Western Alliance Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Western Alliance Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Western Alliance Bank 2901 N Central Avenue Phoenix, AZ 85012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,946 |
| Total Mortgage Loan Application Amount | $930,010,000 |
| Average Mortgage Loan Application Amount | $429,500 |
| Highest Mortgage Loan Application Amount | $8,665,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Western Alliance Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Western Alliance Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Western Alliance Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Western Alliance Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Western Alliance Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Western Alliance Bank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 282 | $ 213,580,000 | $ 757,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 113 | $ 55,685,000 | $ 492,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 110 | $ 62,120,000 | $ 564,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 97 | $ 24,415,000 | $ 251,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 92 | $ 64,840,000 | $ 704,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 81 | $ 37,835,000 | $ 467,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 71 | $ 64,185,000 | $ 904,000 | $ 0 |
| NA (OUTSIDE OF MSA/MD) | 59 | $ 21,995,000 | $ 274,909 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 55 | $ 14,325,000 | $ 260,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 48 | $ 16,810,000 | $ 350,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 40 | $ 34,870,000 | $ 871,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 34 | $ 10,010,000 | $ 294,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 33 | $ 14,505,000 | $ 439,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 32 | $ 15,880,000 | $ 553,500 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 29 | $ 14,035,000 | $ 483,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 27 | $ 5,955,000 | $ 220,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 26 | $ 13,530,000 | $ 520,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 24 | $ 8,690,000 | $ 362,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 24 | $ 10,200,000 | $ 387,500 | $ 0 |
| RENO, NV | 23 | $ 11,925,000 | $ 518,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 20 | $ 5,420,000 | $ 271,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 20 | $ 7,170,000 | $ 405,333 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 18 | $ 3,920,000 | $ 217,000 | $ 0 |
| SALT LAKE CITY, UT | 17 | $ 6,815,000 | $ 400,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 16 | $ 4,390,000 | $ 269,000 | $ 0 |
| BOSTON, MA | 15 | $ 8,365,000 | $ 557,000 | $ 0 |
| TUCSON, AZ | 15 | $ 4,655,000 | $ 310,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 12 | $ 4,660,000 | $ 388,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 10,590,000 | $ 882,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 3,085,000 | $ 280,000 | $ 0 |
| SANTA ROSA, CA | 11 | $ 5,455,000 | $ 495,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 5,060,000 | $ 506,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 1,670,000 | $ 167,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 4,320,000 | $ 432,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 2,225,000 | $ 247,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 3,645,000 | $ 405,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 2,535,000 | $ 281,000 | $ 0 |
| PHILADELPHIA, PA | 9 | $ 3,015,000 | $ 335,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 9 | $ 3,865,000 | $ 429,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 3,230,000 | $ 403,000 | $ 0 |
| COLORADO SPRINGS, CO | 8 | $ 2,430,000 | $ 303,000 | $ 0 |
| FORT COLLINS, CO | 8 | $ 2,910,000 | $ 363,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 3,470,000 | $ 433,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,620,000 | $ 202,000 | $ 0 |
| ST. LOUIS, MO-IL | 8 | $ 1,410,000 | $ 167,500 | $ 0 |
| TACOMA-LAKEWOOD, WA | 8 | $ 2,830,000 | $ 353,000 | $ 0 |
| BOISE CITY, ID | 7 | $ 1,565,000 | $ 223,000 | $ 0 |
| JACKSONVILLE, FL | 7 | $ 1,785,000 | $ 255,000 | $ 0 |
| SAN RAFAEL, CA | 7 | $ 4,895,000 | $ 699,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 5,825,000 | $ 832,000 | $ 0 |
| STOCKTON-LODI, CA | 7 | $ 3,245,000 | $ 463,000 | $ 0 |
| FRESNO, CA | 6 | $ 1,300,000 | $ 216,000 | $ 0 |
| KANSAS CITY, MO-KS | 6 | $ 1,070,000 | $ 157,000 | $ 0 |
| NEWARK, NJ-PA | 6 | $ 1,970,000 | $ 247,000 | $ 0 |
| SALINAS, CA | 6 | $ 3,620,000 | $ 603,000 | $ 0 |
| SALISBURY, MD-DE | 6 | $ 1,460,000 | $ 243,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| BOULDER, CO | 5 | $ 1,835,000 | $ 367,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 2,235,000 | $ 447,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 675,000 | $ 135,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 5 | $ 705,000 | $ 141,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 2,845,000 | $ 569,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 5 | $ 965,000 | $ 181,500 | $ 0 |
| PROVO-OREM, UT | 5 | $ 1,655,000 | $ 331,000 | $ 0 |
| TULSA, OK | 5 | $ 1,625,000 | $ 325,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,295,000 | $ 381,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 5 | $ 1,475,000 | $ 295,000 | $ 0 |
| ANCHORAGE, AK | 4 | $ 990,000 | $ 247,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 4,370,000 | $ 1,092,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 880,000 | $ 220,000 | $ 0 |
| KNOXVILLE, TN | 4 | $ 590,000 | $ 147,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,440,000 | $ 355,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 4 | $ 1,650,000 | $ 412,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 750,000 | $ 187,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 1,410,000 | $ 352,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,870,000 | $ 717,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,730,000 | $ 432,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 395,000 | $ 131,000 | $ 0 |
| BATON ROUGE, LA | 3 | $ 1,625,000 | $ 541,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 535,000 | $ 178,000 | $ 0 |
| ELGIN, IL | 3 | $ 485,000 | $ 161,000 | $ 0 |
| EUGENE, OR | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| GREELEY, CO | 3 | $ 765,000 | $ 255,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 1,285,000 | $ 428,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 3 | $ 525,000 | $ 175,000 | $ 0 |
| MERCED, CA | 3 | $ 725,000 | $ 241,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 965,000 | $ 321,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 3 | $ 905,000 | $ 301,000 | $ 0 |
| PORT ST. LUCIE, FL | 3 | $ 675,000 | $ 225,000 | $ 0 |
| RALEIGH, NC | 3 | $ 845,000 | $ 281,000 | $ 0 |
| RICHMOND, VA | 3 | $ 395,000 | $ 131,000 | $ 0 |
| ST. GEORGE, UT | 3 | $ 515,000 | $ 171,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 3 | $ 825,000 | $ 275,000 | $ 0 |
| ALBUQUERQUE, NM | 2 | $ 250,000 | $ 125,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 480,000 | $ 240,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 760,000 | $ 380,000 | $ 0 |
| CHICO, CA | 2 | $ 940,000 | $ 470,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| COLUMBIA, SC | 2 | $ 910,000 | $ 455,000 | $ 0 |
| DAYTON, OH | 2 | $ 180,000 | $ 90,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 590,000 | $ 295,000 | $ 0 |
| GARY, IN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 690,000 | $ 345,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 440,000 | $ 220,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 660,000 | $ 330,000 | $ 0 |
| LANCASTER, PA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| MADERA, CA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MODESTO, CA | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| MONTGOMERY, AL | 2 | $ 300,000 | $ 150,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 2 | $ 320,000 | $ 160,000 | $ 0 |
| PITTSBURGH, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| PRESCOTT, AZ | 2 | $ 550,000 | $ 275,000 | $ 0 |
| REDDING, CA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| ROANOKE, VA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| SAVANNAH, GA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 2 | $ 610,000 | $ 305,000 | $ 0 |
| TRENTON, NJ | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 760,000 | $ 380,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 250,000 | $ 125,000 | $ 0 |
| WORCESTER, MA-CT | 2 | $ 600,000 | $ 300,000 | $ 0 |
| ABILENE, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| AKRON, OH | 1 | $ 395,000 | $ 395,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 115,000 | $ 115,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 285,000 | $ 285,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 645,000 | $ 645,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| EL PASO, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| FLINT, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 305,000 | $ 305,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 725,000 | $ 725,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| MADISON, WI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| MONROE, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| NAPA, CA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 195,000 | $ 195,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ODESSA, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| POCATELLO, ID | 1 | $ 115,000 | $ 115,000 | $ 0 |
| PUEBLO, CO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 555,000 | $ 555,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 265,000 | $ 265,000 | $ 0 |
| SALEM, OR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SANTA FE, NM | 1 | $ 395,000 | $ 395,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WACO, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 115,000 | $ 115,000 | $ 0 |
| YUMA, AZ | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for Western Alliance Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 940 | $431,230,000 | $458,000 | $4,065,000 | $0 | $0 |
| Not Applicable | 399 | $235,175,000 | $589,000 | $2,205,000 | $0 | $0 |
| Cash-out Refinancing | 323 | $135,875,000 | $420,000 | $5,005,000 | $0 | $0 |
| Refinancing | 195 | $101,375,000 | $519,000 | $8,665,000 | $0 | $0 |
| Other Purpose | 59 | $17,455,000 | $295,000 | $1,095,000 | $0 | $0 |
| Home Improvement | 30 | $8,900,000 | $296,000 | $725,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,946 | $930,010,000 | $477,000 | $8,665,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $925,240,000 | $480,000 | $8,665,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 13 | $3,215,000 | $247,000 | $665,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 8 | $1,100,000 | $137,000 | $245,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $455,000 | $455,000 | $455,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,902 | $865,540,000 | $455,000 | $2,255,000 | $0 | $0 |
| Loan Originated | 41 | $62,925,000 | $1,534,000 | $8,665,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $1,030,000 | $515,000 | $515,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $515,000 | $515,000 | $515,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,946 | $930,010,000 | $477,000 | $8,665,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Western Alliance Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Western Alliance Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.