Vanguard Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Vanguard Funding Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanguard Funding Llc 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,546 |
| Total Mortgage Loan Application Amount | $1,079,221,000 |
| Average Mortgage Loan Application Amount | $305,000 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $116,500 |
| Highest Applicant Income | $2,117,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Vanguard Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanguard Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Vanguard Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanguard Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanguard Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanguard Funding Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 477 | $ 165,195,000 | $ 346,000 | $ 137,000 |
| Suffolk County New York | 472 | $ 135,134,000 | $ 286,000 | $ 111,000 |
| Queens County New York | 329 | $ 116,952,000 | $ 355,000 | $ 104,000 |
| Kings County New York | 266 | $ 114,921,000 | $ 432,000 | $ 113,000 |
| Richmond County New York | 196 | $ 62,698,000 | $ 319,000 | $ 105,000 |
| Hudson County New Jersey | 132 | $ 46,267,000 | $ 350,000 | $ 143,000 |
| Ocean County New Jersey | 121 | $ 27,612,000 | $ 228,000 | $ 95,000 |
| Passaic County New Jersey | 111 | $ 24,127,000 | $ 217,000 | $ 81,000 |
| Monmouth County New Jersey | 110 | $ 33,569,000 | $ 305,000 | $ 164,000 |
| Bronx County New York | 103 | $ 35,188,000 | $ 341,000 | $ 91,000 |
| Westchester County New York | 89 | $ 32,273,000 | $ 362,000 | $ 127,000 |
| Middlesex County New Jersey | 88 | $ 24,128,000 | $ 274,000 | $ 115,000 |
| Bergen County New Jersey | 80 | $ 25,286,000 | $ 316,000 | $ 118,000 |
| Essex County New Jersey | 74 | $ 18,639,000 | $ 251,000 | $ 110,000 |
| Morris County New Jersey | 53 | $ 15,133,000 | $ 285,000 | $ 117,000 |
| New York County New York | 42 | $ 22,350,000 | $ 532,000 | $ 187,000 |
| Union County New Jersey | 35 | $ 7,704,000 | $ 220,000 | $ 106,000 |
| Orange County New York | 30 | $ 7,618,000 | $ 253,000 | $ 117,000 |
| Broward County Florida | 26 | $ 5,442,000 | $ 209,000 | $ 128,000 |
| Atlantic County New Jersey | 26 | $ 5,819,000 | $ 223,000 | $ 155,000 |
| Dutchess County New York | 24 | $ 6,871,000 | $ 286,000 | $ 97,000 |
| Rockland County New York | 22 | $ 7,648,000 | $ 347,000 | $ 134,000 |
| Erie County New York | 21 | $ 3,018,000 | $ 143,000 | $ 71,000 |
| Palm Beach County Florida | 20 | $ 5,256,000 | $ 262,000 | $ 106,000 |
| Burlington County New Jersey | 20 | $ 4,515,000 | $ 225,000 | $ 97,000 |
| Cape May County New Jersey | 18 | $ 5,129,000 | $ 284,000 | $ 305,000 |
| Philadelphia County Pennsylvania | 17 | $ 3,626,000 | $ 213,000 | $ 123,000 |
| Sussex County New Jersey | 16 | $ 3,278,000 | $ 204,000 | $ 78,000 |
| Warren County New Jersey | 16 | $ 3,070,000 | $ 191,000 | $ 88,000 |
| Somerset County New Jersey | 15 | $ 4,270,000 | $ 284,000 | $ 140,000 |
| Fairfield County Connecticut | 14 | $ 6,469,000 | $ 462,000 | $ 158,000 |
| Middlesex County Massachusetts | 14 | $ 4,125,000 | $ 294,000 | $ 117,000 |
| Camden County New Jersey | 13 | $ 2,876,000 | $ 221,000 | $ 107,000 |
| Lee County Florida | 11 | $ 1,500,000 | $ 136,000 | $ 114,000 |
| Albany County New York | 11 | $ 2,415,000 | $ 219,000 | $ 95,000 |
| Hartford County Connecticut | 10 | $ 1,861,000 | $ 186,000 | $ 83,000 |
| Orange County Florida | 10 | $ 2,229,000 | $ 222,000 | $ 139,000 |
| Mercer County New Jersey | 10 | $ 2,025,000 | $ 202,000 | $ 57,000 |
| Onondaga County New York | 10 | $ 1,194,000 | $ 119,000 | $ 65,000 |
| Putnam County New York | 10 | $ 2,429,000 | $ 242,000 | $ 96,000 |
| New Haven County Connecticut | 9 | $ 1,619,000 | $ 179,000 | $ 93,000 |
| Miami-Dade County Florida | 9 | $ 1,703,000 | $ 189,000 | $ 97,000 |
| Prince George's County Maryland | 9 | $ 2,520,000 | $ 280,000 | $ 119,000 |
| Ulster County New York | 9 | $ 1,561,000 | $ 173,000 | $ 70,000 |
| Delaware County Pennsylvania | 9 | $ 2,575,000 | $ 286,000 | $ 104,000 |
| Worcester County Massachusetts | 8 | $ 1,568,000 | $ 196,000 | $ 121,000 |
| Bucks County Pennsylvania | 7 | $ 1,528,000 | $ 218,000 | $ 103,000 |
| Chester County Pennsylvania | 7 | $ 1,535,000 | $ 219,000 | $ 100,000 |
| Monroe County Pennsylvania | 7 | $ 1,438,000 | $ 205,000 | $ 111,000 |
| Los Angeles County California | 6 | $ 3,539,000 | $ 589,000 | $ 184,000 |
| Sarasota County Florida | 6 | $ 1,678,000 | $ 279,000 | $ 80,000 |
| Charles County Maryland | 6 | $ 1,948,000 | $ 324,000 | $ 115,000 |
| Oneida County New York | 6 | $ 527,000 | $ 87,000 | $ 67,000 |
| Rensselaer County New York | 6 | $ 934,000 | $ 155,000 | $ 89,000 |
| Allegheny County Pennsylvania | 6 | $ 1,212,000 | $ 202,000 | $ 83,000 |
| Hillsborough County Florida | 5 | $ 873,000 | $ 174,000 | $ 79,000 |
| Pinellas County Florida | 5 | $ 1,061,000 | $ 212,000 | $ 139,000 |
| Baltimore County Maryland | 5 | $ 1,047,000 | $ 209,000 | $ 98,000 |
| Barnstable County Massachusetts | 5 | $ 1,008,000 | $ 201,000 | $ 115,000 |
| Essex County Massachusetts | 5 | $ 1,766,000 | $ 353,000 | $ 114,000 |
| Hampden County Massachusetts | 5 | $ 966,000 | $ 193,000 | $ 114,000 |
| Livingston County New York | 5 | $ 708,000 | $ 141,000 | $ 82,000 |
| Ontario County New York | 5 | $ 1,046,000 | $ 209,000 | $ 95,000 |
| Saratoga County New York | 5 | $ 847,000 | $ 169,000 | $ 75,000 |
| Sullivan County New York | 5 | $ 598,000 | $ 119,000 | $ 115,000 |
| Berks County Pennsylvania | 5 | $ 1,014,000 | $ 202,000 | $ 96,000 |
| Northampton County Pennsylvania | 5 | $ 1,239,000 | $ 247,000 | $ 125,000 |
| Collier County Florida | 4 | $ 566,000 | $ 141,000 | $ 81,000 |
| St. Lucie County Florida | 4 | $ 606,000 | $ 151,000 | $ 74,000 |
| Gwinnett County Georgia | 4 | $ 560,000 | $ 140,000 | $ 69,000 |
| Baltimore City County Maryland | 4 | $ 585,000 | $ 146,000 | $ 28,000 |
| Montgomery County Maryland | 4 | $ 666,000 | $ 166,000 | $ 75,000 |
| Norfolk County Massachusetts | 4 | $ 1,491,000 | $ 372,000 | $ 180,000 |
| Gloucester County New Jersey | 4 | $ 1,067,000 | $ 266,000 | $ 102,000 |
| Hunterdon County New Jersey | 4 | $ 2,023,000 | $ 505,000 | $ 209,000 |
| Onslow County North Carolina | 4 | $ 288,000 | $ 72,000 | $ 106,000 |
| Sacramento County California | 3 | $ 1,160,000 | $ 386,000 | $ 109,000 |
| Middlesex County Connecticut | 3 | $ 883,000 | $ 294,000 | $ 97,000 |
| New London County Connecticut | 3 | $ 656,000 | $ 218,000 | $ 73,000 |
| Duval County Florida | 3 | $ 495,000 | $ 165,000 | $ 141,000 |
| Levy County Florida | 3 | $ 444,000 | $ 148,000 | $ 84,000 |
| Marion County Florida | 3 | $ 508,000 | $ 169,000 | $ 66,000 |
| Martin County Florida | 3 | $ 983,000 | $ 327,000 | $ 130,000 |
| Volusia County Florida | 3 | $ 457,000 | $ 152,000 | $ 69,000 |
| DeKalb County Georgia | 3 | $ 637,000 | $ 212,000 | $ 177,000 |
| Howard County Maryland | 3 | $ 1,239,000 | $ 413,000 | $ 130,000 |
| Broome County New York | 3 | $ 606,000 | $ 202,000 | $ 118,000 |
| Cayuga County New York | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Columbia County New York | 3 | $ 647,000 | $ 215,000 | $ 122,000 |
| Delaware County New York | 3 | $ 461,000 | $ 153,000 | $ 56,000 |
| Genesee County New York | 3 | $ 391,000 | $ 130,000 | $ 78,000 |
| Madison County New York | 3 | $ 452,000 | $ 150,000 | $ 120,000 |
| Monroe County New York | 3 | $ 380,000 | $ 126,000 | $ 70,000 |
| Schenectady County New York | 3 | $ 297,000 | $ 99,000 | $ 51,000 |
| Mecklenburg County North Carolina | 3 | $ 434,000 | $ 144,000 | $ 63,000 |
| Lehigh County Pennsylvania | 3 | $ 494,000 | $ 164,000 | $ 59,000 |
| Pike County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 97,000 |
| Westmoreland County Pennsylvania | 3 | $ 362,000 | $ 120,000 | $ 50,000 |
| York County Pennsylvania | 3 | $ 710,000 | $ 236,000 | $ 157,000 |
| Alachua County Florida | 2 | $ 322,000 | $ 161,000 | $ 75,000 |
| Lake County Florida | 2 | $ 297,000 | $ 148,000 | $ 157,000 |
| Osceola County Florida | 2 | $ 321,000 | $ 160,000 | $ 60,000 |
| Seminole County Florida | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 292,000 | $ 146,000 | $ 50,000 |
| Sumter County Florida | 2 | $ 425,000 | $ 212,000 | $ 159,000 |
| Fulton County Georgia | 2 | $ 659,000 | $ 329,000 | $ 237,000 |
| Anne Arundel County Maryland | 2 | $ 534,000 | $ 267,000 | $ 69,000 |
| Bristol County Massachusetts | 2 | $ 621,000 | $ 310,000 | $ 109,000 |
| Plymouth County Massachusetts | 2 | $ 326,000 | $ 163,000 | $ 54,000 |
| Suffolk County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Chautauqua County New York | 2 | $ 321,000 | $ 160,000 | $ 66,000 |
| Orleans County New York | 2 | $ 361,000 | $ 180,000 | $ 37,000 |
| Otsego County New York | 2 | $ 391,000 | $ 195,000 | $ 124,000 |
| Schoharie County New York | 2 | $ 293,000 | $ 146,000 | $ 95,000 |
| St. Lawrence County New York | 2 | $ 299,000 | $ 149,000 | $ 70,000 |
| Washington County New York | 2 | $ 412,000 | $ 206,000 | $ 75,000 |
| Caldwell County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 70,000 |
| Forsyth County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 18,000 |
| Guilford County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Johnston County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 64,000 |
| Wake County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Cumberland County Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 54,000 |
| Dauphin County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 116,000 |
| Lackawanna County Pennsylvania | 2 | $ 283,000 | $ 141,000 | $ 58,000 |
| Montgomery County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 61,000 |
| Alameda County California | 1 | $ 448,000 | $ 448,000 | $ 96,000 |
| Orange County California | 1 | $ 192,000 | $ 192,000 | $ 137,000 |
| San Diego County California | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| San Mateo County California | 1 | $ 375,000 | $ 375,000 | $ 136,000 |
| Clay County Florida | 1 | $ 259,000 | $ 259,000 | $ 83,000 |
| Escambia County Florida | 1 | $ 202,000 | $ 202,000 | $ 64,000 |
| Monroe County Florida | 1 | $ 254,000 | $ 254,000 | $ 276,000 |
| Nassau County Florida | 1 | $ 141,000 | $ 141,000 | $ 39,000 |
| Okaloosa County Florida | 1 | $ 343,000 | $ 343,000 | $ 211,000 |
| Polk County Florida | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Putnam County Florida | 1 | $ 167,000 | $ 167,000 | $ 185,000 |
| Wakulla County Florida | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Carroll County Georgia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Clarke County Georgia | 1 | $ 303,000 | $ 303,000 | $ 119,000 |
| Cobb County Georgia | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Coffee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Fayette County Georgia | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Lee County Georgia | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Paulding County Georgia | 1 | $ 137,000 | $ 137,000 | $ 69,000 |
| Rockdale County Georgia | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Walton County Georgia | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Carroll County Maryland | 1 | $ 288,000 | $ 288,000 | $ 54,000 |
| Dorchester County Maryland | 1 | $ 122,000 | $ 122,000 | $ 75,000 |
| Harford County Maryland | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Kent County Maryland | 1 | $ 194,000 | $ 194,000 | $ 83,000 |
| Queen Anne's County Maryland | 1 | $ 228,000 | $ 228,000 | $ 101,000 |
| St. Mary's County Maryland | 1 | $ 328,000 | $ 328,000 | $ 152,000 |
| Wicomico County Maryland | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Berkshire County Massachusetts | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Franklin County New York | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Jefferson County New York | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Niagara County New York | 1 | $ 155,000 | $ 155,000 | $ 1,106,000 |
| Oswego County New York | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Seneca County New York | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Steuben County New York | 1 | $ 270,000 | $ 270,000 | $ 250,000 |
| Tioga County New York | 1 | $ 89,000 | $ 89,000 | $ 110,000 |
| Alamance County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Alleghany County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Caswell County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| Halifax County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Iredell County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Jones County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 67,000 |
| Randolph County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Richmond County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Vance County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 80,000 |
| Adams County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Beaver County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Blair County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Butler County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Carbon County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 92,000 |
| Franklin County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
| Lancaster County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Lycoming County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 79,000 |
| Perry County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 112,000 |
| Venango County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Wayne County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,066 | $615,332,000 | $297,000 | $1,520,000 | $112,000 | $1,750,000 |
| Refinancing | 1,480 | $463,889,000 | $313,000 | $2,200,000 | $121,000 | $2,117,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,185 | $671,844,000 | $307,000 | $2,200,000 | $126,000 | $2,117,000 |
| Black or African American | 597 | $180,782,000 | $302,000 | $1,007,000 | $97,000 | $1,106,000 |
| Hispanic | 518 | $140,192,000 | $270,000 | $1,090,000 | $85,000 | $838,000 |
| Asian | 203 | $73,213,000 | $360,000 | $1,500,000 | $137,000 | $950,000 |
| Not Provided | 29 | $8,562,000 | $295,000 | $581,000 | $147,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,748,000 | $343,000 | $609,000 | $128,000 | $265,000 |
| American Indian or Alaskan Native | 6 | $1,880,000 | $313,000 | $450,000 | $89,000 | $146,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,147 | $667,233,000 | $310,000 | $2,200,000 | $130,000 | $2,117,000 |
| FHA-insured (Federal Housing Administration) | 1,370 | $404,079,000 | $294,000 | $1,039,000 | $93,000 | $1,106,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,937,000 | $329,000 | $701,000 | $88,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,972,000 | $179,000 | $251,000 | $69,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,961 | $591,365,000 | $301,000 | $1,388,000 | $114,000 | $2,117,000 |
| Application Withdrawn By Applicant | 908 | $291,193,000 | $320,000 | $2,200,000 | $121,000 | $2,117,000 |
| Application Approved But Not Accepted | 291 | $82,872,000 | $284,000 | $900,000 | $104,000 | $575,000 |
| File Closed For Incompleteness | 252 | $81,674,000 | $324,000 | $1,520,000 | $139,000 | $1,896,000 |
| Application Denied By Financial Institution | 134 | $32,117,000 | $239,000 | $900,000 | $81,000 | $304,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $4,973,000 | $226,000 | $515,000 | $80,000 | $176,000 |
| Debt-To-Income Ratio | 22 | $5,869,000 | $266,000 | $900,000 | $60,000 | $130,000 |
| Collateral | 11 | $2,405,000 | $218,000 | $469,000 | $111,000 | $285,000 |
| Other | 7 | $1,024,000 | $146,000 | $229,000 | $62,000 | $91,000 |
| Employment History | 5 | $1,425,000 | $285,000 | $382,000 | $79,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,949,000 | $389,000 | $575,000 | $105,000 | $165,000 |
| Unverifiable Information | 2 | $665,000 | $332,000 | $360,000 | $149,000 | $225,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.