Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2008
In 2008, Wells Fargo Bank, NA of Winston-Salem, NC reported 153,527 mortgage applications totaling $25.3 billion, down 35% from 2007. The average application was for $164,841, and applicants reported an average income of $100,229. 34% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Philadelphia, PA (12,308), Atlanta-Sandy Springs-Marietta, GA (9,777) and New York-White Plains-Wayne, NY-NJ (5,389) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 153,527 |
| Total Mortgage Loan Application Amount | $25,307,569,000 |
| Average Mortgage Loan Application Amount | $164,841 |
| Highest Mortgage Loan Application Amount | $94,572,000 |
| Average Applicant Income | $100,229 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 12,308 | $ 1,568,669,000 | $ 127,451 | $ 98,000 |
| Atlanta-Sandy Springs-Marietta, GA | 9,777 | $ 1,367,278,000 | $ 139,846 | $ 95,000 |
| New York-White Plains-Wayne, NY-NJ | 5,389 | $ 1,742,352,000 | $ 323,316 | $ 163,750 |
| Edison-New Brunswick, NJ | 5,068 | $ 1,073,522,000 | $ 211,823 | $ 127,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,732 | $ 1,233,664,000 | $ 260,706 | $ 116,937 |
| Newark-Union, NJ-PA | 4,400 | $ 855,632,000 | $ 194,461 | $ 126,840 |
| Charlotte-Gastonia-Concord, NC-SC | 4,277 | $ 635,828,000 | $ 148,662 | $ 85,977 |
| Tampa-St. Petersburg-Clearwater, FL | 4,022 | $ 561,807,000 | $ 139,683 | $ 94,000 |
| Miami-Miami Beach-Kendall, FL | 3,232 | $ 565,292,000 | $ 174,904 | $ 121,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3,153 | $ 374,546,000 | $ 118,790 | $ 86,994 |
| Richmond, VA | 3,006 | $ 382,896,000 | $ 127,377 | $ 80,000 |
| Camden, NJ | 2,926 | $ 376,408,000 | $ 128,642 | $ 98,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,790 | $ 450,178,000 | $ 161,354 | $ 112,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,629 | $ 443,995,000 | $ 168,883 | $ 122,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,542 | $ 397,372,000 | $ 156,322 | $ 89,258 |
| Baltimore-Towson, MD | 2,465 | $ 415,430,000 | $ 168,531 | $ 96,000 |
| Orlando-Kissimmee, FL | 2,325 | $ 383,267,000 | $ 164,846 | $ 98,000 |
| Jacksonville, FL | 2,302 | $ 359,764,000 | $ 156,283 | $ 100,000 |
| Houston-Sugar Land-Baytown, TX | 2,284 | $ 300,110,000 | $ 131,396 | $ 99,000 |
| Birmingham-Hoover, AL | 1,915 | $ 188,322,000 | $ 98,340 | $ 75,000 |
| Raleigh-Cary, NC | 1,882 | $ 318,838,000 | $ 169,414 | $ 92,000 |
| New Haven-Milford, CT | 1,567 | $ 211,610,000 | $ 135,041 | $ 103,000 |
| Scranton--Wilkes-Barre, PA | 1,484 | $ 137,584,000 | $ 92,711 | $ 76,000 |
| Lakeland-Winter Haven, FL | 1,471 | $ 161,991,000 | $ 110,123 | $ 71,000 |
| Reading, PA | 1,456 | $ 165,110,000 | $ 113,399 | $ 79,000 |
| Greensboro-High Point, NC | 1,426 | $ 169,158,000 | $ 118,624 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,242 | $ 140,455,000 | $ 113,087 | $ 79,000 |
| Lancaster, PA | 1,211 | $ 141,253,000 | $ 116,641 | $ 87,000 |
| Columbia, SC | 1,210 | $ 126,231,000 | $ 104,323 | $ 83,000 |
| Dallas-Plano-Irving, TX | 1,172 | $ 393,542,000 | $ 335,786 | $ 137,000 |
| Winston-Salem, NC | 1,147 | $ 141,423,000 | $ 123,298 | $ 79,000 |
| Cape Coral-Fort Myers, FL | 1,130 | $ 145,596,000 | $ 128,846 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 1,085 | $ 90,446,000 | $ 83,360 | $ 69,870 |
| Greenville-Mauldin-Easley, SC | 1,054 | $ 117,104,000 | $ 111,104 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,001 | $ 305,266,000 | $ 304,961 | $ 171,000 |
| Bradenton-Sarasota-Venice, FL | 981 | $ 126,891,000 | $ 129,348 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 961 | $ 443,210,000 | $ 461,196 | $ 164,000 |
| Charleston-North Charleston-Summerville, SC | 918 | $ 229,680,000 | $ 250,196 | $ 111,000 |
| Trenton-Ewing, NJ | 918 | $ 130,270,000 | $ 141,906 | $ 102,000 |
| Fort Worth-Arlington, TX | 813 | $ 101,490,000 | $ 124,833 | $ 95,000 |
| Durham, NC | 808 | $ 95,163,000 | $ 117,775 | $ 79,000 |
| Savannah, GA | 805 | $ 95,282,000 | $ 118,362 | $ 79,000 |
| Asheville, NC | 803 | $ 127,425,000 | $ 158,686 | $ 89,000 |
| Lynchburg, VA | 793 | $ 76,169,000 | $ 96,051 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 793 | $ 101,638,000 | $ 128,168 | $ 80,000 |
| Columbus, GA-AL | 781 | $ 72,819,000 | $ 93,238 | $ 62,764 |
| Ocala, FL | 756 | $ 75,409,000 | $ 99,747 | $ 61,000 |
| Port St. Lucie, FL | 755 | $ 99,577,000 | $ 131,890 | $ 87,000 |
| Roanoke, VA | 741 | $ 94,841,000 | $ 127,990 | $ 74,000 |
| Harrisburg-Carlisle, PA | 705 | $ 77,151,000 | $ 109,434 | $ 83,000 |
| Mobile, AL | 691 | $ 71,016,000 | $ 102,772 | $ 89,000 |
| York-Hanover, PA | 673 | $ 75,581,000 | $ 112,304 | $ 84,000 |
| San Antonio, TX | 637 | $ 79,093,000 | $ 124,164 | $ 94,000 |
| Hickory-Lenoir-Morganton, NC | 630 | $ 51,809,000 | $ 82,236 | $ 61,000 |
| Atlantic City-Hammonton, NJ | 616 | $ 109,744,000 | $ 178,155 | $ 127,000 |
| Bethesda-Frederick-Gaithersburg, MD | 597 | $ 160,905,000 | $ 269,522 | $ 163,000 |
| Riverside-San Bernardino-Ontario, CA | 558 | $ 209,136,000 | $ 374,795 | $ 107,000 |
| Wilmington, NC | 550 | $ 154,042,000 | $ 280,076 | $ 94,000 |
| Santa Ana-Anaheim-Irvine, CA | 539 | $ 190,910,000 | $ 354,192 | $ 144,000 |
| Dothan, AL | 526 | $ 42,365,000 | $ 80,541 | $ 71,000 |
| Nassau-Suffolk, NY | 518 | $ 181,369,000 | $ 350,133 | $ 193,000 |
| Naples-Marco Island, FL | 487 | $ 90,135,000 | $ 185,082 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 475 | $ 106,458,000 | $ 224,122 | $ 103,000 |
| Punta Gorda, FL | 474 | $ 50,376,000 | $ 106,278 | $ 77,000 |
| Lebanon, PA | 472 | $ 48,839,000 | $ 103,472 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 469 | $ 67,539,000 | $ 144,006 | $ 110,000 |
| Fayetteville, NC | 465 | $ 62,548,000 | $ 134,511 | $ 76,000 |
| Pensacola-Ferry Pass-Brent, FL | 463 | $ 47,650,000 | $ 102,915 | $ 100,000 |
| Denver-Aurora, CO | 448 | $ 74,416,000 | $ 166,107 | $ 91,000 |
| Oakland-Fremont-Hayward, CA | 420 | $ 125,314,000 | $ 298,366 | $ 104,000 |
| Austin-Round Rock, TX | 408 | $ 100,963,000 | $ 247,458 | $ 134,000 |
| Montgomery, AL | 397 | $ 47,056,000 | $ 118,528 | $ 90,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 392 | $ 64,232,000 | $ 163,857 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 365 | $ 217,661,000 | $ 596,331 | $ 146,000 |
| Spartanburg, SC | 360 | $ 40,395,000 | $ 112,208 | $ 90,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 358 | $ 59,881,000 | $ 167,265 | $ 126,000 |
| Florence, SC | 354 | $ 28,750,000 | $ 81,214 | $ 71,000 |
| Greenville, NC | 354 | $ 33,427,000 | $ 94,426 | $ 78,000 |
| Tallahassee, FL | 350 | $ 44,600,000 | $ 127,428 | $ 89,000 |
| Gainesville, FL | 349 | $ 39,572,000 | $ 113,386 | $ 75,000 |
| Charlottesville, VA | 341 | $ 55,158,000 | $ 161,753 | $ 122,000 |
| Beaumont-Port Arthur, TX | 327 | $ 37,330,000 | $ 114,159 | $ 79,000 |
| Chicago-Naperville-Joliet, IL | 319 | $ 73,352,000 | $ 229,943 | $ 107,000 |
| Huntsville, AL | 315 | $ 35,724,000 | $ 113,409 | $ 100,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 296 | $ 87,781,000 | $ 296,557 | $ 92,000 |
| Anderson, SC | 284 | $ 26,341,000 | $ 92,750 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 280 | $ 47,268,000 | $ 168,814 | $ 121,000 |
| Sebastian-Vero Beach, FL | 279 | $ 33,188,000 | $ 118,953 | $ 86,000 |
| Dalton, GA | 278 | $ 17,773,000 | $ 63,931 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 276 | $ 31,774,000 | $ 115,123 | $ 78,000 |
| Ocean City, NJ | 249 | $ 71,873,000 | $ 288,646 | $ 210,000 |
| Kingsport-Bristol-Bristol, TN-VA | 241 | $ 19,781,000 | $ 82,078 | $ 58,103 |
| Tuscaloosa, AL | 234 | $ 29,664,000 | $ 126,769 | $ 77,000 |
| Winchester, VA-WV | 234 | $ 35,226,000 | $ 150,538 | $ 87,213 |
| Rocky Mount, NC | 231 | $ 20,901,000 | $ 90,480 | $ 63,000 |
| Anniston-Oxford, AL | 230 | $ 21,654,000 | $ 94,147 | $ 70,000 |
| Auburn-Opelika, AL | 228 | $ 20,458,000 | $ 89,728 | $ 123,000 |
| Gainesville, GA | 216 | $ 29,070,000 | $ 134,583 | $ 79,000 |
| Pascagoula, MS | 212 | $ 22,734,000 | $ 107,235 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 208 | $ 77,357,000 | $ 371,908 | $ 122,000 |
| Memphis, TN-MS-AR | 202 | $ 63,803,000 | $ 315,856 | $ 81,232 |
| Fort Walton Beach-Crestview-Destin, FL | 199 | $ 58,112,000 | $ 292,020 | $ 107,000 |
| Macon, GA | 196 | $ 18,059,000 | $ 92,137 | $ 70,000 |
| Palm Coast, FL | 195 | $ 26,968,000 | $ 138,297 | $ 93,000 |
| San Francisco-San Mateo-Redwood City, CA | 193 | $ 103,756,000 | $ 537,595 | $ 172,000 |
| Panama City-Lynn Haven, FL | 182 | $ 33,424,000 | $ 183,648 | $ 172,000 |
| Burlington, NC | 169 | $ 16,444,000 | $ 97,301 | $ 67,000 |
| Harrisonburg, VA | 160 | $ 16,584,000 | $ 103,650 | $ 66,000 |
| Goldsboro, NC | 159 | $ 11,979,000 | $ 75,339 | $ 59,000 |
| Jacksonville, NC | 158 | $ 14,352,000 | $ 90,835 | $ 70,000 |
| Gadsden, AL | 149 | $ 10,740,000 | $ 72,080 | $ 74,000 |
| Wilmington, DE-MD-NJ | 149 | $ 24,168,000 | $ 162,201 | $ 125,932 |
| Jackson, MS | 148 | $ 16,280,000 | $ 110,000 | $ 114,000 |
| Sumter, SC | 145 | $ 11,608,000 | $ 80,055 | $ 67,000 |
| Las Vegas-Paradise, NV | 141 | $ 66,560,000 | $ 472,056 | $ 151,000 |
| Chattanooga, TN-GA | 140 | $ 13,165,000 | $ 94,035 | $ 78,028 |
| Decatur, AL | 140 | $ 10,898,000 | $ 77,842 | $ 71,000 |
| Danville, VA | 131 | $ 8,599,000 | $ 65,641 | $ 60,000 |
| Gulfport-Biloxi, MS | 116 | $ 18,112,000 | $ 156,137 | $ 111,000 |
| Florence-Muscle Shoals, AL | 112 | $ 9,302,000 | $ 83,053 | $ 64,000 |
| Athens-Clarke County, GA | 107 | $ 14,606,000 | $ 136,504 | $ 108,000 |
| Rome, GA | 99 | $ 7,169,000 | $ 72,414 | $ 58,000 |
| Modesto, CA | 96 | $ 14,437,000 | $ 150,385 | $ 99,000 |
| Kansas City, MO-KS | 91 | $ 18,227,000 | $ 200,296 | $ 85,604 |
| Colorado Springs, CO | 87 | $ 12,656,000 | $ 145,471 | $ 70,000 |
| Pittsburgh, PA | 87 | $ 7,748,000 | $ 89,057 | $ 86,000 |
| Boulder, CO | 85 | $ 17,649,000 | $ 207,635 | $ 186,000 |
| Tucson, AZ | 85 | $ 13,268,000 | $ 156,094 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 82 | $ 63,316,000 | $ 772,146 | $ 111,000 |
| Warner Robins, GA | 82 | $ 11,099,000 | $ 135,353 | $ 67,000 |
| Kingston, NY | 77 | $ 10,686,000 | $ 138,779 | $ 86,000 |
| Hattiesburg, MS | 76 | $ 9,387,000 | $ 123,513 | $ 172,000 |
| Hinesville-Fort Stewart, GA | 75 | $ 6,115,000 | $ 81,533 | $ 75,000 |
| Stockton, CA | 69 | $ 13,387,000 | $ 194,014 | $ 99,000 |
| St. Louis, MO-IL | 68 | $ 38,786,000 | $ 570,382 | $ 66,147 |
| Chico, CA | 65 | $ 11,867,000 | $ 182,569 | $ 91,000 |
| Greeley, CO | 64 | $ 23,596,000 | $ 368,687 | $ 75,000 |
| Wichita, KS | 60 | $ 14,355,000 | $ 239,250 | $ 70,000 |
| Vineland-Millville-Bridgeton, NJ | 55 | $ 6,680,000 | $ 121,454 | $ 96,000 |
| Fort Collins-Loveland, CO | 52 | $ 22,192,000 | $ 426,769 | $ 97,000 |
| Vallejo-Fairfield, CA | 52 | $ 12,251,000 | $ 235,596 | $ 96,000 |
| Salinas, CA | 51 | $ 17,683,000 | $ 346,725 | $ 129,000 |
| Fresno, CA | 44 | $ 14,064,000 | $ 319,636 | $ 89,000 |
| Hagerstown-Martinsburg, MD-WV | 44 | $ 5,828,000 | $ 132,454 | $ 116,954 |
| Santa Cruz-Watsonville, CA | 44 | $ 9,175,000 | $ 208,522 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 43 | $ 4,816,000 | $ 112,000 | $ 128,000 |
| Boston-Quincy, MA | 41 | $ 97,333,000 | $ 2,373,975 | $ 209,000 |
| Brunswick, GA | 40 | $ 10,092,000 | $ 252,300 | $ 290,000 |
| Buffalo-Niagara Falls, NY | 39 | $ 2,710,000 | $ 69,487 | $ 78,000 |
| Reno-Sparks, NV | 37 | $ 27,029,000 | $ 730,513 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 36 | $ 95,847,000 | $ 2,662,416 | $ 438,000 |
| Rochester, NY | 35 | $ 2,964,000 | $ 84,685 | $ 85,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 35 | $ 16,115,000 | $ 460,428 | $ 237,000 |
| Norwich-New London, CT | 32 | $ 8,107,000 | $ 253,343 | $ 133,000 |
| Syracuse, NY | 31 | $ 2,194,000 | $ 70,774 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 30 | $ 33,403,000 | $ 1,113,433 | $ 59,000 |
| Providence-New Bedford-Fall River, RI-MA | 28 | $ 8,200,000 | $ 292,857 | $ 91,857 |
| Pueblo, CO | 26 | $ 2,101,000 | $ 80,807 | $ 60,000 |
| Albany, GA | 25 | $ 1,430,000 | $ 57,200 | $ 47,000 |
| Bakersfield, CA | 25 | $ 4,358,000 | $ 174,320 | $ 196,000 |
| Prescott, AZ | 25 | $ 4,917,000 | $ 196,680 | $ 105,000 |
| Santa Rosa-Petaluma, CA | 25 | $ 10,481,000 | $ 419,240 | $ 199,000 |
| Knoxville, TN | 24 | $ 14,266,000 | $ 594,416 | $ 77,000 |
| Johnson City, TN | 21 | $ 1,762,000 | $ 83,904 | $ 93,000 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 7,274,000 | $ 346,380 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 32,747,000 | $ 1,637,350 | $ 93,000 |
| Corpus Christi, TX | 18 | $ 6,946,000 | $ 385,888 | $ 114,000 |
| Napa, CA | 18 | $ 6,607,000 | $ 367,055 | $ 124,000 |
| Glens Falls, NY | 17 | $ 2,252,000 | $ 132,470 | $ 125,000 |
| Binghamton, NY | 16 | $ 1,139,000 | $ 71,187 | $ 72,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 24,665,000 | $ 1,541,562 | $ 29,000 |
| San Luis Obispo-Paso Robles, CA | 16 | $ 4,285,000 | $ 267,812 | $ 680,000 |
| Valdosta, GA | 16 | $ 1,311,000 | $ 81,937 | $ 72,000 |
| Hanford-Corcoran, CA | 15 | $ 1,534,000 | $ 102,266 | $ 59,000 |
| Madera, CA | 15 | $ 2,064,000 | $ 137,600 | $ 185,000 |
| Merced, CA | 15 | $ 2,795,000 | $ 186,333 | $ 77,000 |
| Salisbury, MD | 15 | $ 1,582,000 | $ 105,466 | $ 101,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 5,209,000 | $ 372,071 | $ 326,000 |
| Salt Lake City, UT | 14 | $ 9,920,000 | $ 708,571 | $ 638,000 |
| Cleveland-Elyria-Mentor, OH | 13 | $ 3,912,000 | $ 300,923 | $ 67,000 |
| New Orleans-Metairie-Kenner, LA | 13 | $ 2,440,000 | $ 187,692 | $ 58,000 |
| Visalia-Porterville, CA | 13 | $ 2,899,000 | $ 223,000 | $ 105,000 |
| El Paso, TX | 12 | $ 8,761,000 | $ 730,083 | $ 169,000 |
| Grand Junction, CO | 12 | $ 1,458,000 | $ 121,500 | $ 55,000 |
| Sherman-Denison, TX | 12 | $ 2,962,000 | $ 246,833 | $ 131,000 |
| State College, PA | 12 | $ 1,508,000 | $ 125,666 | $ 92,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 21,322,000 | $ 1,938,363 | $ 424,272 |
| Dover, DE | 11 | $ 1,954,000 | $ 177,636 | $ 61,000 |
| Indianapolis-Carmel, IN | 11 | $ 20,630,000 | $ 1,875,454 | $ 42,000 |
| Morristown, TN | 11 | $ 1,895,000 | $ 172,272 | $ 158,000 |
| Redding, CA | 11 | $ 1,663,000 | $ 151,181 | $ 28,000 |
| Utica-Rome, NY | 11 | $ 9,277,000 | $ 843,363 | $ 73,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 8,900,000 | $ 809,090 | $ 583,000 |
| Elmira, NY | 10 | $ 697,000 | $ 69,700 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 1,639,000 | $ 163,900 | $ 170,000 |
| Barnstable Town, MA | 9 | $ 7,372,000 | $ 819,111 | $ 751,000 |
| Erie, PA | 9 | $ 338,000 | $ 37,555 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,703,000 | $ 189,222 | $ 167,000 |
| Peabody, MA | 9 | $ 7,663,000 | $ 851,444 | $ 54,000 |
| Rockingham County-Strafford County, NH | 9 | $ 4,732,000 | $ 525,777 | $ 115,000 |
| Springfield, MA | 9 | $ 1,631,000 | $ 181,222 | $ 198,000 |
| Worcester, MA | 8 | $ 21,898,000 | $ 2,737,250 | $ 53,000 |
| Yuba City, CA | 8 | $ 1,456,000 | $ 182,000 | $ 48,000 |
| Yuma, AZ | 8 | $ 4,252,000 | $ 531,500 | $ 61,000 |
| Brownsville-Harlingen, TX | 7 | $ 853,000 | $ 121,857 | $ 188,000 |
| Clarksville, TN-KY | 7 | $ 288,000 | $ 41,142 | $ 57,000 |
| Cumberland, MD-WV | 7 | $ 794,000 | $ 113,428 | $ 170,142 |
| Honolulu, HI | 7 | $ 5,873,000 | $ 839,000 | $ 454,000 |
| Louisville-Jefferson County, KY-IN | 7 | $ 5,982,000 | $ 854,571 | $ 50,000 |
| Portland-Vancouver-Beaverton, OR-WA | 7 | $ 5,163,000 | $ 737,571 | $ 16,285 |
| Rockford, IL | 7 | $ 621,000 | $ 88,714 | $ 89,000 |
| Williamsport, PA | 7 | $ 672,000 | $ 96,000 | $ 50,000 |
| Amarillo, TX | 6 | $ 388,000 | $ 64,666 | $ 108,000 |
| College Station-Bryan, TX | 6 | $ 699,000 | $ 116,500 | $ 104,000 |
| Lexington-Fayette, KY | 6 | $ 1,843,000 | $ 307,166 | $ 60,000 |
| Ogden-Clearfield, UT | 6 | $ 1,216,000 | $ 202,666 | $ 24,000 |
| Topeka, KS | 6 | $ 321,000 | $ 53,500 | $ 47,000 |
| Waco, TX | 6 | $ 1,195,000 | $ 199,166 | $ 34,000 |
| Boise City-Nampa, ID | 5 | $ 1,118,000 | $ 223,600 | $ 78,000 |
| Cleveland, TN | 5 | $ 320,000 | $ 64,000 | $ 118,000 |
| Johnstown, PA | 5 | $ 159,000 | $ 31,800 | $ 147,000 |
| Bend, OR | 4 | $ 2,498,000 | $ 624,500 | $ 679,000 |
| Champaign-Urbana, IL | 4 | $ 530,000 | $ 132,500 | $ 160,000 |
| El Centro, CA | 4 | $ 515,000 | $ 128,750 | $ 49,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 1,779,000 | $ 444,750 | $ 339,000 |
| Madison, WI | 4 | $ 1,180,000 | $ 295,000 | $ 45,000 |
| Oklahoma City, OK | 4 | $ 1,039,000 | $ 259,750 | $ 32,000 |
| Tacoma, WA | 4 | $ 7,132,000 | $ 1,783,000 | $ 65,000 |
| Tulsa, OK | 4 | $ 1,715,000 | $ 428,750 | $ 78,000 |
| Tyler, TX | 4 | $ 876,000 | $ 219,000 | $ 90,000 |
| Abilene, TX | 3 | $ 272,000 | $ 90,666 | $ 101,000 |
| Baton Rouge, LA | 3 | $ 1,469,000 | $ 489,666 | $ 102,000 |
| Columbus, OH | 3 | $ 350,000 | $ 116,666 | $ 74,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 209,000 | $ 69,666 | $ 41,000 |
| Des Moines-West Des Moines, IA | 3 | $ 961,000 | $ 320,333 | $ 11,000 |
| Kankakee-Bradley, IL | 3 | $ 321,000 | $ 107,000 | $ 112,000 |
| Lawrence, KS | 3 | $ 248,000 | $ 82,666 | $ 68,000 |
| Longview, TX | 3 | $ 114,000 | $ 38,000 | $ 145,000 |
| Manchester-Nashua, NH | 3 | $ 4,660,000 | $ 1,553,333 | $ 56,000 |
| Monroe, LA | 3 | $ 197,000 | $ 65,666 | $ 329,000 |
| Peoria, IL | 3 | $ 201,000 | $ 67,000 | $ 54,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 1,167,000 | $ 389,000 | $ 338,000 |
| Provo-Orem, UT | 3 | $ 1,705,000 | $ 568,333 | $ 114,000 |
| Wichita Falls, TX | 3 | $ 423,000 | $ 141,000 | $ 77,000 |
| Akron, OH | 2 | $ 364,000 | $ 182,000 | $ 48,000 |
| Albuquerque, NM | 2 | $ 243,000 | $ 121,500 | $ 40,000 |
| Bellingham, WA | 2 | $ 1,172,000 | $ 586,000 | $ 0 |
| Bloomington, IN | 2 | $ 19,420,000 | $ 9,710,000 | $ 15,000 |
| Canton-Massillon, OH | 2 | $ 113,000 | $ 56,500 | $ 45,000 |
| Charleston, WV | 2 | $ 122,000 | $ 61,000 | $ 67,000 |
| Coeur D'Alene, ID | 2 | $ 474,000 | $ 237,000 | $ 21,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 449,000 | $ 224,500 | $ 135,000 |
| Flagstaff, AZ | 2 | $ 582,000 | $ 291,000 | $ 107,000 |
| Gary, IN | 2 | $ 251,000 | $ 125,500 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 5,691,000 | $ 2,845,500 | $ 24,000 |
| Iowa City, IA | 2 | $ 423,000 | $ 211,500 | $ 94,000 |
| Lafayette, IN | 2 | $ 58,000 | $ 29,000 | $ 72,000 |
| Lake Charles, LA | 2 | $ 167,000 | $ 83,500 | $ 136,000 |
| Laredo, TX | 2 | $ 158,000 | $ 79,000 | $ 28,000 |
| Lubbock, TX | 2 | $ 89,000 | $ 44,500 | $ 120,000 |
| Medford, OR | 2 | $ 645,000 | $ 322,500 | $ 93,000 |
| Morgantown, WV | 2 | $ 171,000 | $ 85,500 | $ 59,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 2,025,000 | $ 1,012,500 | $ 36,000 |
| Muncie, IN | 2 | $ 113,000 | $ 56,500 | $ 17,000 |
| Niles-Benton Harbor, MI | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Odessa, TX | 2 | $ 41,000 | $ 20,500 | $ 54,000 |
| Olympia, WA | 2 | $ 17,760,000 | $ 8,880,000 | $ 22,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 178,000 | $ 89,000 | $ 31,000 |
| San Angelo, TX | 2 | $ 47,000 | $ 23,500 | $ 81,000 |
| Santa Fe, NM | 2 | $ 1,524,000 | $ 762,000 | $ 287,000 |
| Sioux Falls, SD | 2 | $ 208,000 | $ 104,000 | $ 0 |
| St. George, UT | 2 | $ 198,000 | $ 99,000 | $ 20,000 |
| Victoria, TX | 2 | $ 63,000 | $ 31,500 | $ 87,000 |
| Altoona, PA | 1 | $ 38,000 | $ 38,000 | $ 94,000 |
| Anchorage, AK | 1 | $ 263,000 | $ 263,000 | $ 227,000 |
| Anderson, IN | 1 | $ 100,000 | $ 100,000 | $ 276,000 |
| Ann Arbor, MI | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Billings, MT | 1 | $ 282,000 | $ 282,000 | $ 67,000 |
| Bloomington-Normal, IL | 1 | $ 241,000 | $ 241,000 | $ 123,000 |
| Carson City, NV | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Cedar Rapids, IA | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Corvallis, OR | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Danville, IL | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Dayton, OH | 1 | $ 380,000 | $ 380,000 | $ 72,000 |
| Decatur, IL | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Eau Claire, WI | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 163,000 | $ 163,000 | $ 115,000 |
| Evansville, IN-KY | 1 | $ 11,700,000 | $ 11,700,000 | $ 0 |
| Farmington, NM | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Flint, MI | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Fort Smith, AR-OK | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Fort Wayne, IN | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Green Bay, WI | 1 | $ 137,000 | $ 137,000 | $ 101,000 |
| Holland-Grand Haven, MI | 1 | $ 226,000 | $ 226,000 | $ 115,000 |
| Hot Springs, AR | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 29,000 | $ 29,000 | $ 15,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Jackson, MI | 1 | $ 3,726,000 | $ 3,726,000 | $ 0 |
| Joplin, MO | 1 | $ 109,000 | $ 109,000 | $ 92,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Kokomo, IN | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Lafayette, LA | 1 | $ 17,000,000 | $ 17,000,000 | $ 0 |
| Las Cruces, NM | 1 | $ 648,000 | $ 648,000 | $ 498,000 |
| Lincoln, NE | 1 | $ 108,000 | $ 108,000 | $ 123,000 |
| Midland, TX | 1 | $ 33,000 | $ 33,000 | $ 115,000 |
| Missoula, MT | 1 | $ 764,000 | $ 764,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Pittsfield, MA | 1 | $ 90,000 | $ 90,000 | $ 115,000 |
| Racine, WI | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Salem, OR | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Shreveport-Bossier City, LA | 1 | $ 35,000 | $ 35,000 | $ 940,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Springfield, MO | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Springfield, OH | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| St. Joseph, MO-KS | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Toledo, OH | 1 | $ 22,617,000 | $ 22,617,000 | $ 0 |
| Wausau, WI | 1 | $ 763,000 | $ 763,000 | $ 285,000 |
| Wenatchee, WA | 1 | $ 360,000 | $ 360,000 | $ 1,500,000 |
| Yakima, WA | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 119,850 | $19,919,826,000 | $166,000 | $94,572,000 | $99,000 | $9,999,000 |
| Home Improvement | 20,201 | $1,158,100,000 | $57,000 | $19,500,000 | $87,000 | $6,920,000 |
| Home Purchase | 13,476 | $4,229,643,000 | $313,000 | $73,900,000 | $131,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,846 | $11,574,295,000 | $131,000 | $13,388,000 | $103,000 | $9,999,000 |
| Black or African American | 20,010 | $2,220,988,000 | $110,000 | $3,600,000 | $79,000 | $8,150,000 |
| Not Provided | 19,439 | $3,284,559,000 | $168,000 | $23,000,000 | $130,000 | $9,999,000 |
| Hispanic | 15,595 | $2,166,287,000 | $138,000 | $3,500,000 | $94,000 | $2,929,000 |
| Not applicable | 4,349 | $5,033,319,000 | $1,157,000 | $94,572,000 | $0 | $0 |
| Asian | 4,310 | $722,462,000 | $167,000 | $2,000,000 | $121,000 | $2,042,000 |
| American Indian or Alaskan Native | 1,313 | $190,719,000 | $145,000 | $1,100,000 | $117,000 | $1,923,000 |
| Native Hawaiian or Other Pacific Islander | 665 | $114,940,000 | $172,000 | $7,359,000 | $127,000 | $4,920,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 153,436 | $25,278,215,000 | $164,000 | $94,572,000 | $100,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 91 | $29,354,000 | $322,000 | $719,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 54,546 | $7,304,490,000 | $133,000 | $23,000,000 | $83,000 | $9,999,000 |
| Loan Originated | 51,848 | $10,198,416,000 | $196,000 | $94,572,000 | $111,000 | $9,999,000 |
| Application Approved But Not Accepted | 43,187 | $6,115,410,000 | $141,000 | $16,000,000 | $117,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,644 | $1,616,943,000 | $443,000 | $2,800,000 | $0 | $0 |
| Application Withdrawn By Applicant | 164 | $53,982,000 | $329,000 | $6,100,000 | $47,000 | $939,000 |
| File Closed For Incompleteness | 138 | $18,328,000 | $132,000 | $495,000 | $95,000 | $1,296,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22,653 | $2,433,677,000 | $107,000 | $4,000,000 | $71,000 | $8,150,000 |
| Collateral | 17,571 | $2,529,302,000 | $143,000 | $13,388,000 | $100,000 | $9,999,000 |
| Debt-To-Income Ratio | 11,752 | $1,920,224,000 | $163,000 | $23,000,000 | $67,000 | $2,163,000 |
| Other | 2,051 | $336,553,000 | $164,000 | $10,700,000 | $141,000 | $6,000,000 |
| Unverifiable Information | 485 | $65,847,000 | $135,000 | $1,483,000 | $120,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $8,839,000 | $491,000 | $1,200,000 | $125,000 | $886,000 |
| Credit Application Incomplete | 12 | $6,560,000 | $546,000 | $3,000,000 | $350,000 | $4,124,000 |
| Employment History | 3 | $3,015,000 | $1,005,000 | $2,000,000 | $1,141,000 | $2,074,000 |
| Mortgage Insurance Denied | 1 | $473,000 | $473,000 | $473,000 | $164,000 | $164,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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