Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Wings Financial Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,504 |
| Total Mortgage Loan Application Amount | $1,289,670,000 |
| Average Mortgage Loan Application Amount | $159,833 |
| Highest Mortgage Loan Application Amount | $27,535,000 |
| Average Applicant Income | $116,833 |
| Highest Applicant Income | $1,743,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,516 | $ 308,630,000 | $ 203,000 | $ 117,000 |
| Dakota County Minnesota | 1,016 | $ 184,810,000 | $ 181,000 | $ 121,000 |
| Anoka County Minnesota | 331 | $ 46,995,000 | $ 141,000 | $ 96,000 |
| Scott County Minnesota | 330 | $ 62,240,000 | $ 188,000 | $ 122,000 |
| Ramsey County Minnesota | 296 | $ 46,800,000 | $ 158,000 | $ 111,000 |
| Washington County Minnesota | 212 | $ 45,570,000 | $ 214,000 | $ 131,000 |
| Carver County Minnesota | 179 | $ 36,045,000 | $ 201,000 | $ 138,000 |
| Wright County Minnesota | 114 | $ 30,010,000 | $ 263,000 | $ 107,000 |
| Wayne County Michigan | 96 | $ 11,180,000 | $ 116,000 | $ 101,000 |
| Sherburne County Minnesota | 58 | $ 8,060,000 | $ 138,000 | $ 116,000 |
| Maricopa County Arizona | 50 | $ 11,150,000 | $ 223,000 | $ 141,000 |
| King County Washington | 41 | $ 13,535,000 | $ 330,000 | $ 159,000 |
| St. Croix County Wisconsin | 41 | $ 9,155,000 | $ 223,000 | $ 138,000 |
| Rice County Minnesota | 38 | $ 6,690,000 | $ 176,000 | $ 101,000 |
| Chisago County Minnesota | 29 | $ 4,205,000 | $ 145,000 | $ 127,000 |
| Fulton County Georgia | 27 | $ 4,685,000 | $ 173,000 | $ 125,000 |
| Orange County Florida | 25 | $ 5,325,000 | $ 213,000 | $ 136,000 |
| Shelby County Tennessee | 23 | $ 3,315,000 | $ 144,000 | $ 101,000 |
| Crow Wing County Minnesota | 21 | $ 5,445,000 | $ 259,000 | $ 213,000 |
| St. Louis County Minnesota | 21 | $ 2,565,000 | $ 122,000 | $ 93,000 |
| Clark County Nevada | 21 | $ 5,825,000 | $ 277,000 | $ 113,000 |
| Pierce County Washington | 20 | $ 4,620,000 | $ 231,000 | $ 158,000 |
| Oakland County Michigan | 18 | $ 3,100,000 | $ 172,000 | $ 143,000 |
| Cobb County Georgia | 17 | $ 4,115,000 | $ 242,000 | $ 153,000 |
| Washtenaw County Michigan | 15 | $ 2,145,000 | $ 143,000 | $ 113,000 |
| Cass County Minnesota | 15 | $ 3,025,000 | $ 201,000 | $ 181,000 |
| Goodhue County Minnesota | 15 | $ 3,315,000 | $ 221,000 | $ 136,000 |
| Pennington County Minnesota | 15 | $ 1,755,000 | $ 117,000 | $ 86,000 |
| Sarasota County Florida | 14 | $ 2,550,000 | $ 182,000 | $ 115,000 |
| Lee County Florida | 13 | $ 3,805,000 | $ 292,000 | $ 163,000 |
| Coweta County Georgia | 13 | $ 1,945,000 | $ 149,000 | $ 103,000 |
| Le Sueur County Minnesota | 13 | $ 2,235,000 | $ 171,000 | $ 93,000 |
| Pierce County Wisconsin | 13 | $ 2,315,000 | $ 178,000 | $ 133,000 |
| Hillsborough County Florida | 12 | $ 3,250,000 | $ 270,000 | $ 117,000 |
| Collier County Florida | 11 | $ 3,075,000 | $ 279,000 | $ 199,000 |
| Osceola County Florida | 11 | $ 2,725,000 | $ 247,000 | $ 157,000 |
| Palm Beach County Florida | 11 | $ 2,005,000 | $ 182,000 | $ 137,000 |
| Cook County Illinois | 11 | $ 2,265,000 | $ 205,000 | $ 102,000 |
| DeSoto County Mississippi | 11 | $ 1,675,000 | $ 152,000 | $ 111,000 |
| Burnett County Wisconsin | 11 | $ 2,085,000 | $ 189,000 | $ 195,000 |
| Los Angeles County California | 10 | $ 4,190,000 | $ 419,000 | $ 210,000 |
| San Diego County California | 10 | $ 4,210,000 | $ 421,000 | $ 156,000 |
| Broward County Florida | 10 | $ 2,900,000 | $ 290,000 | $ 160,000 |
| Henry County Georgia | 10 | $ 1,610,000 | $ 161,000 | $ 135,000 |
| Pima County Arizona | 9 | $ 1,505,000 | $ 167,000 | $ 97,000 |
| Riverside County California | 9 | $ 3,475,000 | $ 386,000 | $ 129,000 |
| Arapahoe County Colorado | 9 | $ 2,125,000 | $ 236,000 | $ 181,000 |
| Brevard County Florida | 9 | $ 2,685,000 | $ 298,000 | $ 203,000 |
| Fayette County Georgia | 9 | $ 1,695,000 | $ 188,000 | $ 154,000 |
| Itasca County Minnesota | 9 | $ 2,005,000 | $ 222,000 | $ 182,000 |
| McLeod County Minnesota | 9 | $ 9,595,000 | $ 1,066,000 | $ 137,000 |
| Pinal County Arizona | 8 | $ 1,810,000 | $ 226,000 | $ 152,000 |
| Stearns County Minnesota | 8 | $ 1,280,000 | $ 160,000 | $ 98,000 |
| Pinellas County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 175,000 |
| Seminole County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 104,000 |
| Polk County Wisconsin | 7 | $ 1,265,000 | $ 180,000 | $ 96,000 |
| Orange County California | 6 | $ 1,510,000 | $ 251,000 | $ 239,000 |
| Douglas County Colorado | 6 | $ 2,330,000 | $ 388,000 | $ 198,000 |
| Manatee County Florida | 6 | $ 1,510,000 | $ 251,000 | $ 194,000 |
| Pasco County Florida | 6 | $ 990,000 | $ 165,000 | $ 113,000 |
| Polk County Florida | 6 | $ 860,000 | $ 143,000 | $ 105,000 |
| Cherokee County Georgia | 6 | $ 860,000 | $ 143,000 | $ 105,000 |
| Clayton County Georgia | 6 | $ 220,000 | $ 36,000 | $ 70,000 |
| DeKalb County Georgia | 6 | $ 630,000 | $ 105,000 | $ 51,000 |
| Paulding County Georgia | 6 | $ 750,000 | $ 125,000 | $ 98,000 |
| Isanti County Minnesota | 6 | $ 950,000 | $ 158,000 | $ 117,000 |
| Todd County Minnesota | 6 | $ 950,000 | $ 158,000 | $ 129,000 |
| Snohomish County Washington | 6 | $ 810,000 | $ 135,000 | $ 111,000 |
| El Paso County Colorado | 5 | $ 835,000 | $ 167,000 | $ 89,000 |
| Jackson County Michigan | 5 | $ 445,000 | $ 89,000 | $ 146,000 |
| Livingston County Michigan | 5 | $ 1,155,000 | $ 231,000 | $ 139,000 |
| Hubbard County Minnesota | 5 | $ 1,005,000 | $ 201,000 | $ 197,000 |
| Olmsted County Minnesota | 5 | $ 895,000 | $ 179,000 | $ 146,000 |
| Pine County Minnesota | 5 | $ 665,000 | $ 133,000 | $ 92,000 |
| Sibley County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 94,000 |
| Barron County Wisconsin | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| Adams County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 149,000 |
| Charlotte County Florida | 4 | $ 490,000 | $ 122,000 | $ 174,000 |
| Lake County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 174,000 |
| Martin County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 248,000 |
| Forsyth County Georgia | 4 | $ 330,000 | $ 82,000 | $ 176,000 |
| McHenry County Illinois | 4 | $ 540,000 | $ 135,000 | $ 84,000 |
| Monroe County Michigan | 4 | $ 510,000 | $ 127,000 | $ 152,000 |
| Becker County Minnesota | 4 | $ 490,000 | $ 122,000 | $ 148,000 |
| Kandiyohi County Minnesota | 4 | $ 340,000 | $ 85,000 | $ 98,000 |
| Morrison County Minnesota | 4 | $ 710,000 | $ 177,000 | $ 157,000 |
| Cuyahoga County Ohio | 4 | $ 950,000 | $ 237,000 | $ 106,000 |
| Deschutes County Oregon | 4 | $ 1,120,000 | $ 280,000 | $ 140,000 |
| Allegheny County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 171,000 |
| Wilson County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 196,000 |
| Dallas County Texas | 4 | $ 1,470,000 | $ 367,000 | $ 183,000 |
| Denton County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 186,000 |
| Sawyer County Wisconsin | 4 | $ 950,000 | $ 237,000 | $ 239,000 |
| Washburn County Wisconsin | 4 | $ 1,320,000 | $ 330,000 | $ 186,000 |
| Alameda County California | 3 | $ 525,000 | $ 175,000 | $ 180,000 |
| Denver County Colorado | 3 | $ 885,000 | $ 295,000 | $ 317,000 |
| Larimer County Colorado | 3 | $ 345,000 | $ 115,000 | $ 86,000 |
| Summit County Colorado | 3 | $ 735,000 | $ 245,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,275,000 | $ 758,000 | $ 310,000 |
| Miami-Dade County Florida | 3 | $ 265,000 | $ 88,000 | $ 138,000 |
| Volusia County Florida | 3 | $ 675,000 | $ 225,000 | $ 166,000 |
| Gwinnett County Georgia | 3 | $ 505,000 | $ 168,000 | $ 248,000 |
| Ada County Idaho | 3 | $ 525,000 | $ 175,000 | $ 84,000 |
| Grand Traverse County Michigan | 3 | $ 435,000 | $ 145,000 | $ 119,000 |
| Kent County Michigan | 3 | $ 385,000 | $ 128,000 | $ 192,000 |
| Lenawee County Michigan | 3 | $ 395,000 | $ 131,000 | $ 190,000 |
| Macomb County Michigan | 3 | $ 195,000 | $ 65,000 | $ 77,000 |
| Aitkin County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 220,000 |
| Benton County Minnesota | 3 | $ 275,000 | $ 91,000 | $ 76,000 |
| Blue Earth County Minnesota | 3 | $ 905,000 | $ 301,000 | $ 132,000 |
| Carlton County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 137,000 |
| Douglas County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 110,000 |
| Kanabec County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 98,000 |
| Mille Lacs County Minnesota | 3 | $ 365,000 | $ 121,000 | $ 57,000 |
| Nicollet County Minnesota | 3 | $ 65,000 | $ 21,000 | $ 49,000 |
| Otter Tail County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 149,000 |
| Wabasha County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| St. Louis County Missouri | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Hudson County New Jersey | 3 | $ 2,455,000 | $ 818,000 | $ 121,000 |
| Queens County New York | 3 | $ 895,000 | $ 298,000 | $ 134,000 |
| Mecklenburg County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 179,000 |
| Cass County North Dakota | 3 | $ 575,000 | $ 191,000 | $ 82,000 |
| Multnomah County Oregon | 3 | $ 725,000 | $ 241,000 | $ 106,000 |
| Davidson County Tennessee | 3 | $ 745,000 | $ 248,000 | $ 186,000 |
| Knox County Tennessee | 3 | $ 165,000 | $ 55,000 | $ 158,000 |
| Loudon County Tennessee | 3 | $ 745,000 | $ 248,000 | $ 142,000 |
| Rutherford County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 187,000 |
| Williamson County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 191,000 |
| Wasatch County Utah | 3 | $ 1,095,000 | $ 365,000 | $ 279,000 |
| Washington County Utah | 3 | $ 765,000 | $ 255,000 | $ 157,000 |
| Loudoun County Virginia | 3 | $ 875,000 | $ 291,000 | $ 229,000 |
| Clallam County Washington | 3 | $ 565,000 | $ 188,000 | $ 83,000 |
| Clark County Washington | 3 | $ 475,000 | $ 158,000 | $ 136,000 |
| Mason County Washington | 3 | $ 1,185,000 | $ 395,000 | $ 131,000 |
| Thurston County Washington | 3 | $ 605,000 | $ 201,000 | $ 84,000 |
| Eau Claire County Wisconsin | 3 | $ 14,125,000 | $ 4,708,000 | $ 150,000 |
| Yavapai County Arizona | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Washington County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Sacramento County California | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Ventura County California | 2 | $ 140,000 | $ 70,000 | $ 192,000 |
| Boulder County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 133,000 |
| Mesa County Colorado | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Fairfield County Connecticut | 2 | $ 850,000 | $ 425,000 | $ 149,000 |
| Escambia County Florida | 2 | $ 490,000 | $ 245,000 | $ 244,000 |
| Indian River County Florida | 2 | $ 540,000 | $ 270,000 | $ 112,000 |
| Marion County Florida | 2 | $ 570,000 | $ 285,000 | $ 209,000 |
| Okaloosa County Florida | 2 | $ 270,000 | $ 135,000 | $ 206,000 |
| St. Lucie County Florida | 2 | $ 610,000 | $ 305,000 | $ 211,000 |
| Sumter County Florida | 2 | $ 560,000 | $ 280,000 | $ 130,000 |
| Spalding County Georgia | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Hamilton County Indiana | 2 | $ 210,000 | $ 105,000 | $ 115,000 |
| Jefferson County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Jefferson County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 53,000 |
| Clare County Michigan | 2 | $ 140,000 | $ 70,000 | $ 205,000 |
| Lapeer County Michigan | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Muskegon County Michigan | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Ottawa County Michigan | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Lake County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Polk County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Pope County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 141,000 |
| Renville County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Harrison County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 201,000 |
| Pontotoc County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 204,000 |
| Camden County Missouri | 2 | $ 650,000 | $ 325,000 | $ 396,000 |
| Greene County Missouri | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| St. Charles County Missouri | 2 | $ 640,000 | $ 320,000 | $ 127,000 |
| Gallatin County Montana | 2 | $ 950,000 | $ 475,000 | $ 126,000 |
| Yellowstone County Montana | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Somerset County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 156,000 |
| Grant County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 201,000 |
| Kings County New York | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Union County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 158,000 |
| Burleigh County North Dakota | 2 | $ 500,000 | $ 250,000 | $ 150,000 |
| Delaware County Ohio | 2 | $ 430,000 | $ 215,000 | $ 414,000 |
| Franklin County Ohio | 2 | $ 580,000 | $ 290,000 | $ 101,000 |
| Lorain County Ohio | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Lucas County Ohio | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| Miami County Ohio | 2 | $ 130,000 | $ 65,000 | $ 29,000 |
| Lincoln County Oregon | 2 | $ 490,000 | $ 245,000 | $ 196,000 |
| Marion County Oregon | 2 | $ 710,000 | $ 355,000 | $ 327,000 |
| Greenville County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| Codington County South Dakota | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Lincoln County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Fayette County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 180,000 |
| Harris County Texas | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Williamson County Texas | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Fairfax County Virginia | 2 | $ 880,000 | $ 440,000 | $ 293,000 |
| Spokane County Washington | 2 | $ 500,000 | $ 250,000 | $ 207,000 |
| Whatcom County Washington | 2 | $ 1,570,000 | $ 785,000 | $ 266,000 |
| Yakima County Washington | 2 | $ 500,000 | $ 250,000 | $ 130,000 |
| Douglas County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Jefferson County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Milwaukee County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 131,000 |
| Oconto County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 94,000 |
| Rusk County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Baldwin County Alabama | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Cleburne County Alabama | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Mobile County Alabama | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Anchorage County Alaska | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Matanuska-Susitna County Alaska | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| Coconino County Arizona | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Pulaski County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Butte County California | 1 | $ 485,000 | $ 485,000 | $ 115,000 |
| Calaveras County California | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Contra Costa County California | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| El Dorado County California | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| San Joaquin County California | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Sonoma County California | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Tulare County California | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Yuba County California | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Chaffee County Colorado | 1 | $ 395,000 | $ 395,000 | $ 186,000 |
| Clear Creek County Colorado | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Eagle County Colorado | 1 | $ 375,000 | $ 375,000 | $ 500,000 |
| Elbert County Colorado | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Garfield County Colorado | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| Jefferson County Colorado | 1 | $ 65,000 | $ 65,000 | $ 309,000 |
| Ouray County Colorado | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Rio Grande County Colorado | 1 | $ 225,000 | $ 225,000 | $ 238,000 |
| Columbia County Florida | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 340,000 |
| Nassau County Florida | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 390,000 |
| Carroll County Georgia | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 595,000 | $ 595,000 | $ 249,000 |
| Douglas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Greene County Georgia | 1 | $ 1,215,000 | $ 1,215,000 | $ 386,000 |
| Haralson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Jackson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Lamar County Georgia | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Muscogee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Pike County Georgia | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Putnam County Georgia | 1 | $ 485,000 | $ 485,000 | $ 308,000 |
| Richmond County Georgia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Hawaii County Hawaii | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Canyon County Idaho | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Kootenai County Idaho | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Shoshone County Idaho | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| DuPage County Illinois | 1 | $ 605,000 | $ 605,000 | $ 221,000 |
| Kane County Illinois | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Lake County Illinois | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| McLean County Illinois | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Monroe County Illinois | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Rock Island County Illinois | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Clark County Indiana | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Hendricks County Indiana | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Johnson County Indiana | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Bremer County Iowa | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Dubuque County Iowa | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Kossuth County Iowa | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Marion County Iowa | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Douglas County Kansas | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Fayette County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Oldham County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Orleans County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Aroostook County Maine | 1 | $ 285,000 | $ 285,000 | $ 185,000 |
| Anne Arundel County Maryland | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Calvert County Maryland | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Howard County Maryland | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| Suffolk County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 220,000 |
| Barry County Michigan | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Crawford County Michigan | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Genesee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Gladwin County Michigan | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Gogebic County Michigan | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Houghton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Iron County Michigan | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Saginaw County Michigan | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Big Stone County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Brown County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Chippewa County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Cook County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Freeborn County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Lyon County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Marshall County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Meeker County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Mower County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Steele County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Oktibbeha County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Boone County Missouri | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Jackson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| St. Francois County Missouri | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Stone County Missouri | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Taney County Missouri | 1 | $ 345,000 | $ 345,000 | $ 234,000 |
| Cascade County Montana | 1 | $ 165,000 | $ 165,000 | $ 283,000 |
| Jefferson County Montana | 1 | $ 455,000 | $ 455,000 | $ 199,000 |
| Missoula County Montana | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Sweet Grass County Montana | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Sarpy County Nebraska | 1 | $ 445,000 | $ 445,000 | $ 241,000 |
| Scotts Bluff County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Carson City County Nevada | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Washoe County Nevada | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Belknap County New Hampshire | 1 | $ 635,000 | $ 635,000 | $ 185,000 |
| Carroll County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Hillsborough County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Bergen County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Cape May County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Essex County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 310,000 |
| Bernalillo County New Mexico | 1 | $ 765,000 | $ 765,000 | $ 446,000 |
| Santa Fe County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Chenango County New York | 1 | $ 45,000 | $ 45,000 | $ 320,000 |
| Dutchess County New York | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Essex County New York | 1 | $ 545,000 | $ 545,000 | $ 138,000 |
| Nassau County New York | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| New York County New York | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Orange County New York | 1 | $ 355,000 | $ 355,000 | $ 1,743,000 |
| Ulster County New York | 1 | $ 855,000 | $ 855,000 | $ 210,000 |
| Alexander County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 370,000 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 185,000 |
| Chatham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Cleveland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Currituck County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 303,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 266,000 |
| Haywood County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Henderson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Jackson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Johnston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| New Hanover County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Rowan County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 172,000 |
| Barnes County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Cavalier County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Butler County Ohio | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Fairfield County Ohio | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Hocking County Ohio | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Lake County Ohio | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Licking County Ohio | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Stark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Union County Ohio | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Oklahoma County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Rogers County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Tulsa County Oklahoma | 1 | $ 875,000 | $ 875,000 | $ 786,000 |
| Tillamook County Oregon | 1 | $ 455,000 | $ 455,000 | $ 169,000 |
| Blair County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Bucks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Northampton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 373,000 |
| Washington County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Kent County Rhode Island | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Hamlin County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Lake County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Minnehaha County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Campbell County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Cumberland County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Trousdale County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Collin County Texas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Fort Bend County Texas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Hays County Texas | 1 | $ 545,000 | $ 545,000 | $ 373,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Potter County Texas | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Rockwall County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Tarrant County Texas | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Travis County Texas | 1 | $ 485,000 | $ 485,000 | $ 260,000 |
| Davis County Utah | 1 | $ 475,000 | $ 475,000 | $ 141,000 |
| Washington County Vermont | 1 | $ 385,000 | $ 385,000 | $ 480,000 |
| Alexandria County Virginia | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Culpeper County Virginia | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Essex County Virginia | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Prince William County Virginia | 1 | $ 365,000 | $ 365,000 | $ 214,000 |
| Pulaski County Virginia | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Westmoreland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Douglas County Washington | 1 | $ 605,000 | $ 605,000 | $ 384,000 |
| Lewis County Washington | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Adams County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Ashland County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Bayfield County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Chippewa County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Lincoln County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Outagamie County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Pepin County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Walworth County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Waukesha County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Albany County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Park County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,210 | $625,020,000 | $282,000 | $27,535,000 | $111,000 | $1,743,000 |
| Refinancing | 1,209 | $261,935,000 | $216,000 | $1,915,000 | $130,000 | $750,000 |
| Cash-out Refinancing | 999 | $274,255,000 | $274,000 | $10,005,000 | $124,000 | $1,129,000 |
| Other Purpose | 985 | $60,785,000 | $61,000 | $1,005,000 | $114,000 | $856,000 |
| Home Improvement | 923 | $55,815,000 | $60,000 | $405,000 | $116,000 | $1,156,000 |
| Not Applicable | 178 | $11,860,000 | $66,000 | $855,000 | $106,000 | $487,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,553 | $863,155,000 | $189,000 | $1,715,000 | $121,000 | $1,743,000 |
| Not Provided | 964 | $187,960,000 | $194,000 | $1,205,000 | $126,000 | $715,000 |
| Black or African American | 409 | $62,565,000 | $152,000 | $675,000 | $79,000 | $326,000 |
| Hispanic | 253 | $35,275,000 | $139,000 | $855,000 | $97,000 | $390,000 |
| Asian | 216 | $47,870,000 | $221,000 | $1,915,000 | $113,000 | $520,000 |
| American Indian or Alaskan Native | 43 | $7,295,000 | $169,000 | $665,000 | $111,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $2,520,000 | $96,000 | $365,000 | $122,000 | $375,000 |
| Not applicable | 14 | $75,420,000 | $5,387,000 | $27,535,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,504 | $1,289,670,000 | $198,000 | $27,535,000 | $118,000 | $1,743,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,529 | $941,265,000 | $207,000 | $27,535,000 | $128,000 | $1,743,000 |
| Application Denied By Financial Institution | 625 | $65,855,000 | $105,000 | $2,315,000 | $79,000 | $400,000 |
| Application Withdrawn By Applicant | 427 | $51,715,000 | $121,000 | $1,005,000 | $109,000 | $727,000 |
| Preapproval Approved but not Accepted | 389 | $102,125,000 | $262,000 | $1,715,000 | $103,000 | $1,567,000 |
| Application Approved But Not Accepted | 306 | $76,380,000 | $249,000 | $1,915,000 | $120,000 | $467,000 |
| Preapproval Denied by Financial Institution | 205 | $46,855,000 | $228,000 | $525,000 | $64,000 | $216,000 |
| File Closed For Incompleteness | 23 | $5,475,000 | $238,000 | $565,000 | $103,000 | $504,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,674 | $1,176,960,000 | $207,000 | $27,535,000 | $124,000 | $1,743,000 |
| Credit History | 354 | $47,130,000 | $133,000 | $555,000 | $80,000 | $400,000 |
| Debt-To-Income Ratio | 310 | $45,190,000 | $145,000 | $2,315,000 | $62,000 | $338,000 |
| Collateral | 79 | $6,815,000 | $86,000 | $565,000 | $101,000 | $248,000 |
| Other | 47 | $6,705,000 | $142,000 | $855,000 | $89,000 | $262,000 |
| Unverifiable Information | 21 | $1,825,000 | $86,000 | $305,000 | $76,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,935,000 | $262,000 | $635,000 | $81,000 | $175,000 |
| Employment History | 4 | $1,110,000 | $277,000 | $445,000 | $60,000 | $75,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.