Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Zions Bancorporation, N.A. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Zions Bancorporation, N.A.
One South Main Street 16Th Floor
Salt Lake City, UT 84133
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 33,202
Total Mortgage Loan Application Amount $12,847,410,000
Average Mortgage Loan Application Amount $397,800
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $205,800
Highest Applicant Income $9,508,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2021.

Mortgage Loan Application Totals for Zions Bancorporation, N.A. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 3,211 $ 1,044,705,000 $ 325,000 $ 171,000
Harris County Texas 2,778 $ 1,062,700,000 $ 382,000 $ 221,000
Salt Lake County Utah 2,055 $ 790,515,000 $ 384,000 $ 205,000
Maricopa County Arizona 1,882 $ 758,680,000 $ 403,000 $ 221,000
Los Angeles County California 1,121 $ 790,115,000 $ 704,000 $ 294,000
Utah County Utah 1,098 $ 413,360,000 $ 376,000 $ 217,000
San Diego County California 871 $ 501,905,000 $ 576,000 $ 308,000
Washington County Utah 866 $ 373,490,000 $ 431,000 $ 232,000
Pima County Arizona 701 $ 255,665,000 $ 364,000 $ 148,000
Denver County Colorado 675 $ 263,095,000 $ 389,000 $ 230,000
Orange County California 592 $ 399,610,000 $ 675,000 $ 313,000
Montgomery County Texas 575 $ 182,605,000 $ 317,000 $ 205,000
Davis County Utah 530 $ 188,320,000 $ 355,000 $ 186,000
Ada County Idaho 510 $ 169,390,000 $ 332,000 $ 192,000
Jefferson County Colorado 507 $ 156,225,000 $ 308,000 $ 188,000
Yavapai County Arizona 467 $ 133,185,000 $ 285,000 $ 130,000
Summit County Utah 420 $ 359,050,000 $ 854,000 $ 376,000
Arapahoe County Colorado 418 $ 156,690,000 $ 374,000 $ 218,000
Washoe County Nevada 396 $ 115,830,000 $ 292,000 $ 163,000
Fort Bend County Texas 388 $ 96,960,000 $ 249,000 $ 175,000
Boulder County Colorado 385 $ 133,465,000 $ 346,000 $ 211,000
Cache County Utah 372 $ 94,400,000 $ 253,000 $ 131,000
Bexar County Texas 370 $ 146,500,000 $ 395,000 $ 281,000
Douglas County Colorado 344 $ 148,410,000 $ 431,000 $ 243,000
Mohave County Arizona 334 $ 65,120,000 $ 194,000 $ 91,000
Coconino County Arizona 319 $ 101,795,000 $ 319,000 $ 174,000
Adams County Colorado 314 $ 82,200,000 $ 261,000 $ 152,000
El Paso County Colorado 298 $ 64,970,000 $ 218,000 $ 168,000
Dallas County Texas 296 $ 97,220,000 $ 328,000 $ 309,000
Galveston County Texas 282 $ 61,850,000 $ 219,000 $ 173,000
Yuma County Arizona 272 $ 37,290,000 $ 137,000 $ 102,000
Santa Clara County California 265 $ 208,445,000 $ 786,000 $ 329,000
Wasatch County Utah 258 $ 206,210,000 $ 799,000 $ 368,000
Navajo County Arizona 251 $ 56,375,000 $ 224,000 $ 114,000
Riverside County California 241 $ 97,095,000 $ 402,000 $ 221,000
Alameda County California 236 $ 111,700,000 $ 473,000 $ 221,000
Weber County Utah 214 $ 74,630,000 $ 348,000 $ 175,000
Canyon County Idaho 196 $ 47,790,000 $ 243,000 $ 119,000
Collin County Texas 195 $ 53,105,000 $ 272,000 $ 212,000
San Bernardino County California 188 $ 56,530,000 $ 300,000 $ 166,000
Bonneville County Idaho 177 $ 46,705,000 $ 263,000 $ 194,000
Pueblo County Colorado 174 $ 35,510,000 $ 204,000 $ 114,000
Nye County Nevada 166 $ 26,250,000 $ 158,000 $ 82,000
Travis County Texas 157 $ 112,275,000 $ 715,000 $ 372,000
Contra Costa County California 152 $ 59,540,000 $ 391,000 $ 233,000
Uintah County Utah 149 $ 34,195,000 $ 229,000 $ 144,000
San Mateo County California 142 $ 112,700,000 $ 793,000 $ 319,000
Latah County Idaho 141 $ 38,385,000 $ 272,000 $ 136,000
Tarrant County Texas 125 $ 32,025,000 $ 256,000 $ 185,000
Routt County Colorado 120 $ 62,680,000 $ 522,000 $ 274,000
Fresno County California 119 $ 55,285,000 $ 464,000 $ 267,000
Iron County Utah 118 $ 32,990,000 $ 279,000 $ 160,000
Cochise County Arizona 109 $ 17,255,000 $ 158,000 $ 84,000
La Plata County Colorado 109 $ 34,355,000 $ 315,000 $ 161,000
Blaine County Idaho 108 $ 69,910,000 $ 647,000 $ 277,000
Gila County Arizona 106 $ 31,500,000 $ 297,000 $ 144,000
Denton County Texas 106 $ 37,690,000 $ 355,000 $ 239,000
Larimer County Colorado 105 $ 24,775,000 $ 235,000 $ 154,000
Mesa County Colorado 99 $ 24,715,000 $ 249,000 $ 163,000
Pinal County Arizona 97 $ 16,855,000 $ 173,000 $ 113,000
Grand County Utah 97 $ 31,515,000 $ 324,000 $ 130,000
Bannock County Idaho 96 $ 25,060,000 $ 261,000 $ 156,000
Teton County Idaho 95 $ 45,905,000 $ 483,000 $ 161,000
Box Elder County Utah 94 $ 19,480,000 $ 207,000 $ 114,000
Sacramento County California 92 $ 26,870,000 $ 292,000 $ 140,000
Lyon County Nevada 89 $ 15,515,000 $ 174,000 $ 88,000
Garfield County Colorado 88 $ 33,330,000 $ 378,000 $ 127,000
San Francisco County California 84 $ 62,150,000 $ 739,000 $ 351,000
Douglas County Nevada 84 $ 30,710,000 $ 365,000 $ 182,000
Weld County Colorado 81 $ 23,215,000 $ 286,000 $ 211,000
Sanpete County Utah 80 $ 14,620,000 $ 182,000 $ 103,000
Brazoria County Texas 77 $ 18,305,000 $ 237,000 $ 264,000
Millard County Utah 76 $ 9,820,000 $ 129,000 $ 78,000
San Juan County Utah 76 $ 14,570,000 $ 191,000 $ 99,000
Bingham County Idaho 75 $ 18,625,000 $ 248,000 $ 152,000
Elko County Nevada 74 $ 11,360,000 $ 153,000 $ 102,000
Teller County Colorado 72 $ 20,420,000 $ 283,000 $ 125,000
Apache County Arizona 71 $ 12,295,000 $ 173,000 $ 86,000
Nez Perce County Idaho 71 $ 14,995,000 $ 211,000 $ 102,000
Kane County Utah 71 $ 21,225,000 $ 298,000 $ 164,000
Tooele County Utah 70 $ 12,370,000 $ 176,000 $ 105,000
Ventura County California 69 $ 34,715,000 $ 503,000 $ 220,000
Pitkin County Colorado 67 $ 32,255,000 $ 481,000 $ 188,000
Jefferson County Idaho 64 $ 15,830,000 $ 247,000 $ 226,000
Duchesne County Utah 64 $ 13,260,000 $ 207,000 $ 111,000
Sevier County Utah 64 $ 10,070,000 $ 157,000 $ 122,000
King County Washington 64 $ 57,330,000 $ 895,000 $ 428,000
Eagle County Colorado 62 $ 43,050,000 $ 694,000 $ 350,000
Comal County Texas 62 $ 21,250,000 $ 342,000 $ 208,000
Grand County Colorado 61 $ 34,035,000 $ 557,000 $ 409,000
San Juan County New Mexico 61 $ 10,305,000 $ 168,000 $ 104,000
Broomfield County Colorado 59 $ 15,425,000 $ 261,000 $ 195,000
Montezuma County Colorado 56 $ 10,930,000 $ 195,000 $ 97,000
Bear Lake County Idaho 52 $ 20,020,000 $ 385,000 $ 232,000
Twin Falls County Idaho 50 $ 15,530,000 $ 310,000 $ 199,000
Madison County Idaho 49 $ 23,125,000 $ 471,000 $ 144,000
Payette County Idaho 49 $ 9,915,000 $ 202,000 $ 142,000
Garfield County Utah 45 $ 8,405,000 $ 186,000 $ 119,000
Summit County Colorado 44 $ 23,330,000 $ 530,000 $ 421,000
Chambers County Texas 44 $ 6,220,000 $ 141,000 $ 118,000
Williamson County Texas 43 $ 9,745,000 $ 226,000 $ 171,000
Carson City County Nevada 40 $ 9,780,000 $ 244,000 $ 151,000
Graham County Arizona 39 $ 5,625,000 $ 144,000 $ 101,000
Santa Cruz County Arizona 39 $ 8,775,000 $ 225,000 $ 113,000
Morgan County Utah 39 $ 21,455,000 $ 550,000 $ 237,000
Whitman County Washington 39 $ 11,615,000 $ 297,000 $ 168,000
Washington County Idaho 36 $ 4,720,000 $ 131,000 $ 73,000
Kern County California 35 $ 5,865,000 $ 167,000 $ 151,000
Rich County Utah 35 $ 13,805,000 $ 394,000 $ 246,000
Valley County Idaho 34 $ 22,700,000 $ 667,000 $ 368,000
Hays County Texas 34 $ 14,050,000 $ 413,000 $ 189,000
Placer County California 33 $ 16,395,000 $ 496,000 $ 259,000
Gunnison County Colorado 33 $ 15,875,000 $ 481,000 $ 309,000
La Paz County Arizona 32 $ 4,630,000 $ 144,000 $ 89,000
Emery County Utah 32 $ 4,170,000 $ 130,000 $ 87,000
Franklin County Idaho 31 $ 8,645,000 $ 278,000 $ 103,000
Churchill County Nevada 31 $ 6,105,000 $ 196,000 $ 118,000
Carbon County Utah 31 $ 5,195,000 $ 167,000 $ 75,000
Fremont County Idaho 30 $ 17,100,000 $ 570,000 $ 262,000
Cassia County Idaho 27 $ 4,665,000 $ 172,000 $ 139,000
Humboldt County Nevada 27 $ 4,805,000 $ 177,000 $ 124,000
Teton County Wyoming 27 $ 54,125,000 $ 2,004,000 $ 659,000
Park County Colorado 25 $ 8,105,000 $ 324,000 $ 157,000
Rockwall County Texas 25 $ 4,885,000 $ 195,000 $ 168,000
Elbert County Colorado 24 $ 6,620,000 $ 275,000 $ 163,000
Kootenai County Idaho 24 $ 15,080,000 $ 628,000 $ 461,000
Montrose County Colorado 23 $ 3,735,000 $ 162,000 $ 133,000
Asotin County Washington 23 $ 6,455,000 $ 280,000 $ 116,000
Santa Barbara County California 21 $ 17,715,000 $ 843,000 $ 393,000
Gooding County Idaho 21 $ 52,735,000 $ 2,511,000 $ 62,000
Kendall County Texas 20 $ 15,040,000 $ 752,000 $ 385,000
San Joaquin County California 19 $ 5,055,000 $ 266,000 $ 157,000
San Luis Obispo County California 19 $ 9,175,000 $ 482,000 $ 469,000
Minidoka County Idaho 19 $ 5,375,000 $ 282,000 $ 102,000
Parker County Texas 19 $ 6,985,000 $ 367,000 $ 189,000
Lincoln County Wyoming 18 $ 5,480,000 $ 304,000 $ 135,000
Marin County California 17 $ 11,645,000 $ 685,000 $ 263,000
Nevada County California 17 $ 6,305,000 $ 370,000 $ 206,000
Sonoma County California 16 $ 15,610,000 $ 975,000 $ 251,000
El Dorado County California 15 $ 5,685,000 $ 379,000 $ 179,000
Pershing County Nevada 15 $ 1,165,000 $ 77,000 $ 78,000
Walker County Texas 15 $ 4,895,000 $ 326,000 $ 182,000
Waller County Texas 15 $ 7,535,000 $ 502,000 $ 227,000
Kaufman County Texas 14 $ 1,810,000 $ 129,000 $ 107,000
Wharton County Texas 14 $ 1,660,000 $ 118,000 $ 114,000
Monterey County California 13 $ 12,885,000 $ 991,000 $ 439,000
Santa Cruz County California 13 $ 6,525,000 $ 501,000 $ 266,000
Solano County California 13 $ 3,265,000 $ 251,000 $ 168,000
Chaffee County Colorado 13 $ 5,965,000 $ 458,000 $ 191,000
Boise County Idaho 13 $ 4,365,000 $ 335,000 $ 140,000
Ellis County Texas 13 $ 5,735,000 $ 441,000 $ 244,000
Delta County Colorado 12 $ 2,330,000 $ 194,000 $ 125,000
Grayson County Texas 12 $ 2,190,000 $ 182,000 $ 117,000
Guadalupe County Texas 12 $ 2,230,000 $ 185,000 $ 146,000
Liberty County Texas 12 $ 2,760,000 $ 230,000 $ 131,000
Tulare County California 11 $ 13,635,000 $ 1,239,000 $ 238,000
Archuleta County Colorado 11 $ 3,605,000 $ 327,000 $ 162,000
San Miguel County Colorado 11 $ 3,405,000 $ 309,000 $ 144,000
Eureka County Nevada 11 $ 1,495,000 $ 135,000 $ 83,000
Cameron County Texas 11 $ 4,375,000 $ 397,000 $ 247,000
Grimes County Texas 11 $ 6,515,000 $ 592,000 $ 243,000
Gem County Idaho 10 $ 2,440,000 $ 244,000 $ 87,000
Owyhee County Idaho 10 $ 3,230,000 $ 323,000 $ 128,000
McLennan County Texas 10 $ 1,470,000 $ 147,000 $ 180,000
Spokane County Washington 10 $ 3,470,000 $ 347,000 $ 144,000
Clear Creek County Colorado 9 $ 3,985,000 $ 442,000 $ 200,000
Idaho County Idaho 9 $ 2,765,000 $ 307,000 $ 73,000
Malheur County Oregon 9 $ 1,725,000 $ 191,000 $ 85,000
Brazos County Texas 9 $ 2,865,000 $ 318,000 $ 273,000
Burnet County Texas 9 $ 6,375,000 $ 708,000 $ 389,000
Llano County Texas 9 $ 10,535,000 $ 1,170,000 $ 636,000
Medina County Texas 9 $ 1,255,000 $ 139,000 $ 107,000
Nueces County Texas 9 $ 4,305,000 $ 478,000 $ 378,000
Polk County Texas 9 $ 1,635,000 $ 181,000 $ 120,000
Wilson County Texas 9 $ 2,055,000 $ 228,000 $ 141,000
Greenlee County Arizona 8 $ 590,000 $ 73,000 $ 52,000
Yolo County California 8 $ 2,130,000 $ 266,000 $ 133,000
Ouray County Colorado 8 $ 4,730,000 $ 591,000 $ 146,000
Caribou County Idaho 8 $ 2,370,000 $ 296,000 $ 175,000
Power County Idaho 8 $ 1,500,000 $ 187,000 $ 85,000
Bernalillo County New Mexico 8 $ 1,760,000 $ 220,000 $ 161,000
Multnomah County Oregon 8 $ 2,480,000 $ 310,000 $ 421,000
Gillespie County Texas 8 $ 5,240,000 $ 655,000 $ 337,000
Lubbock County Texas 8 $ 880,000 $ 110,000 $ 237,000
Pierce County Washington 8 $ 2,930,000 $ 366,000 $ 116,000
Custer County Colorado 7 $ 1,525,000 $ 217,000 $ 141,000
Fremont County Colorado 7 $ 2,085,000 $ 297,000 $ 115,000
Jerome County Idaho 7 $ 1,895,000 $ 270,000 $ 103,000
Oneida County Idaho 7 $ 2,415,000 $ 345,000 $ 313,000
Storey County Nevada 7 $ 2,445,000 $ 349,000 $ 121,000
White Pine County Nevada 7 $ 1,645,000 $ 235,000 $ 141,000
Cooke County Texas 7 $ 4,225,000 $ 603,000 $ 335,000
Hill County Texas 7 $ 1,295,000 $ 185,000 $ 93,000
Jefferson County Texas 7 $ 27,355,000 $ 3,907,000 $ 168,000
Benton County Washington 7 $ 2,285,000 $ 326,000 $ 91,000
Snohomish County Washington 7 $ 3,235,000 $ 462,000 $ 147,000
Napa County California 6 $ 6,420,000 $ 1,070,000 $ 365,000
Moffat County Colorado 6 $ 700,000 $ 116,000 $ 110,000
Bell County Texas 6 $ 1,210,000 $ 201,000 $ 342,000
Colorado County Texas 6 $ 2,530,000 $ 421,000 $ 296,000
El Paso County Texas 6 $ 1,240,000 $ 206,000 $ 152,000
Matagorda County Texas 6 $ 1,370,000 $ 228,000 $ 167,000
Washington County Texas 6 $ 6,350,000 $ 1,058,000 $ 351,000
Beaver County Utah 6 $ 4,120,000 $ 686,000 $ 574,000
Juab County Utah 6 $ 1,190,000 $ 198,000 $ 49,000
Madera County California 5 $ 1,375,000 $ 275,000 $ 330,000
Dolores County Colorado 5 $ 1,105,000 $ 221,000 $ 114,000
Gilpin County Colorado 5 $ 1,395,000 $ 279,000 $ 134,000
Honolulu County Hawaii 5 $ 4,485,000 $ 897,000 $ 1,268,000
Bonner County Idaho 5 $ 1,285,000 $ 257,000 $ 155,000
Lander County Nevada 5 $ 405,000 $ 81,000 $ 101,000
Baker County Oregon 5 $ 1,925,000 $ 385,000 $ 84,000
Clackamas County Oregon 5 $ 2,395,000 $ 479,000 $ 144,000
Austin County Texas 5 $ 1,955,000 $ 391,000 $ 234,000
Bastrop County Texas 5 $ 2,285,000 $ 457,000 $ 213,000
Hunt County Texas 5 $ 1,735,000 $ 347,000 $ 144,000
Johnson County Texas 5 $ 1,125,000 $ 225,000 $ 145,000
Kerr County Texas 5 $ 2,135,000 $ 427,000 $ 124,000
Daggett County Utah 5 $ 1,705,000 $ 341,000 $ 149,000
Amador County California 4 $ 1,530,000 $ 382,000 $ 167,000
Lake County California 4 $ 920,000 $ 230,000 $ 102,000
Mono County California 4 $ 2,480,000 $ 620,000 $ 295,000
Adams County Idaho 4 $ 900,000 $ 225,000 $ 165,000
Elmore County Idaho 4 $ 790,000 $ 197,000 $ 302,000
Lemhi County Idaho 4 $ 790,000 $ 197,000 $ 39,000
Santa Fe County New Mexico 4 $ 1,520,000 $ 380,000 $ 165,000
Washington County Oregon 4 $ 1,110,000 $ 277,000 $ 284,000
Atascosa County Texas 4 $ 610,000 $ 152,000 $ 121,000
Burleson County Texas 4 $ 790,000 $ 197,000 $ 74,000
Hidalgo County Texas 4 $ 900,000 $ 225,000 $ 125,000
Navarro County Texas 4 $ 1,270,000 $ 317,000 $ 204,000
Piute County Utah 4 $ 420,000 $ 105,000 $ 46,000
Wayne County Utah 4 $ 1,630,000 $ 407,000 $ 280,000
Clark County Washington 4 $ 3,020,000 $ 755,000 $ 118,000
Thurston County Washington 4 $ 27,690,000 $ 6,922,000 $ 370,000
Whatcom County Washington 4 $ 1,930,000 $ 482,000 $ 133,000
Laramie County Wyoming 4 $ 950,000 $ 237,000 $ 90,000
Stanislaus County California 3 $ 195,000 $ 65,000 $ 120,000
Lake County Colorado 3 $ 835,000 $ 278,000 $ 208,000
Morgan County Colorado 3 $ 635,000 $ 211,000 $ 98,000
Benewah County Idaho 3 $ 875,000 $ 291,000 $ 144,000
Custer County Idaho 3 $ 1,345,000 $ 448,000 $ 171,000
Lincoln County Idaho 3 $ 295,000 $ 98,000 $ 75,000
Lincoln County Nevada 3 $ 445,000 $ 148,000 $ 79,000
Lane County Oregon 3 $ 575,000 $ 191,000 $ 150,000
Aransas County Texas 3 $ 865,000 $ 288,000 $ 183,000
Bandera County Texas 3 $ 1,155,000 $ 385,000 $ 167,000
Blanco County Texas 3 $ 825,000 $ 275,000 $ 140,000
Caldwell County Texas 3 $ 1,045,000 $ 348,000 $ 99,000
Fayette County Texas 3 $ 4,085,000 $ 1,361,000 $ 662,000
Franklin County Texas 3 $ 385,000 $ 128,000 $ 93,000
Henderson County Texas 3 $ 1,035,000 $ 345,000 $ 498,000
Hood County Texas 3 $ 1,195,000 $ 398,000 $ 261,000
Midland County Texas 3 $ 495,000 $ 165,000 $ 130,000
San Jacinto County Texas 3 $ 985,000 $ 328,000 $ 478,000
Smith County Texas 3 $ 1,105,000 $ 368,000 $ 169,000
Trinity County Texas 3 $ 315,000 $ 105,000 $ 39,000
Van Zandt County Texas 3 $ 145,000 $ 48,000 $ 122,000
Garfield County Washington 3 $ 715,000 $ 238,000 $ 85,000
Grays Harbor County Washington 3 $ 1,195,000 $ 398,000 $ 75,000
Mason County Washington 3 $ 665,000 $ 221,000 $ 157,000
Pend Oreille County Washington 3 $ 905,000 $ 301,000 $ 91,000
San Juan County Washington 3 $ 2,065,000 $ 688,000 $ 1,113,000
Sweetwater County Wyoming 3 $ 695,000 $ 231,000 $ 77,000
Lassen County California 2 $ 320,000 $ 160,000 $ 62,000
Merced County California 2 $ 310,000 $ 155,000 $ 49,000
Plumas County California 2 $ 460,000 $ 230,000 $ 83,000
San Benito County California 2 $ 260,000 $ 130,000 $ 104,000
Sierra County California 2 $ 800,000 $ 400,000 $ 158,000
Tehama County California 2 $ 100,000 $ 50,000 $ 44,000
Yuba County California 2 $ 390,000 $ 195,000 $ 148,000
Huerfano County Colorado 2 $ 160,000 $ 80,000 $ 26,000
Logan County Colorado 2 $ 310,000 $ 155,000 $ 76,000
Otero County Colorado 2 $ 100,000 $ 50,000 $ 348,000
Rio Blanco County Colorado 2 $ 340,000 $ 170,000 $ 75,000
Rio Grande County Colorado 2 $ 430,000 $ 215,000 $ 136,000
Saguache County Colorado 2 $ 350,000 $ 175,000 $ 111,000
Miami-Dade County Florida 2 $ 1,030,000 $ 515,000 $ 408,000
Hawaii County Hawaii 2 $ 4,520,000 $ 2,260,000 $ 1,542,000
Clearwater County Idaho 2 $ 110,000 $ 55,000 $ 58,000
Lewis County Idaho 2 $ 190,000 $ 95,000 $ 60,000
Flathead County Montana 2 $ 4,620,000 $ 2,310,000 $ 2,112,000
Gallatin County Montana 2 $ 1,360,000 $ 680,000 $ 688,000
Yellowstone County Montana 2 $ 710,000 $ 355,000 $ 190,000
Colfax County New Mexico 2 $ 980,000 $ 490,000 $ 191,000
McKinley County New Mexico 2 $ 360,000 $ 180,000 $ 227,000
Sandoval County New Mexico 2 $ 580,000 $ 290,000 $ 295,000
Canadian County Oklahoma 2 $ 130,000 $ 65,000 $ 120,000
Clatsop County Oregon 2 $ 2,860,000 $ 1,430,000 $ 751,000
Deschutes County Oregon 2 $ 280,000 $ 140,000 $ 113,000
Harney County Oregon 2 $ 270,000 $ 135,000 $ 102,000
Marion County Oregon 2 $ 560,000 $ 280,000 $ 157,000
Tillamook County Oregon 2 $ 750,000 $ 375,000 $ 245,000
Yamhill County Oregon 2 $ 540,000 $ 270,000 $ 293,000
Anderson County Texas 2 $ 120,000 $ 60,000 $ 99,000
Bosque County Texas 2 $ 1,850,000 $ 925,000 $ 754,000
Calhoun County Texas 2 $ 890,000 $ 445,000 $ 345,000
Erath County Texas 2 $ 660,000 $ 330,000 $ 216,000
Gonzales County Texas 2 $ 100,000 $ 50,000 $ 115,000
Gregg County Texas 2 $ 370,000 $ 185,000 $ 87,000
Hopkins County Texas 2 $ 140,000 $ 70,000 $ 104,000
Jackson County Texas 2 $ 390,000 $ 195,000 $ 140,000
Nacogdoches County Texas 2 $ 280,000 $ 140,000 $ 128,000
Randall County Texas 2 $ 460,000 $ 230,000 $ 84,000
San Patricio County Texas 2 $ 290,000 $ 145,000 $ 46,000
Tyler County Texas 2 $ 300,000 $ 150,000 $ 154,000
Victoria County Texas 2 $ 660,000 $ 330,000 $ 250,000
Webb County Texas 2 $ 270,000 $ 135,000 $ 159,000
Wise County Texas 2 $ 380,000 $ 190,000 $ 178,000
Kittitas County Washington 2 $ 1,440,000 $ 720,000 $ 2,338,000
Pacific County Washington 2 $ 340,000 $ 170,000 $ 134,000
Stevens County Washington 2 $ 780,000 $ 390,000 $ 149,000
Baxter County Arkansas 1 $ 485,000 $ 485,000 $ 34,000
Calaveras County California 1 $ 195,000 $ 195,000 $ 50,000
Humboldt County California 1 $ 605,000 $ 605,000 $ 1,001,000
Inyo County California 1 $ 245,000 $ 245,000 $ 41,000
Mariposa County California 1 $ 165,000 $ 165,000 $ 274,000
Mendocino County California 1 $ 505,000 $ 505,000 $ 709,000
Sutter County California 1 $ 305,000 $ 305,000 $ 360,000
Tuolumne County California 1 $ 105,000 $ 105,000 $ 300,000
Alamosa County Colorado 1 $ 45,000 $ 45,000 $ 48,000
Las Animas County Colorado 1 $ 55,000 $ 55,000 $ 24,000
Mineral County Colorado 1 $ 205,000 $ 205,000 $ 715,000
Prowers County Colorado 1 $ 35,000 $ 35,000 $ 49,000
Collier County Florida 1 $ 145,000 $ 145,000 $ 550,000
Palm Beach County Florida 1 $ 10,455,000 $ 10,455,000 $ 9,508,000
Kauai County Hawaii 1 $ 1,655,000 $ 1,655,000 $ 518,000
Maui County Hawaii 1 $ 2,945,000 $ 2,945,000 $ 1,750,000
Butte County Idaho 1 $ 125,000 $ 125,000 $ 132,000
Camas County Idaho 1 $ 35,000 $ 35,000 $ 320,000
Clark County Idaho 1 $ 505,000 $ 505,000 $ 90,000
Shoshone County Idaho 1 $ 135,000 $ 135,000 $ 11,000
Cameron County Louisiana 1 $ 475,000 $ 475,000 $ 150,000
Kalamazoo County Michigan 1 $ 35,000 $ 35,000 $ 65,000
St. Louis County Minnesota 1 $ 345,000 $ 345,000 $ 302,000
Hinds County Mississippi 1 $ 155,000 $ 155,000 $ 108,000
Macon County Missouri 1 $ 55,000 $ 55,000 $ 109,000
Madison County Montana 1 $ 5,205,000 $ 5,205,000 $ 3,742,000
Mineral County Montana 1 $ 585,000 $ 585,000 $ 308,000
Missoula County Montana 1 $ 265,000 $ 265,000 $ 468,000
Esmeralda County Nevada 1 $ 105,000 $ 105,000 $ 48,000
Mineral County Nevada 1 $ 55,000 $ 55,000 $ 56,000
Dona Ana County New Mexico 1 $ 145,000 $ 145,000 $ 98,000
Grant County New Mexico 1 $ 145,000 $ 145,000 $ 81,000
Lincoln County New Mexico 1 $ 55,000 $ 55,000 $ 31,000
Rio Arriba County New Mexico 1 $ 605,000 $ 605,000 $ 322,000
Valencia County New Mexico 1 $ 145,000 $ 145,000 $ 54,000
Suffolk County New York 1 $ 5,000 $ 5,000 $ 52,000
Moore County North Carolina 1 $ 345,000 $ 345,000 $ 129,000
Licking County Ohio 1 $ 5,000 $ 5,000 $ 600,000
Coos County Oregon 1 $ 315,000 $ 315,000 $ 540,000
Grant County Oregon 1 $ 385,000 $ 385,000 $ 82,000
Josephine County Oregon 1 $ 265,000 $ 265,000 $ 50,000
Lincoln County Oregon 1 $ 475,000 $ 475,000 $ 351,000
Linn County Oregon 1 $ 65,000 $ 65,000 $ 82,000
Wallowa County Oregon 1 $ 355,000 $ 355,000 $ 202,000
Delaware County Pennsylvania 1 $ 405,000 $ 405,000 $ 100,000
Sevier County Tennessee 1 $ 205,000 $ 205,000 $ 365,000
Angelina County Texas 1 $ 245,000 $ 245,000 $ 108,000
Bee County Texas 1 $ 305,000 $ 305,000 $ 20,000
Cass County Texas 1 $ 355,000 $ 355,000 $ 90,000
Cherokee County Texas 1 $ 75,000 $ 75,000 $ 240,000
Collingsworth County Texas 1 $ 55,000 $ 55,000 $ 50,000
DeWitt County Texas 1 $ 365,000 $ 365,000 $ 87,000
Freestone County Texas 1 $ 645,000 $ 645,000 $ 300,000
Hamilton County Texas 1 $ 5,000 $ 5,000 $ 169,000
Hardin County Texas 1 $ 285,000 $ 285,000 $ 1,365,000
Haskell County Texas 1 $ 85,000 $ 85,000 $ 36,000
Houston County Texas 1 $ 85,000 $ 85,000 $ 120,000
Hutchinson County Texas 1 $ 15,000 $ 15,000 $ 11,000
Jasper County Texas 1 $ 55,000 $ 55,000 $ 65,000
Jones County Texas 1 $ 255,000 $ 255,000 $ 110,000
Lamar County Texas 1 $ 65,000 $ 65,000 $ 70,000
Lampasas County Texas 1 $ 5,000 $ 5,000 $ 30,000
Lavaca County Texas 1 $ 125,000 $ 125,000 $ 69,000
Lee County Texas 1 $ 525,000 $ 525,000 $ 616,000
Leon County Texas 1 $ 195,000 $ 195,000 $ 51,000
Limestone County Texas 1 $ 55,000 $ 55,000 $ 94,000
Madison County Texas 1 $ 175,000 $ 175,000 $ 40,000
Morris County Texas 1 $ 95,000 $ 95,000 $ 305,000
Potter County Texas 1 $ 615,000 $ 615,000 $ 453,000
Rains County Texas 1 $ 95,000 $ 95,000 $ 153,000
Robertson County Texas 1 $ 285,000 $ 285,000 $ 97,000
Sabine County Texas 1 $ 355,000 $ 355,000 $ 106,000
Stephens County Texas 1 $ 95,000 $ 95,000 $ 172,000
Uvalde County Texas 1 $ 175,000 $ 175,000 $ 90,000
Wichita County Texas 1 $ 35,000 $ 35,000 $ 144,000
Yoakum County Texas 1 $ 205,000 $ 205,000 $ 104,000
Albemarle County Virginia 1 $ 2,005,000 $ 2,005,000 $ 1,818,000
Chelan County Washington 1 $ 1,275,000 $ 1,275,000 $ 0
Columbia County Washington 1 $ 95,000 $ 95,000 $ 64,000
Cowlitz County Washington 1 $ 135,000 $ 135,000 $ 40,000
Island County Washington 1 $ 365,000 $ 365,000 $ 180,000
Kitsap County Washington 1 $ 855,000 $ 855,000 $ 166,000
Lewis County Washington 1 $ 105,000 $ 105,000 $ 62,000
Okanogan County Washington 1 $ 335,000 $ 335,000 $ 148,000
Skagit County Washington 1 $ 705,000 $ 705,000 $ 1,516,000
Albany County Wyoming 1 $ 215,000 $ 215,000 $ 97,000
Big Horn County Wyoming 1 $ 135,000 $ 135,000 $ 67,000
Carbon County Wyoming 1 $ 195,000 $ 195,000 $ 71,000
Fremont County Wyoming 1 $ 235,000 $ 235,000 $ 0
Johnson County Wyoming 1 $ 465,000 $ 465,000 $ 180,000
Natrona County Wyoming 1 $ 105,000 $ 105,000 $ 0
Park County Wyoming 1 $ 705,000 $ 705,000 $ 149,000
Platte County Wyoming 1 $ 365,000 $ 365,000 $ 0
Sheridan County Wyoming 1 $ 545,000 $ 545,000 $ 180,000
Sublette County Wyoming 1 $ 515,000 $ 515,000 $ 221,000
Uinta County Wyoming 1 $ 165,000 $ 165,000 $ 243,000

Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,651 $3,741,815,000 $387,000 $16,005,000 $207,000 $8,504,000
Other Purpose 8,000 $1,827,320,000 $228,000 $50,005,000 $182,000 $5,537,000
Home Purchase 6,434 $4,690,630,000 $729,000 $39,715,000 $293,000 $8,422,000
Home Improvement 5,980 $1,176,010,000 $196,000 $6,705,000 $158,000 $4,861,000
Cash-out Refinancing 3,137 $1,411,635,000 $449,000 $23,505,000 $189,000 $9,508,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,894 $8,354,040,000 $349,000 $10,455,000 $205,000 $9,508,000
Not Provided 3,510 $1,896,550,000 $540,000 $14,315,000 $256,000 $8,504,000
Hispanic 1,998 $603,980,000 $302,000 $50,005,000 $137,000 $3,767,000
Asian 1,193 $724,845,000 $607,000 $6,005,000 $273,000 $8,422,000
Black or African American 735 $175,855,000 $239,000 $4,805,000 $155,000 $5,200,000
American Indian or Alaskan Native 183 $44,785,000 $244,000 $3,795,000 $163,000 $3,018,000
Not applicable 134 $555,020,000 $4,141,000 $39,715,000 $0 $0
Native Hawaiian or Other Pacific Islander 43 $14,615,000 $339,000 $1,655,000 $225,000 $1,470,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,881 $12,749,605,000 $387,000 $50,005,000 $208,000 $9,508,000
VA-guaranteed (Veterans Administration) 165 $58,135,000 $352,000 $1,425,000 $114,000 $1,719,000
FHA-insured (Federal Housing Administration) 136 $33,930,000 $249,000 $605,000 $82,000 $1,186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $5,740,000 $287,000 $555,000 $67,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,389 $7,311,285,000 $397,000 $39,715,000 $223,000 $9,508,000
Application Denied By Financial Institution 8,508 $2,480,970,000 $291,000 $50,005,000 $145,000 $6,786,000
Application Approved But Not Accepted 6,013 $2,857,855,000 $475,000 $14,315,000 $245,000 $7,200,000
Application Withdrawn By Applicant 154 $128,280,000 $832,000 $23,505,000 $311,000 $3,192,000
File Closed For Incompleteness 134 $68,080,000 $508,000 $26,455,000 $163,000 $834,000
Loan Purchased By The Institution 4 $940,000 $235,000 $455,000 $227,000 $287,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,694 $10,366,440,000 $419,000 $39,715,000 $229,000 $9,508,000
Debt-To-Income Ratio 3,442 $1,284,080,000 $373,000 $50,005,000 $90,000 $5,890,000
Credit History 2,293 $371,505,000 $162,000 $9,005,000 $135,000 $6,786,000
Collateral 2,082 $569,750,000 $273,000 $5,305,000 $214,000 $4,861,000
Other 448 $133,070,000 $297,000 $4,005,000 $228,000 $3,265,000
Insufficient Cash (Downpayment, Closing Cost) 95 $41,205,000 $433,000 $4,005,000 $222,000 $2,970,000
Unverifiable Information 92 $49,100,000 $533,000 $3,605,000 $263,000 $2,013,000
Credit Application Incomplete 32 $21,550,000 $673,000 $5,005,000 $319,000 $1,800,000
Employment History 24 $10,710,000 $446,000 $1,985,000 $211,000 $603,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Zions Bancorporation, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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