Watermark Financial Partners Mortgage Lending & HMDA Data, 2003
In 2003, Watermark Financial Partners of Denver, CO reported 15,082 mortgage applications totaling $1.6 billion. The average application was for $109,235, and applicants reported an average income of $1. 6% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta, GA (1,070), Indianapolis, IN (924) and Detroit, MI (528) (applications in parentheses).
| Mortgage Company & Address | Watermark Financial Partners 4582 S Ulster St, Suite 300 Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 15,082 |
| Total Mortgage Loan Application Amount | $1,647,494,000 |
| Average Mortgage Loan Application Amount | $109,235 |
| Highest Mortgage Loan Application Amount | $385,000 |
| Average Applicant Income | $1 |
| Highest Applicant Income | $20,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Financial Partners filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion, Indiana | 532 | $ 58,465,000 | $ 109,896 | $ 0 |
| Wayne, Michigan | 299 | $ 31,381,000 | $ 104,953 | $ 0 |
| Ada, Idaho | 276 | $ 29,403,000 | $ 106,532 | $ 0 |
| Jefferson, Alabama | 263 | $ 25,872,000 | $ 98,372 | $ 0 |
| Gwinnett, Georgia | 223 | $ 29,601,000 | $ 132,739 | $ 0 |
| Canyon, Idaho | 189 | $ 18,273,000 | $ 96,682 | $ 0 |
| Lake, Indiana | 182 | $ 17,687,000 | $ 97,181 | $ 0 |
| Jefferson, Kentucky | 174 | $ 18,411,000 | $ 105,810 | $ 0 |
| DeKalb, Georgia | 172 | $ 21,020,000 | $ 122,209 | $ 0 |
| Shelby, Tennessee | 154 | $ 17,357,000 | $ 112,707 | $ 0 |
| King, Washington | 147 | $ 22,398,000 | $ 152,367 | $ 0 |
| Mobile, Alabama | 145 | $ 13,141,000 | $ 90,627 | $ 0 |
| Snohomish, Washington | 133 | $ 21,345,000 | $ 160,488 | $ 0 |
| Madison, Alabama | 128 | $ 12,799,000 | $ 99,992 | $ 0 |
| Douglas, Nebraska | 126 | $ 12,692,000 | $ 100,730 | $ 0 |
| Pierce, Washington | 120 | $ 15,948,000 | $ 132,900 | $ 0 |
| Hamilton, Indiana | 118 | $ 14,477,000 | $ 122,686 | $ 0 |
| Maricopa, Arizona | 112 | $ 13,136,000 | $ 117,285 | $ 0 |
| Cobb, Georgia | 112 | $ 14,504,000 | $ 129,500 | $ 0 |
| Cook, Illinois | 112 | $ 14,430,000 | $ 128,839 | $ 0 |
| Montgomery, Alabama | 109 | $ 10,412,000 | $ 95,522 | $ 0 |
| Genesee, Michigan | 108 | $ 11,013,000 | $ 101,972 | $ 0 |
| Polk, Iowa | 107 | $ 10,261,000 | $ 95,897 | $ 0 |
| St. Louis City, Missouri | 107 | $ 10,063,000 | $ 94,046 | $ 0 |
| Hendricks, Indiana | 105 | $ 12,218,000 | $ 116,361 | $ 0 |
| Shelby, Alabama | 104 | $ 11,415,000 | $ 109,759 | $ 0 |
| Macomb, Michigan | 97 | $ 11,820,000 | $ 121,855 | $ 0 |
| Kent, Michigan | 93 | $ 9,555,000 | $ 102,741 | $ 0 |
| Fayette, Kentucky | 92 | $ 9,057,000 | $ 98,445 | $ 0 |
| Henry, Georgia | 89 | $ 11,416,000 | $ 128,269 | $ 0 |
| Fulton, Georgia | 88 | $ 11,024,000 | $ 125,272 | $ 0 |
| Allen, Indiana | 87 | $ 8,063,000 | $ 92,678 | $ 0 |
| Clayton, Georgia | 86 | $ 9,761,000 | $ 113,500 | $ 0 |
| Jackson, Missouri | 86 | $ 9,051,000 | $ 105,244 | $ 0 |
| Pulaski, Arkansas | 79 | $ 7,831,000 | $ 99,126 | $ 0 |
| Oakland, Michigan | 77 | $ 9,489,000 | $ 123,233 | $ 0 |
| Washington, Arkansas | 75 | $ 7,135,000 | $ 95,133 | $ 0 |
| Porter, Indiana | 75 | $ 7,829,000 | $ 104,386 | $ 0 |
| Mecklenburg, North Carolina | 74 | $ 9,265,000 | $ 125,202 | $ 0 |
| Multnomah, Oregon | 72 | $ 9,479,000 | $ 131,652 | $ 0 |
| Arapahoe, Colorado | 70 | $ 10,581,000 | $ 151,157 | $ 1,000 |
| Chesterfield, Virginia | 70 | $ 7,622,000 | $ 108,885 | $ 0 |
| Johnson, Indiana | 69 | $ 7,692,000 | $ 111,478 | $ 0 |
| St. Charles, Missouri | 69 | $ 7,895,000 | $ 114,420 | $ 0 |
| Harris, Texas | 69 | $ 6,679,000 | $ 96,797 | $ 0 |
| Greene, Missouri | 67 | $ 5,857,000 | $ 87,417 | $ 0 |
| Rutherford, Tennessee | 66 | $ 7,223,000 | $ 109,439 | $ 0 |
| Hampden, Massachusetts | 65 | $ 6,736,000 | $ 103,630 | $ 0 |
| Clay, Missouri | 64 | $ 6,575,000 | $ 102,734 | $ 0 |
| Worcester, Massachusetts | 62 | $ 8,537,000 | $ 137,693 | $ 0 |
| Richland, South Carolina | 61 | $ 6,004,000 | $ 98,426 | $ 0 |
| Davidson, Tennessee | 61 | $ 7,437,000 | $ 121,918 | $ 0 |
| Berkeley, West Virginia | 58 | $ 6,799,000 | $ 117,224 | $ 0 |
| Jefferson, Missouri | 57 | $ 5,814,000 | $ 102,000 | $ 0 |
| Spokane, Washington | 57 | $ 5,501,000 | $ 96,508 | $ 0 |
| Thurston, Washington | 57 | $ 6,826,000 | $ 119,754 | $ 0 |
| Benton, Arkansas | 56 | $ 5,283,000 | $ 94,339 | $ 0 |
| Linn, Iowa | 54 | $ 5,012,000 | $ 92,814 | $ 0 |
| Dallas, Texas | 54 | $ 5,592,000 | $ 103,555 | $ 0 |
| Virginia Beach, Virginia | 51 | $ 6,597,000 | $ 129,352 | $ 0 |
| Adams, Colorado | 50 | $ 7,531,000 | $ 150,620 | $ 0 |
| El Paso, Colorado | 50 | $ 6,811,000 | $ 136,220 | $ 0 |
| Will, Illinois | 50 | $ 6,958,000 | $ 139,160 | $ 0 |
| Plymouth, Massachusetts | 50 | $ 7,587,000 | $ 151,740 | $ 0 |
| Henrico, Virginia | 50 | $ 5,546,000 | $ 110,920 | $ 0 |
| Paulding, Georgia | 49 | $ 6,023,000 | $ 122,918 | $ 0 |
| Tippecanoe, Indiana | 49 | $ 4,963,000 | $ 101,285 | $ 0 |
| Clark, Washington | 49 | $ 6,494,000 | $ 132,530 | $ 0 |
| Wake, North Carolina | 48 | $ 6,376,000 | $ 132,833 | $ 0 |
| Greenville, South Carolina | 48 | $ 5,025,000 | $ 104,687 | $ 0 |
| Tarrant, Texas | 48 | $ 5,206,000 | $ 108,458 | $ 0 |
| Kitsap, Washington | 48 | $ 5,905,000 | $ 123,020 | $ 0 |
| Sarpy, Nebraska | 47 | $ 5,007,000 | $ 106,531 | $ 0 |
| Kootenai, Idaho | 46 | $ 4,787,000 | $ 104,065 | $ 0 |
| Yakima, Washington | 46 | $ 4,941,000 | $ 107,413 | $ 0 |
| Lancaster, Nebraska | 45 | $ 4,489,000 | $ 99,755 | $ 0 |
| Sedgwick, Kansas | 44 | $ 4,167,000 | $ 94,704 | $ 0 |
| Washington, Oregon | 44 | $ 6,352,000 | $ 144,363 | $ 0 |
| Elkhart, Indiana | 43 | $ 4,202,000 | $ 97,720 | $ 0 |
| Scott, Iowa | 43 | $ 3,829,000 | $ 89,046 | $ 0 |
| Essex, Massachusetts | 43 | $ 7,092,000 | $ 164,930 | $ 0 |
| Lee, Alabama | 42 | $ 3,986,000 | $ 94,904 | $ 0 |
| Faulkner, Arkansas | 42 | $ 3,748,000 | $ 89,238 | $ 0 |
| Bonneville, Idaho | 42 | $ 4,072,000 | $ 96,952 | $ 0 |
| Hennepin, Minnesota | 42 | $ 6,138,000 | $ 146,142 | $ 0 |
| Marion, Oregon | 42 | $ 4,668,000 | $ 111,142 | $ 0 |
| Tuscaloosa, Alabama | 41 | $ 4,240,000 | $ 103,414 | $ 0 |
| York, South Carolina | 41 | $ 4,567,000 | $ 111,390 | $ 0 |
| Morgan, Indiana | 40 | $ 4,492,000 | $ 112,300 | $ 0 |
| Middlesex, Massachusetts | 40 | $ 6,782,000 | $ 169,550 | $ 0 |
| Chesapeake, Virginia | 40 | $ 5,335,000 | $ 133,375 | $ 0 |
| Baldwin, Alabama | 39 | $ 3,711,000 | $ 95,153 | $ 0 |
| Douglas, Colorado | 38 | $ 7,135,000 | $ 187,763 | $ 1,000 |
| Jefferson, Colorado | 38 | $ 5,966,000 | $ 157,000 | $ 1,000 |
| Prince George's, Maryland | 38 | $ 5,147,000 | $ 135,447 | $ 0 |
| Minnehaha, South Dakota | 38 | $ 4,256,000 | $ 112,000 | $ 0 |
| Jefferson, West Virginia | 38 | $ 5,224,000 | $ 137,473 | $ 0 |
| Cherokee, Georgia | 37 | $ 4,966,000 | $ 134,216 | $ 0 |
| Johnson, Kansas | 37 | $ 4,663,000 | $ 126,027 | $ 0 |
| Travis, Texas | 37 | $ 4,415,000 | $ 119,324 | $ 0 |
| Baltimore, Maryland | 36 | $ 3,706,000 | $ 102,944 | $ 0 |
| Craighead, Arkansas | 35 | $ 3,012,000 | $ 86,057 | $ 0 |
| Monroe, Indiana | 34 | $ 3,559,000 | $ 104,676 | $ 0 |
| St. Joseph, Indiana | 34 | $ 3,046,000 | $ 89,588 | $ 0 |
| Kanawha, West Virginia | 34 | $ 3,218,000 | $ 94,647 | $ 0 |
| Morgan, Alabama | 33 | $ 2,860,000 | $ 86,666 | $ 0 |
| Newton, Georgia | 33 | $ 3,607,000 | $ 109,303 | $ 0 |
| Bartholomew, Indiana | 33 | $ 3,264,000 | $ 98,909 | $ 0 |
| Johnston, North Carolina | 33 | $ 3,879,000 | $ 117,545 | $ 0 |
| Benton, Washington | 33 | $ 3,274,000 | $ 99,212 | $ 0 |
| Twin Falls, Idaho | 32 | $ 3,038,000 | $ 94,937 | $ 0 |
| Hancock, Indiana | 32 | $ 3,729,000 | $ 116,531 | $ 0 |
| Cass, Missouri | 32 | $ 3,241,000 | $ 101,281 | $ 0 |
| Denver, Colorado | 31 | $ 4,702,000 | $ 151,677 | $ 3,000 |
| Richmond, Georgia | 30 | $ 2,861,000 | $ 95,366 | $ 0 |
| LaPorte, Indiana | 30 | $ 2,870,000 | $ 95,666 | $ 0 |
| Saginaw, Michigan | 30 | $ 3,139,000 | $ 104,633 | $ 0 |
| Norfolk, Virginia | 30 | $ 3,162,000 | $ 105,400 | $ 0 |
| Elmore, Alabama | 29 | $ 2,733,000 | $ 94,241 | $ 0 |
| Lapeer, Michigan | 29 | $ 3,731,000 | $ 128,655 | $ 0 |
| Hampton, Virginia | 29 | $ 3,090,000 | $ 106,551 | $ 0 |
| Mesa, Colorado | 28 | $ 2,853,000 | $ 101,892 | $ 0 |
| Bartow, Georgia | 28 | $ 3,162,000 | $ 112,928 | $ 0 |
| Bannock, Idaho | 28 | $ 2,427,000 | $ 86,678 | $ 0 |
| Clark, Nevada | 28 | $ 3,458,000 | $ 123,500 | $ 1,000 |
| Horry, South Carolina | 28 | $ 2,738,000 | $ 97,785 | $ 0 |
| Lexington, South Carolina | 28 | $ 2,657,000 | $ 94,892 | $ 0 |
| Douglas, Georgia | 27 | $ 3,257,000 | $ 120,629 | $ 0 |
| Payette, Idaho | 27 | $ 2,493,000 | $ 92,333 | $ 0 |
| Anoka, Minnesota | 27 | $ 3,810,000 | $ 141,111 | $ 0 |
| St. Louis, Missouri | 27 | $ 2,932,000 | $ 108,592 | $ 0 |
| Hall, Georgia | 26 | $ 2,897,000 | $ 111,423 | $ 0 |
| Christian, Missouri | 26 | $ 2,497,000 | $ 96,038 | $ 0 |
| Bernalillo, New Mexico | 26 | $ 2,799,000 | $ 107,653 | $ 0 |
| Jackson, Oregon | 26 | $ 2,934,000 | $ 112,846 | $ 0 |
| Bullitt, Kentucky | 25 | $ 2,451,000 | $ 98,040 | $ 0 |
| Bristol, Massachusetts | 25 | $ 3,114,000 | $ 124,560 | $ 0 |
| Kalamazoo, Michigan | 25 | $ 2,365,000 | $ 94,600 | $ 0 |
| Charleston, South Carolina | 25 | $ 3,227,000 | $ 129,080 | $ 0 |
| Suffolk, Virginia | 25 | $ 3,100,000 | $ 124,000 | $ 0 |
| Weld, Colorado | 24 | $ 3,129,000 | $ 130,375 | $ 0 |
| Coweta, Georgia | 24 | $ 3,038,000 | $ 126,583 | $ 0 |
| Rockdale, Georgia | 24 | $ 2,776,000 | $ 115,666 | $ 0 |
| Walton, Georgia | 24 | $ 3,026,000 | $ 126,083 | $ 0 |
| St. Clair, Illinois | 24 | $ 2,300,000 | $ 95,833 | $ 0 |
| Scott, Kentucky | 24 | $ 2,587,000 | $ 107,791 | $ 0 |
| Jackson, Michigan | 24 | $ 2,189,000 | $ 91,208 | $ 0 |
| Platte, Missouri | 24 | $ 2,935,000 | $ 122,291 | $ 0 |
| Lane, Oregon | 24 | $ 2,732,000 | $ 113,833 | $ 0 |
| Houston, Alabama | 23 | $ 2,110,000 | $ 91,739 | $ 0 |
| Sebastian, Arkansas | 23 | $ 2,179,000 | $ 94,739 | $ 0 |
| McLean, Illinois | 23 | $ 2,282,000 | $ 99,217 | $ 0 |
| Dakota, Minnesota | 23 | $ 3,228,000 | $ 140,347 | $ 0 |
| Skagit, Washington | 23 | $ 2,842,000 | $ 123,565 | $ 0 |
| Pima, Arizona | 22 | $ 2,419,000 | $ 109,954 | $ 0 |
| Saline, Arkansas | 22 | $ 1,976,000 | $ 89,818 | $ 0 |
| Midland, Michigan | 22 | $ 2,037,000 | $ 92,590 | $ 0 |
| Ramsey, Minnesota | 22 | $ 3,012,000 | $ 136,909 | $ 0 |
| Clackamas, Oregon | 22 | $ 3,291,000 | $ 149,590 | $ 0 |
| Spartanburg, South Carolina | 22 | $ 2,138,000 | $ 97,181 | $ 0 |
| Bexar, Texas | 22 | $ 2,134,000 | $ 97,000 | $ 0 |
| Crittenden, Arkansas | 21 | $ 2,132,000 | $ 101,523 | $ 0 |
| Madison, Illinois | 21 | $ 2,369,000 | $ 112,809 | $ 0 |
| Madison, Indiana | 21 | $ 1,858,000 | $ 88,476 | $ 0 |
| Allegan, Michigan | 21 | $ 2,109,000 | $ 100,428 | $ 0 |
| New Hanover, North Carolina | 21 | $ 2,276,000 | $ 108,380 | $ 0 |
| Knox, Tennessee | 21 | $ 2,072,000 | $ 98,666 | $ 0 |
| Newport News, Virginia | 21 | $ 2,217,000 | $ 105,571 | $ 0 |
| Island, Washington | 21 | $ 2,997,000 | $ 142,714 | $ 0 |
| Pinal, Arizona | 20 | $ 2,362,000 | $ 118,100 | $ 0 |
| Barrow, Georgia | 20 | $ 2,431,000 | $ 121,550 | $ 0 |
| Muscogee, Georgia | 20 | $ 1,870,000 | $ 93,500 | $ 0 |
| DuPage, Illinois | 20 | $ 3,100,000 | $ 155,000 | $ 0 |
| Kosciusko, Indiana | 20 | $ 1,804,000 | $ 90,200 | $ 0 |
| Warren, Kentucky | 20 | $ 1,850,000 | $ 92,500 | $ 0 |
| Shiawassee, Michigan | 20 | $ 1,893,000 | $ 94,650 | $ 0 |
| St. Clair, Michigan | 20 | $ 2,349,000 | $ 117,450 | $ 0 |
| Franklin, Missouri | 20 | $ 1,896,000 | $ 94,800 | $ 0 |
| Collin, Texas | 20 | $ 2,556,000 | $ 127,800 | $ 0 |
| Roanoke, Virginia | 20 | $ 2,031,000 | $ 101,550 | $ 0 |
| Boulder, Colorado | 19 | $ 3,253,000 | $ 171,210 | $ 0 |
| Ionia, Michigan | 19 | $ 1,733,000 | $ 91,210 | $ 0 |
| Ottawa, Michigan | 19 | $ 2,123,000 | $ 111,736 | $ 0 |
| Tuscola, Michigan | 19 | $ 1,956,000 | $ 102,947 | $ 0 |
| Boone, Missouri | 19 | $ 1,785,000 | $ 93,947 | $ 0 |
| Cabarrus, North Carolina | 19 | $ 2,286,000 | $ 120,315 | $ 0 |
| Franklin, Ohio | 19 | $ 2,554,000 | $ 134,421 | $ 0 |
| Tulsa, Oklahoma | 19 | $ 2,135,000 | $ 112,368 | $ 0 |
| Umatilla, Oregon | 19 | $ 1,973,000 | $ 103,842 | $ 0 |
| Williamson, Tennessee | 19 | $ 2,894,000 | $ 152,315 | $ 0 |
| Denton, Texas | 19 | $ 2,417,000 | $ 127,210 | $ 0 |
| Vanderburgh, Indiana | 18 | $ 1,532,000 | $ 85,111 | $ 0 |
| Dallas, Iowa | 18 | $ 1,922,000 | $ 106,777 | $ 0 |
| Woodbury, Iowa | 18 | $ 1,492,000 | $ 82,888 | $ 0 |
| Ingham, Michigan | 18 | $ 1,805,000 | $ 100,277 | $ 0 |
| Lincoln, Missouri | 18 | $ 1,766,000 | $ 98,111 | $ 0 |
| Spotsylvania, Virginia | 18 | $ 2,408,000 | $ 133,777 | $ 0 |
| Jasper, Indiana | 17 | $ 1,638,000 | $ 96,352 | $ 0 |
| Shawnee, Kansas | 17 | $ 1,614,000 | $ 94,941 | $ 0 |
| Washington, Minnesota | 17 | $ 2,354,000 | $ 138,470 | $ 0 |
| Frederick, Virginia | 17 | $ 1,723,000 | $ 101,352 | $ 0 |
| Portsmouth, Virginia | 17 | $ 1,851,000 | $ 108,882 | $ 0 |
| Whatcom, Washington | 17 | $ 2,163,000 | $ 127,235 | $ 0 |
| Cabell, West Virginia | 17 | $ 1,372,000 | $ 80,705 | $ 0 |
| Clark, Indiana | 16 | $ 1,401,000 | $ 87,562 | $ 0 |
| Gaston, North Carolina | 16 | $ 1,786,000 | $ 111,625 | $ 0 |
| Berkeley, South Carolina | 16 | $ 1,704,000 | $ 106,500 | $ 0 |
| Dorchester, South Carolina | 16 | $ 1,789,000 | $ 111,812 | $ 0 |
| Putnam, West Virginia | 16 | $ 1,748,000 | $ 109,250 | $ 0 |
| Larimer, Colorado | 15 | $ 2,009,000 | $ 133,933 | $ 0 |
| McHenry, Illinois | 15 | $ 2,266,000 | $ 151,066 | $ 0 |
| Howard, Indiana | 15 | $ 1,366,000 | $ 91,066 | $ 0 |
| Warren, Iowa | 15 | $ 1,566,000 | $ 104,400 | $ 0 |
| Daviess, Kentucky | 15 | $ 1,383,000 | $ 92,200 | $ 0 |
| Oldham, Kentucky | 15 | $ 1,860,000 | $ 124,000 | $ 0 |
| Suffolk, Massachusetts | 15 | $ 2,739,000 | $ 182,600 | $ 0 |
| Bay, Michigan | 15 | $ 1,312,000 | $ 87,466 | $ 0 |
| Calhoun, Michigan | 15 | $ 1,308,000 | $ 87,200 | $ 0 |
| Muskegon, Michigan | 15 | $ 1,249,000 | $ 83,266 | $ 0 |
| St. Joseph, Michigan | 15 | $ 1,270,000 | $ 84,666 | $ 0 |
| Aiken, South Carolina | 15 | $ 1,303,000 | $ 86,866 | $ 0 |
| Sumner, Tennessee | 15 | $ 1,797,000 | $ 119,800 | $ 0 |
| Tipton, Tennessee | 15 | $ 1,748,000 | $ 116,533 | $ 0 |
| Bedford, Virginia | 15 | $ 1,507,000 | $ 100,466 | $ 0 |
| Lynchburg, Virginia | 15 | $ 1,378,000 | $ 91,866 | $ 0 |
| Stafford, Virginia | 15 | $ 2,399,000 | $ 159,933 | $ 0 |
| Grays Harbor, Washington | 15 | $ 1,439,000 | $ 95,933 | $ 0 |
| Wood, West Virginia | 15 | $ 1,268,000 | $ 84,533 | $ 0 |
| Blount, Alabama | 14 | $ 1,409,000 | $ 100,642 | $ 0 |
| Calhoun, Alabama | 14 | $ 1,190,000 | $ 85,000 | $ 0 |
| Etowah, Alabama | 14 | $ 1,244,000 | $ 88,857 | $ 0 |
| Russell, Alabama | 14 | $ 1,237,000 | $ 88,357 | $ 0 |
| Crawford, Arkansas | 14 | $ 1,329,000 | $ 94,928 | $ 0 |
| Jefferson, Arkansas | 14 | $ 1,277,000 | $ 91,214 | $ 0 |
| Chatham, Georgia | 14 | $ 1,368,000 | $ 97,714 | $ 0 |
| Kankakee, Illinois | 14 | $ 1,302,000 | $ 93,000 | $ 0 |
| Winnebago, Illinois | 14 | $ 1,278,000 | $ 91,285 | $ 0 |
| Delaware, Indiana | 14 | $ 1,163,000 | $ 83,071 | $ 0 |
| Boone, Kentucky | 14 | $ 1,613,000 | $ 115,214 | $ 0 |
| Nelson, Kentucky | 14 | $ 1,275,000 | $ 91,071 | $ 0 |
| Baltimore City, Maryland | 14 | $ 1,030,000 | $ 73,571 | $ 0 |
| Montgomery, Maryland | 14 | $ 2,007,000 | $ 143,357 | $ 0 |
| Wright, Minnesota | 14 | $ 1,921,000 | $ 137,214 | $ 0 |
| Jasper, Missouri | 14 | $ 1,241,000 | $ 88,642 | $ 0 |
| Washoe, Nevada | 14 | $ 1,792,000 | $ 128,000 | $ 0 |
| Forsyth, North Carolina | 14 | $ 1,454,000 | $ 103,857 | $ 0 |
| Rockingham, Virginia | 14 | $ 1,414,000 | $ 101,000 | $ 0 |
| Franklin, Washington | 14 | $ 1,482,000 | $ 105,857 | $ 0 |
| Carroll, Georgia | 13 | $ 1,563,000 | $ 120,230 | $ 0 |
| Clarke, Georgia | 13 | $ 1,401,000 | $ 107,769 | $ 0 |
| Fayette, Georgia | 13 | $ 1,827,000 | $ 140,538 | $ 0 |
| Forsyth, Georgia | 13 | $ 1,508,000 | $ 116,000 | $ 0 |
| Dearborn, Indiana | 13 | $ 1,334,000 | $ 102,615 | $ 0 |
| Barnstable, Massachusetts | 13 | $ 1,565,000 | $ 120,384 | $ 0 |
| Livingston, Michigan | 13 | $ 1,844,000 | $ 141,846 | $ 0 |
| Van Buren, Michigan | 13 | $ 1,272,000 | $ 97,846 | $ 0 |
| Olmsted, Minnesota | 13 | $ 1,501,000 | $ 115,461 | $ 0 |
| Stearns, Minnesota | 13 | $ 1,232,000 | $ 94,769 | $ 0 |
| Buchanan, Missouri | 13 | $ 1,165,000 | $ 89,615 | $ 0 |
| Davidson, North Carolina | 13 | $ 1,442,000 | $ 110,923 | $ 0 |
| Yamhill, Oregon | 13 | $ 1,664,000 | $ 128,000 | $ 0 |
| Montgomery, Tennessee | 13 | $ 1,153,000 | $ 88,692 | $ 0 |
| Wilson, Tennessee | 13 | $ 1,593,000 | $ 122,538 | $ 0 |
| Nueces, Texas | 13 | $ 1,127,000 | $ 86,692 | $ 0 |
| Douglas, Washington | 13 | $ 1,506,000 | $ 115,846 | $ 0 |
| Lonoke, Arkansas | 12 | $ 946,000 | $ 78,833 | $ 0 |
| Spalding, Georgia | 12 | $ 1,177,000 | $ 98,083 | $ 0 |
| Jefferson, Idaho | 12 | $ 1,281,000 | $ 106,750 | $ 0 |
| Latah, Idaho | 12 | $ 1,247,000 | $ 103,916 | $ 0 |
| Nez Perce, Idaho | 12 | $ 1,063,000 | $ 88,583 | $ 0 |
| DeKalb, Indiana | 12 | $ 967,000 | $ 80,583 | $ 0 |
| Eaton, Michigan | 12 | $ 1,283,000 | $ 106,916 | $ 0 |
| Monroe, Michigan | 12 | $ 1,498,000 | $ 124,833 | $ 0 |
| Rankin, Mississippi | 12 | $ 1,207,000 | $ 100,583 | $ 0 |
| Stokes, North Carolina | 12 | $ 1,283,000 | $ 106,916 | $ 0 |
| Union, North Carolina | 12 | $ 1,476,000 | $ 123,000 | $ 0 |
| Oklahoma, Oklahoma | 12 | $ 1,311,000 | $ 109,250 | $ 0 |
| Linn, Oregon | 12 | $ 1,293,000 | $ 107,750 | $ 0 |
| Florence, South Carolina | 12 | $ 1,057,000 | $ 88,083 | $ 0 |
| Fort Bend, Texas | 12 | $ 1,281,000 | $ 106,750 | $ 0 |
| Prince George, Virginia | 12 | $ 1,322,000 | $ 110,166 | $ 0 |
| Garland, Arkansas | 11 | $ 958,000 | $ 87,090 | $ 0 |
| Columbia, Georgia | 11 | $ 1,187,000 | $ 107,909 | $ 0 |
| Gordon, Georgia | 11 | $ 991,000 | $ 90,090 | $ 0 |
| Kane, Illinois | 11 | $ 1,645,000 | $ 149,545 | $ 0 |
| Lake, Illinois | 11 | $ 1,514,000 | $ 137,636 | $ 0 |
| Wyandotte, Kansas | 11 | $ 982,000 | $ 89,272 | $ 0 |
| Jessamine, Kentucky | 11 | $ 1,147,000 | $ 104,272 | $ 0 |
| Madison, Kentucky | 11 | $ 1,038,000 | $ 94,363 | $ 0 |
| Frederick, Maryland | 11 | $ 1,429,000 | $ 129,909 | $ 0 |
| Grand Traverse, Michigan | 11 | $ 1,101,000 | $ 100,090 | $ 0 |
| Scott, Minnesota | 11 | $ 1,726,000 | $ 156,909 | $ 0 |
| Jackson, Mississippi | 11 | $ 1,038,000 | $ 94,363 | $ 0 |
| Iredell, North Carolina | 11 | $ 1,261,000 | $ 114,636 | $ 0 |
| Cass, North Dakota | 11 | $ 1,056,000 | $ 96,000 | $ 0 |
| Columbia, Oregon | 11 | $ 1,413,000 | $ 128,454 | $ 0 |
| Douglas, Oregon | 11 | $ 945,000 | $ 85,909 | $ 0 |
| Anderson, South Carolina | 11 | $ 977,000 | $ 88,818 | $ 0 |
| Sumter, South Carolina | 11 | $ 959,000 | $ 87,181 | $ 0 |
| Pennington, South Dakota | 11 | $ 1,157,000 | $ 105,181 | $ 0 |
| Hamilton, Tennessee | 11 | $ 957,000 | $ 87,000 | $ 0 |
| Fluvanna, Virginia | 11 | $ 1,274,000 | $ 115,818 | $ 0 |
| Gloucester, Virginia | 11 | $ 1,356,000 | $ 123,272 | $ 0 |
| Hanover, Virginia | 11 | $ 1,363,000 | $ 123,909 | $ 0 |
| Montgomery, Virginia | 11 | $ 1,156,000 | $ 105,090 | $ 0 |
| Pittsylvania, Virginia | 11 | $ 1,020,000 | $ 92,727 | $ 0 |
| Powhatan, Virginia | 11 | $ 1,224,000 | $ 111,272 | $ 0 |
| Cowlitz, Washington | 11 | $ 1,175,000 | $ 106,818 | $ 0 |
| Lewis, Washington | 11 | $ 1,256,000 | $ 114,181 | $ 0 |
| Monongalia, West Virginia | 11 | $ 1,067,000 | $ 97,000 | $ 0 |
| Autauga, Alabama | 10 | $ 973,000 | $ 97,300 | $ 0 |
| Mississippi, Arkansas | 10 | $ 864,000 | $ 86,400 | $ 0 |
| Newton, Indiana | 10 | $ 860,000 | $ 86,000 | $ 0 |
| Whitley, Indiana | 10 | $ 846,000 | $ 84,600 | $ 0 |
| Muscatine, Iowa | 10 | $ 860,000 | $ 86,000 | $ 0 |
| Story, Iowa | 10 | $ 951,000 | $ 95,100 | $ 0 |
| Washtenaw, Michigan | 10 | $ 1,223,000 | $ 122,300 | $ 0 |
| Sherburne, Minnesota | 10 | $ 1,439,000 | $ 143,900 | $ 0 |
| Pettis, Missouri | 10 | $ 860,000 | $ 86,000 | $ 0 |
| Hall, Nebraska | 10 | $ 716,000 | $ 71,600 | $ 0 |
| Alamance, North Carolina | 10 | $ 1,036,000 | $ 103,600 | $ 0 |
| Cumberland, North Carolina | 10 | $ 915,000 | $ 91,500 | $ 0 |
| Kershaw, South Carolina | 10 | $ 891,000 | $ 89,100 | $ 0 |
| Madison, Tennessee | 10 | $ 911,000 | $ 91,100 | $ 0 |
| Albemarle, Virginia | 10 | $ 1,116,000 | $ 111,600 | $ 0 |
| Roanoke City, Virginia | 10 | $ 941,000 | $ 94,100 | $ 0 |
| Warren, Virginia | 10 | $ 1,086,000 | $ 108,600 | $ 0 |
| Hampshire, West Virginia | 10 | $ 992,000 | $ 99,200 | $ 0 |
| Limestone, Alabama | 9 | $ 784,000 | $ 87,111 | $ 0 |
| Marshall, Alabama | 9 | $ 881,000 | $ 97,888 | $ 0 |
| St. Clair, Alabama | 9 | $ 942,000 | $ 104,666 | $ 0 |
| Talladega, Alabama | 9 | $ 811,000 | $ 90,111 | $ 0 |
| Yuma, Arizona | 9 | $ 906,000 | $ 100,666 | $ 0 |
| Houston, Georgia | 9 | $ 826,000 | $ 91,777 | $ 0 |
| Harrison, Indiana | 9 | $ 900,000 | $ 100,000 | $ 0 |
| Owen, Indiana | 9 | $ 855,000 | $ 95,000 | $ 0 |
| Putnam, Indiana | 9 | $ 840,000 | $ 93,333 | $ 0 |
| Shelby, Indiana | 9 | $ 848,000 | $ 94,222 | $ 0 |
| Kenton, Kentucky | 9 | $ 897,000 | $ 99,666 | $ 0 |
| Harford, Maryland | 9 | $ 1,010,000 | $ 112,222 | $ 0 |
| Franklin, Massachusetts | 9 | $ 931,000 | $ 103,444 | $ 0 |
| Hampshire, Massachusetts | 9 | $ 1,033,000 | $ 114,777 | $ 0 |
| Berrien, Michigan | 9 | $ 778,000 | $ 86,444 | $ 0 |
| Montcalm, Michigan | 9 | $ 789,000 | $ 87,666 | $ 0 |
| Sanilac, Michigan | 9 | $ 880,000 | $ 97,777 | $ 0 |
| Sandoval, New Mexico | 9 | $ 1,043,000 | $ 115,888 | $ 0 |
| Guilford, North Carolina | 9 | $ 883,000 | $ 98,111 | $ 0 |
| Polk, Oregon | 9 | $ 1,004,000 | $ 111,555 | $ 0 |
| Lincoln, South Dakota | 9 | $ 977,000 | $ 108,555 | $ 0 |
| Brazoria, Texas | 9 | $ 928,000 | $ 103,111 | $ 0 |
| Dinwiddie, Virginia | 9 | $ 979,000 | $ 108,777 | $ 0 |
| Prince William, Virginia | 9 | $ 1,541,000 | $ 171,222 | $ 0 |
| Grant, Washington | 9 | $ 877,000 | $ 97,444 | $ 0 |
| DeKalb, Alabama | 8 | $ 689,000 | $ 86,125 | $ 0 |
| Ouachita, Arkansas | 8 | $ 687,000 | $ 85,875 | $ 0 |
| Pueblo, Colorado | 8 | $ 769,000 | $ 96,125 | $ 0 |
| Bibb, Georgia | 8 | $ 871,000 | $ 108,875 | $ 0 |
| Effingham, Georgia | 8 | $ 794,000 | $ 99,250 | $ 0 |
| Jackson, Georgia | 8 | $ 849,000 | $ 106,125 | $ 0 |
| Gem, Idaho | 8 | $ 752,000 | $ 94,000 | $ 0 |
| Boone, Illinois | 8 | $ 922,000 | $ 115,250 | $ 0 |
| Kendall, Illinois | 8 | $ 1,086,000 | $ 135,750 | $ 0 |
| Boone, Indiana | 8 | $ 861,000 | $ 107,625 | $ 0 |
| Henry, Indiana | 8 | $ 751,000 | $ 93,875 | $ 0 |
| Steuben, Indiana | 8 | $ 724,000 | $ 90,500 | $ 0 |
| Wayne, Indiana | 8 | $ 786,000 | $ 98,250 | $ 0 |
| Hardin, Kentucky | 8 | $ 715,000 | $ 89,375 | $ 0 |
| Shelby, Kentucky | 8 | $ 709,000 | $ 88,625 | $ 0 |
| Norfolk, Massachusetts | 8 | $ 1,343,000 | $ 167,875 | $ 0 |
| Isabella, Michigan | 8 | $ 670,000 | $ 83,750 | $ 0 |
| Lenawee, Michigan | 8 | $ 863,000 | $ 107,875 | $ 0 |
| Newaygo, Michigan | 8 | $ 678,000 | $ 84,750 | $ 0 |
| Lawrence, Missouri | 8 | $ 672,000 | $ 84,000 | $ 0 |
| Taney, Missouri | 8 | $ 675,000 | $ 84,375 | $ 0 |
| Harnett, North Carolina | 8 | $ 724,000 | $ 90,500 | $ 0 |
| Nash, North Carolina | 8 | $ 810,000 | $ 101,250 | $ 0 |
| Clatsop, Oregon | 8 | $ 857,000 | $ 107,125 | $ 0 |
| Coos, Oregon | 8 | $ 699,000 | $ 87,375 | $ 0 |
| Lancaster, South Carolina | 8 | $ 839,000 | $ 104,875 | $ 0 |
| Pickens, South Carolina | 8 | $ 819,000 | $ 102,375 | $ 0 |
| Dyer, Tennessee | 8 | $ 708,000 | $ 88,500 | $ 0 |
| Fayette, Tennessee | 8 | $ 1,044,000 | $ 130,500 | $ 0 |
| Louisa, Virginia | 8 | $ 700,000 | $ 87,500 | $ 0 |
| Richmond City, Virginia | 8 | $ 728,000 | $ 91,000 | $ 0 |
| Walla Walla, Washington | 8 | $ 711,000 | $ 88,875 | $ 0 |
| Harrison, West Virginia | 8 | $ 605,000 | $ 75,625 | $ 0 |
| White, Arkansas | 7 | $ 631,000 | $ 90,142 | $ 0 |
| Lowndes, Georgia | 7 | $ 652,000 | $ 93,142 | $ 0 |
| Elmore, Idaho | 7 | $ 667,000 | $ 95,285 | $ 0 |
| Peoria, Illinois | 7 | $ 523,000 | $ 74,714 | $ 0 |
| Huntington, Indiana | 7 | $ 560,000 | $ 80,000 | $ 0 |
| Black Hawk, Iowa | 7 | $ 584,000 | $ 83,428 | $ 0 |
| Dubuque, Iowa | 7 | $ 667,000 | $ 95,285 | $ 0 |
| Johnson, Iowa | 7 | $ 695,000 | $ 99,285 | $ 0 |
| Douglas, Kansas | 7 | $ 693,000 | $ 99,000 | $ 0 |
| Franklin, Kentucky | 7 | $ 585,000 | $ 83,571 | $ 0 |
| Charles, Maryland | 7 | $ 659,000 | $ 94,142 | $ 0 |
| Howard, Maryland | 7 | $ 989,000 | $ 141,285 | $ 0 |
| Washington, Maryland | 7 | $ 682,000 | $ 97,428 | $ 0 |
| Barry, Michigan | 7 | $ 599,000 | $ 85,571 | $ 0 |
| Cass, Michigan | 7 | $ 636,000 | $ 90,857 | $ 0 |
| Harrison, Mississippi | 7 | $ 629,000 | $ 89,857 | $ 0 |
| Cole, Missouri | 7 | $ 692,000 | $ 98,857 | $ 0 |
| Durham, North Carolina | 7 | $ 1,035,000 | $ 147,857 | $ 0 |
| Randolph, North Carolina | 7 | $ 774,000 | $ 110,571 | $ 0 |
| Delaware, Ohio | 7 | $ 1,214,000 | $ 173,428 | $ 0 |
| Hamilton, Ohio | 7 | $ 782,000 | $ 111,714 | $ 0 |
| Licking, Ohio | 7 | $ 1,016,000 | $ 145,142 | $ 0 |
| Cleveland, Oklahoma | 7 | $ 783,000 | $ 111,857 | $ 0 |
| Wagoner, Oklahoma | 7 | $ 803,000 | $ 114,714 | $ 0 |
| Deschutes, Oregon | 7 | $ 768,000 | $ 109,714 | $ 0 |
| Campbell, Virginia | 7 | $ 781,000 | $ 111,571 | $ 0 |
| Danville, Virginia | 7 | $ 633,000 | $ 90,428 | $ 0 |
| Greene, Virginia | 7 | $ 870,000 | $ 124,285 | $ 0 |
| Madison, Virginia | 7 | $ 667,000 | $ 95,285 | $ 0 |
| New Kent, Virginia | 7 | $ 754,000 | $ 107,714 | $ 0 |
| Orange, Virginia | 7 | $ 684,000 | $ 97,714 | $ 0 |
| Petersburg, Virginia | 7 | $ 518,000 | $ 74,000 | $ 0 |
| Waynesboro, Virginia | 7 | $ 622,000 | $ 88,857 | $ 0 |
| Winchester, Virginia | 7 | $ 675,000 | $ 96,428 | $ 0 |
| Chelan, Washington | 7 | $ 745,000 | $ 106,428 | $ 0 |
| Mason, Washington | 7 | $ 774,000 | $ 110,571 | $ 0 |
| Chilton, Alabama | 6 | $ 508,000 | $ 84,666 | $ 0 |
| Cullman, Alabama | 6 | $ 525,000 | $ 87,500 | $ 0 |
| Pope, Arkansas | 6 | $ 427,000 | $ 71,166 | $ 0 |
| Catoosa, Georgia | 6 | $ 549,000 | $ 91,500 | $ 0 |
| Floyd, Georgia | 6 | $ 553,000 | $ 92,166 | $ 0 |
| Polk, Georgia | 6 | $ 494,000 | $ 82,333 | $ 0 |
| Shoshone, Idaho | 6 | $ 594,000 | $ 99,000 | $ 0 |
| Sangamon, Illinois | 6 | $ 494,000 | $ 82,333 | $ 0 |
| Tazewell, Illinois | 6 | $ 591,000 | $ 98,500 | $ 0 |
| Jackson, Indiana | 6 | $ 473,000 | $ 78,833 | $ 0 |
| Marshall, Indiana | 6 | $ 542,000 | $ 90,333 | $ 0 |
| Montgomery, Indiana | 6 | $ 513,000 | $ 85,500 | $ 0 |
| Scott, Indiana | 6 | $ 490,000 | $ 81,666 | $ 0 |
| Cedar, Iowa | 6 | $ 474,000 | $ 79,000 | $ 0 |
| Clark, Kentucky | 6 | $ 544,000 | $ 90,666 | $ 0 |
| Spencer, Kentucky | 6 | $ 511,000 | $ 85,166 | $ 0 |
| Anne Arundel, Maryland | 6 | $ 707,000 | $ 117,833 | $ 0 |
| St. Mary's, Maryland | 6 | $ 735,000 | $ 122,500 | $ 0 |
| Wicomico, Maryland | 6 | $ 598,000 | $ 99,666 | $ 0 |
| Polk, Missouri | 6 | $ 527,000 | $ 87,833 | $ 0 |
| Ray, Missouri | 6 | $ 638,000 | $ 106,333 | $ 0 |
| Adams, Nebraska | 6 | $ 486,000 | $ 81,000 | $ 0 |
| Buffalo, Nebraska | 6 | $ 507,000 | $ 84,500 | $ 0 |
| Dodge, Nebraska | 6 | $ 517,000 | $ 86,166 | $ 0 |
| Lyon, Nevada | 6 | $ 641,000 | $ 106,833 | $ 0 |
| Santa Fe, New Mexico | 6 | $ 695,000 | $ 115,833 | $ 0 |
| Brunswick, North Carolina | 6 | $ 693,000 | $ 115,500 | $ 0 |
| Onslow, North Carolina | 6 | $ 644,000 | $ 107,333 | $ 0 |
| Rowan, North Carolina | 6 | $ 638,000 | $ 106,333 | $ 0 |
| Burleigh, North Dakota | 6 | $ 590,000 | $ 98,333 | $ 0 |
| Grand Forks, North Dakota | 6 | $ 625,000 | $ 104,166 | $ 0 |
| Klamath, Oregon | 6 | $ 553,000 | $ 92,166 | $ 0 |
| Wasco, Oregon | 6 | $ 598,000 | $ 99,666 | $ 0 |
| Darlington, South Carolina | 6 | $ 575,000 | $ 95,833 | $ 0 |
| Montgomery, Texas | 6 | $ 673,000 | $ 112,166 | $ 0 |
| Amherst, Virginia | 6 | $ 486,000 | $ 81,000 | $ 0 |
| Augusta, Virginia | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Botetourt, Virginia | 6 | $ 571,000 | $ 95,166 | $ 0 |
| Franklin, Virginia | 6 | $ 564,000 | $ 94,000 | $ 0 |
| Henry, Virginia | 6 | $ 656,000 | $ 109,333 | $ 0 |
| Hopewell, Virginia | 6 | $ 531,000 | $ 88,500 | $ 0 |
| James City, Virginia | 6 | $ 735,000 | $ 122,500 | $ 0 |
| Clallam, Washington | 6 | $ 601,000 | $ 100,166 | $ 0 |
| Marion, West Virginia | 6 | $ 516,000 | $ 86,000 | $ 0 |
| Milwaukee, Wisconsin | 6 | $ 587,000 | $ 97,833 | $ 0 |
| Lauderdale, Alabama | 5 | $ 489,000 | $ 97,800 | $ 0 |
| Ashley, Arkansas | 5 | $ 387,000 | $ 77,400 | $ 0 |
| Baldwin, Georgia | 5 | $ 532,000 | $ 106,400 | $ 0 |
| Whitfield, Georgia | 5 | $ 496,000 | $ 99,200 | $ 0 |
| Bingham, Idaho | 5 | $ 538,000 | $ 107,600 | $ 0 |
| Gooding, Idaho | 5 | $ 398,000 | $ 79,600 | $ 0 |
| Champaign, Illinois | 5 | $ 452,000 | $ 90,400 | $ 0 |
| Iroquois, Illinois | 5 | $ 448,000 | $ 89,600 | $ 0 |
| Floyd, Indiana | 5 | $ 729,000 | $ 145,800 | $ 0 |
| Lawrence, Indiana | 5 | $ 415,000 | $ 83,000 | $ 0 |
| Vigo, Indiana | 5 | $ 402,000 | $ 80,400 | $ 0 |
| Warrick, Indiana | 5 | $ 408,000 | $ 81,600 | $ 0 |
| White, Indiana | 5 | $ 436,000 | $ 87,200 | $ 0 |
| Benton, Iowa | 5 | $ 521,000 | $ 104,200 | $ 0 |
| Des Moines, Iowa | 5 | $ 407,000 | $ 81,400 | $ 0 |
| Madison, Iowa | 5 | $ 472,000 | $ 94,400 | $ 0 |
| Boyle, Kentucky | 5 | $ 530,000 | $ 106,000 | $ 0 |
| Campbell, Kentucky | 5 | $ 468,000 | $ 93,600 | $ 0 |
| Clinton, Michigan | 5 | $ 447,000 | $ 89,400 | $ 0 |
| Isanti, Minnesota | 5 | $ 625,000 | $ 125,000 | $ 0 |
| Cape Girardeau, Missouri | 5 | $ 432,000 | $ 86,400 | $ 0 |
| Johnson, Missouri | 5 | $ 409,000 | $ 81,800 | $ 0 |
| Laclede, Missouri | 5 | $ 416,000 | $ 83,200 | $ 0 |
| St. Francois, Missouri | 5 | $ 430,000 | $ 86,000 | $ 0 |
| Stone, Missouri | 5 | $ 397,000 | $ 79,400 | $ 0 |
| Warren, Missouri | 5 | $ 469,000 | $ 93,800 | $ 0 |
| Webster, Missouri | 5 | $ 427,000 | $ 85,400 | $ 0 |
| Washington, Nebraska | 5 | $ 593,000 | $ 118,600 | $ 0 |
| Dona Ana, New Mexico | 5 | $ 448,000 | $ 89,600 | $ 0 |
| Lee, North Carolina | 5 | $ 443,000 | $ 88,600 | $ 0 |
| Lincoln, North Carolina | 5 | $ 535,000 | $ 107,000 | $ 0 |
| Rockingham, North Carolina | 5 | $ 420,000 | $ 84,000 | $ 0 |
| Barnes, North Dakota | 5 | $ 471,000 | $ 94,200 | $ 0 |
Mortgage Loan Application Detail Totals for Watermark Financial Partners in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 15,050 | $1,643,432,000 | $113,500 | $385,000 | $0 | $20,000 |
| Home Purchase (one-to-four family) | 32 | $4,062,000 | $131,866 | $322,000 | $1,400 | $20,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,379 | $1,238,765,000 | $113,558 | $374,000 | $0 | $20,000 |
| Black | 2,531 | $274,190,000 | $109,451 | $385,000 | $0 | $0 |
| Hispanic | 641 | $72,384,000 | $110,576 | $277,000 | $0 | $9,000 |
| Asian or Pacific Islander | 169 | $19,804,000 | $116,115 | $224,000 | $0 | $0 |
| Other | 145 | $17,495,000 | $115,275 | $219,000 | $0 | $0 |
| American Indian or Alaskan Native | 118 | $12,712,000 | $104,291 | $206,000 | $0 | $0 |
| Not applicable | 99 | $12,144,000 | $121,833 | $274,000 | $500 | $13,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 15,002 | $1,635,959,000 | $113,352 | $385,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 52 | $6,312,000 | $121,000 | $233,000 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28 | $5,223,000 | $182,000 | $322,000 | $7,250 | $20,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 10,943 | $1,222,994,000 | $115,735 | $385,000 | $58 | $20,000 |
| Application Withdrawn By Applicant | 3,143 | $329,319,000 | $106,212 | $374,000 | $0 | $0 |
| Loan Originated | 954 | $90,795,000 | $95,258 | $298,000 | $0 | $5,000 |
| Application Denied By Financial Institution | 42 | $4,386,000 | $106,368 | $177,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 27 | $2,815,000 | $105,571 | $166,000 | $0 | $0 |
| Other | 14 | $1,459,000 | $107,000 | $177,000 | $0 | $0 |
| Unverifiable Information | 1 | $112,000 | $112,000 | $112,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Financial Partners's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Financial Partners's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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