Wells Fargo Funding, Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Funding, Inc 100 N Main Streeet Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 668,894 |
| Total Mortgage Loan Application Amount | $142,089,988,000 |
| Average Mortgage Loan Application Amount | $208,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Wells Fargo Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Wells Fargo Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Funding, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Funding, Inc's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21,335 | $ 7,257,411,000 | $ 308,250 | $ 110,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 19,233 | $ 3,296,244,000 | $ 171,000 | $ 94,000 |
| DALLAS-PLANO-IRVING, TX | 18,182 | $ 3,388,428,000 | $ 186,000 | $ 98,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 16,955 | $ 5,446,339,000 | $ 321,000 | $ 113,000 |
| PHOENIX-MESA-GLENDALE, AZ | 16,268 | $ 2,668,869,000 | $ 164,000 | $ 68,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 15,543 | $ 3,424,580,000 | $ 220,000 | $ 92,000 |
| PHILADELPHIA, PA | 12,497 | $ 2,892,893,000 | $ 231,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 12,213 | $ 2,515,385,000 | $ 205,000 | $ 78,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 12,184 | $ 2,341,902,000 | $ 192,000 | $ 93,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11,789 | $ 2,389,068,000 | $ 203,000 | $ 87,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 9,782 | $ 3,342,766,000 | $ 337,000 | $ 121,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 9,780 | $ 1,922,702,000 | $ 196,000 | $ 99,000 |
| BALTIMORE-TOWSON, MD | 8,853 | $ 2,370,781,000 | $ 267,000 | $ 94,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8,755 | $ 2,895,661,000 | $ 330,000 | $ 119,000 |
| FORT WORTH-ARLINGTON, TX | 8,623 | $ 1,405,180,000 | $ 162,000 | $ 87,000 |
| DENVER-AURORA-BROOMFIELD, CO | 8,352 | $ 1,863,438,000 | $ 223,000 | $ 77,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 8,159 | $ 1,848,477,000 | $ 220,000 | $ 78,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7,933 | $ 2,332,472,000 | $ 294,000 | $ 102,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 7,220 | $ 2,632,073,000 | $ 364,000 | $ 128,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7,175 | $ 1,243,552,000 | $ 173,000 | $ 80,000 |
| ST. LOUIS, MO-IL | 7,142 | $ 1,218,905,000 | $ 166,000 | $ 72,500 |
| EDISON-NEW BRUNSWICK, NJ | 7,074 | $ 2,002,735,000 | $ 283,000 | $ 115,000 |
| KANSAS CITY, MO-KS | 6,959 | $ 1,212,009,000 | $ 173,500 | $ 83,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6,292 | $ 1,447,371,000 | $ 271,500 | $ 95,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6,200 | $ 1,179,821,000 | $ 190,000 | $ 78,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5,792 | $ 2,056,083,000 | $ 354,000 | $ 126,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 5,686 | $ 1,981,859,000 | $ 348,000 | $ 133,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5,600 | $ 1,322,552,000 | $ 236,000 | $ 95,000 |
| SALT LAKE CITY, UT | 5,411 | $ 1,208,488,000 | $ 223,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5,234 | $ 1,028,849,000 | $ 196,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 5,015 | $ 1,536,457,000 | $ 249,000 | $ 110,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,887 | $ 773,687,000 | $ 158,000 | $ 78,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 4,780 | $ 886,101,000 | $ 184,500 | $ 83,000 |
| LAS VEGAS-PARADISE, NV | 4,752 | $ 783,284,000 | $ 164,000 | $ 68,000 |
| PITTSBURGH, PA | 4,596 | $ 772,196,000 | $ 168,000 | $ 90,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,480 | $ 1,908,797,000 | $ 426,000 | $ 153,000 |
| CAMDEN, NJ | 4,266 | $ 865,782,000 | $ 202,000 | $ 86,000 |
| RALEIGH-CARY, NC | 4,166 | $ 870,623,000 | $ 208,000 | $ 90,000 |
| INDIANAPOLIS-CARMEL, IN | 3,983 | $ 688,729,000 | $ 172,000 | $ 81,000 |
| RICHMOND, VA | 3,955 | $ 796,229,000 | $ 201,000 | $ 78,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,796 | $ 827,566,000 | $ 218,000 | $ 89,000 |
| NASSAU-SUFFOLK, NY | 3,768 | $ 1,197,535,000 | $ 317,000 | $ 118,000 |
| MEMPHIS, TN-MS-AR | 3,751 | $ 628,470,000 | $ 155,666 | $ 75,666 |
| ANCHORAGE, AK | 3,628 | $ 906,947,000 | $ 249,000 | $ 101,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3,619 | $ 611,377,000 | $ 159,000 | $ 64,500 |
| BOSTON-QUINCY, MA | 3,533 | $ 1,015,134,000 | $ 287,000 | $ 105,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3,453 | $ 595,060,000 | $ 163,666 | $ 68,666 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,348 | $ 571,838,000 | $ 170,000 | $ 86,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,255 | $ 978,744,000 | $ 300,000 | $ 115,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3,183 | $ 508,096,000 | $ 159,000 | $ 72,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3,140 | $ 526,027,000 | $ 167,000 | $ 82,000 |
| OKLAHOMA CITY, OK | 3,034 | $ 488,573,000 | $ 161,000 | $ 81,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,937 | $ 1,343,778,000 | $ 457,000 | $ 172,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,935 | $ 641,803,000 | $ 225,000 | $ 74,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,854 | $ 536,196,000 | $ 187,000 | $ 96,000 |
| TACOMA, WA | 2,786 | $ 645,911,000 | $ 231,000 | $ 76,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2,750 | $ 487,991,000 | $ 161,500 | $ 84,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,686 | $ 496,660,000 | $ 184,000 | $ 81,000 |
| OGDEN-CLEARFIELD, UT | 2,627 | $ 530,073,000 | $ 201,000 | $ 63,000 |
| BATON ROUGE, LA | 2,587 | $ 466,710,000 | $ 180,000 | $ 86,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2,493 | $ 479,243,000 | $ 206,500 | $ 86,000 |
| COLUMBUS, OH | 2,446 | $ 437,211,000 | $ 178,000 | $ 76,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2,317 | $ 383,518,000 | $ 165,000 | $ 87,000 |
| COLORADO SPRINGS, CO | 2,316 | $ 503,466,000 | $ 217,000 | $ 62,000 |
| ALBUQUERQUE, NM | 2,267 | $ 398,523,000 | $ 175,000 | $ 69,000 |
| COLUMBIA, SC | 2,252 | $ 376,653,000 | $ 167,000 | $ 74,000 |
| PROVO-OREM, UT | 2,236 | $ 443,986,000 | $ 198,000 | $ 59,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,228 | $ 448,056,000 | $ 201,000 | $ 92,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2,225 | $ 730,793,000 | $ 328,000 | $ 142,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2,215 | $ 430,792,000 | $ 194,000 | $ 81,000 |
| TUCSON, AZ | 2,183 | $ 388,034,000 | $ 177,000 | $ 74,000 |
| FRESNO, CA | 2,163 | $ 410,107,000 | $ 189,000 | $ 77,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2,143 | $ 365,670,000 | $ 170,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 2,137 | $ 366,033,000 | $ 171,000 | $ 73,000 |
| BUFFALO-NIAGARA FALLS, NY | 2,131 | $ 275,284,000 | $ 129,000 | $ 71,000 |
| NEW HAVEN-MILFORD, CT | 2,128 | $ 465,178,000 | $ 218,000 | $ 85,000 |
| BOISE CITY-NAMPA, ID | 2,107 | $ 345,034,000 | $ 163,000 | $ 66,000 |
| ROCHESTER, NY | 2,024 | $ 282,121,000 | $ 139,000 | $ 79,000 |
| HUNTSVILLE, AL | 1,996 | $ 356,828,000 | $ 178,000 | $ 82,000 |
| JACKSONVILLE, FL | 1,984 | $ 364,843,000 | $ 183,000 | $ 81,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,972 | $ 293,386,000 | $ 148,000 | $ 69,000 |
| STOCKTON, CA | 1,938 | $ 359,907,000 | $ 185,000 | $ 75,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,853 | $ 622,071,000 | $ 335,000 | $ 127,000 |
| BAKERSFIELD-DELANO, CA | 1,816 | $ 289,490,000 | $ 159,000 | $ 66,000 |
| LANCASTER, PA | 1,808 | $ 303,150,000 | $ 167,000 | $ 79,000 |
| PEABODY, MA | 1,775 | $ 469,206,000 | $ 264,000 | $ 92,000 |
| JACKSON, MS | 1,750 | $ 334,453,000 | $ 191,000 | $ 99,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,744 | $ 294,111,000 | $ 168,000 | $ 80,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,739 | $ 332,212,000 | $ 191,000 | $ 95,000 |
| SPOKANE, WA | 1,729 | $ 298,336,000 | $ 172,000 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 1,680 | $ 370,581,000 | $ 209,000 | $ 78,333 |
| KNOXVILLE, TN | 1,639 | $ 266,272,000 | $ 162,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,612 | $ 358,500,000 | $ 198,500 | $ 97,500 |
| TULSA, OK | 1,589 | $ 267,819,000 | $ 168,000 | $ 87,000 |
| RENO-SPARKS, NV | 1,527 | $ 279,536,000 | $ 183,000 | $ 81,000 |
| MADISON, WI | 1,518 | $ 316,726,000 | $ 208,000 | $ 108,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,495 | $ 207,585,000 | $ 138,000 | $ 78,000 |
| ASHEVILLE, NC | 1,484 | $ 284,963,000 | $ 192,000 | $ 87,000 |
| WORCESTER, MA | 1,474 | $ 328,511,000 | $ 222,000 | $ 82,000 |
| DES MOINES-WEST DES MOINES, IA | 1,461 | $ 249,650,000 | $ 170,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,416 | $ 304,432,000 | $ 214,000 | $ 119,000 |
| WICHITA, KS | 1,381 | $ 182,842,000 | $ 132,000 | $ 64,000 |
| LEXINGTON-FAYETTE, KY | 1,379 | $ 242,214,000 | $ 175,000 | $ 82,000 |
| EL PASO, TX | 1,340 | $ 192,761,000 | $ 143,000 | $ 63,000 |
| WILMINGTON, NC | 1,329 | $ 269,608,000 | $ 202,000 | $ 106,000 |
| LUBBOCK, TX | 1,327 | $ 175,290,000 | $ 132,000 | $ 86,000 |
| YORK-HANOVER, PA | 1,321 | $ 229,042,000 | $ 173,000 | $ 74,000 |
| SANTA ROSA-PETALUMA, CA | 1,303 | $ 381,783,000 | $ 293,000 | $ 116,000 |
| HARRISBURG-CARLISLE, PA | 1,279 | $ 218,925,000 | $ 171,000 | $ 78,000 |
| SYRACUSE, NY | 1,269 | $ 174,477,000 | $ 137,000 | $ 77,000 |
| MODESTO, CA | 1,259 | $ 191,873,000 | $ 152,000 | $ 61,000 |
| HONOLULU, HI | 1,245 | $ 523,414,000 | $ 420,000 | $ 104,000 |
| GREENSBORO-HIGH POINT, NC | 1,181 | $ 188,554,000 | $ 159,000 | $ 72,000 |
| EUGENE-SPRINGFIELD, OR | 1,174 | $ 230,819,000 | $ 196,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 1,161 | $ 183,194,000 | $ 148,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 1,158 | $ 173,993,000 | $ 150,000 | $ 105,000 |
| SALEM, OR | 1,157 | $ 212,896,000 | $ 184,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 1,141 | $ 146,255,000 | $ 128,000 | $ 58,000 |
| READING, PA | 1,134 | $ 184,444,000 | $ 162,000 | $ 74,000 |
| AKRON, OH | 1,119 | $ 181,091,000 | $ 161,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 1,114 | $ 227,026,000 | $ 203,000 | $ 94,000 |
| GARY, IN | 1,110 | $ 179,740,000 | $ 161,000 | $ 66,000 |
| VALLEJO-FAIRFIELD, CA | 1,089 | $ 262,080,000 | $ 240,000 | $ 80,000 |
| FAYETTEVILLE, NC | 1,026 | $ 171,165,000 | $ 166,000 | $ 56,000 |
| TRENTON-EWING, NJ | 1,026 | $ 241,759,000 | $ 235,000 | $ 103,000 |
| CLARKSVILLE, TN-KY | 1,005 | $ 166,150,000 | $ 156,000 | $ 55,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 971 | $ 228,910,000 | $ 235,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 942 | $ 291,995,000 | $ 309,000 | $ 123,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 937 | $ 298,338,000 | $ 318,000 | $ 114,000 |
| MOBILE, AL | 930 | $ 135,481,000 | $ 145,000 | $ 66,000 |
| MONTGOMERY, AL | 929 | $ 170,128,000 | $ 183,000 | $ 73,000 |
| CORPUS CHRISTI, TX | 913 | $ 139,586,000 | $ 152,000 | $ 86,000 |
| GREEN BAY, WI | 901 | $ 154,188,000 | $ 171,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 896 | $ 192,297,000 | $ 214,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 877 | $ 162,292,000 | $ 185,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 876 | $ 131,707,000 | $ 150,000 | $ 64,000 |
| FORT WAYNE, IN | 861 | $ 105,771,000 | $ 122,000 | $ 53,000 |
| DAYTON, OH | 852 | $ 129,813,000 | $ 152,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 846 | $ 206,853,000 | $ 244,000 | $ 74,000 |
| BOULDER, CO | 836 | $ 215,300,000 | $ 257,000 | $ 103,000 |
| MANCHESTER-NASHUA, NH | 834 | $ 179,406,000 | $ 215,000 | $ 81,000 |
| ROANOKE, VA | 815 | $ 144,990,000 | $ 177,000 | $ 76,000 |
| FORT COLLINS-LOVELAND, CO | 813 | $ 168,793,000 | $ 207,000 | $ 79,000 |
| GREELEY, CO | 806 | $ 154,249,000 | $ 191,000 | $ 68,000 |
| MCALLEN-EDINBURG-MISSION, TX | 793 | $ 103,713,000 | $ 130,000 | $ 62,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 792 | $ 129,752,000 | $ 134,500 | $ 71,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 791 | $ 194,778,000 | $ 246,000 | $ 101,000 |
| LAFAYETTE, LA | 789 | $ 140,884,000 | $ 178,000 | $ 96,000 |
| COLLEGE STATION-BRYAN, TX | 780 | $ 123,736,000 | $ 158,000 | $ 114,000 |
| OLYMPIA, WA | 779 | $ 177,410,000 | $ 227,000 | $ 76,000 |
| SPRINGFIELD, MA | 776 | $ 143,418,000 | $ 184,000 | $ 63,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 770 | $ 106,826,000 | $ 138,000 | $ 72,000 |
| SAVANNAH, GA | 768 | $ 144,901,000 | $ 188,000 | $ 84,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 758 | $ 132,016,000 | $ 174,000 | $ 70,000 |
| LYNCHBURG, VA | 758 | $ 133,429,000 | $ 176,000 | $ 82,000 |
| DECATUR, AL | 717 | $ 95,474,000 | $ 133,000 | $ 61,000 |
| SCRANTON--WILKES-BARRE, PA | 711 | $ 103,078,000 | $ 144,000 | $ 64,000 |
| WINSTON-SALEM, NC | 704 | $ 112,909,000 | $ 160,000 | $ 76,000 |
| SPRINGFIELD, MO | 688 | $ 95,436,000 | $ 138,000 | $ 71,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 663 | $ 120,823,000 | $ 182,000 | $ 105,000 |
| WACO, TX | 661 | $ 94,899,000 | $ 143,000 | $ 71,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 659 | $ 143,095,000 | $ 217,000 | $ 110,000 |
| SPARTANBURG, SC | 654 | $ 96,847,000 | $ 148,000 | $ 67,000 |
| BEND, OR | 648 | $ 126,815,000 | $ 195,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 640 | $ 88,659,000 | $ 135,000 | $ 63,000 |
| BLOOMINGTON-NORMAL, IL | 638 | $ 103,651,000 | $ 162,000 | $ 86,000 |
| GRAND JUNCTION, CO | 624 | $ 120,663,000 | $ 193,000 | $ 58,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 624 | $ 111,444,000 | $ 178,500 | $ 66,500 |
| MONROE, LA | 622 | $ 101,967,000 | $ 163,000 | $ 89,000 |
| CEDAR RAPIDS, IA | 614 | $ 94,618,000 | $ 154,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 614 | $ 99,093,000 | $ 161,000 | $ 76,000 |
| APPLETON, WI | 603 | $ 97,538,000 | $ 161,000 | $ 102,000 |
| COEUR D'ALENE, ID | 602 | $ 109,376,000 | $ 181,000 | $ 73,000 |
| NORWICH-NEW LONDON, CT | 601 | $ 128,906,000 | $ 214,000 | $ 81,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 588 | $ 95,575,000 | $ 162,000 | $ 89,000 |
| COLUMBUS, GA-AL | 582 | $ 96,739,000 | $ 167,500 | $ 61,500 |
| SALINAS, CA | 576 | $ 169,174,000 | $ 293,000 | $ 119,000 |
| ROCKFORD, IL | 569 | $ 71,410,000 | $ 125,000 | $ 50,000 |
| BEAUMONT-PORT ARTHUR, TX | 568 | $ 81,986,000 | $ 144,000 | $ 80,000 |
| BILLINGS, MT | 568 | $ 100,351,000 | $ 176,000 | $ 73,000 |
| TALLAHASSEE, FL | 566 | $ 100,393,000 | $ 177,000 | $ 89,000 |
| TYLER, TX | 566 | $ 87,441,000 | $ 154,000 | $ 81,000 |
| LAKELAND-WINTER HAVEN, FL | 564 | $ 73,954,000 | $ 131,000 | $ 71,000 |
| SANTA CRUZ-WATSONVILLE, CA | 560 | $ 212,031,000 | $ 378,000 | $ 137,000 |
| NAPLES-MARCO ISLAND, FL | 550 | $ 120,579,000 | $ 219,000 | $ 151,000 |
| PEORIA, IL | 545 | $ 77,312,000 | $ 141,000 | $ 66,000 |
| ABILENE, TX | 534 | $ 74,988,000 | $ 140,000 | $ 76,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 530 | $ 111,199,000 | $ 209,000 | $ 93,000 |
| ANN ARBOR, MI | 529 | $ 107,929,000 | $ 204,000 | $ 102,000 |
| LINCOLN, NE | 528 | $ 85,818,000 | $ 162,000 | $ 82,000 |
| MEDFORD, OR | 516 | $ 98,131,000 | $ 190,000 | $ 72,000 |
| ST. GEORGE, UT | 513 | $ 93,108,000 | $ 181,000 | $ 79,000 |
| ANDERSON, SC | 504 | $ 79,515,000 | $ 157,000 | $ 73,000 |
| LAS CRUCES, NM | 503 | $ 87,317,000 | $ 173,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 501 | $ 121,962,000 | $ 243,000 | $ 93,000 |
| PRESCOTT, AZ | 492 | $ 87,140,000 | $ 177,000 | $ 82,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 487 | $ 68,865,000 | $ 141,000 | $ 87,000 |
| JACKSONVILLE, NC | 482 | $ 84,039,000 | $ 174,000 | $ 56,000 |
| ELIZABETHTOWN, KY | 480 | $ 86,567,000 | $ 180,000 | $ 75,000 |
| LANSING-EAST LANSING, MI | 479 | $ 58,489,000 | $ 122,000 | $ 63,000 |
| RACINE, WI | 479 | $ 77,726,000 | $ 162,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 471 | $ 63,544,000 | $ 134,000 | $ 82,000 |
| MERCED, CA | 470 | $ 64,478,000 | $ 137,000 | $ 59,000 |
| OCEAN CITY, NJ | 469 | $ 123,064,000 | $ 262,000 | $ 158,000 |
| HOT SPRINGS, AR | 467 | $ 73,974,000 | $ 158,000 | $ 97,000 |
| PUEBLO, CO | 449 | $ 69,342,000 | $ 154,000 | $ 61,000 |
| EVANSVILLE, IN-KY | 448 | $ 60,236,000 | $ 127,500 | $ 56,000 |
| TOLEDO, OH | 444 | $ 65,454,000 | $ 147,000 | $ 74,000 |
| IDAHO FALLS, ID | 442 | $ 72,483,000 | $ 163,000 | $ 67,000 |
| FLINT, MI | 436 | $ 52,956,000 | $ 121,000 | $ 62,000 |
| FLAGSTAFF, AZ | 433 | $ 102,290,000 | $ 236,000 | $ 105,000 |
| TUSCALOOSA, AL | 421 | $ 73,728,000 | $ 175,000 | $ 82,000 |
| FLORENCE-MUSCLE SHOALS, AL | 419 | $ 54,704,000 | $ 130,000 | $ 68,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 416 | $ 57,192,000 | $ 154,000 | $ 80,000 |
| HICKORY-LENOIR-MORGANTON, NC | 415 | $ 62,273,000 | $ 150,000 | $ 70,000 |
| LONGVIEW, TX | 414 | $ 59,519,000 | $ 143,000 | $ 73,000 |
| CHAMPAIGN-URBANA, IL | 412 | $ 63,491,000 | $ 154,000 | $ 87,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 412 | $ 68,102,000 | $ 165,000 | $ 64,000 |
| WINCHESTER, VA-WV | 411 | $ 83,377,000 | $ 187,000 | $ 77,000 |
| BARNSTABLE TOWN, MA | 409 | $ 107,182,000 | $ 262,000 | $ 132,000 |
| PORT ST. LUCIE, FL | 409 | $ 60,345,000 | $ 147,000 | $ 87,000 |
| CANTON-MASSILLON, OH | 407 | $ 51,900,000 | $ 127,000 | $ 56,000 |
| COLUMBIA, MO | 407 | $ 60,923,000 | $ 149,000 | $ 63,000 |
| SIOUX FALLS, SD | 403 | $ 67,120,000 | $ 166,000 | $ 74,000 |
| FORT SMITH, AR-OK | 394 | $ 52,027,000 | $ 130,000 | $ 70,000 |
| SAN ANGELO, TX | 391 | $ 54,729,000 | $ 139,000 | $ 74,000 |
| JONESBORO, AR | 390 | $ 59,619,000 | $ 152,000 | $ 84,000 |
| OSHKOSH-NEENAH, WI | 388 | $ 59,789,000 | $ 154,000 | $ 102,000 |
| YAKIMA, WA | 388 | $ 67,756,000 | $ 174,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 388 | $ 49,244,000 | $ 135,500 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 381 | $ 67,466,000 | $ 177,000 | $ 87,000 |
| SHERMAN-DENISON, TX | 381 | $ 49,679,000 | $ 130,000 | $ 73,000 |
| HOLLAND-GRAND HAVEN, MI | 379 | $ 56,284,000 | $ 148,000 | $ 59,000 |
| YUBA CITY, CA | 378 | $ 63,550,000 | $ 168,000 | $ 68,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 371 | $ 72,395,000 | $ 195,000 | $ 83,000 |
| DOTHAN, AL | 371 | $ 58,622,000 | $ 158,000 | $ 64,000 |
| CHICO, CA | 369 | $ 71,977,000 | $ 195,000 | $ 80,000 |
| MACON, GA | 369 | $ 59,117,000 | $ 160,000 | $ 75,000 |
| REDDING, CA | 367 | $ 72,380,000 | $ 197,000 | $ 84,000 |
| BELLINGHAM, WA | 357 | $ 82,522,000 | $ 231,000 | $ 84,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 349 | $ 60,900,000 | $ 174,000 | $ 88,000 |
| GULFPORT-BILOXI, MS | 347 | $ 51,396,000 | $ 148,000 | $ 88,000 |
| LAKE CHARLES, LA | 344 | $ 54,006,000 | $ 156,000 | $ 73,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 339 | $ 46,968,000 | $ 137,500 | $ 60,000 |
| EL CENTRO, CA | 337 | $ 47,529,000 | $ 141,000 | $ 59,000 |
| FARGO, ND-MN | 336 | $ 53,818,000 | $ 154,000 | $ 85,500 |
| ST. CLOUD, MN | 335 | $ 51,511,000 | $ 153,000 | $ 62,000 |
| HATTIESBURG, MS | 334 | $ 55,989,000 | $ 167,000 | $ 88,000 |
| ALEXANDRIA, LA | 330 | $ 52,390,000 | $ 158,000 | $ 84,000 |
| BISMARCK, ND | 330 | $ 57,895,000 | $ 175,000 | $ 89,000 |
| BINGHAMTON, NY | 327 | $ 39,833,000 | $ 121,000 | $ 65,000 |
| CHEYENNE, WY | 325 | $ 65,042,000 | $ 200,000 | $ 55,000 |
| TOPEKA, KS | 321 | $ 47,892,000 | $ 149,000 | $ 81,000 |
| JOHNSON CITY, TN | 319 | $ 49,774,000 | $ 156,000 | $ 95,000 |
| ODESSA, TX | 316 | $ 44,557,000 | $ 141,000 | $ 66,000 |
| SHEBOYGAN, WI | 316 | $ 46,174,000 | $ 146,000 | $ 82,000 |
| YUMA, AZ | 314 | $ 51,325,000 | $ 163,000 | $ 59,000 |
| LAREDO, TX | 312 | $ 41,604,000 | $ 133,000 | $ 55,000 |
| DULUTH, MN-WI | 310 | $ 46,842,000 | $ 148,500 | $ 68,500 |
| RAPID CITY, SD | 308 | $ 53,174,000 | $ 172,000 | $ 68,000 |
| NAPA, CA | 303 | $ 95,519,000 | $ 315,000 | $ 117,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 301 | $ 34,399,000 | $ 114,000 | $ 55,000 |
| FLORENCE, SC | 300 | $ 44,869,000 | $ 149,000 | $ 72,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 298 | $ 40,465,000 | $ 135,000 | $ 73,000 |
| MIDLAND, TX | 294 | $ 51,722,000 | $ 175,000 | $ 90,000 |
| WARNER ROBINS, GA | 287 | $ 46,860,000 | $ 163,000 | $ 67,000 |
| LEBANON, PA | 284 | $ 46,186,000 | $ 162,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 279 | $ 43,363,000 | $ 155,000 | $ 75,000 |
| MUSKEGON-NORTON SHORES, MI | 279 | $ 29,697,000 | $ 106,000 | $ 48,000 |
| WICHITA FALLS, TX | 279 | $ 39,331,000 | $ 140,000 | $ 75,000 |
| JANESVILLE, WI | 275 | $ 36,547,000 | $ 132,000 | $ 84,000 |
| BAY CITY, MI | 271 | $ 32,929,000 | $ 121,000 | $ 59,000 |
| GAINESVILLE, GA | 271 | $ 49,422,000 | $ 182,000 | $ 88,000 |
| FAIRBANKS, AK | 269 | $ 61,583,000 | $ 228,000 | $ 76,000 |
| JACKSON, TN | 268 | $ 42,278,000 | $ 157,000 | $ 89,000 |
| LONGVIEW, WA | 266 | $ 46,894,000 | $ 176,000 | $ 65,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 264 | $ 45,335,000 | $ 171,000 | $ 72,000 |
| MADERA-CHOWCHILLA, CA | 264 | $ 41,622,000 | $ 157,000 | $ 66,000 |
| ROCHESTER, MN | 260 | $ 42,945,000 | $ 165,000 | $ 75,000 |
| GADSDEN, AL | 258 | $ 35,047,000 | $ 135,000 | $ 61,000 |
| KALAMAZOO-PORTAGE, MI | 257 | $ 40,402,000 | $ 157,000 | $ 77,000 |
| DOVER, DE | 255 | $ 50,301,000 | $ 197,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 253 | $ 42,785,000 | $ 169,000 | $ 63,000 |
| PINE BLUFF, AR | 253 | $ 29,370,000 | $ 116,000 | $ 72,000 |
| STATE COLLEGE, PA | 251 | $ 50,458,000 | $ 201,000 | $ 110,000 |
| BURLINGTON, NC | 250 | $ 37,413,000 | $ 149,000 | $ 61,000 |
| LOGAN, UT-ID | 248 | $ 41,699,000 | $ 161,500 | $ 57,500 |
| CLEVELAND, TN | 238 | $ 38,165,000 | $ 160,000 | $ 70,000 |
| GAINESVILLE, FL | 237 | $ 42,267,000 | $ 178,000 | $ 104,000 |
| MISSOULA, MT | 237 | $ 48,256,000 | $ 203,000 | $ 85,000 |
| LAWRENCE, KS | 234 | $ 38,792,000 | $ 165,000 | $ 86,000 |
| ELKHART-GOSHEN, IN | 231 | $ 29,845,000 | $ 129,000 | $ 57,000 |
| WENATCHEE-EAST WENATCHEE, WA | 230 | $ 47,391,000 | $ 206,000 | $ 75,000 |
| FOND DU LAC, WI | 227 | $ 35,965,000 | $ 158,000 | $ 110,000 |
| SUMTER, SC | 227 | $ 33,652,000 | $ 148,000 | $ 60,000 |
| UTICA-ROME, NY | 225 | $ 27,237,000 | $ 121,000 | $ 62,000 |
| SANTA FE, NM | 222 | $ 53,043,000 | $ 238,000 | $ 102,000 |
| DANVILLE, VA | 220 | $ 32,314,000 | $ 146,000 | $ 65,000 |
| ERIE, PA | 219 | $ 30,050,000 | $ 137,000 | $ 73,000 |
| ALBANY, GA | 218 | $ 31,818,000 | $ 145,000 | $ 60,000 |
| MOUNT VERNON-ANACORTES, WA | 216 | $ 48,605,000 | $ 225,000 | $ 75,000 |
| LAFAYETTE, IN | 214 | $ 30,053,000 | $ 140,000 | $ 59,000 |
| AMARILLO, TX | 213 | $ 32,094,000 | $ 150,000 | $ 73,000 |
| OCALA, FL | 213 | $ 27,794,000 | $ 130,000 | $ 67,000 |
| POCATELLO, ID | 212 | $ 30,361,000 | $ 143,000 | $ 60,000 |
| PASCAGOULA, MS | 207 | $ 32,026,000 | $ 154,000 | $ 78,000 |
| GREENVILLE, NC | 205 | $ 36,214,000 | $ 176,000 | $ 88,000 |
| BOWLING GREEN, KY | 204 | $ 31,132,000 | $ 152,000 | $ 67,000 |
| JEFFERSON CITY, MO | 203 | $ 30,983,000 | $ 152,000 | $ 72,000 |
| LEWISTON, ID-WA | 195 | $ 30,155,000 | $ 154,500 | $ 59,500 |
| MORRISTOWN, TN | 193 | $ 28,786,000 | $ 149,000 | $ 70,000 |
| GLENS FALLS, NY | 190 | $ 31,760,000 | $ 167,000 | $ 73,000 |
| FARMINGTON, NM | 187 | $ 35,110,000 | $ 187,000 | $ 80,000 |
| CORVALLIS, OR | 185 | $ 40,347,000 | $ 218,000 | $ 96,000 |
| VICTORIA, TX | 185 | $ 26,110,000 | $ 141,000 | $ 76,000 |
| PUNTA GORDA, FL | 182 | $ 24,034,000 | $ 132,000 | $ 85,000 |
| ST. JOSEPH, MO-KS | 180 | $ 22,558,000 | $ 113,500 | $ 65,000 |
| VALDOSTA, GA | 180 | $ 30,193,000 | $ 167,000 | $ 74,000 |
| HINESVILLE-FORT STEWART, GA | 176 | $ 25,999,000 | $ 147,000 | $ 65,000 |
| WILLIAMSPORT, PA | 173 | $ 23,626,000 | $ 136,000 | $ 63,000 |
| BRUNSWICK, GA | 172 | $ 33,442,000 | $ 194,000 | $ 96,000 |
| BLOOMINGTON, IN | 166 | $ 23,712,000 | $ 142,000 | $ 66,000 |
| HARRISONBURG, VA | 164 | $ 31,756,000 | $ 193,000 | $ 77,000 |
| SPRINGFIELD, IL | 159 | $ 22,059,000 | $ 138,000 | $ 61,000 |
| WAUSAU, WI | 158 | $ 25,097,000 | $ 158,000 | $ 116,000 |
| GREAT FALLS, MT | 157 | $ 24,080,000 | $ 153,000 | $ 65,000 |
| WATERLOO-CEDAR FALLS, IA | 154 | $ 22,416,000 | $ 145,000 | $ 73,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 152 | $ 27,273,000 | $ 179,000 | $ 91,000 |
| JOPLIN, MO | 147 | $ 18,739,000 | $ 127,000 | $ 63,000 |
| ROCKY MOUNT, NC | 143 | $ 20,760,000 | $ 145,000 | $ 58,000 |
| AMES, IA | 140 | $ 22,188,000 | $ 158,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 138 | $ 20,379,000 | $ 147,000 | $ 89,000 |
| LAWTON, OK | 136 | $ 22,726,000 | $ 167,000 | $ 63,000 |
| KINGSTON, NY | 131 | $ 26,628,000 | $ 203,000 | $ 84,000 |
| BANGOR, ME | 128 | $ 20,500,000 | $ 160,000 | $ 81,000 |
| ROME, GA | 128 | $ 18,749,000 | $ 146,000 | $ 73,000 |
| TEXARKANA, TX-TEXARKANA, AR | 127 | $ 17,548,000 | $ 138,000 | $ 69,000 |
| EAU CLAIRE, WI | 126 | $ 20,423,000 | $ 162,000 | $ 101,000 |
| SALISBURY, MD | 124 | $ 21,056,000 | $ 169,000 | $ 54,000 |
| ANNISTON-OXFORD, AL | 123 | $ 16,110,000 | $ 130,000 | $ 52,000 |
| CASPER, WY | 123 | $ 22,281,000 | $ 181,000 | $ 64,000 |
| CHARLESTON, WV | 123 | $ 19,084,000 | $ 155,000 | $ 74,000 |
| DALTON, GA | 117 | $ 14,490,000 | $ 123,000 | $ 51,000 |
| MONROE, MI | 115 | $ 15,576,000 | $ 135,000 | $ 56,000 |
| PALM COAST, FL | 114 | $ 16,867,000 | $ 147,000 | $ 78,000 |
| OWENSBORO, KY | 113 | $ 16,623,000 | $ 147,000 | $ 76,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 112 | $ 18,699,000 | $ 129,500 | $ 86,000 |
| MANHATTAN, KS | 112 | $ 17,411,000 | $ 155,000 | $ 68,000 |
| KOKOMO, IN | 109 | $ 12,216,000 | $ 112,000 | $ 50,000 |
| IOWA CITY, IA | 108 | $ 19,894,000 | $ 184,000 | $ 78,000 |
| CUMBERLAND, MD-WV | 103 | $ 14,294,000 | $ 147,500 | $ 60,500 |
| SEBASTIAN-VERO BEACH, FL | 102 | $ 18,649,000 | $ 182,000 | $ 120,000 |
| SIOUX CITY, IA-NE-SD | 102 | $ 14,662,000 | $ 150,666 | $ 65,333 |
| MANKATO-NORTH MANKATO, MN | 97 | $ 14,828,000 | $ 152,000 | $ 57,000 |
| JACKSON, MI | 96 | $ 11,986,000 | $ 124,000 | $ 65,000 |
| KANKAKEE-BRADLEY, IL | 96 | $ 14,212,000 | $ 148,000 | $ 58,000 |
| ALTOONA, PA | 93 | $ 12,992,000 | $ 139,000 | $ 66,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 92 | $ 12,768,000 | $ 138,666 | $ 68,000 |
| ANDERSON, IN | 89 | $ 11,128,000 | $ 125,000 | $ 53,000 |
| MICHIGAN CITY-LA PORTE, IN | 89 | $ 13,995,000 | $ 157,000 | $ 82,000 |
| SPRINGFIELD, OH | 86 | $ 10,425,000 | $ 121,000 | $ 49,000 |
| DUBUQUE, IA | 85 | $ 11,696,000 | $ 137,000 | $ 58,000 |
| LEWISTON-AUBURN, ME | 85 | $ 13,134,000 | $ 154,000 | $ 59,000 |
| MANSFIELD, OH | 83 | $ 9,760,000 | $ 117,000 | $ 60,000 |
| MUNCIE, IN | 82 | $ 9,069,000 | $ 110,000 | $ 53,000 |
| GOLDSBORO, NC | 79 | $ 12,680,000 | $ 160,000 | $ 60,000 |
| ITHACA, NY | 77 | $ 12,449,000 | $ 161,000 | $ 76,000 |
| SANDUSKY, OH | 75 | $ 11,108,000 | $ 148,000 | $ 69,000 |
| BATTLE CREEK, MI | 70 | $ 7,989,000 | $ 114,000 | $ 43,000 |
| COLUMBUS, IN | 70 | $ 10,403,000 | $ 148,000 | $ 58,000 |
| CARSON CITY, NV | 63 | $ 10,306,000 | $ 163,000 | $ 69,000 |
| LA CROSSE, WI-MN | 63 | $ 9,804,000 | $ 176,000 | $ 71,000 |
| WHEELING, WV-OH | 60 | $ 7,135,000 | $ 118,000 | $ 62,500 |
| DANVILLE, IL | 57 | $ 6,061,000 | $ 106,000 | $ 64,000 |
| DECATUR, IL | 57 | $ 6,430,000 | $ 112,000 | $ 60,000 |
| ELMIRA, NY | 57 | $ 6,427,000 | $ 112,000 | $ 63,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 54 | $ 5,711,000 | $ 104,500 | $ 55,500 |
| GRAND FORKS, ND-MN | 51 | $ 7,474,000 | $ 146,000 | $ 63,000 |
| JOHNSTOWN, PA | 49 | $ 6,845,000 | $ 139,000 | $ 74,000 |
| TERRE HAUTE, IN | 47 | $ 5,301,000 | $ 112,000 | $ 49,000 |
| PITTSFIELD, MA | 43 | $ 8,403,000 | $ 195,000 | $ 93,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 42 | $ 6,014,000 | $ 140,000 | $ 60,500 |
| MORGANTOWN, WV | 35 | $ 7,644,000 | $ 218,000 | $ 78,000 |
| LIMA, OH | 18 | $ 2,176,000 | $ 120,000 | $ 57,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 345,803 | $67,849,413,000 | $196,000 | $6,000,000 | $84,000 | $9,999,000 |
| Refinancing | 315,133 | $72,659,964,000 | $230,000 | $5,200,000 | $97,000 | $9,999,000 |
| Home Improvement | 7,958 | $1,580,611,000 | $198,000 | $890,000 | $100,000 | $2,570,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 494,410 | $103,796,517,000 | $209,000 | $5,200,000 | $92,000 | $9,999,000 |
| Hispanic | 56,367 | $10,208,045,000 | $181,000 | $2,000,000 | $63,000 | $2,908,000 |
| Black or African American | 38,508 | $7,316,123,000 | $189,000 | $1,200,000 | $64,000 | $2,509,000 |
| Not Provided | 37,732 | $9,061,970,000 | $240,000 | $6,000,000 | $104,000 | $6,980,000 |
| Asian | 37,606 | $10,748,884,000 | $285,000 | $1,000,000 | $112,000 | $3,947,000 |
| Native Hawaiian or Other Pacific Islander | 2,381 | $578,344,000 | $242,000 | $1,000,000 | $82,000 | $896,000 |
| American Indian or Alaskan Native | 1,890 | $380,105,000 | $201,000 | $800,000 | $83,000 | $1,354,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 340,102 | $77,998,154,000 | $229,000 | $6,000,000 | $119,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 277,107 | $52,473,465,000 | $189,000 | $1,382,000 | $60,000 | $8,070,000 |
| VA-guaranteed (Veterans Administration) | 51,685 | $11,618,369,000 | $224,000 | $1,547,000 | $62,000 | $1,039,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 640,853 | $135,251,078,000 | $211,000 | $6,000,000 | $88,000 | $9,999,000 |
| Loan Originated | 19,376 | $4,597,743,000 | $237,000 | $1,147,000 | $132,000 | $9,999,000 |
| Application Denied By Financial Institution | 5,983 | $1,557,599,000 | $260,000 | $5,200,000 | $121,000 | $5,044,000 |
| Application Approved But Not Accepted | 2,514 | $639,610,000 | $254,000 | $1,200,000 | $142,000 | $9,999,000 |
| Application Withdrawn By Applicant | 119 | $30,773,000 | $258,000 | $1,288,000 | $128,000 | $688,000 |
| Preapproval Denied by Financial Institution | 32 | $8,612,000 | $269,000 | $480,000 | $93,000 | $302,000 |
| Preapproval Approved but not Accepted | 17 | $4,573,000 | $269,000 | $650,000 | $121,000 | $237,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,995 | $477,072,000 | $239,000 | $1,251,000 | $135,000 | $3,111,000 |
| Debt-To-Income Ratio | 1,918 | $531,318,000 | $277,000 | $1,610,000 | $84,000 | $1,052,000 |
| Other | 766 | $207,474,000 | $270,000 | $5,200,000 | $168,000 | $5,044,000 |
| Unverifiable Information | 457 | $134,455,000 | $294,000 | $1,520,000 | $147,000 | $1,511,000 |
| Credit History | 307 | $65,498,000 | $213,000 | $1,060,000 | $96,000 | $902,000 |
| Credit Application Incomplete | 290 | $74,278,000 | $256,000 | $1,440,000 | $131,000 | $1,421,000 |
| Employment History | 166 | $42,415,000 | $255,000 | $1,050,000 | $87,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 115 | $33,424,000 | $290,000 | $2,000,000 | $139,000 | $834,000 |
| Mortgage Insurance Denied | 1 | $277,000 | $277,000 | $277,000 | $108,000 | $108,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.