Wescom Central Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Wescom Central Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Wescom Central Credit Union 123 S Marengo Avenue Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,227 |
| Total Mortgage Loan Application Amount | $1,017,465,000 |
| Average Mortgage Loan Application Amount | $287,000 |
| Highest Mortgage Loan Application Amount | $1,295,000 |
| Average Applicant Income | $131,600 |
| Highest Applicant Income | $1,925,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,857 | $ 436,595,000 | $ 235,000 | $ 119,000 |
| Orange County California | 967 | $ 271,305,000 | $ 280,000 | $ 146,000 |
| Riverside County California | 457 | $ 86,675,000 | $ 189,000 | $ 111,000 |
| San Bernardino County California | 326 | $ 69,350,000 | $ 212,000 | $ 106,000 |
| Ventura County California | 249 | $ 64,095,000 | $ 257,000 | $ 133,000 |
| San Diego County California | 78 | $ 19,440,000 | $ 249,000 | $ 223,000 |
| Kern County California | 27 | $ 3,815,000 | $ 141,000 | $ 83,000 |
| Santa Barbara County California | 19 | $ 4,995,000 | $ 262,000 | $ 99,000 |
| Clark County Nevada | 19 | $ 4,225,000 | $ 222,000 | $ 74,000 |
| San Luis Obispo County California | 15 | $ 2,585,000 | $ 172,000 | $ 148,000 |
| Alameda County California | 13 | $ 5,085,000 | $ 391,000 | $ 163,000 |
| Maricopa County Arizona | 12 | $ 3,120,000 | $ 260,000 | $ 150,000 |
| San Joaquin County California | 9 | $ 3,955,000 | $ 439,000 | $ 147,000 |
| Stanislaus County California | 9 | $ 2,815,000 | $ 312,000 | $ 92,000 |
| Contra Costa County California | 8 | $ 3,110,000 | $ 388,000 | $ 262,000 |
| Sacramento County California | 8 | $ 1,130,000 | $ 141,000 | $ 149,000 |
| Yavapai County Arizona | 5 | $ 645,000 | $ 129,000 | $ 140,000 |
| Placer County California | 5 | $ 465,000 | $ 93,000 | $ 57,000 |
| Santa Clara County California | 4 | $ 320,000 | $ 80,000 | $ 200,000 |
| Solano County California | 4 | $ 1,000,000 | $ 250,000 | $ 162,000 |
| Sonoma County California | 4 | $ 710,000 | $ 177,000 | $ 122,000 |
| Tulare County California | 4 | $ 1,010,000 | $ 252,000 | $ 170,000 |
| Pinellas County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 209,000 |
| Canyon County Idaho | 4 | $ 700,000 | $ 175,000 | $ 137,000 |
| Salt Lake County Utah | 4 | $ 1,070,000 | $ 267,000 | $ 142,000 |
| Mohave County Arizona | 3 | $ 705,000 | $ 235,000 | $ 84,000 |
| El Dorado County California | 3 | $ 465,000 | $ 155,000 | $ 170,000 |
| Madera County California | 3 | $ 895,000 | $ 298,000 | $ 108,000 |
| Merced County California | 3 | $ 825,000 | $ 275,000 | $ 57,000 |
| Monterey County California | 3 | $ 1,055,000 | $ 351,000 | $ 124,000 |
| Cook County Illinois | 3 | $ 445,000 | $ 148,000 | $ 221,000 |
| St. Tammany County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 79,000 |
| Santa Fe County New Mexico | 3 | $ 345,000 | $ 115,000 | $ 437,000 |
| Multnomah County Oregon | 3 | $ 785,000 | $ 261,000 | $ 99,000 |
| King County Washington | 3 | $ 1,455,000 | $ 485,000 | $ 143,000 |
| Pima County Arizona | 2 | $ 370,000 | $ 185,000 | $ 369,000 |
| Pinal County Arizona | 2 | $ 410,000 | $ 205,000 | $ 155,000 |
| Calaveras County California | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Fresno County California | 2 | $ 690,000 | $ 345,000 | $ 77,000 |
| Arapahoe County Colorado | 2 | $ 700,000 | $ 350,000 | $ 226,000 |
| El Paso County Colorado | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| DeKalb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| Ada County Idaho | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Washoe County Nevada | 2 | $ 700,000 | $ 350,000 | $ 300,000 |
| Wake County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 188,000 |
| Warren County North Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 643,000 |
| Butler County Ohio | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Clark County Ohio | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Dallas County Texas | 2 | $ 390,000 | $ 195,000 | $ 69,000 |
| Fort Bend County Texas | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
| Jones County Texas | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| Utah County Utah | 2 | $ 900,000 | $ 450,000 | $ 276,000 |
| La Paz County Arizona | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Amador County California | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Humboldt County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mendocino County California | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Mono County California | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Napa County California | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| San Francisco County California | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| San Mateo County California | 1 | $ 205,000 | $ 205,000 | $ 321,000 |
| Shasta County California | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Tuolumne County California | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Yolo County California | 1 | $ 695,000 | $ 695,000 | $ 197,000 |
| Yuba County California | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| La Plata County Colorado | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Broward County Florida | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Duval County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 235,000 | $ 235,000 | $ 405,000 |
| Fulton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 218,000 |
| Kauai County Hawaii | 1 | $ 315,000 | $ 315,000 | $ 227,000 |
| Kootenai County Idaho | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Clarke County Iowa | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Clay County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Sedgwick County Kansas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Oakland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Lake County Montana | 1 | $ 475,000 | $ 475,000 | $ 174,000 |
| Hillsborough County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 162,000 |
| Cherokee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 232,000 |
| Franklin County Ohio | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Mahoning County Ohio | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Cleveland County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Columbia County Oregon | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 195,000 |
| Bucks County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Charleston County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 761,000 |
| Williamson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 174,000 |
| Collin County Texas | 1 | $ 155,000 | $ 155,000 | $ 218,000 |
| Hays County Texas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 325,000 | $ 325,000 | $ 172,000 |
| Travis County Texas | 1 | $ 495,000 | $ 495,000 | $ 140,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Bedford County Virginia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Fairfax County Virginia | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Grant County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Snohomish County Washington | 1 | $ 555,000 | $ 555,000 | $ 149,000 |
| Spokane County Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Big Horn County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Lincoln County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wescom Central Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,315 | $250,455,000 | $190,000 | $1,185,000 | $109,000 | $1,251,000 |
| Home Improvement | 1,214 | $140,170,000 | $115,000 | $775,000 | $133,000 | $1,140,000 |
| Home Purchase | 674 | $256,100,000 | $379,000 | $1,295,000 | $144,000 | $818,000 |
| Cash-out Refinancing | 671 | $222,305,000 | $331,000 | $1,005,000 | $129,000 | $1,925,000 |
| Refinancing | 353 | $148,435,000 | $420,000 | $1,205,000 | $143,000 | $496,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,418 | $325,240,000 | $229,000 | $1,255,000 | $112,000 | $1,925,000 |
| White | 1,269 | $334,325,000 | $263,000 | $1,175,000 | $145,000 | $1,251,000 |
| Hispanic | 852 | $182,600,000 | $214,000 | $1,295,000 | $115,000 | $818,000 |
| Asian | 336 | $99,200,000 | $295,000 | $1,165,000 | $168,000 | $728,000 |
| Black or African American | 259 | $53,345,000 | $205,000 | $775,000 | $107,000 | $687,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,675,000 | $282,000 | $635,000 | $116,000 | $230,000 |
| American Indian or Alaskan Native | 13 | $2,695,000 | $207,000 | $685,000 | $129,000 | $440,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,172 | $998,930,000 | $239,000 | $1,295,000 | $128,000 | $1,925,000 |
| FHA-insured (Federal Housing Administration) | 48 | $16,300,000 | $339,000 | $835,000 | $45,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,235,000 | $319,000 | $515,000 | $52,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,088 | $506,190,000 | $242,000 | $1,205,000 | $149,000 | $1,010,000 |
| Application Denied By Financial Institution | 1,194 | $264,580,000 | $221,000 | $1,295,000 | $105,000 | $1,925,000 |
| Application Withdrawn By Applicant | 691 | $157,905,000 | $228,000 | $1,255,000 | $97,000 | $1,222,000 |
| File Closed For Incompleteness | 171 | $67,475,000 | $394,000 | $1,185,000 | $137,000 | $1,251,000 |
| Application Approved But Not Accepted | 60 | $12,710,000 | $211,000 | $815,000 | $145,000 | $667,000 |
| Loan Purchased By The Institution | 23 | $8,605,000 | $374,000 | $905,000 | $120,000 | $268,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,033 | $752,885,000 | $248,000 | $1,255,000 | $136,000 | $1,251,000 |
| Debt-To-Income Ratio | 521 | $91,965,000 | $176,000 | $1,155,000 | $69,000 | $409,000 |
| Credit History | 250 | $39,710,000 | $158,000 | $985,000 | $100,000 | $683,000 |
| Other | 157 | $45,685,000 | $290,000 | $945,000 | $130,000 | $625,000 |
| Collateral | 91 | $18,795,000 | $206,000 | $885,000 | $150,000 | $745,000 |
| Credit Application Incomplete | 80 | $35,260,000 | $440,000 | $1,295,000 | $198,000 | $1,925,000 |
| Unverifiable Information | 69 | $23,225,000 | $336,000 | $1,175,000 | $160,000 | $642,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $9,310,000 | $465,000 | $835,000 | $164,000 | $357,000 |
| Employment History | 6 | $630,000 | $105,000 | $255,000 | $101,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.