Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 590 |
| Total Mortgage Loan Application Amount | $158,130,000 |
| Average Mortgage Loan Application Amount | $278,333 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $577,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 49 | $ 14,925,000 | $ 304,000 | $ 94,000 |
| Baltimore County Maryland | 33 | $ 8,075,000 | $ 244,000 | $ 88,000 |
| Anne Arundel County Maryland | 30 | $ 10,910,000 | $ 363,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 14 | $ 4,860,000 | $ 347,000 | $ 117,000 |
| Charles County Maryland | 11 | $ 3,705,000 | $ 336,000 | $ 96,000 |
| Calvert County Maryland | 10 | $ 3,470,000 | $ 347,000 | $ 102,000 |
| Pierce County Washington | 10 | $ 3,270,000 | $ 327,000 | $ 88,000 |
| Clark County Nevada | 9 | $ 1,965,000 | $ 218,000 | $ 26,000 |
| Baltimore City County Maryland | 8 | $ 1,720,000 | $ 215,000 | $ 99,000 |
| Washoe County Nevada | 8 | $ 2,030,000 | $ 253,000 | $ 93,000 |
| Maricopa County Arizona | 7 | $ 1,545,000 | $ 220,000 | $ 10,000 |
| St. Mary's County Maryland | 7 | $ 2,185,000 | $ 312,000 | $ 123,000 |
| Virginia Beach County Virginia | 6 | $ 1,200,000 | $ 200,000 | $ 50,000 |
| Pima County Arizona | 5 | $ 975,000 | $ 195,000 | $ 8,000 |
| Sussex County Delaware | 5 | $ 1,145,000 | $ 229,000 | $ 71,000 |
| Brevard County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 73,000 |
| Hillsborough County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 37,000 |
| Henry County Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Howard County Maryland | 5 | $ 2,255,000 | $ 451,000 | $ 133,000 |
| Lyon County Nevada | 5 | $ 1,105,000 | $ 221,000 | $ 38,000 |
| Wake County North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 41,000 |
| Chesapeake County Virginia | 5 | $ 1,885,000 | $ 377,000 | $ 74,000 |
| Spokane County Washington | 5 | $ 955,000 | $ 191,000 | $ 12,000 |
| Pinal County Arizona | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 890,000 | $ 222,000 | $ 40,000 |
| Pinellas County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 35,000 |
| Sarasota County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 102,000 |
| Volusia County Florida | 4 | $ 650,000 | $ 162,000 | $ 30,000 |
| Douglas County Georgia | 4 | $ 800,000 | $ 200,000 | $ 34,000 |
| Montgomery County Maryland | 4 | $ 1,430,000 | $ 357,000 | $ 87,000 |
| Harnett County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Bexar County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| Snohomish County Washington | 4 | $ 1,300,000 | $ 325,000 | $ 30,000 |
| Thurston County Washington | 4 | $ 1,170,000 | $ 292,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 915,000 | $ 305,000 | $ 0 |
| El Paso County Colorado | 3 | $ 815,000 | $ 271,000 | $ 0 |
| Kent County Delaware | 3 | $ 485,000 | $ 161,000 | $ 0 |
| New Castle County Delaware | 3 | $ 695,000 | $ 231,000 | $ 26,000 |
| Broward County Florida | 3 | $ 605,000 | $ 201,000 | $ 23,000 |
| Clay County Florida | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Duval County Florida | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Okaloosa County Florida | 3 | $ 555,000 | $ 185,000 | $ 28,000 |
| Osceola County Florida | 3 | $ 925,000 | $ 308,000 | $ 0 |
| Polk County Florida | 3 | $ 835,000 | $ 278,000 | $ 57,000 |
| Cobb County Georgia | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
| Gwinnett County Georgia | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Marion County Indiana | 3 | $ 615,000 | $ 205,000 | $ 46,000 |
| Carroll County Maryland | 3 | $ 1,235,000 | $ 411,000 | $ 116,000 |
| Cecil County Maryland | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Harford County Maryland | 3 | $ 1,525,000 | $ 508,000 | $ 49,000 |
| Queen Anne's County Maryland | 3 | $ 1,045,000 | $ 348,000 | $ 97,000 |
| Anoka County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 40,000 |
| Dakota County Minnesota | 3 | $ 795,000 | $ 265,000 | $ 107,000 |
| Bergen County New Jersey | 3 | $ 985,000 | $ 328,000 | $ 23,000 |
| Mecklenburg County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 89,000 |
| Harris County Texas | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Montgomery County Texas | 3 | $ 965,000 | $ 321,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Henrico County Virginia | 3 | $ 545,000 | $ 181,000 | $ 42,000 |
| Benton County Washington | 3 | $ 665,000 | $ 221,000 | $ 23,000 |
| Coffee County Alabama | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Los Angeles County California | 2 | $ 600,000 | $ 300,000 | $ 19,000 |
| Santa Clara County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 222,000 |
| Denver County Colorado | 2 | $ 480,000 | $ 240,000 | $ 44,000 |
| Weld County Colorado | 2 | $ 550,000 | $ 275,000 | $ 21,000 |
| Charlotte County Florida | 2 | $ 500,000 | $ 250,000 | $ 46,000 |
| Citrus County Florida | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| Miami-Dade County Florida | 2 | $ 620,000 | $ 310,000 | $ 96,000 |
| Nassau County Florida | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Pasco County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Seminole County Florida | 2 | $ 460,000 | $ 230,000 | $ 0 |
| St. Johns County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 384,000 |
| Chatham County Georgia | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Clayton County Georgia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Effingham County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Fayette County Georgia | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Fulton County Georgia | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Newton County Georgia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Allen County Indiana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Porter County Indiana | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 109,000 |
| Worcester County Maryland | 2 | $ 340,000 | $ 170,000 | $ 231,000 |
| Hennepin County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 550,000 | $ 275,000 | $ 27,000 |
| Essex County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Cabarrus County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Cumberland County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 66,000 |
| Moore County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 135,000 |
| Fort Bend County Texas | 2 | $ 480,000 | $ 240,000 | $ 0 |
| McLennan County Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 520,000 | $ 260,000 | $ 182,000 |
| Hampton County Virginia | 2 | $ 320,000 | $ 160,000 | $ 26,000 |
| Newport News County Virginia | 2 | $ 410,000 | $ 205,000 | $ 19,000 |
| Norfolk County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Prince William County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 84,000 |
| Clark County Washington | 2 | $ 570,000 | $ 285,000 | $ 56,000 |
| Cowlitz County Washington | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Kitsap County Washington | 2 | $ 610,000 | $ 305,000 | $ 36,000 |
| Jefferson County Alabama | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Madison County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Mobile County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Shelby County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| La Paz County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mohave County Arizona | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Contra Costa County California | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Glenn County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Orange County California | 1 | $ 705,000 | $ 705,000 | $ 196,000 |
| Riverside County California | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
| Sacramento County California | 1 | $ 425,000 | $ 425,000 | $ 98,000 |
| San Bernardino County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 425,000 | $ 425,000 | $ 153,000 |
| Summit County Colorado | 1 | $ 435,000 | $ 435,000 | $ 246,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Baker County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Escambia County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hamilton County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Indian River County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lee County Florida | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Leon County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Manatee County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monroe County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Orange County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Bartow County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clarke County Georgia | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Columbia County Georgia | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Dawson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Floyd County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hall County Georgia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Liberty County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Paulding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Polk County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Troup County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| White County Georgia | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hancock County Indiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Harrison County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Johnson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Miami County Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Noble County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Putnam County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Frederick County Maryland | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Becker County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lake County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Sherburne County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Steele County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wright County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carson City County Nevada | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Nye County Nevada | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Camden County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Cumberland County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Union County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Allen County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| York County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Berkeley County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Henderson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Comal County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| El Paso County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tom Green County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wilson County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Accomack County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Amherst County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Caroline County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Hopewell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Montgomery County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Smyth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Stafford County Virginia | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Staunton County Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Suffolk County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Warren County Virginia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Douglas County Washington | 1 | $ 335,000 | $ 335,000 | $ 0 |
| King County Washington | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Kittitas County Washington | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Lewis County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mason County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Yakima County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 350 | $86,520,000 | $247,000 | $935,000 | $24,000 | $577,000 |
| Home Purchase | 147 | $45,825,000 | $311,000 | $855,000 | $108,000 | $577,000 |
| Cash-out Refinancing | 93 | $25,785,000 | $277,000 | $1,305,000 | $81,000 | $338,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 307 | $83,215,000 | $271,000 | $1,305,000 | $59,000 | $577,000 |
| Black or African American | 212 | $56,330,000 | $265,000 | $725,000 | $59,000 | $238,000 |
| Hispanic | 43 | $11,335,000 | $263,000 | $695,000 | $41,000 | $293,000 |
| Not Provided | 18 | $4,980,000 | $276,000 | $545,000 | $93,000 | $224,000 |
| American Indian or Alaskan Native | 5 | $1,215,000 | $243,000 | $295,000 | $37,000 | $119,000 |
| Asian | 2 | $410,000 | $205,000 | $235,000 | $78,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 354 | $88,120,000 | $248,000 | $1,305,000 | $21,000 | $196,000 |
| FHA-insured (Federal Housing Administration) | 143 | $40,485,000 | $283,000 | $695,000 | $87,000 | $293,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 92 | $29,290,000 | $318,000 | $915,000 | $134,000 | $577,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $61,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 464 | $125,370,000 | $270,000 | $1,305,000 | $54,000 | $577,000 |
| Application Withdrawn By Applicant | 107 | $28,015,000 | $261,000 | $915,000 | $94,000 | $493,000 |
| Application Denied By Financial Institution | 19 | $4,745,000 | $249,000 | $405,000 | $73,000 | $187,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 571 | $153,385,000 | $268,000 | $1,305,000 | $58,000 | $577,000 |
| Other | 5 | $1,355,000 | $271,000 | $325,000 | $0 | $0 |
| Collateral | 4 | $890,000 | $222,000 | $295,000 | $68,000 | $105,000 |
| Credit History | 4 | $830,000 | $207,000 | $315,000 | $88,000 | $187,000 |
| Debt-To-Income Ratio | 4 | $1,280,000 | $320,000 | $405,000 | $70,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $265,000 | $60,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.