Waterstone Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Waterstone Bank, Ssb 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterstone Bank, Ssb 11200 West Plank Court Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 682 |
| Total Mortgage Loan Application Amount | $533,060,000 |
| Average Mortgage Loan Application Amount | $950,600 |
| Highest Mortgage Loan Application Amount | $16,705,000 |
| Average Applicant Income | $171,600 |
| Highest Applicant Income | $979,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Waterstone Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterstone Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Waterstone Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterstone Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterstone Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterstone Bank, Ssb's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 112 | $ 80,110,000 | $ 715,000 | $ 160,000 |
| Bernalillo County New Mexico | 63 | $ 21,835,000 | $ 346,000 | $ 704,000 |
| Maricopa County Arizona | 37 | $ 26,735,000 | $ 722,000 | $ 305,000 |
| Waukesha County Wisconsin | 30 | $ 46,250,000 | $ 1,541,000 | $ 439,000 |
| Tulsa County Oklahoma | 23 | $ 9,695,000 | $ 421,000 | $ 0 |
| Sandoval County New Mexico | 12 | $ 5,620,000 | $ 468,000 | $ 236,000 |
| Brown County Wisconsin | 12 | $ 38,230,000 | $ 3,185,000 | $ 0 |
| Santa Fe County New Mexico | 11 | $ 8,465,000 | $ 769,000 | $ 204,000 |
| McCurtain County Oklahoma | 10 | $ 6,200,000 | $ 620,000 | $ 314,000 |
| Racine County Wisconsin | 10 | $ 16,400,000 | $ 1,640,000 | $ 172,000 |
| Worcester County Maryland | 9 | $ 3,245,000 | $ 360,000 | $ 0 |
| Johnson County Kansas | 8 | $ 2,260,000 | $ 282,000 | $ 0 |
| Citrus County Florida | 7 | $ 3,635,000 | $ 519,000 | $ 381,000 |
| Ada County Idaho | 6 | $ 3,720,000 | $ 620,000 | $ 235,000 |
| Trumbull County Ohio | 6 | $ 880,000 | $ 146,000 | $ 0 |
| El Paso County Texas | 6 | $ 3,010,000 | $ 501,000 | $ 571,000 |
| Washington County Wisconsin | 6 | $ 3,630,000 | $ 605,000 | $ 0 |
| Adams County Colorado | 5 | $ 2,895,000 | $ 579,000 | $ 0 |
| Volusia County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 0 |
| Jackson County Michigan | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Jackson County Missouri | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| Tarrant County Texas | 5 | $ 2,845,000 | $ 569,000 | $ 110,000 |
| Augusta County Virginia | 5 | $ 2,415,000 | $ 483,000 | $ 0 |
| Dodge County Wisconsin | 5 | $ 3,945,000 | $ 789,000 | $ 162,000 |
| Denver County Colorado | 4 | $ 2,780,000 | $ 695,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 2,070,000 | $ 517,000 | $ 0 |
| Sussex County Delaware | 4 | $ 1,220,000 | $ 305,000 | $ 0 |
| Hillsborough County New Hampshire | 4 | $ 2,170,000 | $ 542,000 | $ 245,000 |
| Denton County Texas | 4 | $ 2,180,000 | $ 545,000 | $ 0 |
| Montgomery County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 0 |
| St. Croix County Wisconsin | 4 | $ 1,600,000 | $ 400,000 | $ 317,000 |
| Hillsborough County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Orange County Florida | 3 | $ 1,935,000 | $ 645,000 | $ 0 |
| Washington County Minnesota | 3 | $ 16,515,000 | $ 5,505,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 715,000 | $ 238,000 | $ 0 |
| Wagoner County Oklahoma | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Greenville County South Carolina | 3 | $ 995,000 | $ 331,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Williamson County Tennessee | 3 | $ 2,425,000 | $ 808,000 | $ 279,000 |
| Travis County Texas | 3 | $ 1,475,000 | $ 491,000 | $ 0 |
| Waynesboro County Virginia | 3 | $ 605,000 | $ 201,000 | $ 0 |
| Adams County Wisconsin | 3 | $ 905,000 | $ 301,000 | $ 45,000 |
| Columbia County Wisconsin | 3 | $ 4,305,000 | $ 1,435,000 | $ 0 |
| Marathon County Wisconsin | 3 | $ 6,195,000 | $ 2,065,000 | $ 0 |
| Oconto County Wisconsin | 3 | $ 605,000 | $ 201,000 | $ 0 |
| Ozaukee County Wisconsin | 3 | $ 8,215,000 | $ 2,738,000 | $ 0 |
| Walworth County Wisconsin | 3 | $ 4,605,000 | $ 1,535,000 | $ 0 |
| Lee County Florida | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Polk County Florida | 2 | $ 560,000 | $ 280,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| Douglas County Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Fulton County Georgia | 2 | $ 1,480,000 | $ 740,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Champaign County Illinois | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Grundy County Illinois | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Rush County Indiana | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Muscatine County Iowa | 2 | $ 5,410,000 | $ 2,705,000 | $ 0 |
| Scott County Iowa | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Douglas County Kansas | 2 | $ 22,610,000 | $ 11,305,000 | $ 0 |
| Neosho County Kansas | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| York County Maine | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 16,450,000 | $ 8,225,000 | $ 0 |
| Waseca County Minnesota | 2 | $ 2,180,000 | $ 1,090,000 | $ 0 |
| Los Alamos County New Mexico | 2 | $ 950,000 | $ 475,000 | $ 0 |
| San Juan County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Newport County Rhode Island | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Greenwood County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Bowie County Texas | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Collin County Texas | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Grayson County Texas | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Harris County Texas | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Williamson County Texas | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Oneida County Wisconsin | 2 | $ 1,790,000 | $ 895,000 | $ 0 |
| Sheboygan County Wisconsin | 2 | $ 5,480,000 | $ 2,740,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 2,230,000 | $ 1,115,000 | $ 0 |
| Dale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coconino County Arizona | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Mohave County Arizona | 1 | $ 505,000 | $ 505,000 | $ 271,000 |
| Yavapai County Arizona | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Miller County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Los Angeles County California | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Orange County California | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Boulder County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 1,425,000 | $ 1,425,000 | $ 480,000 |
| Douglas County Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 825,000 | $ 825,000 | $ 423,000 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kent County Delaware | 1 | $ 725,000 | $ 725,000 | $ 0 |
| New Castle County Delaware | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Brevard County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Broward County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Flagler County Florida | 1 | $ 795,000 | $ 795,000 | $ 189,000 |
| Indian River County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lake County Florida | 1 | $ 1,855,000 | $ 1,855,000 | $ 700,000 |
| Marion County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Osceola County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pinellas County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Seminole County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| St. Johns County Florida | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Walton County Florida | 1 | $ 1,095,000 | $ 1,095,000 | $ 635,000 |
| Chatham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hancock County Georgia | 1 | $ 625,000 | $ 625,000 | $ 326,000 |
| Bonner County Idaho | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Canyon County Idaho | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 0 |
| DuPage County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kane County Illinois | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Kendall County Illinois | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Marshall County Iowa | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Reno County Kansas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Riley County Kansas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Boone County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Charles County Maryland | 1 | $ 535,000 | $ 535,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Clare County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kent County Michigan | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Benton County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 4,015,000 | $ 4,015,000 | $ 0 |
| Scott County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 2,875,000 | $ 2,875,000 | $ 0 |
| Cass County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Clay County Missouri | 1 | $ 345,000 | $ 345,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Clark County Nevada | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Morris County New Jersey | 1 | $ 1,125,000 | $ 1,125,000 | $ 705,000 |
| Ocean County New Jersey | 1 | $ 635,000 | $ 635,000 | $ 377,000 |
| Passaic County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Rio Arriba County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Taos County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wake County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Logan County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Horry County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Greene County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bell County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Blanco County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cameron County Texas | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Dallas County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ellis County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hays County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Lee County Texas | 1 | $ 495,000 | $ 495,000 | $ 175,000 |
| Salt Lake County Utah | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Weber County Utah | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Caroline County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 505,000 | $ 505,000 | $ 278,000 |
| Fluvanna County Virginia | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Hanover County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Louisa County Virginia | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Clark County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 16,705,000 | $ 16,705,000 | $ 0 |
| Door County Wisconsin | 1 | $ 4,215,000 | $ 4,215,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 2,515,000 | $ 2,515,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Waterstone Bank, Ssb in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 595 | $407,495,000 | $684,000 | $16,705,000 | $301,000 | $816,000 |
| Cash-out Refinancing | 51 | $59,265,000 | $1,162,000 | $15,755,000 | $76,000 | $171,000 |
| Refinancing | 30 | $64,060,000 | $2,135,000 | $13,905,000 | $281,000 | $979,000 |
| Home Improvement | 5 | $1,835,000 | $367,000 | $1,635,000 | $200,000 | $200,000 |
| Other Purpose | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 607 | $483,475,000 | $796,000 | $16,705,000 | $0 | $0 |
| White | 45 | $29,645,000 | $658,000 | $3,005,000 | $275,000 | $979,000 |
| Not Provided | 15 | $10,045,000 | $669,000 | $1,465,000 | $276,000 | $651,000 |
| Black or African American | 5 | $2,325,000 | $465,000 | $1,125,000 | $341,000 | $775,000 |
| Hispanic | 5 | $3,655,000 | $731,000 | $1,855,000 | $355,000 | $700,000 |
| Asian | 3 | $2,195,000 | $731,000 | $795,000 | $318,000 | $478,000 |
| American Indian or Alaskan Native | 1 | $765,000 | $765,000 | $765,000 | $206,000 | $206,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 682 | $533,060,000 | $781,000 | $16,705,000 | $286,000 | $979,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 448 | $178,390,000 | $398,000 | $1,005,000 | $0 | $0 |
| Loan Originated | 190 | $300,460,000 | $1,581,000 | $16,705,000 | $308,000 | $979,000 |
| Application Withdrawn By Applicant | 18 | $43,570,000 | $2,420,000 | $16,005,000 | $255,000 | $311,000 |
| Application Denied By Financial Institution | 11 | $4,695,000 | $426,000 | $1,925,000 | $381,000 | $775,000 |
| Application Approved But Not Accepted | 7 | $3,935,000 | $562,000 | $2,155,000 | $162,000 | $162,000 |
| Preapproval Denied by Financial Institution | 5 | $1,285,000 | $257,000 | $505,000 | $54,000 | $104,000 |
| Preapproval Approved but not Accepted | 3 | $725,000 | $241,000 | $325,000 | $77,000 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 682 | $533,060,000 | $781,000 | $16,705,000 | $286,000 | $979,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterstone Bank, Ssb's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterstone Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.