Wsfs Bank Mortgage Lending & HMDA Data, 2023
In 2023, Wsfs Bank of Wilmington, DE reported 8,480 mortgage applications totaling $1.3 billion, down 17% from 2022. The average application was for $158,952, and applicants reported an average income of $166,617. 32% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Philadelphia, PA (1,141), Wilmington, DE-MD-NJ (1,127) and Montgomery County-Bucks County-Chester County, PA (854) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 8,480 |
| Total Mortgage Loan Application Amount | $1,347,920,000 |
| Average Mortgage Loan Application Amount | $158,952 |
| Highest Mortgage Loan Application Amount | $9,195,000 |
| Average Applicant Income | $166,617 |
| Highest Applicant Income | $5,445,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 1,141 | $ 274,055,000 | $ 240,188 | $ 135,000 |
| Wilmington, DE-MD-NJ | 1,127 | $ 189,235,000 | $ 167,910 | $ 128,535 |
| Montgomery County-Bucks County-Chester County, PA | 854 | $ 240,910,000 | $ 282,096 | $ 214,000 |
| Camden, NJ | 472 | $ 61,850,000 | $ 131,038 | $ 114,000 |
| Salisbury, MD-DE | 309 | $ 72,755,000 | $ 235,453 | $ 217,957 |
| Outside any metro area | 304 | $ 26,600,000 | $ 87,500 | $ 404,240 |
| Dover, DE | 250 | $ 35,630,000 | $ 142,520 | $ 112,000 |
| Phoenix-Mesa-Scottsdale, AZ | 201 | $ 14,885,000 | $ 74,054 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 170 | $ 12,490,000 | $ 73,470 | $ 345,000 |
| Riverside-San Bernardino-Ontario, CA | 170 | $ 14,680,000 | $ 86,352 | $ 387,000 |
| Los Angeles-Long Beach-Glendale, CA | 155 | $ 18,605,000 | $ 120,032 | $ 225,000 |
| San Diego-Carlsbad, CA | 99 | $ 9,535,000 | $ 96,313 | $ 0 |
| Denver-Aurora-Lakewood, CO | 92 | $ 7,820,000 | $ 85,000 | $ 188,000 |
| New York-Newark, NY | 84 | $ 15,320,000 | $ 182,380 | $ 288,142 |
| Charlotte-Concord-Gastonia, NC-SC | 78 | $ 5,950,000 | $ 76,282 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 78 | $ 5,870,000 | $ 75,256 | $ 0 |
| Chicago-Naperville, IL | 74 | $ 4,560,000 | $ 61,621 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 6,595,000 | $ 95,579 | $ 1,670,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 67 | $ 7,195,000 | $ 107,388 | $ 166,659 |
| Orlando-Kissimmee-Sanford, FL | 63 | $ 4,855,000 | $ 77,063 | $ 73,000 |
| Anaheim-Santa Ana-Irvine, CA | 62 | $ 7,930,000 | $ 127,903 | $ 0 |
| Ocean City, NJ | 62 | $ 44,190,000 | $ 712,741 | $ 476,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 4,305,000 | $ 81,226 | $ 0 |
| Baltimore-Columbia-Towson, MD | 52 | $ 10,970,000 | $ 210,961 | $ 270,000 |
| Atlantic City-Hammonton, NJ | 50 | $ 17,970,000 | $ 359,400 | $ 300,000 |
| Oakland-Hayward-Berkeley, CA | 43 | $ 4,585,000 | $ 106,627 | $ 127,000 |
| Newark, NJ-PA | 42 | $ 6,890,000 | $ 164,047 | $ 490,714 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 2,400,000 | $ 60,000 | $ 104,000 |
| Columbus, OH | 39 | $ 3,105,000 | $ 79,615 | $ 138,000 |
| Jacksonville, FL | 38 | $ 2,980,000 | $ 78,421 | $ 0 |
| Seattle-Bellevue-Everett, WA | 37 | $ 3,905,000 | $ 105,540 | $ 0 |
| Dallas-Plano-Irving, TX | 35 | $ 3,375,000 | $ 96,428 | $ 0 |
| Kansas City, MO-KS | 35 | $ 1,995,000 | $ 57,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 35 | $ 6,795,000 | $ 194,142 | $ 127,914 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 34 | $ 16,480,000 | $ 484,705 | $ 735,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 2,265,000 | $ 68,636 | $ 0 |
| Louisville/Jefferson County, KY-IN | 31 | $ 1,635,000 | $ 52,741 | $ 0 |
| Stockton-Lodi, CA | 31 | $ 2,145,000 | $ 69,193 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 30 | $ 2,230,000 | $ 74,333 | $ 0 |
| Richmond, VA | 30 | $ 1,750,000 | $ 58,333 | $ 0 |
| Cincinnati, OH-KY-IN | 29 | $ 1,605,000 | $ 55,344 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 29 | $ 3,555,000 | $ 122,586 | $ 0 |
| Tucson, AZ | 29 | $ 2,045,000 | $ 70,517 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 29 | $ 1,755,000 | $ 60,517 | $ 110,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 3,525,000 | $ 130,555 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 27 | $ 2,735,000 | $ 101,296 | $ 139,814 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 2,105,000 | $ 84,200 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 3,145,000 | $ 125,800 | $ 416,000 |
| Fort Worth-Arlington, TX | 24 | $ 1,920,000 | $ 80,000 | $ 0 |
| Fresno, CA | 23 | $ 1,305,000 | $ 56,739 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 23 | $ 1,655,000 | $ 71,956 | $ 0 |
| Raleigh, NC | 23 | $ 1,745,000 | $ 75,869 | $ 100,000 |
| Tacoma-Lakewood, WA | 23 | $ 2,105,000 | $ 91,521 | $ 0 |
| Birmingham-Hoover, AL | 22 | $ 2,490,000 | $ 113,181 | $ 71,000 |
| Cleveland-Elyria, OH | 22 | $ 910,000 | $ 41,363 | $ 47,000 |
| Reading, PA | 22 | $ 2,610,000 | $ 118,636 | $ 118,000 |
| Charleston-North Charleston, SC | 21 | $ 8,745,000 | $ 416,428 | $ 232,000 |
| Las Vegas-Henderson-Paradise, NV | 21 | $ 1,915,000 | $ 91,190 | $ 0 |
| Port St. Lucie, FL | 21 | $ 2,385,000 | $ 113,571 | $ 191,000 |
| St. Louis, MO-IL | 21 | $ 1,075,000 | $ 51,190 | $ 0 |
| Elgin, IL | 20 | $ 1,040,000 | $ 52,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 19 | $ 1,435,000 | $ 75,526 | $ 145,000 |
| Lakeland-Winter Haven, FL | 19 | $ 1,085,000 | $ 57,105 | $ 0 |
| Trenton, NJ | 19 | $ 3,565,000 | $ 187,631 | $ 156,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 2,230,000 | $ 123,888 | $ 278,000 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 1,110,000 | $ 61,666 | $ 0 |
| Lancaster, PA | 18 | $ 3,410,000 | $ 189,444 | $ 75,000 |
| Pittsburgh, PA | 18 | $ 910,000 | $ 50,555 | $ 93,000 |
| Austin-Round Rock, TX | 17 | $ 1,785,000 | $ 105,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 1,315,000 | $ 77,352 | $ 137,000 |
| Greeley, CO | 17 | $ 955,000 | $ 56,176 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 4,330,000 | $ 270,625 | $ 1,510,000 |
| Providence-Warwick, RI-MA | 16 | $ 2,930,000 | $ 183,125 | $ 617,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 1,895,000 | $ 126,333 | $ 138,000 |
| Lexington-Fayette, KY | 15 | $ 785,000 | $ 52,333 | $ 0 |
| Oklahoma City, OK | 15 | $ 785,000 | $ 52,333 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 2,205,000 | $ 147,000 | $ 166,000 |
| Salem, OR | 15 | $ 945,000 | $ 63,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 15 | $ 1,405,000 | $ 93,666 | $ 628,000 |
| Akron, OH | 14 | $ 650,000 | $ 46,428 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 1,910,000 | $ 136,428 | $ 201,357 |
| Bakersfield, CA | 14 | $ 700,000 | $ 50,000 | $ 0 |
| Gary, IN | 14 | $ 740,000 | $ 52,857 | $ 0 |
| Modesto, CA | 14 | $ 1,240,000 | $ 88,571 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 6,150,000 | $ 439,285 | $ 1,528,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 750,000 | $ 53,571 | $ 0 |
| Spokane-Spokane Valley, WA | 14 | $ 820,000 | $ 58,571 | $ 0 |
| Vallejo-Fairfield, CA | 14 | $ 1,040,000 | $ 74,285 | $ 0 |
| Colorado Springs, CO | 13 | $ 955,000 | $ 73,461 | $ 0 |
| Fort Collins, CO | 13 | $ 765,000 | $ 58,846 | $ 0 |
| San Antonio-New Braunfels, TX | 13 | $ 1,065,000 | $ 81,923 | $ 0 |
| East Stroudsburg, PA | 12 | $ 2,180,000 | $ 181,666 | $ 401,000 |
| Harrisburg-Carlisle, PA | 12 | $ 660,000 | $ 55,000 | $ 273,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 970,000 | $ 80,833 | $ 105,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 600,000 | $ 50,000 | $ 0 |
| Wichita, KS | 12 | $ 590,000 | $ 49,166 | $ 0 |
| Columbia, SC | 11 | $ 815,000 | $ 74,090 | $ 85,000 |
| Dayton-Springfield-Kettering, OH | 11 | $ 495,000 | $ 45,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 715,000 | $ 65,000 | $ 0 |
| Gainesville, GA | 11 | $ 905,000 | $ 82,272 | $ 0 |
| Grand Rapids-Wyoming, MI | 11 | $ 635,000 | $ 57,727 | $ 0 |
| Knoxville, TN | 11 | $ 665,000 | $ 60,454 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 805,000 | $ 73,181 | $ 0 |
| New Haven-Milford, CT | 11 | $ 575,000 | $ 52,272 | $ 0 |
| Olympia-Tumwater, WA | 11 | $ 775,000 | $ 70,454 | $ 0 |
| Salt Lake City, UT | 11 | $ 985,000 | $ 89,545 | $ 0 |
| Durham-Chapel Hill, NC | 10 | $ 1,390,000 | $ 139,000 | $ 380,000 |
| Portland-South Portland, ME | 10 | $ 1,370,000 | $ 137,000 | $ 537,000 |
| Prescott Valley-Prescott, AZ | 10 | $ 780,000 | $ 78,000 | $ 37,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 580,000 | $ 58,000 | $ 0 |
| York-Hanover, PA | 10 | $ 670,000 | $ 67,000 | $ 79,000 |
| Albuquerque, NM | 9 | $ 535,000 | $ 59,444 | $ 0 |
| Asheville, NC | 9 | $ 565,000 | $ 62,777 | $ 0 |
| Huntsville, AL | 9 | $ 375,000 | $ 41,666 | $ 0 |
| Lake County-Kenosha County, IL-WI | 9 | $ 515,000 | $ 57,222 | $ 0 |
| Lake Havasu City-Kingman, AZ | 9 | $ 535,000 | $ 59,444 | $ 0 |
| Memphis, TN-MS-AR | 9 | $ 455,000 | $ 50,555 | $ 0 |
| Provo-Orem, UT | 9 | $ 845,000 | $ 93,888 | $ 0 |
| Winston-Salem, NC | 9 | $ 835,000 | $ 92,777 | $ 135,000 |
| Baton Rouge, LA | 8 | $ 480,000 | $ 60,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 430,000 | $ 53,750 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 480,000 | $ 60,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 630,000 | $ 78,750 | $ 0 |
| Santa Maria-Santa Barbara, CA | 8 | $ 480,000 | $ 60,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 960,000 | $ 120,000 | $ 196,000 |
| Vineland-Bridgeton, NJ | 8 | $ 1,130,000 | $ 141,250 | $ 69,000 |
| Visalia-Porterville, CA | 8 | $ 380,000 | $ 47,500 | $ 0 |
| Wilmington, NC | 8 | $ 540,000 | $ 67,500 | $ 0 |
| Fort Wayne, IN | 7 | $ 355,000 | $ 50,714 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 815,000 | $ 116,428 | $ 340,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,185,000 | $ 169,285 | $ 167,000 |
| Lynchburg, VA | 7 | $ 385,000 | $ 55,000 | $ 0 |
| Merced, CA | 7 | $ 365,000 | $ 52,142 | $ 0 |
| Ocala, FL | 7 | $ 535,000 | $ 76,428 | $ 87,000 |
| Savannah, GA | 7 | $ 1,725,000 | $ 246,428 | $ 1,865,000 |
| Yuma, AZ | 7 | $ 345,000 | $ 49,285 | $ 0 |
| Boulder, CO | 6 | $ 500,000 | $ 83,333 | $ 0 |
| Des Moines-West Des Moines, IA | 6 | $ 220,000 | $ 36,666 | $ 0 |
| Fayetteville, NC | 6 | $ 520,000 | $ 86,666 | $ 237,000 |
| Kennewick-Richland, WA | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Montgomery, AL | 6 | $ 260,000 | $ 43,333 | $ 0 |
| New Orleans-Metairie, LA | 6 | $ 340,000 | $ 56,666 | $ 0 |
| Ogden-Clearfield, UT | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Salinas, CA | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Spartanburg, SC | 6 | $ 420,000 | $ 70,000 | $ 0 |
| Toledo, OH | 6 | $ 280,000 | $ 46,666 | $ 0 |
| Bend-Redmond, OR | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Chattanooga, TN-GA | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Columbus, GA-AL | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Eugene, OR | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Homosassa Springs, FL | 5 | $ 435,000 | $ 87,000 | $ 137,000 |
| Manchester-Nashua, NH | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Rockingham County-Strafford County, NH | 5 | $ 375,000 | $ 75,000 | $ 0 |
| Santa Fe, NM | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Santa Rosa, CA | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Yuba City, CA | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Bangor, ME | 4 | $ 340,000 | $ 85,000 | $ 88,000 |
| Bellingham, WA | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Chico, CA | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Daphne-Fairhope-Foley, AL | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Gainesville, FL | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Grand Junction, CO | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Lansing-East Lansing, MI | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Madera, CA | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Norwich-New London, CT | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Reno, NV | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Sebastian-Vero Beach, FL | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Tallahassee, FL | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Ames, IA | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Ann Arbor, MI | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Appleton, WI | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Burlington, NC | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Clarksville, TN-KY | 3 | $ 715,000 | $ 238,333 | $ 50,000 |
| College Station-Bryan, TX | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Columbia, MO | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 285,000 | $ 95,000 | $ 291,000 |
| Dothan, AL | 3 | $ 95,000 | $ 31,666 | $ 0 |
| El Centro, CA | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Erie, PA | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Evansville, IN-KY | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Florence, SC | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Green Bay, WI | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Greenville, NC | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Lafayette, LA | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Lincoln, NE | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Madison, WI | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Medford, OR | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Pueblo, CO | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Racine, WI | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Roanoke, VA | 3 | $ 1,295,000 | $ 431,666 | $ 741,000 |
| Rockford, IL | 3 | $ 105,000 | $ 35,000 | $ 0 |
| San Rafael, CA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| The Villages, FL | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Tulsa, OK | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Watertown-Fort Drum, NY | 3 | $ 3,155,000 | $ 1,051,666 | $ 1,000,000 |
| Winchester, VA-WV | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Yakima, WA | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Albany, OR | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Bay City, MI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Billings, MT | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 1,120,000 | $ 560,000 | $ 120,000 |
| California-Lexington Park, MD | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Corpus Christi, TX | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Dalton, GA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| El Paso, TX | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Goldsboro, NC | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Hammond, LA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Hot Springs, AR | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Jackson, MS | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Jacksonville, NC | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Jonesboro, AR | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 3,510,000 | $ 1,755,000 | $ 619,000 |
| Las Cruces, NM | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Lawrence, KS | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Lebanon, PA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Logan, UT-ID | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Longview, WA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Midland, MI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Missoula, MT | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Mobile, AL | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Monroe, LA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Morristown, TN | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Muskegon, MI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Napa, CA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Panama City, FL | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Redding, CA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Springfield, IL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Springfield, MO | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Sumter, SC | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Tuscaloosa, AL | 2 | $ 160,000 | $ 80,000 | $ 272,000 |
| Warner Robins, GA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Wenatchee, WA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Worcester, MA-CT | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Altoona, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Battle Creek, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bloomington, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bloomington, IN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 245,000 | $ 245,000 | $ 193,000 |
| Cape Girardeau, MO-IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Columbus, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Eau Claire, WI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gettysburg, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Grants Pass, OR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Great Falls, MT | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Iowa City, IA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson City, MO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson City, TN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnstown, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kokomo, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lake Charles, LA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lima, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Longview, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Manhattan, KS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mansfield, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Monroe, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morgantown, WV | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 1,315,000 | $ 1,315,000 | $ 3,596,000 |
| Rome, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Saginaw, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sebring, FL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sheboygan, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. George, UT | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Syracuse, NY | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Texarkana, TX-AR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Topeka, KS | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tyler, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wausau, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Williamsport, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 3,013 | $239,625,000 | $79,000 | $2,505,000 | $164,000 | $3,596,000 |
| Home Improvement | 2,648 | $277,080,000 | $104,000 | $2,505,000 | $147,000 | $2,364,000 |
| Home Purchase | 1,558 | $538,700,000 | $345,000 | $7,875,000 | $189,000 | $5,445,000 |
| Refinancing | 1,161 | $258,285,000 | $222,000 | $9,195,000 | $188,000 | $3,450,000 |
| Cash-out Refinancing | 100 | $34,230,000 | $342,000 | $2,605,000 | $168,000 | $1,277,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,190 | $373,140,000 | $89,000 | $9,195,000 | $0 | $0 |
| White | 2,933 | $709,265,000 | $241,000 | $7,875,000 | $191,000 | $5,445,000 |
| Black or African American | 523 | $76,825,000 | $146,000 | $855,000 | $86,000 | $1,166,000 |
| Not Provided | 332 | $79,980,000 | $240,000 | $1,165,000 | $167,000 | $1,532,000 |
| Hispanic | 272 | $45,520,000 | $167,000 | $1,595,000 | $135,000 | $3,450,000 |
| Asian | 215 | $60,415,000 | $281,000 | $2,005,000 | $169,000 | $2,364,000 |
| American Indian or Alaskan Native | 8 | $1,280,000 | $160,000 | $405,000 | $108,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $315,000 | $105,000 | $165,000 | $63,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,330 | $1,311,660,000 | $157,000 | $9,195,000 | $175,000 | $5,445,000 |
| FHA-insured (Federal Housing Administration) | 138 | $32,240,000 | $233,000 | $665,000 | $74,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 10 | $3,460,000 | $346,000 | $635,000 | $104,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $560,000 | $280,000 | $295,000 | $74,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,047 | $292,805,000 | $72,000 | $785,000 | $0 | $0 |
| Loan Originated | 2,755 | $742,735,000 | $269,000 | $9,195,000 | $193,000 | $4,026,000 |
| Application Denied By Financial Institution | 977 | $143,535,000 | $146,000 | $2,505,000 | $107,000 | $2,700,000 |
| Application Withdrawn By Applicant | 565 | $134,105,000 | $237,000 | $2,905,000 | $159,000 | $5,445,000 |
| File Closed For Incompleteness | 89 | $22,845,000 | $256,000 | $2,005,000 | $251,000 | $3,450,000 |
| Application Approved But Not Accepted | 47 | $11,895,000 | $253,000 | $2,505,000 | $261,000 | $1,562,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,503 | $1,204,385,000 | $160,000 | $9,195,000 | $190,000 | $5,445,000 |
| Debt-To-Income Ratio | 481 | $74,485,000 | $154,000 | $2,505,000 | $71,000 | $885,000 |
| Collateral | 227 | $39,285,000 | $173,000 | $1,175,000 | $170,000 | $2,700,000 |
| Credit History | 164 | $15,850,000 | $96,000 | $805,000 | $94,000 | $504,000 |
| Credit Application Incomplete | 52 | $8,080,000 | $155,000 | $805,000 | $189,000 | $1,680,000 |
| Other | 27 | $2,525,000 | $93,000 | $605,000 | $131,000 | $530,000 |
| Employment History | 13 | $1,195,000 | $91,000 | $255,000 | $76,000 | $200,000 |
| Unverifiable Information | 11 | $1,725,000 | $156,000 | $275,000 | $100,000 | $273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $225,000 | $130,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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