Wsfs Bank Mortgage Lending & HMDA Data, 2023
In 2023, Wsfs Bank of Wilmington, DE reported 8,480 mortgage applications totaling $1.3 billion, down 17% from 2022. The average application was for $158,952, and applicants reported an average income of $166,617. 32% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Philadelphia, PA (1,141), Wilmington, DE-MD-NJ (1,127) and Montgomery County-Bucks County-Chester County, PA (854) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 8,480 |
| Total Mortgage Loan Application Amount | $1,347,920,000 |
| Average Mortgage Loan Application Amount | $158,952 |
| Highest Mortgage Loan Application Amount | $9,195,000 |
| Average Applicant Income | $166,617 |
| Highest Applicant Income | $5,445,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 1,078 | $ 181,230,000 | $ 168,116 | $ 129,000 |
| Philadelphia, Pennsylvania | 586 | $ 143,470,000 | $ 244,829 | $ 104,000 |
| Delaware, Pennsylvania | 555 | $ 130,585,000 | $ 235,288 | $ 165,000 |
| Chester, Pennsylvania | 389 | $ 113,585,000 | $ 291,992 | $ 226,000 |
| Montgomery, Pennsylvania | 347 | $ 98,635,000 | $ 284,250 | $ 217,000 |
| Burlington, New Jersey | 316 | $ 35,980,000 | $ 113,860 | $ 107,000 |
| Sussex, Delaware | 296 | $ 70,730,000 | $ 238,952 | $ 218,000 |
| Kent, Delaware | 250 | $ 35,630,000 | $ 142,520 | $ 112,000 |
| Maricopa, Arizona | 179 | $ 13,335,000 | $ 74,497 | $ 0 |
| Los Angeles, California | 155 | $ 18,605,000 | $ 120,032 | $ 225,000 |
| Bucks, Pennsylvania | 118 | $ 28,690,000 | $ 243,135 | $ 169,000 |
| Camden, New Jersey | 106 | $ 18,340,000 | $ 173,018 | $ 135,000 |
| Riverside, California | 102 | $ 10,140,000 | $ 99,411 | $ 387,000 |
| San Diego, California | 99 | $ 9,535,000 | $ 96,313 | $ 0 |
| San Bernardino, California | 68 | $ 4,540,000 | $ 66,764 | $ 0 |
| Orange, California | 62 | $ 7,930,000 | $ 127,903 | $ 0 |
| Cape May, New Jersey | 62 | $ 44,190,000 | $ 712,741 | $ 476,000 |
| Atlantic, New Jersey | 50 | $ 17,970,000 | $ 359,400 | $ 300,000 |
| Gloucester, New Jersey | 50 | $ 7,530,000 | $ 150,600 | $ 118,000 |
| Sacramento, California | 41 | $ 2,365,000 | $ 57,682 | $ 0 |
| Cecil, Maryland | 40 | $ 6,500,000 | $ 162,500 | $ 124,000 |
| Ocean, New Jersey | 39 | $ 7,105,000 | $ 182,179 | $ 214,000 |
| Cook, Illinois | 36 | $ 2,340,000 | $ 65,000 | $ 0 |
| Palm Beach, Florida | 34 | $ 16,480,000 | $ 484,705 | $ 735,000 |
| San Joaquin, California | 31 | $ 2,145,000 | $ 69,193 | $ 0 |
| Pima, Arizona | 29 | $ 2,045,000 | $ 70,517 | $ 0 |
| Ventura, California | 29 | $ 3,555,000 | $ 122,586 | $ 0 |
| Hillsborough, Florida | 29 | $ 2,705,000 | $ 93,275 | $ 0 |
| Contra Costa, California | 28 | $ 2,350,000 | $ 83,928 | $ 0 |
| Orange, Florida | 28 | $ 1,890,000 | $ 67,500 | $ 0 |
| Cobb, Georgia | 28 | $ 2,220,000 | $ 79,285 | $ 0 |
| Broward, Florida | 25 | $ 2,105,000 | $ 84,200 | $ 0 |
| Mecklenburg, North Carolina | 25 | $ 2,125,000 | $ 85,000 | $ 0 |
| Fulton, Georgia | 24 | $ 1,760,000 | $ 73,333 | $ 0 |
| Fresno, California | 23 | $ 1,305,000 | $ 56,739 | $ 0 |
| Santa Clara, California | 23 | $ 3,255,000 | $ 141,521 | $ 0 |
| Pierce, Washington | 23 | $ 2,105,000 | $ 91,521 | $ 0 |
| Pinal, Arizona | 22 | $ 1,550,000 | $ 70,454 | $ 0 |
| Jefferson, Colorado | 22 | $ 2,000,000 | $ 90,909 | $ 0 |
| Berks, Pennsylvania | 22 | $ 2,610,000 | $ 118,636 | $ 118,000 |
| Duval, Florida | 21 | $ 1,355,000 | $ 64,523 | $ 0 |
| Clark, Nevada | 21 | $ 1,915,000 | $ 91,190 | $ 0 |
| Monmouth, New Jersey | 21 | $ 4,695,000 | $ 223,571 | $ 337,000 |
| Placer, California | 20 | $ 1,710,000 | $ 85,500 | $ 0 |
| Adams, Colorado | 19 | $ 1,385,000 | $ 72,894 | $ 0 |
| Polk, Florida | 19 | $ 1,085,000 | $ 57,105 | $ 0 |
| Johnson, Kansas | 19 | $ 1,115,000 | $ 58,684 | $ 0 |
| Mercer, New Jersey | 19 | $ 3,565,000 | $ 187,631 | $ 156,000 |
| Tarrant, Texas | 19 | $ 1,635,000 | $ 86,052 | $ 0 |
| King, Washington | 19 | $ 2,075,000 | $ 109,210 | $ 0 |
| Fairfield, Connecticut | 18 | $ 2,230,000 | $ 123,888 | $ 278,000 |
| DuPage, Illinois | 18 | $ 1,200,000 | $ 66,666 | $ 0 |
| Wake, North Carolina | 18 | $ 1,220,000 | $ 67,777 | $ 0 |
| Multnomah, Oregon | 18 | $ 1,310,000 | $ 72,777 | $ 0 |
| Lancaster, Pennsylvania | 18 | $ 3,410,000 | $ 189,444 | $ 75,000 |
| Snohomish, Washington | 18 | $ 1,830,000 | $ 101,666 | $ 0 |
| Arapahoe, Colorado | 17 | $ 1,495,000 | $ 87,941 | $ 0 |
| Douglas, Colorado | 17 | $ 1,435,000 | $ 84,411 | $ 0 |
| Weld, Colorado | 17 | $ 955,000 | $ 56,176 | $ 0 |
| Pasco, Florida | 17 | $ 1,455,000 | $ 85,588 | $ 3,450,000 |
| St. Lucie, Florida | 17 | $ 1,945,000 | $ 114,411 | $ 192,000 |
| Jefferson, Kentucky | 17 | $ 1,075,000 | $ 63,235 | $ 0 |
| Manatee, Florida | 16 | $ 1,710,000 | $ 106,875 | $ 109,000 |
| Miami-Dade, Florida | 16 | $ 4,330,000 | $ 270,625 | $ 1,510,000 |
| Cherokee, Georgia | 16 | $ 1,060,000 | $ 66,250 | $ 0 |
| Gwinnett, Georgia | 16 | $ 1,160,000 | $ 72,500 | $ 0 |
| Oakland, Michigan | 16 | $ 980,000 | $ 61,250 | $ 0 |
| Alameda, California | 15 | $ 2,235,000 | $ 149,000 | $ 127,000 |
| Brevard, Florida | 15 | $ 2,205,000 | $ 147,000 | $ 166,000 |
| Lee, Florida | 15 | $ 1,895,000 | $ 126,333 | $ 138,000 |
| Pinellas, Florida | 15 | $ 2,095,000 | $ 139,666 | $ 781,000 |
| Forsyth, Georgia | 15 | $ 2,055,000 | $ 137,000 | $ 345,000 |
| Bergen, New Jersey | 15 | $ 2,585,000 | $ 172,333 | $ 156,000 |
| Clark, Washington | 15 | $ 1,275,000 | $ 85,000 | $ 0 |
| El Dorado, California | 14 | $ 1,670,000 | $ 119,285 | $ 0 |
| Kern, California | 14 | $ 700,000 | $ 50,000 | $ 0 |
| Solano, California | 14 | $ 1,040,000 | $ 74,285 | $ 0 |
| Stanislaus, California | 14 | $ 1,240,000 | $ 88,571 | $ 0 |
| Collier, Florida | 14 | $ 6,150,000 | $ 439,285 | $ 1,528,000 |
| Seminole, Florida | 14 | $ 1,310,000 | $ 93,571 | $ 0 |
| Prince George's, Maryland | 14 | $ 980,000 | $ 70,000 | $ 0 |
| Marion, Oregon | 14 | $ 870,000 | $ 62,142 | $ 0 |
| Jefferson, Alabama | 13 | $ 1,815,000 | $ 139,615 | $ 71,000 |
| Larimer, Colorado | 13 | $ 765,000 | $ 58,846 | $ 0 |
| DeKalb, Georgia | 13 | $ 775,000 | $ 59,615 | $ 0 |
| Anne Arundel, Maryland | 13 | $ 2,475,000 | $ 190,384 | $ 375,000 |
| Middlesex, New Jersey | 13 | $ 2,595,000 | $ 199,615 | $ 533,000 |
| Collin, Texas | 13 | $ 1,235,000 | $ 95,000 | $ 0 |
| Harris, Texas | 13 | $ 1,025,000 | $ 78,846 | $ 0 |
| Spokane, Washington | 13 | $ 705,000 | $ 54,230 | $ 0 |
| El Paso, Colorado | 12 | $ 910,000 | $ 75,833 | $ 0 |
| Volusia, Florida | 12 | $ 870,000 | $ 72,500 | $ 208,000 |
| Will, Illinois | 12 | $ 610,000 | $ 50,833 | $ 0 |
| Cabarrus, North Carolina | 12 | $ 970,000 | $ 80,833 | $ 0 |
| Cuyahoga, Ohio | 12 | $ 510,000 | $ 42,500 | $ 0 |
| Franklin, Ohio | 12 | $ 950,000 | $ 79,166 | $ 0 |
| Monroe, Pennsylvania | 12 | $ 2,180,000 | $ 181,666 | $ 401,000 |
| Greenville, South Carolina | 12 | $ 1,010,000 | $ 84,166 | $ 145,000 |
| New Haven, Connecticut | 11 | $ 575,000 | $ 52,272 | $ 0 |
| Lake, Florida | 11 | $ 785,000 | $ 71,363 | $ 0 |
| Hall, Georgia | 11 | $ 905,000 | $ 82,272 | $ 0 |
| Marion, Indiana | 11 | $ 735,000 | $ 66,818 | $ 104,000 |
| Sedgwick, Kansas | 11 | $ 545,000 | $ 49,545 | $ 0 |
| Worcester, Maryland | 11 | $ 1,785,000 | $ 162,272 | $ 239,000 |
| Essex, New Jersey | 11 | $ 1,515,000 | $ 137,727 | $ 229,000 |
| Union, North Carolina | 11 | $ 735,000 | $ 66,818 | $ 0 |
| York, South Carolina | 11 | $ 775,000 | $ 70,454 | $ 0 |
| Prince William, Virginia | 11 | $ 885,000 | $ 80,454 | $ 0 |
| Thurston, Washington | 11 | $ 775,000 | $ 70,454 | $ 0 |
| Yavapai, Arizona | 10 | $ 780,000 | $ 78,000 | $ 37,000 |
| San Luis Obispo, California | 10 | $ 580,000 | $ 58,000 | $ 0 |
| Hartford, Connecticut | 10 | $ 590,000 | $ 59,000 | $ 0 |
| Osceola, Florida | 10 | $ 870,000 | $ 87,000 | $ 73,000 |
| St. Johns, Florida | 10 | $ 720,000 | $ 72,000 | $ 0 |
| Montgomery, Maryland | 10 | $ 1,060,000 | $ 106,000 | $ 628,000 |
| Somerset, New Jersey | 10 | $ 580,000 | $ 58,000 | $ 0 |
| Delaware, Ohio | 10 | $ 890,000 | $ 89,000 | $ 113,000 |
| Summit, Ohio | 10 | $ 490,000 | $ 49,000 | $ 0 |
| Clackamas, Oregon | 10 | $ 890,000 | $ 89,000 | $ 0 |
| Allegheny, Pennsylvania | 10 | $ 640,000 | $ 64,000 | $ 93,000 |
| York, Pennsylvania | 10 | $ 670,000 | $ 67,000 | $ 79,000 |
| Denton, Texas | 10 | $ 1,020,000 | $ 102,000 | $ 0 |
| Mohave, Arizona | 9 | $ 535,000 | $ 59,444 | $ 0 |
| Denver, Colorado | 9 | $ 435,000 | $ 48,333 | $ 0 |
| Sarasota, Florida | 9 | $ 1,435,000 | $ 159,444 | $ 569,000 |
| Kane, Illinois | 9 | $ 415,000 | $ 46,111 | $ 0 |
| Baltimore, Maryland | 9 | $ 465,000 | $ 51,666 | $ 0 |
| Harford, Maryland | 9 | $ 1,825,000 | $ 202,777 | $ 89,000 |
| Salem, New Jersey | 9 | $ 1,505,000 | $ 167,222 | $ 93,000 |
| Union, New Jersey | 9 | $ 1,175,000 | $ 130,555 | $ 379,000 |
| Charleston, South Carolina | 9 | $ 7,945,000 | $ 882,777 | $ 297,000 |
| Horry, South Carolina | 9 | $ 625,000 | $ 69,444 | $ 105,000 |
| Salt Lake, Utah | 9 | $ 865,000 | $ 96,111 | $ 0 |
| Benton, Arkansas | 8 | $ 590,000 | $ 73,750 | $ 0 |
| Santa Barbara, California | 8 | $ 480,000 | $ 60,000 | $ 0 |
| Tulare, California | 8 | $ 380,000 | $ 47,500 | $ 0 |
| Escambia, Florida | 8 | $ 440,000 | $ 55,000 | $ 0 |
| Hernando, Florida | 8 | $ 340,000 | $ 42,500 | $ 0 |
| Barrow, Georgia | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Walton, Georgia | 8 | $ 410,000 | $ 51,250 | $ 0 |
| Kendall, Illinois | 8 | $ 510,000 | $ 63,750 | $ 0 |
| Lake, Illinois | 8 | $ 490,000 | $ 61,250 | $ 0 |
| Hamilton, Indiana | 8 | $ 650,000 | $ 81,250 | $ 0 |
| Lake, Indiana | 8 | $ 410,000 | $ 51,250 | $ 0 |
| Wayne, Michigan | 8 | $ 430,000 | $ 53,750 | $ 0 |
| Hennepin, Minnesota | 8 | $ 950,000 | $ 118,750 | $ 0 |
| Douglas, Nebraska | 8 | $ 350,000 | $ 43,750 | $ 0 |
| Cumberland, New Jersey | 8 | $ 1,130,000 | $ 141,250 | $ 69,000 |
| Hudson, New Jersey | 8 | $ 1,140,000 | $ 142,500 | $ 72,000 |
| Bernalillo, New Mexico | 8 | $ 440,000 | $ 55,000 | $ 0 |
| Washington, Oregon | 8 | $ 690,000 | $ 86,250 | $ 0 |
| Northampton, Pennsylvania | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Montgomery, Texas | 8 | $ 540,000 | $ 67,500 | $ 0 |
| Williamson, Texas | 8 | $ 660,000 | $ 82,500 | $ 0 |
| Utah, Utah | 8 | $ 700,000 | $ 87,500 | $ 0 |
| Chesterfield, Virginia | 8 | $ 580,000 | $ 72,500 | $ 0 |
| Madison, Alabama | 7 | $ 285,000 | $ 40,714 | $ 0 |
| Shelby, Alabama | 7 | $ 555,000 | $ 79,285 | $ 0 |
| Yuma, Arizona | 7 | $ 345,000 | $ 49,285 | $ 0 |
| Merced, California | 7 | $ 365,000 | $ 52,142 | $ 0 |
| San Mateo, California | 7 | $ 505,000 | $ 72,142 | $ 0 |
| Litchfield, Connecticut | 7 | $ 945,000 | $ 135,000 | $ 382,000 |
| Marion, Florida | 7 | $ 535,000 | $ 76,428 | $ 87,000 |
| Fayette, Georgia | 7 | $ 395,000 | $ 56,428 | $ 0 |
| Paulding, Georgia | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Kent, Michigan | 7 | $ 435,000 | $ 62,142 | $ 0 |
| Macomb, Michigan | 7 | $ 355,000 | $ 50,714 | $ 110,000 |
| Iredell, North Carolina | 7 | $ 535,000 | $ 76,428 | $ 0 |
| New Hanover, North Carolina | 7 | $ 485,000 | $ 69,285 | $ 0 |
| Fairfield, Ohio | 7 | $ 545,000 | $ 77,857 | $ 0 |
| Dorchester, South Carolina | 7 | $ 455,000 | $ 65,000 | $ 101,000 |
| Davidson, Tennessee | 7 | $ 445,000 | $ 63,571 | $ 0 |
| Dallas, Texas | 7 | $ 835,000 | $ 119,285 | $ 0 |
| Fairfax, Virginia | 7 | $ 515,000 | $ 73,571 | $ 94,000 |
| Henrico, Virginia | 7 | $ 285,000 | $ 40,714 | $ 0 |
| Loudoun, Virginia | 7 | $ 805,000 | $ 115,000 | $ 0 |
| Monterey, California | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Boulder, Colorado | 6 | $ 500,000 | $ 83,333 | $ 0 |
| Santa Rosa, Florida | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Henry, Georgia | 6 | $ 360,000 | $ 60,000 | $ 0 |
| McHenry, Illinois | 6 | $ 280,000 | $ 46,666 | $ 0 |
| St. Clair, Illinois | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Hendricks, Indiana | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Fayette, Kentucky | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Baltimore City, Maryland | 6 | $ 1,210,000 | $ 201,666 | $ 75,000 |
| Queen Anne's, Maryland | 6 | $ 4,330,000 | $ 721,666 | $ 347,000 |
| Clay, Missouri | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Hunterdon, New Jersey | 6 | $ 2,050,000 | $ 341,666 | $ 881,000 |
| Morris, New Jersey | 6 | $ 600,000 | $ 100,000 | $ 0 |
| Passaic, New Jersey | 6 | $ 570,000 | $ 95,000 | $ 77,000 |
| Sussex, New Jersey | 6 | $ 580,000 | $ 96,666 | $ 211,000 |
| Buncombe, North Carolina | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Dauphin, Pennsylvania | 6 | $ 190,000 | $ 31,666 | $ 0 |
| Beaufort, South Carolina | 6 | $ 910,000 | $ 151,666 | $ 198,000 |
| Spartanburg, South Carolina | 6 | $ 420,000 | $ 70,000 | $ 0 |
| Knox, Tennessee | 6 | $ 390,000 | $ 65,000 | $ 0 |
| Shelby, Tennessee | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Comal, Texas | 6 | $ 560,000 | $ 93,333 | $ 0 |
| Fort Bend, Texas | 6 | $ 490,000 | $ 81,666 | $ 0 |
| Travis, Texas | 6 | $ 750,000 | $ 125,000 | $ 0 |
| Richmond City, Virginia | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Virginia Beach, Virginia | 6 | $ 610,000 | $ 101,666 | $ 0 |
| Amador, California | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Sonoma, California | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Broomfield, Colorado | 5 | $ 855,000 | $ 171,000 | $ 188,000 |
| Middlesex, Connecticut | 5 | $ 365,000 | $ 73,000 | $ 0 |
| District of Columbia, District Of Columbia | 5 | $ 2,555,000 | $ 511,000 | $ 777,000 |
| Citrus, Florida | 5 | $ 435,000 | $ 87,000 | $ 137,000 |
| Flagler, Florida | 5 | $ 445,000 | $ 89,000 | $ 67,000 |
| Allen, Indiana | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Johnson, Indiana | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Boone, Kentucky | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Scott, Kentucky | 5 | $ 315,000 | $ 63,000 | $ 0 |
| York, Maine | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Carroll, Maryland | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Frederick, Maryland | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Kent, Maryland | 5 | $ 2,195,000 | $ 439,000 | $ 287,000 |
| Hillsborough, New Hampshire | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Santa Fe, New Mexico | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Durham, North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 380,000 |
| Guilford, North Carolina | 5 | $ 725,000 | $ 145,000 | $ 340,000 |
| Butler, Ohio | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Greene, Ohio | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Hamilton, Ohio | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Licking, Ohio | 5 | $ 485,000 | $ 97,000 | $ 163,000 |
| Warren, Ohio | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Cleveland, Oklahoma | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Oklahoma, Oklahoma | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Deschutes, Oregon | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Lane, Oregon | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Cumberland, Pennsylvania | 5 | $ 415,000 | $ 83,000 | $ 273,000 |
| Luzerne, Pennsylvania | 5 | $ 145,000 | $ 29,000 | $ 18,000 |
| Kent, Rhode Island | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Newport, Rhode Island | 5 | $ 2,125,000 | $ 425,000 | $ 617,000 |
| Anderson, South Carolina | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Berkeley, South Carolina | 5 | $ 345,000 | $ 69,000 | $ 103,000 |
| Richland, South Carolina | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Sevier, Tennessee | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Wilson, Tennessee | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Davis, Utah | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Washington, Wisconsin | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Baldwin, Alabama | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Elmore, Alabama | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Pulaski, Arkansas | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Butte, California | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Calaveras, California | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Madera, California | 4 | $ 190,000 | $ 47,500 | $ 0 |
| San Benito, California | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Santa Cruz, California | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Tuolumne, California | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Mesa, Colorado | 4 | $ 290,000 | $ 72,500 | $ 0 |
| New London, Connecticut | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Clay, Florida | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Indian River, Florida | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Martin, Florida | 4 | $ 440,000 | $ 110,000 | $ 191,000 |
| Jackson, Georgia | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Monroe, Illinois | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Clark, Indiana | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Madison, Indiana | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Jefferson, Louisiana | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Cumberland, Maine | 4 | $ 900,000 | $ 225,000 | $ 537,000 |
| Penobscot, Maine | 4 | $ 340,000 | $ 85,000 | $ 88,000 |
| Charles, Maryland | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Howard, Maryland | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Washington, Maryland | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Wright, Minnesota | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Jackson, Missouri | 4 | $ 240,000 | $ 60,000 | $ 0 |
| St. Louis, Missouri | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Washoe, Nevada | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Rockingham, New Hampshire | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Johnston, North Carolina | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Clermont, Ohio | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Lucas, Ohio | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Medina, Ohio | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Montgomery, Ohio | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Portage, Ohio | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Stark, Ohio | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Coos, Oregon | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Pike, Pennsylvania | 4 | $ 970,000 | $ 242,500 | $ 146,000 |
| Lancaster, South Carolina | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Lexington, South Carolina | 4 | $ 440,000 | $ 110,000 | $ 85,000 |
| Rutherford, Tennessee | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Williamson, Tennessee | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Hanover, Virginia | 4 | $ 270,000 | $ 67,500 | $ 0 |
| James City, Virginia | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Suffolk, Virginia | 4 | $ 410,000 | $ 102,500 | $ 55,000 |
| Benton, Washington | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Whatcom, Washington | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Coffee, Alabama | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Saline, Arkansas | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Union, Arkansas | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Washington, Arkansas | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Imperial, California | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Lake, California | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Marin, California | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Nevada, California | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Sutter, California | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Yolo, California | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Elbert, Colorado | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Pueblo, Colorado | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Tolland, Connecticut | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Alachua, Florida | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Leon, Florida | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Okaloosa, Florida | 3 | $ 285,000 | $ 95,000 | $ 291,000 |
| Sumter, Florida | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Bryan, Georgia | 3 | $ 1,485,000 | $ 495,000 | $ 1,865,000 |
| Carroll, Georgia | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Columbia, Georgia | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Dawson, Georgia | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Douglas, Georgia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Harris, Georgia | 3 | $ 175,000 | $ 58,333 | $ 0 |
| DeKalb, Illinois | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Porter, Indiana | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Vanderburgh, Indiana | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Polk, Iowa | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Scott, Iowa | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Livingston, Louisiana | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Kennebec, Maine | 3 | $ 265,000 | $ 88,333 | $ 426,000 |
| Antrim, Michigan | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Livingston, Michigan | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Ottawa, Michigan | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Washtenaw, Michigan | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Anoka, Minnesota | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Scott, Minnesota | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Washington, Minnesota | 3 | $ 175,000 | $ 58,333 | $ 0 |
| DeSoto, Mississippi | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Lancaster, Nebraska | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Sarpy, Nebraska | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Merrimack, New Hampshire | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Warren, New Jersey | 3 | $ 595,000 | $ 198,333 | $ 210,000 |
| Jefferson, New York | 3 | $ 3,155,000 | $ 1,051,666 | $ 1,000,000 |
| Alamance, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Brunswick, North Carolina | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Carteret, North Carolina | 3 | $ 685,000 | $ 228,333 | $ 386,000 |
| Cumberland, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Forsyth, North Carolina | 3 | $ 145,000 | $ 48,333 | $ 154,000 |
| Gaston, North Carolina | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Moore, North Carolina | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Orange, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Pitt, North Carolina | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Lorain, Ohio | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Pickaway, Ohio | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Wayne, Ohio | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Canadian, Oklahoma | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Jackson, Oregon | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Umatilla, Oregon | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Erie, Pennsylvania | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Lackawanna, Pennsylvania | 3 | $ 815,000 | $ 271,666 | $ 375,000 |
| Westmoreland, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Providence, Rhode Island | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Washington, Rhode Island | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Florence, South Carolina | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Montgomery, Tennessee | 3 | $ 715,000 | $ 238,333 | $ 50,000 |
| Bexar, Texas | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Brazos, Texas | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Guadalupe, Texas | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Hays, Texas | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Kaufman, Texas | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Bedford, Virginia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Chesapeake, Virginia | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Fauquier, Virginia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Frederick, Virginia | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Newport News, Virginia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Spotsylvania, Virginia | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Stafford, Virginia | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Warren, Virginia | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Clallam, Washington | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Kittitas, Washington | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Yakima, Washington | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Outagamie, Wisconsin | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Ozaukee, Wisconsin | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Racine, Wisconsin | 3 | $ 175,000 | $ 58,333 | $ 0 |
| St. Croix, Wisconsin | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Houston, Alabama | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Limestone, Alabama | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Mobile, Alabama | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. Clair, Alabama | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 160,000 | $ 80,000 | $ 272,000 |
| Craighead, Arkansas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Garland, Arkansas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Sebastian, Arkansas | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Napa, California | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Shasta, California | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Tehama, California | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Yuba, California | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Archuleta, Colorado | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Delta, Colorado | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Eagle, Colorado | 2 | $ 1,450,000 | $ 725,000 | $ 636,000 |
| Windham, Connecticut | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Bay, Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Charlotte, Florida | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Columbia, Florida | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Nassau, Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Bulloch, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Chatham, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Clayton, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Coffee, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Coweta, Georgia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Effingham, Georgia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Houston, Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Muscogee, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Newton, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Rockdale, Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Spalding, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Walker, Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| White, Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Maui, Hawaii | 2 | $ 3,510,000 | $ 1,755,000 | $ 619,000 |
| Grundy, Illinois | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Madison, Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Rock Island, Illinois | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Sangamon, Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Winnebago, Illinois | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Blackford, Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Boone, Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Decatur, Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Floyd, Indiana | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Hancock, Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Jasper, Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| LaPorte, Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Noble, Indiana | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Whitley, Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Dallas, Iowa | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Story, Iowa | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Douglas, Kansas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Miami, Kansas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Wyandotte, Kansas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Jessamine, Kentucky | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lincoln, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Montgomery, Kentucky | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Oldham, Kentucky | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Shelby, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| East Baton Rouge, Louisiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lafayette, Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Orleans, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Ouachita, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Tangipahoa, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Calvert, Maryland | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Caroline, Maryland | 2 | $ 90,000 | $ 45,000 | $ 0 |
| St. Mary's, Maryland | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Talbot, Maryland | 2 | $ 310,000 | $ 155,000 | $ 143,000 |
| Wicomico, Maryland | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Bay, Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Eaton, Michigan | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Lapeer, Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Midland, Michigan | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Muskegon, Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Dakota, Minnesota | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Sherburne, Minnesota | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Boone, Missouri | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Greene, Missouri | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Jefferson, Missouri | 2 | $ 110,000 | $ 55,000 | $ 0 |
| St. Charles, Missouri | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Missoula, Montana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Yellowstone, Montana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Belknap, New Hampshire | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Grafton, New Hampshire | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Dona Ana, New Mexico | 2 | $ 80,000 | $ 40,000 | $ 0 |
| New York, New York | 2 | $ 630,000 | $ 315,000 | $ 204,000 |
| Sullivan, New York | 2 | $ 1,070,000 | $ 535,000 | $ 279,000 |
| Catawba, North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Currituck, North Carolina | 2 | $ 890,000 | $ 445,000 | $ 1,200,000 |
| Davidson, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Davie, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Harnett, North Carolina | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Henderson, North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lincoln, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Onslow, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Rowan, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Stokes, North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Surry, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Wayne, North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Wilson, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lake, Ohio | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Miami, Ohio | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Preble, Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Trumbull, Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Logan, Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Linn, Oregon | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Beaver, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Butler, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Franklin, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lebanon, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Lehigh, Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 285,000 |
| Schuylkill, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 402,000 |
| Snyder, Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 122,000 |
| Clarendon, South Carolina | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Georgetown, South Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Kershaw, South Carolina | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Blount, Tennessee | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Franklin, Tennessee | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Grainger, Tennessee | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Hamilton, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Loudon, Tennessee | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Sumner, Tennessee | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Brazoria, Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| El Paso, Texas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Hidalgo, Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Johnson, Texas | 2 | $ 100,000 | $ 50,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 3,013 | $239,625,000 | $79,000 | $2,505,000 | $164,000 | $3,596,000 |
| Home Improvement | 2,648 | $277,080,000 | $104,000 | $2,505,000 | $147,000 | $2,364,000 |
| Home Purchase | 1,558 | $538,700,000 | $345,000 | $7,875,000 | $189,000 | $5,445,000 |
| Refinancing | 1,161 | $258,285,000 | $222,000 | $9,195,000 | $188,000 | $3,450,000 |
| Cash-out Refinancing | 100 | $34,230,000 | $342,000 | $2,605,000 | $168,000 | $1,277,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,190 | $373,140,000 | $89,000 | $9,195,000 | $0 | $0 |
| White | 2,933 | $709,265,000 | $241,000 | $7,875,000 | $191,000 | $5,445,000 |
| Black or African American | 523 | $76,825,000 | $146,000 | $855,000 | $86,000 | $1,166,000 |
| Not Provided | 332 | $79,980,000 | $240,000 | $1,165,000 | $167,000 | $1,532,000 |
| Hispanic | 272 | $45,520,000 | $167,000 | $1,595,000 | $135,000 | $3,450,000 |
| Asian | 215 | $60,415,000 | $281,000 | $2,005,000 | $169,000 | $2,364,000 |
| American Indian or Alaskan Native | 8 | $1,280,000 | $160,000 | $405,000 | $108,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $315,000 | $105,000 | $165,000 | $63,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,330 | $1,311,660,000 | $157,000 | $9,195,000 | $175,000 | $5,445,000 |
| FHA-insured (Federal Housing Administration) | 138 | $32,240,000 | $233,000 | $665,000 | $74,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 10 | $3,460,000 | $346,000 | $635,000 | $104,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $560,000 | $280,000 | $295,000 | $74,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,047 | $292,805,000 | $72,000 | $785,000 | $0 | $0 |
| Loan Originated | 2,755 | $742,735,000 | $269,000 | $9,195,000 | $193,000 | $4,026,000 |
| Application Denied By Financial Institution | 977 | $143,535,000 | $146,000 | $2,505,000 | $107,000 | $2,700,000 |
| Application Withdrawn By Applicant | 565 | $134,105,000 | $237,000 | $2,905,000 | $159,000 | $5,445,000 |
| File Closed For Incompleteness | 89 | $22,845,000 | $256,000 | $2,005,000 | $251,000 | $3,450,000 |
| Application Approved But Not Accepted | 47 | $11,895,000 | $253,000 | $2,505,000 | $261,000 | $1,562,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,503 | $1,204,385,000 | $160,000 | $9,195,000 | $190,000 | $5,445,000 |
| Debt-To-Income Ratio | 481 | $74,485,000 | $154,000 | $2,505,000 | $71,000 | $885,000 |
| Collateral | 227 | $39,285,000 | $173,000 | $1,175,000 | $170,000 | $2,700,000 |
| Credit History | 164 | $15,850,000 | $96,000 | $805,000 | $94,000 | $504,000 |
| Credit Application Incomplete | 52 | $8,080,000 | $155,000 | $805,000 | $189,000 | $1,680,000 |
| Other | 27 | $2,525,000 | $93,000 | $605,000 | $131,000 | $530,000 |
| Employment History | 13 | $1,195,000 | $91,000 | $255,000 | $76,000 | $200,000 |
| Unverifiable Information | 11 | $1,725,000 | $156,000 | $275,000 | $100,000 | $273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $225,000 | $130,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About