Wilmington Finance, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, Wilmington Finance, Inc. of Plymouth Meeting, PA reported 4,042 mortgage applications totaling $804.6 million, up 252% from 2004. The average application was for $199,050, and applicants reported an average income of $74,099. 8% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (344), Riverside-San Bernardino-Ontario, CA (319) and Phoenix-Mesa-Scottsdale, AZ (263) (applications in parentheses).

Mortgage Company & Address Wilmington Finance, Inc.
620 W Germantown Rd
Plymouth Meeting, PA 19462
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,042
Total Mortgage Loan Application Amount $804,562,000
Average Mortgage Loan Application Amount $199,050
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $74,099
Highest Applicant Income $739,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wilmington Finance, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wilmington Finance, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 344 $ 99,605,000 $ 289,549 $ 100,000
Maricopa, Arizona 242 $ 42,137,000 $ 174,119 $ 57,000
San Bernardino, California 166 $ 36,749,000 $ 221,379 $ 70,000
Riverside, California 153 $ 38,306,000 $ 250,366 $ 87,000
Cook, Illinois 140 $ 28,006,000 $ 200,042 $ 60,000
San Diego, California 118 $ 34,915,000 $ 295,889 $ 105,000
Sacramento, California 116 $ 26,786,000 $ 230,913 $ 70,000
San Joaquin, California 98 $ 23,373,000 $ 238,500 $ 78,000
Broward, Florida 64 $ 10,484,000 $ 163,812 $ 82,000
Orange, California 52 $ 19,167,000 $ 368,596 $ 118,000
Clark, Nevada 52 $ 10,849,000 $ 208,634 $ 71,000
Alameda, California 49 $ 17,265,000 $ 352,346 $ 119,000
Contra Costa, California 48 $ 15,930,000 $ 331,875 $ 87,000
Palm Beach, Florida 46 $ 7,573,000 $ 164,630 $ 76,000
Prince George's, Maryland 45 $ 11,431,000 $ 254,022 $ 68,000
Baltimore, Maryland 44 $ 7,736,000 $ 175,818 $ 87,000
Shelby, Tennessee 43 $ 4,884,000 $ 113,581 $ 74,000
Stanislaus, California 42 $ 10,955,000 $ 260,833 $ 78,000
Solano, California 41 $ 10,598,000 $ 258,487 $ 84,000
Kern, California 40 $ 7,282,000 $ 182,050 $ 58,000
Miami-Dade, Florida 40 $ 6,550,000 $ 163,750 $ 66,000
Fresno, California 37 $ 6,351,000 $ 171,648 $ 55,000
Douglas, Nebraska 37 $ 3,266,000 $ 88,270 $ 52,000
Pierce, Washington 36 $ 5,741,000 $ 159,472 $ 58,000
Clark, Washington 35 $ 5,474,000 $ 156,400 $ 69,000
Fulton, Georgia 33 $ 4,436,000 $ 134,424 $ 57,000
DeKalb, Georgia 32 $ 3,785,000 $ 118,281 $ 72,000
Cobb, Georgia 31 $ 4,322,000 $ 139,419 $ 60,000
Multnomah, Oregon 31 $ 5,049,000 $ 162,870 $ 65,000
Orange, Florida 26 $ 4,297,000 $ 165,269 $ 55,000
Santa Clara, California 25 $ 10,893,000 $ 435,720 $ 109,000
Arapahoe, Colorado 25 $ 3,865,000 $ 154,600 $ 65,000
Merced, California 23 $ 5,146,000 $ 223,739 $ 70,000
Hillsborough, Florida 23 $ 3,246,000 $ 141,130 $ 53,000
Washington, Oregon 22 $ 3,644,000 $ 165,636 $ 71,000
Pima, Arizona 21 $ 3,045,000 $ 145,000 $ 82,000
Pinal, Arizona 21 $ 3,618,000 $ 172,285 $ 79,000
Ventura, California 21 $ 8,309,000 $ 395,666 $ 115,000
Gwinnett, Georgia 21 $ 3,021,000 $ 143,857 $ 74,000
York, Pennsylvania 21 $ 2,598,000 $ 123,714 $ 60,000
Tulare, California 20 $ 2,984,000 $ 149,200 $ 69,000
Anne Arundel, Maryland 20 $ 6,965,000 $ 348,250 $ 77,000
Clackamas, Oregon 18 $ 2,930,000 $ 162,777 $ 77,000
King, Washington 17 $ 3,753,000 $ 220,764 $ 72,000
Will, Illinois 16 $ 2,501,000 $ 156,312 $ 78,000
Orleans, Louisiana 16 $ 2,966,000 $ 185,375 $ 90,000
Montgomery, Maryland 16 $ 4,403,000 $ 275,187 $ 85,000
Hamilton, Ohio 16 $ 2,032,000 $ 127,000 $ 46,000
Spokane, Washington 16 $ 1,523,000 $ 95,187 $ 58,000
Placer, California 15 $ 4,936,000 $ 329,066 $ 88,000
San Mateo, California 14 $ 6,568,000 $ 469,142 $ 122,000
Adams, Colorado 14 $ 1,819,000 $ 129,928 $ 50,000
Clayton, Georgia 14 $ 1,639,000 $ 117,071 $ 46,000
Washoe, Nevada 14 $ 2,378,000 $ 169,857 $ 105,000
Lancaster, Pennsylvania 14 $ 2,012,000 $ 143,714 $ 84,000
Yolo, California 13 $ 3,827,000 $ 294,384 $ 91,000
Lee, Florida 13 $ 2,060,000 $ 158,461 $ 86,000
Franklin, Ohio 13 $ 1,521,000 $ 117,000 $ 55,000
El Dorado, California 12 $ 2,100,000 $ 175,000 $ 109,000
Jefferson, Kentucky 12 $ 1,073,000 $ 89,416 $ 43,000
Butte, California 11 $ 1,697,000 $ 154,272 $ 94,000
St. Lucie, Florida 11 $ 1,476,000 $ 134,181 $ 64,000
Paulding, Georgia 11 $ 1,232,000 $ 112,000 $ 60,000
Lancaster, Nebraska 11 $ 1,337,000 $ 121,545 $ 85,000
Salt Lake, Utah 11 $ 1,678,000 $ 152,545 $ 79,000
Jefferson, Alabama 10 $ 705,000 $ 70,500 $ 76,000
Madera, California 10 $ 1,924,000 $ 192,400 $ 84,000
Sonoma, California 10 $ 2,676,000 $ 267,600 $ 81,000
Marion, Florida 10 $ 1,224,000 $ 122,400 $ 49,000
Pinellas, Florida 10 $ 1,766,000 $ 176,600 $ 77,000
Polk, Florida 10 $ 1,145,000 $ 114,500 $ 58,000
Yavapai, Arizona 9 $ 1,626,000 $ 180,666 $ 119,000
Denver, Colorado 9 $ 1,566,000 $ 174,000 $ 50,000
Duval, Florida 9 $ 991,000 $ 110,111 $ 68,000
Volusia, Florida 9 $ 1,195,000 $ 132,777 $ 45,000
Henry, Georgia 9 $ 1,444,000 $ 160,444 $ 64,000
Davidson, Tennessee 9 $ 866,000 $ 96,222 $ 79,000
Chesterfield, Virginia 9 $ 1,220,000 $ 135,555 $ 42,000
Imperial, California 8 $ 1,501,000 $ 187,625 $ 85,000
Santa Barbara, California 8 $ 2,519,000 $ 314,875 $ 79,000
New Castle, Delaware 8 $ 1,445,000 $ 180,625 $ 63,000
Hernando, Florida 8 $ 911,000 $ 113,875 $ 63,000
DuPage, Illinois 8 $ 1,584,000 $ 198,000 $ 84,000
Kane, Illinois 8 $ 1,252,000 $ 156,500 $ 48,000
Marion, Indiana 8 $ 915,000 $ 114,375 $ 76,000
Woodbury, Iowa 8 $ 382,000 $ 47,750 $ 48,000
St. Louis, Missouri 8 $ 754,000 $ 94,250 $ 57,000
Butler, Ohio 8 $ 1,095,000 $ 136,875 $ 55,000
Montgomery, Ohio 8 $ 746,000 $ 93,250 $ 42,000
Kitsap, Washington 8 $ 1,225,000 $ 153,125 $ 54,000
Lake, California 7 $ 2,100,000 $ 300,000 $ 96,000
Marin, California 7 $ 2,001,000 $ 285,857 $ 108,000
Nevada, California 7 $ 2,032,000 $ 290,285 $ 71,000
Shasta, California 7 $ 2,024,000 $ 289,142 $ 95,000
Clay, Florida 7 $ 666,000 $ 95,142 $ 59,000
Osceola, Florida 7 $ 1,283,000 $ 183,285 $ 58,000
Pasco, Florida 7 $ 937,000 $ 133,857 $ 51,000
Cherokee, Georgia 7 $ 1,213,000 $ 173,285 $ 62,000
Douglas, Georgia 7 $ 778,000 $ 111,142 $ 40,000
Lake, Indiana 7 $ 493,000 $ 70,428 $ 43,000
Campbell, Kentucky 7 $ 783,000 $ 111,857 $ 75,000
Fayette, Kentucky 7 $ 736,000 $ 105,142 $ 63,000
Baltimore City, Maryland 7 $ 809,000 $ 115,571 $ 63,000
Harford, Maryland 7 $ 1,166,000 $ 166,571 $ 63,000
DeSoto, Mississippi 7 $ 568,000 $ 81,142 $ 44,000
Sarpy, Nebraska 7 $ 950,000 $ 135,714 $ 61,000
Marion, Oregon 7 $ 867,000 $ 123,857 $ 47,000
Yamhill, Oregon 7 $ 1,110,000 $ 158,571 $ 134,000
Virginia Beach, Virginia 7 $ 913,000 $ 130,428 $ 62,000
Yakima, Washington 7 $ 923,000 $ 131,857 $ 61,000
Santa Cruz, Arizona 6 $ 424,000 $ 70,666 $ 49,000
Kings, California 6 $ 948,000 $ 158,000 $ 54,000
San Luis Obispo, California 6 $ 1,966,000 $ 327,666 $ 74,000
Sutter, California 6 $ 1,437,000 $ 239,500 $ 99,000
El Paso, Colorado 6 $ 892,000 $ 148,666 $ 65,000
Brevard, Florida 6 $ 1,099,000 $ 183,166 $ 59,000
Manatee, Florida 6 $ 956,000 $ 159,333 $ 88,000
Forsyth, Georgia 6 $ 883,000 $ 147,166 $ 63,000
Lake, Illinois 6 $ 1,236,000 $ 206,000 $ 71,000
Polk, Iowa 6 $ 590,000 $ 98,333 $ 68,000
Prince William, Virginia 6 $ 2,548,000 $ 424,666 $ 109,000
Thurston, Washington 6 $ 986,000 $ 164,333 $ 74,000
San Francisco, California 5 $ 2,191,000 $ 438,200 $ 99,000
Yuba, California 5 $ 776,000 $ 155,200 $ 65,000
Jefferson, Colorado 5 $ 1,057,000 $ 211,400 $ 79,000
Collier, Florida 5 $ 854,000 $ 170,800 $ 61,000
Seminole, Florida 5 $ 853,000 $ 170,600 $ 67,000
Hall, Georgia 5 $ 469,000 $ 93,800 $ 49,000
Rockdale, Georgia 5 $ 582,000 $ 116,400 $ 55,000
Spalding, Georgia 5 $ 594,000 $ 118,800 $ 41,000
Floyd, Indiana 5 $ 384,000 $ 76,800 $ 59,000
Kenton, Kentucky 5 $ 864,000 $ 172,800 $ 74,000
Woodford, Kentucky 5 $ 515,000 $ 103,000 $ 55,000
Jefferson, Louisiana 5 $ 582,000 $ 116,400 $ 50,000
Calvert, Maryland 5 $ 832,000 $ 166,400 $ 73,000
Gloucester, New Jersey 5 $ 840,000 $ 168,000 $ 99,000
Columbia, Oregon 5 $ 585,000 $ 117,000 $ 65,000
Lane, Oregon 5 $ 564,000 $ 112,800 $ 48,000
Fayette, Tennessee 5 $ 772,000 $ 154,400 $ 109,000
Hamilton, Tennessee 5 $ 490,000 $ 98,000 $ 30,000
Yuma, Arizona 4 $ 579,000 $ 144,750 $ 42,000
Calaveras, California 4 $ 850,000 $ 212,500 $ 56,000
Siskiyou, California 4 $ 299,000 $ 74,750 $ 36,000
Tehama, California 4 $ 776,000 $ 194,000 $ 29,000
Douglas, Colorado 4 $ 702,000 $ 175,500 $ 74,000
Kent, Delaware 4 $ 534,000 $ 133,500 $ 46,000
Charlotte, Florida 4 $ 538,000 $ 134,500 $ 39,000
Coweta, Georgia 4 $ 533,000 $ 133,250 $ 38,000
Clark, Indiana 4 $ 391,000 $ 97,750 $ 51,000
Delaware, Indiana 4 $ 379,000 $ 94,750 $ 51,000
LaPorte, Indiana 4 $ 438,000 $ 109,500 $ 47,000
St. Joseph, Indiana 4 $ 261,000 $ 65,250 $ 33,000
Boone, Iowa 4 $ 188,000 $ 47,000 $ 48,000
Madison, Kentucky 4 $ 349,000 $ 87,250 $ 73,000
Nelson, Kentucky 4 $ 550,000 $ 137,500 $ 62,000
East Baton Rouge, Louisiana 4 $ 282,000 $ 70,500 $ 67,000
Charles, Maryland 4 $ 758,000 $ 189,500 $ 102,000
Frederick, Maryland 4 $ 777,000 $ 194,250 $ 79,000
Howard, Maryland 4 $ 1,201,000 $ 300,250 $ 93,000
Dakota, Minnesota 4 $ 391,000 $ 97,750 $ 33,000
St. Charles, Missouri 4 $ 603,000 $ 150,750 $ 81,000
St. Louis City, Missouri 4 $ 514,000 $ 128,500 $ 71,000
Lorain, Ohio 4 $ 898,000 $ 224,500 $ 64,000
Summit, Ohio 4 $ 327,000 $ 81,750 $ 37,000
Norfolk, Virginia 4 $ 463,000 $ 115,750 $ 38,000
Snohomish, Washington 4 $ 1,123,000 $ 280,750 $ 83,000
Pulaski, Arkansas 3 $ 216,000 $ 72,000 $ 70,000
Glenn, California 3 $ 402,000 $ 134,000 $ 58,000
Humboldt, California 3 $ 498,000 $ 166,000 $ 32,000
Archuleta, Colorado 3 $ 536,000 $ 178,666 $ 82,000
Fremont, Colorado 3 $ 513,000 $ 171,000 $ 74,000
Larimer, Colorado 3 $ 467,000 $ 155,666 $ 49,000
Sussex, Delaware 3 $ 353,000 $ 117,666 $ 56,000
Alachua, Florida 3 $ 519,000 $ 173,000 $ 66,000
Highlands, Florida 3 $ 360,000 $ 120,000 $ 62,000
Indian River, Florida 3 $ 443,000 $ 147,666 $ 52,000
Martin, Florida 3 $ 303,000 $ 101,000 $ 252,000
Okaloosa, Florida 3 $ 620,000 $ 206,666 $ 70,000
Sarasota, Florida 3 $ 644,000 $ 214,666 $ 60,000
Carroll, Georgia 3 $ 298,000 $ 99,333 $ 35,000
Fayette, Georgia 3 $ 603,000 $ 201,000 $ 51,000
Floyd, Georgia 3 $ 161,000 $ 53,666 $ 41,000
Newton, Georgia 3 $ 288,000 $ 96,000 $ 42,000
Elkhart, Indiana 3 $ 472,000 $ 157,333 $ 49,000
Hamilton, Indiana 3 $ 420,000 $ 140,000 $ 87,000
Pottawattamie, Iowa 3 $ 282,000 $ 94,000 $ 76,000
Story, Iowa 3 $ 256,000 $ 85,333 $ 61,000
Boone, Kentucky 3 $ 574,000 $ 191,333 $ 81,000
Clark, Kentucky 3 $ 342,000 $ 114,000 $ 55,000
Franklin, Kentucky 3 $ 212,000 $ 70,666 $ 78,000
Hardin, Kentucky 3 $ 280,000 $ 93,333 $ 37,000
Jessamine, Kentucky 3 $ 698,000 $ 232,666 $ 77,000
Laurel, Kentucky 3 $ 220,000 $ 73,333 $ 46,000
Pulaski, Kentucky 3 $ 222,000 $ 74,000 $ 58,000
Caroline, Maryland 3 $ 276,000 $ 92,000 $ 59,000
Carroll, Maryland 3 $ 425,000 $ 141,666 $ 48,000
Queen Anne's, Maryland 3 $ 363,000 $ 121,000 $ 41,000
Worcester, Maryland 3 $ 686,000 $ 228,666 $ 159,000
Bristol, Massachusetts 3 $ 352,000 $ 117,333 $ 51,000
Grand Traverse, Michigan 3 $ 298,000 $ 99,333 $ 87,000
Ramsey, Minnesota 3 $ 590,000 $ 196,666 $ 79,000
Morris, New Jersey 3 $ 685,000 $ 228,333 $ 66,000
Sampson, North Carolina 3 $ 184,000 $ 61,333 $ 44,000
Trumbull, Ohio 3 $ 299,000 $ 99,666 $ 49,000
Adams, Pennsylvania 3 $ 276,000 $ 92,000 $ 70,000
Chester, Pennsylvania 3 $ 655,000 $ 218,333 $ 82,000
Philadelphia, Pennsylvania 3 $ 541,000 $ 180,333 $ 70,000
Minnehaha, South Dakota 3 $ 315,000 $ 105,000 $ 82,000
Knox, Tennessee 3 $ 464,000 $ 154,666 $ 47,000
Sevier, Tennessee 3 $ 304,000 $ 101,333 $ 77,000
Utah, Utah 3 $ 435,000 $ 145,000 $ 87,000
Fairfax, Virginia 3 $ 563,000 $ 187,666 $ 40,000
Hampton, Virginia 3 $ 423,000 $ 141,000 $ 82,000
James City, Virginia 3 $ 496,000 $ 165,333 $ 73,000
Orange, Virginia 3 $ 497,000 $ 165,666 $ 98,000
Kittitas, Washington 3 $ 459,000 $ 153,000 $ 77,000
Madison, Alabama 2 $ 149,000 $ 74,500 $ 40,000
Mobile, Alabama 2 $ 354,000 $ 177,000 $ 64,000
Talladega, Alabama 2 $ 150,000 $ 75,000 $ 137,000
Amador, California 2 $ 496,000 $ 248,000 $ 64,000
Mendocino, California 2 $ 733,000 $ 366,500 $ 80,000
Modoc, California 2 $ 109,000 $ 54,500 $ 49,000
Monterey, California 2 $ 714,000 $ 357,000 $ 104,000
Napa, California 2 $ 762,000 $ 381,000 $ 93,000
Tuolumne, California 2 $ 417,000 $ 208,500 $ 29,000
Mesa, Colorado 2 $ 385,000 $ 192,500 $ 99,000
Pueblo, Colorado 2 $ 210,000 $ 105,000 $ 41,000
Fairfield, Connecticut 2 $ 474,000 $ 237,000 $ 88,000
Litchfield, Connecticut 2 $ 439,000 $ 219,500 $ 63,000
Baker, Florida 2 $ 195,000 $ 97,500 $ 60,000
Citrus, Florida 2 $ 120,000 $ 60,000 $ 71,000
Escambia, Florida 2 $ 367,000 $ 183,500 $ 69,000
Lake, Florida 2 $ 259,000 $ 129,500 $ 59,000
Leon, Florida 2 $ 597,000 $ 298,500 $ 73,000
Nassau, Florida 2 $ 413,000 $ 206,500 $ 132,000
Barrow, Georgia 2 $ 255,000 $ 127,500 $ 64,000
Liberty, Georgia 2 $ 343,000 $ 171,500 $ 66,000
Grundy, Illinois 2 $ 150,000 $ 75,000 $ 46,000
LaSalle, Illinois 2 $ 285,000 $ 142,500 $ 52,000
McHenry, Illinois 2 $ 297,000 $ 148,500 $ 64,000
Hendricks, Indiana 2 $ 349,000 $ 174,500 $ 58,000
Jasper, Indiana 2 $ 164,000 $ 82,000 $ 51,000
Jefferson, Indiana 2 $ 314,000 $ 157,000 $ 111,000
Buena Vista, Iowa 2 $ 112,000 $ 56,000 $ 51,000
Monona, Iowa 2 $ 63,000 $ 31,500 $ 53,000
Anderson, Kentucky 2 $ 130,000 $ 65,000 $ 64,000
Bourbon, Kentucky 2 $ 260,000 $ 130,000 $ 62,000
Boyd, Kentucky 2 $ 125,000 $ 62,500 $ 33,000
Bullitt, Kentucky 2 $ 175,000 $ 87,500 $ 63,000
Grant, Kentucky 2 $ 191,000 $ 95,500 $ 98,000
Grayson, Kentucky 2 $ 322,000 $ 161,000 $ 65,000
Marion, Kentucky 2 $ 90,000 $ 45,000 $ 19,000
Mercer, Kentucky 2 $ 294,000 $ 147,000 $ 50,000
Perry, Kentucky 2 $ 213,000 $ 106,500 $ 61,000
Spencer, Kentucky 2 $ 265,000 $ 132,500 $ 64,000
Livingston, Louisiana 2 $ 250,000 $ 125,000 $ 49,000
Ouachita, Louisiana 2 $ 100,000 $ 50,000 $ 41,000
Allegany, Maryland 2 $ 166,000 $ 83,000 $ 48,000
Somerset, Maryland 2 $ 244,000 $ 122,000 $ 78,000
St. Mary's, Maryland 2 $ 509,000 $ 254,500 $ 75,000
Hampden, Massachusetts 2 $ 347,000 $ 173,500 $ 108,000
Middlesex, Massachusetts 2 $ 522,000 $ 261,000 $ 54,000
Calhoun, Michigan 2 $ 323,000 $ 161,500 $ 41,000
Oakland, Michigan 2 $ 273,000 $ 136,500 $ 41,000
Anoka, Minnesota 2 $ 252,000 $ 126,000 $ 66,000
Carver, Minnesota 2 $ 170,000 $ 85,000 $ 44,000
Hennepin, Minnesota 2 $ 380,000 $ 190,000 $ 52,000
Harrison, Mississippi 2 $ 300,000 $ 150,000 $ 120,000
Cass, Nebraska 2 $ 93,000 $ 46,500 $ 45,000
Lincoln, Nebraska 2 $ 177,000 $ 88,500 $ 40,000
Lyon, Nevada 2 $ 174,000 $ 87,000 $ 37,000
Nye, Nevada 2 $ 263,000 $ 131,500 $ 33,000
Middlesex, New Jersey 2 $ 600,000 $ 300,000 $ 131,000
Ocean, New Jersey 2 $ 350,000 $ 175,000 $ 138,000
Cumberland, North Carolina 2 $ 100,000 $ 50,000 $ 43,000
Harnett, North Carolina 2 $ 303,000 $ 151,500 $ 73,000
New Hanover, North Carolina 2 $ 116,000 $ 58,000 $ 40,000
Ashtabula, Ohio 2 $ 266,000 $ 133,000 $ 43,000
Brown, Ohio 2 $ 248,000 $ 124,000 $ 35,000
Cuyahoga, Ohio 2 $ 370,000 $ 185,000 $ 65,000
Darke, Ohio 2 $ 339,000 $ 169,500 $ 67,000
Hancock, Ohio 2 $ 245,000 $ 122,500 $ 52,000
Licking, Ohio 2 $ 385,000 $ 192,500 $ 65,000
Miami, Ohio 2 $ 167,000 $ 83,500 $ 40,000
Ross, Ohio 2 $ 275,000 $ 137,500 $ 49,000
Warren, Ohio 2 $ 445,000 $ 222,500 $ 143,000
Harney, Oregon 2 $ 109,000 $ 54,500 $ 51,000
Berks, Pennsylvania 2 $ 320,000 $ 160,000 $ 50,000
Luzerne, Pennsylvania 2 $ 194,000 $ 97,000 $ 49,000
Richland, South Carolina 2 $ 217,000 $ 108,500 $ 83,000
Union, South Dakota 2 $ 114,000 $ 57,000 $ 90,000
Cumberland, Tennessee 2 $ 125,000 $ 62,500 $ 42,000
Giles, Tennessee 2 $ 175,000 $ 87,500 $ 53,000
McMinn, Tennessee 2 $ 146,000 $ 73,000 $ 61,000
Williamson, Tennessee 2 $ 180,000 $ 90,000 $ 58,000
Bexar, Texas 2 $ 280,000 $ 140,000 $ 63,000
Weber, Utah 2 $ 80,000 $ 40,000 $ 34,000
Chesapeake, Virginia 2 $ 185,000 $ 92,500 $ 44,000
Culpeper, Virginia 2 $ 500,000 $ 250,000 $ 143,000
Fairfax City, Virginia 2 $ 537,000 $ 268,500 $ 118,000
Hanover, Virginia 2 $ 215,000 $ 107,500 $ 56,000
Loudoun, Virginia 2 $ 786,000 $ 393,000 $ 215,000
Manassas, Virginia 2 $ 758,000 $ 379,000 $ 72,000
Richmond City, Virginia 2 $ 140,000 $ 70,000 $ 71,000
Warren, Virginia 2 $ 282,000 $ 141,000 $ 49,000
Cowlitz, Washington 2 $ 134,000 $ 67,000 $ 27,000
Lewis, Washington 2 $ 182,000 $ 91,000 $ 19,000
Mason, Washington 2 $ 185,000 $ 92,500 $ 78,000
Stevens, Washington 2 $ 255,000 $ 127,500 $ 56,000
Baldwin, Alabama 1 $ 101,000 $ 101,000 $ 36,000
Coffee, Alabama 1 $ 127,000 $ 127,000 $ 41,000
Henry, Alabama 1 $ 61,000 $ 61,000 $ 36,000
Houston, Alabama 1 $ 160,000 $ 160,000 $ 94,000
Lee, Alabama 1 $ 120,000 $ 120,000 $ 36,000
Limestone, Alabama 1 $ 78,000 $ 78,000 $ 106,000
Shelby, Alabama 1 $ 266,000 $ 266,000 $ 89,000
Tallapoosa, Alabama 1 $ 92,000 $ 92,000 $ 26,000
Tuscaloosa, Alabama 1 $ 76,000 $ 76,000 $ 37,000
Walker, Alabama 1 $ 125,000 $ 125,000 $ 51,000
Cochise, Arizona 1 $ 154,000 $ 154,000 $ 32,000
Gila, Arizona 1 $ 160,000 $ 160,000 $ 54,000
Navajo, Arizona 1 $ 215,000 $ 215,000 $ 44,000
Faulkner, Arkansas 1 $ 73,000 $ 73,000 $ 58,000
Lonoke, Arkansas 1 $ 98,000 $ 98,000 $ 78,000
Miller, Arkansas 1 $ 77,000 $ 77,000 $ 47,000
Pope, Arkansas 1 $ 66,000 $ 66,000 $ 22,000
Randolph, Arkansas 1 $ 275,000 $ 275,000 $ 289,000
Washington, Arkansas 1 $ 97,000 $ 97,000 $ 61,000
Del Norte, California 1 $ 151,000 $ 151,000 $ 21,000
Lassen, California 1 $ 149,000 $ 149,000 $ 105,000
San Benito, California 1 $ 473,000 $ 473,000 $ 96,000
Santa Cruz, California 1 $ 206,000 $ 206,000 $ 58,000
Trinity, California 1 $ 200,000 $ 200,000 $ 140,000
Boulder, Colorado 1 $ 446,000 $ 446,000 $ 162,000
Clear Creek, Colorado 1 $ 214,000 $ 214,000 $ 41,000
Otero, Colorado 1 $ 52,000 $ 52,000 $ 52,000
Ouray, Colorado 1 $ 317,000 $ 317,000 $ 67,000
Teller, Colorado 1 $ 390,000 $ 390,000 $ 141,000
Weld, Colorado 1 $ 162,000 $ 162,000 $ 42,000
Hartford, Connecticut 1 $ 176,000 $ 176,000 $ 38,000
Middlesex, Connecticut 1 $ 143,000 $ 143,000 $ 40,000
Columbia, Florida 1 $ 156,000 $ 156,000 $ 42,000
Flagler, Florida 1 $ 85,000 $ 85,000 $ 54,000
Gadsden, Florida 1 $ 100,000 $ 100,000 $ 73,000
Gilchrist, Florida 1 $ 99,000 $ 99,000 $ 29,000
Holmes, Florida 1 $ 53,000 $ 53,000 $ 57,000
Monroe, Florida 1 $ 680,000 $ 680,000 $ 170,000
Santa Rosa, Florida 1 $ 200,000 $ 200,000 $ 94,000
Sumter, Florida 1 $ 117,000 $ 117,000 $ 25,000
Wakulla, Florida 1 $ 157,000 $ 157,000 $ 57,000
Bartow, Georgia 1 $ 131,000 $ 131,000 $ 38,000
Bibb, Georgia 1 $ 54,000 $ 54,000 $ 56,000
Camden, Georgia 1 $ 117,000 $ 117,000 $ 61,000
Crawford, Georgia 1 $ 175,000 $ 175,000 $ 54,000
Emanuel, Georgia 1 $ 173,000 $ 173,000 $ 92,000
Fannin, Georgia 1 $ 68,000 $ 68,000 $ 33,000
Glynn, Georgia 1 $ 81,000 $ 81,000 $ 90,000
Harris, Georgia 1 $ 135,000 $ 135,000 $ 40,000
Jackson, Georgia 1 $ 144,000 $ 144,000 $ 39,000
Morgan, Georgia 1 $ 260,000 $ 260,000 $ 59,000
Pickens, Georgia 1 $ 125,000 $ 125,000 $ 83,000
Polk, Georgia 1 $ 63,000 $ 63,000 $ 30,000
Rabun, Georgia 1 $ 131,000 $ 131,000 $ 41,000
Walton, Georgia 1 $ 75,000 $ 75,000 $ 27,000
White, Georgia 1 $ 107,000 $ 107,000 $ 28,000
Whitfield, Georgia 1 $ 131,000 $ 131,000 $ 62,000
Canyon, Idaho 1 $ 76,000 $ 76,000 $ 18,000
Kootenai, Idaho 1 $ 107,000 $ 107,000 $ 34,000
Bond, Illinois 1 $ 50,000 $ 50,000 $ 20,000
Champaign, Illinois 1 $ 145,000 $ 145,000 $ 66,000
DeKalb, Illinois 1 $ 142,000 $ 142,000 $ 54,000
Kankakee, Illinois 1 $ 137,000 $ 137,000 $ 30,000
Kendall, Illinois 1 $ 148,000 $ 148,000 $ 40,000
Macon, Illinois 1 $ 160,000 $ 160,000 $ 40,000
Peoria, Illinois 1 $ 152,000 $ 152,000 $ 55,000
Allen, Indiana 1 $ 173,000 $ 173,000 $ 48,000
Dearborn, Indiana 1 $ 111,000 $ 111,000 $ 40,000
Grant, Indiana 1 $ 53,000 $ 53,000 $ 82,000
Johnson, Indiana 1 $ 87,000 $ 87,000 $ 82,000
Miami, Indiana 1 $ 226,000 $ 226,000 $ 125,000
Porter, Indiana 1 $ 280,000 $ 280,000 $ 86,000
Spencer, Indiana 1 $ 90,000 $ 90,000 $ 40,000
Starke, Indiana 1 $ 103,000 $ 103,000 $ 57,000
Vanderburgh, Indiana 1 $ 155,000 $ 155,000 $ 100,000
Whitley, Indiana 1 $ 119,000 $ 119,000 $ 37,000
Clay, Iowa 1 $ 62,000 $ 62,000 $ 65,000
Hardin, Iowa 1 $ 64,000 $ 64,000 $ 35,000
Ida, Iowa 1 $ 59,000 $ 59,000 $ 25,000
Linn, Iowa 1 $ 62,000 $ 62,000 $ 97,000
Lucas, Iowa 1 $ 93,000 $ 93,000 $ 40,000
Scott, Iowa 1 $ 206,000 $ 206,000 $ 107,000
Union, Iowa 1 $ 64,000 $ 64,000 $ 48,000
Douglas, Kansas 1 $ 293,000 $ 293,000 $ 92,000
Bath, Kentucky 1 $ 130,000 $ 130,000 $ 47,000
Boyle, Kentucky 1 $ 133,000 $ 133,000 $ 50,000
Bracken, Kentucky 1 $ 90,000 $ 90,000 $ 49,000
Fleming, Kentucky 1 $ 65,000 $ 65,000 $ 22,000
Greenup, Kentucky 1 $ 110,000 $ 110,000 $ 54,000
Hart, Kentucky 1 $ 114,000 $ 114,000 $ 53,000
Leslie, Kentucky 1 $ 113,000 $ 113,000 $ 30,000
McCracken, Kentucky 1 $ 86,000 $ 86,000 $ 62,000
Meade, Kentucky 1 $ 175,000 $ 175,000 $ 51,000
Nicholas, Kentucky 1 $ 81,000 $ 81,000 $ 77,000
Oldham, Kentucky 1 $ 119,000 $ 119,000 $ 26,000
Pike, Kentucky 1 $ 95,000 $ 95,000 $ 50,000
Powell, Kentucky 1 $ 85,000 $ 85,000 $ 19,000
Rockcastle, Kentucky 1 $ 99,000 $ 99,000 $ 30,000
Ascension, Louisiana 1 $ 167,000 $ 167,000 $ 64,000
Avoyelles, Louisiana 1 $ 112,000 $ 112,000 $ 32,000
Bossier, Louisiana 1 $ 104,000 $ 104,000 $ 53,000
Lafourche, Louisiana 1 $ 166,000 $ 166,000 $ 49,000
St. Tammany, Louisiana 1 $ 124,000 $ 124,000 $ 51,000
West Carroll, Louisiana 1 $ 119,000 $ 119,000 $ 65,000
Cecil, Maryland 1 $ 140,000 $ 140,000 $ 54,000
Garrett, Maryland 1 $ 88,000 $ 88,000 $ 25,000
Washington, Maryland 1 $ 102,000 $ 102,000 $ 52,000
Norfolk, Massachusetts 1 $ 293,000 $ 293,000 $ 65,000
Plymouth, Massachusetts 1 $ 214,000 $ 214,000 $ 120,000
Suffolk, Massachusetts 1 $ 500,000 $ 500,000 $ 66,000
Worcester, Massachusetts 1 $ 198,000 $ 198,000 $ 47,000
Branch, Michigan 1 $ 92,000 $ 92,000 $ 54,000
Cass, Michigan 1 $ 100,000 $ 100,000 $ 74,000
Clare, Michigan 1 $ 94,000 $ 94,000 $ 21,000
Eaton, Michigan 1 $ 164,000 $ 164,000 $ 67,000
Genesee, Michigan 1 $ 140,000 $ 140,000 $ 51,000
Ingham, Michigan 1 $ 130,000 $ 130,000 $ 44,000
Lenawee, Michigan 1 $ 276,000 $ 276,000 $ 76,000
Manistee, Michigan 1 $ 89,000 $ 89,000 $ 39,000
Marquette, Michigan 1 $ 95,000 $ 95,000 $ 60,000
Missaukee, Michigan 1 $ 90,000 $ 90,000 $ 42,000
St. Clair, Michigan 1 $ 75,000 $ 75,000 $ 90,000
Wayne, Michigan 1 $ 35,000 $ 35,000 $ 74,000
Becker, Minnesota 1 $ 75,000 $ 75,000 $ 64,000
Bolivar, Mississippi 1 $ 80,000 $ 80,000 $ 29,000
Calhoun, Mississippi 1 $ 63,000 $ 63,000 $ 28,000
Grenada, Mississippi 1 $ 64,000 $ 64,000 $ 45,000
Marshall, Mississippi 1 $ 98,000 $ 98,000 $ 60,000
Panola, Mississippi 1 $ 66,000 $ 66,000 $ 34,000
Webster, Mississippi 1 $ 51,000 $ 51,000 $ 56,000
Jackson, Missouri 1 $ 139,000 $ 139,000 $ 46,000
Warren, Missouri 1 $ 203,000 $ 203,000 $ 63,000
Missoula, Montana 1 $ 420,000 $ 420,000 $ 96,000
Cheyenne, Nebraska 1 $ 153,000 $ 153,000 $ 95,000
Dixon, Nebraska 1 $ 79,000 $ 79,000 $ 72,000
Dodge, Nebraska 1 $ 102,000 $ 102,000 $ 31,000
Gage, Nebraska 1 $ 64,000 $ 64,000 $ 23,000
Madison, Nebraska 1 $ 80,000 $ 80,000 $ 21,000
Nemaha, Nebraska 1 $ 75,000 $ 75,000 $ 32,000
Saunders, Nebraska 1 $ 181,000 $ 181,000 $ 84,000
Valley, Nebraska 1 $ 69,000 $ 69,000 $ 40,000
Passaic, New Jersey 1 $ 350,000 $ 350,000 $ 94,000
Sussex, New Jersey 1 $ 205,000 $ 205,000 $ 50,000
Pitt, North Carolina 1 $ 509,000 $ 509,000 $ 233,000
Ashland, Ohio 1 $ 162,000 $ 162,000 $ 60,000
Clermont, Ohio 1 $ 163,000 $ 163,000 $ 60,000
Crawford, Ohio 1 $ 118,000 $ 118,000 $ 35,000
Greene, Ohio 1 $ 153,000 $ 153,000 $ 64,000
Hardin, Ohio 1 $ 70,000 $ 70,000 $ 28,000
Lucas, Ohio 1 $ 87,000 $ 87,000 $ 57,000
Marion, Ohio 1 $ 68,000 $ 68,000 $ 30,000
Morrow, Ohio 1 $ 149,000 $ 149,000 $ 40,000
Ottawa, Ohio 1 $ 101,000 $ 101,000 $ 54,000
Portage, Ohio 1 $ 146,000 $ 146,000 $ 70,000
Sandusky, Ohio 1 $ 140,000 $ 140,000 $ 33,000
Scioto, Ohio 1 $ 194,000 $ 194,000 $ 75,000
Creek, Oklahoma 1 $ 68,000 $ 68,000 $ 40,000
Harper, Oklahoma 1 $ 60,000 $ 60,000 $ 60,000
Oklahoma, Oklahoma 1 $ 134,000 $ 134,000 $ 53,000
Crook, Oregon 1 $ 138,000 $ 138,000 $ 55,000
Polk, Oregon 1 $ 145,000 $ 145,000 $ 63,000
Tillamook, Oregon 1 $ 88,000 $ 88,000 $ 23,000
Union, Oregon 1 $ 55,000 $ 55,000 $ 30,000
Allegheny, Pennsylvania 1 $ 122,000 $ 122,000 $ 43,000
Bucks, Pennsylvania 1 $ 194,000 $ 194,000 $ 70,000
Clearfield, Pennsylvania 1 $ 115,000 $ 115,000 $ 50,000
Cumberland, Pennsylvania 1 $ 152,000 $ 152,000 $ 68,000
Dauphin, Pennsylvania 1 $ 130,000 $ 130,000 $ 52,000
Delaware, Pennsylvania 1 $ 135,000 $ 135,000 $ 29,000
Franklin, Pennsylvania 1 $ 130,000 $ 130,000 $ 35,000
Huntingdon, Pennsylvania 1 $ 143,000 $ 143,000 $ 67,000
McKean, Pennsylvania 1 $ 61,000 $ 61,000 $ 23,000
Mercer, Pennsylvania 1 $ 130,000 $ 130,000 $ 72,000
Monroe, Pennsylvania 1 $ 189,000 $ 189,000 $ 43,000
Montgomery, Pennsylvania 1 $ 90,000 $ 90,000 $ 38,000
Snyder, Pennsylvania 1 $ 55,000 $ 55,000 $ 47,000
Somerset, Pennsylvania 1 $ 124,000 $ 124,000 $ 70,000
Union, Pennsylvania 1 $ 120,000 $ 120,000 $ 61,000
Westmoreland, Pennsylvania 1 $ 100,000 $ 100,000 $ 66,000
Charleston, South Carolina 1 $ 181,000 $ 181,000 $ 27,000
Horry, South Carolina 1 $ 112,000 $ 112,000 $ 44,000
Oconee, South Carolina 1 $ 65,000 $ 65,000 $ 52,000
Williamsburg, South Carolina 1 $ 126,000 $ 126,000 $ 26,000
Lincoln, South Dakota 1 $ 117,000 $ 117,000 $ 40,000
Campbell, Tennessee 1 $ 89,000 $ 89,000 $ 30,000
DeKalb, Tennessee 1 $ 95,000 $ 95,000 $ 44,000
Lawrence, Tennessee 1 $ 63,000 $ 63,000 $ 35,000
Marshall, Tennessee 1 $ 105,000 $ 105,000 $ 60,000
Montgomery, Tennessee 1 $ 135,000 $ 135,000 $ 61,000
Polk, Tennessee 1 $ 102,000 $ 102,000 $ 34,000
Austin, Texas 1 $ 125,000 $ 125,000 $ 41,000
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Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,888 $607,507,000 $161,750 $1,000,000 $67,975 $739,000
Home Purchase 1,154 $197,055,000 $127,333 $738,000 $71,030 $399,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,346 $431,604,000 $151,368 $1,000,000 $72,421 $739,000
White 881 $194,073,000 $154,757 $935,000 $63,969 $414,000
Hispanic 474 $105,254,000 $149,000 $750,000 $60,526 $505,000
Black or African American 221 $44,141,000 $153,615 $619,000 $59,000 $273,000
Asian 90 $22,446,000 $158,833 $750,000 $66,083 $216,000
Native Hawaiian or Other Pacific Islander 22 $5,806,000 $255,500 $681,000 $89,000 $176,000
American Indian or Alaskan Native 8 $1,238,000 $163,857 $316,000 $70,857 $111,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,042 $804,562,000 $158,425 $1,000,000 $70,625 $739,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,712 $454,780,000 $152,307 $750,000 $70,435 $739,000
Application Approved But Not Accepted 455 $121,192,000 $272,500 $800,000 $107,500 $371,000
Application Denied By Financial Institution 418 $116,039,000 $277,000 $800,000 $88,000 $505,000
Loan Originated 313 $84,872,000 $271,000 $1,000,000 $86,000 $324,000
Application Withdrawn By Applicant 144 $27,679,000 $144,647 $780,000 $63,529 $240,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 225 $61,120,000 $271,000 $800,000 $85,000 $414,000
Credit History 79 $21,801,000 $275,000 $750,000 $78,000 $233,000
Debt-To-Income Ratio 42 $14,543,000 $346,000 $750,000 $104,000 $505,000
Collateral 35 $8,231,000 $235,000 $535,000 $67,000 $221,000
Unverifiable Information 18 $5,521,000 $306,000 $735,000 $125,000 $360,000
Employment History 13 $3,692,000 $284,000 $660,000 $117,000 $200,000
Credit Application Incomplete 4 $731,000 $182,000 $270,000 $90,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 2 $400,000 $200,000 $320,000 $90,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Finance, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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