Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Usaa Federal Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 147,854 |
| Total Mortgage Loan Application Amount | $28,953,185,000 |
| Average Mortgage Loan Application Amount | $152,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $8,325,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,791 | $ 2,027,285,000 | $ 274,750 | $ 121,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5,337 | $ 858,211,000 | $ 160,000 | $ 93,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,504 | $ 630,736,000 | $ 180,000 | $ 95,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3,312 | $ 562,564,000 | $ 169,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,933 | $ 655,997,000 | $ 230,500 | $ 85,500 |
| PHOENIX-MESA-GLENDALE, AZ | 2,714 | $ 471,687,000 | $ 173,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 2,502 | $ 428,669,000 | $ 171,000 | $ 106,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,211 | $ 399,484,000 | $ 180,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 2,172 | $ 458,339,000 | $ 211,000 | $ 82,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2,159 | $ 488,246,000 | $ 226,000 | $ 103,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2,085 | $ 627,657,000 | $ 301,000 | $ 107,000 |
| BALTIMORE-TOWSON, MD | 1,977 | $ 512,729,000 | $ 259,000 | $ 113,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,741 | $ 242,686,000 | $ 139,000 | $ 66,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,674 | $ 322,624,000 | $ 192,000 | $ 96,000 |
| FAYETTEVILLE, NC | 1,613 | $ 244,373,000 | $ 151,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 1,556 | $ 247,614,000 | $ 159,000 | $ 99,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,514 | $ 316,264,000 | $ 208,000 | $ 96,000 |
| LAS VEGAS-PARADISE, NV | 1,469 | $ 275,411,000 | $ 187,000 | $ 84,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,408 | $ 372,755,000 | $ 264,000 | $ 110,000 |
| OKLAHOMA CITY, OK | 1,302 | $ 204,061,000 | $ 156,000 | $ 81,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,266 | $ 373,589,000 | $ 295,000 | $ 121,000 |
| ST. LOUIS, MO-IL | 1,263 | $ 222,347,000 | $ 175,500 | $ 87,500 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1,227 | $ 267,577,000 | $ 218,000 | $ 111,000 |
| PHILADELPHIA, PA | 1,213 | $ 274,115,000 | $ 225,000 | $ 117,000 |
| JACKSONVILLE, FL | 1,206 | $ 222,650,000 | $ 184,000 | $ 75,000 |
| ALBUQUERQUE, NM | 1,197 | $ 235,038,000 | $ 196,000 | $ 91,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,155 | $ 251,566,000 | $ 212,500 | $ 99,000 |
| TACOMA, WA | 1,106 | $ 255,484,000 | $ 230,000 | $ 93,000 |
| TUCSON, AZ | 1,086 | $ 202,483,000 | $ 186,000 | $ 83,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 990 | $ 288,718,000 | $ 291,000 | $ 126,000 |
| KANSAS CITY, MO-KS | 983 | $ 166,443,000 | $ 167,500 | $ 87,000 |
| RICHMOND, VA | 973 | $ 198,719,000 | $ 204,000 | $ 90,000 |
| EL PASO, TX | 950 | $ 136,554,000 | $ 143,000 | $ 77,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 937 | $ 212,289,000 | $ 226,000 | $ 101,000 |
| COLUMBIA, SC | 931 | $ 148,832,000 | $ 159,000 | $ 73,000 |
| CAMDEN, NJ | 913 | $ 183,421,000 | $ 200,000 | $ 97,000 |
| RALEIGH-CARY, NC | 912 | $ 177,846,000 | $ 195,000 | $ 88,000 |
| CLARKSVILLE, TN-KY | 894 | $ 129,786,000 | $ 130,500 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 887 | $ 171,824,000 | $ 193,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 887 | $ 178,617,000 | $ 201,500 | $ 99,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 878 | $ 157,328,000 | $ 179,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 846 | $ 132,639,000 | $ 164,000 | $ 84,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 835 | $ 155,570,000 | $ 186,000 | $ 88,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 794 | $ 221,707,000 | $ 275,500 | $ 122,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 761 | $ 137,634,000 | $ 180,000 | $ 93,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 732 | $ 136,364,000 | $ 186,000 | $ 91,000 |
| HUNTSVILLE, AL | 729 | $ 151,941,000 | $ 208,000 | $ 100,000 |
| DAYTON, OH | 718 | $ 123,361,000 | $ 171,000 | $ 84,000 |
| ANCHORAGE, AK | 717 | $ 169,035,000 | $ 235,000 | $ 93,000 |
| EDISON-NEW BRUNSWICK, NJ | 704 | $ 169,201,000 | $ 240,000 | $ 111,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 703 | $ 132,611,000 | $ 188,000 | $ 100,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 687 | $ 115,277,000 | $ 162,500 | $ 86,000 |
| JACKSONVILLE, NC | 686 | $ 118,025,000 | $ 172,000 | $ 68,000 |
| INDIANAPOLIS-CARMEL, IN | 676 | $ 109,656,000 | $ 162,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 672 | $ 105,214,000 | $ 156,000 | $ 74,000 |
| SAVANNAH, GA | 651 | $ 121,636,000 | $ 186,000 | $ 69,000 |
| HONOLULU, HI | 641 | $ 247,689,000 | $ 386,000 | $ 100,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 624 | $ 112,723,000 | $ 173,500 | $ 90,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 618 | $ 118,949,000 | $ 192,000 | $ 74,000 |
| MEMPHIS, TN-MS-AR | 591 | $ 102,382,000 | $ 158,000 | $ 86,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 583 | $ 181,833,000 | $ 311,000 | $ 126,000 |
| OLYMPIA, WA | 578 | $ 132,291,000 | $ 228,000 | $ 79,000 |
| COLUMBUS, OH | 561 | $ 91,413,000 | $ 162,000 | $ 85,000 |
| NEWARK-UNION, NJ-PA | 558 | $ 136,971,000 | $ 195,000 | $ 111,000 |
| WARNER ROBINS, GA | 553 | $ 90,069,000 | $ 162,000 | $ 71,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 542 | $ 161,917,000 | $ 298,000 | $ 126,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 536 | $ 125,138,000 | $ 233,000 | $ 100,000 |
| PITTSBURGH, PA | 533 | $ 86,335,000 | $ 161,000 | $ 99,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 532 | $ 96,807,000 | $ 158,000 | $ 83,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 519 | $ 88,580,000 | $ 170,000 | $ 96,000 |
| MONTGOMERY, AL | 518 | $ 87,772,000 | $ 169,000 | $ 78,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 514 | $ 108,901,000 | $ 211,000 | $ 113,000 |
| COLUMBUS, GA-AL | 506 | $ 84,770,000 | $ 165,500 | $ 63,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 505 | $ 105,683,000 | $ 209,000 | $ 103,000 |
| BREMERTON-SILVERDALE, WA | 476 | $ 110,827,000 | $ 232,000 | $ 94,000 |
| SHREVEPORT-BOSSIER CITY, LA | 475 | $ 88,793,000 | $ 186,000 | $ 91,000 |
| BIRMINGHAM-HOOVER, AL | 454 | $ 74,162,000 | $ 163,000 | $ 88,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 453 | $ 80,730,000 | $ 178,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 451 | $ 91,825,000 | $ 203,000 | $ 108,000 |
| WICHITA, KS | 442 | $ 65,065,000 | $ 147,000 | $ 81,000 |
| NASSAU-SUFFOLK, NY | 422 | $ 111,561,000 | $ 264,000 | $ 126,000 |
| BOSTON-QUINCY, MA | 414 | $ 112,575,000 | $ 271,000 | $ 108,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 407 | $ 114,419,000 | $ 281,000 | $ 135,000 |
| TULSA, OK | 407 | $ 61,833,000 | $ 151,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 401 | $ 80,726,000 | $ 201,000 | $ 117,000 |
| CORPUS CHRISTI, TX | 398 | $ 60,590,000 | $ 152,000 | $ 90,000 |
| WILMINGTON, DE-MD-NJ | 391 | $ 83,420,000 | $ 206,666 | $ 89,333 |
| BATON ROUGE, LA | 390 | $ 64,587,000 | $ 165,000 | $ 87,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 379 | $ 76,875,000 | $ 202,000 | $ 108,000 |
| KNOXVILLE, TN | 375 | $ 65,587,000 | $ 174,000 | $ 87,000 |
| SPOKANE, WA | 369 | $ 71,454,000 | $ 193,000 | $ 82,000 |
| LAWTON, OK | 367 | $ 53,665,000 | $ 146,000 | $ 67,000 |
| DURHAM-CHAPEL HILL, NC | 365 | $ 72,368,000 | $ 198,000 | $ 106,000 |
| BOISE CITY-NAMPA, ID | 355 | $ 62,176,000 | $ 175,000 | $ 83,000 |
| ELIZABETHTOWN, KY | 354 | $ 65,062,000 | $ 183,000 | $ 82,000 |
| SALT LAKE CITY, UT | 349 | $ 70,663,000 | $ 202,000 | $ 99,000 |
| OGDEN-CLEARFIELD, UT | 345 | $ 68,479,000 | $ 198,000 | $ 80,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 343 | $ 56,991,000 | $ 166,000 | $ 89,000 |
| VALLEJO-FAIRFIELD, CA | 336 | $ 85,641,000 | $ 254,000 | $ 89,000 |
| MANHATTAN, KS | 335 | $ 51,624,000 | $ 154,000 | $ 69,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 323 | $ 69,971,000 | $ 216,000 | $ 99,000 |
| WILMINGTON, NC | 310 | $ 62,961,000 | $ 203,000 | $ 96,000 |
| CHARLOTTESVILLE, VA | 309 | $ 74,509,000 | $ 241,000 | $ 101,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 309 | $ 56,481,000 | $ 182,000 | $ 98,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 306 | $ 113,115,000 | $ 369,000 | $ 156,000 |
| NORWICH-NEW LONDON, CT | 287 | $ 62,887,000 | $ 219,000 | $ 98,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 281 | $ 43,193,000 | $ 153,000 | $ 93,000 |
| HARRISBURG-CARLISLE, PA | 274 | $ 54,018,000 | $ 197,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 273 | $ 76,911,000 | $ 281,000 | $ 166,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 273 | $ 84,414,000 | $ 309,000 | $ 117,000 |
| FORT COLLINS-LOVELAND, CO | 270 | $ 55,797,000 | $ 206,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 261 | $ 89,719,000 | $ 343,000 | $ 142,000 |
| SUMTER, SC | 261 | $ 39,767,000 | $ 152,000 | $ 65,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 260 | $ 53,000,000 | $ 194,000 | $ 92,500 |
| NEW HAVEN-MILFORD, CT | 258 | $ 55,996,000 | $ 217,000 | $ 107,000 |
| HINESVILLE-FORT STEWART, GA | 251 | $ 34,014,000 | $ 135,000 | $ 53,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 251 | $ 45,651,000 | $ 181,000 | $ 106,000 |
| ABILENE, TX | 249 | $ 34,502,000 | $ 138,000 | $ 74,000 |
| MANCHESTER-NASHUA, NH | 249 | $ 55,611,000 | $ 223,000 | $ 119,000 |
| BAKERSFIELD-DELANO, CA | 244 | $ 42,650,000 | $ 174,000 | $ 90,000 |
| JACKSON, MS | 243 | $ 39,136,000 | $ 161,000 | $ 84,000 |
| GULFPORT-BILOXI, MS | 241 | $ 38,731,000 | $ 160,000 | $ 70,000 |
| DOVER, DE | 238 | $ 47,932,000 | $ 201,000 | $ 63,000 |
| BOULDER, CO | 236 | $ 60,275,000 | $ 255,000 | $ 109,000 |
| ASHEVILLE, NC | 234 | $ 43,698,000 | $ 186,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 233 | $ 47,508,000 | $ 203,000 | $ 116,000 |
| WORCESTER, MA | 231 | $ 54,015,000 | $ 233,000 | $ 100,000 |
| GREENSBORO-HIGH POINT, NC | 220 | $ 36,425,000 | $ 165,000 | $ 82,000 |
| RENO-SPARKS, NV | 219 | $ 49,556,000 | $ 226,000 | $ 102,000 |
| CAPE CORAL-FORT MYERS, FL | 216 | $ 39,076,000 | $ 180,000 | $ 101,000 |
| LAS CRUCES, NM | 215 | $ 40,173,000 | $ 186,000 | $ 84,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 211 | $ 38,363,000 | $ 181,000 | $ 81,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 207 | $ 41,428,000 | $ 202,500 | $ 88,000 |
| VALDOSTA, GA | 207 | $ 33,254,000 | $ 160,000 | $ 66,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 204 | $ 34,705,000 | $ 114,500 | $ 53,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 203 | $ 26,444,000 | $ 130,000 | $ 81,000 |
| COLLEGE STATION-BRYAN, TX | 201 | $ 29,101,000 | $ 144,000 | $ 95,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 199 | $ 45,773,000 | $ 230,000 | $ 115,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 198 | $ 31,515,000 | $ 159,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 194 | $ 29,527,000 | $ 138,500 | $ 71,000 |
| BUFFALO-NIAGARA FALLS, NY | 192 | $ 25,444,000 | $ 132,000 | $ 86,000 |
| SAN ANGELO, TX | 189 | $ 25,029,000 | $ 132,000 | $ 63,000 |
| BARNSTABLE TOWN, MA | 185 | $ 43,359,000 | $ 234,000 | $ 129,000 |
| SPRINGFIELD, MA | 185 | $ 34,514,000 | $ 186,000 | $ 86,000 |
| PEABODY, MA | 180 | $ 46,314,000 | $ 257,000 | $ 110,000 |
| AUBURN-OPELIKA, AL | 179 | $ 29,006,000 | $ 162,000 | $ 79,000 |
| LEXINGTON-FAYETTE, KY | 177 | $ 29,485,000 | $ 166,000 | $ 82,000 |
| MOBILE, AL | 175 | $ 26,319,000 | $ 150,000 | $ 77,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 173 | $ 32,093,000 | $ 190,000 | $ 83,000 |
| PORT ST. LUCIE, FL | 172 | $ 25,754,000 | $ 149,000 | $ 82,000 |
| PROVO-OREM, UT | 164 | $ 30,318,000 | $ 184,000 | $ 76,000 |
| ROCHESTER, NY | 164 | $ 22,085,000 | $ 134,000 | $ 87,000 |
| PRESCOTT, AZ | 163 | $ 29,087,000 | $ 178,000 | $ 90,000 |
| SPRINGFIELD, MO | 163 | $ 21,465,000 | $ 131,000 | $ 69,000 |
| WICHITA FALLS, TX | 162 | $ 21,449,000 | $ 132,000 | $ 79,000 |
| YORK-HANOVER, PA | 161 | $ 31,173,000 | $ 193,000 | $ 95,000 |
| CHEYENNE, WY | 160 | $ 29,623,000 | $ 185,000 | $ 73,000 |
| MADISON, WI | 160 | $ 34,206,000 | $ 213,000 | $ 88,000 |
| ROANOKE, VA | 159 | $ 28,314,000 | $ 178,000 | $ 84,000 |
| YUMA, AZ | 156 | $ 29,063,000 | $ 186,000 | $ 74,000 |
| FAIRBANKS, AK | 154 | $ 32,794,000 | $ 212,000 | $ 79,000 |
| SALEM, OR | 153 | $ 27,624,000 | $ 180,000 | $ 87,000 |
| SANTA FE, NM | 153 | $ 34,873,000 | $ 227,000 | $ 96,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 152 | $ 42,208,000 | $ 277,000 | $ 108,000 |
| SANTA ROSA-PETALUMA, CA | 151 | $ 43,238,000 | $ 286,000 | $ 115,000 |
| YUBA CITY, CA | 150 | $ 27,780,000 | $ 185,000 | $ 68,000 |
| WINSTON-SALEM, NC | 149 | $ 23,515,000 | $ 157,000 | $ 78,000 |
| FRESNO, CA | 146 | $ 29,521,000 | $ 202,000 | $ 97,000 |
| BEND, OR | 145 | $ 29,671,000 | $ 204,000 | $ 96,000 |
| GARY, IN | 144 | $ 24,321,000 | $ 168,000 | $ 79,000 |
| LAKELAND-WINTER HAVEN, FL | 141 | $ 21,011,000 | $ 149,000 | $ 86,000 |
| PASCAGOULA, MS | 141 | $ 23,509,000 | $ 166,000 | $ 81,000 |
| TALLAHASSEE, FL | 139 | $ 26,177,000 | $ 188,000 | $ 98,000 |
| WACO, TX | 137 | $ 19,628,000 | $ 143,000 | $ 130,000 |
| TRENTON-EWING, NJ | 135 | $ 33,087,000 | $ 245,000 | $ 121,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 133 | $ 25,765,000 | $ 193,000 | $ 83,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 131 | $ 28,613,000 | $ 218,000 | $ 99,000 |
| SALINAS, CA | 130 | $ 38,277,000 | $ 294,000 | $ 118,000 |
| SYRACUSE, NY | 130 | $ 17,243,000 | $ 132,000 | $ 80,000 |
| TYLER, TX | 129 | $ 20,783,000 | $ 161,000 | $ 93,000 |
| AKRON, OH | 128 | $ 20,352,000 | $ 159,000 | $ 89,000 |
| RAPID CITY, SD | 128 | $ 21,117,000 | $ 164,000 | $ 68,000 |
| GOLDSBORO, NC | 126 | $ 17,322,000 | $ 137,000 | $ 62,000 |
| LAFAYETTE, LA | 126 | $ 19,953,000 | $ 158,000 | $ 103,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 124 | $ 19,422,000 | $ 156,000 | $ 97,000 |
| GREELEY, CO | 123 | $ 26,507,000 | $ 215,000 | $ 85,000 |
| SCRANTON--WILKES-BARRE, PA | 123 | $ 18,515,000 | $ 150,000 | $ 91,000 |
| ANN ARBOR, MI | 120 | $ 22,275,000 | $ 185,000 | $ 117,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 120 | $ 24,675,000 | $ 205,000 | $ 91,000 |
| NAPLES-MARCO ISLAND, FL | 120 | $ 23,828,000 | $ 198,000 | $ 125,000 |
| DOTHAN, AL | 119 | $ 20,679,000 | $ 173,000 | $ 76,000 |
| GAINESVILLE, FL | 119 | $ 20,065,000 | $ 168,000 | $ 123,000 |
| MCALLEN-EDINBURG-MISSION, TX | 117 | $ 13,598,000 | $ 116,000 | $ 82,000 |
| EUGENE-SPRINGFIELD, OR | 116 | $ 22,877,000 | $ 197,000 | $ 85,000 |
| GREAT FALLS, MT | 116 | $ 17,952,000 | $ 154,000 | $ 65,000 |
| SPARTANBURG, SC | 114 | $ 18,753,000 | $ 164,000 | $ 101,000 |
| CHARLESTON, WV | 113 | $ 18,186,000 | $ 160,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 112 | $ 26,083,000 | $ 232,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 111 | $ 15,800,000 | $ 142,000 | $ 82,000 |
| LYNCHBURG, VA | 111 | $ 19,262,000 | $ 173,000 | $ 107,000 |
| BELLINGHAM, WA | 107 | $ 22,128,000 | $ 206,000 | $ 78,000 |
| LANCASTER, PA | 106 | $ 19,032,000 | $ 179,000 | $ 96,000 |
| FLAGSTAFF, AZ | 105 | $ 22,404,000 | $ 213,000 | $ 98,000 |
| TOPEKA, KS | 101 | $ 13,680,000 | $ 135,000 | $ 70,000 |
| STOCKTON, CA | 100 | $ 19,460,000 | $ 194,000 | $ 96,000 |
| PUEBLO, CO | 99 | $ 17,026,000 | $ 171,000 | $ 79,000 |
| HANFORD-CORCORAN, CA | 98 | $ 21,877,000 | $ 223,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 98 | $ 14,064,000 | $ 143,000 | $ 82,000 |
| LINCOLN, NE | 98 | $ 13,736,000 | $ 140,000 | $ 65,000 |
| OCALA, FL | 98 | $ 14,671,000 | $ 149,000 | $ 84,000 |
| OCEAN CITY, NJ | 97 | $ 19,564,000 | $ 201,000 | $ 105,000 |
| BEAUMONT-PORT ARTHUR, TX | 96 | $ 13,810,000 | $ 143,000 | $ 96,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 95 | $ 28,073,000 | $ 295,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 94 | $ 14,925,000 | $ 158,000 | $ 98,000 |
| KALAMAZOO-PORTAGE, MI | 94 | $ 15,058,000 | $ 160,000 | $ 85,000 |
| WINCHESTER, VA-WV | 94 | $ 20,088,000 | $ 210,500 | $ 102,000 |
| FORT SMITH, AR-OK | 93 | $ 13,515,000 | $ 141,500 | $ 82,500 |
| LUBBOCK, TX | 91 | $ 10,618,000 | $ 116,000 | $ 95,000 |
| DULUTH, MN-WI | 89 | $ 12,735,000 | $ 135,500 | $ 72,500 |
| TOLEDO, OH | 88 | $ 13,197,000 | $ 149,000 | $ 85,000 |
| BROWNSVILLE-HARLINGEN, TX | 86 | $ 11,605,000 | $ 134,000 | $ 100,000 |
| MACON, GA | 85 | $ 12,210,000 | $ 143,000 | $ 87,000 |
| MEDFORD, OR | 85 | $ 16,334,000 | $ 192,000 | $ 108,000 |
| ATHENS-CLARKE COUNTY, GA | 84 | $ 12,425,000 | $ 147,000 | $ 78,000 |
| READING, PA | 84 | $ 14,514,000 | $ 172,000 | $ 90,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 83 | $ 13,585,000 | $ 163,000 | $ 88,000 |
| TUSCALOOSA, AL | 83 | $ 12,120,000 | $ 146,000 | $ 76,000 |
| AMARILLO, TX | 82 | $ 12,524,000 | $ 152,000 | $ 91,000 |
| GREENVILLE, NC | 81 | $ 11,949,000 | $ 147,000 | $ 79,000 |
| COEUR D'ALENE, ID | 79 | $ 14,669,000 | $ 185,000 | $ 92,000 |
| HOT SPRINGS, AR | 79 | $ 11,974,000 | $ 151,000 | $ 90,000 |
| HICKORY-LENOIR-MORGANTON, NC | 78 | $ 14,696,000 | $ 188,000 | $ 79,000 |
| LAKE CHARLES, LA | 78 | $ 12,962,000 | $ 166,000 | $ 106,000 |
| JOHNSON CITY, TN | 77 | $ 12,212,000 | $ 158,000 | $ 78,000 |
| FORT WAYNE, IN | 75 | $ 11,449,000 | $ 152,000 | $ 91,000 |
| BANGOR, ME | 74 | $ 11,168,000 | $ 150,000 | $ 92,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 73 | $ 12,071,000 | $ 166,500 | $ 83,000 |
| STATE COLLEGE, PA | 73 | $ 14,045,000 | $ 192,000 | $ 95,000 |
| ALEXANDRIA, LA | 72 | $ 12,147,000 | $ 168,000 | $ 105,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 72 | $ 13,170,000 | $ 182,000 | $ 91,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 72 | $ 9,065,000 | $ 123,666 | $ 78,000 |
| HATTIESBURG, MS | 71 | $ 10,400,000 | $ 146,000 | $ 75,000 |
| PEORIA, IL | 71 | $ 10,667,000 | $ 150,000 | $ 84,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 71 | $ 9,604,000 | $ 160,500 | $ 77,500 |
| BRUNSWICK, GA | 70 | $ 11,997,000 | $ 171,000 | $ 86,000 |
| MISSOULA, MT | 69 | $ 12,173,000 | $ 176,000 | $ 81,000 |
| BLOOMINGTON, IN | 68 | $ 10,178,000 | $ 149,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 68 | $ 9,826,000 | $ 143,000 | $ 74,500 |
| COLUMBIA, MO | 67 | $ 10,739,000 | $ 160,000 | $ 93,000 |
| GRAND JUNCTION, CO | 67 | $ 12,765,000 | $ 190,000 | $ 92,000 |
| ALBANY, GA | 66 | $ 10,145,000 | $ 153,000 | $ 79,000 |
| ANDERSON, SC | 66 | $ 10,186,000 | $ 154,000 | $ 85,000 |
| ANNISTON-OXFORD, AL | 66 | $ 7,692,000 | $ 116,000 | $ 71,000 |
| CANTON-MASSILLON, OH | 66 | $ 8,699,000 | $ 131,000 | $ 77,000 |
| VISALIA-PORTERVILLE, CA | 66 | $ 12,705,000 | $ 192,000 | $ 96,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 66 | $ 7,189,000 | $ 110,500 | $ 69,500 |
| SPRINGFIELD, IL | 65 | $ 8,638,000 | $ 132,000 | $ 74,000 |
| GRAND FORKS, ND-MN | 64 | $ 9,851,000 | $ 156,500 | $ 90,500 |
| YAKIMA, WA | 64 | $ 12,037,000 | $ 188,000 | $ 77,000 |
| SIOUX FALLS, SD | 63 | $ 11,157,000 | $ 177,000 | $ 88,000 |
| DECATUR, AL | 62 | $ 8,533,000 | $ 137,000 | $ 82,000 |
| UTICA-ROME, NY | 62 | $ 8,293,000 | $ 133,000 | $ 90,000 |
| LONGVIEW, TX | 61 | $ 8,440,000 | $ 138,000 | $ 91,000 |
| GAINESVILLE, GA | 60 | $ 10,120,000 | $ 168,000 | $ 90,000 |
| SANTA CRUZ-WATSONVILLE, CA | 60 | $ 18,036,000 | $ 300,000 | $ 134,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 59 | $ 7,702,000 | $ 130,000 | $ 90,000 |
| MORGANTOWN, WV | 59 | $ 9,528,000 | $ 161,000 | $ 86,000 |
| BILLINGS, MT | 58 | $ 10,788,000 | $ 186,000 | $ 88,000 |
| LEBANON, PA | 57 | $ 8,774,000 | $ 153,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 57 | $ 10,373,000 | $ 181,000 | $ 137,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 56 | $ 7,156,000 | $ 127,000 | $ 84,000 |
| CHAMPAIGN-URBANA, IL | 54 | $ 8,029,000 | $ 148,000 | $ 79,000 |
| CORVALLIS, OR | 54 | $ 11,358,000 | $ 210,000 | $ 94,000 |
| ROCHESTER, MN | 54 | $ 9,387,000 | $ 173,000 | $ 95,000 |
| LAWRENCE, KS | 52 | $ 9,308,000 | $ 179,000 | $ 78,000 |
| MODESTO, CA | 51 | $ 8,929,000 | $ 175,000 | $ 99,000 |
| REDDING, CA | 51 | $ 10,129,000 | $ 198,000 | $ 95,000 |
| TERRE HAUTE, IN | 51 | $ 6,394,000 | $ 125,000 | $ 67,000 |
| IDAHO FALLS, ID | 50 | $ 8,543,000 | $ 170,000 | $ 78,000 |
| LAREDO, TX | 50 | $ 7,967,000 | $ 159,000 | $ 78,000 |
| PALM COAST, FL | 50 | $ 7,975,000 | $ 159,000 | $ 78,000 |
| KINGSTON, NY | 49 | $ 9,939,000 | $ 202,000 | $ 113,000 |
| FLORENCE, SC | 48 | $ 7,192,000 | $ 149,000 | $ 68,000 |
| PUNTA GORDA, FL | 48 | $ 7,476,000 | $ 155,000 | $ 112,000 |
| HOLLAND-GRAND HAVEN, MI | 47 | $ 8,007,000 | $ 170,000 | $ 77,000 |
| ALTOONA, PA | 46 | $ 5,770,000 | $ 125,000 | $ 86,000 |
| FLINT, MI | 46 | $ 4,900,000 | $ 106,000 | $ 65,000 |
| SPRINGFIELD, OH | 46 | $ 6,845,000 | $ 148,000 | $ 85,000 |
| LAFAYETTE, IN | 45 | $ 6,669,000 | $ 148,000 | $ 72,000 |
| SHERMAN-DENISON, TX | 45 | $ 5,978,000 | $ 132,000 | $ 76,000 |
| CHICO, CA | 44 | $ 8,176,000 | $ 185,000 | $ 102,000 |
| COLUMBUS, IN | 44 | $ 6,214,000 | $ 141,000 | $ 69,000 |
| GREEN BAY, WI | 44 | $ 7,123,000 | $ 161,000 | $ 91,000 |
| JOPLIN, MO | 44 | $ 6,661,000 | $ 151,000 | $ 118,000 |
| MIDLAND, TX | 44 | $ 7,326,000 | $ 166,000 | $ 105,000 |
| MONROE, LA | 44 | $ 5,667,000 | $ 128,000 | $ 101,000 |
| ST. GEORGE, UT | 43 | $ 7,970,000 | $ 185,000 | $ 82,000 |
| BLOOMINGTON-NORMAL, IL | 41 | $ 6,637,000 | $ 161,000 | $ 78,000 |
| NILES-BENTON HARBOR, MI | 41 | $ 6,507,000 | $ 158,000 | $ 88,000 |
| OSHKOSH-NEENAH, WI | 41 | $ 5,701,000 | $ 139,000 | $ 59,000 |
| BINGHAMTON, NY | 40 | $ 4,002,000 | $ 100,000 | $ 81,000 |
| FARMINGTON, NM | 40 | $ 7,297,000 | $ 182,000 | $ 89,000 |
| APPLETON, WI | 39 | $ 6,267,000 | $ 160,000 | $ 102,000 |
| ROCKFORD, IL | 39 | $ 6,115,000 | $ 156,000 | $ 79,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 38 | $ 5,315,000 | $ 151,000 | $ 79,500 |
| SALISBURY, MD | 38 | $ 7,071,000 | $ 186,000 | $ 89,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 38 | $ 5,885,000 | $ 154,000 | $ 75,000 |
| BURLINGTON, NC | 37 | $ 5,479,000 | $ 148,000 | $ 90,000 |
| NAPA, CA | 37 | $ 9,787,000 | $ 264,000 | $ 112,000 |
| JEFFERSON CITY, MO | 36 | $ 5,175,000 | $ 143,000 | $ 72,000 |
| TEXARKANA, TX-TEXARKANA, AR | 36 | $ 4,822,000 | $ 135,000 | $ 131,500 |
| FARGO, ND-MN | 35 | $ 6,514,000 | $ 205,000 | $ 92,000 |
| ST. JOSEPH, MO-KS | 35 | $ 4,410,000 | $ 106,500 | $ 103,500 |
| CEDAR RAPIDS, IA | 34 | $ 5,963,000 | $ 175,000 | $ 77,000 |
| MERCED, CA | 34 | $ 4,348,000 | $ 127,000 | $ 61,000 |
| RACINE, WI | 34 | $ 5,109,000 | $ 150,000 | $ 77,000 |
| ERIE, PA | 33 | $ 4,832,000 | $ 146,000 | $ 82,000 |
| GLENS FALLS, NY | 33 | $ 5,382,000 | $ 163,000 | $ 88,000 |
| VICTORIA, TX | 33 | $ 4,056,000 | $ 122,000 | $ 100,000 |
| MADERA-CHOWCHILLA, CA | 32 | $ 5,102,000 | $ 159,000 | $ 96,000 |
| WENATCHEE-EAST WENATCHEE, WA | 32 | $ 6,247,000 | $ 195,000 | $ 97,000 |
| WILLIAMSPORT, PA | 32 | $ 5,181,000 | $ 161,000 | $ 97,000 |
| BATTLE CREEK, MI | 31 | $ 4,341,000 | $ 140,000 | $ 90,000 |
| BOWLING GREEN, KY | 31 | $ 4,166,000 | $ 134,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 31 | $ 4,553,000 | $ 146,000 | $ 91,000 |
| LEWISTON-AUBURN, ME | 31 | $ 4,681,000 | $ 151,000 | $ 80,000 |
| LONGVIEW, WA | 31 | $ 5,996,000 | $ 193,000 | $ 96,000 |
| ST. CLOUD, MN | 31 | $ 4,481,000 | $ 144,000 | $ 72,000 |
| HARRISONBURG, VA | 30 | $ 5,427,000 | $ 180,000 | $ 77,000 |
| PITTSFIELD, MA | 30 | $ 6,088,000 | $ 202,000 | $ 101,000 |
| ROCKY MOUNT, NC | 30 | $ 4,841,000 | $ 161,000 | $ 85,000 |
| BISMARCK, ND | 29 | $ 5,075,000 | $ 175,000 | $ 100,000 |
| JACKSON, TN | 29 | $ 4,746,000 | $ 163,000 | $ 82,000 |
| JONESBORO, AR | 29 | $ 3,478,000 | $ 119,000 | $ 72,000 |
| LOGAN, UT-ID | 29 | $ 5,311,000 | $ 175,000 | $ 93,000 |
| CASPER, WY | 27 | $ 5,226,000 | $ 193,000 | $ 104,000 |
| GADSDEN, AL | 27 | $ 3,663,000 | $ 135,000 | $ 92,000 |
| PINE BLUFF, AR | 27 | $ 2,467,000 | $ 91,000 | $ 78,000 |
| WHEELING, WV-OH | 27 | $ 3,369,000 | $ 124,500 | $ 77,000 |
| EAU CLAIRE, WI | 26 | $ 3,843,000 | $ 147,000 | $ 91,000 |
| JACKSON, MI | 26 | $ 3,706,000 | $ 142,000 | $ 89,000 |
| MONROE, MI | 26 | $ 4,184,000 | $ 160,000 | $ 63,000 |
| MORRISTOWN, TN | 26 | $ 3,458,000 | $ 133,000 | $ 81,000 |
| ROME, GA | 26 | $ 3,662,000 | $ 140,000 | $ 80,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 25 | $ 3,021,000 | $ 120,000 | $ 67,000 |
| JOHNSTOWN, PA | 25 | $ 3,076,000 | $ 123,000 | $ 79,000 |
| SIOUX CITY, IA-NE-SD | 25 | $ 2,675,000 | $ 139,666 | $ 55,333 |
| EL CENTRO, CA | 24 | $ 3,654,000 | $ 152,000 | $ 76,000 |
| LA CROSSE, WI-MN | 24 | $ 4,949,000 | $ 162,500 | $ 88,000 |
| OWENSBORO, KY | 22 | $ 2,427,000 | $ 110,000 | $ 79,000 |
| ITHACA, NY | 21 | $ 3,302,000 | $ 157,000 | $ 74,000 |
| POCATELLO, ID | 21 | $ 2,824,000 | $ 134,000 | $ 96,000 |
| WAUSAU, WI | 21 | $ 3,291,000 | $ 156,000 | $ 65,000 |
| JANESVILLE, WI | 20 | $ 2,624,000 | $ 131,000 | $ 68,000 |
| MUSKEGON-NORTON SHORES, MI | 20 | $ 3,113,000 | $ 155,000 | $ 92,000 |
| CLEVELAND, TN | 19 | $ 3,631,000 | $ 191,000 | $ 97,000 |
| IOWA CITY, IA | 19 | $ 3,190,000 | $ 167,000 | $ 80,000 |
| MANSFIELD, OH | 19 | $ 2,324,000 | $ 122,000 | $ 64,000 |
| ODESSA, TX | 18 | $ 2,345,000 | $ 130,000 | $ 69,000 |
| CARSON CITY, NV | 17 | $ 3,497,000 | $ 205,000 | $ 91,000 |
| CUMBERLAND, MD-WV | 17 | $ 2,062,000 | $ 131,000 | $ 78,500 |
| ELKHART-GOSHEN, IN | 17 | $ 2,128,000 | $ 125,000 | $ 92,000 |
| LIMA, OH | 17 | $ 1,826,000 | $ 107,000 | $ 79,000 |
| MANKATO-NORTH MANKATO, MN | 17 | $ 2,967,000 | $ 174,000 | $ 92,000 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 2,193,000 | $ 129,000 | $ 97,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 17 | $ 2,092,000 | $ 123,000 | $ 87,000 |
| SHEBOYGAN, WI | 17 | $ 2,767,000 | $ 162,000 | $ 89,000 |
| KANKAKEE-BRADLEY, IL | 16 | $ 2,687,000 | $ 167,000 | $ 77,000 |
| DECATUR, IL | 15 | $ 2,273,000 | $ 151,000 | $ 104,000 |
| AMES, IA | 14 | $ 2,200,000 | $ 157,000 | $ 86,000 |
| DALTON, GA | 14 | $ 1,858,000 | $ 132,000 | $ 84,000 |
| FOND DU LAC, WI | 14 | $ 2,171,000 | $ 155,000 | $ 77,000 |
| LEWISTON, ID-WA | 14 | $ 2,240,000 | $ 163,500 | $ 71,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 14 | $ 1,203,000 | $ 85,500 | $ 64,500 |
| ELMIRA, NY | 13 | $ 1,507,000 | $ 115,000 | $ 91,000 |
| MUNCIE, IN | 13 | $ 1,542,000 | $ 118,000 | $ 84,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 2,005,000 | $ 154,000 | $ 79,000 |
| ANDERSON, IN | 11 | $ 1,165,000 | $ 105,000 | $ 61,000 |
| DUBUQUE, IA | 11 | $ 1,774,000 | $ 161,000 | $ 64,000 |
| DANVILLE, IL | 10 | $ 1,012,000 | $ 101,000 | $ 68,000 |
| DANVILLE, VA | 10 | $ 1,138,000 | $ 113,000 | $ 62,000 |
| KOKOMO, IN | 7 | $ 807,000 | $ 115,000 | $ 73,000 |
| SANDUSKY, OH | 7 | $ 1,126,000 | $ 160,000 | $ 54,000 |
| BAY CITY, MI | 5 | $ 687,000 | $ 137,000 | $ 93,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 1,000 | $ 1,000 | $ 0 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 85,583 | $16,862,612,000 | $197,000 | $2,500,000 | $92,000 | $8,325,000 |
| Home Purchase | 56,096 | $11,767,676,000 | $209,000 | $2,000,000 | $95,000 | $4,208,000 |
| Home Improvement | 6,175 | $322,897,000 | $52,000 | $500,000 | $111,000 | $5,357,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 98,581 | $19,385,864,000 | $196,000 | $2,000,000 | $97,000 | $8,325,000 |
| Not Provided | 24,643 | $4,854,010,000 | $196,000 | $2,500,000 | $97,000 | $7,534,000 |
| Black or African American | 10,381 | $1,955,694,000 | $188,000 | $1,214,000 | $77,000 | $6,000,000 |
| Hispanic | 9,110 | $1,680,839,000 | $184,000 | $972,000 | $78,000 | $1,398,000 |
| Asian | 2,884 | $647,579,000 | $224,000 | $1,207,000 | $95,000 | $2,665,000 |
| American Indian or Alaskan Native | 1,536 | $280,163,000 | $182,000 | $1,066,000 | $83,000 | $1,265,000 |
| Native Hawaiian or Other Pacific Islander | 719 | $149,036,000 | $207,000 | $743,000 | $80,000 | $343,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 96,062 | $17,438,063,000 | $181,000 | $2,500,000 | $109,000 | $8,325,000 |
| VA-guaranteed (Veterans Administration) | 51,792 | $11,515,122,000 | $222,000 | $1,131,000 | $66,000 | $7,534,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 89,472 | $17,896,474,000 | $200,000 | $1,920,000 | $91,000 | $2,665,000 |
| Application Denied By Financial Institution | 36,222 | $6,460,137,000 | $178,000 | $2,500,000 | $96,000 | $8,325,000 |
| Application Withdrawn By Applicant | 19,195 | $4,050,645,000 | $211,000 | $2,000,000 | $105,000 | $3,662,000 |
| Application Approved But Not Accepted | 1,739 | $336,659,000 | $193,000 | $1,214,000 | $89,000 | $2,239,000 |
| File Closed For Incompleteness | 1,210 | $206,081,000 | $170,000 | $1,768,000 | $100,000 | $600,000 |
| Preapproval Denied by Financial Institution | 16 | $3,189,000 | $199,000 | $417,000 | $57,000 | $145,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 13,368 | $2,473,864,000 | $185,000 | $1,576,000 | $116,000 | $6,070,000 |
| Credit History | 8,985 | $1,164,001,000 | $129,000 | $2,000,000 | $82,000 | $8,325,000 |
| Debt-To-Income Ratio | 7,720 | $1,551,579,000 | $200,000 | $1,709,000 | $66,000 | $1,133,000 |
| Credit Application Incomplete | 2,103 | $484,700,000 | $230,000 | $2,500,000 | $127,000 | $7,534,000 |
| Other | 1,654 | $304,499,000 | $184,000 | $2,000,000 | $107,000 | $3,744,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,126 | $230,019,000 | $204,000 | $1,820,000 | $101,000 | $792,000 |
| Unverifiable Information | 781 | $154,970,000 | $198,000 | $1,058,000 | $99,000 | $1,146,000 |
| Employment History | 468 | $93,516,000 | $199,000 | $1,094,000 | $67,000 | $750,000 |
| Mortgage Insurance Denied | 33 | $6,178,000 | $187,000 | $416,000 | $103,000 | $232,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.