Wsfs Bank Mortgage Lending & HMDA Data, 2022
In 2022, Wsfs Bank of Wilmington, DE reported 10,239 mortgage applications totaling $1.7 billion, up 4% from 2021. The average application was for $166,282, and applicants reported an average income of $173,690. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,425), Philadelphia, PA (1,296) and Montgomery County-Bucks County-Chester County, PA (1,097) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 10,239 |
| Total Mortgage Loan Application Amount | $1,702,565,000 |
| Average Mortgage Loan Application Amount | $166,282 |
| Highest Mortgage Loan Application Amount | $23,915,000 |
| Average Applicant Income | $173,690 |
| Highest Applicant Income | $7,882,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 1,372 | $ 230,180,000 | $ 167,769 | $ 136,000 |
| Delaware, Pennsylvania | 659 | $ 149,365,000 | $ 226,654 | $ 173,000 |
| Philadelphia, Pennsylvania | 637 | $ 146,755,000 | $ 230,384 | $ 105,000 |
| Chester, Pennsylvania | 534 | $ 146,780,000 | $ 274,868 | $ 229,000 |
| Burlington, New Jersey | 494 | $ 60,810,000 | $ 123,097 | $ 119,000 |
| Sussex, Delaware | 460 | $ 115,090,000 | $ 250,195 | $ 196,000 |
| Montgomery, Pennsylvania | 454 | $ 119,160,000 | $ 262,466 | $ 209,000 |
| Kent, Delaware | 423 | $ 54,475,000 | $ 128,782 | $ 97,000 |
| Maricopa, Arizona | 221 | $ 18,875,000 | $ 85,407 | $ 149,000 |
| Los Angeles, California | 188 | $ 22,760,000 | $ 121,063 | $ 662,000 |
| Riverside, California | 139 | $ 14,105,000 | $ 101,474 | $ 481,000 |
| San Diego, California | 117 | $ 14,235,000 | $ 121,666 | $ 0 |
| Camden, New Jersey | 116 | $ 17,940,000 | $ 154,655 | $ 202,000 |
| Bucks, Pennsylvania | 109 | $ 22,205,000 | $ 203,715 | $ 168,000 |
| Cape May, New Jersey | 102 | $ 74,090,000 | $ 726,372 | $ 544,000 |
| Orange, California | 100 | $ 12,910,000 | $ 129,100 | $ 220,000 |
| San Bernardino, California | 75 | $ 7,035,000 | $ 93,800 | $ 0 |
| Sacramento, California | 62 | $ 5,180,000 | $ 83,548 | $ 0 |
| Gloucester, New Jersey | 62 | $ 10,870,000 | $ 175,322 | $ 147,000 |
| Atlantic, New Jersey | 61 | $ 19,145,000 | $ 313,852 | $ 286,000 |
| Hillsborough, Florida | 49 | $ 6,595,000 | $ 134,591 | $ 565,000 |
| Contra Costa, California | 48 | $ 6,290,000 | $ 131,041 | $ 0 |
| Cecil, Maryland | 47 | $ 6,255,000 | $ 133,085 | $ 133,000 |
| Orange, Florida | 46 | $ 4,260,000 | $ 92,608 | $ 3,611,000 |
| Monmouth, New Jersey | 39 | $ 7,215,000 | $ 185,000 | $ 218,000 |
| Ocean, New Jersey | 39 | $ 10,975,000 | $ 281,410 | $ 253,000 |
| King, Washington | 39 | $ 4,935,000 | $ 126,538 | $ 0 |
| Wake, North Carolina | 38 | $ 3,170,000 | $ 83,421 | $ 118,000 |
| Broward, Florida | 37 | $ 4,675,000 | $ 126,351 | $ 365,000 |
| Palm Beach, Florida | 37 | $ 6,855,000 | $ 185,270 | $ 534,000 |
| Cook, Illinois | 37 | $ 2,005,000 | $ 54,189 | $ 0 |
| Ventura, California | 36 | $ 4,390,000 | $ 121,944 | $ 200,000 |
| Cobb, Georgia | 35 | $ 2,665,000 | $ 76,142 | $ 0 |
| Gwinnett, Georgia | 35 | $ 2,375,000 | $ 67,857 | $ 0 |
| Mecklenburg, North Carolina | 32 | $ 2,590,000 | $ 80,937 | $ 0 |
| Snohomish, Washington | 32 | $ 4,020,000 | $ 125,625 | $ 0 |
| St. Johns, Florida | 31 | $ 4,715,000 | $ 152,096 | $ 206,000 |
| Fairfax, Virginia | 31 | $ 3,675,000 | $ 118,548 | $ 162,000 |
| Pima, Arizona | 30 | $ 2,990,000 | $ 99,666 | $ 168,000 |
| Miami-Dade, Florida | 30 | $ 11,530,000 | $ 384,333 | $ 1,203,000 |
| Pinellas, Florida | 30 | $ 6,850,000 | $ 228,333 | $ 937,000 |
| Fulton, Georgia | 29 | $ 2,915,000 | $ 100,517 | $ 0 |
| Solano, California | 28 | $ 3,020,000 | $ 107,857 | $ 0 |
| Douglas, Colorado | 27 | $ 2,605,000 | $ 96,481 | $ 0 |
| Pierce, Washington | 27 | $ 2,445,000 | $ 90,555 | $ 0 |
| Alameda, California | 26 | $ 3,670,000 | $ 141,153 | $ 0 |
| San Joaquin, California | 26 | $ 2,400,000 | $ 92,307 | $ 0 |
| Anne Arundel, Maryland | 26 | $ 2,740,000 | $ 105,384 | $ 257,000 |
| Mercer, New Jersey | 26 | $ 7,030,000 | $ 270,384 | $ 211,000 |
| Horry, South Carolina | 25 | $ 2,365,000 | $ 94,600 | $ 146,000 |
| Placer, California | 24 | $ 1,600,000 | $ 66,666 | $ 0 |
| Pasco, Florida | 24 | $ 2,150,000 | $ 89,583 | $ 198,000 |
| Collier, Florida | 23 | $ 11,145,000 | $ 484,565 | $ 383,000 |
| Lee, Florida | 23 | $ 3,225,000 | $ 140,217 | $ 609,000 |
| Oakland, Michigan | 23 | $ 1,365,000 | $ 59,347 | $ 0 |
| Pinal, Arizona | 22 | $ 1,510,000 | $ 68,636 | $ 0 |
| Adams, Colorado | 21 | $ 1,785,000 | $ 85,000 | $ 0 |
| Arapahoe, Colorado | 21 | $ 2,185,000 | $ 104,047 | $ 0 |
| Duval, Florida | 21 | $ 3,255,000 | $ 155,000 | $ 1,141,000 |
| Fresno, California | 20 | $ 1,720,000 | $ 86,000 | $ 0 |
| Brevard, Florida | 20 | $ 1,870,000 | $ 93,500 | $ 88,000 |
| Lake, Florida | 20 | $ 1,780,000 | $ 89,000 | $ 62,000 |
| Forsyth, Georgia | 20 | $ 1,980,000 | $ 99,000 | $ 0 |
| El Dorado, California | 19 | $ 1,695,000 | $ 89,210 | $ 0 |
| Franklin, Ohio | 19 | $ 905,000 | $ 47,631 | $ 0 |
| Charleston, South Carolina | 19 | $ 3,305,000 | $ 173,947 | $ 497,000 |
| Prince William, Virginia | 19 | $ 1,845,000 | $ 97,105 | $ 72,000 |
| Santa Clara, California | 18 | $ 2,180,000 | $ 121,111 | $ 0 |
| DeKalb, Georgia | 18 | $ 1,660,000 | $ 92,222 | $ 0 |
| Montgomery, Maryland | 18 | $ 1,280,000 | $ 71,111 | $ 0 |
| Clark, Nevada | 18 | $ 1,900,000 | $ 105,555 | $ 306,000 |
| Washington, Oregon | 18 | $ 1,390,000 | $ 77,222 | $ 0 |
| Loudoun, Virginia | 18 | $ 1,690,000 | $ 93,888 | $ 0 |
| Fairfield, Connecticut | 17 | $ 1,715,000 | $ 100,882 | $ 0 |
| Sarasota, Florida | 17 | $ 4,015,000 | $ 236,176 | $ 869,000 |
| York, South Carolina | 17 | $ 1,315,000 | $ 77,352 | $ 0 |
| El Paso, Colorado | 16 | $ 1,430,000 | $ 89,375 | $ 0 |
| Manatee, Florida | 16 | $ 1,590,000 | $ 99,375 | $ 134,000 |
| Polk, Florida | 16 | $ 1,100,000 | $ 68,750 | $ 68,000 |
| Middlesex, New Jersey | 16 | $ 2,530,000 | $ 158,125 | $ 211,000 |
| Lehigh, Pennsylvania | 16 | $ 2,180,000 | $ 136,250 | $ 351,000 |
| Knox, Tennessee | 16 | $ 1,200,000 | $ 75,000 | $ 0 |
| Yavapai, Arizona | 15 | $ 1,115,000 | $ 74,333 | $ 0 |
| Kern, California | 15 | $ 1,055,000 | $ 70,333 | $ 0 |
| Stanislaus, California | 15 | $ 885,000 | $ 59,000 | $ 0 |
| Jefferson, Colorado | 15 | $ 1,445,000 | $ 96,333 | $ 175,000 |
| New Haven, Connecticut | 15 | $ 1,035,000 | $ 69,000 | $ 0 |
| Essex, New Jersey | 15 | $ 1,525,000 | $ 101,666 | $ 418,000 |
| Morris, New Jersey | 15 | $ 2,125,000 | $ 141,666 | $ 75,000 |
| Union, North Carolina | 15 | $ 1,435,000 | $ 95,666 | $ 120,000 |
| Denver, Colorado | 14 | $ 1,360,000 | $ 97,142 | $ 109,000 |
| Seminole, Florida | 14 | $ 1,390,000 | $ 99,285 | $ 193,000 |
| Cherokee, Georgia | 14 | $ 1,090,000 | $ 77,857 | $ 0 |
| Baltimore, Maryland | 14 | $ 1,100,000 | $ 78,571 | $ 182,000 |
| Frederick, Maryland | 14 | $ 800,000 | $ 57,142 | $ 0 |
| Worcester, Maryland | 14 | $ 3,240,000 | $ 231,428 | $ 264,000 |
| Allegheny, Pennsylvania | 14 | $ 2,960,000 | $ 211,428 | $ 1,541,000 |
| Lancaster, Pennsylvania | 14 | $ 1,170,000 | $ 83,571 | $ 152,000 |
| Greenville, South Carolina | 14 | $ 910,000 | $ 65,000 | $ 0 |
| Chesterfield, Virginia | 14 | $ 920,000 | $ 65,714 | $ 0 |
| Jefferson, Alabama | 13 | $ 815,000 | $ 62,692 | $ 56,000 |
| Somerset, New Jersey | 13 | $ 1,505,000 | $ 115,769 | $ 280,000 |
| Williamson, Tennessee | 13 | $ 1,815,000 | $ 139,615 | $ 0 |
| Clark, Washington | 13 | $ 1,375,000 | $ 105,769 | $ 0 |
| Weld, Colorado | 12 | $ 880,000 | $ 73,333 | $ 0 |
| St. Lucie, Florida | 12 | $ 690,000 | $ 57,500 | $ 124,000 |
| Volusia, Florida | 12 | $ 810,000 | $ 67,500 | $ 0 |
| Will, Illinois | 12 | $ 680,000 | $ 56,666 | $ 0 |
| Johnson, Kansas | 12 | $ 770,000 | $ 64,166 | $ 0 |
| Cabarrus, North Carolina | 12 | $ 720,000 | $ 60,000 | $ 0 |
| Multnomah, Oregon | 12 | $ 880,000 | $ 73,333 | $ 0 |
| Hartford, Connecticut | 11 | $ 795,000 | $ 72,272 | $ 0 |
| District of Columbia, District Of Columbia | 11 | $ 1,875,000 | $ 170,454 | $ 293,000 |
| Prince George's, Maryland | 11 | $ 705,000 | $ 64,090 | $ 100,000 |
| Hennepin, Minnesota | 11 | $ 825,000 | $ 75,000 | $ 0 |
| Bergen, New Jersey | 11 | $ 1,235,000 | $ 112,272 | $ 177,000 |
| Clackamas, Oregon | 11 | $ 1,095,000 | $ 99,545 | $ 0 |
| Madison, Alabama | 10 | $ 720,000 | $ 72,000 | $ 0 |
| Tulare, California | 10 | $ 1,020,000 | $ 102,000 | $ 0 |
| Marion, Florida | 10 | $ 800,000 | $ 80,000 | $ 0 |
| Paulding, Georgia | 10 | $ 640,000 | $ 64,000 | $ 0 |
| DuPage, Illinois | 10 | $ 660,000 | $ 66,000 | $ 0 |
| Lake, Indiana | 10 | $ 460,000 | $ 46,000 | $ 0 |
| Marion, Indiana | 10 | $ 560,000 | $ 56,000 | $ 0 |
| Union, New Jersey | 10 | $ 1,270,000 | $ 127,000 | $ 224,000 |
| Johnston, North Carolina | 10 | $ 600,000 | $ 60,000 | $ 0 |
| New Hanover, North Carolina | 10 | $ 710,000 | $ 71,000 | $ 0 |
| Monroe, Pennsylvania | 10 | $ 1,180,000 | $ 118,000 | $ 163,000 |
| Davidson, Tennessee | 10 | $ 960,000 | $ 96,000 | $ 367,000 |
| Tarrant, Texas | 10 | $ 820,000 | $ 82,000 | $ 128,000 |
| Kitsap, Washington | 10 | $ 1,040,000 | $ 104,000 | $ 0 |
| Kane, Illinois | 9 | $ 575,000 | $ 63,888 | $ 0 |
| Harford, Maryland | 9 | $ 1,085,000 | $ 120,555 | $ 229,000 |
| Kent, Michigan | 9 | $ 475,000 | $ 52,777 | $ 0 |
| Livingston, Michigan | 9 | $ 545,000 | $ 60,555 | $ 0 |
| Hillsborough, New Hampshire | 9 | $ 625,000 | $ 69,444 | $ 0 |
| Cumberland, New Jersey | 9 | $ 1,015,000 | $ 112,777 | $ 71,000 |
| Gaston, North Carolina | 9 | $ 775,000 | $ 86,111 | $ 0 |
| Cuyahoga, Ohio | 9 | $ 685,000 | $ 76,111 | $ 94,000 |
| Stark, Ohio | 9 | $ 555,000 | $ 61,666 | $ 0 |
| Marion, Oregon | 9 | $ 505,000 | $ 56,111 | $ 0 |
| Northampton, Pennsylvania | 9 | $ 1,215,000 | $ 135,000 | $ 193,000 |
| York, Pennsylvania | 9 | $ 1,305,000 | $ 145,000 | $ 81,000 |
| Lexington, South Carolina | 9 | $ 1,035,000 | $ 115,000 | $ 206,000 |
| Shelby, Tennessee | 9 | $ 1,035,000 | $ 115,000 | $ 0 |
| Virginia Beach, Virginia | 9 | $ 665,000 | $ 73,888 | $ 0 |
| Shelby, Alabama | 8 | $ 450,000 | $ 56,250 | $ 0 |
| Merced, California | 8 | $ 470,000 | $ 58,750 | $ 0 |
| Clay, Florida | 8 | $ 510,000 | $ 63,750 | $ 0 |
| Chatham, Georgia | 8 | $ 560,000 | $ 70,000 | $ 0 |
| Henry, Georgia | 8 | $ 510,000 | $ 63,750 | $ 0 |
| Kent, Maryland | 8 | $ 2,300,000 | $ 287,500 | $ 419,000 |
| Washington, Maryland | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Macomb, Michigan | 8 | $ 510,000 | $ 63,750 | $ 0 |
| Dakota, Minnesota | 8 | $ 610,000 | $ 76,250 | $ 0 |
| Hudson, New Jersey | 8 | $ 850,000 | $ 106,250 | $ 213,000 |
| Guilford, North Carolina | 8 | $ 400,000 | $ 50,000 | $ 0 |
| Iredell, North Carolina | 8 | $ 640,000 | $ 80,000 | $ 0 |
| Butler, Ohio | 8 | $ 330,000 | $ 41,250 | $ 0 |
| Berks, Pennsylvania | 8 | $ 980,000 | $ 122,500 | $ 101,000 |
| Dauphin, Pennsylvania | 8 | $ 720,000 | $ 90,000 | $ 121,000 |
| Collin, Texas | 8 | $ 750,000 | $ 93,750 | $ 0 |
| Mohave, Arizona | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Marin, California | 7 | $ 2,335,000 | $ 333,571 | $ 284,000 |
| San Luis Obispo, California | 7 | $ 645,000 | $ 92,142 | $ 0 |
| Hernando, Florida | 7 | $ 465,000 | $ 66,428 | $ 0 |
| Osceola, Florida | 7 | $ 675,000 | $ 96,428 | $ 0 |
| Santa Rosa, Florida | 7 | $ 435,000 | $ 62,142 | $ 0 |
| Hall, Georgia | 7 | $ 1,085,000 | $ 155,000 | $ 186,000 |
| Lake, Illinois | 7 | $ 385,000 | $ 55,000 | $ 0 |
| McHenry, Illinois | 7 | $ 575,000 | $ 82,142 | $ 0 |
| Washoe, Nevada | 7 | $ 525,000 | $ 75,000 | $ 0 |
| Sussex, New Jersey | 7 | $ 715,000 | $ 102,142 | $ 261,000 |
| Clermont, Ohio | 7 | $ 325,000 | $ 46,428 | $ 0 |
| Lorain, Ohio | 7 | $ 445,000 | $ 63,571 | $ 0 |
| Yamhill, Oregon | 7 | $ 785,000 | $ 112,142 | $ 0 |
| Dorchester, South Carolina | 7 | $ 845,000 | $ 120,714 | $ 159,000 |
| Lancaster, South Carolina | 7 | $ 575,000 | $ 82,142 | $ 0 |
| Richland, South Carolina | 7 | $ 515,000 | $ 73,571 | $ 0 |
| Rutherford, Tennessee | 7 | $ 635,000 | $ 90,714 | $ 0 |
| Dallas, Texas | 7 | $ 445,000 | $ 63,571 | $ 0 |
| Denton, Texas | 7 | $ 635,000 | $ 90,714 | $ 0 |
| Harris, Texas | 7 | $ 1,205,000 | $ 172,142 | $ 192,000 |
| Chesapeake, Virginia | 7 | $ 795,000 | $ 113,571 | $ 65,000 |
| Spotsylvania, Virginia | 7 | $ 375,000 | $ 53,571 | $ 0 |
| Stafford, Virginia | 7 | $ 535,000 | $ 76,428 | $ 0 |
| Spokane, Washington | 7 | $ 475,000 | $ 67,857 | $ 0 |
| Madera, California | 6 | $ 340,000 | $ 56,666 | $ 0 |
| Shasta, California | 6 | $ 400,000 | $ 66,666 | $ 0 |
| Sonoma, California | 6 | $ 580,000 | $ 96,666 | $ 0 |
| Larimer, Colorado | 6 | $ 730,000 | $ 121,666 | $ 0 |
| Charlotte, Florida | 6 | $ 400,000 | $ 66,666 | $ 0 |
| Martin, Florida | 6 | $ 840,000 | $ 140,000 | $ 162,000 |
| Okaloosa, Florida | 6 | $ 1,110,000 | $ 185,000 | $ 211,000 |
| Columbia, Georgia | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Coweta, Georgia | 6 | $ 660,000 | $ 110,000 | $ 0 |
| Hamilton, Indiana | 6 | $ 290,000 | $ 48,333 | $ 0 |
| Polk, Iowa | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Sedgwick, Kansas | 6 | $ 520,000 | $ 86,666 | $ 0 |
| Baltimore City, Maryland | 6 | $ 480,000 | $ 80,000 | $ 111,000 |
| Caroline, Maryland | 6 | $ 590,000 | $ 98,333 | $ 89,000 |
| Carroll, Maryland | 6 | $ 460,000 | $ 76,666 | $ 0 |
| Howard, Maryland | 6 | $ 410,000 | $ 68,333 | $ 0 |
| Wayne, Michigan | 6 | $ 540,000 | $ 90,000 | $ 25,000 |
| Rockingham, New Hampshire | 6 | $ 450,000 | $ 75,000 | $ 0 |
| Salem, New Jersey | 6 | $ 660,000 | $ 110,000 | $ 78,000 |
| Durham, North Carolina | 6 | $ 440,000 | $ 73,333 | $ 0 |
| Fairfield, Ohio | 6 | $ 370,000 | $ 61,666 | $ 0 |
| Medina, Ohio | 6 | $ 290,000 | $ 48,333 | $ 0 |
| Linn, Oregon | 6 | $ 460,000 | $ 76,666 | $ 0 |
| Luzerne, Pennsylvania | 6 | $ 220,000 | $ 36,666 | $ 0 |
| Spartanburg, South Carolina | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Thurston, Washington | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Waukesha, Wisconsin | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Monterey, California | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Nevada, California | 5 | $ 445,000 | $ 89,000 | $ 0 |
| San Mateo, California | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Santa Barbara, California | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Santa Cruz, California | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Boulder, Colorado | 5 | $ 715,000 | $ 143,000 | $ 0 |
| New London, Connecticut | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Citrus, Florida | 5 | $ 635,000 | $ 127,000 | $ 140,000 |
| Flagler, Florida | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Carroll, Georgia | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Walton, Georgia | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Johnson, Indiana | 5 | $ 325,000 | $ 65,000 | $ 0 |
| York, Maine | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Charles, Maryland | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Douglas, Nebraska | 5 | $ 225,000 | $ 45,000 | $ 0 |
| Merrimack, New Hampshire | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Hunterdon, New Jersey | 5 | $ 765,000 | $ 153,000 | $ 120,000 |
| Warren, New Jersey | 5 | $ 395,000 | $ 79,000 | $ 0 |
| New York, New York | 5 | $ 14,825,000 | $ 2,965,000 | $ 198,000 |
| Craven, North Carolina | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Forsyth, North Carolina | 5 | $ 585,000 | $ 117,000 | $ 130,000 |
| Hamilton, Ohio | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Portage, Ohio | 5 | $ 225,000 | $ 45,000 | $ 0 |
| Oklahoma, Oklahoma | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Tulsa, Oklahoma | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Deschutes, Oregon | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Beaufort, South Carolina | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Williamson, Texas | 5 | $ 325,000 | $ 65,000 | $ 0 |
| Salt Lake, Utah | 5 | $ 725,000 | $ 145,000 | $ 0 |
| Hanover, Virginia | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Yuma, Arizona | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Yolo, California | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Yuba, California | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Park, Colorado | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Monroe, Florida | 4 | $ 990,000 | $ 247,500 | $ 366,000 |
| Fayette, Georgia | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Gilmer, Georgia | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Houston, Georgia | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Kendall, Illinois | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Tippecanoe, Indiana | 4 | $ 410,000 | $ 102,500 | $ 59,000 |
| Jefferson, Louisiana | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Cumberland, Maine | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Queen Anne's, Maryland | 4 | $ 1,130,000 | $ 282,500 | $ 154,000 |
| St. Mary's, Maryland | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Kalamazoo, Michigan | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Wright, Minnesota | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Buncombe, North Carolina | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Dare, North Carolina | 4 | $ 2,280,000 | $ 570,000 | $ 0 |
| Onslow, North Carolina | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Delaware, Ohio | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Licking, Ohio | 4 | $ 730,000 | $ 182,500 | $ 200,000 |
| Polk, Oregon | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Lackawanna, Pennsylvania | 4 | $ 760,000 | $ 190,000 | $ 59,000 |
| Lebanon, Pennsylvania | 4 | $ 270,000 | $ 67,500 | $ 97,000 |
| Westmoreland, Pennsylvania | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Sumner, Tennessee | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Wilson, Tennessee | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Hays, Texas | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Utah, Utah | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Culpeper, Virginia | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Fauquier, Virginia | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Cowlitz, Washington | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Baldwin, Alabama | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Cochise, Arizona | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Washington, Arkansas | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Amador, California | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Butte, California | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Imperial, California | 3 | $ 185,000 | $ 61,666 | $ 0 |
| San Benito, California | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Sutter, California | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Mesa, Colorado | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Tolland, Connecticut | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Windham, Connecticut | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Alachua, Florida | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Leon, Florida | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Barrow, Georgia | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Clayton, Georgia | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Dawson, Georgia | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Habersham, Georgia | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Jackson, Georgia | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Oconee, Georgia | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Winnebago, Illinois | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Boone, Indiana | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Howard, Indiana | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Olmsted, Minnesota | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Scott, Minnesota | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Washington, Minnesota | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Gallatin, Montana | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Passaic, New Jersey | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Suffolk, New York | 3 | $ 12,675,000 | $ 4,225,000 | $ 3,347,000 |
| Caldwell, North Carolina | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Currituck, North Carolina | 3 | $ 1,295,000 | $ 431,666 | $ 459,000 |
| Davidson, North Carolina | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Harnett, North Carolina | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Lincoln, North Carolina | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Randolph, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Rockingham, North Carolina | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Brown, Ohio | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Hancock, Ohio | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Lucas, Ohio | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Summit, Ohio | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Wood, Ohio | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Jackson, Oregon | 3 | $ 105,000 | $ 35,000 | $ 69,000 |
| Klamath, Oregon | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Adams, Pennsylvania | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Butler, Pennsylvania | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Hamilton, Tennessee | 3 | $ 315,000 | $ 105,000 | $ 192,000 |
| Maury, Tennessee | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Sevier, Tennessee | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Bexar, Texas | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Travis, Texas | 3 | $ 825,000 | $ 275,000 | $ 219,000 |
| Davis, Utah | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Wasatch, Utah | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Weber, Utah | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Alexandria, Virginia | 3 | $ 445,000 | $ 148,333 | $ 165,000 |
| Norfolk, Virginia | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Roanoke, Virginia | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Island, Washington | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Whatcom, Washington | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Milwaukee, Wisconsin | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Outagamie, Wisconsin | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Coffee, Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Elmore, Alabama | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Morgan, Alabama | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Coconino, Arizona | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Pulaski, Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Fremont, Colorado | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Garfield, Colorado | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Montrose, Colorado | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Pueblo, Colorado | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Litchfield, Connecticut | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bay, Florida | 2 | $ 390,000 | $ 195,000 | $ 300,000 |
| Escambia, Florida | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Nassau, Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Bartow, Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Douglas, Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Effingham, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Floyd, Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Glynn, Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Gordon, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Harris, Georgia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Liberty, Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lumpkin, Georgia | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Morgan, Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Newton, Georgia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Pickens, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Richmond, Georgia | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Kauai, Hawaii | 2 | $ 2,010,000 | $ 1,005,000 | $ 515,000 |
| DeKalb, Illinois | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Stephenson, Illinois | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Elkhart, Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Harrison, Indiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Jennings, Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| LaPorte, Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Porter, Indiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Warren, Iowa | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Woodbury, Iowa | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Boone, Kentucky | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Hardin, Kentucky | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Jefferson, Kentucky | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Kenton, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Madison, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| McCracken, Kentucky | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Oldham, Kentucky | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Shelby, Kentucky | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Caddo, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Lafayette, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Orleans, Louisiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ouachita, Louisiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. Tammany, Louisiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Tangipahoa, Louisiana | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Dorchester, Maryland | 2 | $ 510,000 | $ 255,000 | $ 194,000 |
| Garrett, Maryland | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Talbot, Maryland | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Washtenaw, Michigan | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Anoka, Minnesota | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Carver, Minnesota | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Sherburne, Minnesota | 2 | $ 90,000 | $ 45,000 | $ 0 |
| St. Louis, Minnesota | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Ravalli, Montana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Carson City, Nevada | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Belknap, New Hampshire | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Cheshire, New Hampshire | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Strafford, New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Franklin, New York | 2 | $ 1,690,000 | $ 845,000 | $ 645,000 |
| Westchester, New York | 2 | $ 1,470,000 | $ 735,000 | $ 255,000 |
| Alamance, North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Carteret, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Chatham, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Cleveland, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Cumberland, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Henderson, North Carolina | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Hoke, North Carolina | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Pasquotank, North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Pender, North Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Rowan, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Greene, Ohio | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Hocking, Ohio | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lake, Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Logan, Ohio | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Montgomery, Ohio | 2 | $ 280,000 | $ 140,000 | $ 107,000 |
| Ottawa, Ohio | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Trumbull, Ohio | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Warren, Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Pittsburg, Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Benton, Oregon | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Douglas, Oregon | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Carbon, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 236,000 |
| Cumberland, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Franklin, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Fulton, Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 156,000 |
| Northumberland, Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 345,000 |
| Pike, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 187,000 |
| Tioga, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 306,000 |
| Kent, Rhode Island | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Providence, Rhode Island | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Washington, Rhode Island | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Aiken, South Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Pickens, South Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Coffee, Tennessee | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Comal, Texas | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Fort Bend, Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Johnson, Texas | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Tooele, Utah | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Washington, Utah | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Accomack, Virginia | 2 | $ 600,000 | $ 300,000 | $ 168,000 |
| Caroline, Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Clarke, Virginia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Gloucester, Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Henrico, Virginia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Isle of Wight, Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Louisa, Virginia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Richmond City, Virginia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Columbia, Washington | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Franklin, Washington | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Mason, Washington | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Whitman, Washington | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Yakima, Washington | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Brown, Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Dane, Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Fond du Lac, Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Portage, Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Racine, Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cullman, Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Houston, Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Limestone, Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Russell, Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Clair, Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Talladega, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Benton, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Calaveras, California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Humboldt, California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Inyo, California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lake, California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Napa, California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| San Francisco, California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Siskiyou, California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Delta, Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Eagle, Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grand, Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montezuma, Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Rio Grande, Colorado | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Columbia, Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hardee, Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Indian River, Florida | 1 | $ 225,000 | $ 225,000 | $ 463,000 |
| Jackson, Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sumter, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wakulla, Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Walton, Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Banks, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Berrien, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bibb, Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Butts, Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarke, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lamar, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Murray, Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,085 | $443,315,000 | $108,000 | $23,915,000 | $149,000 | $2,040,000 |
| Other Purpose | 2,853 | $286,135,000 | $100,000 | $6,275,000 | $189,000 | $5,818,000 |
| Home Purchase | 1,540 | $539,370,000 | $350,000 | $7,355,000 | $191,000 | $4,815,000 |
| Refinancing | 1,481 | $345,355,000 | $233,000 | $2,505,000 | $195,000 | $4,045,000 |
| Cash-out Refinancing | 280 | $88,390,000 | $315,000 | $10,005,000 | $170,000 | $7,882,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,587 | $443,475,000 | $96,000 | $23,915,000 | $0 | $0 |
| White | 4,072 | $957,840,000 | $235,000 | $10,005,000 | $193,000 | $7,882,000 |
| Black or African American | 585 | $86,465,000 | $147,000 | $2,805,000 | $101,000 | $1,665,000 |
| Not Provided | 447 | $102,085,000 | $228,000 | $1,365,000 | $160,000 | $1,719,000 |
| Asian | 273 | $71,865,000 | $263,000 | $995,000 | $157,000 | $2,022,000 |
| Hispanic | 242 | $36,040,000 | $148,000 | $865,000 | $96,000 | $719,000 |
| American Indian or Alaskan Native | 27 | $3,115,000 | $115,000 | $475,000 | $198,000 | $1,508,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $155,000 | $51,000 | $105,000 | $21,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,117 | $1,673,065,000 | $165,000 | $23,915,000 | $177,000 | $7,882,000 |
| FHA-insured (Federal Housing Administration) | 106 | $24,740,000 | $233,000 | $615,000 | $71,000 | $389,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,770,000 | $314,000 | $475,000 | $84,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $990,000 | $247,000 | $345,000 | $76,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,458 | $369,290,000 | $82,000 | $535,000 | $0 | $0 |
| Loan Originated | 3,679 | $903,195,000 | $245,000 | $23,915,000 | $192,000 | $4,905,000 |
| Application Denied By Financial Institution | 1,284 | $198,520,000 | $154,000 | $2,505,000 | $103,000 | $1,170,000 |
| Application Withdrawn By Applicant | 578 | $179,090,000 | $309,000 | $10,005,000 | $227,000 | $7,882,000 |
| File Closed For Incompleteness | 157 | $38,435,000 | $244,000 | $6,275,000 | $185,000 | $1,933,000 |
| Application Approved But Not Accepted | 83 | $14,035,000 | $169,000 | $905,000 | $156,000 | $2,040,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,955 | $1,504,045,000 | $167,000 | $23,915,000 | $196,000 | $7,882,000 |
| Debt-To-Income Ratio | 564 | $87,620,000 | $155,000 | $1,125,000 | $67,000 | $694,000 |
| Collateral | 328 | $54,630,000 | $166,000 | $1,725,000 | $141,000 | $967,000 |
| Credit History | 214 | $28,000,000 | $130,000 | $2,505,000 | $115,000 | $1,170,000 |
| Credit Application Incomplete | 97 | $14,765,000 | $152,000 | $2,505,000 | $143,000 | $625,000 |
| Other | 39 | $4,895,000 | $125,000 | $505,000 | $125,000 | $527,000 |
| Employment History | 27 | $2,375,000 | $87,000 | $225,000 | $75,000 | $280,000 |
| Unverifiable Information | 13 | $5,345,000 | $411,000 | $1,365,000 | $157,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $890,000 | $445,000 | $705,000 | $122,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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