Wsfs Bank Mortgage Lending & HMDA Data, 2022
In 2022, Wsfs Bank of Wilmington, DE reported 10,239 mortgage applications totaling $1.7 billion, up 4% from 2021. The average application was for $166,282, and applicants reported an average income of $173,690. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,425), Philadelphia, PA (1,296) and Montgomery County-Bucks County-Chester County, PA (1,097) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 10,239 |
| Total Mortgage Loan Application Amount | $1,702,565,000 |
| Average Mortgage Loan Application Amount | $166,282 |
| Highest Mortgage Loan Application Amount | $23,915,000 |
| Average Applicant Income | $173,690 |
| Highest Applicant Income | $7,882,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wilmington, DE-MD-NJ | 1,425 | $ 237,095,000 | $ 166,382 | $ 135,656 |
| Philadelphia, PA | 1,296 | $ 296,120,000 | $ 228,487 | $ 140,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,097 | $ 288,145,000 | $ 262,666 | $ 215,000 |
| Camden, NJ | 672 | $ 89,620,000 | $ 133,363 | $ 134,000 |
| Salisbury, MD-DE | 475 | $ 118,395,000 | $ 249,252 | $ 198,147 |
| Dover, DE | 423 | $ 54,475,000 | $ 128,782 | $ 97,000 |
| Outside any metro area | 270 | $ 32,310,000 | $ 119,666 | $ 902,478 |
| Phoenix-Mesa-Scottsdale, AZ | 243 | $ 20,385,000 | $ 83,888 | $ 149,000 |
| Riverside-San Bernardino-Ontario, CA | 214 | $ 21,140,000 | $ 98,785 | $ 481,000 |
| Atlanta-Sandy Springs-Roswell, GA | 212 | $ 17,190,000 | $ 81,084 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 188 | $ 22,760,000 | $ 121,063 | $ 662,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 128 | $ 12,450,000 | $ 97,265 | $ 153,304 |
| San Diego-Carlsbad, CA | 117 | $ 14,235,000 | $ 121,666 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 110 | $ 16,060,000 | $ 146,000 | $ 735,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 109 | $ 8,785,000 | $ 80,596 | $ 0 |
| New York-Newark, NY | 108 | $ 23,230,000 | $ 215,092 | $ 243,120 |
| Charlotte-Concord-Gastonia, NC-SC | 105 | $ 8,275,000 | $ 78,809 | $ 120,000 |
| Denver-Aurora-Lakewood, CO | 103 | $ 9,705,000 | $ 94,223 | $ 153,000 |
| Ocean City, NJ | 102 | $ 74,090,000 | $ 726,372 | $ 544,000 |
| Anaheim-Santa Ana-Irvine, CA | 100 | $ 12,910,000 | $ 129,100 | $ 220,000 |
| Orlando-Kissimmee-Sanford, FL | 87 | $ 8,105,000 | $ 93,160 | $ 982,000 |
| Oakland-Hayward-Berkeley, CA | 74 | $ 9,960,000 | $ 134,594 | $ 0 |
| Baltimore-Columbia-Towson, MD | 71 | $ 7,405,000 | $ 104,295 | $ 190,000 |
| Seattle-Bellevue-Everett, WA | 71 | $ 8,955,000 | $ 126,126 | $ 0 |
| Chicago-Naperville, IL | 67 | $ 3,975,000 | $ 59,328 | $ 0 |
| Jacksonville, FL | 62 | $ 8,580,000 | $ 138,387 | $ 362,000 |
| Atlantic City-Hammonton, NJ | 61 | $ 19,145,000 | $ 313,852 | $ 286,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 61 | $ 5,525,000 | $ 90,573 | $ 0 |
| Newark, NJ-PA | 54 | $ 6,740,000 | $ 124,814 | $ 211,074 |
| Raleigh, NC | 48 | $ 3,770,000 | $ 78,541 | $ 118,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 42 | $ 4,350,000 | $ 103,571 | $ 367,000 |
| Warren-Troy-Farmington Hills, MI | 41 | $ 2,445,000 | $ 59,634 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 4,675,000 | $ 126,351 | $ 365,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 37 | $ 2,445,000 | $ 66,081 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 37 | $ 6,855,000 | $ 185,270 | $ 534,000 |
| Columbus, OH | 36 | $ 2,320,000 | $ 64,444 | $ 200,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 36 | $ 4,390,000 | $ 121,944 | $ 200,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 5,605,000 | $ 169,848 | $ 685,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 32 | $ 4,330,000 | $ 135,312 | $ 292,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 32 | $ 3,800,000 | $ 118,750 | $ 114,250 |
| Washington-Baltimore-Arlington, DC | 32 | $ 2,080,000 | $ 65,000 | $ 0 |
| Cincinnati, OH-KY-IN | 30 | $ 1,810,000 | $ 60,333 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 30 | $ 11,530,000 | $ 384,333 | $ 1,203,000 |
| New York-Jersey City-White Plains, NY-NJ | 30 | $ 18,750,000 | $ 625,000 | $ 196,933 |
| Tucson, AZ | 30 | $ 2,990,000 | $ 99,666 | $ 168,000 |
| Indianapolis-Carmel-Anderson, IN | 28 | $ 1,550,000 | $ 55,357 | $ 0 |
| Vallejo-Fairfield, CA | 28 | $ 3,020,000 | $ 107,857 | $ 0 |
| Charleston-North Charleston, SC | 27 | $ 4,185,000 | $ 155,000 | $ 412,000 |
| Richmond, VA | 27 | $ 2,385,000 | $ 88,333 | $ 321,000 |
| Tacoma-Lakewood, WA | 27 | $ 2,445,000 | $ 90,555 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 26 | $ 2,460,000 | $ 94,615 | $ 146,000 |
| Stockton-Lodi, CA | 26 | $ 2,400,000 | $ 92,307 | $ 0 |
| Trenton, NJ | 26 | $ 7,030,000 | $ 270,384 | $ 211,000 |
| Cleveland-Elyria, OH | 24 | $ 1,510,000 | $ 62,916 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 3,225,000 | $ 140,217 | $ 609,000 |
| Dallas-Plano-Irving, TX | 23 | $ 1,915,000 | $ 83,260 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 23 | $ 11,145,000 | $ 484,565 | $ 383,000 |
| Pittsburgh, PA | 23 | $ 3,375,000 | $ 146,739 | $ 1,541,000 |
| Birmingham-Hoover, AL | 22 | $ 1,310,000 | $ 59,545 | $ 56,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 21 | $ 2,425,000 | $ 115,476 | $ 0 |
| Fresno, CA | 20 | $ 1,720,000 | $ 86,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 1,870,000 | $ 93,500 | $ 88,000 |
| Knoxville, TN | 18 | $ 1,270,000 | $ 70,555 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 18 | $ 1,900,000 | $ 105,555 | $ 306,000 |
| Port St. Lucie, FL | 18 | $ 1,530,000 | $ 85,000 | $ 143,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 1,715,000 | $ 100,882 | $ 0 |
| Columbia, SC | 17 | $ 1,665,000 | $ 97,941 | $ 206,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 1,215,000 | $ 71,470 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 1,005,000 | $ 59,117 | $ 0 |
| Colorado Springs, CO | 16 | $ 1,430,000 | $ 89,375 | $ 0 |
| Lakeland-Winter Haven, FL | 16 | $ 1,100,000 | $ 68,750 | $ 68,000 |
| Bakersfield, CA | 15 | $ 1,055,000 | $ 70,333 | $ 0 |
| Elgin, IL | 15 | $ 845,000 | $ 56,333 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 15 | $ 1,135,000 | $ 75,666 | $ 0 |
| Modesto, CA | 15 | $ 885,000 | $ 59,000 | $ 0 |
| New Haven-Milford, CT | 15 | $ 1,035,000 | $ 69,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 15 | $ 1,115,000 | $ 74,333 | $ 0 |
| Greensboro-High Point, NC | 14 | $ 700,000 | $ 50,000 | $ 0 |
| Lancaster, PA | 14 | $ 1,170,000 | $ 83,571 | $ 152,000 |
| Kansas City, MO-KS | 13 | $ 815,000 | $ 62,692 | $ 0 |
| Salem, OR | 13 | $ 725,000 | $ 55,769 | $ 0 |
| Austin-Round Rock, TX | 12 | $ 1,750,000 | $ 145,833 | $ 219,000 |
| Fort Worth-Arlington, TX | 12 | $ 1,290,000 | $ 107,500 | $ 128,000 |
| Gary, IN | 12 | $ 670,000 | $ 55,833 | $ 0 |
| Greeley, CO | 12 | $ 880,000 | $ 73,333 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 12 | $ 1,480,000 | $ 123,333 | $ 192,000 |
| Memphis, TN-MS-AR | 12 | $ 1,570,000 | $ 130,833 | $ 0 |
| Wilmington, NC | 12 | $ 880,000 | $ 73,333 | $ 0 |
| Grand Rapids-Wyoming, MI | 11 | $ 635,000 | $ 57,727 | $ 0 |
| Harrisburg-Carlisle, PA | 11 | $ 1,085,000 | $ 98,636 | $ 123,000 |
| Huntsville, AL | 11 | $ 905,000 | $ 82,272 | $ 0 |
| Louisville/Jefferson County, KY-IN | 11 | $ 715,000 | $ 65,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 10 | $ 640,000 | $ 64,000 | $ 46,000 |
| Bremerton-Silverdale, WA | 10 | $ 1,040,000 | $ 104,000 | $ 0 |
| East Stroudsburg, PA | 10 | $ 1,180,000 | $ 118,000 | $ 163,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 540,000 | $ 54,000 | $ 0 |
| Ocala, FL | 10 | $ 800,000 | $ 80,000 | $ 0 |
| Savannah, GA | 10 | $ 670,000 | $ 67,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 980,000 | $ 98,000 | $ 59,000 |
| Visalia-Porterville, CA | 10 | $ 1,020,000 | $ 102,000 | $ 0 |
| Canton-Massillon, OH | 9 | $ 555,000 | $ 61,666 | $ 0 |
| Manchester-Nashua, NH | 9 | $ 625,000 | $ 69,444 | $ 0 |
| New Orleans-Metairie, LA | 9 | $ 465,000 | $ 51,666 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 735,000 | $ 81,666 | $ 0 |
| Portland-South Portland, ME | 9 | $ 725,000 | $ 80,555 | $ 0 |
| Vineland-Bridgeton, NJ | 9 | $ 1,015,000 | $ 112,777 | $ 71,000 |
| Winston-Salem, NC | 9 | $ 825,000 | $ 91,666 | $ 130,000 |
| York-Hanover, PA | 9 | $ 1,305,000 | $ 145,000 | $ 81,000 |
| Akron, OH | 8 | $ 340,000 | $ 42,500 | $ 0 |
| Des Moines-West Des Moines, IA | 8 | $ 390,000 | $ 48,750 | $ 0 |
| Durham-Chapel Hill, NC | 8 | $ 540,000 | $ 67,500 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Merced, CA | 8 | $ 470,000 | $ 58,750 | $ 0 |
| Reading, PA | 8 | $ 980,000 | $ 122,500 | $ 101,000 |
| Rockingham County-Strafford County, NH | 8 | $ 590,000 | $ 73,750 | $ 0 |
| Toledo, OH | 8 | $ 350,000 | $ 43,750 | $ 0 |
| Asheville, NC | 7 | $ 655,000 | $ 93,571 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,155,000 | $ 165,000 | $ 211,000 |
| Fayetteville, NC | 7 | $ 305,000 | $ 43,571 | $ 0 |
| Gainesville, GA | 7 | $ 1,085,000 | $ 155,000 | $ 186,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 385,000 | $ 55,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Oklahoma City, OK | 7 | $ 405,000 | $ 57,857 | $ 0 |
| Providence-Warwick, RI-MA | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Reno, NV | 7 | $ 525,000 | $ 75,000 | $ 0 |
| Salt Lake City, UT | 7 | $ 945,000 | $ 135,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 645,000 | $ 92,142 | $ 0 |
| San Rafael, CA | 7 | $ 2,335,000 | $ 333,571 | $ 284,000 |
| Spokane-Spokane Valley, WA | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Tulsa, OK | 7 | $ 625,000 | $ 89,285 | $ 0 |
| Wichita, KS | 7 | $ 565,000 | $ 80,714 | $ 0 |
| Yuba City, CA | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Albany, OR | 6 | $ 460,000 | $ 76,666 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 540,000 | $ 90,000 | $ 25,000 |
| Fort Collins, CO | 6 | $ 730,000 | $ 121,666 | $ 0 |
| Madera, CA | 6 | $ 340,000 | $ 56,666 | $ 0 |
| Ogden-Clearfield, UT | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Olympia-Tumwater, WA | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Punta Gorda, FL | 6 | $ 400,000 | $ 66,666 | $ 0 |
| Redding, CA | 6 | $ 400,000 | $ 66,666 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Santa Rosa, CA | 6 | $ 580,000 | $ 96,666 | $ 0 |
| Spartanburg, SC | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Bend-Redmond, OR | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Boulder, CO | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Homosassa Springs, FL | 5 | $ 635,000 | $ 127,000 | $ 140,000 |
| Lafayette, LA | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Lafayette-West Lafayette, IN | 5 | $ 445,000 | $ 89,000 | $ 59,000 |
| New Bern, NC | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Norwich-New London, CT | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Salinas, CA | 5 | $ 575,000 | $ 115,000 | $ 0 |
| San Antonio-New Braunfels, TX | 5 | $ 605,000 | $ 121,000 | $ 92,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Appleton, WI | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 330,000 | $ 82,500 | $ 0 |
| California-Lexington Park, MD | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Columbus, GA-AL | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Dayton-Springfield-Kettering, OH | 4 | $ 420,000 | $ 105,000 | $ 107,000 |
| Duluth, MN-WI | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Jacksonville, NC | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Kalamazoo-Portage, MI | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Lebanon, PA | 4 | $ 270,000 | $ 67,500 | $ 97,000 |
| Longview, WA | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Provo-Orem, UT | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Roanoke, VA | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Rochester, MN | 4 | $ 200,000 | $ 50,000 | $ 0 |
| St. Louis, MO-IL | 4 | $ 230,000 | $ 57,500 | $ 58,000 |
| Tallahassee, FL | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Warner Robins, GA | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Yuma, AZ | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Bellingham, WA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Charlottesville, VA | 3 | $ 125,000 | $ 41,666 | $ 28,000 |
| Chattanooga, TN-GA | 3 | $ 315,000 | $ 105,000 | $ 192,000 |
| Chico, CA | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Clarksville, TN-KY | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 135,000 | $ 45,000 | $ 0 |
| El Centro, CA | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Gainesville, FL | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Gettysburg, PA | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Grand Junction, CO | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Kokomo, IN | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Medford, OR | 3 | $ 105,000 | $ 35,000 | $ 69,000 |
| Montgomery, AL | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Nassau County-Suffolk County, NY | 3 | $ 12,675,000 | $ 4,225,000 | $ 3,347,000 |
| Rockford, IL | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Worcester, MA-CT | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Ann Arbor, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Boston, MA | 2 | $ 1,000,000 | $ 500,000 | $ 252,000 |
| Brunswick, GA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Burlington, NC | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Carson City, NV | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Corvallis, OR | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Dalton, GA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Decatur, AL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Fond Du Lac, WI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Green Bay, WI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| Hammond, LA | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Hinesville, GA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Macon-Bibb County, GA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Madison, WI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Monroe, LA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Panama City, FL | 2 | $ 390,000 | $ 195,000 | $ 300,000 |
| Pueblo, CO | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Racine, WI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Rome, GA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. George, UT | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Wenatchee, WA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Yakima, WA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Albuquerque, NM | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Altoona, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bangor, ME | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 1,325,000 | $ 1,325,000 | $ 996,000 |
| Baton Rouge, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Battle Creek, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bay City, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Billings, MT | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Binghamton, NY | 1 | $ 255,000 | $ 255,000 | $ 750,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 1,405,000 | $ 1,405,000 | $ 484,000 |
| Carbondale-Marion, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cleveland, TN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dothan, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| El Paso, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Enid, OK | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Erie, PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Eugene, OR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Flint, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Florence, SC | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Grants Pass, OR | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greenville, NC | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jackson, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Jackson, MS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jackson, TN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnson City, TN | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 505,000 | $ 505,000 | $ 241,000 |
| Kankakee, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lima, OH | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Logan, UT-ID | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lubbock, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lynchburg, VA | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| Manhattan, KS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Missoula, MT | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Muncie, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Muskegon, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Napa, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Peoria, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rochester, NY | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Sebastian-Vero Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 463,000 |
| Sheboygan, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Cloud, MN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| State College, PA | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Staunton-Waynesboro, VA | 1 | $ 405,000 | $ 405,000 | $ 498,000 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| The Villages, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tyler, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Waco, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Walla Walla, WA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 665,000 | $ 665,000 | $ 571,000 |
| Wausau, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,085 | $443,315,000 | $108,000 | $23,915,000 | $149,000 | $2,040,000 |
| Other Purpose | 2,853 | $286,135,000 | $100,000 | $6,275,000 | $189,000 | $5,818,000 |
| Home Purchase | 1,540 | $539,370,000 | $350,000 | $7,355,000 | $191,000 | $4,815,000 |
| Refinancing | 1,481 | $345,355,000 | $233,000 | $2,505,000 | $195,000 | $4,045,000 |
| Cash-out Refinancing | 280 | $88,390,000 | $315,000 | $10,005,000 | $170,000 | $7,882,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,587 | $443,475,000 | $96,000 | $23,915,000 | $0 | $0 |
| White | 4,072 | $957,840,000 | $235,000 | $10,005,000 | $193,000 | $7,882,000 |
| Black or African American | 585 | $86,465,000 | $147,000 | $2,805,000 | $101,000 | $1,665,000 |
| Not Provided | 447 | $102,085,000 | $228,000 | $1,365,000 | $160,000 | $1,719,000 |
| Asian | 273 | $71,865,000 | $263,000 | $995,000 | $157,000 | $2,022,000 |
| Hispanic | 242 | $36,040,000 | $148,000 | $865,000 | $96,000 | $719,000 |
| American Indian or Alaskan Native | 27 | $3,115,000 | $115,000 | $475,000 | $198,000 | $1,508,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $155,000 | $51,000 | $105,000 | $21,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,117 | $1,673,065,000 | $165,000 | $23,915,000 | $177,000 | $7,882,000 |
| FHA-insured (Federal Housing Administration) | 106 | $24,740,000 | $233,000 | $615,000 | $71,000 | $389,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,770,000 | $314,000 | $475,000 | $84,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $990,000 | $247,000 | $345,000 | $76,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,458 | $369,290,000 | $82,000 | $535,000 | $0 | $0 |
| Loan Originated | 3,679 | $903,195,000 | $245,000 | $23,915,000 | $192,000 | $4,905,000 |
| Application Denied By Financial Institution | 1,284 | $198,520,000 | $154,000 | $2,505,000 | $103,000 | $1,170,000 |
| Application Withdrawn By Applicant | 578 | $179,090,000 | $309,000 | $10,005,000 | $227,000 | $7,882,000 |
| File Closed For Incompleteness | 157 | $38,435,000 | $244,000 | $6,275,000 | $185,000 | $1,933,000 |
| Application Approved But Not Accepted | 83 | $14,035,000 | $169,000 | $905,000 | $156,000 | $2,040,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,955 | $1,504,045,000 | $167,000 | $23,915,000 | $196,000 | $7,882,000 |
| Debt-To-Income Ratio | 564 | $87,620,000 | $155,000 | $1,125,000 | $67,000 | $694,000 |
| Collateral | 328 | $54,630,000 | $166,000 | $1,725,000 | $141,000 | $967,000 |
| Credit History | 214 | $28,000,000 | $130,000 | $2,505,000 | $115,000 | $1,170,000 |
| Credit Application Incomplete | 97 | $14,765,000 | $152,000 | $2,505,000 | $143,000 | $625,000 |
| Other | 39 | $4,895,000 | $125,000 | $505,000 | $125,000 | $527,000 |
| Employment History | 27 | $2,375,000 | $87,000 | $225,000 | $75,000 | $280,000 |
| Unverifiable Information | 13 | $5,345,000 | $411,000 | $1,365,000 | $157,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $890,000 | $445,000 | $705,000 | $122,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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