Veritas Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Veritas Funding, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Veritas Funding, Llc Morgun Hall Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,815 |
| Total Mortgage Loan Application Amount | $1,567,915,000 |
| Average Mortgage Loan Application Amount | $322,000 |
| Highest Mortgage Loan Application Amount | $2,515,000 |
| Average Applicant Income | $96,500 |
| Highest Applicant Income | $3,627,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Veritas Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Veritas Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Veritas Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Veritas Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Veritas Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Veritas Funding, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,217 | $ 397,305,000 | $ 326,000 | $ 97,000 |
| Utah County Utah | 653 | $ 226,985,000 | $ 347,000 | $ 107,000 |
| Davis County Utah | 264 | $ 93,040,000 | $ 352,000 | $ 91,000 |
| Weber County Utah | 207 | $ 62,915,000 | $ 303,000 | $ 76,000 |
| Washington County Utah | 194 | $ 61,150,000 | $ 315,000 | $ 95,000 |
| Bonneville County Idaho | 145 | $ 41,415,000 | $ 285,000 | $ 91,000 |
| Maricopa County Arizona | 131 | $ 38,045,000 | $ 290,000 | $ 83,000 |
| Tooele County Utah | 104 | $ 34,650,000 | $ 333,000 | $ 80,000 |
| Tulare County California | 82 | $ 19,040,000 | $ 232,000 | $ 119,000 |
| Sacramento County California | 61 | $ 18,685,000 | $ 306,000 | $ 107,000 |
| Summit County Utah | 57 | $ 39,455,000 | $ 692,000 | $ 337,000 |
| Los Angeles County California | 55 | $ 23,285,000 | $ 423,000 | $ 106,000 |
| San Bernardino County California | 54 | $ 17,240,000 | $ 319,000 | $ 83,000 |
| Riverside County California | 48 | $ 13,390,000 | $ 278,000 | $ 82,000 |
| Shelby County Tennessee | 46 | $ 5,420,000 | $ 117,000 | $ 118,000 |
| Contra Costa County California | 41 | $ 22,545,000 | $ 549,000 | $ 193,000 |
| Carbon County Utah | 39 | $ 7,065,000 | $ 181,000 | $ 67,000 |
| Pierce County Washington | 34 | $ 11,020,000 | $ 324,000 | $ 91,000 |
| Pinal County Arizona | 32 | $ 9,460,000 | $ 295,000 | $ 80,000 |
| Kings County California | 30 | $ 6,940,000 | $ 231,000 | $ 65,000 |
| Box Elder County Utah | 30 | $ 9,850,000 | $ 328,000 | $ 89,000 |
| Fresno County California | 29 | $ 7,815,000 | $ 269,000 | $ 82,000 |
| Wasatch County Utah | 27 | $ 19,735,000 | $ 730,000 | $ 192,000 |
| Alameda County California | 26 | $ 16,600,000 | $ 638,000 | $ 297,000 |
| San Diego County California | 26 | $ 9,570,000 | $ 368,000 | $ 177,000 |
| Washington County Oregon | 25 | $ 9,245,000 | $ 369,000 | $ 136,000 |
| Ada County Idaho | 24 | $ 7,950,000 | $ 331,000 | $ 120,000 |
| Placer County California | 23 | $ 8,735,000 | $ 379,000 | $ 134,000 |
| Multnomah County Oregon | 23 | $ 8,395,000 | $ 365,000 | $ 96,000 |
| Clackamas County Oregon | 22 | $ 10,390,000 | $ 472,000 | $ 116,000 |
| Lane County Oregon | 22 | $ 7,620,000 | $ 346,000 | $ 105,000 |
| Clark County Washington | 22 | $ 8,220,000 | $ 373,000 | $ 93,000 |
| Iron County Utah | 21 | $ 5,535,000 | $ 263,000 | $ 89,000 |
| King County Washington | 21 | $ 13,545,000 | $ 645,000 | $ 195,000 |
| Snohomish County Washington | 19 | $ 8,265,000 | $ 435,000 | $ 100,000 |
| Jefferson County Idaho | 18 | $ 4,680,000 | $ 260,000 | $ 75,000 |
| Cache County Utah | 18 | $ 4,760,000 | $ 264,000 | $ 76,000 |
| Milwaukee County Wisconsin | 18 | $ 3,100,000 | $ 172,000 | $ 50,000 |
| San Joaquin County California | 17 | $ 5,715,000 | $ 336,000 | $ 96,000 |
| Solano County California | 17 | $ 7,065,000 | $ 415,000 | $ 156,000 |
| Bingham County Idaho | 17 | $ 4,195,000 | $ 246,000 | $ 72,000 |
| Pima County Arizona | 15 | $ 3,965,000 | $ 264,000 | $ 69,000 |
| Franklin County Ohio | 14 | $ 3,120,000 | $ 222,000 | $ 74,000 |
| Santa Clara County California | 13 | $ 8,345,000 | $ 641,000 | $ 213,000 |
| Canyon County Idaho | 13 | $ 3,415,000 | $ 262,000 | $ 65,000 |
| Mecklenburg County North Carolina | 13 | $ 3,175,000 | $ 244,000 | $ 67,000 |
| Clatsop County Oregon | 13 | $ 4,925,000 | $ 378,000 | $ 114,000 |
| Marion County Oregon | 13 | $ 3,435,000 | $ 264,000 | $ 108,000 |
| Kern County California | 12 | $ 2,590,000 | $ 215,000 | $ 76,000 |
| Orange County California | 12 | $ 5,090,000 | $ 424,000 | $ 100,000 |
| Stanislaus County California | 11 | $ 3,915,000 | $ 355,000 | $ 129,000 |
| Columbia County Oregon | 11 | $ 3,065,000 | $ 278,000 | $ 65,000 |
| Harris County Texas | 11 | $ 2,425,000 | $ 220,000 | $ 152,000 |
| Adams County Colorado | 10 | $ 3,500,000 | $ 350,000 | $ 81,000 |
| Palm Beach County Florida | 10 | $ 2,690,000 | $ 269,000 | $ 76,000 |
| Polk County Florida | 9 | $ 1,955,000 | $ 217,000 | $ 78,000 |
| Bannock County Idaho | 9 | $ 1,695,000 | $ 188,000 | $ 81,000 |
| El Dorado County California | 8 | $ 2,770,000 | $ 346,000 | $ 95,000 |
| Monterey County California | 8 | $ 2,680,000 | $ 335,000 | $ 82,000 |
| San Mateo County California | 8 | $ 4,220,000 | $ 527,000 | $ 161,000 |
| Madison County Idaho | 8 | $ 1,990,000 | $ 248,000 | $ 113,000 |
| Marion County Indiana | 8 | $ 990,000 | $ 123,000 | $ 140,000 |
| Hamilton County Ohio | 8 | $ 1,880,000 | $ 235,000 | $ 94,000 |
| Deschutes County Oregon | 8 | $ 2,460,000 | $ 307,000 | $ 64,000 |
| Davidson County Tennessee | 8 | $ 1,830,000 | $ 228,000 | $ 72,000 |
| Sanpete County Utah | 8 | $ 2,180,000 | $ 272,000 | $ 65,000 |
| Sevier County Utah | 8 | $ 1,690,000 | $ 211,000 | $ 69,000 |
| Pulaski County Arkansas | 7 | $ 1,105,000 | $ 157,000 | $ 104,000 |
| Ventura County California | 7 | $ 2,645,000 | $ 377,000 | $ 131,000 |
| Broward County Florida | 7 | $ 1,615,000 | $ 230,000 | $ 56,000 |
| Osceola County Florida | 7 | $ 1,685,000 | $ 240,000 | $ 71,000 |
| Umatilla County Oregon | 7 | $ 1,465,000 | $ 209,000 | $ 54,000 |
| Duchesne County Utah | 7 | $ 1,845,000 | $ 263,000 | $ 93,000 |
| Millard County Utah | 7 | $ 1,145,000 | $ 163,000 | $ 99,000 |
| Thurston County Washington | 7 | $ 2,385,000 | $ 340,000 | $ 69,000 |
| Mohave County Arizona | 6 | $ 1,550,000 | $ 258,000 | $ 58,000 |
| Yavapai County Arizona | 6 | $ 2,530,000 | $ 421,000 | $ 97,000 |
| Marin County California | 6 | $ 4,970,000 | $ 828,000 | $ 208,000 |
| Santa Cruz County California | 6 | $ 3,590,000 | $ 598,000 | $ 238,000 |
| Hillsborough County Florida | 6 | $ 1,490,000 | $ 248,000 | $ 67,000 |
| Orange County Florida | 6 | $ 1,590,000 | $ 265,000 | $ 48,000 |
| Pasco County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 49,000 |
| Montgomery County Ohio | 6 | $ 930,000 | $ 155,000 | $ 145,000 |
| Warren County Ohio | 6 | $ 1,400,000 | $ 233,000 | $ 87,000 |
| Coos County Oregon | 6 | $ 770,000 | $ 128,000 | $ 138,000 |
| Knox County Tennessee | 6 | $ 1,680,000 | $ 280,000 | $ 78,000 |
| Emery County Utah | 6 | $ 1,130,000 | $ 188,000 | $ 72,000 |
| Washington County Arkansas | 5 | $ 1,035,000 | $ 207,000 | $ 106,000 |
| Arapahoe County Colorado | 5 | $ 1,165,000 | $ 233,000 | $ 97,000 |
| Denver County Colorado | 5 | $ 1,515,000 | $ 303,000 | $ 156,000 |
| Lake County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 76,000 |
| Lee County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 152,000 |
| Fremont County Idaho | 5 | $ 1,625,000 | $ 325,000 | $ 150,000 |
| Iredell County North Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 104,000 |
| Lake County Ohio | 5 | $ 1,045,000 | $ 209,000 | $ 62,000 |
| Linn County Oregon | 5 | $ 1,145,000 | $ 229,000 | $ 44,000 |
| Greenville County South Carolina | 5 | $ 1,215,000 | $ 243,000 | $ 64,000 |
| Juab County Utah | 5 | $ 1,565,000 | $ 313,000 | $ 100,000 |
| Uintah County Utah | 5 | $ 1,225,000 | $ 245,000 | $ 68,000 |
| Grays Harbor County Washington | 5 | $ 1,445,000 | $ 289,000 | $ 49,000 |
| Madera County California | 4 | $ 1,080,000 | $ 270,000 | $ 50,000 |
| Shasta County California | 4 | $ 730,000 | $ 182,000 | $ 125,000 |
| Sonoma County California | 4 | $ 1,550,000 | $ 387,000 | $ 105,000 |
| Boulder County Colorado | 4 | $ 850,000 | $ 212,000 | $ 65,000 |
| Douglas County Colorado | 4 | $ 1,910,000 | $ 477,000 | $ 143,000 |
| Huerfano County Colorado | 4 | $ 960,000 | $ 240,000 | $ 95,000 |
| Jefferson County Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 165,000 |
| Bay County Florida | 4 | $ 780,000 | $ 195,000 | $ 181,000 |
| Duval County Florida | 4 | $ 920,000 | $ 230,000 | $ 69,000 |
| Miami-Dade County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 96,000 |
| St. Lucie County Florida | 4 | $ 970,000 | $ 242,000 | $ 69,000 |
| Cuyahoga County Ohio | 4 | $ 2,500,000 | $ 625,000 | $ 374,000 |
| Summit County Ohio | 4 | $ 880,000 | $ 220,000 | $ 53,000 |
| Benton County Oregon | 4 | $ 940,000 | $ 235,000 | $ 43,000 |
| Polk County Oregon | 4 | $ 1,180,000 | $ 295,000 | $ 73,000 |
| Rutherford County Tennessee | 4 | $ 1,090,000 | $ 272,000 | $ 54,000 |
| Grand County Utah | 4 | $ 1,450,000 | $ 362,000 | $ 87,000 |
| Morgan County Utah | 4 | $ 1,310,000 | $ 327,000 | $ 66,000 |
| Navajo County Arizona | 3 | $ 785,000 | $ 261,000 | $ 46,000 |
| San Francisco County California | 3 | $ 3,055,000 | $ 1,018,000 | $ 311,000 |
| Tuolumne County California | 3 | $ 885,000 | $ 295,000 | $ 65,000 |
| Yolo County California | 3 | $ 975,000 | $ 325,000 | $ 93,000 |
| Pinellas County Florida | 3 | $ 735,000 | $ 245,000 | $ 69,000 |
| Sarasota County Florida | 3 | $ 535,000 | $ 178,000 | $ 92,000 |
| Seminole County Florida | 3 | $ 585,000 | $ 195,000 | $ 74,000 |
| Volusia County Florida | 3 | $ 405,000 | $ 135,000 | $ 149,000 |
| Lake County Indiana | 3 | $ 625,000 | $ 208,000 | $ 54,000 |
| Cabarrus County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 76,000 |
| Franklin County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 72,000 |
| Butler County Ohio | 3 | $ 795,000 | $ 265,000 | $ 78,000 |
| Clermont County Ohio | 3 | $ 725,000 | $ 241,000 | $ 92,000 |
| Greene County Ohio | 3 | $ 535,000 | $ 178,000 | $ 29,000 |
| Lorain County Ohio | 3 | $ 605,000 | $ 201,000 | $ 50,000 |
| Josephine County Oregon | 3 | $ 815,000 | $ 271,000 | $ 223,000 |
| Lincoln County Oregon | 3 | $ 915,000 | $ 305,000 | $ 90,000 |
| Beaufort County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 41,000 |
| Spartanburg County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 37,000 |
| Hamilton County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 52,000 |
| Sumner County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 67,000 |
| Wilson County Tennessee | 3 | $ 1,025,000 | $ 341,000 | $ 69,000 |
| Beaver County Utah | 3 | $ 305,000 | $ 101,000 | $ 52,000 |
| San Juan County Utah | 3 | $ 695,000 | $ 231,000 | $ 73,000 |
| Cowlitz County Washington | 3 | $ 765,000 | $ 255,000 | $ 84,000 |
| Kitsap County Washington | 3 | $ 835,000 | $ 278,000 | $ 98,000 |
| Skagit County Washington | 3 | $ 1,385,000 | $ 461,000 | $ 110,000 |
| Spokane County Washington | 3 | $ 1,065,000 | $ 355,000 | $ 74,000 |
| Dane County Wisconsin | 3 | $ 785,000 | $ 261,000 | $ 52,000 |
| Portage County Wisconsin | 3 | $ 705,000 | $ 235,000 | $ 47,000 |
| Racine County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| Rock County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 67,000 |
| Uinta County Wyoming | 3 | $ 595,000 | $ 198,000 | $ 258,000 |
| Cochise County Arizona | 2 | $ 590,000 | $ 295,000 | $ 144,000 |
| Yuma County Arizona | 2 | $ 570,000 | $ 285,000 | $ 51,000 |
| Benton County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Lonoke County Arkansas | 2 | $ 650,000 | $ 325,000 | $ 55,000 |
| Amador County California | 2 | $ 470,000 | $ 235,000 | $ 40,000 |
| Butte County California | 2 | $ 800,000 | $ 400,000 | $ 319,000 |
| Imperial County California | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Nevada County California | 2 | $ 680,000 | $ 340,000 | $ 70,000 |
| San Luis Obispo County California | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Santa Barbara County California | 2 | $ 870,000 | $ 435,000 | $ 62,000 |
| Siskiyou County California | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| El Paso County Colorado | 2 | $ 810,000 | $ 405,000 | $ 118,000 |
| Weld County Colorado | 2 | $ 490,000 | $ 245,000 | $ 35,000 |
| Charlotte County Florida | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Kootenai County Idaho | 2 | $ 600,000 | $ 300,000 | $ 222,000 |
| Teton County Idaho | 2 | $ 560,000 | $ 280,000 | $ 103,000 |
| Hamilton County Indiana | 2 | $ 540,000 | $ 270,000 | $ 126,000 |
| Durham County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Forsyth County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 40,000 |
| Lee County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Rutherford County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Wake County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 144,000 |
| Clark County Ohio | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Fairfield County Ohio | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| Licking County Ohio | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| Harney County Oregon | 2 | $ 710,000 | $ 355,000 | $ 74,000 |
| Jackson County Oregon | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Berkeley County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| Loudon County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Maury County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| Robertson County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Denton County Texas | 2 | $ 710,000 | $ 355,000 | $ 195,000 |
| Galveston County Texas | 2 | $ 370,000 | $ 185,000 | $ 148,000 |
| McLennan County Texas | 2 | $ 580,000 | $ 290,000 | $ 57,000 |
| Nueces County Texas | 2 | $ 610,000 | $ 305,000 | $ 136,000 |
| San Patricio County Texas | 2 | $ 590,000 | $ 295,000 | $ 51,000 |
| Kane County Utah | 2 | $ 700,000 | $ 350,000 | $ 54,000 |
| Rich County Utah | 2 | $ 850,000 | $ 425,000 | $ 59,000 |
| Grant County Washington | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| Island County Washington | 2 | $ 760,000 | $ 380,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| Oneida County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Fremont County Wyoming | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Natrona County Wyoming | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Apache County Arizona | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Graham County Arizona | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Arkansas County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Craighead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Faulkner County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Garland County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Greene County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Jefferson County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Pope County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Searcy County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Sebastian County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Colusa County California | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Humboldt County California | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Mariposa County California | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Merced County California | 1 | $ 275,000 | $ 275,000 | $ 40,000 |
| Napa County California | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Plumas County California | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Sutter County California | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Tehama County California | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mesa County Colorado | 1 | $ 175,000 | $ 175,000 | $ 188,000 |
| Pueblo County Colorado | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Gulf County Florida | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 56,000 |
| Martin County Florida | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Bear Lake County Idaho | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Boise County Idaho | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Butte County Idaho | 1 | $ 505,000 | $ 505,000 | $ 75,000 |
| Idaho County Idaho | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Jerome County Idaho | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Minidoka County Idaho | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Oneida County Idaho | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Payette County Idaho | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Power County Idaho | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Shoshone County Idaho | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Twin Falls County Idaho | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Elkhart County Indiana | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Floyd County Indiana | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Montgomery County Indiana | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Vanderburgh County Indiana | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Bernalillo County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Alamance County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Alexander County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 22,000 |
| Davidson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Gaston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Guilford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Hoke County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Lincoln County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Moore County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Orange County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 264,000 |
| Robeson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Stanly County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Union County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 179,000 |
| Wayne County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Clinton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 580,000 |
| Delaware County Ohio | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Fulton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Highland County Ohio | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Huron County Ohio | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Madison County Ohio | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Mahoning County Ohio | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Marion County Ohio | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Meigs County Ohio | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Richland County Ohio | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Scioto County Ohio | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Union County Ohio | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Wayne County Ohio | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Baker County Oregon | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Douglas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Lake County Oregon | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Tillamook County Oregon | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Yamhill County Oregon | 1 | $ 1,105,000 | $ 1,105,000 | $ 99,000 |
| Aiken County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Georgetown County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Greenwood County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Lexington County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| York County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Blount County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Coffee County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Dickson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Franklin County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Gibson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jefferson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Lincoln County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Tipton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Williamson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Aransas County Texas | 1 | $ 365,000 | $ 365,000 | $ 49,000 |
| Bexar County Texas | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Dallas County Texas | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Fort Bend County Texas | 1 | $ 315,000 | $ 315,000 | $ 195,000 |
| Jackson County Texas | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Kaufman County Texas | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Midland County Texas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Williamson County Texas | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Piute County Utah | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Wayne County Utah | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Benton County Washington | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Kittitas County Washington | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Mason County Washington | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Pacific County Washington | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Wahkiakum County Washington | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Whatcom County Washington | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Yakima County Washington | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Ozaukee County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Sauk County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Sheboygan County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| St. Croix County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Walworth County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Waukesha County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Waupaca County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Campbell County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Lincoln County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Veritas Funding, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,721 | $500,765,000 | $290,000 | $1,925,000 | $100,000 | $1,792,000 |
| Cash-out Refinancing | 1,575 | $488,945,000 | $310,000 | $1,585,000 | $92,000 | $1,141,000 |
| Home Purchase | 1,513 | $576,355,000 | $380,000 | $2,515,000 | $113,000 | $3,627,000 |
| Other Purpose | 6 | $1,850,000 | $308,000 | $505,000 | $81,000 | $157,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,022 | $1,008,390,000 | $333,000 | $2,515,000 | $110,000 | $3,476,000 |
| Hispanic | 780 | $243,680,000 | $312,000 | $1,075,000 | $84,000 | $3,627,000 |
| Not Provided | 711 | $208,995,000 | $293,000 | $1,585,000 | $84,000 | $1,141,000 |
| Asian | 140 | $56,180,000 | $401,000 | $1,905,000 | $112,000 | $480,000 |
| Black or African American | 115 | $33,995,000 | $295,000 | $1,355,000 | $71,000 | $173,000 |
| American Indian or Alaskan Native | 24 | $7,710,000 | $321,000 | $725,000 | $96,000 | $380,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,365,000 | $315,000 | $695,000 | $109,000 | $549,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,642 | $1,201,910,000 | $330,000 | $2,515,000 | $112,000 | $3,627,000 |
| FHA-insured (Federal Housing Administration) | 892 | $266,580,000 | $298,000 | $685,000 | $67,000 | $255,000 |
| VA-guaranteed (Veterans Administration) | 250 | $90,680,000 | $362,000 | $985,000 | $70,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $8,745,000 | $282,000 | $455,000 | $58,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,864 | $944,650,000 | $329,000 | $2,265,000 | $102,000 | $3,476,000 |
| File Closed For Incompleteness | 1,345 | $423,205,000 | $314,000 | $2,005,000 | $99,000 | $1,464,000 |
| Application Withdrawn By Applicant | 279 | $102,465,000 | $367,000 | $2,515,000 | $132,000 | $3,627,000 |
| Application Denied By Financial Institution | 178 | $50,070,000 | $281,000 | $1,255,000 | $80,000 | $835,000 |
| Application Approved But Not Accepted | 149 | $47,525,000 | $318,000 | $1,995,000 | $88,000 | $669,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,637 | $1,517,845,000 | $327,000 | $2,515,000 | $102,000 | $3,627,000 |
| Debt-To-Income Ratio | 78 | $23,500,000 | $301,000 | $1,255,000 | $75,000 | $835,000 |
| Credit History | 39 | $9,915,000 | $254,000 | $585,000 | $87,000 | $441,000 |
| Collateral | 30 | $7,700,000 | $256,000 | $435,000 | $85,000 | $186,000 |
| Employment History | 13 | $2,595,000 | $199,000 | $475,000 | $53,000 | $83,000 |
| Unverifiable Information | 11 | $3,285,000 | $298,000 | $495,000 | $91,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,310,000 | $577,000 | $1,245,000 | $183,000 | $520,000 |
| Credit Application Incomplete | 3 | $765,000 | $255,000 | $295,000 | $30,000 | $51,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritas Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.