Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Wilmington Savings Fund Society, Fsb 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wilmington Savings Fund Society, Fsb
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 10,239
Total Mortgage Loan Application Amount $1,702,565,000
Average Mortgage Loan Application Amount $221,200
Highest Mortgage Loan Application Amount $23,915,000
Average Applicant Income $178,800
Highest Applicant Income $7,882,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2022.

Mortgage Loan Application Totals for Wilmington Savings Fund Society, Fsb by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle County Delaware 1,372 $ 230,180,000 $ 167,000 $ 136,000
Delaware County Pennsylvania 659 $ 149,365,000 $ 226,000 $ 173,000
Philadelphia County Pennsylvania 637 $ 146,755,000 $ 230,000 $ 105,000
Chester County Pennsylvania 534 $ 146,780,000 $ 274,000 $ 229,000
Burlington County New Jersey 494 $ 60,810,000 $ 123,000 $ 119,000
Sussex County Delaware 460 $ 115,090,000 $ 250,000 $ 196,000
Montgomery County Pennsylvania 454 $ 119,160,000 $ 262,000 $ 209,000
Kent County Delaware 423 $ 54,475,000 $ 128,000 $ 97,000
Maricopa County Arizona 221 $ 18,875,000 $ 85,000 $ 149,000
Los Angeles County California 188 $ 22,760,000 $ 121,000 $ 662,000
Riverside County California 139 $ 14,105,000 $ 101,000 $ 481,000
San Diego County California 117 $ 14,235,000 $ 121,000 $ 0
Camden County New Jersey 116 $ 17,940,000 $ 154,000 $ 202,000
Bucks County Pennsylvania 109 $ 22,205,000 $ 203,000 $ 168,000
Cape May County New Jersey 102 $ 74,090,000 $ 726,000 $ 544,000
Orange County California 100 $ 12,910,000 $ 129,000 $ 220,000
San Bernardino County California 75 $ 7,035,000 $ 93,000 $ 0
Sacramento County California 62 $ 5,180,000 $ 83,000 $ 0
Gloucester County New Jersey 62 $ 10,870,000 $ 175,000 $ 147,000
Atlantic County New Jersey 61 $ 19,145,000 $ 313,000 $ 286,000
Hillsborough County Florida 49 $ 6,595,000 $ 134,000 $ 565,000
Contra Costa County California 48 $ 6,290,000 $ 131,000 $ 0
Cecil County Maryland 47 $ 6,255,000 $ 133,000 $ 133,000
Orange County Florida 46 $ 4,260,000 $ 92,000 $ 3,611,000
Monmouth County New Jersey 39 $ 7,215,000 $ 185,000 $ 218,000
Ocean County New Jersey 39 $ 10,975,000 $ 281,000 $ 253,000
King County Washington 39 $ 4,935,000 $ 126,000 $ 0
Wake County North Carolina 38 $ 3,170,000 $ 83,000 $ 118,000
Broward County Florida 37 $ 4,675,000 $ 126,000 $ 365,000
Palm Beach County Florida 37 $ 6,855,000 $ 185,000 $ 534,000
Cook County Illinois 37 $ 2,005,000 $ 54,000 $ 0
Ventura County California 36 $ 4,390,000 $ 121,000 $ 200,000
Cobb County Georgia 35 $ 2,665,000 $ 76,000 $ 0
Gwinnett County Georgia 35 $ 2,375,000 $ 67,000 $ 0
Mecklenburg County North Carolina 32 $ 2,590,000 $ 80,000 $ 0
Snohomish County Washington 32 $ 4,020,000 $ 125,000 $ 0
St. Johns County Florida 31 $ 4,715,000 $ 152,000 $ 206,000
Fairfax County Virginia 31 $ 3,675,000 $ 118,000 $ 162,000
Pima County Arizona 30 $ 2,990,000 $ 99,000 $ 168,000
Miami-Dade County Florida 30 $ 11,530,000 $ 384,000 $ 1,203,000
Pinellas County Florida 30 $ 6,850,000 $ 228,000 $ 937,000
Fulton County Georgia 29 $ 2,915,000 $ 100,000 $ 0
Solano County California 28 $ 3,020,000 $ 107,000 $ 0
Douglas County Colorado 27 $ 2,605,000 $ 96,000 $ 0
Pierce County Washington 27 $ 2,445,000 $ 90,000 $ 0
Alameda County California 26 $ 3,670,000 $ 141,000 $ 0
San Joaquin County California 26 $ 2,400,000 $ 92,000 $ 0
Anne Arundel County Maryland 26 $ 2,740,000 $ 105,000 $ 257,000
Mercer County New Jersey 26 $ 7,030,000 $ 270,000 $ 211,000
Horry County South Carolina 25 $ 2,365,000 $ 94,000 $ 146,000
Placer County California 24 $ 1,600,000 $ 66,000 $ 0
Pasco County Florida 24 $ 2,150,000 $ 89,000 $ 198,000
Collier County Florida 23 $ 11,145,000 $ 484,000 $ 383,000
Lee County Florida 23 $ 3,225,000 $ 140,000 $ 609,000
Oakland County Michigan 23 $ 1,365,000 $ 59,000 $ 0
Pinal County Arizona 22 $ 1,510,000 $ 68,000 $ 0
Adams County Colorado 21 $ 1,785,000 $ 85,000 $ 0
Arapahoe County Colorado 21 $ 2,185,000 $ 104,000 $ 0
Duval County Florida 21 $ 3,255,000 $ 155,000 $ 1,141,000
Fresno County California 20 $ 1,720,000 $ 86,000 $ 0
Brevard County Florida 20 $ 1,870,000 $ 93,000 $ 88,000
Lake County Florida 20 $ 1,780,000 $ 89,000 $ 62,000
Forsyth County Georgia 20 $ 1,980,000 $ 99,000 $ 0
El Dorado County California 19 $ 1,695,000 $ 89,000 $ 0
Franklin County Ohio 19 $ 905,000 $ 47,000 $ 0
Charleston County South Carolina 19 $ 3,305,000 $ 173,000 $ 497,000
Prince William County Virginia 19 $ 1,845,000 $ 97,000 $ 72,000
Santa Clara County California 18 $ 2,180,000 $ 121,000 $ 0
DeKalb County Georgia 18 $ 1,660,000 $ 92,000 $ 0
Montgomery County Maryland 18 $ 1,280,000 $ 71,000 $ 0
Clark County Nevada 18 $ 1,900,000 $ 105,000 $ 306,000
Washington County Oregon 18 $ 1,390,000 $ 77,000 $ 0
Loudoun County Virginia 18 $ 1,690,000 $ 93,000 $ 0
Fairfield County Connecticut 17 $ 1,715,000 $ 100,000 $ 0
Sarasota County Florida 17 $ 4,015,000 $ 236,000 $ 869,000
York County South Carolina 17 $ 1,315,000 $ 77,000 $ 0
El Paso County Colorado 16 $ 1,430,000 $ 89,000 $ 0
Manatee County Florida 16 $ 1,590,000 $ 99,000 $ 134,000
Polk County Florida 16 $ 1,100,000 $ 68,000 $ 68,000
Middlesex County New Jersey 16 $ 2,530,000 $ 158,000 $ 211,000
Lehigh County Pennsylvania 16 $ 2,180,000 $ 136,000 $ 351,000
Knox County Tennessee 16 $ 1,200,000 $ 75,000 $ 0
Yavapai County Arizona 15 $ 1,115,000 $ 74,000 $ 0
Kern County California 15 $ 1,055,000 $ 70,000 $ 0
Stanislaus County California 15 $ 885,000 $ 59,000 $ 0
Jefferson County Colorado 15 $ 1,445,000 $ 96,000 $ 175,000
New Haven County Connecticut 15 $ 1,035,000 $ 69,000 $ 0
Essex County New Jersey 15 $ 1,525,000 $ 101,000 $ 418,000
Morris County New Jersey 15 $ 2,125,000 $ 141,000 $ 75,000
Union County North Carolina 15 $ 1,435,000 $ 95,000 $ 120,000
Denver County Colorado 14 $ 1,360,000 $ 97,000 $ 109,000
Seminole County Florida 14 $ 1,390,000 $ 99,000 $ 193,000
Cherokee County Georgia 14 $ 1,090,000 $ 77,000 $ 0
Baltimore County Maryland 14 $ 1,100,000 $ 78,000 $ 182,000
Frederick County Maryland 14 $ 800,000 $ 57,000 $ 0
Worcester County Maryland 14 $ 3,240,000 $ 231,000 $ 264,000
Allegheny County Pennsylvania 14 $ 2,960,000 $ 211,000 $ 1,541,000
Lancaster County Pennsylvania 14 $ 1,170,000 $ 83,000 $ 152,000
Greenville County South Carolina 14 $ 910,000 $ 65,000 $ 0
Chesterfield County Virginia 14 $ 920,000 $ 65,000 $ 0
Jefferson County Alabama 13 $ 815,000 $ 62,000 $ 56,000
Somerset County New Jersey 13 $ 1,505,000 $ 115,000 $ 280,000
Williamson County Tennessee 13 $ 1,815,000 $ 139,000 $ 0
Clark County Washington 13 $ 1,375,000 $ 105,000 $ 0
Weld County Colorado 12 $ 880,000 $ 73,000 $ 0
St. Lucie County Florida 12 $ 690,000 $ 57,000 $ 124,000
Volusia County Florida 12 $ 810,000 $ 67,000 $ 0
Will County Illinois 12 $ 680,000 $ 56,000 $ 0
Johnson County Kansas 12 $ 770,000 $ 64,000 $ 0
Cabarrus County North Carolina 12 $ 720,000 $ 60,000 $ 0
Multnomah County Oregon 12 $ 880,000 $ 73,000 $ 0
Hartford County Connecticut 11 $ 795,000 $ 72,000 $ 0
District of Columbia County District Of Columbia 11 $ 1,875,000 $ 170,000 $ 293,000
Prince George's County Maryland 11 $ 705,000 $ 64,000 $ 100,000
Hennepin County Minnesota 11 $ 825,000 $ 75,000 $ 0
Bergen County New Jersey 11 $ 1,235,000 $ 112,000 $ 177,000
Clackamas County Oregon 11 $ 1,095,000 $ 99,000 $ 0
Madison County Alabama 10 $ 720,000 $ 72,000 $ 0
Tulare County California 10 $ 1,020,000 $ 102,000 $ 0
Marion County Florida 10 $ 800,000 $ 80,000 $ 0
Paulding County Georgia 10 $ 640,000 $ 64,000 $ 0
DuPage County Illinois 10 $ 660,000 $ 66,000 $ 0
Lake County Indiana 10 $ 460,000 $ 46,000 $ 0
Marion County Indiana 10 $ 560,000 $ 56,000 $ 0
Union County New Jersey 10 $ 1,270,000 $ 127,000 $ 224,000
Johnston County North Carolina 10 $ 600,000 $ 60,000 $ 0
New Hanover County North Carolina 10 $ 710,000 $ 71,000 $ 0
Monroe County Pennsylvania 10 $ 1,180,000 $ 118,000 $ 163,000
Davidson County Tennessee 10 $ 960,000 $ 96,000 $ 367,000
Tarrant County Texas 10 $ 820,000 $ 82,000 $ 128,000
Kitsap County Washington 10 $ 1,040,000 $ 104,000 $ 0
Kane County Illinois 9 $ 575,000 $ 63,000 $ 0
Harford County Maryland 9 $ 1,085,000 $ 120,000 $ 229,000
Kent County Michigan 9 $ 475,000 $ 52,000 $ 0
Livingston County Michigan 9 $ 545,000 $ 60,000 $ 0
Hillsborough County New Hampshire 9 $ 625,000 $ 69,000 $ 0
Cumberland County New Jersey 9 $ 1,015,000 $ 112,000 $ 71,000
Gaston County North Carolina 9 $ 775,000 $ 86,000 $ 0
Cuyahoga County Ohio 9 $ 685,000 $ 76,000 $ 94,000
Stark County Ohio 9 $ 555,000 $ 61,000 $ 0
Marion County Oregon 9 $ 505,000 $ 56,000 $ 0
Northampton County Pennsylvania 9 $ 1,215,000 $ 135,000 $ 193,000
York County Pennsylvania 9 $ 1,305,000 $ 145,000 $ 81,000
Lexington County South Carolina 9 $ 1,035,000 $ 115,000 $ 206,000
Shelby County Tennessee 9 $ 1,035,000 $ 115,000 $ 0
Virginia Beach County Virginia 9 $ 665,000 $ 73,000 $ 0
Shelby County Alabama 8 $ 450,000 $ 56,000 $ 0
Merced County California 8 $ 470,000 $ 58,000 $ 0
Clay County Florida 8 $ 510,000 $ 63,000 $ 0
Chatham County Georgia 8 $ 560,000 $ 70,000 $ 0
Henry County Georgia 8 $ 510,000 $ 63,000 $ 0
Kent County Maryland 8 $ 2,300,000 $ 287,000 $ 419,000
Washington County Maryland 8 $ 520,000 $ 65,000 $ 0
Macomb County Michigan 8 $ 510,000 $ 63,000 $ 0
Dakota County Minnesota 8 $ 610,000 $ 76,000 $ 0
Hudson County New Jersey 8 $ 850,000 $ 106,000 $ 213,000
Guilford County North Carolina 8 $ 400,000 $ 50,000 $ 0
Iredell County North Carolina 8 $ 640,000 $ 80,000 $ 0
Butler County Ohio 8 $ 330,000 $ 41,000 $ 0
Berks County Pennsylvania 8 $ 980,000 $ 122,000 $ 101,000
Dauphin County Pennsylvania 8 $ 720,000 $ 90,000 $ 121,000
Collin County Texas 8 $ 750,000 $ 93,000 $ 0
Mohave County Arizona 7 $ 475,000 $ 67,000 $ 0
Marin County California 7 $ 2,335,000 $ 333,000 $ 284,000
San Luis Obispo County California 7 $ 645,000 $ 92,000 $ 0
Hernando County Florida 7 $ 465,000 $ 66,000 $ 0
Osceola County Florida 7 $ 675,000 $ 96,000 $ 0
Santa Rosa County Florida 7 $ 435,000 $ 62,000 $ 0
Hall County Georgia 7 $ 1,085,000 $ 155,000 $ 186,000
Lake County Illinois 7 $ 385,000 $ 55,000 $ 0
McHenry County Illinois 7 $ 575,000 $ 82,000 $ 0
Washoe County Nevada 7 $ 525,000 $ 75,000 $ 0
Sussex County New Jersey 7 $ 715,000 $ 102,000 $ 261,000
Clermont County Ohio 7 $ 325,000 $ 46,000 $ 0
Lorain County Ohio 7 $ 445,000 $ 63,000 $ 0
Yamhill County Oregon 7 $ 785,000 $ 112,000 $ 0
Dorchester County South Carolina 7 $ 845,000 $ 120,000 $ 159,000
Lancaster County South Carolina 7 $ 575,000 $ 82,000 $ 0
Richland County South Carolina 7 $ 515,000 $ 73,000 $ 0
Rutherford County Tennessee 7 $ 635,000 $ 90,000 $ 0
Dallas County Texas 7 $ 445,000 $ 63,000 $ 0
Denton County Texas 7 $ 635,000 $ 90,000 $ 0
Harris County Texas 7 $ 1,205,000 $ 172,000 $ 192,000
Chesapeake County Virginia 7 $ 795,000 $ 113,000 $ 65,000
Spotsylvania County Virginia 7 $ 375,000 $ 53,000 $ 0
Stafford County Virginia 7 $ 535,000 $ 76,000 $ 0
Spokane County Washington 7 $ 475,000 $ 67,000 $ 0
Madera County California 6 $ 340,000 $ 56,000 $ 0
Shasta County California 6 $ 400,000 $ 66,000 $ 0
Sonoma County California 6 $ 580,000 $ 96,000 $ 0
Larimer County Colorado 6 $ 730,000 $ 121,000 $ 0
Charlotte County Florida 6 $ 400,000 $ 66,000 $ 0
Martin County Florida 6 $ 840,000 $ 140,000 $ 162,000
Okaloosa County Florida 6 $ 1,110,000 $ 185,000 $ 211,000
Columbia County Georgia 6 $ 330,000 $ 55,000 $ 0
Coweta County Georgia 6 $ 660,000 $ 110,000 $ 0
Hamilton County Indiana 6 $ 290,000 $ 48,000 $ 0
Polk County Iowa 6 $ 310,000 $ 51,000 $ 0
Sedgwick County Kansas 6 $ 520,000 $ 86,000 $ 0
Baltimore City County Maryland 6 $ 480,000 $ 80,000 $ 111,000
Caroline County Maryland 6 $ 590,000 $ 98,000 $ 89,000
Carroll County Maryland 6 $ 460,000 $ 76,000 $ 0
Howard County Maryland 6 $ 410,000 $ 68,000 $ 0
Wayne County Michigan 6 $ 540,000 $ 90,000 $ 25,000
Rockingham County New Hampshire 6 $ 450,000 $ 75,000 $ 0
Salem County New Jersey 6 $ 660,000 $ 110,000 $ 78,000
Durham County North Carolina 6 $ 440,000 $ 73,000 $ 0
Fairfield County Ohio 6 $ 370,000 $ 61,000 $ 0
Medina County Ohio 6 $ 290,000 $ 48,000 $ 0
Linn County Oregon 6 $ 460,000 $ 76,000 $ 0
Luzerne County Pennsylvania 6 $ 220,000 $ 36,000 $ 0
Spartanburg County South Carolina 6 $ 270,000 $ 45,000 $ 0
Thurston County Washington 6 $ 550,000 $ 91,000 $ 0
Waukesha County Wisconsin 6 $ 380,000 $ 63,000 $ 0
Monterey County California 5 $ 575,000 $ 115,000 $ 0
Nevada County California 5 $ 445,000 $ 89,000 $ 0
San Mateo County California 5 $ 915,000 $ 183,000 $ 0
Santa Barbara County California 5 $ 395,000 $ 79,000 $ 0
Santa Cruz County California 5 $ 695,000 $ 139,000 $ 0
Boulder County Colorado 5 $ 715,000 $ 143,000 $ 0
New London County Connecticut 5 $ 315,000 $ 63,000 $ 0
Citrus County Florida 5 $ 635,000 $ 127,000 $ 140,000
Flagler County Florida 5 $ 405,000 $ 81,000 $ 0
Carroll County Georgia 5 $ 295,000 $ 59,000 $ 0
Walton County Georgia 5 $ 395,000 $ 79,000 $ 0
Johnson County Indiana 5 $ 325,000 $ 65,000 $ 0
York County Maine 5 $ 445,000 $ 89,000 $ 0
Charles County Maryland 5 $ 345,000 $ 69,000 $ 0
Douglas County Nebraska 5 $ 225,000 $ 45,000 $ 0
Merrimack County New Hampshire 5 $ 275,000 $ 55,000 $ 0
Hunterdon County New Jersey 5 $ 765,000 $ 153,000 $ 120,000
Warren County New Jersey 5 $ 395,000 $ 79,000 $ 0
New York County New York 5 $ 14,825,000 $ 2,965,000 $ 198,000
Craven County North Carolina 5 $ 245,000 $ 49,000 $ 0
Forsyth County North Carolina 5 $ 585,000 $ 117,000 $ 130,000
Hamilton County Ohio 5 $ 465,000 $ 93,000 $ 0
Portage County Ohio 5 $ 225,000 $ 45,000 $ 0
Oklahoma County Oklahoma 5 $ 305,000 $ 61,000 $ 0
Tulsa County Oklahoma 5 $ 275,000 $ 55,000 $ 0
Deschutes County Oregon 5 $ 565,000 $ 113,000 $ 0
Beaufort County South Carolina 5 $ 275,000 $ 55,000 $ 0
Williamson County Texas 5 $ 325,000 $ 65,000 $ 0
Salt Lake County Utah 5 $ 725,000 $ 145,000 $ 0
Hanover County Virginia 5 $ 205,000 $ 41,000 $ 0
Yuma County Arizona 4 $ 260,000 $ 65,000 $ 0
Yolo County California 4 $ 310,000 $ 77,000 $ 0
Yuba County California 4 $ 230,000 $ 57,000 $ 0
Park County Colorado 4 $ 260,000 $ 65,000 $ 0
Monroe County Florida 4 $ 990,000 $ 247,000 $ 366,000
Fayette County Georgia 4 $ 500,000 $ 125,000 $ 0
Gilmer County Georgia 4 $ 280,000 $ 70,000 $ 0
Houston County Georgia 4 $ 190,000 $ 47,000 $ 0
Kendall County Illinois 4 $ 190,000 $ 47,000 $ 0
Tippecanoe County Indiana 4 $ 410,000 $ 102,000 $ 59,000
Jefferson County Louisiana 4 $ 210,000 $ 52,000 $ 0
Cumberland County Maine 4 $ 280,000 $ 70,000 $ 0
Queen Anne's County Maryland 4 $ 1,130,000 $ 282,000 $ 154,000
St. Mary's County Maryland 4 $ 360,000 $ 90,000 $ 0
Kalamazoo County Michigan 4 $ 220,000 $ 55,000 $ 0
Wright County Minnesota 4 $ 190,000 $ 47,000 $ 0
Buncombe County North Carolina 4 $ 170,000 $ 42,000 $ 0
Dare County North Carolina 4 $ 2,280,000 $ 570,000 $ 0
Onslow County North Carolina 4 $ 240,000 $ 60,000 $ 0
Delaware County Ohio 4 $ 200,000 $ 50,000 $ 0
Licking County Ohio 4 $ 730,000 $ 182,000 $ 200,000
Polk County Oregon 4 $ 220,000 $ 55,000 $ 0
Lackawanna County Pennsylvania 4 $ 760,000 $ 190,000 $ 59,000
Lebanon County Pennsylvania 4 $ 270,000 $ 67,000 $ 97,000
Westmoreland County Pennsylvania 4 $ 150,000 $ 37,000 $ 0
Sumner County Tennessee 4 $ 310,000 $ 77,000 $ 0
Wilson County Tennessee 4 $ 380,000 $ 95,000 $ 0
Hays County Texas 4 $ 600,000 $ 150,000 $ 0
Utah County Utah 4 $ 680,000 $ 170,000 $ 0
Culpeper County Virginia 4 $ 180,000 $ 45,000 $ 0
Fauquier County Virginia 4 $ 240,000 $ 60,000 $ 0
Cowlitz County Washington 4 $ 320,000 $ 80,000 $ 0
Baldwin County Alabama 3 $ 135,000 $ 45,000 $ 0
Cochise County Arizona 3 $ 245,000 $ 81,000 $ 0
Washington County Arkansas 3 $ 195,000 $ 65,000 $ 0
Amador County California 3 $ 185,000 $ 61,000 $ 0
Butte County California 3 $ 185,000 $ 61,000 $ 0
Imperial County California 3 $ 185,000 $ 61,000 $ 0
San Benito County California 3 $ 245,000 $ 81,000 $ 0
Sutter County California 3 $ 245,000 $ 81,000 $ 0
Mesa County Colorado 3 $ 135,000 $ 45,000 $ 0
Tolland County Connecticut 3 $ 275,000 $ 91,000 $ 0
Windham County Connecticut 3 $ 125,000 $ 41,000 $ 0
Alachua County Florida 3 $ 175,000 $ 58,000 $ 0
Leon County Florida 3 $ 235,000 $ 78,000 $ 0
Barrow County Georgia 3 $ 165,000 $ 55,000 $ 0
Clayton County Georgia 3 $ 175,000 $ 58,000 $ 0
Dawson County Georgia 3 $ 195,000 $ 65,000 $ 0
Habersham County Georgia 3 $ 205,000 $ 68,000 $ 0
Jackson County Georgia 3 $ 155,000 $ 51,000 $ 0
Oconee County Georgia 3 $ 235,000 $ 78,000 $ 0
Winnebago County Illinois 3 $ 165,000 $ 55,000 $ 0
Boone County Indiana 3 $ 195,000 $ 65,000 $ 0
Howard County Indiana 3 $ 115,000 $ 38,000 $ 0
Olmsted County Minnesota 3 $ 125,000 $ 41,000 $ 0
Scott County Minnesota 3 $ 175,000 $ 58,000 $ 0
Washington County Minnesota 3 $ 185,000 $ 61,000 $ 0
Gallatin County Montana 3 $ 505,000 $ 168,000 $ 0
Passaic County New Jersey 3 $ 165,000 $ 55,000 $ 0
Suffolk County New York 3 $ 12,675,000 $ 4,225,000 $ 3,347,000
Caldwell County North Carolina 3 $ 185,000 $ 61,000 $ 0
Currituck County North Carolina 3 $ 1,295,000 $ 431,000 $ 459,000
Davidson County North Carolina 3 $ 195,000 $ 65,000 $ 0
Harnett County North Carolina 3 $ 145,000 $ 48,000 $ 0
Lincoln County North Carolina 3 $ 155,000 $ 51,000 $ 0
Randolph County North Carolina 3 $ 135,000 $ 45,000 $ 0
Rockingham County North Carolina 3 $ 165,000 $ 55,000 $ 0
Brown County Ohio 3 $ 115,000 $ 38,000 $ 0
Hancock County Ohio 3 $ 235,000 $ 78,000 $ 0
Lucas County Ohio 3 $ 105,000 $ 35,000 $ 0
Summit County Ohio 3 $ 115,000 $ 38,000 $ 0
Wood County Ohio 3 $ 145,000 $ 48,000 $ 0
Jackson County Oregon 3 $ 105,000 $ 35,000 $ 69,000
Klamath County Oregon 3 $ 135,000 $ 45,000 $ 0
Adams County Pennsylvania 3 $ 145,000 $ 48,000 $ 0
Butler County Pennsylvania 3 $ 175,000 $ 58,000 $ 0
Hamilton County Tennessee 3 $ 315,000 $ 105,000 $ 192,000
Maury County Tennessee 3 $ 205,000 $ 68,000 $ 0
Sevier County Tennessee 3 $ 185,000 $ 61,000 $ 0
Bexar County Texas 3 $ 285,000 $ 95,000 $ 0
Travis County Texas 3 $ 825,000 $ 275,000 $ 219,000
Davis County Utah 3 $ 215,000 $ 71,000 $ 0
Wasatch County Utah 3 $ 435,000 $ 145,000 $ 0
Weber County Utah 3 $ 115,000 $ 38,000 $ 0
Alexandria County Virginia 3 $ 445,000 $ 148,000 $ 165,000
Norfolk County Virginia 3 $ 245,000 $ 81,000 $ 0
Roanoke County Virginia 3 $ 115,000 $ 38,000 $ 0
Island County Washington 3 $ 305,000 $ 101,000 $ 0
Whatcom County Washington 3 $ 155,000 $ 51,000 $ 0
Milwaukee County Wisconsin 3 $ 95,000 $ 31,000 $ 0
Outagamie County Wisconsin 3 $ 105,000 $ 35,000 $ 0
Coffee County Alabama 2 $ 110,000 $ 55,000 $ 0
Elmore County Alabama 2 $ 190,000 $ 95,000 $ 0
Morgan County Alabama 2 $ 130,000 $ 65,000 $ 0
Coconino County Arizona 2 $ 370,000 $ 185,000 $ 0
Pulaski County Arkansas 2 $ 110,000 $ 55,000 $ 0
Fremont County Colorado 2 $ 220,000 $ 110,000 $ 0
Garfield County Colorado 2 $ 120,000 $ 60,000 $ 0
Montrose County Colorado 2 $ 90,000 $ 45,000 $ 0
Pueblo County Colorado 2 $ 110,000 $ 55,000 $ 0
Litchfield County Connecticut 2 $ 130,000 $ 65,000 $ 0
Bay County Florida 2 $ 390,000 $ 195,000 $ 300,000
Escambia County Florida 2 $ 300,000 $ 150,000 $ 0
Nassau County Florida 2 $ 100,000 $ 50,000 $ 0
Bartow County Georgia 2 $ 140,000 $ 70,000 $ 0
Douglas County Georgia 2 $ 120,000 $ 60,000 $ 0
Effingham County Georgia 2 $ 110,000 $ 55,000 $ 0
Floyd County Georgia 2 $ 120,000 $ 60,000 $ 0
Glynn County Georgia 2 $ 100,000 $ 50,000 $ 0
Gordon County Georgia 2 $ 80,000 $ 40,000 $ 0
Harris County Georgia 2 $ 130,000 $ 65,000 $ 0
Liberty County Georgia 2 $ 110,000 $ 55,000 $ 0
Lumpkin County Georgia 2 $ 60,000 $ 30,000 $ 0
Morgan County Georgia 2 $ 160,000 $ 80,000 $ 0
Newton County Georgia 2 $ 170,000 $ 85,000 $ 0
Pickens County Georgia 2 $ 80,000 $ 40,000 $ 0
Richmond County Georgia 2 $ 150,000 $ 75,000 $ 46,000
Kauai County Hawaii 2 $ 2,010,000 $ 1,005,000 $ 515,000
DeKalb County Illinois 2 $ 80,000 $ 40,000 $ 0
Stephenson County Illinois 2 $ 60,000 $ 30,000 $ 0
Elkhart County Indiana 2 $ 90,000 $ 45,000 $ 0
Harrison County Indiana 2 $ 140,000 $ 70,000 $ 0
Jennings County Indiana 2 $ 100,000 $ 50,000 $ 0
LaPorte County Indiana 2 $ 110,000 $ 55,000 $ 0
Porter County Indiana 2 $ 210,000 $ 105,000 $ 0
Warren County Iowa 2 $ 80,000 $ 40,000 $ 0
Woodbury County Iowa 2 $ 80,000 $ 40,000 $ 0
Boone County Kentucky 2 $ 270,000 $ 135,000 $ 0
Hardin County Kentucky 2 $ 70,000 $ 35,000 $ 0
Jefferson County Kentucky 2 $ 70,000 $ 35,000 $ 0
Kenton County Kentucky 2 $ 120,000 $ 60,000 $ 0
Madison County Kentucky 2 $ 60,000 $ 30,000 $ 0
McCracken County Kentucky 2 $ 130,000 $ 65,000 $ 0
Oldham County Kentucky 2 $ 110,000 $ 55,000 $ 0
Shelby County Kentucky 2 $ 200,000 $ 100,000 $ 0
Caddo County Louisiana 2 $ 90,000 $ 45,000 $ 0
Lafayette County Louisiana 2 $ 140,000 $ 70,000 $ 0
Orleans County Louisiana 2 $ 110,000 $ 55,000 $ 0
Ouachita County Louisiana 2 $ 80,000 $ 40,000 $ 0
St. Tammany County Louisiana 2 $ 110,000 $ 55,000 $ 0
Tangipahoa County Louisiana 2 $ 390,000 $ 195,000 $ 55,000
Dorchester County Maryland 2 $ 510,000 $ 255,000 $ 194,000
Garrett County Maryland 2 $ 190,000 $ 95,000 $ 0
Talbot County Maryland 2 $ 390,000 $ 195,000 $ 114,000
Washtenaw County Michigan 2 $ 160,000 $ 80,000 $ 0
Anoka County Minnesota 2 $ 170,000 $ 85,000 $ 0
Carver County Minnesota 2 $ 100,000 $ 50,000 $ 0
Ramsey County Minnesota 2 $ 100,000 $ 50,000 $ 0
Sherburne County Minnesota 2 $ 90,000 $ 45,000 $ 0
St. Louis County Minnesota 2 $ 60,000 $ 30,000 $ 0
Ravalli County Montana 2 $ 260,000 $ 130,000 $ 0
Carson City County Nevada 2 $ 110,000 $ 55,000 $ 0
Belknap County New Hampshire 2 $ 100,000 $ 50,000 $ 0
Cheshire County New Hampshire 2 $ 70,000 $ 35,000 $ 0
Strafford County New Hampshire 2 $ 140,000 $ 70,000 $ 0
Franklin County New York 2 $ 1,690,000 $ 845,000 $ 645,000
Westchester County New York 2 $ 1,470,000 $ 735,000 $ 255,000
Alamance County North Carolina 2 $ 130,000 $ 65,000 $ 0
Carteret County North Carolina 2 $ 230,000 $ 115,000 $ 0
Chatham County North Carolina 2 $ 100,000 $ 50,000 $ 0
Cleveland County North Carolina 2 $ 90,000 $ 45,000 $ 0
Cumberland County North Carolina 2 $ 100,000 $ 50,000 $ 0
Henderson County North Carolina 2 $ 450,000 $ 225,000 $ 110,000
Hoke County North Carolina 2 $ 60,000 $ 30,000 $ 0
Pasquotank County North Carolina 2 $ 140,000 $ 70,000 $ 0
Pender County North Carolina 2 $ 170,000 $ 85,000 $ 0
Rowan County North Carolina 2 $ 70,000 $ 35,000 $ 0
Greene County Ohio 2 $ 140,000 $ 70,000 $ 0
Hocking County Ohio 2 $ 60,000 $ 30,000 $ 0
Lake County Ohio 2 $ 90,000 $ 45,000 $ 0
Logan County Ohio 2 $ 60,000 $ 30,000 $ 0
Montgomery County Ohio 2 $ 280,000 $ 140,000 $ 107,000
Ottawa County Ohio 2 $ 100,000 $ 50,000 $ 0
Trumbull County Ohio 2 $ 130,000 $ 65,000 $ 0
Warren County Ohio 2 $ 90,000 $ 45,000 $ 0
Pittsburg County Oklahoma 2 $ 60,000 $ 30,000 $ 0
Benton County Oregon 2 $ 230,000 $ 115,000 $ 0
Douglas County Oregon 2 $ 140,000 $ 70,000 $ 0
Carbon County Pennsylvania 2 $ 540,000 $ 270,000 $ 236,000
Cumberland County Pennsylvania 2 $ 280,000 $ 140,000 $ 93,000
Franklin County Pennsylvania 2 $ 100,000 $ 50,000 $ 0
Fulton County Pennsylvania 2 $ 180,000 $ 90,000 $ 156,000
Northumberland County Pennsylvania 2 $ 530,000 $ 265,000 $ 345,000
Pike County Pennsylvania 2 $ 340,000 $ 170,000 $ 187,000
Tioga County Pennsylvania 2 $ 260,000 $ 130,000 $ 306,000
Kent County Rhode Island 2 $ 90,000 $ 45,000 $ 0
Providence County Rhode Island 2 $ 200,000 $ 100,000 $ 0
Washington County Rhode Island 2 $ 70,000 $ 35,000 $ 0
Aiken County South Carolina 2 $ 160,000 $ 80,000 $ 0
Pickens County South Carolina 2 $ 70,000 $ 35,000 $ 0
Coffee County Tennessee 2 $ 110,000 $ 55,000 $ 0
Comal County Texas 2 $ 320,000 $ 160,000 $ 92,000
Fort Bend County Texas 2 $ 90,000 $ 45,000 $ 0
Johnson County Texas 2 $ 470,000 $ 235,000 $ 0
Tooele County Utah 2 $ 220,000 $ 110,000 $ 0
Washington County Utah 2 $ 150,000 $ 75,000 $ 0
Accomack County Virginia 2 $ 600,000 $ 300,000 $ 168,000
Caroline County Virginia 2 $ 240,000 $ 120,000 $ 0
Clarke County Virginia 2 $ 50,000 $ 25,000 $ 0
Gloucester County Virginia 2 $ 160,000 $ 80,000 $ 0
Henrico County Virginia 2 $ 80,000 $ 40,000 $ 0
Isle of Wight County Virginia 2 $ 160,000 $ 80,000 $ 0
Louisa County Virginia 2 $ 90,000 $ 45,000 $ 0
Richmond City County Virginia 2 $ 100,000 $ 50,000 $ 0
Columbia County Washington 2 $ 70,000 $ 35,000 $ 0
Franklin County Washington 2 $ 70,000 $ 35,000 $ 0
Mason County Washington 2 $ 260,000 $ 130,000 $ 0
Whitman County Washington 2 $ 160,000 $ 80,000 $ 0
Yakima County Washington 2 $ 150,000 $ 75,000 $ 0
Brown County Wisconsin 2 $ 100,000 $ 50,000 $ 0
Dane County Wisconsin 2 $ 80,000 $ 40,000 $ 0
Fond du Lac County Wisconsin 2 $ 70,000 $ 35,000 $ 0
Portage County Wisconsin 2 $ 220,000 $ 110,000 $ 0
Racine County Wisconsin 2 $ 70,000 $ 35,000 $ 0
Cullman County Alabama 1 $ 55,000 $ 55,000 $ 0
Houston County Alabama 1 $ 55,000 $ 55,000 $ 0
Limestone County Alabama 1 $ 185,000 $ 185,000 $ 0
Montgomery County Alabama 1 $ 85,000 $ 85,000 $ 0
Russell County Alabama 1 $ 155,000 $ 155,000 $ 0
St. Clair County Alabama 1 $ 45,000 $ 45,000 $ 0
Talladega County Alabama 1 $ 65,000 $ 65,000 $ 0
Tuscaloosa County Alabama 1 $ 45,000 $ 45,000 $ 0
Benton County Arkansas 1 $ 85,000 $ 85,000 $ 0
Faulkner County Arkansas 1 $ 85,000 $ 85,000 $ 0
Calaveras County California 1 $ 55,000 $ 55,000 $ 0
Humboldt County California 1 $ 95,000 $ 95,000 $ 0
Inyo County California 1 $ 35,000 $ 35,000 $ 0
Lake County California 1 $ 45,000 $ 45,000 $ 0
Napa County California 1 $ 35,000 $ 35,000 $ 0
San Francisco County California 1 $ 195,000 $ 195,000 $ 0
Siskiyou County California 1 $ 65,000 $ 65,000 $ 0
Broomfield County Colorado 1 $ 65,000 $ 65,000 $ 0
Delta County Colorado 1 $ 75,000 $ 75,000 $ 0
Eagle County Colorado 1 $ 95,000 $ 95,000 $ 0
Grand County Colorado 1 $ 155,000 $ 155,000 $ 0
Montezuma County Colorado 1 $ 35,000 $ 35,000 $ 0
Rio Grande County Colorado 1 $ 45,000 $ 45,000 $ 0
Middlesex County Connecticut 1 $ 65,000 $ 65,000 $ 0
Columbia County Florida 1 $ 95,000 $ 95,000 $ 0
Hardee County Florida 1 $ 65,000 $ 65,000 $ 0
Indian River County Florida 1 $ 225,000 $ 225,000 $ 463,000
Jackson County Florida 1 $ 55,000 $ 55,000 $ 0
Sumter County Florida 1 $ 105,000 $ 105,000 $ 0
Wakulla County Florida 1 $ 75,000 $ 75,000 $ 0
Walton County Florida 1 $ 45,000 $ 45,000 $ 0
Banks County Georgia 1 $ 55,000 $ 55,000 $ 0
Berrien County Georgia 1 $ 65,000 $ 65,000 $ 0
Bibb County Georgia 1 $ 35,000 $ 35,000 $ 0
Bulloch County Georgia 1 $ 35,000 $ 35,000 $ 0
Butts County Georgia 1 $ 75,000 $ 75,000 $ 0
Clarke County Georgia 1 $ 95,000 $ 95,000 $ 0
Franklin County Georgia 1 $ 65,000 $ 65,000 $ 0
Lamar County Georgia 1 $ 65,000 $ 65,000 $ 0
Monroe County Georgia 1 $ 65,000 $ 65,000 $ 0
Murray County Georgia 1 $ 25,000 $ 25,000 $ 0
Muscogee County Georgia 1 $ 65,000 $ 65,000 $ 0
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Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,085 $443,315,000 $108,000 $23,915,000 $149,000 $2,040,000
Other Purpose 2,853 $286,135,000 $100,000 $6,275,000 $189,000 $5,818,000
Home Purchase 1,540 $539,370,000 $350,000 $7,355,000 $191,000 $4,815,000
Refinancing 1,481 $345,355,000 $233,000 $2,505,000 $195,000 $4,045,000
Cash-out Refinancing 280 $88,390,000 $315,000 $10,005,000 $170,000 $7,882,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,587 $443,475,000 $96,000 $23,915,000 $0 $0
White 4,072 $957,840,000 $235,000 $10,005,000 $193,000 $7,882,000
Black or African American 585 $86,465,000 $147,000 $2,805,000 $101,000 $1,665,000
Not Provided 447 $102,085,000 $228,000 $1,365,000 $160,000 $1,719,000
Asian 273 $71,865,000 $263,000 $995,000 $157,000 $2,022,000
Hispanic 242 $36,040,000 $148,000 $865,000 $96,000 $719,000
American Indian or Alaskan Native 27 $3,115,000 $115,000 $475,000 $198,000 $1,508,000
Native Hawaiian or Other Pacific Islander 3 $155,000 $51,000 $105,000 $21,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,117 $1,673,065,000 $165,000 $23,915,000 $177,000 $7,882,000
FHA-insured (Federal Housing Administration) 106 $24,740,000 $233,000 $615,000 $71,000 $389,000
VA-guaranteed (Veterans Administration) 12 $3,770,000 $314,000 $475,000 $84,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $990,000 $247,000 $345,000 $76,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,458 $369,290,000 $82,000 $535,000 $0 $0
Loan Originated 3,679 $903,195,000 $245,000 $23,915,000 $192,000 $4,905,000
Application Denied By Financial Institution 1,284 $198,520,000 $154,000 $2,505,000 $103,000 $1,170,000
Application Withdrawn By Applicant 578 $179,090,000 $309,000 $10,005,000 $227,000 $7,882,000
File Closed For Incompleteness 157 $38,435,000 $244,000 $6,275,000 $185,000 $1,933,000
Application Approved But Not Accepted 83 $14,035,000 $169,000 $905,000 $156,000 $2,040,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,955 $1,504,045,000 $167,000 $23,915,000 $196,000 $7,882,000
Debt-To-Income Ratio 564 $87,620,000 $155,000 $1,125,000 $67,000 $694,000
Collateral 328 $54,630,000 $166,000 $1,725,000 $141,000 $967,000
Credit History 214 $28,000,000 $130,000 $2,505,000 $115,000 $1,170,000
Credit Application Incomplete 97 $14,765,000 $152,000 $2,505,000 $143,000 $625,000
Other 39 $4,895,000 $125,000 $505,000 $125,000 $527,000
Employment History 27 $2,375,000 $87,000 $225,000 $75,000 $280,000
Unverifiable Information 13 $5,345,000 $411,000 $1,365,000 $157,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 2 $890,000 $445,000 $705,000 $122,000 $193,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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