USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2006

In 2006, USAA Federal Savings Bank of San Antonio, TX reported 93,135 mortgage applications totaling $13.7 billion, down 5% from 2005. The average application was for $147,152, and applicants reported an average income of $76,678. 72% of its applications resulted in an originated loan and 11% were denied. Its largest markets were San Antonio, TX (3,642), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,345) and Virginia Beach-Norfolk-Newport News, VA-NC (2,598) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 93,135
Total Mortgage Loan Application Amount $13,705,042,000
Average Mortgage Loan Application Amount $147,152
Highest Mortgage Loan Application Amount $1,960,000
Average Applicant Income $76,678
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 2,999 $ 315,903,000 $ 105,336 $ 67,000
Maricopa, Arizona 2,152 $ 385,401,000 $ 179,089 $ 82,000
Harris, Texas 1,332 $ 156,153,000 $ 117,231 $ 80,000
El Paso, Colorado 1,008 $ 147,786,000 $ 146,613 $ 76,000
Hillsborough, Florida 934 $ 153,736,000 $ 164,599 $ 78,000
Tarrant, Texas 831 $ 92,231,000 $ 110,987 $ 73,000
Fairfax, Virginia 819 $ 201,221,000 $ 245,691 $ 116,000
Cumberland, North Carolina 804 $ 91,329,000 $ 113,593 $ 63,000
Bell, Texas 729 $ 76,795,000 $ 105,342 $ 58,000
Travis, Texas 712 $ 97,020,000 $ 136,264 $ 81,000
Clark, Nevada 684 $ 128,846,000 $ 188,371 $ 83,000
San Diego, California 666 $ 163,530,000 $ 245,540 $ 104,000
Dallas, Texas 650 $ 78,337,000 $ 120,518 $ 79,000
Pima, Arizona 645 $ 103,855,000 $ 161,015 $ 78,000
El Paso, Texas 631 $ 67,453,000 $ 106,898 $ 62,000
Virginia Beach, Virginia 620 $ 99,723,000 $ 160,843 $ 74,000
Pierce, Washington 599 $ 103,134,000 $ 172,176 $ 77,000
King, Washington 595 $ 125,229,000 $ 210,468 $ 91,000
Bernalillo, New Mexico 567 $ 80,452,000 $ 141,890 $ 71,000
Duval, Florida 531 $ 75,570,000 $ 142,316 $ 72,000
Montgomery, Tennessee 505 $ 54,999,000 $ 108,908 $ 56,000
Oklahoma, Oklahoma 503 $ 53,129,000 $ 105,624 $ 64,000
Los Angeles, California 487 $ 128,779,000 $ 264,433 $ 117,000
Cook, Illinois 475 $ 91,707,000 $ 193,067 $ 90,000
Broward, Florida 472 $ 84,578,000 $ 179,190 $ 87,000
Onslow, North Carolina 460 $ 55,423,000 $ 120,484 $ 55,000
Wake, North Carolina 460 $ 59,371,000 $ 129,067 $ 72,000
Anne Arundel, Maryland 451 $ 89,482,000 $ 198,407 $ 93,000
Prince William, Virginia 443 $ 103,658,000 $ 233,990 $ 106,000
Okaloosa, Florida 438 $ 66,757,000 $ 152,413 $ 69,000
Collin, Texas 426 $ 56,344,000 $ 132,262 $ 85,000
Prince George's, Maryland 405 $ 83,536,000 $ 206,261 $ 96,000
Brevard, Florida 403 $ 63,562,000 $ 157,722 $ 77,000
Orange, Florida 400 $ 67,904,000 $ 169,760 $ 84,000
Honolulu, Hawaii 400 $ 105,369,000 $ 263,422 $ 92,000
Cobb, Georgia 396 $ 57,578,000 $ 145,398 $ 82,000
Pinellas, Florida 385 $ 58,038,000 $ 150,748 $ 72,000
Burlington, New Jersey 382 $ 66,018,000 $ 172,821 $ 78,000
Riverside, California 380 $ 86,106,000 $ 226,594 $ 99,000
Miami-Dade, Florida 370 $ 68,567,000 $ 185,316 $ 85,000
Fulton, Georgia 369 $ 59,002,000 $ 159,897 $ 89,000
Escambia, Florida 362 $ 44,481,000 $ 122,875 $ 63,000
Chesapeake, Virginia 362 $ 66,163,000 $ 182,770 $ 81,000
Richland, South Carolina 361 $ 44,118,000 $ 122,210 $ 68,000
San Bernardino, California 355 $ 64,176,000 $ 180,777 $ 81,000
Nueces, Texas 351 $ 37,778,000 $ 107,629 $ 59,000
Denton, Texas 345 $ 41,826,000 $ 121,234 $ 81,000
Williamson, Texas 343 $ 37,820,000 $ 110,262 $ 74,000
Mecklenburg, North Carolina 333 $ 43,273,000 $ 129,948 $ 70,000
Santa Rosa, Florida 331 $ 48,571,000 $ 146,740 $ 66,000
Montgomery, Maryland 327 $ 75,718,000 $ 231,553 $ 112,000
Anchorage, Alaska 323 $ 58,860,000 $ 182,229 $ 86,000
Chatham, Georgia 318 $ 45,788,000 $ 143,987 $ 69,000
Norfolk, Virginia 317 $ 46,821,000 $ 147,700 $ 67,000
Newport News, Virginia 314 $ 43,651,000 $ 139,015 $ 67,000
Shelby, Tennessee 312 $ 36,606,000 $ 117,326 $ 75,000
Thurston, Washington 310 $ 51,239,000 $ 165,287 $ 69,000
Houston, Georgia 306 $ 36,983,000 $ 120,859 $ 60,000
Gwinnett, Georgia 302 $ 38,003,000 $ 125,837 $ 78,000
Palm Beach, Florida 301 $ 57,192,000 $ 190,006 $ 92,000
St. Clair, Illinois 297 $ 39,428,000 $ 132,754 $ 71,000
Stafford, Virginia 291 $ 64,986,000 $ 223,319 $ 99,000
Montgomery, Texas 287 $ 35,041,000 $ 122,094 $ 83,000
Madison, Alabama 277 $ 38,934,000 $ 140,555 $ 79,000
Cochise, Arizona 276 $ 41,452,000 $ 150,188 $ 74,000
DeKalb, Georgia 276 $ 41,577,000 $ 150,641 $ 88,000
Liberty, Georgia 269 $ 24,419,000 $ 90,776 $ 56,000
Chesterfield, Virginia 265 $ 43,198,000 $ 163,011 $ 79,000
Montgomery, Ohio 264 $ 31,600,000 $ 119,696 $ 67,000
Sacramento, California 261 $ 49,612,000 $ 190,084 $ 100,000
Fort Bend, Texas 257 $ 34,226,000 $ 133,175 $ 82,000
Charleston, South Carolina 248 $ 39,854,000 $ 160,701 $ 80,000
Pasco, Florida 247 $ 36,178,000 $ 146,469 $ 69,000
Guadalupe, Texas 246 $ 31,062,000 $ 126,268 $ 73,000
Kitsap, Washington 246 $ 43,462,000 $ 176,674 $ 77,000
Philadelphia, Pennsylvania 245 $ 32,084,000 $ 130,955 $ 72,000
Arapahoe, Colorado 244 $ 34,154,000 $ 139,975 $ 85,000
Hampton, Virginia 242 $ 34,724,000 $ 143,487 $ 65,000
Columbia, Georgia 236 $ 29,625,000 $ 125,529 $ 64,000
Muscogee, Georgia 235 $ 27,029,000 $ 115,017 $ 64,000
District of Columbia, District Of Columbia 229 $ 56,411,000 $ 246,336 $ 107,000
Middlesex, Massachusetts 228 $ 46,689,000 $ 204,776 $ 92,000
Comanche, Oklahoma 227 $ 21,624,000 $ 95,259 $ 60,000
Snohomish, Washington 226 $ 46,123,000 $ 204,084 $ 84,000
Spokane, Washington 224 $ 29,080,000 $ 129,821 $ 64,000
Cleveland, Oklahoma 223 $ 24,274,000 $ 108,852 $ 62,000
Denver, Colorado 222 $ 34,234,000 $ 154,207 $ 82,000
Clay, Florida 222 $ 30,404,000 $ 136,954 $ 70,000
Bay, Florida 221 $ 32,441,000 $ 146,791 $ 70,000
Seminole, Florida 220 $ 36,064,000 $ 163,927 $ 77,000
Charles, Maryland 217 $ 43,450,000 $ 200,230 $ 87,000
Galveston, Texas 217 $ 23,953,000 $ 110,382 $ 73,000
Hartford, Connecticut 215 $ 33,719,000 $ 156,832 $ 77,000
Baltimore City, Maryland 212 $ 25,460,000 $ 120,094 $ 69,000
Loudoun, Virginia 212 $ 50,067,000 $ 236,165 $ 109,000
Harnett, North Carolina 210 $ 27,836,000 $ 132,552 $ 63,000
Baltimore, Maryland 207 $ 34,358,000 $ 165,980 $ 75,000
Sarpy, Nebraska 207 $ 24,975,000 $ 120,652 $ 65,000
Tulsa, Oklahoma 207 $ 22,189,000 $ 107,193 $ 62,000
Sedgwick, Kansas 203 $ 19,155,000 $ 94,359 $ 60,000
Hennepin, Minnesota 203 $ 34,343,000 $ 169,177 $ 86,000
Multnomah, Oregon 201 $ 36,215,000 $ 180,174 $ 80,000
Orange, California 200 $ 53,479,000 $ 267,395 $ 125,000
Greene, Ohio 200 $ 25,916,000 $ 129,580 $ 69,000
Jefferson, Colorado 199 $ 33,101,000 $ 166,336 $ 88,000
St. Louis, Missouri 198 $ 29,709,000 $ 150,045 $ 84,000
Douglas, Colorado 196 $ 34,973,000 $ 178,433 $ 89,000
New London, Connecticut 196 $ 33,932,000 $ 173,122 $ 78,000
Pulaski, Arkansas 194 $ 21,760,000 $ 112,164 $ 66,000
New Haven, Connecticut 194 $ 32,747,000 $ 168,798 $ 87,000
Comal, Texas 194 $ 25,628,000 $ 132,103 $ 79,000
Montgomery, Pennsylvania 193 $ 31,423,000 $ 162,813 $ 85,000
Ada, Idaho 192 $ 28,443,000 $ 148,140 $ 81,000
Allegheny, Pennsylvania 192 $ 19,253,000 $ 100,276 $ 70,000
Davis, Utah 192 $ 28,653,000 $ 149,234 $ 73,000
Salt Lake, Utah 192 $ 31,356,000 $ 163,312 $ 78,000
Davidson, Tennessee 189 $ 24,223,000 $ 128,164 $ 71,000
Wichita, Texas 186 $ 16,890,000 $ 90,806 $ 54,000
Suffolk, Virginia 185 $ 32,754,000 $ 177,048 $ 79,000
Knox, Tennessee 184 $ 21,311,000 $ 115,820 $ 62,000
Spotsylvania, Virginia 184 $ 40,037,000 $ 217,592 $ 88,000
Volusia, Florida 183 $ 25,781,000 $ 140,879 $ 67,000
Harrison, Mississippi 183 $ 21,184,000 $ 115,759 $ 60,000
Dorchester, South Carolina 180 $ 23,390,000 $ 129,944 $ 65,000
Franklin, Ohio 179 $ 20,889,000 $ 116,698 $ 66,000
Washington, Oregon 179 $ 34,254,000 $ 191,363 $ 92,000
Howard, Maryland 177 $ 39,671,000 $ 224,129 $ 98,000
Jefferson, Alabama 176 $ 23,943,000 $ 136,039 $ 72,000
Lee, Florida 176 $ 31,734,000 $ 180,306 $ 81,000
St. Tammany, Louisiana 176 $ 24,486,000 $ 139,125 $ 74,000
New Castle, Delaware 175 $ 29,906,000 $ 170,891 $ 86,000
Johnson, Kansas 174 $ 24,045,000 $ 138,189 $ 74,000
Henry, Georgia 171 $ 24,182,000 $ 141,415 $ 73,000
Suffolk, New York 171 $ 36,541,000 $ 213,690 $ 111,000
Jackson, Mississippi 168 $ 21,196,000 $ 126,166 $ 66,000
Camden, New Jersey 168 $ 24,010,000 $ 142,916 $ 78,000
Hillsborough, New Hampshire 166 $ 27,838,000 $ 167,698 $ 86,000
Coffee, Alabama 165 $ 19,142,000 $ 116,012 $ 65,000
Polk, Florida 164 $ 22,042,000 $ 134,402 $ 64,000
Lake, Illinois 163 $ 27,522,000 $ 168,846 $ 90,000
Sumter, South Carolina 161 $ 18,335,000 $ 113,881 $ 62,000
Coryell, Texas 161 $ 14,244,000 $ 88,472 $ 59,000
Craven, North Carolina 158 $ 19,613,000 $ 124,132 $ 56,000
Beaufort, South Carolina 158 $ 27,665,000 $ 175,094 $ 83,000
York, Virginia 158 $ 29,305,000 $ 185,474 $ 74,000
Mobile, Alabama 155 $ 16,552,000 $ 106,787 $ 65,000
Kent, Delaware 155 $ 22,881,000 $ 147,619 $ 71,000
Ocean, New Jersey 155 $ 27,992,000 $ 180,593 $ 84,000
Fairfield, Connecticut 154 $ 36,293,000 $ 235,668 $ 119,000
Brazos, Texas 154 $ 15,053,000 $ 97,746 $ 67,000
Durham, North Carolina 153 $ 18,857,000 $ 123,248 $ 72,000
Greenville, South Carolina 152 $ 17,695,000 $ 116,414 $ 68,000
Wayne, Michigan 151 $ 16,531,000 $ 109,476 $ 75,000
Monmouth, New Jersey 149 $ 30,404,000 $ 204,053 $ 107,000
Berkeley, South Carolina 149 $ 19,394,000 $ 130,161 $ 58,000
Leon, Florida 146 $ 17,970,000 $ 123,082 $ 74,000
Harford, Maryland 146 $ 27,646,000 $ 189,356 $ 82,000
Brazoria, Texas 146 $ 15,733,000 $ 107,760 $ 70,000
Jefferson, Kentucky 144 $ 16,891,000 $ 117,298 $ 67,000
Chester, Pennsylvania 143 $ 27,832,000 $ 194,629 $ 93,000
Taylor, Texas 142 $ 14,029,000 $ 98,795 $ 52,000
Clark, Washington 142 $ 25,260,000 $ 177,887 $ 75,000
Richmond, Georgia 141 $ 12,291,000 $ 87,170 $ 58,000
Orleans, Louisiana 140 $ 22,107,000 $ 157,907 $ 89,000
Arlington, Virginia 140 $ 34,650,000 $ 247,500 $ 103,000
Bossier, Louisiana 138 $ 16,843,000 $ 122,050 $ 65,000
East Baton Rouge, Louisiana 138 $ 16,115,000 $ 116,775 $ 67,000
Guilford, North Carolina 138 $ 16,825,000 $ 121,920 $ 79,000
Larimer, Colorado 136 $ 19,399,000 $ 142,639 $ 82,000
York, Pennsylvania 136 $ 17,811,000 $ 130,963 $ 72,000
Alexandria, Virginia 136 $ 32,039,000 $ 235,580 $ 107,000
Boulder, Colorado 134 $ 27,810,000 $ 207,537 $ 95,000
Alachua, Florida 134 $ 18,267,000 $ 136,320 $ 75,000
Worcester, Massachusetts 134 $ 23,134,000 $ 172,641 $ 87,000
Marion, Indiana 133 $ 13,010,000 $ 97,819 $ 65,000
Jefferson, Louisiana 133 $ 15,437,000 $ 116,067 $ 62,000
Bucks, Pennsylvania 133 $ 24,803,000 $ 186,488 $ 91,000
Frederick, Maryland 132 $ 27,986,000 $ 212,015 $ 88,000
Cumberland, Maine 131 $ 22,722,000 $ 173,450 $ 79,000
Delaware, Pennsylvania 131 $ 20,343,000 $ 155,290 $ 84,000
Montgomery, Alabama 130 $ 17,428,000 $ 134,061 $ 73,000
Kern, California 129 $ 22,258,000 $ 172,542 $ 85,000
Riley, Kansas 126 $ 15,317,000 $ 121,563 $ 53,000
Hardin, Kentucky 126 $ 12,191,000 $ 96,753 $ 64,000
Jefferson, New York 126 $ 13,849,000 $ 109,912 $ 62,000
Hoke, North Carolina 126 $ 14,820,000 $ 117,619 $ 62,000
Yuma, Arizona 125 $ 19,433,000 $ 155,464 $ 67,000
Fairbanks North Star, Alaska 124 $ 18,637,000 $ 150,298 $ 72,000
St. Charles, Missouri 124 $ 14,792,000 $ 119,290 $ 77,000
Henrico, Virginia 124 $ 20,172,000 $ 162,677 $ 79,000
Lexington, South Carolina 123 $ 12,403,000 $ 100,837 $ 67,000
Hays, Texas 122 $ 14,377,000 $ 117,844 $ 71,000
Douglas, Nebraska 121 $ 12,640,000 $ 104,462 $ 61,000
Utah, Utah 121 $ 16,743,000 $ 138,371 $ 72,000
Washoe, Nevada 120 $ 26,491,000 $ 220,758 $ 97,000
Pinal, Arizona 119 $ 18,464,000 $ 155,159 $ 71,000
Morris, New Jersey 119 $ 31,124,000 $ 261,546 $ 109,000
Dona Ana, New Mexico 119 $ 16,849,000 $ 141,588 $ 75,000
Yavapai, Arizona 117 $ 20,743,000 $ 177,290 $ 79,000
Solano, California 117 $ 27,235,000 $ 232,777 $ 91,000
St. Johns, Florida 116 $ 19,813,000 $ 170,801 $ 94,000
Sandoval, New Mexico 116 $ 17,492,000 $ 150,793 $ 74,000
Hamilton, Ohio 116 $ 14,041,000 $ 121,043 $ 74,000
Lee, Alabama 115 $ 12,817,000 $ 111,452 $ 64,000
Marion, Florida 115 $ 14,869,000 $ 129,295 $ 64,000
Jackson, Missouri 115 $ 11,076,000 $ 96,313 $ 63,000
New Hanover, North Carolina 115 $ 15,864,000 $ 137,947 $ 72,000
Bryan, Georgia 114 $ 17,053,000 $ 149,587 $ 70,000
Fayette, Georgia 113 $ 18,668,000 $ 165,203 $ 91,000
Hamilton, Indiana 113 $ 17,151,000 $ 151,778 $ 82,000
Oakland, Michigan 113 $ 16,562,000 $ 146,566 $ 85,000
Santa Fe, New Mexico 111 $ 22,804,000 $ 205,441 $ 99,000
Forsyth, North Carolina 111 $ 11,341,000 $ 102,171 $ 63,000
Cuyahoga, Ohio 111 $ 12,135,000 $ 109,324 $ 78,000
Lowndes, Georgia 110 $ 12,916,000 $ 117,418 $ 62,000
Cumberland, Pennsylvania 110 $ 17,217,000 $ 156,518 $ 78,000
Will, Illinois 109 $ 18,249,000 $ 167,422 $ 82,000
Horry, South Carolina 109 $ 15,870,000 $ 145,596 $ 78,000
Portsmouth, Virginia 109 $ 14,358,000 $ 131,724 $ 66,000
Adams, Colorado 108 $ 13,946,000 $ 129,129 $ 72,000
Gloucester, New Jersey 108 $ 17,710,000 $ 163,981 $ 79,000
Tom Green, Texas 108 $ 10,055,000 $ 93,101 $ 53,000
Atlantic, New Jersey 107 $ 17,112,000 $ 159,925 $ 76,000
Otero, New Mexico 107 $ 11,295,000 $ 105,560 $ 57,000
Contra Costa, California 106 $ 29,336,000 $ 276,754 $ 119,000
Lake, Florida 106 $ 17,859,000 $ 168,481 $ 77,000
Providence, Rhode Island 106 $ 16,177,000 $ 152,613 $ 77,000
Smith, Texas 106 $ 10,902,000 $ 102,849 $ 72,000
Alameda, California 105 $ 27,119,000 $ 258,276 $ 116,000
St. Mary's, Maryland 105 $ 21,112,000 $ 201,066 $ 81,000
Shelby, Alabama 104 $ 14,129,000 $ 135,855 $ 73,000
Macomb, Michigan 104 $ 14,283,000 $ 137,336 $ 71,000
Baldwin, Alabama 103 $ 16,384,000 $ 159,067 $ 80,000
Clackamas, Oregon 103 $ 19,968,000 $ 193,864 $ 90,000
Island, Washington 103 $ 16,944,000 $ 164,504 $ 73,000
Lonoke, Arkansas 102 $ 11,164,000 $ 109,450 $ 57,000
Middlesex, New Jersey 102 $ 19,144,000 $ 187,686 $ 93,000
Moore, North Carolina 100 $ 14,977,000 $ 149,770 $ 75,000
Hamilton, Tennessee 100 $ 12,802,000 $ 128,020 $ 60,000
Clayton, Georgia 98 $ 8,029,000 $ 81,928 $ 61,000
Rockingham, New Hampshire 98 $ 16,102,000 $ 164,306 $ 86,000
Pulaski, Missouri 97 $ 12,255,000 $ 126,340 $ 60,000
McLennan, Texas 97 $ 9,674,000 $ 99,731 $ 72,000
DuPage, Illinois 96 $ 18,352,000 $ 191,166 $ 96,000
Laramie, Wyoming 96 $ 12,250,000 $ 127,604 $ 70,000
Caddo, Louisiana 95 $ 10,574,000 $ 111,305 $ 67,000
Lubbock, Texas 95 $ 8,967,000 $ 94,389 $ 69,000
Dane, Wisconsin 95 $ 14,042,000 $ 147,810 $ 76,000
St. Louis City, Missouri 94 $ 10,995,000 $ 116,968 $ 70,000
Orange, New York 94 $ 18,398,000 $ 195,723 $ 81,000
Cameron, Texas 92 $ 7,345,000 $ 79,836 $ 60,000
Camden, Georgia 91 $ 12,036,000 $ 132,263 $ 60,000
Cherokee, Georgia 91 $ 13,066,000 $ 143,582 $ 74,000
Sarasota, Florida 90 $ 16,434,000 $ 182,600 $ 84,000
Buncombe, North Carolina 90 $ 11,915,000 $ 132,388 $ 61,000
Essex, New Jersey 89 $ 18,703,000 $ 210,146 $ 92,000
Rutherford, Tennessee 89 $ 10,457,000 $ 117,494 $ 68,000
Richmond City, Virginia 89 $ 13,173,000 $ 148,011 $ 90,000
Madison, Illinois 88 $ 11,483,000 $ 130,488 $ 95,000
Mercer, New Jersey 88 $ 16,229,000 $ 184,420 $ 88,000
York, South Carolina 88 $ 12,447,000 $ 141,443 $ 85,000
Santa Clara, California 87 $ 25,362,000 $ 291,517 $ 119,000
Bergen, New Jersey 87 $ 19,300,000 $ 221,839 $ 110,000
Garfield, Oklahoma 87 $ 8,844,000 $ 101,655 $ 46,000
Forsyth, Georgia 86 $ 14,425,000 $ 167,732 $ 89,000
Marion, Oregon 86 $ 11,935,000 $ 138,779 $ 64,000
Dauphin, Pennsylvania 86 $ 10,664,000 $ 124,000 $ 72,000
Matanuska-Susitna, Alaska 85 $ 14,440,000 $ 169,882 $ 90,000
Manatee, Florida 85 $ 16,589,000 $ 195,164 $ 80,000
Union, New Jersey 85 $ 17,753,000 $ 208,858 $ 99,000
Berkeley, West Virginia 84 $ 11,180,000 $ 133,095 $ 73,000
Hidalgo, Texas 83 $ 9,090,000 $ 109,518 $ 65,000
James City, Virginia 83 $ 17,579,000 $ 211,795 $ 92,000
Milwaukee, Wisconsin 83 $ 9,335,000 $ 112,469 $ 65,000
Norfolk, Massachusetts 82 $ 18,710,000 $ 228,170 $ 93,000
Erie, New York 82 $ 7,890,000 $ 96,219 $ 66,000
Weber, Utah 82 $ 10,250,000 $ 125,000 $ 69,000
Ventura, California 81 $ 20,990,000 $ 259,135 $ 116,000
Coweta, Georgia 81 $ 10,085,000 $ 124,506 $ 72,000
Geary, Kansas 81 $ 8,006,000 $ 98,839 $ 51,000
Elmore, Alabama 80 $ 9,856,000 $ 123,200 $ 66,000
Fresno, California 80 $ 13,598,000 $ 169,975 $ 105,000
St. Lucie, Florida 80 $ 14,158,000 $ 176,975 $ 75,000
Kent, Michigan 80 $ 10,634,000 $ 132,925 $ 72,000
Elmore, Idaho 79 $ 9,841,000 $ 124,569 $ 55,000
Fayette, Kentucky 79 $ 10,477,000 $ 132,620 $ 72,000
Essex, Massachusetts 79 $ 18,814,000 $ 238,151 $ 103,000
Dakota, Minnesota 79 $ 12,059,000 $ 152,645 $ 85,000
Williamson, Tennessee 79 $ 14,876,000 $ 188,303 $ 85,000
Union, North Carolina 78 $ 12,483,000 $ 160,038 $ 72,000
Autauga, Alabama 77 $ 11,228,000 $ 145,818 $ 68,000
Douglas, Georgia 77 $ 12,463,000 $ 161,857 $ 76,000
Barnstable, Massachusetts 77 $ 15,842,000 $ 205,740 $ 85,000
Suffolk, Massachusetts 77 $ 16,437,000 $ 213,467 $ 92,000
Albemarle, Virginia 77 $ 14,161,000 $ 183,909 $ 80,000
Osceola, Florida 76 $ 13,370,000 $ 175,921 $ 80,000
Warren, Ohio 76 $ 9,914,000 $ 130,447 $ 75,000
Lane, Oregon 76 $ 11,142,000 $ 146,605 $ 72,000
Leavenworth, Kansas 75 $ 8,769,000 $ 116,920 $ 82,000
Middlesex, Connecticut 74 $ 12,942,000 $ 174,891 $ 92,000
Calvert, Maryland 74 $ 15,765,000 $ 213,040 $ 95,000
Ramsey, Minnesota 74 $ 12,405,000 $ 167,635 $ 92,000
Parker, Texas 74 $ 7,263,000 $ 98,148 $ 63,000
Monroe, New York 73 $ 6,611,000 $ 90,561 $ 66,000
Nassau, New York 73 $ 15,973,000 $ 218,808 $ 109,000
Onondaga, New York 73 $ 7,073,000 $ 96,890 $ 64,000
Paulding, Georgia 72 $ 8,908,000 $ 123,722 $ 67,000
Butler, Ohio 70 $ 9,569,000 $ 136,700 $ 80,000
Northampton, Pennsylvania 70 $ 10,710,000 $ 153,000 $ 79,000
Coconino, Arizona 68 $ 12,095,000 $ 177,867 $ 87,000
Benton, Arkansas 68 $ 9,458,000 $ 139,088 $ 77,000
Effingham, Georgia 68 $ 9,087,000 $ 133,632 $ 52,000
Hudson, New Jersey 68 $ 16,889,000 $ 248,367 $ 111,000
Saratoga, New York 68 $ 10,917,000 $ 160,544 $ 85,000
Plymouth, Massachusetts 67 $ 16,524,000 $ 246,626 $ 103,000
Greene, Missouri 67 $ 6,315,000 $ 94,253 $ 54,000
Cascade, Montana 67 $ 7,994,000 $ 119,313 $ 62,000
Lee, North Carolina 67 $ 7,636,000 $ 113,970 $ 62,000
Val Verde, Texas 67 $ 6,739,000 $ 100,582 $ 52,000
Dale, Alabama 66 $ 6,099,000 $ 92,409 $ 59,000
Pennington, South Dakota 66 $ 7,968,000 $ 120,727 $ 64,000
Curry, New Mexico 64 $ 6,556,000 $ 102,437 $ 64,000
Carteret, North Carolina 64 $ 9,958,000 $ 155,593 $ 88,000
San Patricio, Texas 64 $ 5,964,000 $ 93,187 $ 56,000
Houston, Alabama 63 $ 9,048,000 $ 143,619 $ 73,000
Johnson, Missouri 63 $ 6,619,000 $ 105,063 $ 50,000
Wayne, North Carolina 63 $ 6,283,000 $ 99,730 $ 68,000
Deschutes, Oregon 63 $ 12,692,000 $ 201,460 $ 91,000
Isle of Wight, Virginia 63 $ 12,864,000 $ 204,190 $ 80,000
Kings, California 62 $ 11,458,000 $ 184,806 $ 74,000
Pueblo, Colorado 62 $ 6,469,000 $ 104,338 $ 67,000
Citrus, Florida 62 $ 9,767,000 $ 157,532 $ 82,000
Christian, Kentucky 62 $ 6,126,000 $ 98,806 $ 53,000
Summit, Ohio 62 $ 6,490,000 $ 104,677 $ 66,000
Whatcom, Washington 62 $ 11,082,000 $ 178,741 $ 69,000
Kane, Illinois 61 $ 10,499,000 $ 172,114 $ 85,000
Carroll, Maryland 61 $ 12,109,000 $ 198,508 $ 95,000
DeSoto, Mississippi 61 $ 7,618,000 $ 124,885 $ 68,000
Westchester, New York 61 $ 16,579,000 $ 271,786 $ 131,000
Spartanburg, South Carolina 61 $ 6,907,000 $ 113,229 $ 64,000
Jefferson, Texas 61 $ 4,435,000 $ 72,704 $ 54,000
Placer, California 60 $ 13,305,000 $ 221,750 $ 125,000
Collier, Florida 60 $ 13,551,000 $ 225,850 $ 96,000
Penobscot, Maine 60 $ 6,506,000 $ 108,433 $ 74,000
Washtenaw, Michigan 60 $ 9,589,000 $ 159,816 $ 91,000
Calhoun, Alabama 59 $ 5,250,000 $ 88,983 $ 56,000
Aiken, South Carolina 59 $ 6,968,000 $ 118,101 $ 70,000
Clarke, Georgia 58 $ 6,290,000 $ 108,448 $ 62,000
Lafayette, Louisiana 58 $ 6,222,000 $ 107,275 $ 72,000
Bristol, Massachusetts 58 $ 10,235,000 $ 176,465 $ 80,000
Somerset, New Jersey 58 $ 13,226,000 $ 228,034 $ 85,000
Lancaster, Pennsylvania 58 $ 8,270,000 $ 142,586 $ 73,000
Lehigh, Pennsylvania 58 $ 8,206,000 $ 141,482 $ 77,000
Gloucester, Virginia 58 $ 9,199,000 $ 158,603 $ 69,000
Mohave, Arizona 57 $ 10,204,000 $ 179,017 $ 90,000
Kendall, Texas 57 $ 9,341,000 $ 163,877 $ 103,000
Wilson, Texas 57 $ 7,154,000 $ 125,508 $ 70,000
Limestone, Alabama 56 $ 7,668,000 $ 136,928 $ 79,000
Faulkner, Arkansas 56 $ 5,681,000 $ 101,446 $ 64,000
Tolland, Connecticut 56 $ 7,596,000 $ 135,642 $ 71,000
Brunswick, North Carolina 56 $ 10,031,000 $ 179,125 $ 89,000
Pasquotank, North Carolina 56 $ 8,834,000 $ 157,750 $ 60,000
Berks, Pennsylvania 56 $ 6,790,000 $ 121,250 $ 67,000
Lampasas, Texas 56 $ 6,158,000 $ 109,964 $ 74,000
McHenry, Illinois 55 $ 8,260,000 $ 150,181 $ 76,000
Monroe, Indiana 55 $ 5,192,000 $ 94,400 $ 53,000
Washington, Arkansas 54 $ 6,761,000 $ 125,203 $ 67,000
Jefferson, West Virginia 54 $ 10,460,000 $ 193,703 $ 85,000
Bibb, Georgia 53 $ 6,102,000 $ 115,132 $ 64,000
Platte, Missouri 53 $ 7,563,000 $ 142,698 $ 79,000
Hanover, Virginia 53 $ 9,271,000 $ 174,924 $ 81,000
Hernando, Florida 52 $ 7,360,000 $ 141,538 $ 67,000
Indian River, Florida 52 $ 8,436,000 $ 162,230 $ 94,000
Hinds, Mississippi 52 $ 4,477,000 $ 86,096 $ 62,000
Cabarrus, North Carolina 52 $ 7,800,000 $ 150,000 $ 73,000
Orange, North Carolina 52 $ 8,842,000 $ 170,038 $ 94,000
Anderson, South Carolina 52 $ 5,158,000 $ 99,192 $ 72,000
Grayson, Texas 52 $ 4,384,000 $ 84,307 $ 57,000
Glynn, Georgia 51 $ 6,730,000 $ 131,960 $ 67,000
Newton, Georgia 51 $ 5,573,000 $ 109,274 $ 63,000
Shawnee, Kansas 51 $ 4,866,000 $ 95,411 $ 59,000
York, Maine 51 $ 9,049,000 $ 177,431 $ 80,000
Dutchess, New York 51 $ 11,079,000 $ 217,235 $ 101,000
Sumner, Tennessee 51 $ 6,351,000 $ 124,529 $ 58,000
Ellis, Texas 51 $ 5,711,000 $ 111,980 $ 66,000
Litchfield, Connecticut 50 $ 7,460,000 $ 149,200 $ 92,000
Vernon, Louisiana 50 $ 4,777,000 $ 95,540 $ 59,000
Hampden, Massachusetts 50 $ 8,254,000 $ 165,080 $ 76,000
Johnston, North Carolina 50 $ 5,955,000 $ 119,100 $ 64,000
Randall, Texas 50 $ 5,974,000 $ 119,480 $ 61,000
Chittenden, Vermont 50 $ 8,318,000 $ 166,360 $ 77,000
Canyon, Idaho 49 $ 5,689,000 $ 116,102 $ 66,000
Champaign, Illinois 49 $ 5,761,000 $ 117,571 $ 70,000
Clay, Missouri 49 $ 6,270,000 $ 127,959 $ 68,000
Gallatin, Montana 49 $ 7,629,000 $ 155,693 $ 96,000
Cape May, New Jersey 49 $ 9,575,000 $ 195,408 $ 84,000
San Joaquin, California 48 $ 8,686,000 $ 180,958 $ 98,000
Kennebec, Maine 48 $ 5,576,000 $ 116,166 $ 63,000
Cecil, Maryland 48 $ 8,178,000 $ 170,375 $ 80,000
Pitt, North Carolina 48 $ 5,132,000 $ 106,916 $ 57,000
Jackson, Oklahoma 48 $ 4,667,000 $ 97,229 $ 56,000
Newport, Rhode Island 48 $ 9,017,000 $ 187,854 $ 92,000
Kerr, Texas 48 $ 5,055,000 $ 105,312 $ 76,000
Navajo, Arizona 47 $ 7,461,000 $ 158,744 $ 102,000
Martin, Florida 47 $ 8,413,000 $ 179,000 $ 81,000
Hawaii, Hawaii 47 $ 10,211,000 $ 217,255 $ 83,000
Lowndes, Mississippi 47 $ 5,573,000 $ 118,574 $ 60,000
Jefferson, Missouri 47 $ 5,238,000 $ 111,446 $ 68,000
Lancaster, Nebraska 47 $ 4,578,000 $ 97,404 $ 67,000
Kenosha, Wisconsin 47 $ 7,070,000 $ 150,425 $ 72,000
Mesa, Colorado 46 $ 7,769,000 $ 168,891 $ 69,000
Nassau, Florida 46 $ 7,914,000 $ 172,043 $ 76,000
Calcasieu, Louisiana 46 $ 4,729,000 $ 102,804 $ 73,000
Adams, Pennsylvania 46 $ 8,310,000 $ 180,652 $ 95,000
Luzerne, Pennsylvania 46 $ 5,009,000 $ 108,891 $ 61,000
Medina, Texas 46 $ 4,453,000 $ 96,804 $ 70,000
Waukesha, Wisconsin 46 $ 7,781,000 $ 169,152 $ 96,000
Russell, Alabama 45 $ 4,785,000 $ 106,333 $ 57,000
Garland, Arkansas 45 $ 4,285,000 $ 95,222 $ 64,000
Hall, Georgia 45 $ 5,429,000 $ 120,644 $ 72,000
Boone, Missouri 45 $ 4,831,000 $ 107,355 $ 66,000
Flathead, Montana 45 $ 8,119,000 $ 180,422 $ 72,000
San Juan, New Mexico 45 $ 5,742,000 $ 127,600 $ 66,000
Richmond, New York 45 $ 8,623,000 $ 191,622 $ 82,000
Grand Forks, North Dakota 45 $ 3,645,000 $ 81,000 $ 51,000
Monroe, Pennsylvania 45 $ 7,204,000 $ 160,088 $ 89,000
Washington, Tennessee 45 $ 5,288,000 $ 117,511 $ 56,000
Fauquier, Virginia 45 $ 11,998,000 $ 266,622 $ 113,000
Yolo, California 44 $ 11,620,000 $ 264,090 $ 102,000
Sussex, Delaware 44 $ 9,977,000 $ 226,750 $ 102,000
Allen, Indiana 44 $ 4,683,000 $ 106,431 $ 91,000
Polk, Iowa 44 $ 5,056,000 $ 114,909 $ 67,000
Rankin, Mississippi 44 $ 5,427,000 $ 123,340 $ 73,000
Canadian, Oklahoma 44 $ 3,917,000 $ 89,022 $ 59,000
Midland, Texas 44 $ 4,406,000 $ 100,136 $ 60,000
Tuscaloosa, Alabama 43 $ 6,285,000 $ 146,162 $ 65,000
Harris, Georgia 43 $ 7,065,000 $ 164,302 $ 81,000
Lake, Indiana 43 $ 4,867,000 $ 113,186 $ 63,000
Ascension, Louisiana 43 $ 7,152,000 $ 166,325 $ 89,000
Sonoma, California 42 $ 10,788,000 $ 256,857 $ 90,000
Porter, Indiana 42 $ 5,109,000 $ 121,642 $ 61,000
Anoka, Minnesota 42 $ 6,311,000 $ 150,261 $ 82,000
Lewis and Clark, Montana 42 $ 5,365,000 $ 127,738 $ 64,000
Missoula, Montana 42 $ 6,463,000 $ 153,880 $ 63,000
Strafford, New Hampshire 42 $ 6,838,000 $ 162,809 $ 79,000
Rockwall, Texas 42 $ 5,416,000 $ 128,952 $ 83,000
Monongalia, West Virginia 42 $ 6,182,000 $ 147,190 $ 73,000
Douglas, Kansas 41 $ 4,604,000 $ 112,292 $ 69,000
Merrimack, New Hampshire 41 $ 6,550,000 $ 159,756 $ 88,000
Queens, New York 41 $ 8,606,000 $ 209,902 $ 91,000
Kent, Rhode Island 41 $ 6,927,000 $ 168,951 $ 76,000
Rapides, Louisiana 40 $ 4,046,000 $ 101,150 $ 66,000
Hancock, Maine 40 $ 4,973,000 $ 124,325 $ 71,000
Yellowstone, Montana 40 $ 3,803,000 $ 95,075 $ 85,000
Kings, New York 40 $ 8,843,000 $ 221,075 $ 107,000
Catawba, North Carolina 40 $ 5,158,000 $ 128,950 $ 71,000
Franklin, Pennsylvania 40 $ 6,459,000 $ 161,475 $ 83,000
Washington, Rhode Island 40 $ 11,309,000 $ 282,725 $ 146,000
Kanawha, West Virginia 40 $ 3,454,000 $ 86,350 $ 73,000
La Plata, Colorado 39 $ 8,248,000 $ 211,487 $ 90,000
Livingston, Louisiana 39 $ 4,570,000 $ 117,179 $ 80,000
Androscoggin, Maine 39 $ 4,711,000 $ 120,794 $ 67,000
Pender, North Carolina 39 $ 5,958,000 $ 152,769 $ 66,000
Washington, Utah 39 $ 7,034,000 $ 180,358 $ 74,000
San Mateo, California 38 $ 11,306,000 $ 297,526 $ 132,000
Weld, Colorado 38 $ 5,974,000 $ 157,210 $ 85,000
Walton, Florida 38 $ 8,679,000 $ 228,394 $ 99,000
Kootenai, Idaho 38 $ 5,440,000 $ 143,157 $ 85,000
Dickinson, Kansas 38 $ 4,223,000 $ 111,131 $ 52,000
Sussex, New Jersey 38 $ 6,847,000 $ 180,184 $ 97,000
Albany, New York 38 $ 4,861,000 $ 127,921 $ 86,000
Ward, North Dakota 38 $ 4,119,000 $ 108,394 $ 63,000
Hood, Texas 38 $ 5,147,000 $ 135,447 $ 145,000
Johnson, Texas 38 $ 3,805,000 $ 100,131 $ 68,000
Caroline, Virginia 38 $ 5,715,000 $ 150,394 $ 81,000
St. Joseph, Indiana 37 $ 3,644,000 $ 98,486 $ 60,000
Lucas, Ohio 37 $ 3,826,000 $ 103,405 $ 54,000
Bastrop, Texas 37 $ 3,966,000 $ 107,189 $ 72,000
Broomfield, Colorado 36 $ 6,428,000 $ 178,555 $ 75,000
Beauregard, Louisiana 36 $ 4,346,000 $ 120,722 $ 60,000
Genesee, Michigan 36 $ 3,532,000 $ 98,111 $ 53,000
Ingham, Michigan 36 $ 3,832,000 $ 106,444 $ 68,000
Jasper, Missouri 36 $ 2,367,000 $ 65,750 $ 39,000
Valencia, New Mexico 36 $ 4,924,000 $ 136,777 $ 67,000
Robeson, North Carolina 36 $ 4,426,000 $ 122,944 $ 56,000
Prince George, Virginia 36 $ 5,175,000 $ 143,750 $ 74,000
Carroll, Georgia 35 $ 4,768,000 $ 136,228 $ 70,000
Lauderdale, Mississippi 35 $ 3,825,000 $ 109,285 $ 53,000
Grafton, New Hampshire 35 $ 5,027,000 $ 143,628 $ 75,000
Passaic, New Jersey 35 $ 7,831,000 $ 223,742 $ 86,000
Oneida, New York 35 $ 4,133,000 $ 118,085 $ 75,000
Blount, Tennessee 35 $ 3,889,000 $ 111,114 $ 70,000
Wilson, Tennessee 35 $ 5,133,000 $ 146,657 $ 69,000
King George, Virginia 35 $ 8,572,000 $ 244,914 $ 83,000
Benton, Washington 35 $ 5,102,000 $ 145,771 $ 97,000
Mason, Washington 35 $ 6,002,000 $ 171,485 $ 85,000
Stanislaus, California 34 $ 6,874,000 $ 202,176 $ 93,000
St. Louis, Minnesota 34 $ 4,357,000 $ 128,147 $ 70,000
Cass, Missouri 34 $ 4,170,000 $ 122,647 $ 69,000
Westmoreland, Pennsylvania 34 $ 4,078,000 $ 119,941 $ 73,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 57,631 $8,787,261,000 $152,000 $1,960,000 $67,000 $1,500,000
Refinancing 28,598 $4,612,668,000 $161,000 $1,790,000 $92,000 $1,133,000
Home Improvement 6,906 $305,113,000 $44,000 $762,000 $94,000 $655,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 59,322 $9,151,970,000 $154,000 $1,960,000 $77,000 $1,000,000
Not Provided 18,736 $2,245,230,000 $119,000 $1,790,000 $79,000 $1,000,000
Black or African American 6,814 $1,051,711,000 $154,000 $1,584,000 $73,000 $550,000
Hispanic 5,654 $819,896,000 $145,000 $1,240,000 $69,000 $1,500,000
Asian 1,389 $247,640,000 $178,000 $1,260,000 $78,000 $1,133,000
American Indian or Alaskan Native 799 $117,932,000 $147,000 $730,000 $75,000 $999,000
Native Hawaiian or Other Pacific Islander 421 $70,663,000 $167,000 $619,000 $76,000 $525,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 83,675 $11,875,181,000 $141,000 $1,960,000 $77,000 $1,500,000
VA-guaranteed (Veterans Administration) 9,460 $1,829,861,000 $193,000 $619,000 $71,000 $362,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 67,235 $9,788,275,000 $145,000 $1,600,000 $77,000 $1,500,000
Application Denied By Financial Institution 10,591 $1,647,127,000 $155,000 $1,584,000 $76,000 $1,133,000
Application Withdrawn By Applicant 10,070 $1,808,721,000 $179,000 $1,960,000 $86,000 $903,000
File Closed For Incompleteness 3,281 $159,240,000 $48,000 $455,000 $38,000 $750,000
Application Approved But Not Accepted 1,958 $301,679,000 $154,000 $1,380,000 $90,000 $941,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,266 $444,222,000 $136,000 $1,289,000 $77,000 $1,133,000
Debt-To-Income Ratio 2,945 $554,272,000 $188,000 $1,584,000 $60,000 $316,000
Collateral 2,372 $300,660,000 $126,000 $1,240,000 $87,000 $700,000
Credit Application Incomplete 838 $159,270,000 $190,000 $1,128,000 $93,000 $750,000
Other 553 $99,062,000 $179,000 $1,412,000 $85,000 $703,000
Insufficient Cash (Downpayment, Closing Cost) 205 $36,710,000 $179,000 $619,000 $71,000 $302,000
Unverifiable Information 184 $29,635,000 $161,000 $550,000 $67,000 $474,000
Employment History 122 $17,611,000 $144,000 $375,000 $49,000 $240,000
Mortgage Insurance Denied 106 $5,685,000 $53,000 $439,000 $89,000 $825,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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