Wilmington Finance, Inc. Mortgage Lending & HMDA Data, 2003

In 2003, Wilmington Finance, Inc. of Plymouth Meeting, PA reported 20,827 mortgage applications totaling $3.2 billion. The average application was for $155,402, and applicants reported an average income of $67,283. 40% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach, CA (1,951), Sacramento, CA (1,176) and Riverside-San Bernardino, CA (824) (applications in parentheses).

Mortgage Company & Address Wilmington Finance, Inc.
620 W Germantown Rd
Plymouth Meeting, PA 19462
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,827
Total Mortgage Loan Application Amount $3,236,575,000
Average Mortgage Loan Application Amount $155,402
Highest Mortgage Loan Application Amount $1,555,000
Average Applicant Income $67,283
Highest Applicant Income $990,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wilmington Finance, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wilmington Finance, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,951 $ 385,873,000 $ 197,782 $ 82,000
Sacramento, California 921 $ 156,680,000 $ 170,119 $ 66,000
San Bernardino, California 436 $ 69,203,000 $ 158,722 $ 69,000
Riverside, California 388 $ 69,339,000 $ 178,708 $ 79,000
San Joaquin, California 356 $ 65,868,000 $ 185,022 $ 76,000
Clark, Nevada 341 $ 53,066,000 $ 155,618 $ 65,000
Prince George's, Maryland 332 $ 55,456,000 $ 167,036 $ 76,000
Alameda, California 301 $ 72,767,000 $ 241,750 $ 87,000
Ventura, California 290 $ 66,054,000 $ 227,772 $ 84,000
Providence, Rhode Island 289 $ 42,982,000 $ 148,726 $ 62,000
Contra Costa, California 255 $ 59,383,000 $ 232,874 $ 87,000
Orange, California 255 $ 62,041,000 $ 243,298 $ 89,000
Santa Clara, California 251 $ 67,666,000 $ 269,585 $ 100,000
Solano, California 247 $ 52,541,000 $ 212,716 $ 77,000
San Diego, California 225 $ 49,430,000 $ 219,688 $ 82,000
Stanislaus, California 220 $ 35,482,000 $ 161,281 $ 64,000
Baltimore, Maryland 210 $ 31,505,000 $ 150,023 $ 62,000
Marion, Indiana 205 $ 22,724,000 $ 110,848 $ 55,000
Placer, California 197 $ 38,161,000 $ 193,710 $ 79,000
Jefferson, Kentucky 194 $ 22,467,000 $ 115,809 $ 60,000
Philadelphia, Pennsylvania 178 $ 15,654,000 $ 87,943 $ 49,000
Anne Arundel, Maryland 171 $ 27,439,000 $ 160,461 $ 65,000
Salt Lake, Utah 164 $ 24,619,000 $ 150,115 $ 66,000
St. Louis, Missouri 163 $ 19,409,000 $ 119,073 $ 57,000
Montgomery, Maryland 155 $ 33,224,000 $ 214,348 $ 72,000
Allegheny, Pennsylvania 149 $ 14,759,000 $ 99,053 $ 58,000
Bucks, Pennsylvania 147 $ 26,556,000 $ 180,653 $ 93,000
Montgomery, Pennsylvania 132 $ 23,313,000 $ 176,613 $ 63,000
Delaware, Pennsylvania 131 $ 15,872,000 $ 121,160 $ 62,000
Jackson, Missouri 120 $ 12,933,000 $ 107,775 $ 61,000
York, Pennsylvania 115 $ 14,427,000 $ 125,452 $ 70,000
Chester, Pennsylvania 113 $ 22,020,000 $ 194,867 $ 87,000
Kent, Rhode Island 110 $ 15,390,000 $ 139,909 $ 70,000
Allen, Indiana 108 $ 10,467,000 $ 96,916 $ 49,000
Lancaster, Pennsylvania 104 $ 14,275,000 $ 137,259 $ 52,000
Kern, California 101 $ 12,077,000 $ 119,574 $ 83,000
Greenville, South Carolina 93 $ 10,222,000 $ 109,913 $ 52,000
Hennepin, Minnesota 88 $ 15,899,000 $ 180,670 $ 73,000
DeKalb, Georgia 87 $ 11,704,000 $ 134,528 $ 66,000
San Mateo, California 85 $ 24,655,000 $ 290,058 $ 105,000
Fulton, Georgia 83 $ 14,417,000 $ 173,698 $ 112,000
Carroll, Maryland 81 $ 14,416,000 $ 177,975 $ 83,000
Shelby, Tennessee 80 $ 10,750,000 $ 134,375 $ 58,000
Fayette, Kentucky 78 $ 9,878,000 $ 126,641 $ 66,000
Monroe, Pennsylvania 78 $ 11,106,000 $ 142,384 $ 67,000
Richland, South Carolina 78 $ 9,145,000 $ 117,243 $ 53,000
Baltimore City, Maryland 77 $ 7,258,000 $ 94,259 $ 50,000
Frederick, Maryland 73 $ 12,474,000 $ 170,876 $ 79,000
Wayne, Michigan 72 $ 7,972,000 $ 110,722 $ 49,000
Washington, Rhode Island 72 $ 13,409,000 $ 186,236 $ 78,000
Utah, Utah 72 $ 12,381,000 $ 171,958 $ 64,000
Gwinnett, Georgia 71 $ 10,603,000 $ 149,338 $ 71,000
Cook, Illinois 70 $ 8,133,000 $ 116,185 $ 57,000
St. Charles, Missouri 67 $ 10,659,000 $ 159,089 $ 79,000
King, Washington 67 $ 12,252,000 $ 182,865 $ 77,000
Hillsborough, New Hampshire 66 $ 11,376,000 $ 172,363 $ 76,000
Westmoreland, Pennsylvania 66 $ 7,983,000 $ 120,954 $ 50,000
Milwaukee, Wisconsin 66 $ 6,987,000 $ 105,863 $ 52,000
Harford, Maryland 65 $ 10,364,000 $ 159,446 $ 69,000
Howard, Maryland 65 $ 13,030,000 $ 200,461 $ 96,000
El Paso, Colorado 63 $ 9,755,000 $ 154,841 $ 81,000
Clackamas, Oregon 63 $ 10,526,000 $ 167,079 $ 75,000
Johnson, Indiana 61 $ 7,560,000 $ 123,934 $ 53,000
Cobb, Georgia 60 $ 10,988,000 $ 183,133 $ 80,000
Douglas, Nebraska 60 $ 7,381,000 $ 123,016 $ 58,000
Multnomah, Oregon 60 $ 7,800,000 $ 130,000 $ 53,000
Fairfax, Virginia 59 $ 11,639,000 $ 197,271 $ 70,000
El Dorado, California 58 $ 13,113,000 $ 226,086 $ 85,000
Merced, California 58 $ 8,849,000 $ 152,568 $ 63,000
Knox, Tennessee 58 $ 6,345,000 $ 109,396 $ 49,000
Charles, Maryland 57 $ 9,892,000 $ 173,543 $ 76,000
Dauphin, Pennsylvania 57 $ 6,842,000 $ 120,035 $ 57,000
Northampton, Pennsylvania 56 $ 7,810,000 $ 139,464 $ 60,000
Lexington, South Carolina 56 $ 6,109,000 $ 109,089 $ 57,000
Rockingham, New Hampshire 55 $ 11,106,000 $ 201,927 $ 89,000
Polk, Iowa 54 $ 5,899,000 $ 109,240 $ 58,000
Cecil, Maryland 54 $ 8,090,000 $ 149,814 $ 67,000
Sedgwick, Kansas 53 $ 6,273,000 $ 118,358 $ 61,000
St. Louis City, Missouri 52 $ 4,431,000 $ 85,211 $ 46,000
Johnson, Kansas 51 $ 8,061,000 $ 158,058 $ 58,000
Jefferson, Missouri 51 $ 6,437,000 $ 126,215 $ 52,000
Washington, Oregon 51 $ 7,727,000 $ 151,509 $ 71,000
Lehigh, Pennsylvania 51 $ 7,194,000 $ 141,058 $ 75,000
Charleston, South Carolina 51 $ 7,913,000 $ 155,156 $ 63,000
Fresno, California 50 $ 7,802,000 $ 156,040 $ 67,000
Hamilton, Indiana 50 $ 8,187,000 $ 163,740 $ 66,000
Prince William, Virginia 49 $ 8,533,000 $ 174,142 $ 63,000
Davidson, Tennessee 48 $ 6,065,000 $ 126,354 $ 48,000
St. Mary's, Maryland 46 $ 7,276,000 $ 158,173 $ 70,000
Lake, Indiana 45 $ 5,139,000 $ 114,200 $ 60,000
Spartanburg, South Carolina 45 $ 5,146,000 $ 114,355 $ 51,000
Davis, Utah 45 $ 7,185,000 $ 159,666 $ 60,000
Washington, Maryland 44 $ 5,900,000 $ 134,090 $ 56,000
Oakland, Michigan 42 $ 7,014,000 $ 167,000 $ 89,000
Cumberland, Pennsylvania 42 $ 5,490,000 $ 130,714 $ 60,000
York, South Carolina 42 $ 5,505,000 $ 131,071 $ 68,000
Maricopa, Arizona 41 $ 6,542,000 $ 159,560 $ 77,000
Hardin, Kentucky 41 $ 4,282,000 $ 104,439 $ 47,000
Berks, Pennsylvania 41 $ 4,853,000 $ 118,365 $ 58,000
Arapahoe, Colorado 40 $ 7,038,000 $ 175,950 $ 66,000
Cumberland, Maine 40 $ 6,606,000 $ 165,150 $ 84,000
Calvert, Maryland 40 $ 6,702,000 $ 167,550 $ 73,000
Luzerne, Pennsylvania 39 $ 3,667,000 $ 94,025 $ 42,000
Berkeley, South Carolina 39 $ 4,181,000 $ 107,205 $ 50,000
Anoka, Minnesota 38 $ 6,909,000 $ 181,815 $ 76,000
Adams, Colorado 37 $ 6,743,000 $ 182,243 $ 71,000
Kenton, Kentucky 37 $ 3,647,000 $ 98,567 $ 49,000
Jefferson, Colorado 36 $ 6,514,000 $ 180,944 $ 68,000
Rutherford, Tennessee 36 $ 4,011,000 $ 111,416 $ 53,000
Tulare, California 35 $ 3,555,000 $ 101,571 $ 57,000
Muscogee, Georgia 35 $ 3,651,000 $ 104,314 $ 50,000
Elkhart, Indiana 35 $ 3,464,000 $ 98,971 $ 52,000
Dakota, Minnesota 35 $ 6,839,000 $ 195,400 $ 74,000
Clay, Missouri 35 $ 4,266,000 $ 121,885 $ 53,000
Butler, Pennsylvania 35 $ 4,215,000 $ 120,428 $ 53,000
Pierce, Washington 35 $ 6,107,000 $ 174,485 $ 83,000
San Francisco, California 33 $ 10,248,000 $ 310,545 $ 87,000
Madison, Indiana 33 $ 2,747,000 $ 83,242 $ 35,000
Newport, Rhode Island 33 $ 6,279,000 $ 190,272 $ 71,000
Hancock, Indiana 32 $ 4,800,000 $ 150,000 $ 69,000
Genesee, Michigan 32 $ 3,084,000 $ 96,375 $ 53,000
Yolo, California 31 $ 6,451,000 $ 208,096 $ 76,000
Delaware, Indiana 31 $ 2,735,000 $ 88,225 $ 52,000
Lancaster, Nebraska 31 $ 4,047,000 $ 130,548 $ 65,000
Virginia Beach, Virginia 31 $ 4,346,000 $ 140,193 $ 58,000
Mecklenburg, North Carolina 30 $ 3,548,000 $ 118,266 $ 57,000
Denver, Colorado 29 $ 4,980,000 $ 171,724 $ 87,000
Clayton, Georgia 29 $ 2,841,000 $ 97,965 $ 58,000
Linn, Iowa 29 $ 2,936,000 $ 101,241 $ 50,000
Shawnee, Kansas 29 $ 3,549,000 $ 122,379 $ 62,000
Erie, Pennsylvania 29 $ 2,614,000 $ 90,137 $ 59,000
Clark, Washington 29 $ 4,946,000 $ 170,551 $ 65,000
Napa, California 28 $ 6,555,000 $ 234,107 $ 115,000
Hendricks, Indiana 28 $ 3,718,000 $ 132,785 $ 56,000
Chesterfield, Virginia 28 $ 3,165,000 $ 113,035 $ 53,000
Snohomish, Washington 28 $ 4,724,000 $ 168,714 $ 73,000
Butte, California 27 $ 3,531,000 $ 130,777 $ 71,000
Monterey, California 27 $ 7,190,000 $ 266,296 $ 116,000
Cherokee, Georgia 27 $ 3,930,000 $ 145,555 $ 89,000
Dorchester, South Carolina 27 $ 3,208,000 $ 118,814 $ 59,000
York, Maine 26 $ 3,568,000 $ 137,230 $ 57,000
Sonoma, California 25 $ 6,398,000 $ 255,920 $ 88,000
Morgan, Indiana 25 $ 3,066,000 $ 122,640 $ 50,000
Lackawanna, Pennsylvania 25 $ 2,622,000 $ 104,880 $ 52,000
Lebanon, Pennsylvania 25 $ 3,108,000 $ 124,320 $ 50,000
Washington, Pennsylvania 25 $ 3,555,000 $ 142,200 $ 55,000
Henrico, Virginia 25 $ 2,854,000 $ 114,160 $ 52,000
Boone, Indiana 24 $ 3,110,000 $ 129,583 $ 68,000
St. Joseph, Indiana 24 $ 1,994,000 $ 83,083 $ 46,000
Ramsey, Minnesota 24 $ 3,364,000 $ 140,166 $ 66,000
DeSoto, Mississippi 24 $ 2,959,000 $ 123,291 $ 65,000
Cleveland, Oklahoma 24 $ 2,418,000 $ 100,750 $ 70,000
Pike, Pennsylvania 24 $ 2,638,000 $ 109,916 $ 102,000
Horry, South Carolina 24 $ 3,263,000 $ 135,958 $ 54,000
Loudoun, Virginia 24 $ 4,761,000 $ 198,375 $ 66,000
Howard, Indiana 23 $ 2,777,000 $ 120,739 $ 55,000
Merrimack, New Hampshire 23 $ 3,470,000 $ 150,869 $ 60,000
Tulsa, Oklahoma 23 $ 2,622,000 $ 114,000 $ 69,000
Beaver, Pennsylvania 23 $ 2,589,000 $ 112,565 $ 47,000
Berkeley, West Virginia 23 $ 2,422,000 $ 105,304 $ 47,000
Kosciusko, Indiana 22 $ 2,356,000 $ 107,090 $ 46,000
Blount, Tennessee 22 $ 2,534,000 $ 115,181 $ 45,000
Kanawha, West Virginia 22 $ 1,841,000 $ 83,681 $ 65,000
Spotsylvania, Virginia 21 $ 3,339,000 $ 159,000 $ 93,000
Santa Barbara, California 20 $ 4,668,000 $ 233,400 $ 65,000
Porter, Indiana 20 $ 2,314,000 $ 115,700 $ 51,000
Guilford, North Carolina 20 $ 2,337,000 $ 116,850 $ 67,000
Minnehaha, South Dakota 20 $ 2,479,000 $ 123,950 $ 49,000
Weber, Utah 20 $ 2,387,000 $ 119,350 $ 53,000
Henry, Georgia 19 $ 2,562,000 $ 134,842 $ 64,000
Paulding, Georgia 19 $ 2,040,000 $ 107,368 $ 54,000
Steuben, Indiana 19 $ 2,355,000 $ 123,947 $ 60,000
Bullitt, Kentucky 19 $ 2,609,000 $ 137,315 $ 55,000
Penobscot, Maine 19 $ 1,461,000 $ 76,894 $ 49,000
Pickens, South Carolina 19 $ 1,908,000 $ 100,421 $ 53,000
Madera, California 18 $ 2,572,000 $ 142,888 $ 105,000
Yuba, California 18 $ 2,834,000 $ 157,444 $ 57,000
Weld, Colorado 18 $ 3,381,000 $ 187,833 $ 61,000
Fayette, Georgia 18 $ 2,668,000 $ 148,222 $ 64,000
Clark, Kentucky 18 $ 1,939,000 $ 107,722 $ 51,000
Dorchester, Maryland 18 $ 1,767,000 $ 98,166 $ 38,000
Livingston, Michigan 18 $ 3,238,000 $ 179,888 $ 77,000
Macomb, Michigan 18 $ 2,051,000 $ 113,944 $ 62,000
Cass, Missouri 18 $ 1,988,000 $ 110,444 $ 67,000
Sarpy, Nebraska 18 $ 2,494,000 $ 138,555 $ 66,000
Franklin, Pennsylvania 18 $ 2,196,000 $ 122,000 $ 52,000
Mercer, West Virginia 18 $ 1,433,000 $ 79,611 $ 39,000
Jefferson, Alabama 17 $ 2,615,000 $ 153,823 $ 70,000
Calaveras, California 17 $ 2,658,000 $ 156,352 $ 69,000
Fairfield, Connecticut 17 $ 3,966,000 $ 233,294 $ 115,000
Forsyth, Georgia 17 $ 3,547,000 $ 208,647 $ 86,000
Sumner, Tennessee 17 $ 2,304,000 $ 135,529 $ 56,000
Pueblo, Colorado 16 $ 1,636,000 $ 102,250 $ 47,000
DeKalb, Indiana 16 $ 1,449,000 $ 90,562 $ 47,000
Queen Anne's, Maryland 16 $ 2,231,000 $ 139,437 $ 77,000
Jackson, Oregon 16 $ 1,780,000 $ 111,250 $ 71,000
Anderson, South Carolina 16 $ 1,643,000 $ 102,687 $ 47,000
Douglas, Colorado 15 $ 3,328,000 $ 221,866 $ 89,000
New Castle, Delaware 15 $ 1,728,000 $ 115,200 $ 54,000
Chatham, Georgia 15 $ 2,768,000 $ 184,533 $ 77,000
Huntington, Indiana 15 $ 1,265,000 $ 84,333 $ 48,000
Jessamine, Kentucky 15 $ 2,036,000 $ 135,733 $ 51,000
Laurel, Kentucky 15 $ 1,501,000 $ 100,066 $ 43,000
Wicomico, Maryland 15 $ 2,287,000 $ 152,466 $ 75,000
Ingham, Michigan 15 $ 1,595,000 $ 106,333 $ 55,000
Monroe, Michigan 15 $ 2,308,000 $ 153,866 $ 76,000
Forsyth, North Carolina 15 $ 2,291,000 $ 152,733 $ 69,000
Oklahoma, Oklahoma 15 $ 1,661,000 $ 110,733 $ 42,000
Marion, Oregon 15 $ 1,858,000 $ 123,866 $ 64,000
Adams, Pennsylvania 15 $ 2,038,000 $ 135,866 $ 66,000
Carbon, Pennsylvania 15 $ 1,287,000 $ 85,800 $ 44,000
Wayne, Pennsylvania 15 $ 2,251,000 $ 150,066 $ 65,000
Sumter, South Carolina 15 $ 1,471,000 $ 98,066 $ 48,000
Bradley, Tennessee 15 $ 1,928,000 $ 128,533 $ 51,000
Stafford, Virginia 15 $ 2,528,000 $ 168,533 $ 74,000
Walworth, Wisconsin 15 $ 2,338,000 $ 155,866 $ 85,000
Shasta, California 14 $ 1,906,000 $ 136,142 $ 73,000
Sutter, California 14 $ 2,258,000 $ 161,285 $ 59,000
Henry, Indiana 14 $ 1,214,000 $ 86,714 $ 37,000
Miami, Indiana 14 $ 1,155,000 $ 82,500 $ 50,000
Douglas, Kansas 14 $ 1,709,000 $ 122,071 $ 61,000
Worcester, Maryland 14 $ 1,974,000 $ 141,000 $ 46,000
Kent, Michigan 14 $ 1,614,000 $ 115,285 $ 60,000
St. Clair, Michigan 14 $ 1,756,000 $ 125,428 $ 54,000
Harrison, Mississippi 14 $ 1,352,000 $ 96,571 $ 58,000
Jackson, Mississippi 14 $ 1,027,000 $ 73,357 $ 38,000
Buchanan, Missouri 14 $ 1,571,000 $ 112,214 $ 44,000
Greene, Missouri 14 $ 1,616,000 $ 115,428 $ 55,000
Lane, Oregon 14 $ 2,164,000 $ 154,571 $ 60,000
Bristol, Rhode Island 14 $ 1,959,000 $ 139,928 $ 65,000
Beaufort, South Carolina 14 $ 1,802,000 $ 128,714 $ 51,000
Kershaw, South Carolina 14 $ 1,671,000 $ 119,357 $ 147,000
Sevier, Tennessee 14 $ 2,213,000 $ 158,071 $ 63,000
Chesapeake, Virginia 14 $ 1,678,000 $ 119,857 $ 63,000
Waukesha, Wisconsin 14 $ 3,819,000 $ 272,785 $ 106,000
Russell, Alabama 13 $ 1,383,000 $ 106,384 $ 50,000
Shelby, Alabama 13 $ 1,635,000 $ 125,769 $ 68,000
Lake, California 13 $ 2,213,000 $ 170,230 $ 76,000
Nevada, California 13 $ 2,705,000 $ 208,076 $ 76,000
San Benito, California 13 $ 2,994,000 $ 230,307 $ 71,000
San Luis Obispo, California 13 $ 3,717,000 $ 285,923 $ 89,000
New Haven, Connecticut 13 $ 1,885,000 $ 145,000 $ 68,000
Clark, Indiana 13 $ 1,436,000 $ 110,461 $ 50,000
Dearborn, Indiana 13 $ 1,874,000 $ 144,153 $ 52,000
LaPorte, Indiana 13 $ 1,568,000 $ 120,615 $ 49,000
Monroe, Indiana 13 $ 1,304,000 $ 100,307 $ 56,000
Campbell, Kentucky 13 $ 1,295,000 $ 99,615 $ 46,000
Oldham, Kentucky 13 $ 1,791,000 $ 137,769 $ 52,000
Androscoggin, Maine 13 $ 1,532,000 $ 117,846 $ 53,000
Washtenaw, Michigan 13 $ 1,950,000 $ 150,000 $ 70,000
Scott, Minnesota 13 $ 2,806,000 $ 215,846 $ 73,000
Cabarrus, North Carolina 13 $ 1,789,000 $ 137,615 $ 61,000
Cuyahoga, Ohio 13 $ 1,675,000 $ 128,846 $ 57,000
Fayette, Pennsylvania 13 $ 1,562,000 $ 120,153 $ 52,000
Schuylkill, Pennsylvania 13 $ 1,332,000 $ 102,461 $ 60,000
Montgomery, Tennessee 13 $ 1,290,000 $ 99,230 $ 58,000
Wilson, Tennessee 13 $ 2,062,000 $ 158,615 $ 66,000
Norfolk, Virginia 13 $ 1,298,000 $ 99,846 $ 50,000
Racine, Wisconsin 13 $ 1,643,000 $ 126,384 $ 53,000
Mobile, Alabama 12 $ 979,000 $ 81,583 $ 47,000
Marin, California 12 $ 3,848,000 $ 320,666 $ 117,000
Boulder, Colorado 12 $ 1,926,000 $ 160,500 $ 63,000
Whitley, Indiana 12 $ 1,202,000 $ 100,166 $ 47,000
Wyandotte, Kansas 12 $ 1,107,000 $ 92,250 $ 58,000
Boone, Kentucky 12 $ 1,644,000 $ 137,000 $ 77,000
Madison, Kentucky 12 $ 1,608,000 $ 134,000 $ 57,000
Montgomery, Kentucky 12 $ 1,184,000 $ 98,666 $ 40,000
Wright, Minnesota 12 $ 1,878,000 $ 156,500 $ 56,000
Hinds, Mississippi 12 $ 1,252,000 $ 104,333 $ 50,000
Platte, Missouri 12 $ 1,575,000 $ 131,250 $ 76,000
Bernalillo, New Mexico 12 $ 1,563,000 $ 130,250 $ 65,000
Wake, North Carolina 12 $ 1,956,000 $ 163,000 $ 113,000
Franklin, Ohio 12 $ 1,465,000 $ 122,083 $ 47,000
Lawrence, Pennsylvania 12 $ 1,107,000 $ 92,250 $ 39,000
Lycoming, Pennsylvania 12 $ 1,038,000 $ 86,500 $ 64,000
Mercer, Pennsylvania 12 $ 1,714,000 $ 142,833 $ 78,000
Florence, South Carolina 12 $ 1,172,000 $ 97,666 $ 37,000
Hamilton, Tennessee 12 $ 1,583,000 $ 131,916 $ 75,000
Williamson, Tennessee 12 $ 2,555,000 $ 212,916 $ 90,000
La Crosse, Wisconsin 12 $ 1,427,000 $ 118,916 $ 50,000
Montgomery, Alabama 11 $ 1,329,000 $ 120,818 $ 50,000
Santa Cruz, California 11 $ 3,159,000 $ 287,181 $ 83,000
Tehama, California 11 $ 1,345,000 $ 122,272 $ 88,000
Hartford, Connecticut 11 $ 2,438,000 $ 221,636 $ 116,000
Walton, Georgia 11 $ 1,683,000 $ 153,000 $ 63,000
DuPage, Illinois 11 $ 1,008,000 $ 91,636 $ 70,000
Floyd, Indiana 11 $ 1,068,000 $ 97,090 $ 56,000
Shelby, Indiana 11 $ 1,058,000 $ 96,181 $ 53,000
Allegany, Maryland 11 $ 1,074,000 $ 97,636 $ 50,000
Washington, Minnesota 11 $ 2,325,000 $ 211,363 $ 76,000
Rankin, Mississippi 11 $ 1,561,000 $ 141,909 $ 64,000
St. Francois, Missouri 11 $ 853,000 $ 77,545 $ 46,000
Queens, New York 11 $ 1,864,000 $ 169,454 $ 78,000
Davidson, North Carolina 11 $ 1,592,000 $ 144,727 $ 47,000
Rowan, North Carolina 11 $ 1,235,000 $ 112,272 $ 50,000
Hamilton, Ohio 11 $ 1,472,000 $ 133,818 $ 58,000
Cambria, Pennsylvania 11 $ 852,000 $ 77,454 $ 36,000
Perry, Pennsylvania 11 $ 1,263,000 $ 114,818 $ 49,000
Cherokee, South Carolina 11 $ 994,000 $ 90,363 $ 46,000
Washington, Utah 11 $ 1,511,000 $ 137,363 $ 79,000
Alexandria, Virginia 11 $ 2,041,000 $ 185,545 $ 67,000
Richmond City, Virginia 11 $ 1,368,000 $ 124,363 $ 52,000
Roanoke City, Virginia 11 $ 974,000 $ 88,545 $ 44,000
Kenosha, Wisconsin 11 $ 1,202,000 $ 109,272 $ 53,000
Kings, California 10 $ 1,112,000 $ 111,200 $ 73,000
Larimer, Colorado 10 $ 2,653,000 $ 265,300 $ 97,000
Bibb, Georgia 10 $ 1,276,000 $ 127,600 $ 93,000
Columbia, Georgia 10 $ 1,336,000 $ 133,600 $ 88,000
Coweta, Georgia 10 $ 1,028,000 $ 102,800 $ 73,000
Douglas, Georgia 10 $ 1,131,000 $ 113,100 $ 53,000
Newton, Georgia 10 $ 1,222,000 $ 122,200 $ 66,000
Grant, Indiana 10 $ 615,000 $ 61,500 $ 44,000
Cheshire, New Hampshire 10 $ 1,386,000 $ 138,600 $ 57,000
Strafford, New Hampshire 10 $ 1,267,000 $ 126,700 $ 71,000
Nassau, New York 10 $ 2,059,000 $ 205,900 $ 82,000
Suffolk, New York 10 $ 1,810,000 $ 181,000 $ 72,000
Summit, Ohio 10 $ 1,568,000 $ 156,800 $ 56,000
Bedford, Pennsylvania 10 $ 988,000 $ 98,800 $ 49,000
Crawford, Pennsylvania 10 $ 738,000 $ 73,800 $ 53,000
Somerset, Pennsylvania 10 $ 794,000 $ 79,400 $ 38,000
Oconee, South Carolina 10 $ 990,000 $ 99,000 $ 51,000
Robertson, Tennessee 10 $ 1,135,000 $ 113,500 $ 46,000
Dane, Wisconsin 10 $ 1,761,000 $ 176,100 $ 65,000
Madison, Alabama 9 $ 1,089,000 $ 121,000 $ 55,000
Amador, California 9 $ 1,548,000 $ 172,000 $ 107,000
Barrow, Georgia 9 $ 1,016,000 $ 112,888 $ 52,000
Bartow, Georgia 9 $ 929,000 $ 103,222 $ 60,000
Cass, Indiana 9 $ 640,000 $ 71,111 $ 45,000
Noble, Indiana 9 $ 723,000 $ 80,333 $ 36,000
Vanderburgh, Indiana 9 $ 733,000 $ 81,444 $ 35,000
Wayne, Indiana 9 $ 984,000 $ 109,333 $ 47,000
Warren, Iowa 9 $ 892,000 $ 99,111 $ 59,000
Franklin, Kentucky 9 $ 944,000 $ 104,888 $ 76,000
Sagadahoc, Maine 9 $ 1,236,000 $ 137,333 $ 68,000
Caroline, Maryland 9 $ 1,151,000 $ 127,888 $ 64,000
Franklin, Missouri 9 $ 931,000 $ 103,444 $ 53,000
Union, North Carolina 9 $ 1,147,000 $ 127,444 $ 79,000
Centre, Pennsylvania 9 $ 862,000 $ 95,777 $ 44,000
Fauquier, Virginia 9 $ 1,527,000 $ 169,666 $ 61,000
Frederick, Virginia 9 $ 845,000 $ 93,888 $ 83,000
Hampton, Virginia 9 $ 717,000 $ 79,666 $ 57,000
Wood, West Virginia 9 $ 739,000 $ 82,111 $ 54,000
Carroll, Georgia 8 $ 843,000 $ 105,375 $ 54,000
Greene, Indiana 8 $ 738,000 $ 92,250 $ 41,000
Tippecanoe, Indiana 8 $ 1,144,000 $ 143,000 $ 64,000
Wabash, Indiana 8 $ 698,000 $ 87,250 $ 52,000
Bourbon, Kentucky 8 $ 448,000 $ 56,000 $ 32,000
Harrison, Kentucky 8 $ 701,000 $ 87,625 $ 44,000
Somerset, Maryland 8 $ 790,000 $ 98,750 $ 50,000
Lapeer, Michigan 8 $ 1,415,000 $ 176,875 $ 70,000
Ottawa, Michigan 8 $ 932,000 $ 116,500 $ 54,000
Van Buren, Michigan 8 $ 917,000 $ 114,625 $ 55,000
Lincoln, Missouri 8 $ 870,000 $ 108,750 $ 43,000
New Hanover, North Carolina 8 $ 1,265,000 $ 158,125 $ 57,000
Lucas, Ohio 8 $ 785,000 $ 98,125 $ 47,000
Linn, Oregon 8 $ 853,000 $ 106,625 $ 56,000
Yamhill, Oregon 8 $ 1,534,000 $ 191,750 $ 65,000
Blair, Pennsylvania 8 $ 810,000 $ 101,250 $ 58,000
Columbia, Pennsylvania 8 $ 774,000 $ 96,750 $ 48,000
Putnam, Tennessee 8 $ 707,000 $ 88,375 $ 46,000
Sullivan, Tennessee 8 $ 668,000 $ 83,500 $ 43,000
Tooele, Utah 8 $ 1,238,000 $ 154,750 $ 69,000
Arlington, Virginia 8 $ 2,298,000 $ 287,250 $ 110,000
Culpeper, Virginia 8 $ 1,228,000 $ 153,500 $ 55,000
Fayette, West Virginia 8 $ 560,000 $ 70,000 $ 38,000
Rock, Wisconsin 8 $ 885,000 $ 110,625 $ 63,000
Lee, Alabama 7 $ 1,031,000 $ 147,285 $ 62,000
Marshall, Alabama 7 $ 657,000 $ 93,857 $ 33,000
Imperial, California 7 $ 872,000 $ 124,571 $ 49,000
Houston, Georgia 7 $ 558,000 $ 79,714 $ 49,000
Richmond, Georgia 7 $ 650,000 $ 92,857 $ 65,000
Adams, Indiana 7 $ 621,000 $ 88,714 $ 33,000
Bartholomew, Indiana 7 $ 635,000 $ 90,714 $ 40,000
Putnam, Indiana 7 $ 788,000 $ 112,571 $ 55,000
Warrick, Indiana 7 $ 1,282,000 $ 183,142 $ 70,000
Wells, Indiana 7 $ 562,000 $ 80,285 $ 48,000
Jackson, Kansas 7 $ 753,000 $ 107,571 $ 53,000
Powell, Kentucky 7 $ 590,000 $ 84,285 $ 37,000
Kennebec, Maine 7 $ 623,000 $ 89,000 $ 44,000
Sherburne, Minnesota 7 $ 1,261,000 $ 180,142 $ 48,000
Alcorn, Mississippi 7 $ 634,000 $ 90,571 $ 37,000
Madison, Mississippi 7 $ 887,000 $ 126,714 $ 75,000
Pearl River, Mississippi 7 $ 751,000 $ 107,285 $ 49,000
Washoe, Nevada 7 $ 1,267,000 $ 181,000 $ 83,000
Belknap, New Hampshire 7 $ 1,016,000 $ 145,142 $ 72,000
Caldwell, North Carolina 7 $ 427,000 $ 61,000 $ 49,000
Canadian, Oklahoma 7 $ 1,039,000 $ 148,428 $ 66,000
Deschutes, Oregon 7 $ 1,162,000 $ 166,000 $ 106,000
Bradford, Pennsylvania 7 $ 775,000 $ 110,714 $ 60,000
Clearfield, Pennsylvania 7 $ 497,000 $ 71,000 $ 46,000
Union, Pennsylvania 7 $ 989,000 $ 141,285 $ 92,000
Georgetown, South Carolina 7 $ 1,589,000 $ 227,000 $ 67,000
Greenwood, South Carolina 7 $ 591,000 $ 84,428 $ 34,000
Cheatham, Tennessee 7 $ 993,000 $ 141,857 $ 49,000
Newport News, Virginia 7 $ 849,000 $ 121,285 $ 63,000
Portsmouth, Virginia 7 $ 642,000 $ 91,714 $ 43,000
Roanoke, Virginia 7 $ 868,000 $ 124,000 $ 33,000
Warren, Virginia 7 $ 888,000 $ 126,857 $ 62,000
Benton, Washington 7 $ 1,109,000 $ 158,428 $ 97,000
Yakima, Washington 7 $ 600,000 $ 85,714 $ 38,000
Cabell, West Virginia 7 $ 653,000 $ 93,285 $ 54,000
Putnam, West Virginia 7 $ 943,000 $ 134,714 $ 54,000
Raleigh, West Virginia 7 $ 946,000 $ 135,142 $ 60,000
Ozaukee, Wisconsin 7 $ 899,000 $ 128,428 $ 73,000
Autauga, Alabama 6 $ 600,000 $ 100,000 $ 54,000
Humboldt, California 6 $ 1,137,000 $ 189,500 $ 47,000
Hall, Georgia 6 $ 800,000 $ 133,333 $ 54,000
Harris, Georgia 6 $ 1,065,000 $ 177,500 $ 69,000
Jackson, Georgia 6 $ 496,000 $ 82,666 $ 53,000
Rockdale, Georgia 6 $ 514,000 $ 85,666 $ 59,000
Kootenai, Idaho 6 $ 605,000 $ 100,833 $ 62,000
Will, Illinois 6 $ 694,000 $ 115,666 $ 79,000
Knox, Indiana 6 $ 616,000 $ 102,666 $ 50,000
Randolph, Indiana 6 $ 330,000 $ 55,000 $ 28,000
Scott, Indiana 6 $ 487,000 $ 81,166 $ 64,000
Tipton, Indiana 6 $ 548,000 $ 91,333 $ 26,000
Scott, Iowa 6 $ 526,000 $ 87,666 $ 37,000
Leavenworth, Kansas 6 $ 704,000 $ 117,333 $ 57,000
Reno, Kansas 6 $ 537,000 $ 89,500 $ 71,000
Johnson, Kentucky 6 $ 564,000 $ 94,000 $ 39,000
Pike, Kentucky 6 $ 670,000 $ 111,666 $ 43,000
Scott, Kentucky 6 $ 616,000 $ 102,666 $ 65,000
Waldo, Maine 6 $ 753,000 $ 125,500 $ 51,000
Branch, Michigan 6 $ 535,000 $ 89,166 $ 44,000
Eaton, Michigan 6 $ 671,000 $ 111,833 $ 61,000
Jackson, Michigan 6 $ 644,000 $ 107,333 $ 54,000
Lenawee, Michigan 6 $ 1,177,000 $ 196,166 $ 70,000
Carver, Minnesota 6 $ 1,171,000 $ 195,166 $ 68,000
St. Louis, Minnesota 6 $ 603,000 $ 100,500 $ 53,000
Union, Mississippi 6 $ 477,000 $ 79,500 $ 26,000
Yazoo, Mississippi 6 $ 413,000 $ 68,833 $ 40,000
Ray, Missouri 6 $ 417,000 $ 69,500 $ 44,000
Warren, Missouri 6 $ 724,000 $ 120,666 $ 69,000
Lincoln, Nebraska 6 $ 469,000 $ 78,166 $ 46,000
Buncombe, North Carolina 6 $ 895,000 $ 149,166 $ 58,000
Stark, Ohio 6 $ 834,000 $ 139,000 $ 76,000
Snyder, Pennsylvania 6 $ 466,000 $ 77,666 $ 54,000
Chester, South Carolina 6 $ 619,000 $ 103,166 $ 47,000
Laurens, South Carolina 6 $ 427,000 $ 71,166 $ 75,000
Hanover, Virginia 6 $ 1,244,000 $ 207,333 $ 69,000
Lynchburg, Virginia 6 $ 728,000 $ 121,333 $ 41,000
Kitsap, Washington 6 $ 737,000 $ 122,833 $ 81,000
Spokane, Washington 6 $ 759,000 $ 126,500 $ 59,000
Harrison, West Virginia 6 $ 643,000 $ 107,166 $ 66,000
Wayne, West Virginia 6 $ 508,000 $ 84,666 $ 50,000
Sweetwater, Wyoming 6 $ 644,000 $ 107,333 $ 83,000
Colusa, California 5 $ 815,000 $ 163,000 $ 65,000
Del Norte, California 5 $ 649,000 $ 129,800 $ 52,000
Tuolumne, California 5 $ 873,000 $ 174,600 $ 69,000
Mesa, Colorado 5 $ 718,000 $ 143,600 $ 60,000
Kent, Delaware 5 $ 642,000 $ 128,400 $ 74,000
Broward, Florida 5 $ 758,000 $ 151,600 $ 64,000
Floyd, Georgia 5 $ 571,000 $ 114,200 $ 78,000
Lake, Illinois 5 $ 848,000 $ 169,600 $ 77,000
Clinton, Indiana 5 $ 353,000 $ 70,600 $ 55,000
Daviess, Indiana 5 $ 349,000 $ 69,800 $ 29,000
Fayette, Indiana 5 $ 369,000 $ 73,800 $ 41,000
Fulton, Indiana 5 $ 401,000 $ 80,200 $ 54,000
Harrison, Indiana 5 $ 443,000 $ 88,600 $ 46,000
Jasper, Indiana 5 $ 480,000 $ 96,000 $ 63,000
Jennings, Indiana 5 $ 498,000 $ 99,600 $ 48,000
Lawrence, Indiana 5 $ 387,000 $ 77,400 $ 39,000
Montgomery, Indiana 5 $ 381,000 $ 76,200 $ 32,000
Dallas, Iowa 5 $ 648,000 $ 129,600 $ 83,000
Pottawattamie, Iowa 5 $ 568,000 $ 113,600 $ 57,000
Anderson, Kentucky 5 $ 486,000 $ 97,200 $ 61,000
Mercer, Kentucky 5 $ 314,000 $ 62,800 $ 67,000
Nelson, Kentucky 5 $ 730,000 $ 146,000 $ 47,000
Perry, Kentucky 5 $ 437,000 $ 87,400 $ 41,000
Orleans, Louisiana 5 $ 630,000 $ 126,000 $ 89,000
Kent, Maryland 5 $ 566,000 $ 113,200 $ 60,000
Talbot, Maryland 5 $ 654,000 $ 130,800 $ 60,000
Plymouth, Massachusetts 5 $ 593,000 $ 118,600 $ 75,000
Allegan, Michigan 5 $ 694,000 $ 138,800 $ 51,000
Bay, Michigan 5 $ 434,000 $ 86,800 $ 67,000
Calhoun, Michigan 5 $ 536,000 $ 107,200 $ 55,000
Midland, Michigan 5 $ 429,000 $ 85,800 $ 58,000
Muskegon, Michigan 5 $ 476,000 $ 95,200 $ 40,000
Blue Earth, Minnesota 5 $ 539,000 $ 107,800 $ 44,000
Jones, Mississippi 5 $ 496,000 $ 99,200 $ 36,000
Lowndes, Mississippi 5 $ 542,000 $ 108,400 $ 57,000
Cole, Missouri 5 $ 541,000 $ 108,200 $ 74,000
Jasper, Missouri 5 $ 688,000 $ 137,600 $ 51,000
Pettis, Missouri 5 $ 438,000 $ 87,600 $ 73,000
Burleigh, North Dakota 5 $ 478,000 $ 95,600 $ 40,000
Mahoning, Ohio 5 $ 465,000 $ 93,000 $ 37,000
Garfield, Oklahoma 5 $ 550,000 $ 110,000 $ 96,000
Columbia, Oregon 5 $ 592,000 $ 118,400 $ 48,000
Armstrong, Pennsylvania 5 $ 475,000 $ 95,000 $ 57,000
Indiana, Pennsylvania 5 $ 564,000 $ 112,800 $ 52,000
Northumberland, Pennsylvania 5 $ 313,000 $ 62,600 $ 41,000
Warren, Pennsylvania 5 $ 517,000 $ 103,400 $ 43,000
Wyoming, Pennsylvania 5 $ 353,000 $ 70,600 $ 53,000
Colleton, South Carolina 5 $ 393,000 $ 78,600 $ 46,000
Newberry, South Carolina 5 $ 580,000 $ 116,000 $ 58,000
Anderson, Tennessee 5 $ 600,000 $ 120,000 $ 54,000
Jefferson, Tennessee 5 $ 594,000 $ 118,800 $ 44,000
Loudon, Tennessee 5 $ 435,000 $ 87,000 $ 56,000
Maury, Tennessee 5 $ 519,000 $ 103,800 $ 48,000
Cache, Utah 5 $ 515,000 $ 103,000 $ 56,000
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Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 16,375 $2,556,442,000 $134,936 $1,555,000 $62,765 $781,000
Home Purchase (one-to-four family) 4,452 $680,133,000 $125,711 $938,000 $65,111 $990,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 8,738 $1,377,920,000 $137,255 $1,343,000 $63,978 $960,000
White 8,117 $1,187,310,000 $132,043 $1,555,000 $65,913 $990,000
Hispanic 1,939 $334,218,000 $144,888 $611,000 $61,000 $600,000
Black 1,223 $168,670,000 $118,410 $500,000 $58,205 $360,000
Asian or Pacific Islander 677 $145,418,000 $156,440 $700,000 $58,040 $360,000
Other 79 $15,078,000 $140,000 $408,000 $44,375 $154,000
American Indian or Alaskan Native 54 $7,961,000 $117,294 $795,000 $55,647 $221,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,827 $3,236,575,000 $133,531 $1,555,000 $63,234 $990,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,390 $1,345,164,000 $137,000 $990,000 $64,066 $781,000
Application Denied By Financial Institution 6,243 $966,443,000 $133,739 $1,555,000 $61,804 $990,000
Application Withdrawn By Applicant 3,060 $410,080,000 $131,818 $1,343,000 $68,522 $960,000
Application Approved But Not Accepted 2,652 $439,543,000 $133,772 $1,000,000 $62,500 $576,000
Loan Purchased By The Institution 356 $54,168,000 $143,305 $492,000 $65,500 $240,000
File Closed For Incompleteness 126 $21,177,000 $144,111 $526,000 $69,296 $360,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,371 $336,939,000 $124,422 $1,400,000 $58,288 $840,000
Other 1,781 $312,063,000 $146,000 $880,000 $65,700 $705,000
Collateral 849 $119,999,000 $141,609 $660,000 $67,000 $540,000
Debt-To-Income Ratio 839 $132,961,000 $128,550 $1,555,000 $49,350 $360,000
Unverifiable Information 230 $39,464,000 $146,068 $899,000 $74,551 $489,000
Employment History 115 $16,604,000 $126,629 $938,000 $67,037 $990,000
Credit Application Incomplete 38 $6,109,000 $142,166 $590,000 $50,416 $227,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,172,000 $114,470 $200,000 $47,117 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Finance, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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