Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Webster Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,264 |
| Total Mortgage Loan Application Amount | $4,324,290,000 |
| Average Mortgage Loan Application Amount | $283,000 |
| Highest Mortgage Loan Application Amount | $51,045,000 |
| Average Applicant Income | $148,500 |
| Highest Applicant Income | $8,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 2,646 | $ 428,770,000 | $ 162,000 | $ 127,000 |
| Fairfield County Connecticut | 1,709 | $ 678,695,000 | $ 397,000 | $ 239,000 |
| New Haven County Connecticut | 1,671 | $ 275,945,000 | $ 165,000 | $ 135,000 |
| Bristol County Massachusetts | 829 | $ 169,085,000 | $ 203,000 | $ 119,000 |
| Litchfield County Connecticut | 767 | $ 135,225,000 | $ 176,000 | $ 125,000 |
| Middlesex County Massachusetts | 688 | $ 380,230,000 | $ 552,000 | $ 256,000 |
| Westchester County New York | 579 | $ 255,075,000 | $ 440,000 | $ 272,000 |
| Norfolk County Massachusetts | 478 | $ 276,050,000 | $ 577,000 | $ 256,000 |
| Providence County Rhode Island | 422 | $ 77,870,000 | $ 184,000 | $ 109,000 |
| Suffolk County Massachusetts | 359 | $ 239,275,000 | $ 666,000 | $ 238,000 |
| Middlesex County Connecticut | 342 | $ 70,670,000 | $ 206,000 | $ 170,000 |
| Plymouth County Massachusetts | 288 | $ 110,860,000 | $ 384,000 | $ 175,000 |
| Tolland County Connecticut | 229 | $ 42,305,000 | $ 184,000 | $ 122,000 |
| New London County Connecticut | 152 | $ 42,610,000 | $ 280,000 | $ 190,000 |
| Worcester County Massachusetts | 150 | $ 48,140,000 | $ 320,000 | $ 182,000 |
| Kent County Rhode Island | 143 | $ 26,955,000 | $ 188,000 | $ 130,000 |
| Washington County Rhode Island | 142 | $ 52,160,000 | $ 367,000 | $ 278,000 |
| Essex County Massachusetts | 119 | $ 60,395,000 | $ 507,000 | $ 247,000 |
| Nassau County New York | 115 | $ 63,005,000 | $ 547,000 | $ 289,000 |
| Newport County Rhode Island | 113 | $ 38,125,000 | $ 337,000 | $ 200,000 |
| Bristol County Rhode Island | 101 | $ 24,255,000 | $ 240,000 | $ 183,000 |
| Suffolk County New York | 88 | $ 54,000,000 | $ 613,000 | $ 257,000 |
| Barnstable County Massachusetts | 81 | $ 40,945,000 | $ 505,000 | $ 352,000 |
| Hampden County Massachusetts | 72 | $ 12,270,000 | $ 170,000 | $ 141,000 |
| Kings County New York | 64 | $ 45,400,000 | $ 709,000 | $ 262,000 |
| Queens County New York | 50 | $ 23,140,000 | $ 462,000 | $ 212,000 |
| Rockland County New York | 49 | $ 39,295,000 | $ 801,000 | $ 219,000 |
| Bergen County New Jersey | 44 | $ 27,250,000 | $ 619,000 | $ 332,000 |
| Windham County Connecticut | 32 | $ 5,270,000 | $ 164,000 | $ 139,000 |
| Bronx County New York | 30 | $ 8,470,000 | $ 282,000 | $ 130,000 |
| Dutchess County New York | 30 | $ 6,950,000 | $ 231,000 | $ 164,000 |
| Monmouth County New Jersey | 26 | $ 14,300,000 | $ 550,000 | $ 237,000 |
| New York County New York | 21 | $ 26,295,000 | $ 1,252,000 | $ 629,000 |
| Putnam County New York | 21 | $ 5,575,000 | $ 265,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 17 | $ 55,655,000 | $ 3,273,000 | $ 258,000 |
| Palm Beach County Florida | 16 | $ 6,470,000 | $ 404,000 | $ 356,000 |
| Hudson County New Jersey | 16 | $ 7,420,000 | $ 463,000 | $ 253,000 |
| Orange County New York | 16 | $ 4,790,000 | $ 299,000 | $ 171,000 |
| Union County New Jersey | 15 | $ 8,805,000 | $ 587,000 | $ 275,000 |
| Essex County New Jersey | 14 | $ 11,730,000 | $ 837,000 | $ 364,000 |
| Morris County New Jersey | 13 | $ 6,455,000 | $ 496,000 | $ 317,000 |
| Dukes County Massachusetts | 12 | $ 3,780,000 | $ 315,000 | $ 209,000 |
| Hampshire County Massachusetts | 12 | $ 3,680,000 | $ 306,000 | $ 141,000 |
| Ocean County New Jersey | 12 | $ 7,330,000 | $ 610,000 | $ 305,000 |
| Berkshire County Massachusetts | 11 | $ 3,425,000 | $ 311,000 | $ 250,000 |
| Nantucket County Massachusetts | 11 | $ 13,505,000 | $ 1,227,000 | $ 1,437,000 |
| Montgomery County Pennsylvania | 11 | $ 58,325,000 | $ 5,302,000 | $ 312,000 |
| Carroll County New Hampshire | 9 | $ 2,495,000 | $ 277,000 | $ 271,000 |
| Grafton County New Hampshire | 9 | $ 1,755,000 | $ 195,000 | $ 174,000 |
| Hillsborough County New Hampshire | 9 | $ 13,265,000 | $ 1,473,000 | $ 227,000 |
| Rockingham County New Hampshire | 9 | $ 5,375,000 | $ 597,000 | $ 216,000 |
| Richmond County New York | 9 | $ 3,845,000 | $ 427,000 | $ 180,000 |
| Burlington County New Jersey | 8 | $ 5,040,000 | $ 630,000 | $ 391,000 |
| Collier County Florida | 7 | $ 6,765,000 | $ 966,000 | $ 713,000 |
| Miami-Dade County Florida | 7 | $ 8,765,000 | $ 1,252,000 | $ 891,000 |
| Somerset County New Jersey | 7 | $ 2,015,000 | $ 287,000 | $ 265,000 |
| Chester County Pennsylvania | 7 | $ 4,435,000 | $ 633,000 | $ 222,000 |
| Broward County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 131,000 |
| Lee County Florida | 6 | $ 990,000 | $ 165,000 | $ 185,000 |
| Martin County Florida | 6 | $ 2,060,000 | $ 343,000 | $ 509,000 |
| York County Maine | 6 | $ 1,460,000 | $ 243,000 | $ 191,000 |
| Windham County Vermont | 6 | $ 1,910,000 | $ 318,000 | $ 240,000 |
| Pinellas County Florida | 5 | $ 1,415,000 | $ 283,000 | $ 231,000 |
| Sarasota County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 179,000 |
| St. Johns County Florida | 5 | $ 725,000 | $ 145,000 | $ 123,000 |
| Cumberland County Maine | 5 | $ 32,025,000 | $ 6,405,000 | $ 343,000 |
| Polk County Florida | 4 | $ 390,000 | $ 97,000 | $ 50,000 |
| Delaware County Pennsylvania | 4 | $ 2,950,000 | $ 737,000 | $ 314,000 |
| Beaufort County South Carolina | 4 | $ 3,000,000 | $ 750,000 | $ 348,000 |
| Brevard County Florida | 3 | $ 735,000 | $ 245,000 | $ 200,000 |
| Charlotte County Florida | 3 | $ 975,000 | $ 325,000 | $ 192,000 |
| St. Lucie County Florida | 3 | $ 765,000 | $ 255,000 | $ 258,000 |
| Franklin County Massachusetts | 3 | $ 595,000 | $ 198,000 | $ 144,000 |
| Merrimack County New Hampshire | 3 | $ 1,085,000 | $ 361,000 | $ 189,000 |
| Mercer County New Jersey | 3 | $ 1,475,000 | $ 491,000 | $ 285,000 |
| Middlesex County New Jersey | 3 | $ 425,000 | $ 141,000 | $ 87,000 |
| Sussex County New Jersey | 3 | $ 535,000 | $ 178,000 | $ 145,000 |
| Erie County New York | 3 | $ 485,000 | $ 161,000 | $ 71,000 |
| Allegheny County Pennsylvania | 3 | $ 1,595,000 | $ 531,000 | $ 163,000 |
| Bucks County Pennsylvania | 3 | $ 2,355,000 | $ 785,000 | $ 392,000 |
| Chittenden County Vermont | 3 | $ 1,895,000 | $ 631,000 | $ 314,000 |
| Windsor County Vermont | 3 | $ 755,000 | $ 251,000 | $ 333,000 |
| Maricopa County Arizona | 2 | $ 1,650,000 | $ 825,000 | $ 77,000 |
| Ventura County California | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Citrus County Florida | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| Duval County Florida | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Hillsborough County Florida | 2 | $ 280,000 | $ 140,000 | $ 91,000 |
| Orange County Florida | 2 | $ 470,000 | $ 235,000 | $ 55,000 |
| Sumter County Florida | 2 | $ 430,000 | $ 215,000 | $ 128,000 |
| Waldo County Maine | 2 | $ 1,290,000 | $ 645,000 | $ 300,000 |
| Belknap County New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 147,000 |
| Coos County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 135,000 |
| Atlantic County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 354,000 |
| Passaic County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 100,000 |
| Albany County New York | 2 | $ 380,000 | $ 190,000 | $ 118,000 |
| Columbia County New York | 2 | $ 1,420,000 | $ 710,000 | $ 156,000 |
| Essex County New York | 2 | $ 640,000 | $ 320,000 | $ 222,000 |
| Greene County New York | 2 | $ 300,000 | $ 150,000 | $ 237,000 |
| Schoharie County New York | 2 | $ 340,000 | $ 170,000 | $ 170,000 |
| Ulster County New York | 2 | $ 1,060,000 | $ 530,000 | $ 169,000 |
| Dare County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 253,000 |
| Mecklenburg County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 293,000 |
| Horry County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 298,000 |
| Milwaukee County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Los Angeles County California | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Orange County California | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Arapahoe County Colorado | 1 | $ 44,705,000 | $ 44,705,000 | $ 0 |
| New Castle County Delaware | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Indian River County Florida | 1 | $ 715,000 | $ 715,000 | $ 416,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Seminole County Florida | 1 | $ 29,325,000 | $ 29,325,000 | $ 0 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Monroe County Indiana | 1 | $ 11,005,000 | $ 11,005,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Knox County Maine | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Lincoln County Maine | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Livingston County Michigan | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Crow Wing County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Cape May County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 1,591,000 |
| Hunterdon County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 304,000 |
| Franklin County New York | 1 | $ 625,000 | $ 625,000 | $ 340,000 |
| Herkimer County New York | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Oneida County New York | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Ontario County New York | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Rensselaer County New York | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Saratoga County New York | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Schenectady County New York | 1 | $ 325,000 | $ 325,000 | $ 444,000 |
| Wyoming County New York | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Carteret County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 278,000 |
| Harnett County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Summit County Ohio | 1 | $ 15,000 | $ 15,000 | $ 216,000 |
| Lancaster County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 240,000 |
| Lehigh County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Aiken County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 198,000 |
| Berkeley County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Collin County Texas | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Summit County Utah | 1 | $ 1,755,000 | $ 1,755,000 | $ 856,000 |
| Addison County Vermont | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| Caledonia County Vermont | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Rutland County Vermont | 1 | $ 315,000 | $ 315,000 | $ 292,000 |
| Henrico County Virginia | 1 | $ 25,165,000 | $ 25,165,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,950 | $2,029,040,000 | $341,000 | $44,705,000 | $183,000 | $6,996,000 |
| Home Purchase | 2,422 | $1,426,010,000 | $588,000 | $51,045,000 | $216,000 | $3,665,000 |
| Home Improvement | 2,227 | $278,555,000 | $125,000 | $7,515,000 | $160,000 | $8,380,000 |
| Other Purpose | 1,561 | $203,425,000 | $130,000 | $1,205,000 | $164,000 | $4,200,000 |
| Cash-out Refinancing | 1,097 | $386,115,000 | $351,000 | $12,405,000 | $168,000 | $1,491,000 |
| Not Applicable | 7 | $1,145,000 | $163,000 | $275,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,934 | $2,853,290,000 | $287,000 | $8,205,000 | $182,000 | $8,380,000 |
| Not Provided | 1,483 | $513,475,000 | $346,000 | $3,995,000 | $214,000 | $3,050,000 |
| Asian | 644 | $240,360,000 | $373,000 | $2,005,000 | $200,000 | $2,298,000 |
| Hispanic | 594 | $120,760,000 | $203,000 | $2,005,000 | $128,000 | $5,465,000 |
| Black or African American | 382 | $70,800,000 | $185,000 | $1,765,000 | $109,000 | $1,070,000 |
| Not applicable | 184 | $516,480,000 | $2,806,000 | $51,045,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $6,525,000 | $225,000 | $745,000 | $129,000 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,860,000 | $155,000 | $585,000 | $129,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,199 | $4,310,635,000 | $326,000 | $51,045,000 | $182,000 | $8,380,000 |
| FHA-insured (Federal Housing Administration) | 55 | $11,305,000 | $205,000 | $475,000 | $62,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,350,000 | $235,000 | $425,000 | $88,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,291 | $2,582,845,000 | $354,000 | $51,045,000 | $194,000 | $5,012,000 |
| Application Denied By Financial Institution | 2,519 | $623,245,000 | $247,000 | $44,705,000 | $140,000 | $8,380,000 |
| File Closed For Incompleteness | 1,296 | $385,320,000 | $297,000 | $5,475,000 | $191,000 | $6,996,000 |
| Application Withdrawn By Applicant | 1,271 | $449,385,000 | $353,000 | $30,255,000 | $188,000 | $5,162,000 |
| Application Approved But Not Accepted | 665 | $214,265,000 | $322,000 | $1,725,000 | $199,000 | $3,721,000 |
| Preapproval Approved but not Accepted | 102 | $34,440,000 | $337,000 | $1,605,000 | $130,000 | $1,041,000 |
| Preapproval Denied by Financial Institution | 61 | $17,225,000 | $282,000 | $2,345,000 | $101,000 | $770,000 |
| Loan Purchased By The Institution | 59 | $17,565,000 | $297,000 | $655,000 | $106,000 | $213,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,684 | $3,683,820,000 | $344,000 | $51,045,000 | $192,000 | $6,996,000 |
| Debt-To-Income Ratio | 769 | $202,605,000 | $263,000 | $12,405,000 | $84,000 | $869,000 |
| Credit History | 689 | $119,645,000 | $173,000 | $8,205,000 | $158,000 | $8,380,000 |
| Collateral | 630 | $116,480,000 | $184,000 | $4,805,000 | $163,000 | $1,450,000 |
| Other | 406 | $170,690,000 | $420,000 | $44,705,000 | $170,000 | $4,200,000 |
| Unverifiable Information | 39 | $7,255,000 | $186,000 | $875,000 | $128,000 | $777,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $19,250,000 | $687,000 | $2,345,000 | $238,000 | $646,000 |
| Employment History | 18 | $4,480,000 | $248,000 | $695,000 | $91,000 | $215,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.