Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Wings Financial Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,583 |
| Total Mortgage Loan Application Amount | $279,460,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $806,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $1,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 349 | $ 58,963,000 | $ 168,000 | $ 88,000 |
| Hennepin County Minnesota | 283 | $ 47,834,000 | $ 169,000 | $ 91,000 |
| Ramsey County Minnesota | 74 | $ 11,655,000 | $ 157,000 | $ 86,000 |
| Scott County Minnesota | 60 | $ 12,077,000 | $ 201,000 | $ 115,000 |
| Washington County Minnesota | 53 | $ 10,925,000 | $ 206,000 | $ 107,000 |
| Wayne County Michigan | 40 | $ 4,206,000 | $ 105,000 | $ 77,000 |
| Anoka County Minnesota | 27 | $ 3,944,000 | $ 146,000 | $ 96,000 |
| Maricopa County Arizona | 21 | $ 4,130,000 | $ 196,000 | $ 118,000 |
| St. Croix County Wisconsin | 19 | $ 3,609,000 | $ 189,000 | $ 86,000 |
| St. Louis County Minnesota | 16 | $ 2,599,000 | $ 162,000 | $ 89,000 |
| King County Washington | 16 | $ 2,971,000 | $ 185,000 | $ 96,000 |
| Coweta County Georgia | 15 | $ 2,449,000 | $ 163,000 | $ 93,000 |
| Pierce County Washington | 15 | $ 4,556,000 | $ 303,000 | $ 168,000 |
| Carver County Minnesota | 13 | $ 2,715,000 | $ 208,000 | $ 116,000 |
| Cobb County Georgia | 12 | $ 2,084,000 | $ 173,000 | $ 68,000 |
| Goodhue County Minnesota | 11 | $ 1,765,000 | $ 160,000 | $ 86,000 |
| Cook County Illinois | 10 | $ 1,992,000 | $ 199,000 | $ 149,000 |
| Rice County Minnesota | 10 | $ 1,983,000 | $ 198,000 | $ 103,000 |
| Wright County Minnesota | 10 | $ 1,260,000 | $ 126,000 | $ 74,000 |
| Shelby County Tennessee | 9 | $ 1,217,000 | $ 135,000 | $ 92,000 |
| Oakland County Michigan | 8 | $ 1,563,000 | $ 195,000 | $ 107,000 |
| Fayette County Georgia | 7 | $ 1,163,000 | $ 166,000 | $ 97,000 |
| Washtenaw County Michigan | 7 | $ 1,010,000 | $ 144,000 | $ 83,000 |
| Cass County Minnesota | 7 | $ 1,673,000 | $ 239,000 | $ 139,000 |
| Pierce County Wisconsin | 7 | $ 1,119,000 | $ 159,000 | $ 79,000 |
| Broward County Florida | 6 | $ 939,000 | $ 156,000 | $ 52,000 |
| Los Angeles County California | 5 | $ 1,308,000 | $ 261,000 | $ 89,000 |
| San Diego County California | 5 | $ 1,397,000 | $ 279,000 | $ 121,000 |
| Hillsborough County Florida | 5 | $ 597,000 | $ 119,000 | $ 72,000 |
| Orange County Florida | 5 | $ 870,000 | $ 174,000 | $ 75,000 |
| Pinellas County Florida | 5 | $ 550,000 | $ 110,000 | $ 62,000 |
| Fulton County Georgia | 5 | $ 1,010,000 | $ 202,000 | $ 156,000 |
| Livingston County Michigan | 5 | $ 957,000 | $ 191,000 | $ 118,000 |
| Chisago County Minnesota | 5 | $ 560,000 | $ 112,000 | $ 69,000 |
| Sherburne County Minnesota | 5 | $ 730,000 | $ 146,000 | $ 87,000 |
| Polk County Wisconsin | 5 | $ 926,000 | $ 185,000 | $ 152,000 |
| Pinal County Arizona | 4 | $ 834,000 | $ 208,000 | $ 85,000 |
| Brevard County Florida | 4 | $ 872,000 | $ 218,000 | $ 82,000 |
| Miami-Dade County Florida | 4 | $ 904,000 | $ 226,000 | $ 130,000 |
| Honolulu County Hawaii | 4 | $ 1,298,000 | $ 324,000 | $ 98,000 |
| Clark County Nevada | 4 | $ 828,000 | $ 207,000 | $ 82,000 |
| Fairfax County Virginia | 4 | $ 1,676,000 | $ 419,000 | $ 161,000 |
| Burnett County Wisconsin | 4 | $ 607,000 | $ 151,000 | $ 106,000 |
| Yavapai County Arizona | 3 | $ 688,000 | $ 229,000 | $ 68,000 |
| Orange County California | 3 | $ 894,000 | $ 298,000 | $ 129,000 |
| Douglas County Colorado | 3 | $ 750,000 | $ 250,000 | $ 107,000 |
| El Paso County Colorado | 3 | $ 503,000 | $ 167,000 | $ 99,000 |
| Collier County Florida | 3 | $ 569,000 | $ 189,000 | $ 164,000 |
| Palm Beach County Florida | 3 | $ 284,000 | $ 94,000 | $ 99,000 |
| Sarasota County Florida | 3 | $ 512,000 | $ 170,000 | $ 151,000 |
| Volusia County Florida | 3 | $ 374,000 | $ 124,000 | $ 109,000 |
| Gwinnett County Georgia | 3 | $ 679,000 | $ 226,000 | $ 103,000 |
| Essex County Massachusetts | 3 | $ 500,000 | $ 166,000 | $ 135,000 |
| Becker County Minnesota | 3 | $ 526,000 | $ 175,000 | $ 142,000 |
| Crow Wing County Minnesota | 3 | $ 353,000 | $ 117,000 | $ 82,000 |
| Douglas County Minnesota | 3 | $ 561,000 | $ 187,000 | $ 214,000 |
| Itasca County Minnesota | 3 | $ 418,000 | $ 139,000 | $ 74,000 |
| Wabasha County Minnesota | 3 | $ 910,000 | $ 303,000 | $ 199,000 |
| DeSoto County Mississippi | 3 | $ 567,000 | $ 189,000 | $ 83,000 |
| St. Louis County Missouri | 3 | $ 378,000 | $ 126,000 | $ 63,000 |
| Kings County New York | 3 | $ 934,000 | $ 311,000 | $ 124,000 |
| Nassau County New York | 3 | $ 791,000 | $ 263,000 | $ 143,000 |
| Cass County North Dakota | 3 | $ 426,000 | $ 142,000 | $ 78,000 |
| Barron County Wisconsin | 3 | $ 450,000 | $ 150,000 | $ 62,000 |
| Milwaukee County Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Mendocino County California | 2 | $ 588,000 | $ 294,000 | $ 99,000 |
| San Bernardino County California | 2 | $ 538,000 | $ 269,000 | $ 121,000 |
| Arapahoe County Colorado | 2 | $ 441,000 | $ 220,000 | $ 102,000 |
| Citrus County Florida | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| Lee County Florida | 2 | $ 185,000 | $ 92,000 | $ 64,000 |
| Manatee County Florida | 2 | $ 780,000 | $ 390,000 | $ 167,000 |
| Martin County Florida | 2 | $ 443,000 | $ 221,000 | $ 86,000 |
| Monroe County Florida | 2 | $ 770,000 | $ 385,000 | $ 166,000 |
| St. Lucie County Florida | 2 | $ 390,000 | $ 195,000 | $ 150,000 |
| Cherokee County Georgia | 2 | $ 307,000 | $ 153,000 | $ 45,000 |
| DeKalb County Georgia | 2 | $ 380,000 | $ 190,000 | $ 186,000 |
| Paulding County Georgia | 2 | $ 227,000 | $ 113,000 | $ 61,000 |
| Hawaii County Hawaii | 2 | $ 578,000 | $ 289,000 | $ 84,000 |
| DuPage County Illinois | 2 | $ 454,000 | $ 227,000 | $ 160,000 |
| Will County Illinois | 2 | $ 608,000 | $ 304,000 | $ 164,000 |
| Johnson County Kansas | 2 | $ 357,000 | $ 178,000 | $ 95,000 |
| Anne Arundel County Maryland | 2 | $ 471,000 | $ 235,000 | $ 103,000 |
| Jackson County Michigan | 2 | $ 113,000 | $ 56,000 | $ 30,000 |
| Macomb County Michigan | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Monroe County Michigan | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Aitkin County Minnesota | 2 | $ 347,000 | $ 173,000 | $ 112,000 |
| Hubbard County Minnesota | 2 | $ 306,000 | $ 153,000 | $ 91,000 |
| Olmsted County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Camden County Missouri | 2 | $ 208,000 | $ 104,000 | $ 88,000 |
| Queens County New York | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Ward County North Dakota | 2 | $ 145,000 | $ 72,000 | $ 69,000 |
| Warren County Ohio | 2 | $ 255,000 | $ 127,000 | $ 119,000 |
| Oklahoma County Oklahoma | 2 | $ 291,000 | $ 145,000 | $ 78,000 |
| Tulsa County Oklahoma | 2 | $ 225,000 | $ 112,000 | $ 83,000 |
| Minnehaha County South Dakota | 2 | $ 494,000 | $ 247,000 | $ 95,000 |
| Sumner County Tennessee | 2 | $ 494,000 | $ 247,000 | $ 182,000 |
| Atascosa County Texas | 2 | $ 317,000 | $ 158,000 | $ 58,000 |
| Prince William County Virginia | 2 | $ 510,000 | $ 255,000 | $ 227,000 |
| Rappahannock County Virginia | 2 | $ 601,000 | $ 300,000 | $ 123,000 |
| Island County Washington | 2 | $ 556,000 | $ 278,000 | $ 175,000 |
| Kitsap County Washington | 2 | $ 408,000 | $ 204,000 | $ 60,000 |
| Mason County Washington | 2 | $ 444,000 | $ 222,000 | $ 115,000 |
| Snohomish County Washington | 2 | $ 754,000 | $ 377,000 | $ 124,000 |
| Outagamie County Wisconsin | 2 | $ 162,000 | $ 81,000 | $ 53,000 |
| Sawyer County Wisconsin | 2 | $ 882,000 | $ 441,000 | $ 300,000 |
| Washburn County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Anchorage County Alaska | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Fairbanks North Star County Alaska | 1 | $ 136,000 | $ 136,000 | $ 101,000 |
| Cochise County Arizona | 1 | $ 158,000 | $ 158,000 | $ 34,000 |
| Coconino County Arizona | 1 | $ 350,000 | $ 350,000 | $ 192,000 |
| Mohave County Arizona | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Navajo County Arizona | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Pima County Arizona | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Cleburne County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 170,000 |
| Independence County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 164,000 |
| Alameda County California | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Riverside County California | 1 | $ 230,000 | $ 230,000 | $ 111,000 |
| Santa Cruz County California | 1 | $ 500,000 | $ 500,000 | $ 183,000 |
| Ventura County California | 1 | $ 321,000 | $ 321,000 | $ 143,000 |
| Grand County Colorado | 1 | $ 309,000 | $ 309,000 | $ 173,000 |
| Gunnison County Colorado | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 332,000 | $ 332,000 | $ 134,000 |
| Larimer County Colorado | 1 | $ 146,000 | $ 146,000 | $ 200,000 |
| Summit County Colorado | 1 | $ 222,000 | $ 222,000 | $ 126,000 |
| Weld County Colorado | 1 | $ 228,000 | $ 228,000 | $ 76,000 |
| Hartford County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 1 | $ 565,000 | $ 565,000 | $ 144,000 |
| Charlotte County Florida | 1 | $ 320,000 | $ 320,000 | $ 142,000 |
| Hernando County Florida | 1 | $ 16,000 | $ 16,000 | $ 129,000 |
| Osceola County Florida | 1 | $ 213,000 | $ 213,000 | $ 102,000 |
| Polk County Florida | 1 | $ 399,000 | $ 399,000 | $ 177,000 |
| St. Johns County Florida | 1 | $ 119,000 | $ 119,000 | $ 141,000 |
| Sumter County Florida | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Walton County Florida | 1 | $ 202,000 | $ 202,000 | $ 161,000 |
| Bryan County Georgia | 1 | $ 312,000 | $ 312,000 | $ 122,000 |
| Carroll County Georgia | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Douglas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Effingham County Georgia | 1 | $ 211,000 | $ 211,000 | $ 106,000 |
| Forsyth County Georgia | 1 | $ 172,000 | $ 172,000 | $ 121,000 |
| Hancock County Georgia | 1 | $ 151,000 | $ 151,000 | $ 195,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
| Morgan County Georgia | 1 | $ 272,000 | $ 272,000 | $ 122,000 |
| Newton County Georgia | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Troup County Georgia | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Kauai County Hawaii | 1 | $ 480,000 | $ 480,000 | $ 121,000 |
| Bonner County Idaho | 1 | $ 275,000 | $ 275,000 | $ 149,000 |
| Lake County Illinois | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Hendricks County Indiana | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Lake County Indiana | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Butler County Iowa | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Dallas County Iowa | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Polk County Iowa | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Winnebago County Iowa | 1 | $ 180,000 | $ 180,000 | $ 121,000 |
| Jefferson County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| St. John the Baptist County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Penobscot County Maine | 1 | $ 130,000 | $ 130,000 | $ 203,000 |
| Carroll County Maryland | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| Prince George's County Maryland | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Barnstable County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 37,000 |
| Middlesex County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Plymouth County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 50,000 |
| Allegan County Michigan | 1 | $ 269,000 | $ 269,000 | $ 118,000 |
| Antrim County Michigan | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Arenac County Michigan | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Berrien County Michigan | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Cass County Michigan | 1 | $ 133,000 | $ 133,000 | $ 196,000 |
| Cheboygan County Michigan | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Emmet County Michigan | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Genesee County Michigan | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Gogebic County Michigan | 1 | $ 465,000 | $ 465,000 | $ 254,000 |
| Grand Traverse County Michigan | 1 | $ 141,000 | $ 141,000 | $ 74,000 |
| Houghton County Michigan | 1 | $ 197,000 | $ 197,000 | $ 164,000 |
| Menominee County Michigan | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Muskegon County Michigan | 1 | $ 272,000 | $ 272,000 | $ 81,000 |
| Benton County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Blue Earth County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 164,000 |
| Brown County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 84,000 |
| Kanabec County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 200,000 |
| Kandiyohi County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Lake County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 184,000 |
| McLeod County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 93,000 |
| Nicollet County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
| Otter Tail County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Pennington County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Pine County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Sibley County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Stearns County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Todd County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Waseca County Minnesota | 1 | $ 267,000 | $ 267,000 | $ 72,000 |
| Covington County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Tate County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 92,000 |
| Hickory County Missouri | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Jackson County Missouri | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Flathead County Montana | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Gallatin County Montana | 1 | $ 157,000 | $ 157,000 | $ 152,000 |
| Jefferson County Montana | 1 | $ 397,000 | $ 397,000 | $ 150,000 |
| Missoula County Montana | 1 | $ 329,000 | $ 329,000 | $ 129,000 |
| Yellowstone County Montana | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Sarpy County Nebraska | 1 | $ 294,000 | $ 294,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 330,000 | $ 330,000 | $ 132,000 |
| Carroll County New Hampshire | 1 | $ 143,000 | $ 143,000 | $ 26,000 |
| Hillsborough County New Hampshire | 1 | $ 140,000 | $ 140,000 | $ 182,000 |
| Rockingham County New Hampshire | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Strafford County New Hampshire | 1 | $ 90,000 | $ 90,000 | $ 93,000 |
| Bergen County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 118,000 |
| Somerset County New Jersey | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Putnam County New York | 1 | $ 341,000 | $ 341,000 | $ 128,000 |
| Steuben County New York | 1 | $ 207,000 | $ 207,000 | $ 146,000 |
| Cabarrus County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 197,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Wake County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 178,000 |
| McLean County North Dakota | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Wells County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Butler County Ohio | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Cuyahoga County Ohio | 1 | $ 299,000 | $ 299,000 | $ 123,000 |
| Delaware County Ohio | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Franklin County Ohio | 1 | $ 149,000 | $ 149,000 | $ 138,000 |
| Montgomery County Ohio | 1 | $ 126,000 | $ 126,000 | $ 88,000 |
| Wood County Ohio | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Deschutes County Oregon | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Jackson County Oregon | 1 | $ 224,000 | $ 224,000 | $ 52,000 |
| Lane County Oregon | 1 | $ 412,000 | $ 412,000 | $ 140,000 |
| Washington County Oregon | 1 | $ 286,000 | $ 286,000 | $ 139,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Bucks County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 108,000 |
| Luzerne County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 120,000 |
| Montgomery County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 113,000 |
| Horry County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| York County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 112,000 |
| Lincoln County South Dakota | 1 | $ 184,000 | $ 184,000 | $ 164,000 |
| Union County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 203,000 |
| Blount County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Cheatham County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 186,000 |
| Coffee County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Davidson County Tennessee | 1 | $ 538,000 | $ 538,000 | $ 183,000 |
| Loudon County Tennessee | 1 | $ 452,000 | $ 452,000 | $ 97,000 |
| Williamson County Tennessee | 1 | $ 358,000 | $ 358,000 | $ 113,000 |
| Bexar County Texas | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Hidalgo County Texas | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Tarrant County Texas | 1 | $ 103,000 | $ 103,000 | $ 59,000 |
| Davis County Utah | 1 | $ 157,000 | $ 157,000 | $ 118,000 |
| Grand County Utah | 1 | $ 368,000 | $ 368,000 | $ 202,000 |
| San Juan County Utah | 1 | $ 319,000 | $ 319,000 | $ 202,000 |
| Summit County Utah | 1 | $ 370,000 | $ 370,000 | $ 114,000 |
| Windsor County Vermont | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Arlington County Virginia | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Fauquier County Virginia | 1 | $ 188,000 | $ 188,000 | $ 106,000 |
| Henrico County Virginia | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| James City County Virginia | 1 | $ 248,000 | $ 248,000 | $ 153,000 |
| Prince George County Virginia | 1 | $ 217,000 | $ 217,000 | $ 68,000 |
| Asotin County Washington | 1 | $ 298,000 | $ 298,000 | $ 124,000 |
| Cowlitz County Washington | 1 | $ 223,000 | $ 223,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 264,000 | $ 264,000 | $ 94,000 |
| Thurston County Washington | 1 | $ 178,000 | $ 178,000 | $ 51,000 |
| Walla Walla County Washington | 1 | $ 267,000 | $ 267,000 | $ 161,000 |
| Bayfield County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Door County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
| Eau Claire County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Juneau County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
| Oneida County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Portage County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Racine County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 100,000 |
| Waukesha County Wisconsin | 1 | $ 403,000 | $ 403,000 | $ 260,000 |
| Waushara County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 86,000 |
| Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Sheridan County Wyoming | 1 | $ 424,000 | $ 424,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,217 | $223,245,000 | $183,000 | $806,000 | $97,000 | $1,116,000 |
| Home Purchase | 322 | $54,765,000 | $170,000 | $600,000 | $91,000 | $1,034,000 |
| Home Improvement | 44 | $1,450,000 | $32,000 | $150,000 | $78,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,002 | $179,564,000 | $179,000 | $600,000 | $95,000 | $1,116,000 |
| Not Provided | 506 | $87,230,000 | $172,000 | $806,000 | $98,000 | $1,034,000 |
| Asian | 26 | $4,787,000 | $184,000 | $360,000 | $72,000 | $192,000 |
| Black or African American | 21 | $3,036,000 | $144,000 | $408,000 | $87,000 | $466,000 |
| Hispanic | 16 | $2,625,000 | $164,000 | $351,000 | $82,000 | $145,000 |
| American Indian or Alaskan Native | 11 | $2,038,000 | $185,000 | $292,000 | $88,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $180,000 | $180,000 | $180,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,583 | $279,460,000 | $176,000 | $806,000 | $95,000 | $1,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,205 | $215,131,000 | $178,000 | $806,000 | $99,000 | $1,034,000 |
| Application Approved But Not Accepted | 189 | $34,523,000 | $182,000 | $640,000 | $97,000 | $1,116,000 |
| Application Denied By Financial Institution | 147 | $24,694,000 | $167,000 | $537,000 | $74,000 | $218,000 |
| Preapproval Denied by Financial Institution | 42 | $5,112,000 | $121,000 | $338,000 | $59,000 | $466,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $12,059,000 | $152,000 | $537,000 | $60,000 | $164,000 |
| Credit History | 65 | $9,819,000 | $151,000 | $430,000 | $77,000 | $466,000 |
| Collateral | 28 | $5,589,000 | $199,000 | $360,000 | $93,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $603,000 | $100,000 | $143,000 | $62,000 | $138,000 |
| Employment History | 3 | $335,000 | $111,000 | $150,000 | $63,000 | $125,000 |
| Other | 1 | $480,000 | $480,000 | $480,000 | $121,000 | $121,000 |
| Unverifiable Information | 1 | $51,000 | $51,000 | $51,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.