Valley National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Valley National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Passaic, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,943 |
| Total Mortgage Loan Application Amount | $1,062,832,000 |
| Average Mortgage Loan Application Amount | $274,333 |
| Highest Mortgage Loan Application Amount | $28,300,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $2,949,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Valley National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Valley National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 403 | $ 109,001,000 | $ 270,000 | $ 146,000 |
| Morris County New Jersey | 282 | $ 98,528,000 | $ 349,000 | $ 140,000 |
| Passaic County New Jersey | 276 | $ 58,974,000 | $ 213,000 | $ 106,000 |
| Essex County New Jersey | 236 | $ 81,739,000 | $ 346,000 | $ 142,000 |
| Monmouth County New Jersey | 235 | $ 84,277,000 | $ 358,000 | $ 149,000 |
| Middlesex County New Jersey | 163 | $ 40,823,000 | $ 250,000 | $ 111,000 |
| Union County New Jersey | 136 | $ 30,507,000 | $ 224,000 | $ 120,000 |
| Hudson County New Jersey | 128 | $ 28,811,000 | $ 225,000 | $ 117,000 |
| Somerset County New Jersey | 108 | $ 29,541,000 | $ 273,000 | $ 130,000 |
| Sussex County New Jersey | 104 | $ 16,629,000 | $ 159,000 | $ 101,000 |
| Nassau County New York | 96 | $ 36,092,000 | $ 375,000 | $ 128,000 |
| Ocean County New Jersey | 95 | $ 21,394,000 | $ 225,000 | $ 163,000 |
| Queens County New York | 85 | $ 66,179,000 | $ 778,000 | $ 83,000 |
| Kings County New York | 62 | $ 33,332,000 | $ 537,000 | $ 88,000 |
| Suffolk County New York | 58 | $ 13,539,000 | $ 233,000 | $ 169,000 |
| New York County New York | 54 | $ 159,799,000 | $ 2,959,000 | $ 47,000 |
| Warren County New Jersey | 44 | $ 7,414,000 | $ 168,000 | $ 98,000 |
| Richmond County New York | 31 | $ 8,717,000 | $ 281,000 | $ 127,000 |
| Northampton County Pennsylvania | 31 | $ 5,120,000 | $ 165,000 | $ 177,000 |
| Lehigh County Pennsylvania | 29 | $ 4,824,000 | $ 166,000 | $ 84,000 |
| Westchester County New York | 28 | $ 12,505,000 | $ 446,000 | $ 152,000 |
| Rockland County New York | 26 | $ 7,648,000 | $ 294,000 | $ 104,000 |
| Hunterdon County New Jersey | 20 | $ 5,198,000 | $ 259,000 | $ 178,000 |
| Mercer County New Jersey | 20 | $ 4,847,000 | $ 242,000 | $ 152,000 |
| Cuyahoga County Ohio | 19 | $ 11,027,000 | $ 580,000 | $ 0 |
| Bucks County Pennsylvania | 18 | $ 4,586,000 | $ 254,000 | $ 169,000 |
| Monroe County Pennsylvania | 18 | $ 1,960,000 | $ 108,000 | $ 94,000 |
| Pike County Pennsylvania | 11 | $ 2,033,000 | $ 184,000 | $ 185,000 |
| Orange County New York | 9 | $ 1,463,000 | $ 162,000 | $ 99,000 |
| Summit County Ohio | 9 | $ 5,314,000 | $ 590,000 | $ 0 |
| Burlington County New Jersey | 8 | $ 2,568,000 | $ 321,000 | $ 147,000 |
| New Castle County Delaware | 7 | $ 29,295,000 | $ 4,185,000 | $ 0 |
| Palm Beach County Florida | 7 | $ 2,882,000 | $ 411,000 | $ 319,000 |
| Bronx County New York | 7 | $ 8,704,000 | $ 1,243,000 | $ 101,000 |
| Delaware County Ohio | 6 | $ 3,661,000 | $ 610,000 | $ 0 |
| Berks County Pennsylvania | 5 | $ 874,000 | $ 174,000 | $ 71,000 |
| Carbon County Pennsylvania | 5 | $ 679,000 | $ 135,000 | $ 80,000 |
| Lancaster County Pennsylvania | 5 | $ 3,396,000 | $ 679,000 | $ 54,000 |
| Wayne County Pennsylvania | 5 | $ 1,006,000 | $ 201,000 | $ 119,000 |
| Camden County New Jersey | 4 | $ 551,000 | $ 137,000 | $ 84,000 |
| Broward County Florida | 3 | $ 1,495,000 | $ 498,000 | $ 167,000 |
| Lake County Florida | 3 | $ 432,000 | $ 144,000 | $ 107,000 |
| Atlantic County New Jersey | 3 | $ 980,000 | $ 326,000 | $ 176,000 |
| Union County Ohio | 3 | $ 1,588,000 | $ 529,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 554,000 | $ 184,000 | $ 145,000 |
| Montgomery County Pennsylvania | 3 | $ 548,000 | $ 182,000 | $ 110,000 |
| Lee County Florida | 2 | $ 566,000 | $ 283,000 | $ 289,000 |
| Cape May County New Jersey | 2 | $ 885,000 | $ 442,000 | $ 85,000 |
| Dutchess County New York | 2 | $ 456,000 | $ 228,000 | $ 180,000 |
| Sullivan County New York | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Lake County Ohio | 2 | $ 1,063,000 | $ 531,000 | $ 0 |
| Lorain County Ohio | 2 | $ 998,000 | $ 499,000 | $ 0 |
| Medina County Ohio | 2 | $ 993,000 | $ 496,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 1,001,000 | $ 500,000 | $ 229,000 |
| Luzerne County Pennsylvania | 2 | $ 204,000 | $ 102,000 | $ 111,000 |
| Fairfield County Connecticut | 1 | $ 1,235,000 | $ 1,235,000 | $ 412,000 |
| Collier County Florida | 1 | $ 559,000 | $ 559,000 | $ 328,000 |
| Leon County Florida | 1 | $ 680,000 | $ 680,000 | $ 260,000 |
| Miami-Dade County Florida | 1 | $ 89,000 | $ 89,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Cumberland County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Lewis County New York | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Putnam County New York | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Geauga County Ohio | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Licking County Ohio | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Lucas County Ohio | 1 | $ 764,000 | $ 764,000 | $ 0 |
| Madison County Ohio | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Wyoming County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Valley National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,927 | $806,293,000 | $418,000 | $28,300,000 | $125,000 | $2,949,000 |
| Home Purchase | 682 | $236,613,000 | $346,000 | $9,480,000 | $138,000 | $1,188,000 |
| Home Improvement | 334 | $19,926,000 | $59,000 | $350,000 | $112,000 | $626,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,927 | $444,834,000 | $230,000 | $2,000,000 | $139,000 | $2,949,000 |
| Asian | 332 | $81,926,000 | $246,000 | $1,000,000 | $122,000 | $570,000 |
| Hispanic | 247 | $52,923,000 | $214,000 | $837,000 | $101,000 | $624,000 |
| Not applicable | 169 | $414,049,000 | $2,449,000 | $28,300,000 | $0 | $0 |
| Not Provided | 157 | $46,358,000 | $295,000 | $2,950,000 | $173,000 | $1,500,000 |
| Black or African American | 87 | $17,348,000 | $199,000 | $822,000 | $98,000 | $428,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,429,000 | $244,000 | $417,000 | $105,000 | $192,000 |
| American Indian or Alaskan Native | 10 | $1,965,000 | $196,000 | $390,000 | $105,000 | $178,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,943 | $1,062,832,000 | $361,000 | $28,300,000 | $126,000 | $2,949,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,445 | $652,178,000 | $451,000 | $28,300,000 | $135,000 | $1,188,000 |
| Application Denied By Financial Institution | 1,110 | $270,629,000 | $243,000 | $6,000,000 | $112,000 | $1,500,000 |
| Application Withdrawn By Applicant | 286 | $82,034,000 | $286,000 | $6,000,000 | $154,000 | $2,949,000 |
| Loan Purchased By The Institution | 53 | $30,783,000 | $580,000 | $1,275,000 | $38,000 | $814,000 |
| Application Approved But Not Accepted | 49 | $27,208,000 | $555,000 | $7,000,000 | $135,000 | $1,077,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 402 | $92,868,000 | $231,000 | $1,413,000 | $71,000 | $328,000 |
| Credit History | 235 | $52,343,000 | $222,000 | $800,000 | $128,000 | $1,500,000 |
| Collateral | 197 | $49,561,000 | $251,000 | $2,000,000 | $145,000 | $1,000,000 |
| Credit Application Incomplete | 154 | $40,804,000 | $264,000 | $1,015,000 | $152,000 | $624,000 |
| Other | 90 | $26,471,000 | $294,000 | $6,000,000 | $117,000 | $777,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,900,000 | $288,000 | $1,400,000 | $98,000 | $245,000 |
| Employment History | 10 | $2,393,000 | $239,000 | $520,000 | $90,000 | $289,000 |
| Unverifiable Information | 5 | $1,289,000 | $257,000 | $522,000 | $74,000 | $187,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.