Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Webster Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Webster Bank, National Association
145 Bank Street
Stamford, CT 06702
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 14,091
Total Mortgage Loan Application Amount $5,425,545,000
Average Mortgage Loan Application Amount $341,666
Highest Mortgage Loan Application Amount $69,105,000
Average Applicant Income $157,333
Highest Applicant Income $7,156,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2021.

Mortgage Loan Application Totals for Webster Bank, National Association by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford County Connecticut 2,630 $ 440,520,000 $ 167,000 $ 125,000
Fairfield County Connecticut 1,947 $ 860,415,000 $ 441,000 $ 256,000
New Haven County Connecticut 1,910 $ 328,510,000 $ 171,000 $ 130,000
Bristol County Massachusetts 841 $ 178,545,000 $ 212,000 $ 124,000
Litchfield County Connecticut 800 $ 133,620,000 $ 167,000 $ 123,000
Westchester County New York 714 $ 365,610,000 $ 512,000 $ 300,000
Middlesex County Massachusetts 695 $ 407,925,000 $ 586,000 $ 262,000
Norfolk County Massachusetts 436 $ 251,850,000 $ 577,000 $ 258,000
Providence County Rhode Island 405 $ 91,565,000 $ 226,000 $ 128,000
Middlesex County Connecticut 374 $ 85,210,000 $ 227,000 $ 179,000
Suffolk County Massachusetts 324 $ 198,730,000 $ 613,000 $ 236,000
Plymouth County Massachusetts 269 $ 103,375,000 $ 384,000 $ 192,000
Tolland County Connecticut 238 $ 45,590,000 $ 191,000 $ 142,000
Kings County New York 168 $ 170,770,000 $ 1,016,000 $ 285,000
Washington County Rhode Island 161 $ 56,585,000 $ 351,000 $ 220,000
New London County Connecticut 149 $ 47,395,000 $ 318,000 $ 178,000
Suffolk County New York 140 $ 115,470,000 $ 824,000 $ 427,000
Worcester County Massachusetts 137 $ 61,215,000 $ 446,000 $ 203,000
Kent County Rhode Island 135 $ 24,385,000 $ 180,000 $ 132,000
Essex County Massachusetts 124 $ 83,120,000 $ 670,000 $ 248,000
Nassau County New York 120 $ 78,260,000 $ 652,000 $ 307,000
Newport County Rhode Island 102 $ 32,850,000 $ 322,000 $ 201,000
Hampden County Massachusetts 90 $ 24,910,000 $ 276,000 $ 128,000
Barnstable County Massachusetts 88 $ 39,890,000 $ 453,000 $ 237,000
Bristol County Rhode Island 80 $ 20,640,000 $ 258,000 $ 176,000
Bergen County New Jersey 75 $ 61,485,000 $ 819,000 $ 343,000
Queens County New York 68 $ 49,280,000 $ 724,000 $ 227,000
New York County New York 49 $ 60,875,000 $ 1,242,000 $ 364,000
Dutchess County New York 39 $ 8,045,000 $ 206,000 $ 135,000
Windham County Connecticut 38 $ 9,290,000 $ 244,000 $ 129,000
Essex County New Jersey 33 $ 25,995,000 $ 787,000 $ 353,000
Bronx County New York 32 $ 13,140,000 $ 410,000 $ 172,000
Rockland County New York 30 $ 11,460,000 $ 382,000 $ 221,000
Putnam County New York 27 $ 10,215,000 $ 378,000 $ 159,000
Palm Beach County Florida 20 $ 12,780,000 $ 639,000 $ 477,000
Monmouth County New Jersey 20 $ 12,860,000 $ 643,000 $ 499,000
Union County New Jersey 20 $ 13,930,000 $ 696,000 $ 323,000
Collier County Florida 19 $ 11,875,000 $ 625,000 $ 490,000
Dukes County Massachusetts 16 $ 8,360,000 $ 522,000 $ 224,000
Morris County New Jersey 16 $ 32,580,000 $ 2,036,000 $ 394,000
Rockingham County New Hampshire 14 $ 8,120,000 $ 580,000 $ 294,000
Middlesex County New Jersey 13 $ 4,765,000 $ 366,000 $ 181,000
Philadelphia County Pennsylvania 13 $ 11,475,000 $ 882,000 $ 333,000
Ocean County New Jersey 12 $ 6,760,000 $ 563,000 $ 288,000
Cumberland County Maine 11 $ 7,385,000 $ 671,000 $ 377,000
Berkshire County Massachusetts 11 $ 2,555,000 $ 232,000 $ 213,000
Hillsborough County New Hampshire 11 $ 39,515,000 $ 3,592,000 $ 192,000
Orange County New York 11 $ 2,275,000 $ 206,000 $ 176,000
Mercer County New Jersey 10 $ 8,030,000 $ 803,000 $ 323,000
Broward County Florida 9 $ 2,725,000 $ 302,000 $ 183,000
Burlington County New Jersey 9 $ 4,105,000 $ 456,000 $ 254,000
Hudson County New Jersey 9 $ 7,255,000 $ 806,000 $ 482,000
Richmond County New York 9 $ 3,245,000 $ 360,000 $ 211,000
Lee County Florida 8 $ 2,420,000 $ 302,000 $ 295,000
Grafton County New Hampshire 8 $ 2,510,000 $ 313,000 $ 383,000
Windham County Vermont 8 $ 2,140,000 $ 267,000 $ 316,000
Sarasota County Florida 7 $ 1,045,000 $ 149,000 $ 93,000
Hampshire County Massachusetts 7 $ 1,335,000 $ 190,000 $ 163,000
Somerset County New Jersey 7 $ 4,205,000 $ 600,000 $ 306,000
Ulster County New York 6 $ 2,880,000 $ 480,000 $ 230,000
Montgomery County Pennsylvania 6 $ 4,290,000 $ 715,000 $ 207,000
Beaufort County South Carolina 6 $ 5,900,000 $ 983,000 $ 632,000
Horry County South Carolina 6 $ 1,050,000 $ 175,000 $ 126,000
Carroll County New Hampshire 5 $ 1,055,000 $ 211,000 $ 326,000
Chittenden County Vermont 5 $ 3,435,000 $ 687,000 $ 226,000
Windsor County Vermont 5 $ 1,595,000 $ 319,000 $ 220,000
Hillsborough County Florida 4 $ 1,550,000 $ 387,000 $ 144,000
Martin County Florida 4 $ 1,140,000 $ 285,000 $ 156,000
Belknap County New Hampshire 4 $ 3,280,000 $ 820,000 $ 454,000
Merrimack County New Hampshire 4 $ 1,510,000 $ 377,000 $ 369,000
Chester County Pennsylvania 4 $ 2,030,000 $ 507,000 $ 222,000
Rutland County Vermont 4 $ 590,000 $ 147,000 $ 168,000
Mohave County Arizona 3 $ 165,000 $ 55,000 $ 20,000
Charlotte County Florida 3 $ 1,905,000 $ 635,000 $ 282,000
Manatee County Florida 3 $ 625,000 $ 208,000 $ 172,000
Miami-Dade County Florida 3 $ 465,000 $ 155,000 $ 156,000
Orange County Florida 3 $ 865,000 $ 288,000 $ 25,000
St. Johns County Florida 3 $ 375,000 $ 125,000 $ 132,000
St. Lucie County Florida 3 $ 895,000 $ 298,000 $ 103,000
Camden County New Jersey 3 $ 925,000 $ 308,000 $ 265,000
Warren County New York 3 $ 735,000 $ 245,000 $ 359,000
Allegheny County Pennsylvania 3 $ 1,805,000 $ 601,000 $ 269,000
Bucks County Pennsylvania 3 $ 2,025,000 $ 675,000 $ 279,000
Delaware County Pennsylvania 3 $ 2,345,000 $ 781,000 $ 270,000
Orleans County Vermont 3 $ 3,615,000 $ 1,205,000 $ 407,000
Sheboygan County Wisconsin 3 $ 365,000 $ 121,000 $ 0
Brevard County Florida 2 $ 490,000 $ 245,000 $ 114,000
Duval County Florida 2 $ 590,000 $ 295,000 $ 340,000
Pasco County Florida 2 $ 380,000 $ 190,000 $ 102,000
Sumter County Florida 2 $ 570,000 $ 285,000 $ 103,000
York County Maine 2 $ 1,710,000 $ 855,000 $ 317,000
Nantucket County Massachusetts 2 $ 3,980,000 $ 1,990,000 $ 618,000
Cape May County New Jersey 2 $ 860,000 $ 430,000 $ 288,000
Monroe County New York 2 $ 270,000 $ 135,000 $ 245,000
Mecklenburg County North Carolina 2 $ 1,060,000 $ 530,000 $ 328,000
Washington County Pennsylvania 2 $ 1,710,000 $ 855,000 $ 210,000
Lamoille County Vermont 2 $ 800,000 $ 400,000 $ 261,000
Butte County California 1 $ 155,000 $ 155,000 $ 64,000
San Diego County California 1 $ 175,000 $ 175,000 $ 121,000
Pueblo County Colorado 1 $ 85,000 $ 85,000 $ 62,000
District of Columbia County District Of Columbia 1 $ 69,105,000 $ 69,105,000 $ 0
Bay County Florida 1 $ 355,000 $ 355,000 $ 130,000
Flagler County Florida 1 $ 525,000 $ 525,000 $ 151,000
Indian River County Florida 1 $ 15,000 $ 15,000 $ 0
Lake County Florida 1 $ 195,000 $ 195,000 $ 163,000
Monroe County Florida 1 $ 475,000 $ 475,000 $ 178,000
Okaloosa County Florida 1 $ 45,000 $ 45,000 $ 49,000
Osceola County Florida 1 $ 335,000 $ 335,000 $ 293,000
Pinellas County Florida 1 $ 395,000 $ 395,000 $ 281,000
Polk County Florida 1 $ 195,000 $ 195,000 $ 86,000
Volusia County Florida 1 $ 25,000 $ 25,000 $ 81,000
Gwinnett County Georgia 1 $ 285,000 $ 285,000 $ 45,000
Richmond County Georgia 1 $ 55,000 $ 55,000 $ 96,000
Cook County Illinois 1 $ 95,000 $ 95,000 $ 0
Monroe County Illinois 1 $ 215,000 $ 215,000 $ 160,000
Boone County Kentucky 1 $ 25,000 $ 25,000 $ 71,000
Androscoggin County Maine 1 $ 585,000 $ 585,000 $ 210,000
Franklin County Maine 1 $ 155,000 $ 155,000 $ 33,000
Lincoln County Maine 1 $ 685,000 $ 685,000 $ 328,000
Oxford County Maine 1 $ 1,045,000 $ 1,045,000 $ 307,000
Waldo County Maine 1 $ 555,000 $ 555,000 $ 115,000
Worcester County Maryland 1 $ 155,000 $ 155,000 $ 69,000
Franklin County Massachusetts 1 $ 65,000 $ 65,000 $ 96,000
Coos County New Hampshire 1 $ 225,000 $ 225,000 $ 0
Sullivan County New Hampshire 1 $ 975,000 $ 975,000 $ 261,000
Atlantic County New Jersey 1 $ 605,000 $ 605,000 $ 305,000
Gloucester County New Jersey 1 $ 605,000 $ 605,000 $ 284,000
Passaic County New Jersey 1 $ 55,000 $ 55,000 $ 101,000
Sussex County New Jersey 1 $ 175,000 $ 175,000 $ 60,000
Warren County New Jersey 1 $ 25,000 $ 25,000 $ 103,000
Albany County New York 1 $ 205,000 $ 205,000 $ 80,000
Allegany County New York 1 $ 245,000 $ 245,000 $ 104,000
Columbia County New York 1 $ 825,000 $ 825,000 $ 2,700,000
Erie County New York 1 $ 135,000 $ 135,000 $ 78,000
Onondaga County New York 1 $ 45,000 $ 45,000 $ 122,000
Otsego County New York 1 $ 45,000 $ 45,000 $ 49,000
Saratoga County New York 1 $ 695,000 $ 695,000 $ 1,256,000
Schuyler County New York 1 $ 725,000 $ 725,000 $ 212,000
Sullivan County New York 1 $ 605,000 $ 605,000 $ 427,000
Wyoming County New York 1 $ 55,000 $ 55,000 $ 170,000
Brunswick County North Carolina 1 $ 225,000 $ 225,000 $ 39,000
Catawba County North Carolina 1 $ 275,000 $ 275,000 $ 0
Currituck County North Carolina 1 $ 525,000 $ 525,000 $ 392,000
Transylvania County North Carolina 1 $ 425,000 $ 425,000 $ 12,000
Union County North Carolina 1 $ 715,000 $ 715,000 $ 182,000
Cleveland County Oklahoma 1 $ 55,000 $ 55,000 $ 48,000
Wagoner County Oklahoma 1 $ 45,000 $ 45,000 $ 56,000
Berks County Pennsylvania 1 $ 165,000 $ 165,000 $ 30,000
Butler County Pennsylvania 1 $ 555,000 $ 555,000 $ 289,000
Lancaster County Pennsylvania 1 $ 895,000 $ 895,000 $ 709,000
Pike County Pennsylvania 1 $ 605,000 $ 605,000 $ 1,850,000
Susquehanna County Pennsylvania 1 $ 215,000 $ 215,000 $ 0
York County Pennsylvania 1 $ 785,000 $ 785,000 $ 442,000
Charleston County South Carolina 1 $ 1,955,000 $ 1,955,000 $ 641,000
Fairfield County South Carolina 1 $ 255,000 $ 255,000 $ 137,000
Georgetown County South Carolina 1 $ 495,000 $ 495,000 $ 105,000
Dallas County Texas 1 $ 19,145,000 $ 19,145,000 $ 0
Lampasas County Texas 1 $ 55,000 $ 55,000 $ 85,000
Tarrant County Texas 1 $ 16,805,000 $ 16,805,000 $ 0
Travis County Texas 1 $ 23,305,000 $ 23,305,000 $ 0
Bennington County Vermont 1 $ 695,000 $ 695,000 $ 885,000
Grand Isle County Vermont 1 $ 1,155,000 $ 1,155,000 $ 454,000
Washington County Vermont 1 $ 255,000 $ 255,000 $ 188,000
Chesterfield County Virginia 1 $ 655,000 $ 655,000 $ 180,000
Fairfax County Virginia 1 $ 125,000 $ 125,000 $ 87,000
Virginia Beach County Virginia 1 $ 20,005,000 $ 20,005,000 $ 0
Racine County Wisconsin 1 $ 315,000 $ 315,000 $ 0

Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,709 $1,817,655,000 $318,000 $6,005,000 $179,000 $6,781,000
Home Purchase 2,804 $2,515,450,000 $897,000 $61,005,000 $256,000 $7,156,000
Home Improvement 2,732 $438,940,000 $160,000 $69,105,000 $173,000 $6,480,000
Other Purpose 1,572 $219,090,000 $139,000 $3,005,000 $173,000 $2,910,000
Cash-out Refinancing 1,272 $434,020,000 $341,000 $7,005,000 $163,000 $2,700,000
Not Applicable 2 $390,000 $195,000 $255,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,407 $3,298,535,000 $316,000 $5,155,000 $189,000 $6,781,000
Not Provided 1,539 $586,215,000 $380,000 $10,005,000 $229,000 $7,156,000
Asian 775 $341,575,000 $440,000 $2,505,000 $215,000 $1,200,000
Hispanic 681 $173,845,000 $255,000 $2,405,000 $140,000 $1,380,000
Black or African American 458 $89,670,000 $195,000 $1,825,000 $114,000 $1,095,000
Not applicable 192 $926,500,000 $4,825,000 $69,105,000 $0 $0
American Indian or Alaskan Native 26 $4,800,000 $184,000 $705,000 $123,000 $286,000
Native Hawaiian or Other Pacific Islander 9 $2,415,000 $268,000 $545,000 $123,000 $224,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,048 $5,415,480,000 $385,000 $69,105,000 $191,000 $7,156,000
FHA-insured (Federal Housing Administration) 41 $9,615,000 $234,000 $485,000 $63,000 $165,000
VA-guaranteed (Veterans Administration) 2 $450,000 $225,000 $255,000 $94,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,507 $3,307,655,000 $388,000 $61,005,000 $202,000 $7,156,000
Application Denied By Financial Institution 2,215 $494,635,000 $223,000 $20,005,000 $142,000 $6,456,000
File Closed For Incompleteness 1,493 $488,485,000 $327,000 $5,155,000 $203,000 $4,750,000
Application Withdrawn By Applicant 979 $819,395,000 $836,000 $69,105,000 $184,000 $6,781,000
Application Approved But Not Accepted 620 $235,380,000 $379,000 $3,715,000 $198,000 $2,076,000
Loan Purchased By The Institution 165 $41,285,000 $250,000 $725,000 $0 $0
Preapproval Approved but not Accepted 87 $30,755,000 $353,000 $1,355,000 $133,000 $918,000
Preapproval Denied by Financial Institution 25 $7,955,000 $318,000 $1,005,000 $92,000 $345,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,851 $4,922,955,000 $415,000 $69,105,000 $200,000 $7,156,000
Debt-To-Income Ratio 669 $161,175,000 $240,000 $3,075,000 $82,000 $784,000
Credit History 665 $100,195,000 $150,000 $2,005,000 $150,000 $6,456,000
Other 423 $126,215,000 $298,000 $20,005,000 $195,000 $2,574,000
Collateral 382 $75,270,000 $197,000 $1,825,000 $165,000 $2,360,000
Unverifiable Information 51 $7,585,000 $148,000 $695,000 $91,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 31 $27,535,000 $888,000 $4,005,000 $312,000 $1,174,000
Employment History 18 $4,300,000 $238,000 $785,000 $103,000 $264,000
Credit Application Incomplete 1 $315,000 $315,000 $315,000 $105,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Webster Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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