Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Genisys Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,827 |
| Total Mortgage Loan Application Amount | $544,725,000 |
| Average Mortgage Loan Application Amount | $1,009,833 |
| Highest Mortgage Loan Application Amount | $15,495,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $1,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 2,237 | $ 255,165,000 | $ 114,000 | $ 97,000 |
| Macomb County Michigan | 734 | $ 88,600,000 | $ 120,000 | $ 89,000 |
| Genesee County Michigan | 369 | $ 31,985,000 | $ 86,000 | $ 79,000 |
| Wayne County Michigan | 285 | $ 28,525,000 | $ 100,000 | $ 89,000 |
| St. Clair County Michigan | 195 | $ 18,105,000 | $ 92,000 | $ 92,000 |
| Livingston County Michigan | 109 | $ 14,705,000 | $ 134,000 | $ 111,000 |
| Lapeer County Michigan | 108 | $ 13,520,000 | $ 125,000 | $ 94,000 |
| Dakota County Minnesota | 89 | $ 10,555,000 | $ 118,000 | $ 102,000 |
| Washtenaw County Michigan | 55 | $ 7,865,000 | $ 143,000 | $ 103,000 |
| Tuscola County Michigan | 40 | $ 3,020,000 | $ 75,000 | $ 62,000 |
| Hennepin County Minnesota | 39 | $ 4,575,000 | $ 117,000 | $ 130,000 |
| Montgomery County Pennsylvania | 34 | $ 4,410,000 | $ 129,000 | $ 145,000 |
| Anoka County Minnesota | 28 | $ 2,420,000 | $ 86,000 | $ 115,000 |
| Ramsey County Minnesota | 28 | $ 2,830,000 | $ 101,000 | $ 83,000 |
| Washington County Minnesota | 23 | $ 2,405,000 | $ 104,000 | $ 120,000 |
| Saginaw County Michigan | 14 | $ 1,710,000 | $ 122,000 | $ 87,000 |
| Sanilac County Michigan | 14 | $ 1,180,000 | $ 84,000 | $ 80,000 |
| Monroe County Michigan | 12 | $ 1,080,000 | $ 90,000 | $ 80,000 |
| Orange County California | 10 | $ 1,030,000 | $ 103,000 | $ 114,000 |
| Gladwin County Michigan | 10 | $ 1,230,000 | $ 123,000 | $ 153,000 |
| Ingham County Michigan | 10 | $ 1,150,000 | $ 115,000 | $ 101,000 |
| Roscommon County Michigan | 10 | $ 780,000 | $ 78,000 | $ 104,000 |
| Scott County Minnesota | 10 | $ 890,000 | $ 89,000 | $ 130,000 |
| Kalamazoo County Michigan | 9 | $ 1,005,000 | $ 111,000 | $ 109,000 |
| Sherburne County Minnesota | 9 | $ 805,000 | $ 89,000 | $ 106,000 |
| Grand Traverse County Michigan | 8 | $ 1,620,000 | $ 202,000 | $ 261,000 |
| Shiawassee County Michigan | 8 | $ 1,000,000 | $ 125,000 | $ 86,000 |
| Jackson County Michigan | 6 | $ 580,000 | $ 96,000 | $ 68,000 |
| Kent County Michigan | 6 | $ 960,000 | $ 160,000 | $ 106,000 |
| Lenawee County Michigan | 6 | $ 390,000 | $ 65,000 | $ 69,000 |
| Ogemaw County Michigan | 6 | $ 340,000 | $ 56,000 | $ 170,000 |
| Bucks County Pennsylvania | 6 | $ 810,000 | $ 135,000 | $ 203,000 |
| Delaware County Pennsylvania | 6 | $ 850,000 | $ 141,000 | $ 130,000 |
| Gwinnett County Georgia | 5 | $ 515,000 | $ 103,000 | $ 106,000 |
| Alpena County Michigan | 5 | $ 585,000 | $ 117,000 | $ 82,000 |
| Antrim County Michigan | 5 | $ 285,000 | $ 57,000 | $ 100,000 |
| Bay County Michigan | 5 | $ 195,000 | $ 39,000 | $ 42,000 |
| Chester County Pennsylvania | 5 | $ 455,000 | $ 91,000 | $ 101,000 |
| Broward County Florida | 4 | $ 1,890,000 | $ 472,000 | $ 194,000 |
| Sarasota County Florida | 4 | $ 430,000 | $ 107,000 | $ 95,000 |
| Forsyth County Georgia | 4 | $ 900,000 | $ 225,000 | $ 205,000 |
| Fulton County Georgia | 4 | $ 930,000 | $ 232,000 | $ 123,000 |
| Cook County Illinois | 4 | $ 1,300,000 | $ 325,000 | $ 387,000 |
| Arenac County Michigan | 4 | $ 230,000 | $ 57,000 | $ 64,000 |
| Clare County Michigan | 4 | $ 150,000 | $ 37,000 | $ 108,000 |
| Crawford County Michigan | 4 | $ 280,000 | $ 70,000 | $ 50,000 |
| Huron County Michigan | 4 | $ 590,000 | $ 147,000 | $ 172,000 |
| Iosco County Michigan | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| Mackinac County Michigan | 4 | $ 590,000 | $ 147,000 | $ 70,000 |
| Mecosta County Michigan | 4 | $ 380,000 | $ 95,000 | $ 100,000 |
| Montmorency County Michigan | 4 | $ 300,000 | $ 75,000 | $ 48,000 |
| Oscoda County Michigan | 4 | $ 140,000 | $ 35,000 | $ 88,000 |
| Wexford County Michigan | 4 | $ 330,000 | $ 82,000 | $ 56,000 |
| Chisago County Minnesota | 4 | $ 120,000 | $ 30,000 | $ 98,000 |
| Los Angeles County California | 3 | $ 265,000 | $ 88,000 | $ 108,000 |
| Ventura County California | 3 | $ 1,015,000 | $ 338,000 | $ 183,000 |
| Douglas County Colorado | 3 | $ 245,000 | $ 81,000 | $ 119,000 |
| Osceola County Florida | 3 | $ 815,000 | $ 271,000 | $ 188,000 |
| Polk County Florida | 3 | $ 165,000 | $ 55,000 | $ 119,000 |
| Sumter County Florida | 3 | $ 405,000 | $ 135,000 | $ 126,000 |
| Barry County Michigan | 3 | $ 165,000 | $ 55,000 | $ 152,000 |
| Charlevoix County Michigan | 3 | $ 425,000 | $ 141,000 | $ 132,000 |
| Clinton County Michigan | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Lake County Michigan | 3 | $ 105,000 | $ 35,000 | $ 56,000 |
| Osceola County Michigan | 3 | $ 145,000 | $ 48,000 | $ 115,000 |
| Otsego County Michigan | 3 | $ 145,000 | $ 48,000 | $ 97,000 |
| Ottawa County Michigan | 3 | $ 95,000 | $ 31,000 | $ 97,000 |
| Carver County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 132,000 |
| Wright County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 104,000 |
| Lucas County Ohio | 3 | $ 265,000 | $ 88,000 | $ 109,000 |
| Douglas County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 279,000 |
| Jefferson County Alabama | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Maricopa County Arizona | 2 | $ 80,000 | $ 40,000 | $ 122,000 |
| Alameda County California | 2 | $ 410,000 | $ 205,000 | $ 252,000 |
| Contra Costa County California | 2 | $ 1,110,000 | $ 555,000 | $ 269,000 |
| Riverside County California | 2 | $ 140,000 | $ 70,000 | $ 187,000 |
| Hernando County Florida | 2 | $ 220,000 | $ 110,000 | $ 123,000 |
| Lee County Florida | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Marion County Florida | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| Miami-Dade County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 444,000 |
| Pinellas County Florida | 2 | $ 130,000 | $ 65,000 | $ 95,000 |
| Cherokee County Georgia | 2 | $ 360,000 | $ 180,000 | $ 149,000 |
| Coweta County Georgia | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Alcona County Michigan | 2 | $ 260,000 | $ 130,000 | $ 141,000 |
| Benzie County Michigan | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Berrien County Michigan | 2 | $ 260,000 | $ 130,000 | $ 133,000 |
| Eaton County Michigan | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Kalkaska County Michigan | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Leelanau County Michigan | 2 | $ 820,000 | $ 410,000 | $ 546,000 |
| Newaygo County Michigan | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Presque Isle County Michigan | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Goodhue County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Mille Lacs County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Camden County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 89,000 |
| Gloucester County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Middlesex County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 189,000 |
| Wake County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 118,000 |
| Lehigh County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 161,000 |
| Philadelphia County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 428,000 |
| Fairfax County Virginia | 2 | $ 280,000 | $ 140,000 | $ 364,000 |
| King County Washington | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Dunn County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Pierce County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 89,000 |
| St. Croix County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Garland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Calaveras County California | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 192,000 |
| San Diego County California | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Santa Barbara County California | 1 | $ 405,000 | $ 405,000 | $ 35,000 |
| Santa Clara County California | 1 | $ 155,000 | $ 155,000 | $ 226,000 |
| Sonoma County California | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Routt County Colorado | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| New Haven County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Tolland County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| New Castle County Delaware | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Duval County Florida | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Pasco County Florida | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Seminole County Florida | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Volusia County Florida | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Clayton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Fayette County Georgia | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Morgan County Georgia | 1 | $ 155,000 | $ 155,000 | $ 511,000 |
| Pickens County Georgia | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Kane County Illinois | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Will County Illinois | 1 | $ 105,000 | $ 105,000 | $ 453,000 |
| Elkhart County Indiana | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Tippecanoe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 218,000 |
| Warren County Iowa | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Fayette County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Marshall County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Tangipahoa County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Montgomery County Maryland | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Talbot County Maryland | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Alger County Michigan | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Branch County Michigan | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Cheboygan County Michigan | 1 | $ 115,000 | $ 115,000 | $ 155,000 |
| Delta County Michigan | 1 | $ 105,000 | $ 105,000 | $ 855,000 |
| Emmet County Michigan | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Hillsdale County Michigan | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Ionia County Michigan | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Isabella County Michigan | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Menominee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Midland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Montcalm County Michigan | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Muskegon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| St. Joseph County Michigan | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Van Buren County Michigan | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Aitkin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Crow Wing County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Kanabec County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Redwood County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Rice County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Wabasha County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Cascade County Montana | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Burlington County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Hunterdon County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Mercer County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Ocean County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Union County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Cabarrus County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| Ashland County Ohio | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Clermont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Cuyahoga County Ohio | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Bradford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Clearfield County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 232,000 |
| Somerset County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Anderson County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Lincoln County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Chesterfield County Virginia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Loudoun County Virginia | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Mecklenburg County Virginia | 1 | $ 485,000 | $ 485,000 | $ 550,000 |
| Montgomery County Virginia | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Stafford County Virginia | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Snohomish County Washington | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
| La Crosse County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Waukesha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Wood County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,532 | $144,360,000 | $94,000 | $1,005,000 | $97,000 | $1,200,000 |
| Home Improvement | 1,128 | $58,400,000 | $51,000 | $1,005,000 | $101,000 | $1,478,000 |
| Cash-out Refinancing | 1,049 | $166,835,000 | $159,000 | $965,000 | $99,000 | $1,195,000 |
| Home Purchase | 717 | $137,285,000 | $191,000 | $9,055,000 | $96,000 | $1,160,000 |
| Other Purpose | 398 | $21,310,000 | $53,000 | $405,000 | $87,000 | $442,000 |
| Not Applicable | 3 | $16,535,000 | $5,511,000 | $15,495,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,534 | $363,660,000 | $102,000 | $1,005,000 | $98,000 | $1,478,000 |
| Not Provided | 675 | $89,935,000 | $133,000 | $575,000 | $99,000 | $1,160,000 |
| Black or African American | 241 | $17,705,000 | $73,000 | $545,000 | $67,000 | $420,000 |
| Hispanic | 197 | $15,995,000 | $81,000 | $425,000 | $105,000 | $1,080,000 |
| Asian | 113 | $17,625,000 | $155,000 | $965,000 | $131,000 | $450,000 |
| American Indian or Alaskan Native | 25 | $1,655,000 | $66,000 | $325,000 | $70,000 | $153,000 |
| Not applicable | 18 | $35,500,000 | $1,972,000 | $15,495,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $43,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,827 | $544,725,000 | $112,000 | $15,495,000 | $97,000 | $1,478,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,103 | $384,175,000 | $123,000 | $15,495,000 | $101,000 | $1,195,000 |
| Application Denied By Financial Institution | 1,064 | $82,630,000 | $77,000 | $1,005,000 | $87,000 | $1,478,000 |
| Application Withdrawn By Applicant | 554 | $67,340,000 | $121,000 | $765,000 | $96,000 | $1,160,000 |
| Application Approved But Not Accepted | 79 | $8,435,000 | $106,000 | $415,000 | $92,000 | $335,000 |
| File Closed For Incompleteness | 27 | $2,145,000 | $79,000 | $305,000 | $101,000 | $251,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,763 | $462,095,000 | $122,000 | $15,495,000 | $100,000 | $1,195,000 |
| Credit Application Incomplete | 337 | $31,295,000 | $92,000 | $1,005,000 | $94,000 | $1,478,000 |
| Credit History | 272 | $16,230,000 | $59,000 | $965,000 | $91,000 | $1,200,000 |
| Debt-To-Income Ratio | 183 | $13,385,000 | $73,000 | $425,000 | $58,000 | $286,000 |
| Collateral | 151 | $12,445,000 | $82,000 | $605,000 | $100,000 | $553,000 |
| Other | 99 | $6,195,000 | $62,000 | $405,000 | $93,000 | $511,000 |
| Unverifiable Information | 16 | $1,610,000 | $100,000 | $305,000 | $33,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,240,000 | $310,000 | $875,000 | $79,000 | $129,000 |
| Employment History | 2 | $230,000 | $115,000 | $215,000 | $40,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.