In 2018, Velocity Commercial Capital LLC of Westlake Village, CA reported 3,863 mortgage applications totaling $1.2 billion, up 35% from 2017. The average application was for $319,157, and applicants reported an average income of $0. 50% of its applications resulted in an originated loan and 9% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (580), Los Angeles-Long Beach-Glendale, CA (229) and Newark, NJ-PA (207) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,863 |
| Total Mortgage Loan Application Amount | $1,232,905,000 |
| Average Mortgage Loan Application Amount | $319,157 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 580 | $ 281,210,000 | $ 484,844 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 229 | $ 123,495,000 | $ 539,279 | $ 0 |
| Newark, NJ-PA | 207 | $ 46,245,000 | $ 223,405 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 158 | $ 55,210,000 | $ 349,430 | $ 0 |
| Philadelphia, PA | 133 | $ 24,185,000 | $ 181,842 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 113 | $ 38,525,000 | $ 340,929 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 108 | $ 23,650,000 | $ 218,981 | $ 0 |
| Nassau County-Suffolk County, NY | 98 | $ 41,550,000 | $ 423,979 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 91 | $ 19,115,000 | $ 210,054 | $ 0 |
| Baltimore-Columbia-Towson, MD | 74 | $ 13,140,000 | $ 177,567 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 72 | $ 16,110,000 | $ 223,750 | $ 0 |
| Providence-Warwick, RI-MA | 60 | $ 12,430,000 | $ 207,166 | $ 0 |
| New Orleans-Metairie, LA | 59 | $ 9,335,000 | $ 158,220 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 59 | $ 13,805,000 | $ 233,983 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 12,825,000 | $ 225,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 56 | $ 22,200,000 | $ 396,428 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 56 | $ 19,040,000 | $ 340,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 50 | $ 15,070,000 | $ 301,400 | $ 0 |
| Outside any metro area | 49 | $ 15,805,000 | $ 322,551 | $ 0 |
| Cambridge-Newton-Framingham, MA | 47 | $ 21,575,000 | $ 459,042 | $ 0 |
| Camden, NJ | 46 | $ 8,040,000 | $ 174,782 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 43 | $ 12,625,000 | $ 293,604 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 41 | $ 8,015,000 | $ 195,487 | $ 0 |
| New Haven-Milford, CT | 34 | $ 5,570,000 | $ 163,823 | $ 0 |
| St. Louis, MO-IL | 32 | $ 7,030,000 | $ 219,687 | $ 0 |
| Richmond, VA | 31 | $ 5,145,000 | $ 165,967 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 29 | $ 6,955,000 | $ 239,827 | $ 0 |
| Boston, MA | 28 | $ 13,780,000 | $ 492,142 | $ 0 |
| Cleveland-Elyria, OH | 28 | $ 4,840,000 | $ 172,857 | $ 0 |
| Worcester, MA-CT | 27 | $ 4,455,000 | $ 165,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 4,765,000 | $ 190,600 | $ 0 |
| Cape Coral-Fort Myers, FL | 24 | $ 5,940,000 | $ 247,500 | $ 0 |
| Dallas-Plano-Irving, TX | 24 | $ 6,250,000 | $ 260,416 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 24 | $ 5,080,000 | $ 211,666 | $ 0 |
| Seattle-Bellevue-Everett, WA | 24 | $ 15,280,000 | $ 636,666 | $ 0 |
| Jacksonville, FL | 23 | $ 6,085,000 | $ 264,565 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 3,545,000 | $ 154,130 | $ 0 |
| San Diego-Carlsbad, CA | 23 | $ 11,795,000 | $ 512,826 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 3,460,000 | $ 157,272 | $ 0 |
| McAllen-Edinburg-Mission, TX | 22 | $ 4,570,000 | $ 207,727 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 20 | $ 7,210,000 | $ 360,500 | $ 0 |
| San Antonio-New Braunfels, TX | 20 | $ 4,010,000 | $ 200,500 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 19 | $ 12,935,000 | $ 680,789 | $ 0 |
| Port St. Lucie, FL | 19 | $ 3,235,000 | $ 170,263 | $ 0 |
| Fresno, CA | 18 | $ 4,950,000 | $ 275,000 | $ 0 |
| Pittsburgh, PA | 18 | $ 2,760,000 | $ 153,333 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 17 | $ 8,725,000 | $ 513,235 | $ 0 |
| Trenton, NJ | 17 | $ 2,475,000 | $ 145,588 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 3,870,000 | $ 241,875 | $ 0 |
| Springfield, MA | 16 | $ 3,520,000 | $ 220,000 | $ 0 |
| Austin-Round Rock, TX | 15 | $ 4,725,000 | $ 315,000 | $ 0 |
| Fayetteville, NC | 15 | $ 1,935,000 | $ 129,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 15 | $ 13,725,000 | $ 915,000 | $ 0 |
| Bakersfield, CA | 14 | $ 3,850,000 | $ 275,000 | $ 0 |
| Fort Worth-Arlington, TX | 14 | $ 3,460,000 | $ 247,142 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 4,180,000 | $ 298,571 | $ 0 |
| Kansas City, MO-KS | 13 | $ 2,135,000 | $ 164,230 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 13 | $ 3,125,000 | $ 240,384 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 5,815,000 | $ 447,307 | $ 0 |
| Spokane-Spokane Valley, WA | 13 | $ 1,235,000 | $ 95,000 | $ 0 |
| Tucson, AZ | 13 | $ 2,545,000 | $ 195,769 | $ 0 |
| Wilmington, DE-MD-NJ | 13 | $ 2,035,000 | $ 156,538 | $ 0 |
| Albany-Schenectady-Troy, NY | 12 | $ 1,890,000 | $ 157,500 | $ 0 |
| Anchorage, AK | 12 | $ 3,650,000 | $ 304,166 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 12 | $ 1,230,000 | $ 102,500 | $ 0 |
| Cincinnati, OH-KY-IN | 12 | $ 4,890,000 | $ 407,500 | $ 0 |
| Columbus, OH | 12 | $ 2,270,000 | $ 189,166 | $ 0 |
| Corpus Christi, TX | 12 | $ 1,970,000 | $ 164,166 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 3,905,000 | $ 355,000 | $ 0 |
| Charleston-North Charleston, SC | 11 | $ 3,885,000 | $ 353,181 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 2,625,000 | $ 238,636 | $ 0 |
| Wichita, KS | 11 | $ 925,000 | $ 84,090 | $ 0 |
| Denver-Aurora-Lakewood, CO | 10 | $ 3,100,000 | $ 310,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 9 | $ 1,395,000 | $ 155,000 | $ 0 |
| Baton Rouge, LA | 9 | $ 6,635,000 | $ 737,222 | $ 0 |
| Tacoma-Lakewood, WA | 9 | $ 3,505,000 | $ 389,444 | $ 0 |
| Urban Honolulu, HI | 9 | $ 7,205,000 | $ 800,555 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,090,000 | $ 136,250 | $ 0 |
| Muncie, IN | 8 | $ 4,950,000 | $ 618,750 | $ 0 |
| Columbia, SC | 7 | $ 965,000 | $ 137,857 | $ 0 |
| Durham-Chapel Hill, NC | 7 | $ 1,435,000 | $ 205,000 | $ 0 |
| Dutchess County-Putnam County, NY | 7 | $ 1,155,000 | $ 165,000 | $ 0 |
| Gary, IN | 7 | $ 665,000 | $ 95,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,045,000 | $ 149,285 | $ 0 |
| Lakeland-Winter Haven, FL | 7 | $ 2,045,000 | $ 292,142 | $ 0 |
| Ocala, FL | 7 | $ 1,995,000 | $ 285,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,735,000 | $ 247,857 | $ 0 |
| Raleigh, NC | 7 | $ 1,335,000 | $ 190,714 | $ 0 |
| Rochester, NY | 7 | $ 605,000 | $ 86,428 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 7,065,000 | $ 1,009,285 | $ 0 |
| Stockton-Lodi, CA | 7 | $ 2,475,000 | $ 353,571 | $ 0 |
| Albuquerque, NM | 6 | $ 810,000 | $ 135,000 | $ 0 |
| Dayton, OH | 6 | $ 750,000 | $ 125,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 6 | $ 510,000 | $ 85,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,670,000 | $ 445,000 | $ 0 |
| Akron, OH | 5 | $ 535,000 | $ 107,000 | $ 0 |
| Asheville, NC | 5 | $ 1,485,000 | $ 297,000 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Greensboro-High Point, NC | 5 | $ 2,775,000 | $ 555,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Santa Fe, NM | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| Sebastian-Vero Beach, FL | 5 | $ 625,000 | $ 125,000 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 5 | $ 875,000 | $ 175,000 | $ 0 |
| Barnstable Town, MA | 4 | $ 2,140,000 | $ 535,000 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Birmingham-Hoover, AL | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Brownsville-Harlingen, TX | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Erie, PA | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Kankakee, IL | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Killeen-Temple, TX | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 530,000 | $ 132,500 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Lubbock, TX | 4 | $ 580,000 | $ 145,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Tulsa, OK | 4 | $ 450,000 | $ 112,500 | $ 0 |
| Utica-Rome, NY | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Colorado Springs, CO | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Jackson, MS | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,675,000 | $ 558,333 | $ 0 |
| Kingston, NY | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Madison, WI | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Merced, CA | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Modesto, CA | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Norwich-New London, CT | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Oklahoma City, OK | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Prescott, AZ | 3 | $ 1,535,000 | $ 511,666 | $ 0 |
| Reading, PA | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| Salinas, CA | 3 | $ 2,085,000 | $ 695,000 | $ 0 |
| Salt Lake City, UT | 3 | $ 1,205,000 | $ 401,666 | $ 0 |
| San Rafael, CA | 3 | $ 1,735,000 | $ 578,333 | $ 0 |
| Victoria, TX | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Vineland-Bridgeton, NJ | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 1,025,000 | $ 341,666 | $ 0 |
| Winston-Salem, NC | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Amarillo, TX | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Billings, MT | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Binghamton, NY | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Boise City, ID | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Chico, CA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 260,000 | $ 130,000 | $ 0 |
| East Stroudsburg, PA | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Gainesville, FL | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Green Bay, WI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 4,020,000 | $ 2,010,000 | $ 0 |
| Huntsville, AL | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Longview, WA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Madera, CA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Midland, TX | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Mobile, AL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Morgantown, WV | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Pittsfield, MA | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Portland-South Portland, ME | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 670,000 | $ 335,000 | $ 0 |
| San Angelo, TX | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Savannah, GA | 2 | $ 2,410,000 | $ 1,205,000 | $ 0 |
| Sumter, SC | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Syracuse, NY | 2 | $ 500,000 | $ 250,000 | $ 0 |
| York-Hanover, PA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Abilene, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bangor, ME | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Battle Creek, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bowling Green, KY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elmira, NY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Florence, SC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fort Collins, CO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greenville, NC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hot Springs, AR | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lafayette, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lancaster, PA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Lawton, OK | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln, NE | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Logan, UT-ID | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mansfield, OH | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Medford, OR | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Missoula, MT | 1 | $ 555,000 | $ 555,000 | $ 0 |
| New Bern, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Odessa, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Panama City, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Pocatello, ID | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Racine, WI | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Roanoke, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rockford, IL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Salem, OR | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Spartanburg, SC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Toledo, OH | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Topeka, KS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Tyler, TX | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Warner Robins, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Yakima, WA | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Yuba City, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,332 | $736,870,000 | $315,000 | $3,205,000 | $0 | $0 |
| Home Purchase | 1,066 | $333,990,000 | $313,000 | $3,405,000 | $0 | $0 |
| Refinancing | 422 | $149,610,000 | $354,000 | $2,285,000 | $0 | $0 |
| Other Purpose | 43 | $12,435,000 | $289,000 | $1,125,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,235 | $395,255,000 | $320,000 | $3,405,000 | $0 | $0 |
| White | 943 | $328,815,000 | $348,000 | $3,205,000 | $0 | $0 |
| Black or African American | 680 | $188,290,000 | $276,000 | $2,355,000 | $0 | $0 |
| Hispanic | 671 | $199,245,000 | $296,000 | $1,935,000 | $0 | $0 |
| Asian | 283 | $107,845,000 | $381,000 | $2,625,000 | $0 | $0 |
| American Indian or Alaskan Native | 36 | $9,290,000 | $258,000 | $1,955,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,555,000 | $273,000 | $615,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,863 | $1,232,905,000 | $319,000 | $3,405,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,920 | $569,870,000 | $296,000 | $2,355,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,453 | $498,135,000 | $342,000 | $3,405,000 | $0 | $0 |
| Application Denied By Financial Institution | 352 | $113,750,000 | $323,000 | $2,455,000 | $0 | $0 |
| File Closed For Incompleteness | 104 | $42,200,000 | $405,000 | $2,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 34 | $8,950,000 | $263,000 | $1,155,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,511 | $1,119,155,000 | $318,000 | $3,405,000 | $0 | $0 |
| Collateral | 185 | $54,375,000 | $293,000 | $2,455,000 | $0 | $0 |
| Credit History | 116 | $36,420,000 | $313,000 | $1,655,000 | $0 | $0 |
| Other | 47 | $21,495,000 | $457,000 | $1,505,000 | $0 | $0 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $465,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $545,000 | $545,000 | $545,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About