Westbound Bank Mortgage Lending & HMDA Data, 2009
In 2009, Westbound Bank of Katy, TX reported 2,095 mortgage applications totaling $492.7 million, up 7382% from 2008. The average application was for $235,200, and applicants reported an average income of $643. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (339), Phoenix-Mesa-Scottsdale, AZ (223) and Edison-New Brunswick, NJ (214) (applications in parentheses).
| Mortgage Company & Address | Westbound Bank 655 West Grand Parkway South Katy, TX 77494 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,095 |
| Total Mortgage Loan Application Amount | $492,746,000 |
| Average Mortgage Loan Application Amount | $235,200 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $643 |
| Highest Applicant Income | $306,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Westbound Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino, California | 292 | $ 41,173,000 | $ 141,003 | $ 0 |
| Maricopa, Arizona | 204 | $ 32,867,000 | $ 161,112 | $ 0 |
| Summit, Utah | 103 | $ 33,169,000 | $ 322,029 | $ 0 |
| Bernalillo, New Mexico | 88 | $ 15,460,000 | $ 175,681 | $ 0 |
| Monmouth, New Jersey | 79 | $ 26,416,000 | $ 334,379 | $ 0 |
| Middlesex, New Jersey | 72 | $ 19,412,000 | $ 269,611 | $ 0 |
| Union, New Jersey | 53 | $ 15,140,000 | $ 285,660 | $ 0 |
| Essex, New Jersey | 49 | $ 17,696,000 | $ 361,142 | $ 0 |
| Riverside, California | 47 | $ 7,184,000 | $ 152,851 | $ 0 |
| Ocean, New Jersey | 47 | $ 13,504,000 | $ 287,319 | $ 0 |
| Salt Lake, Utah | 34 | $ 7,876,000 | $ 231,647 | $ 0 |
| Clark, Nevada | 32 | $ 5,433,000 | $ 169,781 | $ 3,000 |
| Bergen, New Jersey | 30 | $ 10,339,000 | $ 344,633 | $ 0 |
| Morris, New Jersey | 29 | $ 10,572,000 | $ 364,551 | $ 0 |
| Suffolk, New York | 29 | $ 9,692,000 | $ 334,206 | $ 0 |
| Essex, Massachusetts | 28 | $ 7,782,000 | $ 277,928 | $ 0 |
| Queens, New York | 27 | $ 10,710,000 | $ 396,666 | $ 0 |
| Los Angeles, California | 25 | $ 6,569,000 | $ 262,760 | $ 0 |
| Passaic, New Jersey | 24 | $ 6,730,000 | $ 280,416 | $ 0 |
| Pima, Arizona | 22 | $ 3,322,000 | $ 151,000 | $ 0 |
| Kings, New York | 22 | $ 8,334,000 | $ 378,818 | $ 0 |
| Harris, Texas | 21 | $ 3,687,000 | $ 175,571 | $ 30,000 |
| Pinal, Arizona | 19 | $ 2,618,000 | $ 137,789 | $ 0 |
| Richmond, New York | 19 | $ 6,851,000 | $ 360,578 | $ 0 |
| Sandoval, New Mexico | 18 | $ 3,183,000 | $ 176,833 | $ 0 |
| Hudson, New Jersey | 17 | $ 5,452,000 | $ 320,705 | $ 0 |
| Somerset, New Jersey | 16 | $ 4,456,000 | $ 278,500 | $ 0 |
| Fort Bend, Texas | 16 | $ 3,483,000 | $ 217,687 | $ 15,000 |
| Montgomery, Maryland | 14 | $ 5,418,000 | $ 387,000 | $ 0 |
| Nassau, New York | 14 | $ 5,109,000 | $ 364,928 | $ 0 |
| Wasatch, Utah | 14 | $ 3,239,000 | $ 231,357 | $ 0 |
| El Paso, Colorado | 13 | $ 2,482,000 | $ 190,923 | $ 0 |
| Mercer, New Jersey | 13 | $ 2,781,000 | $ 213,923 | $ 0 |
| San Diego, California | 12 | $ 3,925,000 | $ 327,083 | $ 11,000 |
| Burlington, New Jersey | 12 | $ 2,319,000 | $ 193,250 | $ 0 |
| Hartford, Connecticut | 10 | $ 2,305,000 | $ 230,500 | $ 0 |
| Hunterdon, New Jersey | 10 | $ 3,433,000 | $ 343,300 | $ 0 |
| Sussex, New Jersey | 10 | $ 2,653,000 | $ 265,300 | $ 0 |
| San Juan, New Mexico | 10 | $ 1,608,000 | $ 160,800 | $ 0 |
| Philadelphia, Pennsylvania | 10 | $ 1,773,000 | $ 177,300 | $ 0 |
| San Luis Obispo, California | 9 | $ 2,625,000 | $ 291,666 | $ 0 |
| Gloucester, New Jersey | 9 | $ 2,047,000 | $ 227,444 | $ 0 |
| Davis, Utah | 9 | $ 1,795,000 | $ 199,444 | $ 0 |
| Orange, California | 8 | $ 2,777,000 | $ 347,125 | $ 0 |
| New Haven, Connecticut | 8 | $ 1,440,000 | $ 180,000 | $ 0 |
| Middlesex, Massachusetts | 8 | $ 2,247,000 | $ 280,875 | $ 0 |
| Atlantic, New Jersey | 8 | $ 1,510,000 | $ 188,750 | $ 0 |
| Westchester, New York | 8 | $ 2,872,000 | $ 359,000 | $ 0 |
| Delaware, Pennsylvania | 8 | $ 1,657,000 | $ 207,125 | $ 0 |
| Brazos, Texas | 8 | $ 1,119,000 | $ 139,875 | $ 0 |
| Denton, Texas | 8 | $ 1,708,000 | $ 213,500 | $ 0 |
| Tarrant, Texas | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| Fairfield, Connecticut | 7 | $ 2,028,000 | $ 289,714 | $ 0 |
| Montgomery, Pennsylvania | 7 | $ 2,053,000 | $ 293,285 | $ 0 |
| Washoe, Nevada | 6 | $ 1,054,000 | $ 175,666 | $ 0 |
| Santa Fe, New Mexico | 6 | $ 1,651,000 | $ 275,166 | $ 0 |
| New York, New York | 6 | $ 2,161,000 | $ 360,166 | $ 0 |
| Chester, Pennsylvania | 6 | $ 1,672,000 | $ 278,666 | $ 0 |
| Camden, New Jersey | 5 | $ 1,341,000 | $ 268,200 | $ 0 |
| Bronx, New York | 5 | $ 1,557,000 | $ 311,400 | $ 0 |
| Bexar, Texas | 5 | $ 1,242,000 | $ 248,400 | $ 0 |
| Collin, Texas | 5 | $ 1,079,000 | $ 215,800 | $ 0 |
| Dallas, Texas | 5 | $ 1,142,000 | $ 228,400 | $ 0 |
| Montgomery, Texas | 5 | $ 1,212,000 | $ 242,400 | $ 0 |
| Adams, Colorado | 4 | $ 881,000 | $ 220,250 | $ 0 |
| District of Columbia, District Of Columbia | 4 | $ 1,822,000 | $ 455,500 | $ 0 |
| Rockingham, New Hampshire | 4 | $ 998,000 | $ 249,500 | $ 0 |
| Cape May, New Jersey | 4 | $ 954,000 | $ 238,500 | $ 0 |
| Warren, New Jersey | 4 | $ 1,054,000 | $ 263,500 | $ 0 |
| Valencia, New Mexico | 4 | $ 684,000 | $ 171,000 | $ 0 |
| Erie, New York | 4 | $ 497,000 | $ 124,250 | $ 0 |
| Ulster, New York | 4 | $ 972,000 | $ 243,000 | $ 0 |
| Berks, Pennsylvania | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Bucks, Pennsylvania | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Grand, Utah | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Fresno, California | 3 | $ 581,000 | $ 193,666 | $ 0 |
| Santa Clara, California | 3 | $ 1,516,000 | $ 505,333 | $ 0 |
| Kent, Delaware | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Cook, Illinois | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Baltimore, Maryland | 3 | $ 703,000 | $ 234,333 | $ 0 |
| Suffolk, Massachusetts | 3 | $ 890,000 | $ 296,666 | $ 0 |
| Eddy, New Mexico | 3 | $ 619,000 | $ 206,333 | $ 0 |
| Westmoreland, Pennsylvania | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Brazoria, Texas | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Ellis, Texas | 3 | $ 424,000 | $ 141,333 | $ 0 |
| Travis, Texas | 3 | $ 451,000 | $ 150,333 | $ 0 |
| Washington, Texas | 3 | $ 693,000 | $ 231,000 | $ 0 |
| Fairfax, Virginia | 3 | $ 1,799,000 | $ 599,666 | $ 0 |
| Cochise, Arizona | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Mohave, Arizona | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Navajo, Arizona | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Alameda, California | 2 | $ 1,333,000 | $ 666,500 | $ 0 |
| Shasta, California | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Arapahoe, Colorado | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Douglas, Colorado | 2 | $ 792,000 | $ 396,000 | $ 0 |
| New London, Connecticut | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Tolland, Connecticut | 2 | $ 504,000 | $ 252,000 | $ 0 |
| Sussex, Delaware | 2 | $ 517,000 | $ 258,500 | $ 0 |
| Bay, Florida | 2 | $ 655,000 | $ 327,500 | $ 0 |
| Brevard, Florida | 2 | $ 555,000 | $ 277,500 | $ 0 |
| Duval, Florida | 2 | $ 479,000 | $ 239,500 | $ 0 |
| Orange, Florida | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Cobb, Georgia | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Honolulu, Hawaii | 2 | $ 1,206,000 | $ 603,000 | $ 0 |
| York, Maine | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 585,000 | $ 292,500 | $ 0 |
| Prince George's, Maryland | 2 | $ 761,000 | $ 380,500 | $ 0 |
| Wayne, Michigan | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Hennepin, Minnesota | 2 | $ 739,000 | $ 369,500 | $ 46,000 |
| Laclede, Missouri | 2 | $ 555,000 | $ 277,500 | $ 0 |
| Hillsborough, New Hampshire | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Salem, New Jersey | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Dona Ana, New Mexico | 2 | $ 367,000 | $ 183,500 | $ 0 |
| Lincoln, New Mexico | 2 | $ 234,000 | $ 117,000 | $ 0 |
| San Miguel, New Mexico | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Socorro, New Mexico | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Broome, New York | 2 | $ 413,000 | $ 206,500 | $ 0 |
| Franklin, New York | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Ontario, New York | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Rockland, New York | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Saratoga, New York | 2 | $ 421,000 | $ 210,500 | $ 0 |
| Washington, New York | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Buncombe, North Carolina | 2 | $ 478,000 | $ 239,000 | $ 0 |
| Craven, North Carolina | 2 | $ 415,000 | $ 207,500 | $ 54,000 |
| Wake, North Carolina | 2 | $ 297,000 | $ 148,500 | $ 13,000 |
| Bedford, Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Monroe, Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Shelby, Tennessee | 2 | $ 372,000 | $ 186,000 | $ 0 |
| El Paso, Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Galveston, Texas | 2 | $ 880,000 | $ 440,000 | $ 22,000 |
| Hidalgo, Texas | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Williamson, Texas | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Alexandria, Virginia | 2 | $ 1,566,000 | $ 783,000 | $ 95,000 |
| Prince William, Virginia | 2 | $ 714,000 | $ 357,000 | $ 100,000 |
| Elmore, Alabama | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Russell, Alabama | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Apache, Arizona | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Coconino, Arizona | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Graham, Arizona | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Benton, Arkansas | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| Kern, California | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Sacramento, California | 1 | $ 207,000 | $ 207,000 | $ 0 |
| San Joaquin, California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| San Mateo, California | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Santa Barbara, California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Solano, California | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tehama, California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ventura, California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Denver, Colorado | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Larimer, Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Mesa, Colorado | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Montezuma, Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Summit, Colorado | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Weld, Colorado | 1 | $ 196,000 | $ 196,000 | $ 44,000 |
| Litchfield, Connecticut | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Windham, Connecticut | 1 | $ 70,000 | $ 70,000 | $ 0 |
| New Castle, Delaware | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Broward, Florida | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Lee, Florida | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Manatee, Florida | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Marion, Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Seminole, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Johns, Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Volusia, Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Meriwether, Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Champaign, Illinois | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Kane, Illinois | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Lake, Illinois | 1 | $ 301,000 | $ 301,000 | $ 0 |
| McHenry, Illinois | 1 | $ 326,000 | $ 326,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Howard, Indiana | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Marion, Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Woodbury, Iowa | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Madison, Kentucky | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Avoyelles, Louisiana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
| Lafayette, Louisiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lafourche, Louisiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Webster, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kennebec, Maine | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Penobscot, Maine | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Cecil, Maryland | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Charles, Maryland | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Harford, Maryland | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Howard, Maryland | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Plymouth, Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jackson, Michigan | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Oakland, Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay, Missouri | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Jasper, Missouri | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Platte, Missouri | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Carbon, Montana | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Scotts Bluff, Nebraska | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Churchill, Nevada | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lyon, Nevada | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Nye, Nevada | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Cibola, New Mexico | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Otero, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rio Arriba, New Mexico | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Taos, New Mexico | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Torrance, New Mexico | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Albany, New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Chautauqua, New York | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Clinton, New York | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Columbia, New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Herkimer, New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jefferson, New York | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Madison, New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Montgomery, New York | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Niagara, New York | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Oneida, New York | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Onondaga, New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Orange, New York | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Steuben, New York | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Sullivan, New York | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Tompkins, New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Davidson, North Carolina | 1 | $ 339,000 | $ 339,000 | $ 149,000 |
| Iredell, North Carolina | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Northampton, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Belmont, Ohio | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Butler, Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Licking, Ohio | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Lucas, Ohio | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Seneca, Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lane, Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Washington, Oregon | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Allegheny, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Northampton, Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Sumter, South Carolina | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Bell, Texas | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Caldwell, Texas | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Gregg, Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hays, Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Henderson, Texas | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Kendall, Texas | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lamar, Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Nueces, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Patricio, Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Smith, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Upshur, Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cache, Utah | 1 | $ 263,000 | $ 263,000 | $ 263,000 |
| Sevier, Utah | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Tooele, Utah | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Utah, Utah | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Washington, Utah | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Weber, Utah | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Rutland, Vermont | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washington, Vermont | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Accomack, Virginia | 1 | $ 177,000 | $ 177,000 | $ 55,000 |
| Chesapeake, Virginia | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Fredericksburg, Virginia | 1 | $ 898,000 | $ 898,000 | $ 0 |
| Stafford, Virginia | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Staunton, Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Snohomish, Washington | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Thurston, Washington | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kenosha, Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 0 |
Mortgage Loan Application Detail Totals for Westbound Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,099 | $293,013,000 | $266,000 | $812,000 | $0 | $300,000 |
| Home Purchase | 985 | $198,488,000 | $201,000 | $1,000,000 | $1,000 | $306,000 |
| Home Improvement | 11 | $1,245,000 | $113,000 | $425,000 | $33,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,048 | $479,413,000 | $234,000 | $1,000,000 | $0 | $263,000 |
| White | 27 | $8,358,000 | $309,000 | $898,000 | $81,000 | $306,000 |
| Not Provided | 14 | $3,695,000 | $263,000 | $617,000 | $24,000 | $110,000 |
| Black or African American | 3 | $502,000 | $167,000 | $180,000 | $59,000 | $66,000 |
| Hispanic | 2 | $494,000 | $247,000 | $326,000 | $0 | $0 |
| Asian | 1 | $284,000 | $284,000 | $284,000 | $108,000 | $108,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 998 | $262,160,000 | $262,000 | $800,000 | $1,000 | $300,000 |
| FHA-insured (Federal Housing Administration) | 939 | $186,397,000 | $198,000 | $724,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 158 | $44,189,000 | $279,000 | $1,000,000 | $12,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,066 | $485,661,000 | $235,000 | $1,000,000 | $0 | $306,000 |
| Loan Originated | 27 | $6,885,000 | $255,000 | $800,000 | $81,000 | $300,000 |
| Application Withdrawn By Applicant | 2 | $200,000 | $100,000 | $150,000 | $90,000 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Westbound Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Westbound Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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