberland County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 146,000 |
| Lackawanna County Pennsylvania | 1 | $ 261,000 | $ 261,000 | $ 96,000 |
| Lancaster County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
| Lehigh County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Schuylkill County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 232,000 |
| Washington County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 138,000 |
| Wyoming County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Charleston County South Carolina | 1 | $ 277,000 | $ 277,000 | $ 77,000 |
| Greenville County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Lancaster County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Lexington County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 100,000 |
| Hamblen County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Shelby County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Bexar County Texas | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Collin County Texas | 1 | $ 198,000 | $ 198,000 | $ 118,000 |
| El Paso County Texas | 1 | $ 157,000 | $ 157,000 | $ 91,000 |
| Rockwall County Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Accomack County Virginia | 1 | $ 330,000 | $ 330,000 | $ 294,000 |
| Charles City County Virginia | 1 | $ 543,000 | $ 543,000 | $ 110,000 |
| Hampton County Virginia | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Henrico County Virginia | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Manassas County Virginia | 1 | $ 196,000 | $ 196,000 | $ 64,000 |
| Rappahannock County Virginia | 1 | $ 229,000 | $ 229,000 | $ 126,000 |
| Roanoke County Virginia | 1 | $ 252,000 | $ 252,000 | $ 94,000 |
| Spotsylvania County Virginia | 1 | $ 328,000 | $ 328,000 | $ 101,000 |
| Surry County Virginia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,130 | $237,817,000 | $210,000 | $2,400,000 | $78,000 | $1,092,000 |
| Refinancing | 274 | $65,742,000 | $239,000 | $999,000 | $115,000 | $1,548,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 669 | $139,093,000 | $207,000 | $2,400,000 | $75,000 | $1,092,000 |
| White | 490 | $112,622,000 | $229,000 | $870,000 | $103,000 | $1,548,000 |
| Black or African American | 183 | $38,041,000 | $207,000 | $636,000 | $73,000 | $252,000 |
| Not Provided | 35 | $8,935,000 | $255,000 | $617,000 | $100,000 | $212,000 |
| Asian | 21 | $3,964,000 | $188,000 | $466,000 | $81,000 | $174,000 |
| American Indian or Alaskan Native | 3 | $507,000 | $169,000 | $245,000 | $55,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $397,000 | $132,000 | $191,000 | $18,000 | $23,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 617 | $139,296,000 | $225,000 | $2,400,000 | $107,000 | $1,548,000 |
| FHA-insured (Federal Housing Administration) | 611 | $123,278,000 | $201,000 | $636,000 | $67,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 97 | $26,400,000 | $272,000 | $562,000 | $84,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $14,585,000 | $184,000 | $393,000 | $58,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 902 | $196,899,000 | $218,000 | $2,400,000 | $82,000 | $1,092,000 |
| Application Withdrawn By Applicant | 404 | $86,624,000 | $214,000 | $999,000 | $94,000 | $1,548,000 |
| Application Approved But Not Accepted | 66 | $13,569,000 | $205,000 | $870,000 | $79,000 | $432,000 |
| Application Denied By Financial Institution | 32 | $6,467,000 | $202,000 | $511,000 | $64,000 | $192,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $2,218,000 | $201,000 | $393,000 | $49,000 | $109,000 |
| Credit History | 10 | $2,406,000 | $240,000 | $511,000 | $82,000 | $192,000 |
| Collateral | 5 | $697,000 | $139,000 | $250,000 | $61,000 | $94,000 |
| Unverifiable Information | 4 | $810,000 | $202,000 | $279,000 | $75,000 | $105,000 |
| Employment History | 1 | $177,000 | $177,000 | $177,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $159,000 | $159,000 | $159,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.