Webster Bank, N.A. Mortgage Lending & HMDA Data, 2004

In 2004, Webster Bank, N.A. of Waterbury, CT reported 20,384 mortgage applications totaling $3.6 billion. The average application was for $175,381, and applicants reported an average income of $74,633. 71% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (4,190), New Haven-Milford, CT (2,162) and Chicago-Naperville-Joliet, IL (1,258) (applications in parentheses).

Mortgage Company & Address Webster Bank, N.A.
145 Bank St
Waterbury, CT 06702
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 20,384
Total Mortgage Loan Application Amount $3,574,985,000
Average Mortgage Loan Application Amount $175,381
Highest Mortgage Loan Application Amount $7,800,000
Average Applicant Income $74,633
Highest Applicant Income $5,892,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Webster Bank, N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford, Connecticut 3,353 $ 449,160,000 $ 133,957 $ 60,000
New Haven, Connecticut 2,162 $ 304,894,000 $ 141,024 $ 58,000
Fairfield, Connecticut 999 $ 274,256,000 $ 274,530 $ 102,000
Bristol, Massachusetts 943 $ 155,363,000 $ 164,753 $ 66,000
Cook, Illinois 853 $ 154,226,000 $ 180,804 $ 60,000
Litchfield, Connecticut 696 $ 113,387,000 $ 162,912 $ 99,000
Middlesex, Connecticut 535 $ 90,970,000 $ 170,037 $ 74,000
Maricopa, Arizona 496 $ 72,190,000 $ 145,544 $ 53,000
Worcester, Massachusetts 379 $ 69,368,000 $ 183,029 $ 68,000
New London, Connecticut 361 $ 63,210,000 $ 175,096 $ 82,000
Providence, Rhode Island 359 $ 64,286,000 $ 179,069 $ 62,000
Tolland, Connecticut 302 $ 45,383,000 $ 150,274 $ 78,000
Chittenden, Vermont 298 $ 44,976,000 $ 150,926 $ 82,000
Middlesex, Massachusetts 283 $ 75,624,000 $ 267,222 $ 108,000
Lake, Indiana 246 $ 27,040,000 $ 109,918 $ 46,000
Hampden, Massachusetts 233 $ 27,512,000 $ 118,077 $ 50,000
King, Washington 219 $ 46,442,000 $ 212,063 $ 80,000
Kitsap, Washington 207 $ 33,494,000 $ 161,806 $ 61,000
Clark, Washington 200 $ 30,629,000 $ 153,145 $ 65,000
Suffolk, New York 186 $ 148,243,000 $ 797,005 $ 299,000
Plymouth, Massachusetts 185 $ 38,168,000 $ 206,313 $ 78,000
Multnomah, Oregon 172 $ 26,818,000 $ 155,918 $ 52,000
Pierce, Washington 161 $ 25,856,000 $ 160,596 $ 59,000
Kent, Rhode Island 153 $ 26,702,000 $ 174,522 $ 71,000
Norfolk, Massachusetts 146 $ 36,997,000 $ 253,404 $ 87,000
DuPage, Illinois 134 $ 25,405,000 $ 189,589 $ 60,000
Washington, Rhode Island 132 $ 33,546,000 $ 254,136 $ 108,000
Will, Illinois 125 $ 21,035,000 $ 168,280 $ 62,000
Snohomish, Washington 125 $ 23,458,000 $ 187,664 $ 73,000
Marion, Oregon 120 $ 15,714,000 $ 130,950 $ 58,000
Cumberland, Maine 117 $ 18,368,000 $ 156,991 $ 55,000
Barnstable, Massachusetts 117 $ 28,369,000 $ 242,470 $ 115,000
Essex, Massachusetts 113 $ 30,075,000 $ 266,150 $ 98,000
Newport, Rhode Island 108 $ 22,554,000 $ 208,833 $ 69,000
Windham, Connecticut 107 $ 16,031,000 $ 149,822 $ 61,000
Lake, Illinois 95 $ 18,357,000 $ 193,231 $ 71,000
Washington, Oregon 95 $ 13,904,000 $ 146,357 $ 53,000
Hillsborough, New Hampshire 90 $ 15,463,000 $ 171,811 $ 59,000
Bristol, Rhode Island 86 $ 16,479,000 $ 191,616 $ 67,000
Porter, Indiana 82 $ 10,453,000 $ 127,475 $ 52,000
Kane, Illinois 79 $ 14,308,000 $ 181,113 $ 48,000
Rockingham, New Hampshire 78 $ 15,210,000 $ 195,000 $ 62,000
Stark, Ohio 74 $ 8,179,000 $ 110,527 $ 76,000
York, Maine 72 $ 13,685,000 $ 190,069 $ 89,000
Suffolk, Massachusetts 70 $ 16,947,000 $ 242,100 $ 91,000
Westchester, New York 69 $ 42,582,000 $ 617,130 $ 239,000
Clackamas, Oregon 68 $ 12,634,000 $ 185,794 $ 61,000
Walla Walla, Washington 65 $ 8,382,000 $ 128,953 $ 59,000
Kootenai, Idaho 57 $ 7,198,000 $ 126,280 $ 50,000
Yavapai, Arizona 55 $ 9,322,000 $ 169,490 $ 100,000
Phelps, Missouri 55 $ 5,952,000 $ 108,218 $ 54,000
Dukes, Massachusetts 52 $ 12,819,000 $ 246,519 $ 129,000
McHenry, Illinois 50 $ 9,216,000 $ 184,320 $ 61,000
Spokane, Washington 49 $ 5,701,000 $ 116,346 $ 43,000
Berkshire, Massachusetts 47 $ 6,533,000 $ 139,000 $ 140,000
Fulton, Georgia 45 $ 8,023,000 $ 178,288 $ 74,000
Yellowstone, Montana 43 $ 4,261,000 $ 99,093 $ 56,000
Canyon, Idaho 42 $ 3,962,000 $ 94,333 $ 52,000
Ada, Idaho 41 $ 4,189,000 $ 102,170 $ 43,000
Franklin, Ohio 41 $ 4,433,000 $ 108,121 $ 43,000
Gwinnett, Georgia 40 $ 7,193,000 $ 179,825 $ 77,000
Summit, Ohio 40 $ 4,259,000 $ 106,475 $ 46,000
DeKalb, Georgia 39 $ 5,156,000 $ 132,205 $ 60,000
Polk, Oregon 39 $ 4,706,000 $ 120,666 $ 60,000
Nassau, New York 35 $ 36,051,000 $ 1,030,028 $ 444,000
Brevard, Florida 33 $ 5,167,000 $ 156,575 $ 69,000
Shawnee, Kansas 33 $ 3,420,000 $ 103,636 $ 68,000
Bonner, Idaho 31 $ 5,399,000 $ 174,161 $ 80,000
Winnebago, Illinois 31 $ 2,521,000 $ 81,322 $ 46,000
Cowlitz, Washington 30 $ 3,537,000 $ 117,900 $ 54,000
Merrimack, New Hampshire 29 $ 3,990,000 $ 137,586 $ 45,000
Strafford, New Hampshire 28 $ 4,392,000 $ 156,857 $ 78,000
Yakima, Washington 28 $ 2,666,000 $ 95,214 $ 51,000
St. Clair, Illinois 27 $ 2,329,000 $ 86,259 $ 38,000
Cobb, Georgia 26 $ 4,184,000 $ 160,923 $ 46,000
Missoula, Montana 26 $ 4,152,000 $ 159,692 $ 60,000
Franklin, Vermont 26 $ 3,175,000 $ 122,115 $ 76,000
Jefferson, Washington 26 $ 4,158,000 $ 159,923 $ 72,000
Pima, Arizona 25 $ 3,215,000 $ 128,600 $ 67,000
Clayton, Georgia 25 $ 3,221,000 $ 128,840 $ 51,000
Knox, Ohio 25 $ 2,251,000 $ 90,040 $ 36,000
Thurston, Washington 25 $ 3,944,000 $ 157,760 $ 52,000
Erie, New York 24 $ 3,439,000 $ 143,291 $ 81,000
Benton, Washington 24 $ 2,418,000 $ 100,750 $ 45,000
Park, Montana 23 $ 3,260,000 $ 141,739 $ 47,000
Salt Lake, Utah 23 $ 3,925,000 $ 170,652 $ 77,000
Washington, Vermont 23 $ 3,615,000 $ 157,173 $ 69,000
Sacramento, California 22 $ 4,429,000 $ 201,318 $ 25,000
Ravalli, Montana 22 $ 6,178,000 $ 280,818 $ 125,000
Grant, Washington 22 $ 2,229,000 $ 101,318 $ 52,000
Grafton, New Hampshire 21 $ 4,225,000 $ 201,190 $ 93,000
Dutchess, New York 21 $ 4,837,000 $ 230,333 $ 185,000
Cape Girardeau, Missouri 20 $ 2,102,000 $ 105,100 $ 54,000
Greenville, South Carolina 20 $ 2,427,000 $ 121,350 $ 97,000
Windsor, Vermont 20 $ 5,209,000 $ 260,450 $ 132,000
Los Angeles, California 19 $ 5,474,000 $ 288,105 $ 140,000
Carroll, New Hampshire 19 $ 2,873,000 $ 151,210 $ 68,000
Palm Beach, Florida 18 $ 3,350,000 $ 186,111 $ 119,000
Kankakee, Illinois 18 $ 2,092,000 $ 116,222 $ 52,000
Belknap, New Hampshire 18 $ 2,431,000 $ 135,055 $ 74,000
Rowan, North Carolina 18 $ 2,391,000 $ 132,833 $ 71,000
El Paso, Colorado 17 $ 3,064,000 $ 180,235 $ 25,000
Hampshire, Massachusetts 17 $ 2,224,000 $ 130,823 $ 50,000
Nantucket, Massachusetts 17 $ 6,714,000 $ 394,941 $ 168,000
Henry, Missouri 17 $ 2,226,000 $ 130,941 $ 62,000
Franklin, Washington 17 $ 1,696,000 $ 99,764 $ 65,000
Charlotte, Florida 16 $ 2,351,000 $ 146,937 $ 64,000
Hillsborough, Florida 16 $ 5,584,000 $ 349,000 $ 82,000
Cherokee, Georgia 16 $ 2,180,000 $ 136,250 $ 52,000
Fayette, Georgia 16 $ 1,801,000 $ 112,562 $ 60,000
Richmond, New York 16 $ 4,238,000 $ 264,875 $ 85,000
York, Pennsylvania 16 $ 1,739,000 $ 108,687 $ 36,000
Mason, Washington 16 $ 2,214,000 $ 138,375 $ 67,000
Pinal, Arizona 15 $ 2,079,000 $ 138,600 $ 58,000
Monroe, New York 15 $ 1,664,000 $ 110,933 $ 60,000
Putnam, New York 15 $ 6,149,000 $ 409,933 $ 212,000
Lorain, Ohio 15 $ 1,417,000 $ 94,466 $ 53,000
Yamhill, Oregon 15 $ 2,547,000 $ 169,800 $ 70,000
Addison, Vermont 15 $ 1,846,000 $ 123,066 $ 53,000
Sarasota, Florida 14 $ 2,071,000 $ 147,928 $ 74,000
Baltimore, Maryland 14 $ 2,175,000 $ 155,357 $ 74,000
Hennepin, Minnesota 14 $ 3,677,000 $ 262,642 $ 98,000
Gallatin, Montana 14 $ 1,818,000 $ 129,857 $ 71,000
Clark, Nevada 14 $ 5,224,000 $ 373,142 $ 205,000
Lucas, Ohio 14 $ 1,273,000 $ 90,928 $ 44,000
Skagit, Washington 14 $ 2,352,000 $ 168,000 $ 92,000
Cheshire, New Hampshire 13 $ 2,001,000 $ 153,923 $ 58,000
Umatilla, Oregon 13 $ 1,437,000 $ 110,538 $ 43,000
Luzerne, Pennsylvania 13 $ 1,242,000 $ 95,538 $ 57,000
Charleston, South Carolina 13 $ 2,537,000 $ 195,153 $ 102,000
Whatcom, Washington 13 $ 1,795,000 $ 138,076 $ 58,000
Monmouth, New Jersey 12 $ 5,882,000 $ 490,166 $ 200,000
Milwaukee, Wisconsin 12 $ 2,330,000 $ 194,166 $ 24,000
Santa Clara, California 11 $ 3,575,000 $ 325,000 $ 160,000
Oxford, Maine 11 $ 1,515,000 $ 137,727 $ 68,000
Dakota, Minnesota 11 $ 2,181,000 $ 198,272 $ 67,000
Benton, Missouri 11 $ 962,000 $ 87,454 $ 41,000
Kings, New York 11 $ 3,974,000 $ 361,272 $ 86,000
Saratoga, New York 11 $ 1,372,000 $ 124,727 $ 71,000
Horry, South Carolina 11 $ 1,149,000 $ 104,454 $ 59,000
Rutland, Vermont 11 $ 1,982,000 $ 180,181 $ 138,000
Riverside, California 10 $ 1,864,000 $ 186,400 $ 78,000
Pinellas, Florida 10 $ 1,254,000 $ 125,400 $ 47,000
Coweta, Georgia 10 $ 1,212,000 $ 121,200 $ 61,000
Kendall, Illinois 10 $ 1,799,000 $ 179,900 $ 56,000
St. Louis, Missouri 10 $ 875,000 $ 87,500 $ 40,000
Morris, New Jersey 10 $ 5,792,000 $ 579,200 $ 235,000
Ocean, New Jersey 10 $ 2,392,000 $ 239,200 $ 79,000
Orange, New York 10 $ 2,182,000 $ 218,200 $ 126,000
Pitt, North Carolina 10 $ 1,339,000 $ 133,900 $ 58,000
Deschutes, Oregon 10 $ 1,748,000 $ 174,800 $ 67,000
Lincoln, Oregon 10 $ 2,149,000 $ 214,900 $ 93,000
Lamoille, Vermont 10 $ 1,508,000 $ 150,800 $ 143,000
Duval, Florida 9 $ 1,113,000 $ 123,666 $ 130,000
Forsyth, Georgia 9 $ 2,023,000 $ 224,777 $ 91,000
LaPorte, Indiana 9 $ 1,041,000 $ 115,666 $ 45,000
Marion, Indiana 9 $ 3,238,000 $ 359,777 $ 207,000
Anoka, Minnesota 9 $ 1,446,000 $ 160,666 $ 66,000
Ramsey, Minnesota 9 $ 1,501,000 $ 166,777 $ 77,000
Sullivan, New Hampshire 9 $ 1,197,000 $ 133,000 $ 55,000
Somerset, New Jersey 9 $ 3,145,000 $ 349,444 $ 188,000
New York, New York 9 $ 14,440,000 $ 1,604,444 $ 1,635,000
Cuyahoga, Ohio 9 $ 1,088,000 $ 120,888 $ 52,000
Lane, Oregon 9 $ 1,204,000 $ 133,777 $ 46,000
Philadelphia, Pennsylvania 9 $ 959,000 $ 106,555 $ 56,000
Davis, Utah 9 $ 1,269,000 $ 141,000 $ 37,000
Utah, Utah 9 $ 1,333,000 $ 148,111 $ 61,000
Windham, Vermont 9 $ 1,523,000 $ 169,222 $ 267,000
Gila, Arizona 8 $ 1,235,000 $ 154,375 $ 74,000
Navajo, Arizona 8 $ 804,000 $ 100,500 $ 75,000
Orange, California 8 $ 3,215,000 $ 401,875 $ 76,000
San Diego, California 8 $ 2,791,000 $ 348,875 $ 97,000
Solano, California 8 $ 2,358,000 $ 294,750 $ 43,000
Broward, Florida 8 $ 2,105,000 $ 263,125 $ 195,000
Barrow, Georgia 8 $ 1,091,000 $ 136,375 $ 46,000
Henry, Georgia 8 $ 1,001,000 $ 125,125 $ 44,000
Rockdale, Georgia 8 $ 1,133,000 $ 141,625 $ 37,000
Spalding, Georgia 8 $ 803,000 $ 100,375 $ 66,000
Jasper, Indiana 8 $ 1,095,000 $ 136,875 $ 55,000
Starke, Indiana 8 $ 611,000 $ 76,375 $ 28,000
Bergen, New Jersey 8 $ 3,822,000 $ 477,750 $ 178,000
Wilson, North Carolina 8 $ 704,000 $ 88,000 $ 49,000
Clatsop, Oregon 8 $ 2,563,000 $ 320,375 $ 135,000
Linn, Oregon 8 $ 979,000 $ 122,375 $ 82,000
Tillamook, Oregon 8 $ 834,000 $ 104,250 $ 81,000
Davidson, Tennessee 8 $ 1,036,000 $ 129,500 $ 74,000
Washington, Utah 8 $ 1,096,000 $ 137,000 $ 82,000
Caledonia, Vermont 8 $ 608,000 $ 76,000 $ 46,000
Waukesha, Wisconsin 8 $ 1,539,000 $ 192,375 $ 16,000
Cochise, Arizona 7 $ 584,000 $ 83,428 $ 95,000
Coconino, Arizona 7 $ 898,000 $ 128,285 $ 122,000
Lee, Florida 7 $ 1,861,000 $ 265,857 $ 135,000
Marion, Florida 7 $ 648,000 $ 92,571 $ 50,000
Pasco, Florida 7 $ 574,000 $ 82,000 $ 59,000
Volusia, Florida 7 $ 744,000 $ 106,285 $ 71,000
Boone, Illinois 7 $ 931,000 $ 133,000 $ 51,000
Hamilton, Indiana 7 $ 928,000 $ 132,571 $ 96,000
Johnson, Indiana 7 $ 915,000 $ 130,714 $ 45,000
Jackson, Kansas 7 $ 539,000 $ 77,000 $ 46,000
Androscoggin, Maine 7 $ 1,052,000 $ 150,285 $ 36,000
Wayne, Michigan 7 $ 1,278,000 $ 182,571 $ 64,000
Flathead, Montana 7 $ 958,000 $ 136,857 $ 44,000
Bernalillo, New Mexico 7 $ 907,000 $ 129,571 $ 60,000
Rockland, New York 7 $ 2,525,000 $ 360,714 $ 114,000
Ulster, New York 7 $ 2,037,000 $ 291,000 $ 88,000
Montgomery, Pennsylvania 7 $ 1,380,000 $ 197,142 $ 111,000
Spartanburg, South Carolina 7 $ 608,000 $ 86,857 $ 37,000
Bennington, Vermont 7 $ 861,000 $ 123,000 $ 127,000
Lewis, Washington 7 $ 909,000 $ 129,857 $ 66,000
Alameda, California 6 $ 1,982,000 $ 330,333 $ 122,000
Placer, California 6 $ 1,634,000 $ 272,333 $ 0
Douglas, Colorado 6 $ 1,239,000 $ 206,500 $ 41,000
New Castle, Delaware 6 $ 612,000 $ 102,000 $ 69,000
Citrus, Florida 6 $ 554,000 $ 92,333 $ 59,000
LaSalle, Illinois 6 $ 797,000 $ 132,833 $ 61,000
Madison, Illinois 6 $ 456,000 $ 76,000 $ 27,000
Jefferson, Kansas 6 $ 639,000 $ 106,500 $ 49,000
Sagadahoc, Maine 6 $ 935,000 $ 155,833 $ 50,000
Carroll, Maryland 6 $ 1,354,000 $ 225,666 $ 109,000
Franklin, Massachusetts 6 $ 821,000 $ 136,833 $ 85,000
Boone, Missouri 6 $ 758,000 $ 126,333 $ 49,000
Scott, Missouri 6 $ 335,000 $ 55,833 $ 31,000
Cascade, Montana 6 $ 487,000 $ 81,166 $ 58,000
Hunterdon, New Jersey 6 $ 1,711,000 $ 285,166 $ 115,000
Sussex, New Jersey 6 $ 1,189,000 $ 198,166 $ 67,000
Bronx, New York 6 $ 2,848,000 $ 474,666 $ 78,000
Queens, New York 6 $ 1,946,000 $ 324,333 $ 83,000
Mecklenburg, North Carolina 6 $ 1,561,000 $ 260,166 $ 97,000
Ashtabula, Ohio 6 $ 522,000 $ 87,000 $ 39,000
Montgomery, Ohio 6 $ 604,000 $ 100,666 $ 45,000
Tuscarawas, Ohio 6 $ 632,000 $ 105,333 $ 70,000
Grand Isle, Vermont 6 $ 1,225,000 $ 204,166 $ 157,000
Grays Harbor, Washington 6 $ 546,000 $ 91,000 $ 59,000
Jefferson, Colorado 5 $ 1,051,000 $ 210,200 $ 50,000
Collier, Florida 5 $ 1,244,000 $ 248,800 $ 170,000
Owyhee, Idaho 5 $ 385,000 $ 77,000 $ 28,000
Hendricks, Indiana 5 $ 583,000 $ 116,600 $ 56,000
Douglas, Kansas 5 $ 608,000 $ 121,600 $ 47,000
Kennebec, Maine 5 $ 497,000 $ 99,400 $ 60,000
Anne Arundel, Maryland 5 $ 1,893,000 $ 378,600 $ 19,000
Howard, Maryland 5 $ 1,188,000 $ 237,600 $ 133,000
Prince George's, Maryland 5 $ 1,015,000 $ 203,000 $ 68,000
Oakland, Michigan 5 $ 1,104,000 $ 220,800 $ 174,000
Scott, Minnesota 5 $ 852,000 $ 170,400 $ 38,000
Essex, New Jersey 5 $ 1,582,000 $ 316,400 $ 16,000
Albany, New York 5 $ 703,000 $ 140,600 $ 73,000
Rensselaer, New York 5 $ 744,000 $ 148,800 $ 68,000
Warren, New York 5 $ 1,163,000 $ 232,600 $ 127,000
Guilford, North Carolina 5 $ 779,000 $ 155,800 $ 49,000
Randolph, North Carolina 5 $ 636,000 $ 127,200 $ 55,000
Portage, Ohio 5 $ 568,000 $ 113,600 $ 40,000
Benton, Oregon 5 $ 635,000 $ 127,000 $ 50,000
Columbia, Oregon 5 $ 756,000 $ 151,200 $ 43,000
Delaware, Pennsylvania 5 $ 666,000 $ 133,200 $ 75,000
Wyoming, Pennsylvania 5 $ 793,000 $ 158,600 $ 105,000
Beaufort, South Carolina 5 $ 3,402,000 $ 680,400 $ 210,000
Rutherford, Tennessee 5 $ 653,000 $ 130,600 $ 54,000
Williamson, Tennessee 5 $ 1,106,000 $ 221,200 $ 120,000
Orleans, Vermont 5 $ 913,000 $ 182,600 $ 154,000
Fairfax, Virginia 5 $ 1,987,000 $ 397,400 $ 99,000
Virginia Beach, Virginia 5 $ 1,290,000 $ 258,000 $ 71,000
Clallam, Washington 5 $ 629,000 $ 125,800 $ 57,000
Mohave, Arizona 4 $ 355,000 $ 88,750 $ 36,000
Yuma, Arizona 4 $ 429,000 $ 107,250 $ 51,000
San Bernardino, California 4 $ 822,000 $ 205,500 $ 81,000
Yolo, California 4 $ 1,106,000 $ 276,500 $ 0
St. Lucie, Florida 4 $ 464,000 $ 116,000 $ 63,000
Bartow, Georgia 4 $ 456,000 $ 114,000 $ 93,000
Muscogee, Georgia 4 $ 471,000 $ 117,750 $ 67,000
Honolulu, Hawaii 4 $ 985,000 $ 246,250 $ 109,000
DeKalb, Illinois 4 $ 668,000 $ 167,000 $ 40,000
Iroquois, Illinois 4 $ 282,000 $ 70,500 $ 42,000
Ogle, Illinois 4 $ 686,000 $ 171,500 $ 64,000
Baltimore City, Maryland 4 $ 455,000 $ 113,750 $ 65,000
Eaton, Michigan 4 $ 612,000 $ 153,000 $ 68,000
Crawford, Missouri 4 $ 387,000 $ 96,750 $ 62,000
Dent, Missouri 4 $ 382,000 $ 95,500 $ 54,000
St. Louis City, Missouri 4 $ 363,000 $ 90,750 $ 40,000
Washoe, Nevada 4 $ 758,000 $ 189,500 $ 103,000
Hudson, New Jersey 4 $ 958,000 $ 239,500 $ 127,000
Middlesex, New Jersey 4 $ 1,174,000 $ 293,500 $ 142,000
Passaic, New Jersey 4 $ 663,000 $ 165,750 $ 90,000
Chemung, New York 4 $ 274,000 $ 68,500 $ 47,000
Columbia, New York 4 $ 1,785,000 $ 446,250 $ 233,000
Niagara, New York 4 $ 328,000 $ 82,000 $ 44,000
New Hanover, North Carolina 4 $ 396,000 $ 99,000 $ 202,000
Delaware, Ohio 4 $ 674,000 $ 168,500 $ 52,000
Medina, Ohio 4 $ 461,000 $ 115,250 $ 62,000
Union, Ohio 4 $ 439,000 $ 109,750 $ 56,000
Oklahoma, Oklahoma 4 $ 288,000 $ 72,000 $ 53,000
Dorchester, South Carolina 4 $ 487,000 $ 121,750 $ 27,000
Chelan, Washington 4 $ 414,000 $ 103,500 $ 45,000
Island, Washington 4 $ 989,000 $ 247,250 $ 41,000
Pend Oreille, Washington 4 $ 680,000 $ 170,000 $ 63,000
Kenosha, Wisconsin 4 $ 526,000 $ 131,500 $ 54,000
Outagamie, Wisconsin 4 $ 467,000 $ 116,750 $ 51,000
Apache, Arizona 3 $ 338,000 $ 112,666 $ 71,000
Fresno, California 3 $ 413,000 $ 137,666 $ 59,000
Ventura, California 3 $ 849,000 $ 283,000 $ 118,000
Elbert, Colorado 3 $ 371,000 $ 123,666 $ 21,000
District of Columbia, District Of Columbia 3 $ 374,000 $ 124,666 $ 95,000
Manatee, Florida 3 $ 1,150,000 $ 383,333 $ 198,000
Monroe, Florida 3 $ 1,905,000 $ 635,000 $ 170,000
Hall, Georgia 3 $ 386,000 $ 128,666 $ 20,000
Paulding, Georgia 3 $ 332,000 $ 110,666 $ 25,000
Hawaii, Hawaii 3 $ 1,363,000 $ 454,333 $ 116,000
Benewah, Idaho 3 $ 305,000 $ 101,666 $ 43,000
Boise, Idaho 3 $ 446,000 $ 148,666 $ 46,000
Champaign, Illinois 3 $ 374,000 $ 124,666 $ 52,000
Grundy, Illinois 3 $ 474,000 $ 158,000 $ 52,000
St. Joseph, Indiana 3 $ 248,000 $ 82,666 $ 32,000
Sedgwick, Kansas 3 $ 194,000 $ 64,666 $ 95,000
Wyandotte, Kansas 3 $ 293,000 $ 97,666 $ 16,000
Piscataquis, Maine 3 $ 354,000 $ 118,000 $ 750,000
Cecil, Maryland 3 $ 497,000 $ 165,666 $ 48,000
Worcester, Maryland 3 $ 1,091,000 $ 363,666 $ 69,000
Ingham, Michigan 3 $ 279,000 $ 93,000 $ 39,000
St. Clair, Michigan 3 $ 407,000 $ 135,666 $ 72,000
Rice, Minnesota 3 $ 337,000 $ 112,333 $ 50,000
Jasper, Missouri 3 $ 298,000 $ 99,333 $ 27,000
Madison, Missouri 3 $ 266,000 $ 88,666 $ 50,000
Mississippi, Missouri 3 $ 271,000 $ 90,333 $ 55,000
Coos, New Hampshire 3 $ 155,000 $ 51,666 $ 17,000
Warren, New Jersey 3 $ 863,000 $ 287,666 $ 129,000
San Juan, New Mexico 3 $ 426,000 $ 142,000 $ 80,000
Oswego, New York 3 $ 226,000 $ 75,333 $ 67,000
Schenectady, New York 3 $ 325,000 $ 108,333 $ 65,000
Steuben, New York 3 $ 174,000 $ 58,000 $ 44,000
Cabarrus, North Carolina 3 $ 279,000 $ 93,000 $ 50,000
Halifax, North Carolina 3 $ 204,000 $ 68,000 $ 29,000
Iredell, North Carolina 3 $ 1,440,000 $ 480,000 $ 103,000
Union, North Carolina 3 $ 444,000 $ 148,000 $ 64,000
Butler, Ohio 3 $ 193,000 $ 64,333 $ 42,000
Carroll, Ohio 3 $ 289,000 $ 96,333 $ 47,000
Mahoning, Ohio 3 $ 187,000 $ 62,333 $ 38,000
Trumbull, Ohio 3 $ 298,000 $ 99,333 $ 74,000
Coos, Oregon 3 $ 308,000 $ 102,666 $ 61,000
Hood River, Oregon 3 $ 605,000 $ 201,666 $ 261,000
Jackson, Oregon 3 $ 512,000 $ 170,666 $ 89,000
Josephine, Oregon 3 $ 362,000 $ 120,666 $ 42,000
Bucks, Pennsylvania 3 $ 330,000 $ 110,000 $ 82,000
Chester, Pennsylvania 3 $ 476,000 $ 158,666 $ 34,000
Monroe, Pennsylvania 3 $ 369,000 $ 123,000 $ 43,000
Anderson, South Carolina 3 $ 350,000 $ 116,666 $ 47,000
Berkeley, South Carolina 3 $ 241,000 $ 80,333 $ 43,000
Greenwood, South Carolina 3 $ 259,000 $ 86,333 $ 50,000
Lexington, South Carolina 3 $ 240,000 $ 80,000 $ 46,000
Weber, Utah 3 $ 340,000 $ 113,333 $ 41,000
Orange, Vermont 3 $ 511,000 $ 170,333 $ 101,000
Kittitas, Washington 3 $ 613,000 $ 204,333 $ 52,000
Klickitat, Washington 3 $ 344,000 $ 114,666 $ 65,000
Okanogan, Washington 3 $ 371,000 $ 123,666 $ 47,000
Ashland, Wisconsin 3 $ 350,000 $ 116,666 $ 40,000
Barron, Wisconsin 3 $ 217,000 $ 72,333 $ 40,000
Uinta, Wyoming 3 $ 393,000 $ 131,000 $ 56,000
Kern, California 2 $ 245,000 $ 122,500 $ 71,000
Marin, California 2 $ 565,000 $ 282,500 $ 107,000
San Luis Obispo, California 2 $ 738,000 $ 369,000 $ 187,000
Alamosa, Colorado 2 $ 110,000 $ 55,000 $ 30,000
Bent, Colorado 2 $ 65,000 $ 32,500 $ 0
Denver, Colorado 2 $ 474,000 $ 237,000 $ 54,000
Eagle, Colorado 2 $ 538,000 $ 269,000 $ 96,000
Routt, Colorado 2 $ 236,000 $ 118,000 $ 0
Kent, Delaware 2 $ 257,000 $ 128,500 $ 37,000
Sussex, Delaware 2 $ 770,000 $ 385,000 $ 95,000
Flagler, Florida 2 $ 538,000 $ 269,000 $ 96,000
Hernando, Florida 2 $ 208,000 $ 104,000 $ 39,000
Leon, Florida 2 $ 392,000 $ 196,000 $ 24,000
Orange, Florida 2 $ 253,000 $ 126,500 $ 49,000
Polk, Florida 2 $ 121,000 $ 60,500 $ 52,000
St. Johns, Florida 2 $ 533,000 $ 266,500 $ 89,000
Chatham, Georgia 2 $ 296,000 $ 148,000 $ 1,049,000
Columbia, Georgia 2 $ 186,000 $ 93,000 $ 21,000
Hart, Georgia 2 $ 247,000 $ 123,500 $ 205,000
Jackson, Georgia 2 $ 227,000 $ 113,500 $ 47,000
Newton, Georgia 2 $ 216,000 $ 108,000 $ 18,000
Pulaski, Georgia 2 $ 323,000 $ 161,500 $ 30,000
Bannock, Idaho 2 $ 64,000 $ 32,000 $ 42,000
Clearwater, Idaho 2 $ 164,000 $ 82,000 $ 32,000
Elmore, Idaho 2 $ 190,000 $ 95,000 $ 0
Gem, Idaho 2 $ 312,000 $ 156,000 $ 60,000
Nez Perce, Idaho 2 $ 276,000 $ 138,000 $ 61,000
Shoshone, Idaho 2 $ 62,000 $ 31,000 $ 43,000
Macon, Illinois 2 $ 395,000 $ 197,500 $ 76,000
Sangamon, Illinois 2 $ 155,000 $ 77,500 $ 69,000
Brown, Indiana 2 $ 188,000 $ 94,000 $ 77,000
Grant, Indiana 2 $ 122,000 $ 61,000 $ 27,000
Greene, Indiana 2 $ 178,000 $ 89,000 $ 38,000
Henry, Indiana 2 $ 146,000 $ 73,000 $ 25,000
Newton, Indiana 2 $ 211,000 $ 105,500 $ 46,000
Nemaha, Kansas 2 $ 85,000 $ 42,500 $ 41,000
Hancock, Maine 2 $ 359,000 $ 179,500 $ 52,000
Knox, Maine 2 $ 271,000 $ 135,500 $ 64,000
Lincoln, Maine 2 $ 435,000 $ 217,500 $ 119,000
Penobscot, Maine 2 $ 175,000 $ 87,500 $ 84,000
Washington, Maine 2 $ 104,000 $ 52,000 $ 100,000
Montgomery, Maryland 2 $ 1,808,000 $ 904,000 $ 617,000
Clinton, Michigan 2 $ 398,000 $ 199,000 $ 218,000
Genesee, Michigan 2 $ 253,000 $ 126,500 $ 86,000
Manistee, Michigan 2 $ 565,000 $ 282,500 $ 235,000
Ottawa, Michigan 2 $ 219,000 $ 109,500 $ 0
Washtenaw, Michigan 2 $ 252,000 $ 126,000 $ 69,000
Chisago, Minnesota 2 $ 328,000 $ 164,000 $ 91,000
Goodhue, Minnesota 2 $ 352,000 $ 176,000 $ 61,000
Isanti, Minnesota 2 $ 330,000 $ 165,000 $ 55,000
Lyon, Minnesota 2 $ 95,000 $ 47,500 $ 0
Olmsted, Minnesota 2 $ 262,000 $ 131,000 $ 42,000
Sherburne, Minnesota 2 $ 289,000 $ 144,500 $ 69,000
Washington, Minnesota 2 $ 511,000 $ 255,500 $ 21,000
Jackson, Missouri 2 $ 266,000 $ 133,000 $ 39,000
Laclede, Missouri 2 $ 201,000 $ 100,500 $ 42,000
Maries, Missouri 2 $ 187,000 $ 93,500 $ 55,000
Newton, Missouri 2 $ 365,000 $ 182,500 $ 76,000
St. Charles, Missouri 2 $ 292,000 $ 146,000 $ 77,000
Stoddard, Missouri 2 $ 118,000 $ 59,000 $ 24,000
Beaverhead, Montana 2 $ 331,000 $ 165,500 $ 46,000
Broadwater, Montana 2 $ 266,000 $ 133,000 $ 16,000
Lincoln, Montana 2 $ 135,000 $ 67,500 $ 27,000
Silver Bow, Montana 2 $ 86,000 $ 43,000 $ 60,000
Stillwater, Montana 2 $ 140,000 $ 70,000 $ 81,000
Sweet Grass, Montana 2 $ 97,000 $ 48,500 $ 39,000
Douglas, Nebraska 2 $ 232,000 $ 116,000 $ 36,000
Burlington, New Jersey 2 $ 318,000 $ 159,000 $ 46,000
Cape May, New Jersey 2 $ 1,414,000 $ 707,000 $ 217,000
Union, New Jersey 2 $ 374,000 $ 187,000 $ 0
Santa Fe, New Mexico 2 $ 656,000 $ 328,000 $ 219,000
Allegany, New York 2 $ 176,000 $ 88,000 $ 51,000
Cayuga, New York 2 $ 190,000 $ 95,000 $ 68,000
Delaware, New York 2 $ 603,000 $ 301,500 $ 151,000
Fulton, New York 2 $ 259,000 $ 129,500 $ 44,000
Schoharie, New York 2 $ 232,000 $ 116,000 $ 100,000
Davidson, North Carolina 2 $ 378,000 $ 189,000 $ 99,000
Davie, North Carolina 2 $ 609,000 $ 304,500 $ 85,000
Nash, North Carolina 2 $ 88,000 $ 44,000 $ 64,000
Northampton, North Carolina 2 $ 171,000 $ 85,500 $ 45,000
Wayne, North Carolina 2 $ 107,000 $ 53,500 $ 41,000
Fairfield, Ohio 2 $ 265,000 $ 132,500 $ 28,000
Hamilton, Ohio 2 $ 194,000 $ 97,000 $ 55,000
Lake, Ohio 2 $ 305,000 $ 152,500 $ 118,000
Licking, Ohio 2 $ 133,000 $ 66,500 $ 47,000
Wood, Ohio 2 $ 164,000 $ 82,000 $ 72,000
Cleveland, Oklahoma 2 $ 179,000 $ 89,500 $ 43,000
Tulsa, Oklahoma 2 $ 140,000 $ 70,000 $ 48,000
Wagoner, Oklahoma 2 $ 139,000 $ 69,500 $ 43,000
Crook, Oregon 2 $ 155,000 $ 77,500 $ 80,000
Klamath, Oregon 2 $ 244,000 $ 122,000 $ 78,000
Union, Oregon 2 $ 117,000 $ 58,500 $ 67,000
Berks, Pennsylvania 2 $ 232,000 $ 116,000 $ 50,000
Cumberland, Pennsylvania 2 $ 424,000 $ 212,000 $ 87,000
Lancaster, Pennsylvania 2 $ 601,000 $ 300,500 $ 59,000
Lehigh, Pennsylvania 2 $ 556,000 $ 278,000 $ 122,000
Hamilton, Tennessee 2 $ 236,000 $ 118,000 $ 45,000
Knox, Tennessee 2 $ 137,000 $ 68,500 $ 33,000
Sumner, Tennessee 2 $ 197,000 $ 98,500 $ 35,000
Wilson, Tennessee 2 $ 237,000 $ 118,500 $ 54,000
Tarrant, Texas 2 $ 997,000 $ 498,500 $ 158,000
Cache, Utah 2 $ 228,000 $ 114,000 $ 44,000
Iron, Utah 2 $ 197,000 $ 98,500 $ 51,000
Summit, Utah 2 $ 109,000 $ 54,500 $ 45,000
Chesapeake, Virginia 2 $ 340,000 $ 170,000 $ 89,000
Chesterfield, Virginia 2 $ 322,000 $ 161,000 $ 105,000
Middlesex, Virginia 2 $ 555,000 $ 277,500 $ 45,000
Norfolk, Virginia 2 $ 1,300,000 $ 650,000 $ 0
Suffolk, Virginia 2 $ 252,000 $ 126,000 $ 29,000
Adams, Washington 2 $ 238,000 $ 119,000 $ 31,000
Skamania, Washington 2 $ 267,000 $ 133,500 $ 60,000
Juneau, Wisconsin 2 $ 298,000 $ 149,000 $ 74,000
Monroe, Wisconsin 2 $ 250,000 $ 125,000 $ 0
Ozaukee, Wisconsin 2 $ 412,000 $ 206,000 $ 22,000
Racine, Wisconsin 2 $ 436,000 $ 218,000 $ 43,000
Winnebago, Wisconsin 2 $ 160,000 $ 80,000 $ 37,000
Johnson, Wyoming 2 $ 499,000 $ 249,500 $ 133,000
Juneau, Alaska 1 $ 223,000 $ 223,000 $ 67,000
Butte, California 1 $ 244,000 $ 244,000 $ 98,000
Contra Costa, California 1 $ 192,000 $ 192,000 $ 81,000
El Dorado, California 1 $ 334,000 $ 334,000 $ 179,000
Merced, California 1 $ 104,000 $ 104,000 $ 0
Mono, California 1 $ 472,000 $ 472,000 $ 436,000
Monterey, California 1 $ 420,000 $ 420,000 $ 132,000
San Francisco, California 1 $ 144,000 $ 144,000 $ 42,000
San Joaquin, California 1 $ 290,000 $ 290,000 $ 52,000
Shasta, California 1 $ 138,000 $ 138,000 $ 50,000
Stanislaus, California 1 $ 190,000 $ 190,000 $ 75,000
Tehama, California 1 $ 236,000 $ 236,000 $ 68,000
Tulare, California 1 $ 94,000 $ 94,000 $ 37,000
Arapahoe, Colorado 1 $ 235,000 $ 235,000 $ 0
Boulder, Colorado 1 $ 247,000 $ 247,000 $ 52,000
Garfield, Colorado 1 $ 185,000 $ 185,000 $ 103,000
La Plata, Colorado 1 $ 140,000 $ 140,000 $ 85,000
Larimer, Colorado 1 $ 167,000 $ 167,000 $ 55,000
Las Animas, Colorado 1 $ 145,000 $ 145,000 $ 0
Morgan, Colorado 1 $ 134,000 $ 134,000 $ 44,000
Pitkin, Colorado 1 $ 87,000 $ 87,000 $ 33,000
Pueblo, Colorado 1 $ 75,000 $ 75,000 $ 19,000
Saguache, Colorado 1 $ 67,000 $ 67,000 $ 55,000
Summit, Colorado 1 $ 174,000 $ 174,000 $ 135,000
Teller, Colorado 1 $ 206,000 $ 206,000 $ 0
Weld, Colorado 1 $ 170,000 $ 170,000 $ 44,000
Alachua, Florida 1 $ 70,000 $ 70,000 $ 61,000
DeSoto, Florida 1 $ 120,000 $ 120,000 $ 29,000
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Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,164 $1,657,774,000 $179,488 $3,777,000 $79,488 $3,509,000
Home Purchase 8,287 $1,668,952,000 $176,555 $7,800,000 $78,200 $5,892,000
Home Improvement 1,933 $248,259,000 $179,735 $4,000,000 $97,764 $4,306,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,793 $2,600,048,000 $186,043 $7,800,000 $84,108 $5,892,000
Not Provided 2,465 $460,982,000 $172,410 $3,000,000 $87,512 $2,537,000
Hispanic 1,244 $178,361,000 $141,033 $3,850,000 $53,633 $778,000
Black or African American 877 $115,249,000 $149,387 $635,000 $62,806 $464,000
Not applicable 499 $120,359,000 $254,800 $4,400,000 $5,160 $161,000
Asian 405 $83,132,000 $198,333 $1,898,000 $82,370 $1,164,000
American Indian or Alaskan Native 59 $10,181,000 $180,769 $750,000 $124,000 $566,000
Native Hawaiian or Other Pacific Islander 42 $6,673,000 $171,454 $707,000 $83,090 $363,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,923 $3,218,016,000 $182,978 $7,800,000 $82,106 $5,892,000
FHA-insured (Federal Housing Administration) 2,216 $318,973,000 $139,444 $370,000 $38,851 $464,000
VA-guaranteed (Veterans Administration) 245 $37,996,000 $160,421 $387,000 $43,684 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,516 $2,506,507,000 $167,222 $7,800,000 $78,666 $5,892,000
Application Denied By Financial Institution 2,402 $388,541,000 $202,166 $4,000,000 $81,619 $2,064,000
Application Approved But Not Accepted 1,897 $365,443,000 $187,200 $3,990,000 $87,914 $3,509,000
File Closed For Incompleteness 493 $113,964,000 $250,656 $3,850,000 $106,687 $4,263,000
Loan Purchased By The Institution 458 $93,581,000 $227,083 $1,000,000 $0 $0
Application Withdrawn By Applicant 447 $79,821,000 $189,000 $2,500,000 $85,285 $1,016,000
Preapproval Denied by Financial Institution 166 $25,739,000 $155,000 $640,000 $51,000 $474,000
Preapproval Approved but not Accepted 5 $1,389,000 $277,000 $578,000 $180,000 $500,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,083 $168,853,000 $218,117 $4,000,000 $59,823 $512,000
Credit History 770 $113,577,000 $173,342 $1,500,000 $70,394 $736,000
Collateral 304 $53,790,000 $200,392 $3,000,000 $121,428 $2,064,000
Other 232 $47,848,000 $241,840 $3,400,000 $107,080 $970,000
Insufficient Cash (Downpayment, Closing Cost) 78 $15,127,000 $170,350 $550,000 $88,600 $1,300,000
Employment History 44 $6,889,000 $147,250 $432,000 $48,166 $484,000
Unverifiable Information 43 $6,241,000 $143,833 $492,000 $28,750 $216,000
Mortgage Insurance Denied 9 $1,155,000 $150,750 $396,000 $103,750 $168,000
Credit Application Incomplete 5 $800,000 $141,333 $217,000 $43,333 $67,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Webster Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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