USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2006
In 2006, USAA Federal Savings Bank of San Antonio, TX reported 93,135 mortgage applications totaling $13.7 billion, down 5% from 2005. The average application was for $147,152, and applicants reported an average income of $76,678. 72% of its applications resulted in an originated loan and 11% were denied. Its largest markets were San Antonio, TX (3,642), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,345) and Virginia Beach-Norfolk-Newport News, VA-NC (2,598) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 93,135 |
| Total Mortgage Loan Application Amount | $13,705,042,000 |
| Average Mortgage Loan Application Amount | $147,152 |
| Highest Mortgage Loan Application Amount | $1,960,000 |
| Average Applicant Income | $76,678 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio, TX | 3,642 | $ 397,522,000 | $ 109,149 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,345 | $ 767,069,000 | $ 229,318 | $ 103,731 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,598 | $ 424,014,000 | $ 163,207 | $ 74,160 |
| Atlanta-Sandy Springs-Marietta, GA | 2,357 | $ 332,459,000 | $ 141,051 | $ 80,000 |
| Houston-Sugar Land-Baytown, TX | 2,271 | $ 268,324,000 | $ 118,152 | $ 79,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,271 | $ 403,865,000 | $ 177,835 | $ 81,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,618 | $ 255,312,000 | $ 157,794 | $ 75,000 |
| Dallas-Plano-Irving, TX | 1,574 | $ 193,771,000 | $ 123,107 | $ 80,000 |
| Baltimore-Towson, MD | 1,278 | $ 233,557,000 | $ 182,751 | $ 86,000 |
| Austin-Round Rock, TX | 1,226 | $ 154,484,000 | $ 126,006 | $ 78,000 |
| Denver-Aurora, CO | 1,041 | $ 162,395,000 | $ 155,999 | $ 84,000 |
| Colorado Springs, CO | 1,036 | $ 152,455,000 | $ 147,157 | $ 76,000 |
| Fort Worth-Arlington, TX | 959 | $ 105,109,000 | $ 109,602 | $ 73,000 |
| Killeen-Temple-Fort Hood, TX | 946 | $ 97,197,000 | $ 102,745 | $ 60,000 |
| Fayetteville, NC | 930 | $ 106,149,000 | $ 114,138 | $ 63,000 |
| St. Louis, MO-IL | 918 | $ 119,115,000 | $ 129,754 | $ 76,594 |
| Jacksonville, FL | 917 | $ 133,897,000 | $ 146,016 | $ 75,000 |
| Philadelphia, PA | 845 | $ 136,485,000 | $ 161,520 | $ 83,000 |
| Chicago-Naperville-Joliet, IL | 824 | $ 151,299,000 | $ 183,615 | $ 88,000 |
| Oklahoma City, OK | 821 | $ 87,232,000 | $ 106,250 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 821 | $ 171,352,000 | $ 208,711 | $ 89,000 |
| Orlando-Kissimmee, FL | 802 | $ 135,197,000 | $ 168,574 | $ 81,000 |
| Richmond, VA | 743 | $ 114,786,000 | $ 154,489 | $ 79,000 |
| Riverside-San Bernardino-Ontario, CA | 735 | $ 150,282,000 | $ 204,465 | $ 90,000 |
| Albuquerque, NM | 724 | $ 103,078,000 | $ 142,372 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 693 | $ 93,052,000 | $ 134,274 | $ 64,000 |
| Las Vegas-Paradise, NV | 684 | $ 128,846,000 | $ 188,371 | $ 83,000 |
| San Diego-Carlsbad-San Marcos, CA | 666 | $ 163,530,000 | $ 245,540 | $ 104,000 |
| Portland-Vancouver-Beaverton, OR-WA | 662 | $ 121,460,000 | $ 183,474 | $ 82,749 |
| Camden, NJ | 658 | $ 107,738,000 | $ 163,735 | $ 78,000 |
| Tucson, AZ | 645 | $ 103,855,000 | $ 161,015 | $ 78,000 |
| El Paso, TX | 631 | $ 67,453,000 | $ 106,898 | $ 62,000 |
| Tacoma, WA | 599 | $ 103,134,000 | $ 172,176 | $ 77,000 |
| Clarksville, TN-KY | 585 | $ 62,396,000 | $ 106,659 | $ 55,753 |
| Charleston-North Charleston, SC | 577 | $ 82,638,000 | $ 143,220 | $ 70,000 |
| Charlotte-Gastonia-Concord, NC-SC | 574 | $ 78,745,000 | $ 137,186 | $ 72,299 |
| Kansas City, MO-KS | 546 | $ 67,527,000 | $ 123,675 | $ 72,161 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 536 | $ 86,765,000 | $ 161,875 | $ 85,216 |
| Raleigh-Cary, NC | 525 | $ 67,716,000 | $ 128,982 | $ 71,000 |
| Columbia, SC | 521 | $ 60,504,000 | $ 116,130 | $ 67,000 |
| New Orleans-Metairie-Kenner, LA | 505 | $ 69,061,000 | $ 136,754 | $ 74,000 |
| Nashville-Davidson--Murfreesboro, TN | 503 | $ 66,917,000 | $ 133,035 | $ 71,000 |
| Savannah, GA | 500 | $ 71,928,000 | $ 143,856 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 487 | $ 128,779,000 | $ 264,433 | $ 117,000 |
| Dayton, OH | 476 | $ 58,878,000 | $ 123,693 | $ 68,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 472 | $ 84,578,000 | $ 179,190 | $ 87,000 |
| Edison, NJ | 464 | $ 90,766,000 | $ 195,616 | $ 93,000 |
| Jacksonville, NC | 460 | $ 55,423,000 | $ 120,484 | $ 55,000 |
| Bethesda-Gaithersburg-Frederick, MD | 459 | $ 103,704,000 | $ 225,934 | $ 105,000 |
| Corpus Christi, TX | 449 | $ 47,573,000 | $ 105,953 | $ 60,000 |
| New York-White Plains-Wayne, NY-NJ | 448 | $ 103,588,000 | $ 231,223 | $ 108,879 |
| Augusta-Richmond County, GA-SC | 445 | $ 49,612,000 | $ 111,487 | $ 62,253 |
| Fort Walton Beach-Crestview-Destin, FL | 438 | $ 66,757,000 | $ 152,413 | $ 69,000 |
| Memphis, TN-MS-AR | 429 | $ 51,378,000 | $ 119,762 | $ 73,419 |
| Anchorage, AK | 408 | $ 73,300,000 | $ 179,656 | $ 87,000 |
| Palm Bay-Melbourne-Titusville, FL | 403 | $ 63,562,000 | $ 157,722 | $ 77,000 |
| Honolulu, HI | 400 | $ 105,369,000 | $ 263,422 | $ 92,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 398 | $ 84,401,000 | $ 212,062 | $ 108,000 |
| Little Rock-North Little Rock, AR | 384 | $ 42,946,000 | $ 111,838 | $ 65,000 |
| Newark-Union, NJ-PA | 376 | $ 82,029,000 | $ 218,162 | $ 98,287 |
| Omaha-Council Bluffs, NE-IA | 372 | $ 42,258,000 | $ 113,596 | $ 65,370 |
| Miami-Miami Beach-Kendall, FL | 370 | $ 68,567,000 | $ 185,316 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 354 | $ 44,429,000 | $ 125,505 | $ 76,745 |
| Hartford-West Hartford-East Hartford, CT | 345 | $ 54,257,000 | $ 157,266 | $ 79,000 |
| Columbus, GA-AL | 333 | $ 40,029,000 | $ 120,207 | $ 64,783 |
| Huntsville, AL | 333 | $ 46,602,000 | $ 139,945 | $ 79,000 |
| Indianapolis-Carmel, IN | 332 | $ 39,827,000 | $ 119,960 | $ 73,000 |
| Birmingham-Hoover, AL | 323 | $ 43,074,000 | $ 133,356 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 311 | $ 57,569,000 | $ 185,109 | $ 89,762 |
| Olympia, WA | 310 | $ 51,239,000 | $ 165,287 | $ 69,000 |
| Warner Robins, GA | 306 | $ 36,983,000 | $ 120,859 | $ 60,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 301 | $ 57,192,000 | $ 190,006 | $ 92,000 |
| Pittsburgh, PA | 299 | $ 31,980,000 | $ 106,956 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 297 | $ 26,828,000 | $ 90,329 | $ 56,000 |
| Montgomery, AL | 288 | $ 38,532,000 | $ 133,791 | $ 69,000 |
| Columbus, OH | 285 | $ 36,699,000 | $ 128,768 | $ 70,000 |
| Louisville-Jefferson County, KY-IN | 279 | $ 34,099,000 | $ 122,218 | $ 71,286 |
| Ogden-Clearfield, UT | 279 | $ 39,598,000 | $ 141,928 | $ 71,000 |
| Tulsa, OK | 271 | $ 29,010,000 | $ 107,047 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 269 | $ 38,424,000 | $ 142,840 | $ 76,000 |
| Knoxville, TN | 251 | $ 29,498,000 | $ 117,521 | $ 67,000 |
| Boise City-Nampa, ID | 250 | $ 35,870,000 | $ 143,480 | $ 78,000 |
| Bremerton-Silverdale, WA | 246 | $ 43,462,000 | $ 176,674 | $ 77,000 |
| Nassau-Suffolk, NY | 244 | $ 52,514,000 | $ 215,221 | $ 110,000 |
| Wilmington, DE-MD-NJ | 235 | $ 39,463,000 | $ 167,927 | $ 83,957 |
| Shreveport-Bossier City, LA | 234 | $ 27,612,000 | $ 118,000 | $ 66,000 |
| Baton Rouge, LA | 230 | $ 28,944,000 | $ 125,843 | $ 74,000 |
| Cambridge-Newton-Framingham, MA | 228 | $ 46,689,000 | $ 204,776 | $ 92,000 |
| Durham, NC | 227 | $ 31,146,000 | $ 137,207 | $ 77,000 |
| Lawton, OK | 227 | $ 21,624,000 | $ 95,259 | $ 60,000 |
| Boston-Quincy, MA | 226 | $ 51,671,000 | $ 228,632 | $ 96,000 |
| Salt Lake City, UT | 225 | $ 39,339,000 | $ 174,840 | $ 84,000 |
| Wichita, KS | 225 | $ 21,486,000 | $ 95,493 | $ 61,000 |
| Spokane, WA | 224 | $ 29,080,000 | $ 129,821 | $ 64,000 |
| Panama City-Lynn Haven, FL | 221 | $ 32,441,000 | $ 146,791 | $ 70,000 |
| Portland-South Portland-Biddeford, ME | 214 | $ 35,864,000 | $ 167,588 | $ 77,000 |
| Oakland-Fremont-Hayward, CA | 211 | $ 56,455,000 | $ 267,559 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 210 | $ 34,592,000 | $ 164,723 | $ 85,971 |
| Wilmington, NC | 210 | $ 31,853,000 | $ 151,680 | $ 75,000 |
| Gulfport-Biloxi, MS | 209 | $ 24,226,000 | $ 115,913 | $ 61,000 |
| Harrisburg-Carlisle, PA | 204 | $ 28,895,000 | $ 141,642 | $ 76,000 |
| Santa Ana-Anaheim-Irvine, CA | 200 | $ 53,479,000 | $ 267,395 | $ 125,000 |
| Greenville, SC | 196 | $ 22,268,000 | $ 113,612 | $ 67,000 |
| Norwich-New London, CT | 196 | $ 33,932,000 | $ 173,122 | $ 78,000 |
| New Haven-Milford, CT | 194 | $ 32,747,000 | $ 168,798 | $ 87,000 |
| Wichita Falls, TX | 192 | $ 17,514,000 | $ 91,218 | $ 54,000 |
| Cleveland-Elyria-Mentor, OH | 189 | $ 21,619,000 | $ 114,386 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 183 | $ 25,781,000 | $ 140,879 | $ 67,000 |
| Tallahassee, FL | 181 | $ 22,266,000 | $ 123,016 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 176 | $ 31,734,000 | $ 180,306 | $ 81,000 |
| Sarasota-Bradenton-Venice, FL | 175 | $ 33,023,000 | $ 188,702 | $ 82,000 |
| Pascagoula, MS | 169 | $ 21,370,000 | $ 126,449 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 167 | $ 24,542,000 | $ 146,958 | $ 83,137 |
| Manchester-Nashua, NH | 166 | $ 27,838,000 | $ 167,698 | $ 86,000 |
| College Station-Bryan, TX | 164 | $ 16,425,000 | $ 100,152 | $ 70,000 |
| Lakeland, FL | 164 | $ 22,042,000 | $ 134,402 | $ 64,000 |
| Greensboro-High Point, NC | 163 | $ 19,746,000 | $ 121,141 | $ 76,000 |
| Albany-Schenectady-Troy, NY | 162 | $ 21,391,000 | $ 132,043 | $ 78,000 |
| Sumter, SC | 161 | $ 18,335,000 | $ 113,881 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 157 | $ 21,576,000 | $ 137,426 | $ 78,000 |
| Dover, DE | 155 | $ 22,881,000 | $ 147,619 | $ 71,000 |
| Mobile, AL | 155 | $ 16,552,000 | $ 106,787 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 154 | $ 36,293,000 | $ 235,668 | $ 119,000 |
| Abilene, TX | 153 | $ 15,099,000 | $ 98,686 | $ 55,000 |
| Detroit-Livonia-Dearborn, MI | 151 | $ 16,531,000 | $ 109,476 | $ 75,000 |
| Charlottesville, VA | 147 | $ 25,568,000 | $ 173,931 | $ 81,000 |
| Asheville, NC | 146 | $ 20,356,000 | $ 139,424 | $ 68,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 145 | $ 29,477,000 | $ 203,289 | $ 88,000 |
| Rockingham County-Strafford County, NH | 140 | $ 22,940,000 | $ 163,857 | $ 84,000 |
| Gainesville, FL | 139 | $ 18,665,000 | $ 134,280 | $ 77,000 |
| Fort Collins-Loveland, CO | 136 | $ 19,399,000 | $ 142,639 | $ 82,000 |
| York-Hanover, PA | 136 | $ 17,811,000 | $ 130,963 | $ 72,000 |
| Boulder, CO | 134 | $ 27,810,000 | $ 207,537 | $ 95,000 |
| Worcester, MA | 134 | $ 23,134,000 | $ 172,641 | $ 87,000 |
| Elizabethtown, KY | 133 | $ 12,911,000 | $ 97,075 | $ 62,000 |
| Valdosta, GA | 133 | $ 15,156,000 | $ 113,954 | $ 59,000 |
| Chattanooga, TN-GA | 131 | $ 16,697,000 | $ 127,458 | $ 60,198 |
| Lexington-Fayette, KY | 131 | $ 17,934,000 | $ 136,900 | $ 72,000 |
| Jackson, MS | 130 | $ 14,587,000 | $ 112,207 | $ 68,000 |
| Bakersfield, CA | 129 | $ 22,258,000 | $ 172,542 | $ 85,000 |
| Hagerstown-Martinsburg, MD-WV | 127 | $ 18,469,000 | $ 145,425 | $ 78,637 |
| Port St. Lucie-Fort Pierce, FL | 127 | $ 22,571,000 | $ 177,724 | $ 77,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 126 | $ 16,818,000 | $ 133,476 | $ 73,476 |
| Winston-Salem, NC | 126 | $ 13,489,000 | $ 107,055 | $ 65,000 |
| Yuma, AZ | 125 | $ 19,433,000 | $ 155,464 | $ 67,000 |
| Fairbanks, AK | 124 | $ 18,637,000 | $ 150,298 | $ 72,000 |
| Reno-Sparks, NV | 122 | $ 26,750,000 | $ 219,262 | $ 97,000 |
| Provo-Orem, UT | 121 | $ 16,743,000 | $ 138,371 | $ 72,000 |
| Las Cruces, NM | 119 | $ 16,849,000 | $ 141,588 | $ 75,000 |
| Prescott, AZ | 117 | $ 20,743,000 | $ 177,290 | $ 79,000 |
| Vallejo-Fairfield, CA | 117 | $ 27,235,000 | $ 232,777 | $ 91,000 |
| Auburn-Opelika, AL | 115 | $ 12,817,000 | $ 111,452 | $ 64,000 |
| Ocala, FL | 115 | $ 14,869,000 | $ 129,295 | $ 64,000 |
| Springfield, MO | 115 | $ 10,780,000 | $ 93,739 | $ 52,000 |
| Santa Fe, NM | 111 | $ 22,804,000 | $ 205,441 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 109 | $ 15,870,000 | $ 145,596 | $ 78,000 |
| San Angelo, TX | 108 | $ 10,055,000 | $ 93,101 | $ 53,000 |
| Atlantic City, NJ | 107 | $ 17,112,000 | $ 159,925 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 106 | $ 13,291,000 | $ 125,386 | $ 73,000 |
| Tyler, TX | 106 | $ 10,902,000 | $ 102,849 | $ 72,000 |
| Buffalo-Niagara Falls, NY | 105 | $ 10,128,000 | $ 96,457 | $ 65,000 |
| Syracuse, NY | 104 | $ 9,069,000 | $ 87,201 | $ 61,000 |
| Madison, WI | 103 | $ 14,598,000 | $ 141,728 | $ 73,000 |
| San Francisco-San Mateo-Redwood City, CA | 102 | $ 34,841,000 | $ 341,578 | $ 134,000 |
| Rochester, NY | 101 | $ 9,937,000 | $ 98,386 | $ 66,000 |
| Salem, OR | 100 | $ 13,923,000 | $ 139,230 | $ 62,000 |
| Lubbock, TX | 98 | $ 9,076,000 | $ 92,612 | $ 68,000 |
| Waco, TX | 97 | $ 9,674,000 | $ 99,731 | $ 72,000 |
| Cheyenne, WY | 96 | $ 12,250,000 | $ 127,604 | $ 70,000 |
| Brownsville-Harlingen, TX | 92 | $ 7,345,000 | $ 79,836 | $ 60,000 |
| Gary, IN | 91 | $ 10,574,000 | $ 116,197 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 89 | $ 25,455,000 | $ 286,011 | $ 120,000 |
| Beaumont-Port Arthur, TX | 88 | $ 6,851,000 | $ 77,852 | $ 64,000 |
| Trenton-Ewing, NJ | 88 | $ 16,229,000 | $ 184,420 | $ 88,000 |
| Rapid City, SD | 87 | $ 11,419,000 | $ 131,252 | $ 65,000 |
| Springfield, MA | 85 | $ 14,596,000 | $ 171,717 | $ 81,000 |
| Akron, OH | 83 | $ 9,126,000 | $ 109,951 | $ 70,000 |
| McAllen-Edinburg-Mission, TX | 83 | $ 9,090,000 | $ 109,518 | $ 65,000 |
| Athens-Clarke County, GA | 82 | $ 9,962,000 | $ 121,487 | $ 69,000 |
| Scranton--Wilkes-Barre, PA | 82 | $ 8,538,000 | $ 104,121 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 81 | $ 20,990,000 | $ 259,135 | $ 116,000 |
| Fresno, CA | 80 | $ 13,598,000 | $ 169,975 | $ 105,000 |
| Essex County, MA | 79 | $ 18,814,000 | $ 238,151 | $ 103,000 |
| Barnstable Town, MA | 77 | $ 15,842,000 | $ 205,740 | $ 85,000 |
| Eugene-Springfield, OR | 76 | $ 11,142,000 | $ 146,605 | $ 72,000 |
| Amarillo, TX | 73 | $ 8,130,000 | $ 111,369 | $ 61,000 |
| Dothan, AL | 73 | $ 9,953,000 | $ 136,342 | $ 70,000 |
| Roanoke, VA | 73 | $ 9,118,000 | $ 124,904 | $ 69,000 |
| Macon, GA | 72 | $ 8,484,000 | $ 117,833 | $ 66,000 |
| Des Moines-West Des Moines, IA | 68 | $ 7,776,000 | $ 114,352 | $ 66,000 |
| Flagstaff, AZ | 68 | $ 12,095,000 | $ 177,867 | $ 87,000 |
| Topeka, KS | 68 | $ 7,089,000 | $ 104,250 | $ 66,000 |
| Burlington-South Burlington, VT | 67 | $ 10,990,000 | $ 164,029 | $ 80,000 |
| Great Falls, MT | 67 | $ 7,994,000 | $ 119,313 | $ 62,000 |
| Davenport-Moline-Rock Island, IA-IL | 65 | $ 6,562,000 | $ 100,953 | $ 65,138 |
| Bend, OR | 63 | $ 12,692,000 | $ 201,460 | $ 91,000 |
| Goldsboro, NC | 63 | $ 6,283,000 | $ 99,730 | $ 68,000 |
| Lafayette, LA | 63 | $ 6,634,000 | $ 105,301 | $ 70,000 |
| Bellingham, WA | 62 | $ 11,082,000 | $ 178,741 | $ 69,000 |
| Bloomington, IN | 62 | $ 5,981,000 | $ 96,467 | $ 53,000 |
| Hanford-Corcoran, CA | 62 | $ 11,458,000 | $ 184,806 | $ 74,000 |
| Hattiesburg, MS | 62 | $ 5,981,000 | $ 96,467 | $ 55,000 |
| Pueblo, CO | 62 | $ 6,469,000 | $ 104,338 | $ 67,000 |
| Spartanburg, SC | 61 | $ 6,907,000 | $ 113,229 | $ 64,000 |
| Ann Arbor, MI | 60 | $ 9,589,000 | $ 159,816 | $ 91,000 |
| Bangor, ME | 60 | $ 6,506,000 | $ 108,433 | $ 74,000 |
| Hickory-Lenoir-Morganton, NC | 60 | $ 7,173,000 | $ 119,550 | $ 66,000 |
| Lansing-East Lansing, MI | 60 | $ 6,201,000 | $ 103,350 | $ 67,000 |
| Naples-Marco Island, FL | 60 | $ 13,551,000 | $ 225,850 | $ 96,000 |
| Anniston-Oxford, AL | 59 | $ 5,250,000 | $ 88,983 | $ 56,000 |
| Charleston, WV | 59 | $ 5,391,000 | $ 91,372 | $ 71,000 |
| Fort Smith, AR-OK | 59 | $ 5,605,000 | $ 95,000 | $ 64,677 |
| Johnson City, TN | 59 | $ 6,507,000 | $ 110,288 | $ 56,000 |
| Brunswick, GA | 58 | $ 7,700,000 | $ 132,758 | $ 70,000 |
| Lancaster, PA | 58 | $ 8,270,000 | $ 142,586 | $ 73,000 |
| Toledo, OH | 57 | $ 6,026,000 | $ 105,719 | $ 59,000 |
| Reading, PA | 56 | $ 6,790,000 | $ 121,250 | $ 67,000 |
| Champaign-Urbana, IL | 55 | $ 6,417,000 | $ 116,672 | $ 69,000 |
| Morgantown, WV | 54 | $ 7,220,000 | $ 133,703 | $ 73,000 |
| Duluth, MN-WI | 53 | $ 5,541,000 | $ 104,547 | $ 65,924 |
| Anderson, SC | 52 | $ 5,158,000 | $ 99,192 | $ 72,000 |
| Huntington-Ashland, WV-KY-OH | 52 | $ 5,277,000 | $ 101,480 | $ 67,019 |
| Sebastian-Vero Beach, FL | 52 | $ 8,436,000 | $ 162,230 | $ 94,000 |
| Sherman-Denison, TX | 52 | $ 4,384,000 | $ 84,307 | $ 57,000 |
| Peoria, IL | 51 | $ 6,364,000 | $ 124,784 | $ 75,000 |
| South Bend-Mishawaka, IN-MI | 51 | $ 5,716,000 | $ 112,078 | $ 66,313 |
| Fort Wayne, IN | 49 | $ 5,234,000 | $ 106,816 | $ 87,000 |
| Grand Forks, ND-MN | 49 | $ 3,988,000 | $ 81,387 | $ 50,836 |
| Lynchburg, VA | 49 | $ 5,327,000 | $ 108,714 | $ 74,000 |
| Ocean City, NJ | 49 | $ 9,575,000 | $ 195,408 | $ 84,000 |
| Winchester, VA-WV | 49 | $ 8,460,000 | $ 172,653 | $ 85,632 |
| Albany, GA | 48 | $ 6,164,000 | $ 128,416 | $ 65,000 |
| Greenville, NC | 48 | $ 5,132,000 | $ 106,916 | $ 57,000 |
| Lincoln, NE | 48 | $ 4,672,000 | $ 97,333 | $ 66,000 |
| Stockton, CA | 48 | $ 8,686,000 | $ 180,958 | $ 98,000 |
| Lake Charles, LA | 47 | $ 4,814,000 | $ 102,425 | $ 72,000 |
| Columbia, MO | 46 | $ 4,983,000 | $ 108,326 | $ 68,000 |
| Evansville, IN-KY | 46 | $ 4,379,000 | $ 95,195 | $ 68,673 |
| Grand Junction, CO | 46 | $ 7,769,000 | $ 168,891 | $ 69,000 |
| Tuscaloosa, AL | 46 | $ 6,495,000 | $ 141,195 | $ 68,000 |
| Alexandria, LA | 45 | $ 4,494,000 | $ 99,866 | $ 64,000 |
| Farmington, NM | 45 | $ 5,742,000 | $ 127,600 | $ 66,000 |
| Gainesville, GA | 45 | $ 5,429,000 | $ 120,644 | $ 72,000 |
| Hot Springs, AR | 45 | $ 4,285,000 | $ 95,222 | $ 64,000 |
| Kennewick-Richland-Pasco, WA | 44 | $ 5,970,000 | $ 135,681 | $ 85,000 |
| Midland, TX | 44 | $ 4,406,000 | $ 100,136 | $ 60,000 |
| Utica-Rome, NY | 44 | $ 4,944,000 | $ 112,363 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 44 | $ 4,473,000 | $ 101,659 | $ 64,000 |
| Yuba City, CA | 43 | $ 7,683,000 | $ 178,674 | $ 79,000 |
| Joplin, MO | 42 | $ 3,152,000 | $ 75,047 | $ 44,000 |
| Missoula, MT | 42 | $ 6,463,000 | $ 153,880 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 42 | $ 10,788,000 | $ 256,857 | $ 90,000 |
| Florence, SC | 41 | $ 3,851,000 | $ 93,926 | $ 65,000 |
| Kalamazoo-Portage, MI | 41 | $ 4,686,000 | $ 114,292 | $ 69,000 |
| Lawrence, KS | 41 | $ 4,604,000 | $ 112,292 | $ 69,000 |
| Longview, TX | 41 | $ 3,754,000 | $ 91,560 | $ 63,000 |
| Billings, MT | 40 | $ 3,803,000 | $ 95,075 | $ 85,000 |
| Lewiston-Auburn, ME | 39 | $ 4,711,000 | $ 120,794 | $ 67,000 |
| Sioux Falls, SD | 39 | $ 3,535,000 | $ 90,641 | $ 78,000 |
| St. George, UT | 39 | $ 7,034,000 | $ 180,358 | $ 74,000 |
| Blacksburg-Christiansburg-Radford, VA | 38 | $ 6,110,000 | $ 160,789 | $ 64,000 |
| Coeur D'Alene, ID | 38 | $ 5,440,000 | $ 143,157 | $ 85,000 |
| Greeley, CO | 38 | $ 5,974,000 | $ 157,210 | $ 85,000 |
| Houma-Bayou Cane-Thibodaux, LA | 38 | $ 4,282,000 | $ 112,684 | $ 55,000 |
| Idaho Falls, ID | 38 | $ 4,449,000 | $ 117,078 | $ 68,000 |
| Texarkana, Tx-Texarkana, AR | 38 | $ 3,733,000 | $ 98,236 | $ 67,526 |
| Flint, MI | 36 | $ 3,532,000 | $ 98,111 | $ 53,000 |
| Rochester, MN | 36 | $ 5,532,000 | $ 153,666 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 35 | $ 3,492,000 | $ 99,771 | $ 58,200 |
| Rockford, IL | 35 | $ 4,584,000 | $ 130,971 | $ 75,000 |
| Modesto, CA | 34 | $ 6,874,000 | $ 202,176 | $ 93,000 |
| Binghamton, NY | 33 | $ 2,644,000 | $ 80,121 | $ 59,000 |
| Decatur, AL | 33 | $ 4,195,000 | $ 127,121 | $ 71,000 |
| Battle Creek, MI | 32 | $ 3,025,000 | $ 94,531 | $ 77,000 |
| Harrisonburg, VA | 32 | $ 4,622,000 | $ 144,437 | $ 65,000 |
| Santa Barbara-Santa Maria, CA | 32 | $ 7,824,000 | $ 244,500 | $ 96,000 |
| Springfield, IL | 32 | $ 2,595,000 | $ 81,093 | $ 56,000 |
| Jefferson City, MO | 31 | $ 3,450,000 | $ 111,290 | $ 72,000 |
| Lebanon, PA | 31 | $ 3,854,000 | $ 124,322 | $ 72,000 |
| Punta Gorda, FL | 31 | $ 4,387,000 | $ 141,516 | $ 75,000 |
| State College, PA | 31 | $ 4,290,000 | $ 138,387 | $ 78,000 |
| Kingston, NY | 30 | $ 4,897,000 | $ 163,233 | $ 100,000 |
| Terre Haute, IN | 30 | $ 2,743,000 | $ 91,433 | $ 64,000 |
| Visalia-Porterville, CA | 30 | $ 4,597,000 | $ 153,233 | $ 92,000 |
| Canton-Massillon, OH | 29 | $ 2,699,000 | $ 93,068 | $ 71,000 |
| Laredo, TX | 29 | $ 3,450,000 | $ 118,965 | $ 76,000 |
| Florence-Muscle Shoals, AL | 28 | $ 2,341,000 | $ 83,607 | $ 57,000 |
| Medford, OR | 28 | $ 6,217,000 | $ 222,035 | $ 91,000 |
| Salisbury, MD | 28 | $ 4,219,000 | $ 150,678 | $ 105,000 |
| Erie, PA | 27 | $ 2,218,000 | $ 82,148 | $ 69,000 |
| Lafayette, IN | 27 | $ 2,737,000 | $ 101,370 | $ 58,000 |
| Mount Vernon-Anacortes, WA | 27 | $ 5,114,000 | $ 189,407 | $ 72,000 |
| Bowling Green, KY | 26 | $ 2,323,000 | $ 89,346 | $ 49,000 |
| Chico, CA | 26 | $ 5,051,000 | $ 194,269 | $ 82,000 |
| Green Bay, WI | 26 | $ 2,806,000 | $ 107,923 | $ 60,000 |
| St. Joseph, MO-KS | 26 | $ 2,507,000 | $ 96,423 | $ 68,000 |
| Corvallis, OR | 25 | $ 3,139,000 | $ 125,560 | $ 63,000 |
| San Luis Obispo-Paso Robles, CA | 25 | $ 6,638,000 | $ 265,520 | $ 128,000 |
| Vineland-Millville-Bridgeton, NJ | 25 | $ 2,850,000 | $ 114,000 | $ 76,000 |
| Longview, WA | 24 | $ 3,578,000 | $ 149,083 | $ 63,000 |
| Redding, CA | 24 | $ 4,024,000 | $ 167,666 | $ 82,000 |
| Salinas, CA | 24 | $ 9,009,000 | $ 375,375 | $ 110,000 |
| Yakima, WA | 24 | $ 2,584,000 | $ 107,666 | $ 54,000 |
| Logan, UT-ID | 23 | $ 2,436,000 | $ 105,913 | $ 55,000 |
| Morristown, TN | 23 | $ 2,469,000 | $ 107,347 | $ 71,000 |
| Niles-Benton Harbor, MI | 23 | $ 3,074,000 | $ 133,652 | $ 73,000 |
| El Centro, CA | 22 | $ 3,276,000 | $ 148,909 | $ 70,000 |
| Monroe, LA | 22 | $ 2,153,000 | $ 97,863 | $ 58,000 |
| Fargo, ND-MN | 21 | $ 2,144,000 | $ 102,095 | $ 69,190 |
| Parkersburg-Marietta-Vienna, WV-OH | 21 | $ 2,065,000 | $ 98,333 | $ 52,047 |
| Wenatchee, WA | 21 | $ 3,412,000 | $ 162,476 | $ 88,000 |
| Ithaca, NY | 20 | $ 2,970,000 | $ 148,500 | $ 92,000 |
| Jackson, MI | 20 | $ 2,138,000 | $ 106,900 | $ 56,000 |
| Merced, CA | 20 | $ 4,071,000 | $ 203,550 | $ 142,000 |
| Springfield, OH | 20 | $ 1,652,000 | $ 82,600 | $ 63,000 |
| Bloomington-Normal, IL | 19 | $ 2,193,000 | $ 115,421 | $ 69,000 |
| Decatur, IL | 19 | $ 2,559,000 | $ 134,684 | $ 82,000 |
| Holland-Grand Haven, MI | 19 | $ 2,127,000 | $ 111,947 | $ 88,000 |
| Pine Bluff, AR | 19 | $ 1,398,000 | $ 73,578 | $ 62,000 |
| Burlington, NC | 18 | $ 1,656,000 | $ 92,000 | $ 44,000 |
| Carson City, NV | 18 | $ 3,525,000 | $ 195,833 | $ 83,000 |
| Cedar Rapids, IA | 18 | $ 1,959,000 | $ 108,833 | $ 63,000 |
| Iowa City, IA | 18 | $ 1,728,000 | $ 96,000 | $ 58,000 |
| Jackson, TN | 18 | $ 1,671,000 | $ 92,833 | $ 91,000 |
| La Crosse, WI-MN | 18 | $ 2,457,000 | $ 136,500 | $ 72,000 |
| Muskegon-Norton Shores, MI | 18 | $ 1,398,000 | $ 77,666 | $ 67,000 |
| Rocky Mount, NC | 18 | $ 2,197,000 | $ 122,055 | $ 69,000 |
| Altoona, PA | 17 | $ 1,195,000 | $ 70,294 | $ 50,000 |
| Glens Falls, NY | 17 | $ 1,749,000 | $ 102,882 | $ 62,000 |
| Muncie, IN | 17 | $ 2,010,000 | $ 118,235 | $ 55,000 |
| Pocatello, ID | 17 | $ 1,171,000 | $ 68,882 | $ 64,000 |
| Cleveland, TN | 16 | $ 1,789,000 | $ 111,812 | $ 45,000 |
| Napa, CA | 16 | $ 4,052,000 | $ 253,250 | $ 125,000 |
| Wausau, WI | 16 | $ 1,957,000 | $ 122,312 | $ 102,000 |
| Racine, WI | 15 | $ 1,489,000 | $ 99,266 | $ 52,000 |
| Sioux City, IA-NE-SD | 15 | $ 1,294,000 | $ 86,266 | $ 50,933 |
| Appleton, WI | 14 | $ 1,765,000 | $ 126,071 | $ 70,000 |
| Danville, IL | 14 | $ 848,000 | $ 60,571 | $ 33,000 |
| Johnstown, PA | 14 | $ 1,210,000 | $ 86,428 | $ 86,000 |
| Mansfield, OH | 14 | $ 1,188,000 | $ 84,857 | $ 74,000 |
| Pittsfield, MA | 14 | $ 2,082,000 | $ 148,714 | $ 109,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 4,089,000 | $ 292,071 | $ 84,000 |
| St. Cloud, MN | 14 | $ 2,319,000 | $ 165,642 | $ 81,000 |
| Casper, WY | 13 | $ 1,944,000 | $ 149,538 | $ 74,000 |
| Monroe, MI | 13 | $ 1,484,000 | $ 114,153 | $ 68,000 |
| Rome, GA | 13 | $ 1,858,000 | $ 142,923 | $ 58,000 |
| Saginaw-Saginaw Township North, MI | 13 | $ 1,194,000 | $ 91,846 | $ 68,000 |
| Weirton-Steubenville, WV-OH | 13 | $ 1,077,000 | $ 82,846 | $ 59,230 |
| Anderson, IN | 12 | $ 677,000 | $ 56,416 | $ 41,000 |
| Gadsden, AL | 12 | $ 2,181,000 | $ 181,750 | $ 125,000 |
| Jonesboro, AR | 12 | $ 869,000 | $ 72,416 | $ 60,000 |
| Bismarck, ND | 11 | $ 1,443,000 | $ 131,181 | $ 90,000 |
| Columbus, IN | 11 | $ 1,217,000 | $ 110,636 | $ 62,000 |
| Danville, VA | 11 | $ 898,000 | $ 81,636 | $ 63,000 |
| Eau Claire, WI | 11 | $ 897,000 | $ 81,545 | $ 75,000 |
| Lewiston, ID-WA | 11 | $ 1,511,000 | $ 137,363 | $ 70,000 |
| Oshkosh-Neenah, WI | 11 | $ 1,493,000 | $ 135,727 | $ 77,000 |
| Owensboro, KY | 11 | $ 1,339,000 | $ 121,727 | $ 76,000 |
| Victoria, TX | 11 | $ 879,000 | $ 79,909 | $ 61,000 |
| Wheeling, WV-OH | 11 | $ 1,463,000 | $ 133,000 | $ 97,181 |
| Williamsport, PA | 11 | $ 1,477,000 | $ 134,272 | $ 96,000 |
| Odessa, TX | 10 | $ 818,000 | $ 81,800 | $ 58,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 697,000 | $ 69,700 | $ 78,000 |
| Ames, IA | 9 | $ 951,000 | $ 105,666 | $ 44,000 |
| Elkhart-Goshen, IN | 9 | $ 847,000 | $ 94,111 | $ 42,000 |
| Elmira, NY | 8 | $ 838,000 | $ 104,750 | $ 65,000 |
| Janesville, WI | 8 | $ 754,000 | $ 94,250 | $ 76,000 |
| Kankakee-Bradley, IL | 8 | $ 990,000 | $ 123,750 | $ 60,000 |
| Madera, CA | 8 | $ 1,174,000 | $ 146,750 | $ 98,000 |
| Dalton, GA | 7 | $ 1,009,000 | $ 144,142 | $ 57,000 |
| Dubuque, IA | 7 | $ 890,000 | $ 127,142 | $ 62,000 |
| Bay City, MI | 6 | $ 338,000 | $ 56,333 | $ 44,000 |
| Cumberland, MD-WV | 6 | $ 492,000 | $ 82,000 | $ 84,666 |
| Fond Du Lac, WI | 6 | $ 595,000 | $ 99,166 | $ 61,000 |
| Sheboygan, WI | 6 | $ 481,000 | $ 80,166 | $ 46,000 |
| Lima, OH | 5 | $ 276,000 | $ 55,200 | $ 51,000 |
| Michigan City-La Porte, IN | 5 | $ 709,000 | $ 141,800 | $ 66,000 |
| Sandusky, OH | 4 | $ 378,000 | $ 94,500 | $ 63,000 |
| Kokomo, IN | 3 | $ 177,000 | $ 59,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 57,631 | $8,787,261,000 | $152,000 | $1,960,000 | $67,000 | $1,500,000 |
| Refinancing | 28,598 | $4,612,668,000 | $161,000 | $1,790,000 | $92,000 | $1,133,000 |
| Home Improvement | 6,906 | $305,113,000 | $44,000 | $762,000 | $94,000 | $655,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,322 | $9,151,970,000 | $154,000 | $1,960,000 | $77,000 | $1,000,000 |
| Not Provided | 18,736 | $2,245,230,000 | $119,000 | $1,790,000 | $79,000 | $1,000,000 |
| Black or African American | 6,814 | $1,051,711,000 | $154,000 | $1,584,000 | $73,000 | $550,000 |
| Hispanic | 5,654 | $819,896,000 | $145,000 | $1,240,000 | $69,000 | $1,500,000 |
| Asian | 1,389 | $247,640,000 | $178,000 | $1,260,000 | $78,000 | $1,133,000 |
| American Indian or Alaskan Native | 799 | $117,932,000 | $147,000 | $730,000 | $75,000 | $999,000 |
| Native Hawaiian or Other Pacific Islander | 421 | $70,663,000 | $167,000 | $619,000 | $76,000 | $525,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 83,675 | $11,875,181,000 | $141,000 | $1,960,000 | $77,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 9,460 | $1,829,861,000 | $193,000 | $619,000 | $71,000 | $362,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67,235 | $9,788,275,000 | $145,000 | $1,600,000 | $77,000 | $1,500,000 |
| Application Denied By Financial Institution | 10,591 | $1,647,127,000 | $155,000 | $1,584,000 | $76,000 | $1,133,000 |
| Application Withdrawn By Applicant | 10,070 | $1,808,721,000 | $179,000 | $1,960,000 | $86,000 | $903,000 |
| File Closed For Incompleteness | 3,281 | $159,240,000 | $48,000 | $455,000 | $38,000 | $750,000 |
| Application Approved But Not Accepted | 1,958 | $301,679,000 | $154,000 | $1,380,000 | $90,000 | $941,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,266 | $444,222,000 | $136,000 | $1,289,000 | $77,000 | $1,133,000 |
| Debt-To-Income Ratio | 2,945 | $554,272,000 | $188,000 | $1,584,000 | $60,000 | $316,000 |
| Collateral | 2,372 | $300,660,000 | $126,000 | $1,240,000 | $87,000 | $700,000 |
| Credit Application Incomplete | 838 | $159,270,000 | $190,000 | $1,128,000 | $93,000 | $750,000 |
| Other | 553 | $99,062,000 | $179,000 | $1,412,000 | $85,000 | $703,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 205 | $36,710,000 | $179,000 | $619,000 | $71,000 | $302,000 |
| Unverifiable Information | 184 | $29,635,000 | $161,000 | $550,000 | $67,000 | $474,000 |
| Employment History | 122 | $17,611,000 | $144,000 | $375,000 | $49,000 | $240,000 |
| Mortgage Insurance Denied | 106 | $5,685,000 | $53,000 | $439,000 | $89,000 | $825,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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