Washington Mutual Bank Mortgage Lending & HMDA Data, 2004

In 2004, Washington Mutual Bank of Albion, NY reported 1,000,516 mortgage applications totaling $240.4 billion, down 51% from 2003. The average application was for $240,293, and applicants reported an average income of $70,942. 46% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (69,877), Chicago-Naperville-Joliet, IL (47,052) and Riverside-San Bernardino-Ontario, CA (29,761) (applications in parentheses).

Mortgage Company & Address Washington Mutual Bank
227 East Avenue
Albion, NY 14411
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,000,516
Total Mortgage Loan Application Amount $240,417,522,000
Average Mortgage Loan Application Amount $240,293
Highest Mortgage Loan Application Amount $43,163,000
Average Applicant Income $70,942
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Mutual Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 69,877 $ 26,053,769,000 $ 372,851 $ 95,000
Cook, Illinois 31,370 $ 6,873,991,000 $ 219,126 $ 69,000
Orange, California 24,459 $ 11,234,870,000 $ 459,334 $ 123,000
San Diego, California 23,964 $ 9,334,268,000 $ 389,512 $ 106,000
Miami-Dade, Florida 16,723 $ 3,493,766,000 $ 208,919 $ 80,000
Santa Clara, California 16,521 $ 7,947,113,000 $ 481,030 $ 134,000
Riverside, California 16,150 $ 4,072,380,000 $ 252,159 $ 86,000
Harris, Texas 14,726 $ 1,441,945,000 $ 97,918 $ 74,000
Maricopa, Arizona 14,091 $ 2,728,152,000 $ 193,609 $ 69,000
San Bernardino, California 13,611 $ 2,741,962,000 $ 201,451 $ 71,000
Broward, Florida 12,338 $ 2,571,044,000 $ 208,384 $ 72,000
Alameda, California 10,857 $ 4,222,886,000 $ 388,955 $ 100,000
Clark, Nevada 10,677 $ 2,208,142,000 $ 206,812 $ 76,000
Palm Beach, Florida 9,953 $ 2,357,859,000 $ 236,899 $ 84,000
Contra Costa, California 9,173 $ 3,806,970,000 $ 415,019 $ 115,000
Suffolk, New York 8,261 $ 2,486,280,000 $ 300,965 $ 107,000
Queens, New York 8,003 $ 2,072,231,000 $ 258,931 $ 77,000
Wayne, Michigan 7,981 $ 1,103,226,000 $ 138,231 $ 62,000
Sacramento, California 7,876 $ 1,996,334,000 $ 253,470 $ 69,000
Dallas, Texas 7,757 $ 869,702,000 $ 112,118 $ 70,000
San Mateo, California 7,515 $ 4,374,389,000 $ 582,087 $ 149,000
Ventura, California 7,111 $ 2,713,775,000 $ 381,630 $ 119,000
Middlesex, Massachusetts 6,853 $ 2,125,464,000 $ 310,150 $ 102,000
Nassau, New York 6,478 $ 2,212,976,000 $ 341,614 $ 119,000
Oakland, Michigan 6,294 $ 1,536,912,000 $ 244,186 $ 92,000
Fairfield, Connecticut 6,218 $ 2,885,430,000 $ 464,044 $ 127,000
Tarrant, Texas 6,195 $ 643,766,000 $ 103,917 $ 64,000
Kings, New York 5,646 $ 1,796,357,000 $ 318,164 $ 78,000
DuPage, Illinois 5,492 $ 1,176,182,000 $ 214,162 $ 78,000
Lake, Illinois 5,462 $ 1,354,912,000 $ 248,061 $ 85,000
San Francisco, California 4,872 $ 2,717,410,000 $ 557,760 $ 146,000
New York, New York 4,627 $ 2,856,990,000 $ 617,460 $ 206,000
Bergen, New Jersey 4,453 $ 1,396,346,000 $ 313,574 $ 111,000
Will, Illinois 4,398 $ 752,627,000 $ 171,129 $ 60,000
Bexar, Texas 4,324 $ 401,560,000 $ 92,867 $ 55,000
Fairfax, Virginia 4,311 $ 1,455,369,000 $ 337,594 $ 107,000
San Joaquin, California 4,242 $ 1,023,765,000 $ 241,340 $ 76,000
Westchester, New York 4,084 $ 1,580,274,000 $ 386,942 $ 146,000
Sonoma, California 3,876 $ 1,515,811,000 $ 391,076 $ 130,000
Orange, Florida 3,859 $ 589,135,000 $ 152,665 $ 61,000
Fresno, California 3,828 $ 622,228,000 $ 162,546 $ 68,000
Prince George's, Maryland 3,656 $ 694,567,000 $ 189,980 $ 67,000
Lee, Florida 3,597 $ 704,911,000 $ 195,971 $ 103,000
Montgomery, Maryland 3,549 $ 1,127,427,000 $ 317,674 $ 107,000
Kern, California 3,532 $ 465,808,000 $ 131,882 $ 61,000
Philadelphia, Pennsylvania 3,423 $ 355,871,000 $ 103,964 $ 55,000
Santa Barbara, California 3,385 $ 1,902,374,000 $ 562,001 $ 202,000
Gwinnett, Georgia 3,381 $ 521,624,000 $ 154,280 $ 54,000
Collin, Texas 3,367 $ 476,658,000 $ 141,567 $ 80,000
Denver, Colorado 3,325 $ 769,744,000 $ 231,501 $ 77,000
Essex, Massachusetts 3,323 $ 931,228,000 $ 280,237 $ 79,000
Monmouth, New Jersey 3,304 $ 943,689,000 $ 285,620 $ 90,000
Norfolk, Massachusetts 3,282 $ 1,008,447,000 $ 307,265 $ 105,000
Monterey, California 3,206 $ 1,550,224,000 $ 483,538 $ 137,000
Pinellas, Florida 3,183 $ 555,597,000 $ 174,551 $ 70,000
Ocean, New Jersey 3,147 $ 673,899,000 $ 214,140 $ 82,000
Duval, Florida 3,142 $ 420,300,000 $ 133,768 $ 46,000
Fulton, Georgia 3,127 $ 761,467,000 $ 243,513 $ 92,000
Macomb, Michigan 3,089 $ 483,179,000 $ 156,419 $ 51,000
Jefferson, Colorado 3,073 $ 689,826,000 $ 224,479 $ 73,000
Placer, California 3,057 $ 1,047,971,000 $ 342,810 $ 122,000
New Haven, Connecticut 3,051 $ 627,697,000 $ 205,734 $ 73,000
Arapahoe, Colorado 3,042 $ 704,868,000 $ 231,712 $ 66,000
Middlesex, New Jersey 3,035 $ 606,935,000 $ 199,978 $ 86,000
Suffolk, Massachusetts 3,032 $ 966,494,000 $ 318,764 $ 109,000
Stanislaus, California 2,965 $ 620,190,000 $ 209,170 $ 89,000
Marin, California 2,873 $ 1,989,894,000 $ 692,618 $ 237,000
Richmond, New York 2,784 $ 731,798,000 $ 262,858 $ 83,000
Kane, Illinois 2,756 $ 493,312,000 $ 178,995 $ 63,000
Hillsborough, Florida 2,736 $ 450,703,000 $ 164,730 $ 64,000
Pima, Arizona 2,730 $ 395,143,000 $ 144,741 $ 49,000
Fort Bend, Texas 2,708 $ 304,031,000 $ 112,271 $ 78,000
El Paso, Colorado 2,702 $ 514,970,000 $ 190,588 $ 53,000
St. Louis, Missouri 2,687 $ 413,423,000 $ 153,860 $ 58,000
Essex, New Jersey 2,682 $ 764,211,000 $ 284,940 $ 82,000
Worcester, Massachusetts 2,650 $ 556,466,000 $ 209,987 $ 64,000
DeKalb, Georgia 2,643 $ 384,662,000 $ 145,539 $ 53,000
Allegheny, Pennsylvania 2,617 $ 302,219,000 $ 115,482 $ 53,000
Kent, Michigan 2,616 $ 351,553,000 $ 134,385 $ 54,000
Brevard, Florida 2,614 $ 365,982,000 $ 140,008 $ 54,000
Travis, Texas 2,601 $ 347,883,000 $ 133,749 $ 71,000
Collier, Florida 2,570 $ 846,138,000 $ 329,236 $ 122,000
Plymouth, Massachusetts 2,561 $ 633,818,000 $ 247,488 $ 76,000
Solano, California 2,520 $ 737,658,000 $ 292,721 $ 87,000
Hennepin, Minnesota 2,477 $ 661,323,000 $ 266,985 $ 79,000
Washoe, Nevada 2,427 $ 659,372,000 $ 271,681 $ 87,000
Jefferson, Kentucky 2,419 $ 277,904,000 $ 114,883 $ 48,000
Denton, Texas 2,415 $ 326,876,000 $ 135,352 $ 71,000
Cobb, Georgia 2,398 $ 386,899,000 $ 161,342 $ 63,000
Hartford, Connecticut 2,365 $ 389,144,000 $ 164,542 $ 59,000
Santa Cruz, California 2,342 $ 1,009,218,000 $ 430,921 $ 110,000
San Luis Obispo, California 2,305 $ 794,961,000 $ 344,885 $ 112,000
Boulder, Colorado 2,305 $ 707,770,000 $ 307,058 $ 94,000
Honolulu, Hawaii 2,292 $ 540,795,000 $ 235,948 $ 76,000
Bronx, New York 2,211 $ 589,319,000 $ 266,539 $ 69,000
Camden, New Jersey 2,169 $ 279,569,000 $ 128,893 $ 55,000
Hillsborough, New Hampshire 2,150 $ 376,866,000 $ 175,286 $ 60,000
Montgomery, Pennsylvania 2,127 $ 437,916,000 $ 205,884 $ 96,000
Cuyahoga, Ohio 2,119 $ 267,082,000 $ 126,041 $ 46,000
District of Columbia, District Of Columbia 2,098 $ 655,543,000 $ 312,460 $ 114,000
Marion, Indiana 2,095 $ 224,763,000 $ 107,285 $ 47,000
Shelby, Tennessee 2,082 $ 234,921,000 $ 112,834 $ 38,000
Baltimore, Maryland 2,071 $ 357,879,000 $ 172,804 $ 67,000
Hudson, New Jersey 2,059 $ 518,021,000 $ 251,588 $ 75,000
Burlington, New Jersey 2,017 $ 331,199,000 $ 164,203 $ 67,000
Passaic, New Jersey 1,999 $ 456,896,000 $ 228,562 $ 70,000
Mecklenburg, North Carolina 1,958 $ 291,593,000 $ 148,923 $ 58,000
Morris, New Jersey 1,940 $ 543,122,000 $ 279,959 $ 91,000
Adams, Colorado 1,934 $ 360,397,000 $ 186,347 $ 52,000
Anne Arundel, Maryland 1,931 $ 480,945,000 $ 249,065 $ 79,000
Rockingham, New Hampshire 1,867 $ 362,562,000 $ 194,194 $ 60,000
Union, New Jersey 1,841 $ 437,473,000 $ 237,627 $ 78,000
Franklin, Ohio 1,832 $ 254,516,000 $ 138,927 $ 47,000
Sarasota, Florida 1,829 $ 535,853,000 $ 292,975 $ 93,000
Providence, Rhode Island 1,811 $ 326,037,000 $ 180,031 $ 64,000
Tulare, California 1,810 $ 228,368,000 $ 126,170 $ 57,000
McHenry, Illinois 1,784 $ 318,714,000 $ 178,651 $ 76,000
Genesee, Michigan 1,765 $ 241,333,000 $ 136,732 $ 52,000
Douglas, Colorado 1,730 $ 521,938,000 $ 301,698 $ 96,000
Hamilton, Ohio 1,656 $ 268,603,000 $ 162,199 $ 64,000
Bernalillo, New Mexico 1,634 $ 216,848,000 $ 132,709 $ 47,000
St. Lucie, Florida 1,633 $ 232,766,000 $ 142,538 $ 56,000
King, Washington 1,597 $ 386,653,000 $ 242,112 $ 61,000
Larimer, Colorado 1,532 $ 312,811,000 $ 204,184 $ 66,000
Greene, Missouri 1,532 $ 173,700,000 $ 113,381 $ 38,000
Milwaukee, Wisconsin 1,526 $ 197,177,000 $ 129,211 $ 44,000
Prince William, Virginia 1,524 $ 362,868,000 $ 238,102 $ 70,000
El Dorado, California 1,508 $ 483,887,000 $ 320,879 $ 127,000
New Castle, Delaware 1,493 $ 223,265,000 $ 149,541 $ 63,000
Dane, Wisconsin 1,493 $ 259,636,000 $ 173,902 $ 59,000
Bucks, Pennsylvania 1,481 $ 296,055,000 $ 199,902 $ 73,000
Loudoun, Virginia 1,459 $ 488,206,000 $ 334,616 $ 94,000
Clayton, Georgia 1,458 $ 166,646,000 $ 114,297 $ 48,000
Jackson, Missouri 1,454 $ 166,950,000 $ 114,821 $ 39,000
Mercer, New Jersey 1,453 $ 277,123,000 $ 190,724 $ 74,000
Atlantic, New Jersey 1,452 $ 254,326,000 $ 175,155 $ 67,000
Bristol, Massachusetts 1,439 $ 312,331,000 $ 217,047 $ 68,000
Cape May, New Jersey 1,427 $ 581,185,000 $ 407,277 $ 146,000
Wake, North Carolina 1,426 $ 238,866,000 $ 167,507 $ 59,000
Seminole, Florida 1,417 $ 195,666,000 $ 138,084 $ 76,000
Barnstable, Massachusetts 1,383 $ 425,144,000 $ 307,407 $ 151,000
Delaware, Pennsylvania 1,377 $ 234,488,000 $ 170,289 $ 76,000
Rockland, New York 1,361 $ 399,052,000 $ 293,204 $ 100,000
Sedgwick, Kansas 1,345 $ 139,660,000 $ 103,836 $ 30,000
Somerset, New Jersey 1,326 $ 343,780,000 $ 259,260 $ 92,000
Lubbock, Texas 1,304 $ 129,526,000 $ 99,329 $ 43,000
Chester, Pennsylvania 1,300 $ 304,505,000 $ 234,234 $ 80,000
Volusia, Florida 1,298 $ 173,117,000 $ 133,372 $ 59,000
Baltimore City, Maryland 1,276 $ 138,301,000 $ 108,386 $ 66,000
Henry, Georgia 1,270 $ 177,926,000 $ 140,099 $ 44,000
Orange, New York 1,269 $ 259,703,000 $ 204,651 $ 75,000
Polk, Florida 1,268 $ 139,656,000 $ 110,138 $ 44,000
Williamson, Texas 1,265 $ 151,233,000 $ 119,551 $ 60,000
Manatee, Florida 1,243 $ 244,101,000 $ 196,380 $ 72,000
Virginia Beach, Virginia 1,239 $ 183,870,000 $ 148,401 $ 53,000
Washtenaw, Michigan 1,236 $ 263,420,000 $ 213,122 $ 85,000
Napa, California 1,225 $ 628,934,000 $ 513,415 $ 220,000
Douglas, Nebraska 1,219 $ 158,418,000 $ 129,957 $ 38,000
Gloucester, New Jersey 1,219 $ 174,323,000 $ 143,004 $ 61,000
Merced, California 1,198 $ 203,315,000 $ 169,712 $ 73,000
St. Charles, Missouri 1,198 $ 160,728,000 $ 134,163 $ 43,000
Guilford, North Carolina 1,178 $ 155,134,000 $ 131,692 $ 53,000
Pasco, Florida 1,168 $ 142,412,000 $ 121,928 $ 47,000
Osceola, Florida 1,154 $ 151,734,000 $ 131,485 $ 71,000
Ottawa, Michigan 1,153 $ 169,404,000 $ 146,924 $ 46,000
Ingham, Michigan 1,136 $ 147,526,000 $ 129,864 $ 52,000
Weld, Colorado 1,132 $ 217,754,000 $ 192,362 $ 67,000
Davidson, Tennessee 1,099 $ 127,118,000 $ 115,666 $ 31,000
Nevada, California 1,077 $ 359,722,000 $ 334,003 $ 179,000
Rutherford, Tennessee 1,076 $ 130,466,000 $ 121,250 $ 29,000
Lake, Indiana 1,050 $ 121,509,000 $ 115,722 $ 39,000
Lancaster, Nebraska 1,050 $ 125,702,000 $ 119,716 $ 190,000
Butte, California 1,045 $ 180,284,000 $ 172,520 $ 71,000
Montgomery, Ohio 1,036 $ 111,366,000 $ 107,496 $ 43,000
Johnson, Kansas 1,029 $ 165,916,000 $ 161,240 $ 150,000
Lancaster, Pennsylvania 1,012 $ 121,597,000 $ 120,155 $ 48,000
Jefferson, Alabama 994 $ 98,212,000 $ 98,804 $ 37,000
Ramsey, Minnesota 963 $ 199,986,000 $ 207,669 $ 55,000
El Paso, Texas 960 $ 77,217,000 $ 80,434 $ 39,000
Knox, Tennessee 941 $ 115,063,000 $ 122,277 $ 33,000
Litchfield, Connecticut 932 $ 313,823,000 $ 336,719 $ 141,000
Montgomery, Texas 930 $ 116,649,000 $ 125,429 $ 92,000
St. Clair, Michigan 929 $ 130,115,000 $ 140,059 $ 46,000
Pinal, Arizona 925 $ 117,936,000 $ 127,498 $ 57,000
Howard, Maryland 909 $ 245,447,000 $ 270,018 $ 91,000
Oklahoma, Oklahoma 899 $ 95,691,000 $ 106,441 $ 39,000
Dakota, Minnesota 884 $ 186,810,000 $ 211,323 $ 76,000
Livingston, Michigan 879 $ 193,428,000 $ 220,054 $ 71,000
Lucas, Ohio 869 $ 100,758,000 $ 115,947 $ 52,000
Pulaski, Arkansas 859 $ 94,186,000 $ 109,646 $ 26,000
Sussex, Delaware 856 $ 211,755,000 $ 247,377 $ 97,000
Yavapai, Arizona 854 $ 163,653,000 $ 191,631 $ 62,000
Lake, Florida 846 $ 110,879,000 $ 131,062 $ 54,000
Martin, Florida 841 $ 222,099,000 $ 264,089 $ 129,000
Shasta, California 840 $ 150,049,000 $ 178,629 $ 74,000
Cherokee, Georgia 837 $ 137,202,000 $ 163,921 $ 52,000
Forsyth, North Carolina 832 $ 108,410,000 $ 130,300 $ 49,000
York, Pennsylvania 825 $ 95,093,000 $ 115,264 $ 43,000
Anoka, Minnesota 814 $ 158,174,000 $ 194,316 $ 52,000
Fayette, Kentucky 809 $ 112,542,000 $ 139,112 $ 50,000
Galveston, Texas 800 $ 78,607,000 $ 98,258 $ 71,000
Sussex, New Jersey 794 $ 164,835,000 $ 207,600 $ 80,000
Linn, Iowa 765 $ 95,213,000 $ 124,461 $ 16,000
Madison, Illinois 758 $ 90,333,000 $ 119,172 $ 43,000
Bell, Texas 750 $ 67,399,000 $ 89,865 $ 39,000
Chesterfield, Virginia 748 $ 104,618,000 $ 139,863 $ 41,000
Summit, Ohio 747 $ 98,132,000 $ 131,368 $ 57,000
Berks, Pennsylvania 745 $ 86,856,000 $ 116,585 $ 31,000
Nueces, Texas 744 $ 74,485,000 $ 100,114 $ 55,000
Minnehaha, South Dakota 733 $ 87,780,000 $ 119,754 $ 23,000
Indian River, Florida 715 $ 156,117,000 $ 218,345 $ 101,000
Brazoria, Texas 712 $ 73,449,000 $ 103,158 $ 62,000
Waukesha, Wisconsin 712 $ 146,062,000 $ 205,143 $ 90,000
St. Clair, Illinois 711 $ 83,381,000 $ 117,272 $ 34,000
Wichita, Texas 709 $ 66,705,000 $ 94,083 $ 28,000
Maui, Hawaii 704 $ 196,690,000 $ 279,389 $ 73,000
Madera, California 698 $ 126,958,000 $ 181,888 $ 58,000
Madison, Alabama 696 $ 80,210,000 $ 115,244 $ 22,000
Clay, Florida 696 $ 86,632,000 $ 124,471 $ 43,000
Henrico, Virginia 694 $ 105,208,000 $ 151,596 $ 45,000
Butler, Ohio 690 $ 93,508,000 $ 135,518 $ 65,000
Charleston, South Carolina 686 $ 188,180,000 $ 274,314 $ 103,000
Salt Lake, Utah 679 $ 101,119,000 $ 148,923 $ 19,000
Forsyth, Georgia 677 $ 145,929,000 $ 215,552 $ 87,000
St. Louis City, Missouri 676 $ 74,231,000 $ 109,809 $ 53,000
Frederick, Maryland 659 $ 163,799,000 $ 248,556 $ 72,000
New London, Connecticut 658 $ 124,273,000 $ 188,864 $ 68,000
Paulding, Georgia 658 $ 84,629,000 $ 128,615 $ 41,000
Yolo, California 655 $ 188,659,000 $ 288,029 $ 90,000
Kenosha, Wisconsin 654 $ 92,760,000 $ 141,834 $ 52,000
Benton, Arkansas 650 $ 82,686,000 $ 127,209 $ 28,000
St. Johns, Florida 645 $ 141,961,000 $ 220,094 $ 120,000
Snohomish, Washington 641 $ 122,981,000 $ 191,858 $ 28,000
Tulsa, Oklahoma 638 $ 67,062,000 $ 105,112 $ 25,000
Clay, Missouri 637 $ 84,980,000 $ 133,406 $ 32,000
Hamilton, Indiana 636 $ 136,200,000 $ 214,150 $ 76,000
Sarpy, Nebraska 632 $ 87,153,000 $ 137,900 $ 23,000
Leon, Florida 631 $ 77,324,000 $ 122,541 $ 38,000
Jefferson, Louisiana 626 $ 65,016,000 $ 103,859 $ 29,000
Dutchess, New York 626 $ 152,547,000 $ 243,685 $ 83,000
Douglas, Georgia 622 $ 78,881,000 $ 126,818 $ 56,000
Northampton, Pennsylvania 621 $ 85,403,000 $ 137,524 $ 53,000
Arlington, Virginia 620 $ 193,835,000 $ 312,637 $ 95,000
Marion, Florida 619 $ 67,161,000 $ 108,499 $ 51,000
Harford, Maryland 618 $ 106,127,000 $ 171,726 $ 66,000
Jefferson, Missouri 612 $ 75,330,000 $ 123,088 $ 44,000
Alachua, Florida 610 $ 76,672,000 $ 125,691 $ 50,000
Mesa, Colorado 609 $ 82,799,000 $ 135,958 $ 38,000
Kendall, Illinois 607 $ 107,141,000 $ 176,509 $ 50,000
Washington, Minnesota 607 $ 143,536,000 $ 236,467 $ 72,000
Lehigh, Pennsylvania 606 $ 81,320,000 $ 134,191 $ 51,000
Erie, New York 600 $ 55,029,000 $ 91,715 $ 46,000
Flagler, Florida 595 $ 110,427,000 $ 185,591 $ 82,000
Montgomery, Tennessee 594 $ 59,099,000 $ 99,493 $ 23,000
Horry, South Carolina 590 $ 98,316,000 $ 166,637 $ 71,000
Hidalgo, Texas 588 $ 55,342,000 $ 94,119 $ 49,000
Orleans, Louisiana 586 $ 70,002,000 $ 119,457 $ 43,000
Hamilton, Tennessee 586 $ 67,190,000 $ 114,658 $ 22,000
Chesapeake, Virginia 586 $ 87,219,000 $ 148,837 $ 46,000
Greenville, South Carolina 583 $ 83,845,000 $ 143,816 $ 44,000
Hampden, Massachusetts 579 $ 75,056,000 $ 129,630 $ 57,000
Chatham, Georgia 578 $ 81,753,000 $ 141,441 $ 60,000
Yellowstone, Montana 577 $ 74,987,000 $ 129,960 $ 9,000
Hawaii, Hawaii 571 $ 127,871,000 $ 223,942 $ 72,000
Charles, Maryland 570 $ 111,023,000 $ 194,777 $ 62,000
Richland, South Carolina 570 $ 72,945,000 $ 127,973 $ 53,000
Cleveland, Oklahoma 565 $ 58,550,000 $ 103,628 $ 22,000
Monroe, Pennsylvania 563 $ 76,683,000 $ 136,204 $ 72,000
Mohave, Arizona 562 $ 78,684,000 $ 140,007 $ 94,000
Pierce, Washington 561 $ 98,658,000 $ 175,860 $ 34,000
Westmoreland, Pennsylvania 559 $ 63,834,000 $ 114,193 $ 51,000
St. Louis, Minnesota 552 $ 69,924,000 $ 126,673 $ 30,000
New Hanover, North Carolina 552 $ 92,625,000 $ 167,798 $ 65,000
Winnebago, Illinois 545 $ 52,515,000 $ 96,357 $ 36,000
San Benito, California 540 $ 197,445,000 $ 365,638 $ 102,000
Kent, Rhode Island 540 $ 97,124,000 $ 179,859 $ 72,000
Kalamazoo, Michigan 537 $ 66,195,000 $ 123,268 $ 39,000
Pueblo, Colorado 536 $ 61,458,000 $ 114,660 $ 39,000
Middlesex, Connecticut 532 $ 115,246,000 $ 216,627 $ 78,000
Cumberland, New Jersey 529 $ 62,353,000 $ 117,869 $ 32,000
Alexandria, Virginia 529 $ 130,825,000 $ 247,306 $ 91,000
Lake, Ohio 527 $ 76,899,000 $ 145,918 $ 46,000
Cass, North Dakota 526 $ 63,998,000 $ 121,669 $ 50,000
Polk, Iowa 518 $ 66,300,000 $ 127,992 $ 39,000
Smith, Texas 515 $ 60,027,000 $ 116,557 $ 44,000
Bradley, Tennessee 509 $ 59,138,000 $ 116,184 $ 11,000
Muskegon, Michigan 507 $ 52,318,000 $ 103,191 $ 22,000
Washington, Arkansas 504 $ 62,579,000 $ 124,164 $ 19,000
Douglas, Nevada 504 $ 158,884,000 $ 315,246 $ 161,000
Saginaw, Michigan 503 $ 51,994,000 $ 103,367 $ 33,000
Monroe, Florida 502 $ 218,532,000 $ 435,322 $ 184,000
Stark, Ohio 501 $ 55,418,000 $ 110,614 $ 39,000
Kings, California 500 $ 72,506,000 $ 145,012 $ 59,000
Clermont, Ohio 495 $ 73,361,000 $ 148,204 $ 43,000
Cumberland, Pennsylvania 490 $ 63,459,000 $ 129,508 $ 42,000
Newton, Georgia 487 $ 62,631,000 $ 128,605 $ 41,000
Charlotte, Florida 486 $ 86,530,000 $ 178,045 $ 81,000
Lorain, Ohio 486 $ 66,137,000 $ 136,084 $ 146,000
Imperial, California 483 $ 57,454,000 $ 118,952 $ 64,000
Hunterdon, New Jersey 482 $ 117,775,000 $ 244,346 $ 100,000
Richmond, Georgia 481 $ 45,816,000 $ 95,251 $ 29,000
Hernando, Florida 480 $ 48,745,000 $ 101,552 $ 34,000
Spotsylvania, Virginia 476 $ 83,266,000 $ 174,928 $ 58,000
Onondaga, New York 475 $ 37,517,000 $ 78,983 $ 49,000
East Baton Rouge, Louisiana 472 $ 56,155,000 $ 118,972 $ 29,000
Warren, Ohio 472 $ 89,625,000 $ 189,883 $ 100,000
Carroll, Maryland 469 $ 98,775,000 $ 210,607 $ 64,000
Monroe, Michigan 460 $ 71,581,000 $ 155,610 $ 56,000
Lexington, South Carolina 456 $ 65,016,000 $ 142,578 $ 47,000
Fayette, Georgia 455 $ 90,940,000 $ 199,868 $ 62,000
Tolland, Connecticut 454 $ 66,134,000 $ 145,669 $ 55,000
McLean, Illinois 454 $ 61,437,000 $ 135,323 $ 51,000
Pennington, South Dakota 450 $ 55,426,000 $ 123,168 $ 22,000
Cumberland, Maine 448 $ 73,255,000 $ 163,515 $ 62,000
Merrimack, New Hampshire 447 $ 73,621,000 $ 164,700 $ 60,000
Allegan, Michigan 445 $ 61,713,000 $ 138,680 $ 48,000
Dona Ana, New Mexico 442 $ 56,066,000 $ 126,846 $ 20,000
Putnam, New York 442 $ 121,060,000 $ 273,891 $ 106,000
Norfolk, Virginia 440 $ 54,112,000 $ 122,981 $ 43,000
Christian, Missouri 439 $ 52,170,000 $ 118,838 $ 26,000
Washington, Rhode Island 438 $ 110,114,000 $ 251,401 $ 95,000
Hall, Georgia 437 $ 64,068,000 $ 146,608 $ 50,000
Cumberland, North Carolina 436 $ 40,310,000 $ 92,454 $ 30,000
Racine, Wisconsin 434 $ 55,583,000 $ 128,071 $ 31,000
Stafford, Virginia 426 $ 94,628,000 $ 222,131 $ 68,000
Monroe, New York 425 $ 37,813,000 $ 88,971 $ 48,000
Sebastian, Arkansas 424 $ 44,316,000 $ 104,518 $ 11,000
Chittenden, Vermont 423 $ 68,595,000 $ 162,163 $ 38,000
Columbia, Georgia 419 $ 56,132,000 $ 133,966 $ 41,000
Saline, Arkansas 417 $ 42,331,000 $ 101,513 $ 20,000
Lake, California 417 $ 83,247,000 $ 199,633 $ 87,000
Okaloosa, Florida 417 $ 73,951,000 $ 177,340 $ 95,000
Beaufort, South Carolina 415 $ 149,071,000 $ 359,207 $ 115,000
Warren, New Jersey 412 $ 73,660,000 $ 178,786 $ 60,000
Brunswick, North Carolina 410 $ 78,429,000 $ 191,290 $ 80,000
Dauphin, Pennsylvania 410 $ 49,996,000 $ 121,941 $ 53,000
Johnson, Texas 409 $ 36,373,000 $ 88,931 $ 40,000
Erie, Pennsylvania 406 $ 39,100,000 $ 96,305 $ 36,000
Coweta, Georgia 405 $ 56,848,000 $ 140,365 $ 41,000
Calaveras, California 404 $ 92,011,000 $ 227,750 $ 127,000
Summit, Colorado 404 $ 124,648,000 $ 308,534 $ 149,000
Kent, Delaware 401 $ 54,418,000 $ 135,705 $ 52,000
Johnson, Missouri 393 $ 44,742,000 $ 113,847 $ 28,000
McLennan, Texas 393 $ 39,820,000 $ 101,323 $ 51,000
Williamson, Tennessee 392 $ 72,796,000 $ 185,704 $ 53,000
Craighead, Arkansas 389 $ 42,897,000 $ 110,275 $ 13,000
Bay, Florida 389 $ 62,586,000 $ 160,889 $ 58,000
York, Maine 387 $ 61,516,000 $ 158,956 $ 68,000
Carroll, Georgia 386 $ 45,001,000 $ 116,582 $ 43,000
Mendocino, California 379 $ 96,271,000 $ 254,013 $ 115,000
Walton, Georgia 378 $ 54,132,000 $ 143,206 $ 40,000
Porter, Indiana 373 $ 52,016,000 $ 139,453 $ 37,000
Berrien, Michigan 373 $ 58,988,000 $ 158,144 $ 83,000
Winnebago, Wisconsin 373 $ 45,638,000 $ 122,353 $ 28,000
Escambia, Florida 372 $ 45,066,000 $ 121,145 $ 49,000
Muscogee, Georgia 372 $ 38,952,000 $ 104,709 $ 46,000
Mobile, Alabama 370 $ 34,279,000 $ 92,645 $ 16,000
Woodbury, Iowa 369 $ 32,027,000 $ 86,794 $ 28,000
St. Tammany, Louisiana 369 $ 42,062,000 $ 113,989 $ 30,000
Wilson, Tennessee 367 $ 51,711,000 $ 140,901 $ 29,000
Yuma, Arizona 366 $ 39,208,000 $ 107,125 $ 35,000
Champaign, Illinois 366 $ 43,860,000 $ 119,836 $ 40,000
Hays, Texas 366 $ 43,545,000 $ 118,975 $ 64,000
Durham, North Carolina 365 $ 45,762,000 $ 125,375 $ 46,000
DeKalb, Illinois 362 $ 50,749,000 $ 140,190 $ 38,000
Worcester, Maryland 362 $ 87,784,000 $ 242,497 $ 114,000
Gaston, North Carolina 362 $ 39,450,000 $ 108,977 $ 42,000
Ellis, Texas 359 $ 39,190,000 $ 109,164 $ 64,000
Johnson, Indiana 357 $ 45,180,000 $ 126,554 $ 33,000
York, South Carolina 357 $ 52,622,000 $ 147,400 $ 46,000
Randall, Texas 357 $ 35,357,000 $ 99,039 $ 29,000
Tuolumne, California 356 $ 71,884,000 $ 201,921 $ 85,000
Jasper, Missouri 356 $ 34,069,000 $ 95,699 $ 32,000
Sutter, California 355 $ 74,897,000 $ 210,977 $ 71,000
Lapeer, Michigan 354 $ 60,130,000 $ 169,858 $ 54,000
Eaton, Michigan 353 $ 49,814,000 $ 141,116 $ 41,000
Union, North Carolina 353 $ 64,667,000 $ 183,192 $ 62,000
Utah, Utah 353 $ 56,143,000 $ 159,045 $ 36,000
Hampton, Virginia 353 $ 35,928,000 $ 101,779 $ 26,000
Sheboygan, Wisconsin 351 $ 40,782,000 $ 116,188 $ 29,000
Multnomah, Oregon 350 $ 75,440,000 $ 215,542 $ 57,000
Johnson, Iowa 345 $ 52,899,000 $ 153,330 $ 21,000
Montgomery, Alabama 342 $ 35,752,000 $ 104,538 $ 25,000
Allen, Indiana 342 $ 36,758,000 $ 107,479 $ 46,000
Coconino, Arizona 341 $ 74,273,000 $ 217,809 $ 99,000
Washington, Pennsylvania 339 $ 44,992,000 $ 132,719 $ 55,000
Butler, Pennsylvania 338 $ 50,003,000 $ 147,937 $ 53,000
Eagle, Colorado 336 $ 157,000,000 $ 467,261 $ 294,000
Houston, Georgia 336 $ 36,674,000 $ 109,148 $ 31,000
Aiken, South Carolina 336 $ 38,431,000 $ 114,377 $ 33,000
Scott, Minnesota 335 $ 82,743,000 $ 246,994 $ 89,000
Newport News, Virginia 334 $ 36,225,000 $ 108,458 $ 24,000
Rockwall, Texas 333 $ 48,374,000 $ 145,267 $ 79,000
Delaware, Ohio 330 $ 69,905,000 $ 211,833 $ 70,000
Baxter, Arkansas 328 $ 31,293,000 $ 95,405 $ 13,000
Taylor, Texas 327 $ 29,048,000 $ 88,831 $ 22,000
Strafford, New Hampshire 326 $ 51,642,000 $ 158,411 $ 50,000
Sumner, Tennessee 326 $ 39,512,000 $ 121,202 $ 63,000
Richmond City, Virginia 325 $ 41,349,000 $ 127,227 $ 53,000
Outagamie, Wisconsin 322 $ 43,805,000 $ 136,040 $ 44,000
Sandoval, New Mexico 319 $ 42,046,000 $ 131,805 $ 38,000
Brown, Wisconsin 319 $ 43,162,000 $ 135,304 $ 35,000
Calhoun, Michigan 317 $ 32,007,000 $ 100,968 $ 33,000
Cameron, Texas 317 $ 27,408,000 $ 86,460 $ 59,000
Jackson, Michigan 316 $ 40,455,000 $ 128,022 $ 47,000
Jefferson, Texas 314 $ 20,735,000 $ 66,035 $ 46,000
Medina, Ohio 311 $ 48,512,000 $ 155,987 $ 39,000
Citrus, Florida 310 $ 31,216,000 $ 100,696 $ 56,000
Hendricks, Indiana 310 $ 40,081,000 $ 129,293 $ 38,000
Walworth, Wisconsin 310 $ 51,111,000 $ 164,874 $ 59,000
Cabarrus, North Carolina 307 $ 39,630,000 $ 129,087 $ 32,000
Dubuque, Iowa 305 $ 38,433,000 $ 126,009 $ 11,000
Riley, Kansas 305 $ 35,537,000 $ 116,514 $ 31,000
Peoria, Illinois 304 $ 26,783,000 $ 88,101 $ 34,000
Douglas, Kansas 302 $ 41,456,000 $ 137,271 $ 27,000
Scott, Iowa 299 $ 34,055,000 $ 113,896 $ 15,000
Routt, Colorado 298 $ 135,479,000 $ 454,627 $ 163,000
Midland, Michigan 298 $ 40,076,000 $ 134,483 $ 62,000
Newport, Rhode Island 297 $ 101,690,000 $ 342,390 $ 129,000
Shelby, Alabama 295 $ 40,751,000 $ 138,138 $ 54,000
Washington, Maryland 294 $ 44,271,000 $ 150,581 $ 45,000
Dukes, Massachusetts 294 $ 159,283,000 $ 541,778 $ 194,000
Albany, New York 294 $ 35,581,000 $ 121,023 $ 58,000
Rockdale, Georgia 291 $ 41,371,000 $ 142,168 $ 43,000
Parker, Texas 291 $ 32,291,000 $ 110,965 $ 60,000
Tom Green, Texas 289 $ 23,792,000 $ 82,325 $ 24,000
Broomfield, Colorado 288 $ 64,232,000 $ 223,027 $ 61,000
Calvert, Maryland 287 $ 60,971,000 $ 212,442 $ 58,000
Ulster, New York 286 $ 57,031,000 $ 199,409 $ 81,000
Bay, Michigan 285 $ 27,670,000 $ 97,087 $ 200,000
Gilmer, Georgia 284 $ 37,754,000 $ 132,936 $ 36,000
Windham, Connecticut 283 $ 40,324,000 $ 142,487 $ 43,000
Grundy, Illinois 283 $ 43,987,000 $ 155,431 $ 54,000
Shiawassee, Michigan 283 $ 34,290,000 $ 121,166 $ 30,000
Pope, Arkansas 282 $ 26,390,000 $ 93,581 $ 2,000
Warren, Kentucky 280 $ 36,330,000 $ 129,750 $ 44,000
Davidson, North Carolina 280 $ 35,493,000 $ 126,760 $ 60,000
Clark, Ohio 278 $ 30,204,000 $ 108,647 $ 46,000
Caddo, Louisiana 277 $ 22,294,000 $ 80,483 $ 16,000
Bartow, Georgia 276 $ 33,703,000 $ 122,112 $ 40,000
Troup, Georgia 275 $ 28,431,000 $ 103,385 $ 18,000
Clinton, Michigan 275 $ 45,255,000 $ 164,563 $ 49,000
Bibb, Georgia 274 $ 25,306,000 $ 92,357 $ 40,000
Baldwin, Alabama 273 $ 41,078,000 $ 150,468 $ 158,000
Barrow, Georgia 273 $ 35,783,000 $ 131,073 $ 41,000
Lyon, Nevada 273 $ 40,025,000 $ 146,611 $ 70,000
Webb, Texas 273 $ 28,533,000 $ 104,516 $ 25,000
Belknap, New Hampshire 270 $ 50,542,000 $ 187,192 $ 80,000
Tuscaloosa, Alabama 268 $ 27,678,000 $ 103,276 $ 12,000
Tippecanoe, Indiana 267 $ 30,598,000 $ 114,599 $ 26,000
Beaver, Pennsylvania 267 $ 27,925,000 $ 104,588 $ 45,000
Laramie, Wyoming 267 $ 35,126,000 $ 131,558 $ 18,000
Luzerne, Pennsylvania 265 $ 24,585,000 $ 92,773 $ 45,000
Carson City, Nevada 264 $ 52,654,000 $ 199,446 $ 60,000
Iredell, North Carolina 263 $ 51,977,000 $ 197,631 $ 66,000
Wyandotte, Kansas 262 $ 21,692,000 $ 82,793 $ 17,000
Brazos, Texas 261 $ 28,669,000 $ 109,842 $ 102,000
Gregg, Texas 259 $ 26,962,000 $ 104,100 $ 36,000
Barry, Michigan 258 $ 33,897,000 $ 131,383 $ 30,000
Moore, North Carolina 258 $ 36,983,000 $ 143,344 $ 83,000
Berkeley, South Carolina 258 $ 34,922,000 $ 135,356 $ 37,000
Comal, Texas 258 $ 34,582,000 $ 134,038 $ 63,000
Garfield, Colorado 257 $ 69,912,000 $ 272,031 $ 91,000
Glynn, Georgia 257 $ 67,177,000 $ 261,389 $ 83,000
Sullivan, New York 257 $ 38,709,000 $ 150,618 $ 96,000
Yuba, California 254 $ 53,954,000 $ 212,417 $ 51,000
Maury, Tennessee 254 $ 28,511,000 $ 112,248 $ 16,000
Humboldt, California 252 $ 42,916,000 $ 170,301 $ 89,000
Clay, Minnesota 252 $ 28,008,000 $ 111,142 $ 28,000
Lewis and Clark, Montana 249 $ 30,931,000 $ 124,220 $ 8,000
Codington, South Dakota 249 $ 27,518,000 $ 110,514 $ 12,000
Lenawee, Michigan 248 $ 35,304,000 $ 142,354 $ 53,000
Otter Tail, Minnesota 248 $ 33,719,000 $ 135,963 $ 36,000
Muskogee, Oklahoma 248 $ 21,921,000 $ 88,391 $ 4,000
Kenton, Kentucky 247 $ 33,688,000 $ 136,388 $ 37,000
Ouachita, Louisiana 247 $ 26,191,000 $ 106,036 $ 13,000
Tipton, Tennessee 247 $ 30,188,000 $ 122,218 $ 15,000
Bullitt, Kentucky 246 $ 28,270,000 $ 114,918 $ 32,000
Cecil, Maryland 246 $ 44,310,000 $ 180,121 $ 57,000
Emmet, Michigan 246 $ 59,547,000 $ 242,060 $ 181,000
Johnston, North Carolina 246 $ 30,222,000 $ 122,853 $ 24,000
Carver, Minnesota 245 $ 61,596,000 $ 251,412 $ 97,000
Franklin, Missouri 243 $ 36,548,000 $ 150,403 $ 72,000
Mahoning, Ohio 243 $ 21,499,000 $ 88,473 $ 32,000
Lane, Oregon 243 $ 39,546,000 $ 162,740 $ 22,000
Portsmouth, Virginia 242 $ 23,404,000 $ 96,710 $ 28,000
Clarke, Georgia 241 $ 30,378,000 $ 126,049 $ 37,000
Kaufman, Texas 238 $ 27,068,000 $ 113,731 $ 53,000
Boone, Kentucky 237 $ 35,530,000 $ 149,915 $ 51,000
LaPorte, Indiana 235 $ 25,648,000 $ 109,140 $ 42,000
Licking, Ohio 232 $ 31,677,000 $ 136,538 $ 35,000
Anderson, South Carolina 232 $ 28,170,000 $ 121,422 $ 43,000
Cascade, Montana 230 $ 26,524,000 $ 115,321 $ 5,000
Greene, Ohio 230 $ 28,693,000 $ 124,752 $ 49,000
Kootenai, Idaho 229 $ 28,717,000 $ 125,401 $ 72,000
Campbell, Wyoming 229 $ 34,364,000 $ 150,061 $ 5,000
Becker, Minnesota 228 $ 30,506,000 $ 133,798 $ 43,000
Shawnee, Kansas 226 $ 22,277,000 $ 98,570 $ 17,000
Alamance, North Carolina 226 $ 29,280,000 $ 129,557 $ 42,000
Liberty, Georgia 225 $ 19,889,000 $ 88,395 $ 23,000
Page:

Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 591,211 $139,120,320,000 $164,921 $31,000,000 $43,666 $9,999,000
Home Purchase 372,105 $95,259,288,000 $182,153 $43,163,000 $56,096 $9,999,000
Home Improvement 37,200 $6,037,914,000 $129,640 $19,000,000 $62,460 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 429,527 $119,233,275,000 $186,269 $31,000,000 $79,576 $9,999,000
Not applicable 262,747 $44,220,470,000 $152,269 $20,700,000 $1,884 $1,428,000
Hispanic 102,144 $20,750,515,000 $145,352 $7,830,000 $65,627 $9,999,000
Not Provided 100,561 $29,102,787,000 $187,117 $43,163,000 $90,647 $9,999,000
Black or African American 50,005 $8,906,699,000 $136,836 $11,495,000 $56,489 $9,999,000
Asian 49,509 $16,688,309,000 $204,680 $12,500,000 $88,936 $9,999,000
Native Hawaiian or Other Pacific Islander 3,902 $1,067,120,000 $189,121 $2,499,000 $66,195 $3,119,000
American Indian or Alaskan Native 2,121 $448,347,000 $205,319 $3,800,000 $60,808 $5,648,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 890,701 $227,363,706,000 $176,942 $43,163,000 $60,519 $9,999,000
FHA-insured (Federal Housing Administration) 87,344 $10,233,156,000 $118,269 $566,000 $15,461 $9,999,000
VA-guaranteed (Veterans Administration) 22,415 $2,815,961,000 $127,038 $373,000 $12,923 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $4,699,000 $88,727 $200,000 $35,363 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456,602 $128,452,156,000 $182,803 $43,163,000 $76,490 $9,999,000
Loan Purchased By The Institution 258,588 $38,627,926,000 $143,666 $1,180,000 $0 $0
Application Denied By Financial Institution 145,719 $35,348,167,000 $173,352 $20,000,000 $77,450 $9,999,000
Application Approved But Not Accepted 68,384 $19,073,662,000 $170,520 $11,100,000 $62,740 $9,999,000
Preapproval Denied by Financial Institution 23,525 $6,082,853,000 $258,000 $8,000,000 $62,000 $9,999,000
Application Withdrawn By Applicant 18,869 $4,835,449,000 $200,897 $19,000,000 $97,938 $9,999,000
Preapproval Approved but not Accepted 16,913 $5,235,378,000 $309,000 $11,000,000 $77,000 $3,730,000
File Closed For Incompleteness 11,916 $2,761,931,000 $184,063 $31,000,000 $83,382 $9,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 46,925 $8,558,783,000 $142,615 $18,000,000 $85,288 $9,999,000
Unverifiable Information 28,110 $8,782,288,000 $213,780 $12,000,000 $86,340 $9,999,000
Credit Application Incomplete 27,946 $6,083,520,000 $167,020 $6,000,000 $77,140 $9,999,000
Other 24,316 $7,170,348,000 $189,942 $20,000,000 $71,596 $9,999,000
Debt-To-Income Ratio 23,851 $5,455,808,000 $163,100 $15,000,000 $53,260 $9,999,000
Collateral 9,868 $2,782,482,000 $200,140 $19,576,000 $95,920 $6,201,000
Insufficient Cash (Downpayment, Closing Cost) 6,994 $2,306,637,000 $230,604 $11,500,000 $93,790 $9,999,000
Employment History 1,200 $284,014,000 $191,944 $1,830,000 $69,361 $1,080,000
Mortgage Insurance Denied 34 $7,140,000 $229,000 $464,000 $140,111 $547,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List