Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Wallick and Volk, Inc. of Cheyenne, WY reported 7,055 mortgage applications totaling $1.6 billion, up 25% from 2018. The average application was for $225,557, and applicants reported an average income of $90,821. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,213), Casper, WY (594) and Prescott Valley-Prescott, AZ (469) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,055
Total Mortgage Loan Application Amount $1,591,305,000
Average Mortgage Loan Application Amount $225,557
Highest Mortgage Loan Application Amount $1,805,000
Average Applicant Income $90,821
Highest Applicant Income $1,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,094 $ 270,730,000 $ 247,468 $ 94,000
Natrona, Wyoming 594 $ 84,670,000 $ 142,542 $ 70,000
Yavapai, Arizona 469 $ 109,165,000 $ 232,761 $ 81,000
Imperial, California 463 $ 75,255,000 $ 162,537 $ 83,000
Laramie, Wyoming 463 $ 97,275,000 $ 210,097 $ 81,000
Coconino, Arizona 458 $ 132,820,000 $ 290,000 $ 111,000
Bexar, Texas 408 $ 79,710,000 $ 195,367 $ 73,000
McLennan, Texas 386 $ 74,870,000 $ 193,963 $ 98,000
San Diego, California 309 $ 112,455,000 $ 363,932 $ 111,000
Bernalillo, New Mexico 212 $ 36,440,000 $ 171,886 $ 77,000
Victoria, Texas 196 $ 36,460,000 $ 186,020 $ 90,000
Dallas, Texas 168 $ 43,190,000 $ 257,083 $ 95,000
Brazos, Texas 135 $ 28,785,000 $ 213,222 $ 95,000
Pinal, Arizona 119 $ 24,275,000 $ 203,991 $ 71,000
Tarrant, Texas 115 $ 27,215,000 $ 236,652 $ 88,000
King, Washington 94 $ 50,580,000 $ 538,085 $ 185,000
Snohomish, Washington 92 $ 31,000,000 $ 336,956 $ 144,000
Sandoval, New Mexico 78 $ 10,520,000 $ 134,871 $ 64,000
Riverside, California 73 $ 19,075,000 $ 261,301 $ 88,000
Denton, Texas 59 $ 16,755,000 $ 283,983 $ 113,000
Valencia, New Mexico 49 $ 6,035,000 $ 123,163 $ 67,000
Pierce, Washington 48 $ 12,500,000 $ 260,416 $ 94,000
Collin, Texas 43 $ 12,705,000 $ 295,465 $ 129,000
Carbon, Wyoming 43 $ 5,535,000 $ 128,720 $ 75,000
Navajo, Arizona 38 $ 6,230,000 $ 163,947 $ 101,000
Harris, Texas 37 $ 8,585,000 $ 232,027 $ 99,000
Washington, Texas 37 $ 7,575,000 $ 204,729 $ 87,000
Grimes, Texas 36 $ 6,640,000 $ 184,444 $ 74,000
Converse, Wyoming 34 $ 5,230,000 $ 153,823 $ 74,000
Los Angeles, California 33 $ 13,415,000 $ 406,515 $ 160,000
Walker, Texas 33 $ 6,725,000 $ 203,787 $ 72,000
Grays Harbor, Washington 33 $ 6,285,000 $ 190,454 $ 89,000
Spokane, Washington 27 $ 6,605,000 $ 244,629 $ 100,000
Kaufman, Texas 26 $ 5,970,000 $ 229,615 $ 86,000
Kootenai, Idaho 25 $ 5,565,000 $ 222,600 $ 85,000
Ellis, Texas 24 $ 5,460,000 $ 227,500 $ 83,000
Comal, Texas 20 $ 5,310,000 $ 265,500 $ 94,000
Calhoun, Texas 18 $ 2,630,000 $ 146,111 $ 59,000
Guadalupe, Texas 17 $ 3,645,000 $ 214,411 $ 87,000
San Bernardino, California 16 $ 3,200,000 $ 200,000 $ 77,000
Coryell, Texas 15 $ 2,415,000 $ 161,000 $ 83,000
DeWitt, Texas 14 $ 2,030,000 $ 145,000 $ 74,000
Pima, Arizona 13 $ 2,535,000 $ 195,000 $ 74,000
Orange, California 12 $ 6,530,000 $ 544,166 $ 208,000
Santa Fe, New Mexico 12 $ 1,720,000 $ 143,333 $ 69,000
Rockwall, Texas 12 $ 2,820,000 $ 235,000 $ 78,000
Island, Washington 10 $ 1,880,000 $ 188,000 $ 57,000
Kitsap, Washington 10 $ 3,540,000 $ 354,000 $ 129,000
Bell, Texas 9 $ 2,195,000 $ 243,888 $ 126,000
Skagit, Washington 9 $ 2,505,000 $ 278,333 $ 93,000
Mohave, Arizona 8 $ 1,330,000 $ 166,250 $ 53,000
Jackson, Texas 8 $ 1,380,000 $ 172,500 $ 93,000
Johnson, Texas 8 $ 2,670,000 $ 333,750 $ 151,000
Uvalde, Texas 8 $ 1,370,000 $ 171,250 $ 85,000
Albany, Wyoming 8 $ 1,880,000 $ 235,000 $ 92,000
Travis, Texas 7 $ 1,505,000 $ 215,000 $ 115,000
Gila, Arizona 6 $ 1,180,000 $ 196,666 $ 140,000
Latah, Idaho 6 $ 1,800,000 $ 300,000 $ 102,000
Curry, New Mexico 6 $ 430,000 $ 71,666 $ 39,000
Bosque, Texas 6 $ 930,000 $ 155,000 $ 73,000
Brazoria, Texas 6 $ 1,400,000 $ 233,333 $ 90,000
Montgomery, Texas 6 $ 1,390,000 $ 231,666 $ 104,000
Clallam, Washington 6 $ 970,000 $ 161,666 $ 104,000
Mason, Washington 6 $ 820,000 $ 136,666 $ 96,000
Thurston, Washington 6 $ 1,520,000 $ 253,333 $ 95,000
Yuma, Arizona 5 $ 1,065,000 $ 213,000 $ 123,000
Curry, Oregon 5 $ 1,085,000 $ 217,000 $ 155,000
Atascosa, Texas 5 $ 765,000 $ 153,000 $ 57,000
Burleson, Texas 5 $ 525,000 $ 105,000 $ 65,000
Cameron, Texas 5 $ 625,000 $ 125,000 $ 78,000
Grayson, Texas 5 $ 635,000 $ 127,000 $ 35,000
Hunt, Texas 5 $ 1,225,000 $ 245,000 $ 103,000
Platte, Wyoming 5 $ 815,000 $ 163,000 $ 54,000
Apache, Arizona 4 $ 490,000 $ 122,500 $ 42,000
Chaves, New Mexico 4 $ 340,000 $ 85,000 $ 60,000
Goliad, Texas 4 $ 730,000 $ 182,500 $ 74,000
Medina, Texas 4 $ 1,100,000 $ 275,000 $ 91,000
Midland, Texas 4 $ 880,000 $ 220,000 $ 100,000
Parker, Texas 4 $ 1,210,000 $ 302,500 $ 112,000
Williamson, Texas 4 $ 1,030,000 $ 257,500 $ 55,000
Sweetwater, Wyoming 4 $ 660,000 $ 165,000 $ 91,000
Monterey, California 3 $ 1,035,000 $ 345,000 $ 114,000
Santa Clara, California 3 $ 1,515,000 $ 505,000 $ 124,000
El Paso, Colorado 3 $ 755,000 $ 251,666 $ 77,000
Bonner, Idaho 3 $ 1,205,000 $ 401,666 $ 127,000
Nez Perce, Idaho 3 $ 595,000 $ 198,333 $ 109,000
Fort Bend, Texas 3 $ 645,000 $ 215,000 $ 75,000
Kerr, Texas 3 $ 545,000 $ 181,666 $ 180,000
Lavaca, Texas 3 $ 205,000 $ 68,333 $ 53,000
Wilson, Texas 3 $ 615,000 $ 205,000 $ 91,000
Goshen, Wyoming 3 $ 385,000 $ 128,333 $ 53,000
Weston, Wyoming 3 $ 245,000 $ 81,666 $ 48,000
Del Norte, California 2 $ 530,000 $ 265,000 $ 99,000
Kern, California 2 $ 350,000 $ 175,000 $ 122,000
Larimer, Colorado 2 $ 480,000 $ 240,000 $ 149,000
Bonneville, Idaho 2 $ 240,000 $ 120,000 $ 67,000
Shoshone, Idaho 2 $ 270,000 $ 135,000 $ 71,000
Kimball, Nebraska 2 $ 270,000 $ 135,000 $ 67,000
Eddy, New Mexico 2 $ 460,000 $ 230,000 $ 135,000
Sierra, New Mexico 2 $ 70,000 $ 35,000 $ 12,000
Torrance, New Mexico 2 $ 90,000 $ 45,000 $ 37,000
Washington, Oregon 2 $ 630,000 $ 315,000 $ 90,000
Aransas, Texas 2 $ 160,000 $ 80,000 $ 100,000
Hill, Texas 2 $ 280,000 $ 140,000 $ 57,000
Hood, Texas 2 $ 260,000 $ 130,000 $ 47,000
Limestone, Texas 2 $ 720,000 $ 360,000 $ 115,000
Lubbock, Texas 2 $ 360,000 $ 180,000 $ 113,000
Nueces, Texas 2 $ 540,000 $ 270,000 $ 257,000
Van Zandt, Texas 2 $ 240,000 $ 120,000 $ 24,000
Benton, Washington 2 $ 230,000 $ 115,000 $ 93,000
Pacific, Washington 2 $ 220,000 $ 110,000 $ 55,000
Fremont, Wyoming 2 $ 520,000 $ 260,000 $ 38,000
Sheridan, Wyoming 2 $ 270,000 $ 135,000 $ 64,000
Cochise, Arizona 1 $ 135,000 $ 135,000 $ 68,000
La Paz, Arizona 1 $ 75,000 $ 75,000 $ 58,000
Alameda, California 1 $ 505,000 $ 505,000 $ 99,000
Contra Costa, California 1 $ 1,055,000 $ 1,055,000 $ 303,000
Kings, California 1 $ 125,000 $ 125,000 $ 197,000
Madera, California 1 $ 315,000 $ 315,000 $ 49,000
Solano, California 1 $ 495,000 $ 495,000 $ 133,000
Sonoma, California 1 $ 595,000 $ 595,000 $ 157,000
Yuba, California 1 $ 435,000 $ 435,000 $ 75,000
Adams, Colorado 1 $ 445,000 $ 445,000 $ 78,000
Chaffee, Colorado 1 $ 395,000 $ 395,000 $ 94,000
Park, Colorado 1 $ 315,000 $ 315,000 $ 61,000
Pueblo, Colorado 1 $ 245,000 $ 245,000 $ 62,000
Weld, Colorado 1 $ 435,000 $ 435,000 $ 183,000
Boundary, Idaho 1 $ 175,000 $ 175,000 $ 31,000
Chase, Nebraska 1 $ 225,000 $ 225,000 $ 100,000
Scotts Bluff, Nebraska 1 $ 145,000 $ 145,000 $ 31,000
Dona Ana, New Mexico 1 $ 105,000 $ 105,000 $ 43,000
Los Alamos, New Mexico 1 $ 205,000 $ 205,000 $ 115,000
Rio Arriba, New Mexico 1 $ 205,000 $ 205,000 $ 58,000
Clatsop, Oregon 1 $ 145,000 $ 145,000 $ 54,000
Deschutes, Oregon 1 $ 365,000 $ 365,000 $ 92,000
Lane, Oregon 1 $ 315,000 $ 315,000 $ 64,000
Multnomah, Oregon 1 $ 395,000 $ 395,000 $ 93,000
Austin, Texas 1 $ 195,000 $ 195,000 $ 47,000
Bandera, Texas 1 $ 155,000 $ 155,000 $ 57,000
Bastrop, Texas 1 $ 115,000 $ 115,000 $ 87,000
Blanco, Texas 1 $ 485,000 $ 485,000 $ 148,000
Burnet, Texas 1 $ 185,000 $ 185,000 $ 117,000
Callahan, Texas 1 $ 125,000 $ 125,000 $ 46,000
Chambers, Texas 1 $ 255,000 $ 255,000 $ 82,000
Comanche, Texas 1 $ 105,000 $ 105,000 $ 55,000
El Paso, Texas 1 $ 85,000 $ 85,000 $ 56,000
Fannin, Texas 1 $ 265,000 $ 265,000 $ 62,000
Gonzales, Texas 1 $ 175,000 $ 175,000 $ 151,000
Hays, Texas 1 $ 195,000 $ 195,000 $ 66,000
Kendall, Texas 1 $ 255,000 $ 255,000 $ 116,000
Lamar, Texas 1 $ 105,000 $ 105,000 $ 95,000
Lee, Texas 1 $ 165,000 $ 165,000 $ 39,000
Leon, Texas 1 $ 155,000 $ 155,000 $ 71,000
Live Oak, Texas 1 $ 135,000 $ 135,000 $ 76,000
Matagorda, Texas 1 $ 185,000 $ 185,000 $ 145,000
Panola, Texas 1 $ 305,000 $ 305,000 $ 0
Polk, Texas 1 $ 125,000 $ 125,000 $ 62,000
Refugio, Texas 1 $ 95,000 $ 95,000 $ 37,000
San Patricio, Texas 1 $ 45,000 $ 45,000 $ 55,000
Somervell, Texas 1 $ 485,000 $ 485,000 $ 118,000
Taylor, Texas 1 $ 225,000 $ 225,000 $ 127,000
Waller, Texas 1 $ 515,000 $ 515,000 $ 179,000
Wharton, Texas 1 $ 75,000 $ 75,000 $ 18,000
Wichita, Texas 1 $ 85,000 $ 85,000 $ 26,000
Wise, Texas 1 $ 315,000 $ 315,000 $ 97,000
Chelan, Washington 1 $ 85,000 $ 85,000 $ 272,000
Clark, Washington 1 $ 425,000 $ 425,000 $ 111,000
Grant, Washington 1 $ 65,000 $ 65,000 $ 68,000
Lewis, Washington 1 $ 305,000 $ 305,000 $ 193,000
Stevens, Washington 1 $ 295,000 $ 295,000 $ 112,000
Whatcom, Washington 1 $ 325,000 $ 325,000 $ 95,000
Whitman, Washington 1 $ 235,000 $ 235,000 $ 51,000
Yakima, Washington 1 $ 75,000 $ 75,000 $ 471,000
Campbell, Wyoming 1 $ 275,000 $ 275,000 $ 58,000
Hot Springs, Wyoming 1 $ 305,000 $ 305,000 $ 48,000
Park, Wyoming 1 $ 485,000 $ 485,000 $ 87,000
Teton, Wyoming 1 $ 345,000 $ 345,000 $ 202,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,389 $1,137,095,000 $211,000 $1,405,000 $87,000 $1,048,000
Refinancing 904 $257,010,000 $284,000 $1,805,000 $108,000 $1,700,000
Cash-out Refinancing 689 $185,245,000 $268,000 $1,505,000 $98,000 $1,090,000
Other Purpose 65 $10,685,000 $164,000 $485,000 $96,000 $447,000
Home Improvement 8 $1,270,000 $158,000 $305,000 $64,000 $115,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,020 $919,250,000 $228,000 $1,805,000 $95,000 $1,090,000
Hispanic 1,920 $401,430,000 $209,000 $1,205,000 $79,000 $860,000
Not Provided 519 $121,795,000 $234,000 $795,000 $98,000 $1,700,000
Black or African American 383 $89,555,000 $233,000 $735,000 $78,000 $331,000
Asian 136 $39,570,000 $290,000 $805,000 $113,000 $523,000
American Indian or Alaskan Native 45 $10,205,000 $226,000 $485,000 $94,000 $235,000
Native Hawaiian or Other Pacific Islander 10 $2,130,000 $213,000 $395,000 $105,000 $153,000
Not applicable 2 $390,000 $195,000 $235,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,377 $961,495,000 $219,000 $1,805,000 $100,000 $1,700,000
FHA-insured (Federal Housing Administration) 1,899 $411,875,000 $216,000 $705,000 $71,000 $365,000
VA-guaranteed (Veterans Administration) 691 $200,125,000 $289,000 $1,075,000 $83,000 $263,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $17,810,000 $202,000 $375,000 $63,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,499 $1,229,875,000 $223,000 $1,805,000 $90,000 $1,048,000
Application Withdrawn By Applicant 1,123 $263,335,000 $234,000 $1,505,000 $97,000 $1,700,000
Application Denied By Financial Institution 398 $90,330,000 $226,000 $1,665,000 $73,000 $860,000
Application Approved But Not Accepted 29 $6,255,000 $215,000 $505,000 $89,000 $319,000
File Closed For Incompleteness 4 $1,120,000 $280,000 $485,000 $92,000 $108,000
Loan Purchased By The Institution 2 $390,000 $195,000 $235,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,657 $1,500,975,000 $225,000 $1,805,000 $91,000 $1,700,000
Debt-To-Income Ratio 121 $28,105,000 $232,000 $875,000 $54,000 $266,000
Collateral 86 $18,710,000 $217,000 $735,000 $83,000 $302,000
Credit History 69 $14,745,000 $213,000 $725,000 $71,000 $167,000
Credit Application Incomplete 48 $12,940,000 $269,000 $1,665,000 $128,000 $500,000
Unverifiable Information 22 $4,510,000 $205,000 $535,000 $34,000 $88,000
Other 19 $4,005,000 $210,000 $625,000 $79,000 $141,000
Employment History 19 $3,995,000 $210,000 $605,000 $20,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,320,000 $237,000 $395,000 $135,000 $860,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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