Veritas Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Veritas Funding, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Veritas Funding, Llc Morgun Hall Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,815 |
| Total Mortgage Loan Application Amount | $1,567,915,000 |
| Average Mortgage Loan Application Amount | $322,000 |
| Highest Mortgage Loan Application Amount | $2,515,000 |
| Average Applicant Income | $96,500 |
| Highest Applicant Income | $3,627,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Veritas Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Veritas Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Veritas Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Veritas Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Veritas Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Veritas Funding, Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SALT LAKE CITY, UT | 1,321 | $ 431,955,000 | $ 326,000 | $ 95,000 |
| PROVO-OREM, UT | 658 | $ 228,550,000 | $ 347,000 | $ 107,000 |
| OGDEN-CLEARFIELD, UT | 505 | $ 167,115,000 | $ 330,000 | $ 85,000 |
| NA (OUTSIDE OF MSA/MD) | 354 | $ 123,770,000 | $ 248,588 | $ 88,647 |
| ST. GEORGE, UT | 194 | $ 61,150,000 | $ 315,000 | $ 95,000 |
| IDAHO FALLS, ID | 164 | $ 46,600,000 | $ 284,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 163 | $ 47,505,000 | $ 291,000 | $ 82,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 104 | $ 40,420,000 | $ 382,500 | $ 101,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 102 | $ 30,630,000 | $ 300,000 | $ 83,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 95 | $ 31,165,000 | $ 328,000 | $ 112,000 |
| VISALIA-PORTERVILLE, CA | 82 | $ 19,040,000 | $ 232,000 | $ 119,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 67 | $ 39,145,000 | $ 584,000 | $ 233,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 55 | $ 23,285,000 | $ 423,000 | $ 106,000 |
| MEMPHIS, TN-MS-AR | 47 | $ 5,535,000 | $ 117,000 | $ 118,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 40 | $ 21,810,000 | $ 545,000 | $ 150,000 |
| BOISE CITY, ID | 38 | $ 11,590,000 | $ 305,000 | $ 100,000 |
| TACOMA-LAKEWOOD, WA | 34 | $ 11,020,000 | $ 324,000 | $ 91,000 |
| HANFORD-CORCORAN, CA | 30 | $ 6,940,000 | $ 231,000 | $ 65,000 |
| FRESNO, CA | 29 | $ 7,815,000 | $ 269,000 | $ 82,000 |
| DENVER-AURORA-LAKEWOOD, CO | 28 | $ 9,710,000 | $ 346,000 | $ 118,000 |
| SAN DIEGO-CARLSBAD, CA | 26 | $ 9,570,000 | $ 368,000 | $ 177,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 25 | $ 6,405,000 | $ 289,000 | $ 130,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 24 | $ 6,280,000 | $ 261,000 | $ 70,000 |
| EUGENE, OR | 22 | $ 7,620,000 | $ 346,000 | $ 105,000 |
| COLUMBUS, OH | 21 | $ 4,795,000 | $ 228,000 | $ 73,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 21 | $ 5,075,000 | $ 241,000 | $ 66,000 |
| CINCINNATI, OH-KY-IN | 20 | $ 4,800,000 | $ 240,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 20 | $ 3,600,000 | $ 180,000 | $ 50,000 |
| LOGAN, UT-ID | 18 | $ 4,760,000 | $ 264,000 | $ 76,000 |
| SALEM, OR | 17 | $ 4,615,000 | $ 271,000 | $ 100,000 |
| STOCKTON-LODI, CA | 17 | $ 5,715,000 | $ 336,000 | $ 96,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 7,065,000 | $ 415,000 | $ 156,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 3,490,000 | $ 218,000 | $ 62,000 |
| TUCSON, AZ | 15 | $ 3,965,000 | $ 264,000 | $ 69,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 14 | $ 3,110,000 | $ 222,000 | $ 154,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 8,345,000 | $ 641,000 | $ 213,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 12 | $ 5,090,000 | $ 424,000 | $ 100,000 |
| BAKERSFIELD, CA | 12 | $ 2,590,000 | $ 215,000 | $ 76,000 |
| CLEVELAND-ELYRIA, OH | 12 | $ 4,150,000 | $ 345,000 | $ 163,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 2,075,000 | $ 188,000 | $ 83,000 |
| MODESTO, CA | 11 | $ 3,915,000 | $ 355,000 | $ 129,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 11 | $ 7,275,000 | $ 661,000 | $ 202,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 1,530,000 | $ 153,000 | $ 137,000 |
| POCATELLO, ID | 10 | $ 1,830,000 | $ 183,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 10 | $ 2,690,000 | $ 269,000 | $ 76,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 9 | $ 1,465,000 | $ 162,000 | $ 107,000 |
| KNOXVILLE, TN | 9 | $ 2,255,000 | $ 250,000 | $ 82,000 |
| LAKELAND-WINTER HAVEN, FL | 9 | $ 1,955,000 | $ 217,000 | $ 78,000 |
| BEND-REDMOND, OR | 8 | $ 2,460,000 | $ 307,000 | $ 64,000 |
| SALINAS, CA | 8 | $ 2,680,000 | $ 335,000 | $ 82,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,505,000 | $ 215,000 | $ 98,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,615,000 | $ 230,000 | $ 56,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 2,385,000 | $ 340,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 2,645,000 | $ 377,000 | $ 131,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,550,000 | $ 258,000 | $ 58,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 2,530,000 | $ 421,000 | $ 97,000 |
| SAN RAFAEL, CA | 6 | $ 4,970,000 | $ 828,000 | $ 208,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 3,590,000 | $ 598,000 | $ 238,000 |
| ALBANY, OR | 5 | $ 1,145,000 | $ 229,000 | $ 44,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,285,000 | $ 257,000 | $ 152,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 1,345,000 | $ 269,000 | $ 134,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 1,215,000 | $ 243,000 | $ 64,000 |
| JACKSONVILLE, FL | 5 | $ 1,145,000 | $ 229,000 | $ 64,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,215,000 | $ 243,000 | $ 75,000 |
| RALEIGH, NC | 5 | $ 925,000 | $ 185,000 | $ 100,000 |
| AKRON, OH | 4 | $ 880,000 | $ 220,000 | $ 53,000 |
| BOULDER, CO | 4 | $ 850,000 | $ 212,000 | $ 65,000 |
| CORPUS CHRISTI, TX | 4 | $ 1,200,000 | $ 300,000 | $ 93,000 |
| CORVALLIS, OR | 4 | $ 940,000 | $ 235,000 | $ 43,000 |
| MADERA, CA | 4 | $ 1,080,000 | $ 270,000 | $ 50,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 1,290,000 | $ 322,000 | $ 96,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 890,000 | $ 222,000 | $ 83,000 |
| PANAMA CITY, FL | 4 | $ 780,000 | $ 195,000 | $ 181,000 |
| REDDING, CA | 4 | $ 730,000 | $ 182,000 | $ 125,000 |
| SANTA ROSA, CA | 4 | $ 1,550,000 | $ 387,000 | $ 105,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 835,000 | $ 278,000 | $ 98,000 |
| CHATTANOOGA, TN-GA | 3 | $ 675,000 | $ 225,000 | $ 52,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 405,000 | $ 135,000 | $ 149,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 1,045,000 | $ 348,000 | $ 132,000 |
| GARY, IN | 3 | $ 625,000 | $ 208,000 | $ 54,000 |
| GRANTS PASS, OR | 3 | $ 815,000 | $ 271,000 | $ 223,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 895,000 | $ 298,000 | $ 41,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 665,000 | $ 221,000 | $ 67,000 |
| LONGVIEW, WA | 3 | $ 765,000 | $ 255,000 | $ 84,000 |
| MADISON, WI | 3 | $ 785,000 | $ 261,000 | $ 52,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,385,000 | $ 461,000 | $ 110,000 |
| RACINE, WI | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| SPARTANBURG, SC | 3 | $ 605,000 | $ 201,000 | $ 37,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 1,065,000 | $ 355,000 | $ 74,000 |
| WINSTON-SALEM, NC | 3 | $ 565,000 | $ 188,000 | $ 51,000 |
| CASPER, WY | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| CHICO, CA | 2 | $ 800,000 | $ 400,000 | $ 319,000 |
| COEUR D'ALENE, ID | 2 | $ 600,000 | $ 300,000 | $ 222,000 |
| COLORADO SPRINGS, CO | 2 | $ 810,000 | $ 405,000 | $ 118,000 |
| COLUMBIA, SC | 2 | $ 550,000 | $ 275,000 | $ 60,000 |
| EL CENTRO, CA | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| FOND DU LAC, WI | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| GREELEY, CO | 2 | $ 490,000 | $ 245,000 | $ 35,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 520,000 | $ 260,000 | $ 43,000 |
| MEDFORD, OR | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| PUNTA GORDA, FL | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 870,000 | $ 435,000 | $ 62,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 590,000 | $ 295,000 | $ 144,000 |
| SPRINGFIELD, OH | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| TWIN FALLS, ID | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| WACO, TX | 2 | $ 580,000 | $ 290,000 | $ 57,000 |
| YUMA, AZ | 2 | $ 570,000 | $ 285,000 | $ 51,000 |
| ALBUQUERQUE, NM | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| BELLINGHAM, WA | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| BLOOMINGTON, IN | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| BURLINGTON, NC | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| CLARKSVILLE, TN-KY | 1 | $ 135,000 | $ 135,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| EVANSVILLE, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| FAYETTEVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| FORT COLLINS, CO | 1 | $ 305,000 | $ 305,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 225,000 | $ 225,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| GAINESVILLE, FL | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| GOLDSBORO, NC | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| GRAND JUNCTION, CO | 1 | $ 175,000 | $ 175,000 | $ 188,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| HOT SPRINGS, AR | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| JACKSON, TN | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| JACKSONVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| JONESBORO, AR | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| MANSFIELD, OH | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| MERCED, CA | 1 | $ 275,000 | $ 275,000 | $ 40,000 |
| MIDLAND, TX | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| MORRISTOWN, TN | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| NAPA, CA | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| PINE BLUFF, AR | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| PUEBLO, CO | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| SHEBOYGAN, WI | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| TALLAHASSEE, FL | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| TOLEDO, OH | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| TYLER, TX | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| WILMINGTON, NC | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| YAKIMA, WA | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| YUBA CITY, CA | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Veritas Funding, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,721 | $500,765,000 | $290,000 | $1,925,000 | $100,000 | $1,792,000 |
| Cash-out Refinancing | 1,575 | $488,945,000 | $310,000 | $1,585,000 | $92,000 | $1,141,000 |
| Home Purchase | 1,513 | $576,355,000 | $380,000 | $2,515,000 | $113,000 | $3,627,000 |
| Other Purpose | 6 | $1,850,000 | $308,000 | $505,000 | $81,000 | $157,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,022 | $1,008,390,000 | $333,000 | $2,515,000 | $110,000 | $3,476,000 |
| Hispanic | 780 | $243,680,000 | $312,000 | $1,075,000 | $84,000 | $3,627,000 |
| Not Provided | 711 | $208,995,000 | $293,000 | $1,585,000 | $84,000 | $1,141,000 |
| Asian | 140 | $56,180,000 | $401,000 | $1,905,000 | $112,000 | $480,000 |
| Black or African American | 115 | $33,995,000 | $295,000 | $1,355,000 | $71,000 | $173,000 |
| American Indian or Alaskan Native | 24 | $7,710,000 | $321,000 | $725,000 | $96,000 | $380,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,365,000 | $315,000 | $695,000 | $109,000 | $549,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,642 | $1,201,910,000 | $330,000 | $2,515,000 | $112,000 | $3,627,000 |
| FHA-insured (Federal Housing Administration) | 892 | $266,580,000 | $298,000 | $685,000 | $67,000 | $255,000 |
| VA-guaranteed (Veterans Administration) | 250 | $90,680,000 | $362,000 | $985,000 | $70,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $8,745,000 | $282,000 | $455,000 | $58,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,864 | $944,650,000 | $329,000 | $2,265,000 | $102,000 | $3,476,000 |
| File Closed For Incompleteness | 1,345 | $423,205,000 | $314,000 | $2,005,000 | $99,000 | $1,464,000 |
| Application Withdrawn By Applicant | 279 | $102,465,000 | $367,000 | $2,515,000 | $132,000 | $3,627,000 |
| Application Denied By Financial Institution | 178 | $50,070,000 | $281,000 | $1,255,000 | $80,000 | $835,000 |
| Application Approved But Not Accepted | 149 | $47,525,000 | $318,000 | $1,995,000 | $88,000 | $669,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,637 | $1,517,845,000 | $327,000 | $2,515,000 | $102,000 | $3,627,000 |
| Debt-To-Income Ratio | 78 | $23,500,000 | $301,000 | $1,255,000 | $75,000 | $835,000 |
| Credit History | 39 | $9,915,000 | $254,000 | $585,000 | $87,000 | $441,000 |
| Collateral | 30 | $7,700,000 | $256,000 | $435,000 | $85,000 | $186,000 |
| Employment History | 13 | $2,595,000 | $199,000 | $475,000 | $53,000 | $83,000 |
| Unverifiable Information | 11 | $3,285,000 | $298,000 | $495,000 | $91,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,310,000 | $577,000 | $1,245,000 | $183,000 | $520,000 |
| Credit Application Incomplete | 3 | $765,000 | $255,000 | $295,000 | $30,000 | $51,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritas Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.