Westbound Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Westbound Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Westbound Bank 655 West Grand Parkway South Katy, TX 77494 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,095 |
| Total Mortgage Loan Application Amount | $492,746,000 |
| Average Mortgage Loan Application Amount | $193,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $11,333 |
| Highest Applicant Income | $306,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Westbound Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Westbound Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Westbound Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Westbound Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Westbound Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Westbound Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 292 | $ 41,173,000 | $ 141,000 | $ 0 |
| Maricopa County Arizona | 204 | $ 32,867,000 | $ 161,000 | $ 0 |
| Summit County Utah | 103 | $ 33,169,000 | $ 322,000 | $ 0 |
| Bernalillo County New Mexico | 88 | $ 15,460,000 | $ 175,000 | $ 0 |
| Monmouth County New Jersey | 79 | $ 26,416,000 | $ 334,000 | $ 0 |
| Middlesex County New Jersey | 72 | $ 19,412,000 | $ 269,000 | $ 0 |
| Union County New Jersey | 53 | $ 15,140,000 | $ 285,000 | $ 0 |
| Essex County New Jersey | 49 | $ 17,696,000 | $ 361,000 | $ 0 |
| Riverside County California | 47 | $ 7,184,000 | $ 152,000 | $ 0 |
| Ocean County New Jersey | 47 | $ 13,504,000 | $ 287,000 | $ 0 |
| Salt Lake County Utah | 34 | $ 7,876,000 | $ 231,000 | $ 0 |
| Clark County Nevada | 32 | $ 5,433,000 | $ 169,000 | $ 3,000 |
| Bergen County New Jersey | 30 | $ 10,339,000 | $ 344,000 | $ 0 |
| Morris County New Jersey | 29 | $ 10,572,000 | $ 364,000 | $ 0 |
| Suffolk County New York | 29 | $ 9,692,000 | $ 334,000 | $ 0 |
| Essex County Massachusetts | 28 | $ 7,782,000 | $ 277,000 | $ 0 |
| Queens County New York | 27 | $ 10,710,000 | $ 396,000 | $ 0 |
| Los Angeles County California | 25 | $ 6,569,000 | $ 262,000 | $ 0 |
| Passaic County New Jersey | 24 | $ 6,730,000 | $ 280,000 | $ 0 |
| Pima County Arizona | 22 | $ 3,322,000 | $ 151,000 | $ 0 |
| Kings County New York | 22 | $ 8,334,000 | $ 378,000 | $ 0 |
| Harris County Texas | 21 | $ 3,687,000 | $ 175,000 | $ 30,000 |
| Pinal County Arizona | 19 | $ 2,618,000 | $ 137,000 | $ 0 |
| Richmond County New York | 19 | $ 6,851,000 | $ 360,000 | $ 0 |
| Sandoval County New Mexico | 18 | $ 3,183,000 | $ 176,000 | $ 0 |
| Hudson County New Jersey | 17 | $ 5,452,000 | $ 320,000 | $ 0 |
| Somerset County New Jersey | 16 | $ 4,456,000 | $ 278,000 | $ 0 |
| Fort Bend County Texas | 16 | $ 3,483,000 | $ 217,000 | $ 15,000 |
| Montgomery County Maryland | 14 | $ 5,418,000 | $ 387,000 | $ 0 |
| Nassau County New York | 14 | $ 5,109,000 | $ 364,000 | $ 0 |
| Wasatch County Utah | 14 | $ 3,239,000 | $ 231,000 | $ 0 |
| El Paso County Colorado | 13 | $ 2,482,000 | $ 190,000 | $ 0 |
| Mercer County New Jersey | 13 | $ 2,781,000 | $ 213,000 | $ 0 |
| San Diego County California | 12 | $ 3,925,000 | $ 327,000 | $ 11,000 |
| Burlington County New Jersey | 12 | $ 2,319,000 | $ 193,000 | $ 0 |
| Hartford County Connecticut | 10 | $ 2,305,000 | $ 230,000 | $ 0 |
| Hunterdon County New Jersey | 10 | $ 3,433,000 | $ 343,000 | $ 0 |
| Sussex County New Jersey | 10 | $ 2,653,000 | $ 265,000 | $ 0 |
| San Juan County New Mexico | 10 | $ 1,608,000 | $ 160,000 | $ 0 |
| Philadelphia County Pennsylvania | 10 | $ 1,773,000 | $ 177,000 | $ 0 |
| San Luis Obispo County California | 9 | $ 2,625,000 | $ 291,000 | $ 0 |
| Gloucester County New Jersey | 9 | $ 2,047,000 | $ 227,000 | $ 0 |
| Davis County Utah | 9 | $ 1,795,000 | $ 199,000 | $ 0 |
| Orange County California | 8 | $ 2,777,000 | $ 347,000 | $ 0 |
| New Haven County Connecticut | 8 | $ 1,440,000 | $ 180,000 | $ 0 |
| Middlesex County Massachusetts | 8 | $ 2,247,000 | $ 280,000 | $ 0 |
| Atlantic County New Jersey | 8 | $ 1,510,000 | $ 188,000 | $ 0 |
| Westchester County New York | 8 | $ 2,872,000 | $ 359,000 | $ 0 |
| Delaware County Pennsylvania | 8 | $ 1,657,000 | $ 207,000 | $ 0 |
| Brazos County Texas | 8 | $ 1,119,000 | $ 139,000 | $ 0 |
| Denton County Texas | 8 | $ 1,708,000 | $ 213,000 | $ 0 |
| Tarrant County Texas | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| Fairfield County Connecticut | 7 | $ 2,028,000 | $ 289,000 | $ 0 |
| Montgomery County Pennsylvania | 7 | $ 2,053,000 | $ 293,000 | $ 0 |
| Washoe County Nevada | 6 | $ 1,054,000 | $ 175,000 | $ 0 |
| Santa Fe County New Mexico | 6 | $ 1,651,000 | $ 275,000 | $ 0 |
| New York County New York | 6 | $ 2,161,000 | $ 360,000 | $ 0 |
| Chester County Pennsylvania | 6 | $ 1,672,000 | $ 278,000 | $ 0 |
| Camden County New Jersey | 5 | $ 1,341,000 | $ 268,000 | $ 0 |
| Bronx County New York | 5 | $ 1,557,000 | $ 311,000 | $ 0 |
| Bexar County Texas | 5 | $ 1,242,000 | $ 248,000 | $ 0 |
| Collin County Texas | 5 | $ 1,079,000 | $ 215,000 | $ 0 |
| Dallas County Texas | 5 | $ 1,142,000 | $ 228,000 | $ 0 |
| Montgomery County Texas | 5 | $ 1,212,000 | $ 242,000 | $ 0 |
| Adams County Colorado | 4 | $ 881,000 | $ 220,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 1,822,000 | $ 455,000 | $ 0 |
| Rockingham County New Hampshire | 4 | $ 998,000 | $ 249,000 | $ 0 |
| Cape May County New Jersey | 4 | $ 954,000 | $ 238,000 | $ 0 |
| Warren County New Jersey | 4 | $ 1,054,000 | $ 263,000 | $ 0 |
| Valencia County New Mexico | 4 | $ 684,000 | $ 171,000 | $ 0 |
| Erie County New York | 4 | $ 497,000 | $ 124,000 | $ 0 |
| Ulster County New York | 4 | $ 972,000 | $ 243,000 | $ 0 |
| Berks County Pennsylvania | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Grand County Utah | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Fresno County California | 3 | $ 581,000 | $ 193,000 | $ 0 |
| Santa Clara County California | 3 | $ 1,516,000 | $ 505,000 | $ 0 |
| Kent County Delaware | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Cook County Illinois | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Baltimore County Maryland | 3 | $ 703,000 | $ 234,000 | $ 0 |
| Suffolk County Massachusetts | 3 | $ 890,000 | $ 296,000 | $ 0 |
| Eddy County New Mexico | 3 | $ 619,000 | $ 206,000 | $ 0 |
| Westmoreland County Pennsylvania | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Brazoria County Texas | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Ellis County Texas | 3 | $ 424,000 | $ 141,000 | $ 0 |
| Travis County Texas | 3 | $ 451,000 | $ 150,000 | $ 0 |
| Washington County Texas | 3 | $ 693,000 | $ 231,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 1,799,000 | $ 599,000 | $ 0 |
| Cochise County Arizona | 2 | $ 281,000 | $ 140,000 | $ 0 |
| Mohave County Arizona | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Navajo County Arizona | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Alameda County California | 2 | $ 1,333,000 | $ 666,000 | $ 0 |
| Shasta County California | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Douglas County Colorado | 2 | $ 792,000 | $ 396,000 | $ 0 |
| New London County Connecticut | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Tolland County Connecticut | 2 | $ 504,000 | $ 252,000 | $ 0 |
| Sussex County Delaware | 2 | $ 517,000 | $ 258,000 | $ 0 |
| Bay County Florida | 2 | $ 655,000 | $ 327,000 | $ 0 |
| Brevard County Florida | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Duval County Florida | 2 | $ 479,000 | $ 239,000 | $ 0 |
| Orange County Florida | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Cobb County Georgia | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,206,000 | $ 603,000 | $ 0 |
| York County Maine | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 585,000 | $ 292,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 761,000 | $ 380,000 | $ 0 |
| Wayne County Michigan | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 739,000 | $ 369,000 | $ 46,000 |
| Laclede County Missouri | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Salem County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 367,000 | $ 183,000 | $ 0 |
| Lincoln County New Mexico | 2 | $ 234,000 | $ 117,000 | $ 0 |
| San Miguel County New Mexico | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Socorro County New Mexico | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Broome County New York | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Franklin County New York | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Ontario County New York | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Rockland County New York | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Saratoga County New York | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Washington County New York | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 478,000 | $ 239,000 | $ 0 |
| Craven County North Carolina | 2 | $ 415,000 | $ 207,000 | $ 54,000 |
| Wake County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 13,000 |
| Bedford County Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 372,000 | $ 186,000 | $ 0 |
| El Paso County Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Galveston County Texas | 2 | $ 880,000 | $ 440,000 | $ 22,000 |
| Hidalgo County Texas | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Williamson County Texas | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 1,566,000 | $ 783,000 | $ 95,000 |
| Prince William County Virginia | 2 | $ 714,000 | $ 357,000 | $ 100,000 |
| Elmore County Alabama | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Russell County Alabama | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Apache County Arizona | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Coconino County Arizona | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Graham County Arizona | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Benton County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| Kern County California | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Sacramento County California | 1 | $ 207,000 | $ 207,000 | $ 0 |
| San Joaquin County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| San Mateo County California | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Santa Barbara County California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Solano County California | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tehama County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ventura County California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Denver County Colorado | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Larimer County Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Mesa County Colorado | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Summit County Colorado | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Weld County Colorado | 1 | $ 196,000 | $ 196,000 | $ 44,000 |
| Litchfield County Connecticut | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Windham County Connecticut | 1 | $ 70,000 | $ 70,000 | $ 0 |
| New Castle County Delaware | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Broward County Florida | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Lee County Florida | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Manatee County Florida | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Marion County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Volusia County Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Meriwether County Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Champaign County Illinois | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Kane County Illinois | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Lake County Illinois | 1 | $ 301,000 | $ 301,000 | $ 0 |
| McHenry County Illinois | 1 | $ 326,000 | $ 326,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Howard County Indiana | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Madison County Kentucky | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
| Lafayette County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Webster County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kennebec County Maine | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Penobscot County Maine | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Cecil County Maryland | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Charles County Maryland | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Harford County Maryland | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Howard County Maryland | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jackson County Michigan | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Oakland County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay County Missouri | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Jasper County Missouri | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Platte County Missouri | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Carbon County Montana | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Scotts Bluff County Nebraska | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Churchill County Nevada | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lyon County Nevada | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Nye County Nevada | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Otero County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rio Arriba County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Taos County New Mexico | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Torrance County New Mexico | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Albany County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Chautauqua County New York | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Clinton County New York | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Columbia County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Herkimer County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jefferson County New York | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Madison County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Montgomery County New York | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Niagara County New York | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Oneida County New York | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Onondaga County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Orange County New York | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Steuben County New York | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Sullivan County New York | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Tompkins County New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 149,000 |
| Iredell County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Belmont County Ohio | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Licking County Ohio | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Lucas County Ohio | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Seneca County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lane County Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Washington County Oregon | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Allegheny County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Bell County Texas | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Caldwell County Texas | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Gregg County Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hays County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Henderson County Texas | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Kendall County Texas | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lamar County Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Patricio County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Smith County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Upshur County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cache County Utah | 1 | $ 263,000 | $ 263,000 | $ 263,000 |
| Sevier County Utah | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Tooele County Utah | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Utah County Utah | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Washington County Utah | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Weber County Utah | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Rutland County Vermont | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washington County Vermont | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Accomack County Virginia | 1 | $ 177,000 | $ 177,000 | $ 55,000 |
| Chesapeake County Virginia | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Fredericksburg County Virginia | 1 | $ 898,000 | $ 898,000 | $ 0 |
| Stafford County Virginia | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Staunton County Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Snohomish County Washington | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Thurston County Washington | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 0 |
Mortgage Loan Application Detail Totals for Westbound Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,099 | $293,013,000 | $266,000 | $812,000 | $0 | $300,000 |
| Home Purchase | 985 | $198,488,000 | $201,000 | $1,000,000 | $1,000 | $306,000 |
| Home Improvement | 11 | $1,245,000 | $113,000 | $425,000 | $33,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,048 | $479,413,000 | $234,000 | $1,000,000 | $0 | $263,000 |
| White | 27 | $8,358,000 | $309,000 | $898,000 | $81,000 | $306,000 |
| Not Provided | 14 | $3,695,000 | $263,000 | $617,000 | $24,000 | $110,000 |
| Black or African American | 3 | $502,000 | $167,000 | $180,000 | $59,000 | $66,000 |
| Hispanic | 2 | $494,000 | $247,000 | $326,000 | $0 | $0 |
| Asian | 1 | $284,000 | $284,000 | $284,000 | $108,000 | $108,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 998 | $262,160,000 | $262,000 | $800,000 | $1,000 | $300,000 |
| FHA-insured (Federal Housing Administration) | 939 | $186,397,000 | $198,000 | $724,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 158 | $44,189,000 | $279,000 | $1,000,000 | $12,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,066 | $485,661,000 | $235,000 | $1,000,000 | $0 | $306,000 |
| Loan Originated | 27 | $6,885,000 | $255,000 | $800,000 | $81,000 | $300,000 |
| Application Withdrawn By Applicant | 2 | $200,000 | $100,000 | $150,000 | $90,000 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Westbound Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Westbound Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.