Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Genisys Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,728 |
| Total Mortgage Loan Application Amount | $713,110,000 |
| Average Mortgage Loan Application Amount | $144,800 |
| Highest Mortgage Loan Application Amount | $5,955,000 |
| Average Applicant Income | $120,600 |
| Highest Applicant Income | $3,831,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 2,437 | $ 302,375,000 | $ 124,000 | $ 129,000 |
| Macomb County Michigan | 895 | $ 91,965,000 | $ 102,000 | $ 107,000 |
| Genesee County Michigan | 404 | $ 38,360,000 | $ 94,000 | $ 94,000 |
| Wayne County Michigan | 403 | $ 43,585,000 | $ 108,000 | $ 100,000 |
| St. Clair County Michigan | 216 | $ 20,240,000 | $ 93,000 | $ 107,000 |
| Lapeer County Michigan | 140 | $ 16,950,000 | $ 121,000 | $ 99,000 |
| Livingston County Michigan | 114 | $ 16,500,000 | $ 144,000 | $ 144,000 |
| Dakota County Minnesota | 90 | $ 13,880,000 | $ 154,000 | $ 135,000 |
| Hennepin County Minnesota | 59 | $ 8,455,000 | $ 143,000 | $ 144,000 |
| Tuscola County Michigan | 57 | $ 4,215,000 | $ 73,000 | $ 67,000 |
| Washtenaw County Michigan | 55 | $ 7,145,000 | $ 129,000 | $ 121,000 |
| Anoka County Minnesota | 36 | $ 5,350,000 | $ 148,000 | $ 114,000 |
| Ramsey County Minnesota | 29 | $ 2,895,000 | $ 99,000 | $ 115,000 |
| Montgomery County Pennsylvania | 27 | $ 3,355,000 | $ 124,000 | $ 172,000 |
| Washington County Minnesota | 22 | $ 3,380,000 | $ 153,000 | $ 135,000 |
| Roscommon County Michigan | 21 | $ 2,185,000 | $ 104,000 | $ 98,000 |
| Scott County Minnesota | 19 | $ 2,675,000 | $ 140,000 | $ 131,000 |
| Lee County Florida | 16 | $ 4,400,000 | $ 275,000 | $ 181,000 |
| Sanilac County Michigan | 15 | $ 1,765,000 | $ 117,000 | $ 70,000 |
| Shiawassee County Michigan | 15 | $ 1,715,000 | $ 114,000 | $ 86,000 |
| Monroe County Michigan | 14 | $ 1,090,000 | $ 77,000 | $ 130,000 |
| Grand Traverse County Michigan | 13 | $ 4,735,000 | $ 364,000 | $ 378,000 |
| Bucks County Pennsylvania | 13 | $ 1,735,000 | $ 133,000 | $ 174,000 |
| Kent County Michigan | 12 | $ 1,530,000 | $ 127,000 | $ 116,000 |
| Saginaw County Michigan | 12 | $ 1,300,000 | $ 108,000 | $ 110,000 |
| Chester County Pennsylvania | 12 | $ 2,240,000 | $ 186,000 | $ 113,000 |
| Chisago County Minnesota | 10 | $ 1,190,000 | $ 119,000 | $ 130,000 |
| Wright County Minnesota | 10 | $ 960,000 | $ 96,000 | $ 129,000 |
| Delaware County Pennsylvania | 10 | $ 900,000 | $ 90,000 | $ 67,000 |
| Jackson County Michigan | 9 | $ 635,000 | $ 70,000 | $ 120,000 |
| Collier County Florida | 8 | $ 4,310,000 | $ 538,000 | $ 426,000 |
| Manatee County Florida | 8 | $ 3,300,000 | $ 412,000 | $ 356,000 |
| Bay County Michigan | 8 | $ 790,000 | $ 98,000 | $ 55,000 |
| Crawford County Michigan | 8 | $ 810,000 | $ 101,000 | $ 112,000 |
| Orange County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 125,000 |
| Sarasota County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 129,000 |
| Forsyth County Georgia | 7 | $ 2,375,000 | $ 339,000 | $ 142,000 |
| Iosco County Michigan | 7 | $ 675,000 | $ 96,000 | $ 132,000 |
| Carver County Minnesota | 7 | $ 1,845,000 | $ 263,000 | $ 201,000 |
| Lucas County Ohio | 7 | $ 305,000 | $ 43,000 | $ 193,000 |
| Alameda County California | 6 | $ 3,200,000 | $ 533,000 | $ 178,000 |
| Palm Beach County Florida | 6 | $ 1,080,000 | $ 180,000 | $ 123,000 |
| Pinellas County Florida | 6 | $ 900,000 | $ 150,000 | $ 158,000 |
| Alcona County Michigan | 6 | $ 540,000 | $ 90,000 | $ 55,000 |
| Huron County Michigan | 6 | $ 1,290,000 | $ 215,000 | $ 131,000 |
| Ingham County Michigan | 6 | $ 3,410,000 | $ 568,000 | $ 82,000 |
| Ogemaw County Michigan | 6 | $ 790,000 | $ 131,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 6 | $ 870,000 | $ 145,000 | $ 120,000 |
| Charlotte County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 245,000 |
| Pasco County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 132,000 |
| Emmet County Michigan | 5 | $ 865,000 | $ 173,000 | $ 230,000 |
| Gladwin County Michigan | 5 | $ 855,000 | $ 171,000 | $ 118,000 |
| Kalkaska County Michigan | 5 | $ 345,000 | $ 69,000 | $ 78,000 |
| Ottawa County Michigan | 5 | $ 865,000 | $ 173,000 | $ 125,000 |
| Goodhue County Minnesota | 5 | $ 295,000 | $ 59,000 | $ 126,000 |
| Sherburne County Minnesota | 5 | $ 835,000 | $ 167,000 | $ 118,000 |
| Cuyahoga County Ohio | 5 | $ 625,000 | $ 125,000 | $ 123,000 |
| Franklin County Ohio | 5 | $ 1,115,000 | $ 223,000 | $ 111,000 |
| Berks County Pennsylvania | 5 | $ 855,000 | $ 171,000 | $ 151,000 |
| Fairfax County Virginia | 5 | $ 1,255,000 | $ 251,000 | $ 206,000 |
| Los Angeles County California | 4 | $ 1,350,000 | $ 337,000 | $ 368,000 |
| Orange County California | 4 | $ 1,180,000 | $ 295,000 | $ 114,000 |
| Broward County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 109,000 |
| Sumter County Florida | 4 | $ 720,000 | $ 180,000 | $ 155,000 |
| Cook County Illinois | 4 | $ 1,670,000 | $ 417,000 | $ 209,000 |
| Clare County Michigan | 4 | $ 430,000 | $ 107,000 | $ 127,000 |
| Eaton County Michigan | 4 | $ 670,000 | $ 167,000 | $ 96,000 |
| Leelanau County Michigan | 4 | $ 1,020,000 | $ 255,000 | $ 121,000 |
| Lenawee County Michigan | 4 | $ 190,000 | $ 47,000 | $ 84,000 |
| Otsego County Michigan | 4 | $ 400,000 | $ 100,000 | $ 107,000 |
| Rice County Minnesota | 4 | $ 410,000 | $ 102,000 | $ 156,000 |
| Middlesex County New Jersey | 4 | $ 630,000 | $ 157,000 | $ 179,000 |
| Somerset County New Jersey | 4 | $ 270,000 | $ 67,000 | $ 152,000 |
| Contra Costa County California | 3 | $ 1,715,000 | $ 571,000 | $ 333,000 |
| Riverside County California | 3 | $ 245,000 | $ 81,000 | $ 141,000 |
| Ventura County California | 3 | $ 1,185,000 | $ 395,000 | $ 197,000 |
| Denver County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 375,000 |
| New Castle County Delaware | 3 | $ 205,000 | $ 68,000 | $ 211,000 |
| Hillsborough County Florida | 3 | $ 595,000 | $ 198,000 | $ 116,000 |
| Miami-Dade County Florida | 3 | $ 4,205,000 | $ 1,401,000 | $ 319,000 |
| Polk County Florida | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| St. Lucie County Florida | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| Volusia County Florida | 3 | $ 245,000 | $ 81,000 | $ 89,000 |
| Fulton County Georgia | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| Gwinnett County Georgia | 3 | $ 345,000 | $ 115,000 | $ 230,000 |
| Hamilton County Indiana | 3 | $ 705,000 | $ 235,000 | $ 140,000 |
| LaPorte County Indiana | 3 | $ 175,000 | $ 58,000 | $ 128,000 |
| Allegan County Michigan | 3 | $ 1,455,000 | $ 485,000 | $ 125,000 |
| Arenac County Michigan | 3 | $ 215,000 | $ 71,000 | $ 129,000 |
| Calhoun County Michigan | 3 | $ 375,000 | $ 125,000 | $ 182,000 |
| Charlevoix County Michigan | 3 | $ 445,000 | $ 148,000 | $ 110,000 |
| Mason County Michigan | 3 | $ 585,000 | $ 195,000 | $ 159,000 |
| Mecosta County Michigan | 3 | $ 955,000 | $ 318,000 | $ 485,000 |
| Montcalm County Michigan | 3 | $ 145,000 | $ 48,000 | $ 67,000 |
| Presque Isle County Michigan | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| Trumbull County Ohio | 3 | $ 155,000 | $ 51,000 | $ 95,000 |
| Allegheny County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 130,000 |
| Henrico County Virginia | 3 | $ 585,000 | $ 195,000 | $ 108,000 |
| Virginia Beach County Virginia | 3 | $ 545,000 | $ 181,000 | $ 248,000 |
| Pierce County Wisconsin | 3 | $ 155,000 | $ 51,000 | $ 149,000 |
| Summit County Colorado | 2 | $ 700,000 | $ 350,000 | $ 156,000 |
| New Haven County Connecticut | 2 | $ 120,000 | $ 60,000 | $ 111,000 |
| Brevard County Florida | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Citrus County Florida | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Duval County Florida | 2 | $ 90,000 | $ 45,000 | $ 76,000 |
| Indian River County Florida | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Lake County Florida | 2 | $ 860,000 | $ 430,000 | $ 171,000 |
| Marion County Florida | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| Martin County Florida | 2 | $ 130,000 | $ 65,000 | $ 139,000 |
| Cobb County Georgia | 2 | $ 210,000 | $ 105,000 | $ 124,000 |
| DeKalb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Henry County Georgia | 2 | $ 150,000 | $ 75,000 | $ 97,000 |
| Lee County Georgia | 2 | $ 50,000 | $ 25,000 | $ 147,000 |
| Spalding County Georgia | 2 | $ 320,000 | $ 160,000 | $ 29,000 |
| Bartholomew County Indiana | 2 | $ 150,000 | $ 75,000 | $ 115,000 |
| Antrim County Michigan | 2 | $ 300,000 | $ 150,000 | $ 313,000 |
| Barry County Michigan | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Benzie County Michigan | 2 | $ 440,000 | $ 220,000 | $ 111,000 |
| Branch County Michigan | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Cheboygan County Michigan | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Chippewa County Michigan | 2 | $ 50,000 | $ 25,000 | $ 86,000 |
| Clinton County Michigan | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Gratiot County Michigan | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Hillsdale County Michigan | 2 | $ 250,000 | $ 125,000 | $ 156,000 |
| Ionia County Michigan | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Isabella County Michigan | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| Lake County Michigan | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Luce County Michigan | 2 | $ 170,000 | $ 85,000 | $ 96,000 |
| Midland County Michigan | 2 | $ 130,000 | $ 65,000 | $ 126,000 |
| Montmorency County Michigan | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| Osceola County Michigan | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Van Buren County Michigan | 2 | $ 870,000 | $ 435,000 | $ 95,000 |
| Wexford County Michigan | 2 | $ 150,000 | $ 75,000 | $ 148,000 |
| Isanti County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 105,000 |
| Le Sueur County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Stearns County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 114,000 |
| Camden County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Mecklenburg County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Clark County Ohio | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Wood County Ohio | 2 | $ 170,000 | $ 85,000 | $ 110,000 |
| Lancaster County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 128,000 |
| Lancaster County South Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 187,000 |
| Rhea County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 61,000 |
| Chesterfield County Virginia | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Loudoun County Virginia | 2 | $ 100,000 | $ 50,000 | $ 156,000 |
| King County Washington | 2 | $ 360,000 | $ 180,000 | $ 150,000 |
| St. Croix County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Mobile County Alabama | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Kern County California | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Sacramento County California | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| San Joaquin County California | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| San Luis Obispo County California | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Santa Clara County California | 1 | $ 855,000 | $ 855,000 | $ 123,000 |
| Arapahoe County Colorado | 1 | $ 575,000 | $ 575,000 | $ 94,000 |
| Broomfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Douglas County Colorado | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 495,000 | $ 495,000 | $ 321,000 |
| Park County Colorado | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| New London County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 222,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 122,000 |
| Camden County Georgia | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 485,000 | $ 485,000 | $ 132,000 |
| Glynn County Georgia | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Rockdale County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Kendall County Illinois | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| Lake County Illinois | 1 | $ 55,000 | $ 55,000 | $ 195,000 |
| McLean County Illinois | 1 | $ 345,000 | $ 345,000 | $ 220,000 |
| Winnebago County Illinois | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Clark County Indiana | 1 | $ 265,000 | $ 265,000 | $ 198,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
| Morgan County Indiana | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Shelby County Indiana | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Steuben County Indiana | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Vanderburgh County Indiana | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Campbell County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Franklin County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 226,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Mason County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| McCracken County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Warren County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Caroline County Maryland | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Frederick County Maryland | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Wicomico County Maryland | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Alpena County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 95,000 | $ 95,000 | $ 170,000 |
| Mackinac County Michigan | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Manistee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Marquette County Michigan | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Missaukee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Muskegon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Newaygo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Oceana County Michigan | 1 | $ 245,000 | $ 245,000 | $ 205,000 |
| Ontonagon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Oscoda County Michigan | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| St. Joseph County Michigan | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Aitkin County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Cass County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Cottonwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Douglas County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Freeborn County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Mille Lacs County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 258,000 |
| Morrison County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Mower County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Pennington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Pine County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 131,000 |
| Pope County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Sibley County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Wadena County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| DeSoto County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 222,000 |
| Richland County Montana | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Merrimack County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 172,000 |
| Bergen County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Gloucester County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 207,000 |
| Monmouth County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 275,000 |
| Morris County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 214,000 |
| Warren County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 166,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Bronx County New York | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Cherokee County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Henderson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| New Hanover County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 103,000 |
| Union County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 140,000 |
| Ashtabula County Ohio | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Brown County Ohio | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Butler County Ohio | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Delaware County Ohio | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| Greene County Ohio | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Hancock County Ohio | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Lake County Ohio | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Mercer County Ohio | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Stark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Washington County Ohio | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Cumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 2,424,000 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 641,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Washington County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| York County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Greenville County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Spartanburg County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 280,000 |
| Minnehaha County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 148,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Bradley County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 270,000 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 206,000 |
| Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Loudon County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Sequatchie County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Shelby County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Washington County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Washington County Utah | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Campbell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Halifax County Virginia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Rockingham County Virginia | 1 | $ 365,000 | $ 365,000 | $ 226,000 |
| Shenandoah County Virginia | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Suffolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Clark County Washington | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Cowlitz County Washington | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Marathon County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Racine County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,965 | $139,345,000 | $70,000 | $705,000 | $122,000 | $2,603,000 |
| Other Purpose | 1,409 | $99,825,000 | $70,000 | $945,000 | $116,000 | $2,424,000 |
| Home Purchase | 1,111 | $268,375,000 | $241,000 | $5,955,000 | $130,000 | $2,088,000 |
| Refinancing | 720 | $95,080,000 | $132,000 | $1,705,000 | $119,000 | $3,831,000 |
| Cash-out Refinancing | 523 | $110,485,000 | $211,000 | $3,005,000 | $116,000 | $3,831,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,734 | $441,150,000 | $118,000 | $2,325,000 | $120,000 | $2,254,000 |
| Not Provided | 1,312 | $162,080,000 | $123,000 | $4,005,000 | $122,000 | $2,603,000 |
| Black or African American | 297 | $26,315,000 | $88,000 | $685,000 | $83,000 | $900,000 |
| Asian | 195 | $40,835,000 | $209,000 | $1,005,000 | $169,000 | $2,424,000 |
| Hispanic | 149 | $17,925,000 | $120,000 | $1,485,000 | $166,000 | $3,831,000 |
| American Indian or Alaskan Native | 21 | $2,235,000 | $106,000 | $275,000 | $93,000 | $293,000 |
| Not applicable | 18 | $21,480,000 | $1,193,000 | $5,955,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $35,000 | $35,000 | $35,000 | $57,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,728 | $713,110,000 | $124,000 | $5,955,000 | $121,000 | $3,831,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,905 | $495,155,000 | $126,000 | $5,955,000 | $121,000 | $3,831,000 |
| Application Denied By Financial Institution | 924 | $90,550,000 | $97,000 | $705,000 | $106,000 | $1,935,000 |
| File Closed For Incompleteness | 430 | $55,810,000 | $129,000 | $4,005,000 | $138,000 | $2,424,000 |
| Application Withdrawn By Applicant | 383 | $59,905,000 | $156,000 | $2,005,000 | $137,000 | $2,603,000 |
| Application Approved But Not Accepted | 86 | $11,690,000 | $135,000 | $735,000 | $133,000 | $2,088,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,804 | $622,560,000 | $129,000 | $5,955,000 | $124,000 | $3,831,000 |
| Credit History | 352 | $25,080,000 | $71,000 | $645,000 | $113,000 | $1,935,000 |
| Collateral | 224 | $23,780,000 | $106,000 | $665,000 | $124,000 | $939,000 |
| Debt-To-Income Ratio | 218 | $24,520,000 | $112,000 | $705,000 | $62,000 | $193,000 |
| Credit Application Incomplete | 77 | $9,365,000 | $121,000 | $555,000 | $115,000 | $876,000 |
| Other | 32 | $5,410,000 | $169,000 | $605,000 | $147,000 | $980,000 |
| Employment History | 10 | $940,000 | $94,000 | $255,000 | $181,000 | $1,077,000 |
| Unverifiable Information | 7 | $845,000 | $120,000 | $285,000 | $207,000 | $657,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $610,000 | $152,000 | $225,000 | $60,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.