Watermark Capital, Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Watermark Capital, Inc. of Irvine, CA reported 3,187 mortgage applications totaling $1.2 billion, up 51% from 2017. The average application was for $367,732, and applicants reported an average income of $145,726. 69% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (235), Phoenix-Mesa-Scottsdale, AZ (175) and San Diego-Carlsbad, CA (159) (applications in parentheses).
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,187 |
| Total Mortgage Loan Application Amount | $1,171,965,000 |
| Average Mortgage Loan Application Amount | $367,732 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $145,726 |
| Highest Applicant Income | $1,945,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Capital, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 235 | $ 141,055,000 | $ 600,234 | $ 200,000 |
| Maricopa, Arizona | 160 | $ 48,960,000 | $ 306,000 | $ 121,000 |
| San Diego, California | 159 | $ 70,685,000 | $ 444,559 | $ 154,000 |
| Orange, California | 119 | $ 65,805,000 | $ 552,983 | $ 176,000 |
| Riverside, California | 88 | $ 30,040,000 | $ 341,363 | $ 130,000 |
| Clark, Nevada | 83 | $ 22,475,000 | $ 270,783 | $ 112,000 |
| King, Washington | 66 | $ 27,880,000 | $ 422,424 | $ 155,000 |
| San Bernardino, California | 64 | $ 20,520,000 | $ 320,625 | $ 131,000 |
| Harris, Texas | 49 | $ 15,355,000 | $ 313,367 | $ 146,000 |
| Fresno, California | 43 | $ 11,925,000 | $ 277,325 | $ 89,000 |
| Sacramento, California | 43 | $ 12,625,000 | $ 293,604 | $ 131,000 |
| Salt Lake, Utah | 38 | $ 12,380,000 | $ 325,789 | $ 123,000 |
| Ventura, California | 35 | $ 18,735,000 | $ 535,285 | $ 188,000 |
| Alameda, California | 34 | $ 20,020,000 | $ 588,823 | $ 179,000 |
| Contra Costa, California | 34 | $ 18,390,000 | $ 540,882 | $ 173,000 |
| Dallas, Texas | 33 | $ 9,915,000 | $ 300,454 | $ 137,000 |
| Santa Clara, California | 32 | $ 22,270,000 | $ 695,937 | $ 216,000 |
| Multnomah, Oregon | 28 | $ 9,930,000 | $ 354,642 | $ 130,000 |
| Fairfax, Virginia | 28 | $ 11,760,000 | $ 420,000 | $ 177,000 |
| Collin, Texas | 27 | $ 8,915,000 | $ 330,185 | $ 134,000 |
| Tarrant, Texas | 26 | $ 8,030,000 | $ 308,846 | $ 178,000 |
| Middlesex, Massachusetts | 25 | $ 9,135,000 | $ 365,400 | $ 141,000 |
| Snohomish, Washington | 24 | $ 9,140,000 | $ 380,833 | $ 123,000 |
| Montgomery, Maryland | 22 | $ 8,960,000 | $ 407,272 | $ 143,000 |
| Mecklenburg, North Carolina | 22 | $ 6,470,000 | $ 294,090 | $ 110,000 |
| Davidson, Tennessee | 21 | $ 6,355,000 | $ 302,619 | $ 114,000 |
| Travis, Texas | 21 | $ 7,455,000 | $ 355,000 | $ 163,000 |
| Utah, Utah | 21 | $ 7,035,000 | $ 335,000 | $ 125,000 |
| Wake, North Carolina | 20 | $ 6,670,000 | $ 333,500 | $ 132,000 |
| Washoe, Nevada | 18 | $ 6,150,000 | $ 341,666 | $ 123,000 |
| Palm Beach, Florida | 17 | $ 6,445,000 | $ 379,117 | $ 175,000 |
| Washington, Oregon | 17 | $ 5,585,000 | $ 328,529 | $ 131,000 |
| El Paso, Colorado | 16 | $ 4,790,000 | $ 299,375 | $ 177,000 |
| Clackamas, Oregon | 16 | $ 6,010,000 | $ 375,625 | $ 147,000 |
| Fort Bend, Texas | 16 | $ 4,150,000 | $ 259,375 | $ 143,000 |
| Pinal, Arizona | 15 | $ 3,655,000 | $ 243,666 | $ 113,000 |
| Tulare, California | 15 | $ 3,355,000 | $ 223,666 | $ 85,000 |
| District of Columbia, District Of Columbia | 15 | $ 6,345,000 | $ 423,000 | $ 195,000 |
| Broward, Florida | 15 | $ 5,735,000 | $ 382,333 | $ 136,000 |
| Howard, Maryland | 15 | $ 5,435,000 | $ 362,333 | $ 169,000 |
| Williamson, Tennessee | 15 | $ 7,025,000 | $ 468,333 | $ 188,000 |
| San Mateo, California | 14 | $ 8,430,000 | $ 602,142 | $ 190,000 |
| Jefferson, Colorado | 14 | $ 5,190,000 | $ 370,714 | $ 111,000 |
| Anne Arundel, Maryland | 14 | $ 5,610,000 | $ 400,714 | $ 172,000 |
| Essex, Massachusetts | 14 | $ 4,740,000 | $ 338,571 | $ 126,000 |
| Pierce, Washington | 14 | $ 3,920,000 | $ 280,000 | $ 109,000 |
| Pima, Arizona | 13 | $ 2,585,000 | $ 198,846 | $ 95,000 |
| Kern, California | 13 | $ 3,275,000 | $ 251,923 | $ 148,000 |
| Placer, California | 13 | $ 5,125,000 | $ 394,230 | $ 125,000 |
| Arapahoe, Colorado | 13 | $ 4,735,000 | $ 364,230 | $ 133,000 |
| Denver, Colorado | 13 | $ 5,865,000 | $ 451,153 | $ 172,000 |
| Denton, Texas | 13 | $ 4,155,000 | $ 319,615 | $ 165,000 |
| Monterey, California | 12 | $ 6,040,000 | $ 503,333 | $ 174,000 |
| Hillsborough, Florida | 12 | $ 3,110,000 | $ 259,166 | $ 89,000 |
| Orleans, Louisiana | 12 | $ 4,750,000 | $ 395,833 | $ 162,000 |
| Worcester, Massachusetts | 12 | $ 3,590,000 | $ 299,166 | $ 128,000 |
| Oklahoma, Oklahoma | 12 | $ 3,190,000 | $ 265,833 | $ 143,000 |
| Philadelphia, Pennsylvania | 12 | $ 3,340,000 | $ 278,333 | $ 116,000 |
| Williamson, Texas | 12 | $ 3,270,000 | $ 272,500 | $ 110,000 |
| Miami-Dade, Florida | 11 | $ 3,355,000 | $ 305,000 | $ 132,000 |
| Hennepin, Minnesota | 11 | $ 3,085,000 | $ 280,454 | $ 127,000 |
| Bergen, New Jersey | 11 | $ 3,955,000 | $ 359,545 | $ 172,000 |
| Rutherford, Tennessee | 11 | $ 2,885,000 | $ 262,272 | $ 139,000 |
| Prince William, Virginia | 11 | $ 3,625,000 | $ 329,545 | $ 132,000 |
| San Francisco, California | 10 | $ 8,610,000 | $ 861,000 | $ 251,000 |
| San Joaquin, California | 10 | $ 4,050,000 | $ 405,000 | $ 105,000 |
| Solano, California | 10 | $ 3,260,000 | $ 326,000 | $ 127,000 |
| Fulton, Georgia | 10 | $ 3,010,000 | $ 301,000 | $ 114,000 |
| Gwinnett, Georgia | 10 | $ 2,790,000 | $ 279,000 | $ 108,000 |
| San Luis Obispo, California | 9 | $ 3,685,000 | $ 409,444 | $ 130,000 |
| Santa Cruz, California | 9 | $ 4,785,000 | $ 531,666 | $ 153,000 |
| Douglas, Colorado | 9 | $ 3,835,000 | $ 426,111 | $ 218,000 |
| Fairfield, Connecticut | 9 | $ 4,385,000 | $ 487,222 | $ 204,000 |
| Lee, Florida | 9 | $ 2,345,000 | $ 260,555 | $ 112,000 |
| Orange, Florida | 9 | $ 2,965,000 | $ 329,444 | $ 180,000 |
| Prince George's, Maryland | 9 | $ 3,135,000 | $ 348,333 | $ 124,000 |
| Norfolk, Massachusetts | 9 | $ 3,685,000 | $ 409,444 | $ 183,000 |
| Dakota, Minnesota | 9 | $ 2,325,000 | $ 258,333 | $ 108,000 |
| Durham, North Carolina | 9 | $ 2,065,000 | $ 229,444 | $ 99,000 |
| Clark, Washington | 9 | $ 3,065,000 | $ 340,555 | $ 101,000 |
| Pinellas, Florida | 8 | $ 2,580,000 | $ 322,500 | $ 104,000 |
| Hamilton, Indiana | 8 | $ 2,170,000 | $ 271,250 | $ 116,000 |
| Baltimore, Maryland | 8 | $ 2,080,000 | $ 260,000 | $ 95,000 |
| Plymouth, Massachusetts | 8 | $ 2,470,000 | $ 308,750 | $ 181,000 |
| Essex, New Jersey | 8 | $ 2,660,000 | $ 332,500 | $ 134,000 |
| Cleveland, Oklahoma | 8 | $ 1,910,000 | $ 238,750 | $ 128,000 |
| Allegheny, Pennsylvania | 8 | $ 1,880,000 | $ 235,000 | $ 107,000 |
| Hamilton, Tennessee | 8 | $ 2,790,000 | $ 348,750 | $ 150,000 |
| Shelby, Tennessee | 8 | $ 1,730,000 | $ 216,250 | $ 130,000 |
| Bexar, Texas | 8 | $ 2,470,000 | $ 308,750 | $ 122,000 |
| Loudoun, Virginia | 8 | $ 2,490,000 | $ 311,250 | $ 105,000 |
| El Dorado, California | 7 | $ 3,405,000 | $ 486,428 | $ 214,000 |
| Stanislaus, California | 7 | $ 1,455,000 | $ 207,857 | $ 67,000 |
| Hartford, Connecticut | 7 | $ 1,765,000 | $ 252,142 | $ 124,000 |
| Cobb, Georgia | 7 | $ 1,515,000 | $ 216,428 | $ 140,000 |
| Ada, Idaho | 7 | $ 2,465,000 | $ 352,142 | $ 184,000 |
| Bristol, Massachusetts | 7 | $ 2,145,000 | $ 306,428 | $ 157,000 |
| Suffolk, Massachusetts | 7 | $ 2,805,000 | $ 400,714 | $ 145,000 |
| Hudson, New Jersey | 7 | $ 1,865,000 | $ 266,428 | $ 113,000 |
| Middlesex, New Jersey | 7 | $ 2,125,000 | $ 303,571 | $ 120,000 |
| Deschutes, Oregon | 7 | $ 3,025,000 | $ 432,142 | $ 150,000 |
| Lane, Oregon | 7 | $ 1,345,000 | $ 192,142 | $ 117,000 |
| Marion, Oregon | 7 | $ 1,875,000 | $ 267,857 | $ 138,000 |
| Bucks, Pennsylvania | 7 | $ 2,295,000 | $ 327,857 | $ 194,000 |
| Chester, Pennsylvania | 7 | $ 2,235,000 | $ 319,285 | $ 168,000 |
| Montgomery, Pennsylvania | 7 | $ 1,705,000 | $ 243,571 | $ 135,000 |
| Montgomery, Texas | 7 | $ 1,815,000 | $ 259,285 | $ 144,000 |
| Summit, Utah | 7 | $ 3,015,000 | $ 430,714 | $ 328,000 |
| Washington, Utah | 7 | $ 2,595,000 | $ 370,714 | $ 129,000 |
| Arlington, Virginia | 7 | $ 3,285,000 | $ 469,285 | $ 177,000 |
| Henrico, Virginia | 7 | $ 2,235,000 | $ 319,285 | $ 154,000 |
| Nevada, California | 6 | $ 2,010,000 | $ 335,000 | $ 151,000 |
| Santa Barbara, California | 6 | $ 3,610,000 | $ 601,666 | $ 183,000 |
| Yolo, California | 6 | $ 2,100,000 | $ 350,000 | $ 103,000 |
| Adams, Colorado | 6 | $ 1,710,000 | $ 285,000 | $ 83,000 |
| Boulder, Colorado | 6 | $ 2,950,000 | $ 491,666 | $ 176,000 |
| Seminole, Florida | 6 | $ 1,430,000 | $ 238,333 | $ 100,000 |
| DeKalb, Georgia | 6 | $ 2,190,000 | $ 365,000 | $ 163,000 |
| Morris, New Jersey | 6 | $ 2,130,000 | $ 355,000 | $ 166,000 |
| Wilson, Tennessee | 6 | $ 1,700,000 | $ 283,333 | $ 118,000 |
| Hays, Texas | 6 | $ 2,430,000 | $ 405,000 | $ 182,000 |
| Davis, Utah | 6 | $ 1,440,000 | $ 240,000 | $ 99,000 |
| Thurston, Washington | 6 | $ 1,950,000 | $ 325,000 | $ 110,000 |
| Mohave, Arizona | 5 | $ 1,125,000 | $ 225,000 | $ 111,000 |
| Butte, California | 5 | $ 1,515,000 | $ 303,000 | $ 134,000 |
| Kings, California | 5 | $ 945,000 | $ 189,000 | $ 75,000 |
| Marion, Indiana | 5 | $ 805,000 | $ 161,000 | $ 45,000 |
| Baltimore City, Maryland | 5 | $ 825,000 | $ 165,000 | $ 140,000 |
| Hillsborough, New Hampshire | 5 | $ 1,445,000 | $ 289,000 | $ 180,000 |
| Rockingham, New Hampshire | 5 | $ 1,345,000 | $ 269,000 | $ 103,000 |
| Ocean, New Jersey | 5 | $ 1,165,000 | $ 233,000 | $ 86,000 |
| Passaic, New Jersey | 5 | $ 1,085,000 | $ 217,000 | $ 138,000 |
| Jackson, Oregon | 5 | $ 1,605,000 | $ 321,000 | $ 195,000 |
| Galveston, Texas | 5 | $ 1,065,000 | $ 213,000 | $ 153,000 |
| Richmond City, Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 142,000 |
| Virginia Beach, Virginia | 5 | $ 1,105,000 | $ 221,000 | $ 102,000 |
| Coconino, Arizona | 4 | $ 1,350,000 | $ 337,500 | $ 159,000 |
| Yavapai, Arizona | 4 | $ 1,100,000 | $ 275,000 | $ 95,000 |
| Marin, California | 4 | $ 3,360,000 | $ 840,000 | $ 391,000 |
| Tolland, Connecticut | 4 | $ 970,000 | $ 242,500 | $ 108,000 |
| Collier, Florida | 4 | $ 2,440,000 | $ 610,000 | $ 205,000 |
| Duval, Florida | 4 | $ 1,010,000 | $ 252,500 | $ 124,000 |
| Lake, Florida | 4 | $ 800,000 | $ 200,000 | $ 176,000 |
| Sarasota, Florida | 4 | $ 660,000 | $ 165,000 | $ 94,000 |
| Cherokee, Georgia | 4 | $ 1,370,000 | $ 342,500 | $ 122,000 |
| Boone, Indiana | 4 | $ 1,150,000 | $ 287,500 | $ 150,000 |
| Lake, Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 184,000 |
| Hampden, Massachusetts | 4 | $ 970,000 | $ 242,500 | $ 131,000 |
| Anoka, Minnesota | 4 | $ 1,380,000 | $ 345,000 | $ 112,000 |
| Rankin, Mississippi | 4 | $ 1,140,000 | $ 285,000 | $ 88,000 |
| Burlington, New Jersey | 4 | $ 1,060,000 | $ 265,000 | $ 98,000 |
| Forsyth, North Carolina | 4 | $ 750,000 | $ 187,500 | $ 134,000 |
| Gaston, North Carolina | 4 | $ 1,090,000 | $ 272,500 | $ 75,000 |
| New Hanover, North Carolina | 4 | $ 1,310,000 | $ 327,500 | $ 103,000 |
| Union, North Carolina | 4 | $ 1,270,000 | $ 317,500 | $ 191,000 |
| Tulsa, Oklahoma | 4 | $ 990,000 | $ 247,500 | $ 162,000 |
| Yamhill, Oregon | 4 | $ 1,200,000 | $ 300,000 | $ 131,000 |
| Delaware, Pennsylvania | 4 | $ 1,320,000 | $ 330,000 | $ 159,000 |
| Sumner, Tennessee | 4 | $ 1,360,000 | $ 340,000 | $ 128,000 |
| Comal, Texas | 4 | $ 850,000 | $ 212,500 | $ 90,000 |
| Chesterfield, Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 78,000 |
| York, Virginia | 4 | $ 1,270,000 | $ 317,500 | $ 79,000 |
| Spokane, Washington | 4 | $ 1,220,000 | $ 305,000 | $ 125,000 |
| Navajo, Arizona | 3 | $ 695,000 | $ 231,666 | $ 99,000 |
| Merced, California | 3 | $ 465,000 | $ 155,000 | $ 113,000 |
| Shasta, California | 3 | $ 755,000 | $ 251,666 | $ 141,000 |
| Sonoma, California | 3 | $ 1,525,000 | $ 508,333 | $ 127,000 |
| Larimer, Colorado | 3 | $ 895,000 | $ 298,333 | $ 120,000 |
| Mesa, Colorado | 3 | $ 615,000 | $ 205,000 | $ 87,000 |
| Middlesex, Connecticut | 3 | $ 1,115,000 | $ 371,666 | $ 148,000 |
| Sussex, Delaware | 3 | $ 685,000 | $ 228,333 | $ 159,000 |
| Osceola, Florida | 3 | $ 655,000 | $ 218,333 | $ 220,000 |
| Polk, Florida | 3 | $ 695,000 | $ 231,666 | $ 178,000 |
| St. Johns, Florida | 3 | $ 1,695,000 | $ 565,000 | $ 316,000 |
| Volusia, Florida | 3 | $ 585,000 | $ 195,000 | $ 222,000 |
| Allen, Indiana | 3 | $ 515,000 | $ 171,666 | $ 103,000 |
| Bartholomew, Indiana | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Jefferson, Louisiana | 3 | $ 895,000 | $ 298,333 | $ 122,000 |
| Lafayette, Louisiana | 3 | $ 795,000 | $ 265,000 | $ 181,000 |
| Barnstable, Massachusetts | 3 | $ 995,000 | $ 331,666 | $ 135,000 |
| Oakland, Michigan | 3 | $ 995,000 | $ 331,666 | $ 168,000 |
| Wayne, Michigan | 3 | $ 775,000 | $ 258,333 | $ 105,000 |
| Scott, Minnesota | 3 | $ 795,000 | $ 265,000 | $ 129,000 |
| Somerset, New Jersey | 3 | $ 795,000 | $ 265,000 | $ 173,000 |
| Buncombe, North Carolina | 3 | $ 635,000 | $ 211,666 | $ 92,000 |
| Orange, North Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 175,000 |
| Benton, Oregon | 3 | $ 905,000 | $ 301,666 | $ 176,000 |
| Berks, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 126,000 |
| Lancaster, Pennsylvania | 3 | $ 505,000 | $ 168,333 | $ 145,000 |
| York, South Carolina | 3 | $ 895,000 | $ 298,333 | $ 208,000 |
| Knox, Tennessee | 3 | $ 685,000 | $ 228,333 | $ 79,000 |
| Bell, Texas | 3 | $ 475,000 | $ 158,333 | $ 83,000 |
| Brazoria, Texas | 3 | $ 705,000 | $ 235,000 | $ 176,000 |
| Brazos, Texas | 3 | $ 555,000 | $ 185,000 | $ 127,000 |
| El Paso, Texas | 3 | $ 635,000 | $ 211,666 | $ 117,000 |
| Kaufman, Texas | 3 | $ 505,000 | $ 168,333 | $ 65,000 |
| Cache, Utah | 3 | $ 575,000 | $ 191,666 | $ 49,000 |
| Tooele, Utah | 3 | $ 825,000 | $ 275,000 | $ 82,000 |
| Weber, Utah | 3 | $ 665,000 | $ 221,666 | $ 151,000 |
| Alexandria, Virginia | 3 | $ 1,455,000 | $ 485,000 | $ 169,000 |
| Kitsap, Washington | 3 | $ 1,845,000 | $ 615,000 | $ 180,000 |
| Whatcom, Washington | 3 | $ 695,000 | $ 231,666 | $ 110,000 |
| Dane, Wisconsin | 3 | $ 945,000 | $ 315,000 | $ 114,000 |
| Gila, Arizona | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Lake, California | 2 | $ 630,000 | $ 315,000 | $ 144,000 |
| Madera, California | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Mariposa, California | 2 | $ 1,310,000 | $ 655,000 | $ 62,000 |
| Mono, California | 2 | $ 1,020,000 | $ 510,000 | $ 319,000 |
| San Benito, California | 2 | $ 1,290,000 | $ 645,000 | $ 144,000 |
| Tehama, California | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Tuolumne, California | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Eagle, Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 163,000 |
| Lake, Colorado | 2 | $ 340,000 | $ 170,000 | $ 143,000 |
| Weld, Colorado | 2 | $ 660,000 | $ 330,000 | $ 96,000 |
| Litchfield, Connecticut | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| New London, Connecticut | 2 | $ 590,000 | $ 295,000 | $ 207,000 |
| New Castle, Delaware | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Brevard, Florida | 2 | $ 880,000 | $ 440,000 | $ 180,000 |
| Charlotte, Florida | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Escambia, Florida | 2 | $ 230,000 | $ 115,000 | $ 157,000 |
| Monroe, Florida | 2 | $ 860,000 | $ 430,000 | $ 207,000 |
| Okaloosa, Florida | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Santa Rosa, Florida | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Walton, Florida | 2 | $ 1,310,000 | $ 655,000 | $ 407,000 |
| Coweta, Georgia | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Houston, Georgia | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Troup, Georgia | 2 | $ 570,000 | $ 285,000 | $ 151,000 |
| Hendricks, Indiana | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| Huntington, Indiana | 2 | $ 2,390,000 | $ 1,195,000 | $ 1,088,000 |
| Johnson, Indiana | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Porter, Indiana | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Ascension, Louisiana | 2 | $ 550,000 | $ 275,000 | $ 131,000 |
| Androscoggin, Maine | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Carroll, Maryland | 2 | $ 970,000 | $ 485,000 | $ 147,000 |
| Charles, Maryland | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Frederick, Maryland | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Harford, Maryland | 2 | $ 620,000 | $ 310,000 | $ 147,000 |
| Worcester, Maryland | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Olmsted, Minnesota | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
| Ramsey, Minnesota | 2 | $ 510,000 | $ 255,000 | $ 233,000 |
| Washington, Minnesota | 2 | $ 530,000 | $ 265,000 | $ 152,000 |
| Wright, Minnesota | 2 | $ 890,000 | $ 445,000 | $ 140,000 |
| Douglas, Nebraska | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Atlantic, New Jersey | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Camden, New Jersey | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| Gloucester, New Jersey | 2 | $ 770,000 | $ 385,000 | $ 227,000 |
| Union, New Jersey | 2 | $ 620,000 | $ 310,000 | $ 134,000 |
| Warren, New Jersey | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Dona Ana, New Mexico | 2 | $ 500,000 | $ 250,000 | $ 139,000 |
| Guilford, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Onslow, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Randolph, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Canadian, Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Grady, Oklahoma | 2 | $ 640,000 | $ 320,000 | $ 96,000 |
| Rogers, Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 168,000 |
| Polk, Oregon | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Butler, Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Cumberland, Pennsylvania | 2 | $ 710,000 | $ 355,000 | $ 95,000 |
| Lehigh, Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| Westmoreland, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| York, Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Beaufort, South Carolina | 2 | $ 710,000 | $ 355,000 | $ 616,000 |
| Georgetown, South Carolina | 2 | $ 500,000 | $ 250,000 | $ 143,000 |
| Greenville, South Carolina | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Loudon, Tennessee | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Maury, Tennessee | 2 | $ 460,000 | $ 230,000 | $ 111,000 |
| Obion, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Sevier, Tennessee | 2 | $ 340,000 | $ 170,000 | $ 155,000 |
| Washington, Tennessee | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Cameron, Texas | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Hidalgo, Texas | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Hunt, Texas | 2 | $ 270,000 | $ 135,000 | $ 101,000 |
| Parker, Texas | 2 | $ 550,000 | $ 275,000 | $ 158,000 |
| Morgan, Utah | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Wasatch, Utah | 2 | $ 1,010,000 | $ 505,000 | $ 236,000 |
| Albemarle, Virginia | 2 | $ 600,000 | $ 300,000 | $ 153,000 |
| Fairfax City, Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 339,000 |
| Franklin, Virginia | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Isle of Wight, Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 162,000 |
| James City, Virginia | 2 | $ 740,000 | $ 370,000 | $ 133,000 |
| Roanoke, Virginia | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| Chelan, Washington | 2 | $ 1,220,000 | $ 610,000 | $ 223,000 |
| Lewis, Washington | 2 | $ 470,000 | $ 235,000 | $ 125,000 |
| Skamania, Washington | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Yakima, Washington | 2 | $ 540,000 | $ 270,000 | $ 112,000 |
| Barron, Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Milwaukee, Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 140,000 |
| Baldwin, Alabama | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Elmore, Alabama | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Jefferson, Alabama | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Marengo, Alabama | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Mobile, Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Tuscaloosa, Alabama | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Anchorage, Alaska | 1 | $ 675,000 | $ 675,000 | $ 517,000 |
| Calaveras, California | 1 | $ 355,000 | $ 355,000 | $ 259,000 |
| Colusa, California | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Imperial, California | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Mendocino, California | 1 | $ 715,000 | $ 715,000 | $ 249,000 |
| Napa, California | 1 | $ 745,000 | $ 745,000 | $ 285,000 |
| Siskiyou, California | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Gilpin, Colorado | 1 | $ 455,000 | $ 455,000 | $ 91,000 |
| La Plata, Colorado | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Montrose, Colorado | 1 | $ 445,000 | $ 445,000 | $ 157,000 |
| Routt, Colorado | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| San Miguel, Colorado | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| New Haven, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Kent, Delaware | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Indian River, Florida | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Manatee, Florida | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Martin, Florida | 1 | $ 445,000 | $ 445,000 | $ 91,000 |
| Pasco, Florida | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| St. Lucie, Florida | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Floyd, Georgia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Forsyth, Georgia | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Glynn, Georgia | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Henry, Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Liberty, Georgia | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Long, Georgia | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Stephens, Georgia | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Whitfield, Georgia | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Honolulu, Hawaii | 1 | $ 285,000 | $ 285,000 | $ 276,000 |
| Blaine, Idaho | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Canyon, Idaho | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Kootenai, Idaho | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Latah, Idaho | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| LaPorte, Indiana | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Monroe, Indiana | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| St. Joseph, Indiana | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Christian, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Fayette, Kentucky | 1 | $ 415,000 | $ 415,000 | $ 255,000 |
| Hardin, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Jefferson, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Caddo, Louisiana | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Calcasieu, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| East Baton Rouge, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| La Salle, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Lafourche, Louisiana | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Tangipahoa, Louisiana | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Aroostook, Maine | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Hancock, Maine | 1 | $ 295,000 | $ 295,000 | $ 228,000 |
| Knox, Maine | 1 | $ 405,000 | $ 405,000 | $ 205,000 |
| Calvert, Maryland | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Cecil, Maryland | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Queen Anne's, Maryland | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| St. Mary's, Maryland | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Talbot, Maryland | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Berkshire, Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Hampshire, Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Alger, Michigan | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Clinton, Michigan | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Genesee, Michigan | 1 | $ 385,000 | $ 385,000 | $ 233,000 |
| Grand Traverse, Michigan | 1 | $ 455,000 | $ 455,000 | $ 449,000 |
| Kent, Michigan | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Leelanau, Michigan | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Livingston, Michigan | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Macomb, Michigan | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Washtenaw, Michigan | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Carver, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Douglas, Minnesota | 1 | $ 455,000 | $ 455,000 | $ 169,000 |
| Morrison, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Rice, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 250,000 |
| Sherburne, Minnesota | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| DeSoto, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Harrison, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Lafayette, Mississippi | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Madison, Mississippi | 1 | $ 555,000 | $ 555,000 | $ 114,000 |
| Carson City, Nevada | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Douglas, Nevada | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Elko, Nevada | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Humboldt, Nevada | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Nye, Nevada | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Cape May, New Jersey | 1 | $ 425,000 | $ 425,000 | $ 254,000 |
| Cumberland, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Hunterdon, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Mercer, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Monmouth, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| Bernalillo, New Mexico | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Eddy, New Mexico | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Los Alamos, New Mexico | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Otero, New Mexico | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Santa Fe, New Mexico | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Beaufort, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Caldwell, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 269,000 |
| Chatham, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 206,000 |
| Graham, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Iredell, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 187,000 |
| Lee, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Lincoln, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 185,000 |
| Macon, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Moore, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Pender, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Rowan, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Beckham, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Bryan, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Garvin, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Noble, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Payne, Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Clatsop, Oregon | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
| Coos, Oregon | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Curry, Oregon | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Josephine, Oregon | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Klamath, Oregon | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Linn, Oregon | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Wasco, Oregon | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Beaver, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Cambria, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Dauphin, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Erie, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Lackawanna, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 193,000 |
| Lawrence, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Luzerne, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Mercer, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Northampton, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Pike, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Somerset, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Venango, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Berkeley, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Charleston, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Dorchester, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Jasper, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Kershaw, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Lexington, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Richland, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 223,000 |
| Spartanburg, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Blount, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Claiborne, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 196,000 |
| DeKalb, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Fayette, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Hardeman, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Madison, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Montgomery, Tennessee | 1 | $ 555,000 | $ 555,000 | $ 228,000 |
| Robertson, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Andrews, Texas | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Chambers, Texas | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Comanche, Texas | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Delta, Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Ellis, Texas | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Erath, Texas | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Franklin, Texas | 1 | $ 405,000 | $ 405,000 | $ 252,000 |
| Gregg, Texas | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Hardin, Texas | 1 | $ 625,000 | $ 625,000 | $ 338,000 |
| Harrison, Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Henderson, Texas | 1 | $ 455,000 | $ 455,000 | $ 440,000 |
| Hood, Texas | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Hopkins, Texas | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Johnson, Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Kendall, Texas | 1 | $ 645,000 | $ 645,000 | $ 176,000 |
| Lubbock, Texas | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Medina, Texas | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Midland, Texas | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Nacogdoches, Texas | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Rockwall, Texas | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| San Jacinto, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Val Verde, Texas | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Webb, Texas | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| Wise, Texas | 1 | $ 425,000 | $ 425,000 | $ 188,000 |
| Wood, Texas | 1 | $ 435,000 | $ 435,000 | $ 237,000 |
| Rich, Utah | 1 | $ 335,000 | $ 335,000 | $ 225,000 |
| San Juan, Utah | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Sevier, Utah | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Bennington, Vermont | 1 | $ 365,000 | $ 365,000 | $ 235,000 |
| Chittenden, Vermont | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Rutland, Vermont | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Charlottesville, Virginia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Frederick, Virginia | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Gloucester, Virginia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Greene, Virginia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Harrisonburg, Virginia | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Madison, Virginia | 1 | $ 125,000 | $ 125,000 | $ 291,000 |
| Nelson, Virginia | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Roanoke City, Virginia | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Rockbridge, Virginia | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Spotsylvania, Virginia | 1 | $ 415,000 | $ 415,000 | $ 283,000 |
| Stafford, Virginia | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Williamsburg, Virginia | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Grays Harbor, Washington | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Island, Washington | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Walla Walla, Washington | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Adams, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Kenosha, Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 252,000 |
| Portage, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Sauk, Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Sawyer, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 181,000 |
| Vilas, Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 260,000 |
| Walworth, Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Waukesha, Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Waushara, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,832 | $664,400,000 | $362,000 | $2,565,000 | $146,000 | $1,390,000 |
| Refinancing | 829 | $327,745,000 | $395,000 | $5,005,000 | $152,000 | $1,834,000 |
| Cash-out Refinancing | 525 | $179,485,000 | $341,000 | $1,525,000 | $135,000 | $1,945,000 |
| Home Improvement | 1 | $335,000 | $335,000 | $335,000 | $75,000 | $75,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,016 | $760,600,000 | $377,000 | $5,005,000 | $148,000 | $1,945,000 |
| Not Provided | 442 | $152,520,000 | $345,000 | $2,295,000 | $151,000 | $1,071,000 |
| Asian | 319 | $122,965,000 | $385,000 | $1,445,000 | $155,000 | $735,000 |
| Hispanic | 270 | $89,190,000 | $330,000 | $895,000 | $119,000 | $709,000 |
| Black or African American | 78 | $26,870,000 | $344,000 | $795,000 | $128,000 | $517,000 |
| American Indian or Alaskan Native | 18 | $5,120,000 | $284,000 | $525,000 | $142,000 | $485,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,745,000 | $340,000 | $655,000 | $119,000 | $207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,922 | $1,084,240,000 | $371,000 | $5,005,000 | $150,000 | $1,945,000 |
| FHA-insured (Federal Housing Administration) | 134 | $39,810,000 | $297,000 | $645,000 | $90,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 128 | $47,090,000 | $367,000 | $1,465,000 | $104,000 | $745,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $825,000 | $275,000 | $445,000 | $65,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,197 | $792,325,000 | $360,000 | $5,005,000 | $145,000 | $1,945,000 |
| Application Withdrawn By Applicant | 487 | $182,835,000 | $375,000 | $2,005,000 | $146,000 | $1,390,000 |
| Application Approved But Not Accepted | 187 | $74,815,000 | $400,000 | $3,315,000 | $154,000 | $1,087,000 |
| Application Denied By Financial Institution | 186 | $75,000,000 | $403,000 | $1,505,000 | $137,000 | $1,088,000 |
| File Closed For Incompleteness | 129 | $46,535,000 | $360,000 | $1,245,000 | $150,000 | $1,088,000 |
| Preapproval Approved but not Accepted | 1 | $455,000 | $455,000 | $455,000 | $222,000 | $222,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,001 | $1,096,965,000 | $365,000 | $5,005,000 | $146,000 | $1,945,000 |
| Collateral | 76 | $27,390,000 | $360,000 | $1,195,000 | $143,000 | $1,088,000 |
| Debt-To-Income Ratio | 47 | $21,805,000 | $463,000 | $1,165,000 | $125,000 | $418,000 |
| Unverifiable Information | 20 | $8,710,000 | $435,000 | $1,165,000 | $145,000 | $322,000 |
| Other | 19 | $5,835,000 | $307,000 | $765,000 | $106,000 | $246,000 |
| Credit History | 15 | $6,405,000 | $427,000 | $885,000 | $144,000 | $373,000 |
| Credit Application Incomplete | 4 | $3,530,000 | $882,000 | $1,505,000 | $303,000 | $745,000 |
| Employment History | 4 | $950,000 | $237,000 | $275,000 | $62,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $375,000 | $375,000 | $375,000 | $152,000 | $152,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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