Washington Mutual Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Washington Mutual Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Mutual Bank, Fsb 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,016 |
| Total Mortgage Loan Application Amount | $704,142,000 |
| Average Mortgage Loan Application Amount | $632,546 |
| Highest Mortgage Loan Application Amount | $18,850,000 |
| Average Applicant Income | $17,812 |
| Highest Applicant Income | $3,994,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Washington Mutual Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Mutual Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Washington Mutual Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Mutual Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Mutual Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Mutual Bank, Fsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 780 | $ 120,182,000 | $ 154,000 | $ 79,000 |
| Utah County Utah | 225 | $ 32,492,000 | $ 144,000 | $ 74,000 |
| Ada County Idaho | 188 | $ 23,734,000 | $ 126,000 | $ 72,000 |
| Davis County Utah | 142 | $ 19,607,000 | $ 138,000 | $ 59,000 |
| Washington County Utah | 112 | $ 15,451,000 | $ 137,000 | $ 63,000 |
| Weber County Utah | 87 | $ 11,903,000 | $ 136,000 | $ 68,000 |
| Canyon County Idaho | 68 | $ 6,227,000 | $ 91,000 | $ 45,000 |
| Cache County Utah | 67 | $ 7,998,000 | $ 119,000 | $ 47,000 |
| Summit County Utah | 66 | $ 19,889,000 | $ 301,000 | $ 136,000 |
| Los Angeles County California | 59 | $ 46,317,000 | $ 785,000 | $ 23,000 |
| Box Elder County Utah | 49 | $ 4,482,000 | $ 91,000 | $ 52,000 |
| Bonneville County Idaho | 48 | $ 4,299,000 | $ 89,000 | $ 60,000 |
| Kootenai County Idaho | 39 | $ 5,025,000 | $ 128,000 | $ 80,000 |
| Flathead County Montana | 39 | $ 10,159,000 | $ 260,000 | $ 121,000 |
| Yellowstone County Montana | 34 | $ 3,901,000 | $ 114,000 | $ 39,000 |
| Missoula County Montana | 31 | $ 5,223,000 | $ 168,000 | $ 291,000 |
| Gallatin County Montana | 30 | $ 6,871,000 | $ 229,000 | $ 85,000 |
| Lewis and Clark County Montana | 30 | $ 3,100,000 | $ 103,000 | $ 35,000 |
| Wasatch County Utah | 28 | $ 4,693,000 | $ 167,000 | $ 89,000 |
| Ravalli County Montana | 25 | $ 6,458,000 | $ 258,000 | $ 105,000 |
| Tooele County Utah | 25 | $ 3,264,000 | $ 130,000 | $ 53,000 |
| Twin Falls County Idaho | 23 | $ 2,013,000 | $ 87,000 | $ 62,000 |
| Cascade County Montana | 22 | $ 2,094,000 | $ 95,000 | $ 29,000 |
| Iron County Utah | 20 | $ 2,342,000 | $ 117,000 | $ 46,000 |
| Latah County Idaho | 18 | $ 1,599,000 | $ 88,000 | $ 56,000 |
| Lake County Montana | 18 | $ 8,223,000 | $ 456,000 | $ 101,000 |
| Sanpete County Utah | 18 | $ 1,551,000 | $ 86,000 | $ 28,000 |
| Cook County Illinois | 17 | $ 6,252,000 | $ 367,000 | $ 0 |
| Silver Bow County Montana | 15 | $ 1,562,000 | $ 104,000 | $ 46,000 |
| New York County New York | 15 | $ 51,330,000 | $ 3,422,000 | $ 0 |
| Uintah County Utah | 13 | $ 1,247,000 | $ 95,000 | $ 36,000 |
| San Francisco County California | 11 | $ 15,889,000 | $ 1,444,000 | $ 0 |
| Bonner County Idaho | 11 | $ 1,223,000 | $ 111,000 | $ 29,000 |
| Bingham County Idaho | 10 | $ 777,000 | $ 77,000 | $ 35,000 |
| Valley County Idaho | 10 | $ 921,000 | $ 92,000 | $ 39,000 |
| Lincoln County Montana | 10 | $ 1,576,000 | $ 157,000 | $ 88,000 |
| Carbon County Utah | 10 | $ 759,000 | $ 75,000 | $ 41,000 |
| Boise County Idaho | 9 | $ 1,013,000 | $ 112,000 | $ 51,000 |
| Franklin County Idaho | 9 | $ 799,000 | $ 88,000 | $ 23,000 |
| Jefferson County Idaho | 9 | $ 921,000 | $ 102,000 | $ 32,000 |
| Kings County New York | 9 | $ 15,316,000 | $ 1,701,000 | $ 0 |
| Duchesne County Utah | 9 | $ 867,000 | $ 96,000 | $ 41,000 |
| Morgan County Utah | 9 | $ 1,125,000 | $ 125,000 | $ 38,000 |
| Sevier County Utah | 9 | $ 732,000 | $ 81,000 | $ 5,000 |
| San Diego County California | 8 | $ 2,608,000 | $ 326,000 | $ 13,000 |
| Santa Clara County California | 8 | $ 9,962,000 | $ 1,245,000 | $ 0 |
| Bannock County Idaho | 8 | $ 634,000 | $ 79,000 | $ 19,000 |
| Fremont County Idaho | 8 | $ 718,000 | $ 89,000 | $ 55,000 |
| Jerome County Idaho | 8 | $ 865,000 | $ 108,000 | $ 35,000 |
| Payette County Idaho | 8 | $ 874,000 | $ 109,000 | $ 24,000 |
| King County Washington | 8 | $ 1,892,000 | $ 236,000 | $ 0 |
| Sanders County Montana | 7 | $ 708,000 | $ 101,000 | $ 39,000 |
| Queens County New York | 7 | $ 16,026,000 | $ 2,289,000 | $ 0 |
| Harris County Texas | 7 | $ 26,246,000 | $ 3,749,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 1,277,000 | $ 212,000 | $ 0 |
| Alameda County California | 6 | $ 2,160,000 | $ 360,000 | $ 0 |
| Arapahoe County Colorado | 6 | $ 2,253,000 | $ 375,000 | $ 0 |
| Fairfield County Connecticut | 6 | $ 1,499,000 | $ 249,000 | $ 0 |
| Blaine County Idaho | 6 | $ 1,426,000 | $ 237,000 | $ 43,000 |
| Gem County Idaho | 6 | $ 355,000 | $ 59,000 | $ 30,000 |
| Idaho County Idaho | 6 | $ 801,000 | $ 133,000 | $ 40,000 |
| Minidoka County Idaho | 6 | $ 379,000 | $ 63,000 | $ 20,000 |
| Nez Perce County Idaho | 6 | $ 448,000 | $ 74,000 | $ 14,000 |
| Carbon County Montana | 6 | $ 660,000 | $ 110,000 | $ 41,000 |
| Juab County Utah | 6 | $ 557,000 | $ 92,000 | $ 18,000 |
| Kane County Utah | 6 | $ 563,000 | $ 93,000 | $ 37,000 |
| Orange County California | 5 | $ 3,418,000 | $ 683,000 | $ 0 |
| Riverside County California | 5 | $ 1,318,000 | $ 263,000 | $ 0 |
| Gooding County Idaho | 5 | $ 372,000 | $ 74,000 | $ 5,000 |
| Madison County Idaho | 5 | $ 495,000 | $ 99,000 | $ 56,000 |
| Washington County Idaho | 5 | $ 413,000 | $ 82,000 | $ 4,000 |
| Hennepin County Minnesota | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| Dawson County Montana | 5 | $ 209,000 | $ 41,000 | $ 16,000 |
| Fergus County Montana | 5 | $ 808,000 | $ 161,000 | $ 147,000 |
| Jefferson County Montana | 5 | $ 553,000 | $ 110,000 | $ 24,000 |
| Stillwater County Montana | 5 | $ 424,000 | $ 84,000 | $ 15,000 |
| Travis County Texas | 5 | $ 5,014,000 | $ 1,002,000 | $ 0 |
| Grand County Utah | 5 | $ 887,000 | $ 177,000 | $ 78,000 |
| Sacramento County California | 4 | $ 2,393,000 | $ 598,000 | $ 0 |
| Benewah County Idaho | 4 | $ 604,000 | $ 151,000 | $ 75,000 |
| Middlesex County Massachusetts | 4 | $ 868,000 | $ 217,000 | $ 0 |
| Wayne County Michigan | 4 | $ 808,000 | $ 202,000 | $ 0 |
| Madison County Montana | 4 | $ 606,000 | $ 151,000 | $ 41,000 |
| Washoe County Nevada | 4 | $ 910,000 | $ 227,000 | $ 0 |
| Millard County Utah | 4 | $ 447,000 | $ 111,000 | $ 15,000 |
| San Bernardino County California | 3 | $ 714,000 | $ 238,000 | $ 0 |
| San Joaquin County California | 3 | $ 4,605,000 | $ 1,535,000 | $ 46,000 |
| Stanislaus County California | 3 | $ 794,000 | $ 264,000 | $ 0 |
| New Haven County Connecticut | 3 | $ 786,000 | $ 262,000 | $ 0 |
| Boundary County Idaho | 3 | $ 226,000 | $ 75,000 | $ 13,000 |
| Shoshone County Idaho | 3 | $ 154,000 | $ 51,000 | $ 38,000 |
| Teton County Idaho | 3 | $ 231,000 | $ 77,000 | $ 11,000 |
| Lake County Illinois | 3 | $ 717,000 | $ 239,000 | $ 0 |
| Suffolk County Massachusetts | 3 | $ 19,226,000 | $ 6,408,000 | $ 0 |
| Big Horn County Montana | 3 | $ 175,000 | $ 58,000 | $ 16,000 |
| Park County Montana | 3 | $ 259,000 | $ 86,000 | $ 43,000 |
| Valley County Montana | 3 | $ 51,000 | $ 17,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 740,000 | $ 246,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 3,349,000 | $ 1,116,000 | $ 0 |
| Dallas County Texas | 3 | $ 8,326,000 | $ 2,775,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 650,000 | $ 216,000 | $ 0 |
| Garfield County Utah | 3 | $ 434,000 | $ 144,000 | $ 31,000 |
| San Juan County Utah | 3 | $ 289,000 | $ 96,000 | $ 38,000 |
| Pierce County Washington | 3 | $ 402,000 | $ 134,000 | $ 392,000 |
| Snohomish County Washington | 3 | $ 838,000 | $ 279,000 | $ 172,000 |
| Fresno County California | 2 | $ 951,000 | $ 475,000 | $ 0 |
| Monterey County California | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Placer County California | 2 | $ 565,000 | $ 282,000 | $ 0 |
| Santa Barbara County California | 2 | $ 3,803,000 | $ 1,901,000 | $ 0 |
| Douglas County Colorado | 2 | $ 465,000 | $ 232,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 388,000 | $ 194,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Cobb County Georgia | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Cassia County Idaho | 2 | $ 169,000 | $ 84,000 | $ 0 |
| DuPage County Illinois | 2 | $ 545,000 | $ 272,000 | $ 0 |
| Will County Illinois | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Broadwater County Montana | 2 | $ 157,000 | $ 78,000 | $ 32,000 |
| Custer County Montana | 2 | $ 217,000 | $ 108,000 | $ 103,000 |
| Glacier County Montana | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Mineral County Montana | 2 | $ 152,000 | $ 76,000 | $ 21,000 |
| Richland County Montana | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Roosevelt County Montana | 2 | $ 84,000 | $ 42,000 | $ 18,000 |
| Rosebud County Montana | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Essex County New Jersey | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Bronx County New York | 2 | $ 6,100,000 | $ 3,050,000 | $ 0 |
| Athens County Ohio | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Marion County Oregon | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Collin County Texas | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Nueces County Texas | 2 | $ 12,781,000 | $ 6,390,000 | $ 0 |
| Beaver County Utah | 2 | $ 61,000 | $ 30,000 | $ 69,000 |
| Emery County Utah | 2 | $ 158,000 | $ 79,000 | $ 65,000 |
| Thurston County Washington | 2 | $ 431,000 | $ 215,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Benton County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Calaveras County California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Contra Costa County California | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Kern County California | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Marin County California | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Merced County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| San Mateo County California | 1 | $ 1,396,000 | $ 1,396,000 | $ 0 |
| Sonoma County California | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Boulder County Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Delta County Colorado | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Eagle County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Larimer County Colorado | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 290,000 | $ 290,000 | $ 0 |
| New London County Connecticut | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Butte County Idaho | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Caribou County Idaho | 1 | $ 81,000 | $ 81,000 | $ 68,000 |
| Custer County Idaho | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Elmore County Idaho | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Lincoln County Idaho | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Owyhee County Idaho | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Power County Idaho | 1 | $ 69,000 | $ 69,000 | $ 79,000 |
| Hamilton County Illinois | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Kane County Illinois | 1 | $ 150,000 | $ 150,000 | $ 0 |
| McHenry County Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 217,000 | $ 217,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Frederick County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Harford County Maryland | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 10,395,000 | $ 10,395,000 | $ 0 |
| Worcester County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Kent County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Oakland County Michigan | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Rice County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Washington County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Blaine County Montana | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Deer Lodge County Montana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Hill County Montana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| McCone County Montana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Meagher County Montana | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Phillips County Montana | 1 | $ 78,000 | $ 78,000 | $ 125,000 |
| Pondera County Montana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Sheridan County Montana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Sweet Grass County Montana | 1 | $ 490,000 | $ 490,000 | $ 347,000 |
| Toole County Montana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Clark County Nevada | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Camden County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 810,000 | $ 810,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Warren County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Westchester County New York | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Clark County Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Clermont County Ohio | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Franklin County Ohio | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Madison County Ohio | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Benton County Oregon | 1 | $ 2,663,000 | $ 2,663,000 | $ 0 |
| Columbia County Oregon | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Washington County Oregon | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Brazoria County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Comal County Texas | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Denton County Texas | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ellis County Texas | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Kaufman County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Smith County Texas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Tarrant County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Williamson County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Piute County Utah | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Rich County Utah | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Wayne County Utah | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Arlington County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Asotin County Washington | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Franklin County Washington | 1 | $ 227,000 | $ 227,000 | $ 83,000 |
| Brown County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,163 | $401,213,000 | $531,629 | $18,850,000 | $13,555 | $1,200,000 |
| Home Purchase | 792 | $277,953,000 | $630,769 | $12,000,000 | $20,269 | $3,994,000 |
| Home Improvement | 61 | $24,976,000 | $884,454 | $8,000,000 | $22,454 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,126 | $303,885,000 | $327,571 | $2,415,000 | $81,714 | $3,994,000 |
| Not Provided | 363 | $80,416,000 | $452,285 | $2,740,000 | $58,714 | $1,200,000 |
| Not applicable | 326 | $287,236,000 | $628,518 | $18,850,000 | $0 | $0 |
| Hispanic | 137 | $19,677,000 | $404,800 | $3,820,000 | $48,200 | $159,000 |
| Asian | 35 | $9,050,000 | $448,166 | $2,415,000 | $32,333 | $394,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,605,000 | $192,000 | $268,000 | $76,750 | $113,000 |
| American Indian or Alaskan Native | 10 | $1,016,000 | $98,000 | $208,000 | $44,333 | $116,000 |
| Black or African American | 9 | $1,257,000 | $130,000 | $270,000 | $76,000 | $263,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,976 | $701,447,000 | $509,500 | $18,850,000 | $14,466 | $3,994,000 |
| FHA-insured (Federal Housing Administration) | 24 | $1,268,000 | $52,000 | $97,000 | $4,000 | $40,000 |
| VA-guaranteed (Veterans Administration) | 16 | $1,427,000 | $89,000 | $175,000 | $21,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,747 | $484,899,000 | $3,375,500 | $18,850,000 | $16,285 | $2,359,000 |
| Application Denied By Financial Institution | 588 | $86,777,000 | $238,500 | $2,000,000 | $124,333 | $564,000 |
| Application Approved But Not Accepted | 291 | $54,569,000 | $1,186,571 | $4,830,000 | $45,285 | $3,994,000 |
| Loan Purchased By The Institution | 231 | $51,394,000 | $212,384 | $334,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 77 | $13,149,000 | $170,000 | $580,000 | $74,000 | $200,000 |
| Application Withdrawn By Applicant | 64 | $11,407,000 | $545,000 | $2,000,000 | $116,166 | $784,000 |
| File Closed For Incompleteness | 18 | $1,947,000 | $109,333 | $210,000 | $50,333 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 153 | $21,308,000 | $135,000 | $975,000 | $57,400 | $474,000 |
| Unverifiable Information | 150 | $27,875,000 | $293,400 | $1,900,000 | $179,200 | $564,000 |
| Credit History | 145 | $19,051,000 | $205,600 | $800,000 | $53,600 | $216,000 |
| Debt-To-Income Ratio | 91 | $15,981,000 | $198,000 | $2,000,000 | $54,000 | $357,000 |
| Credit Application Incomplete | 80 | $8,950,000 | $123,500 | $528,000 | $99,000 | $480,000 |
| Collateral | 32 | $5,078,000 | $170,000 | $650,000 | $82,333 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,269,000 | $161,000 | $288,000 | $44,500 | $85,000 |
| Employment History | 5 | $414,000 | $87,750 | $135,000 | $94,250 | $205,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.