Lincoln County NE
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Lincoln County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 836 |
| Total Mortgage Loan Application Amount | $112,950,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,668,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 28,274,145,000 | 99 | $ 12,615,000 |
| ADAMS BANK & TRUST PO BOX 720 OGALLALA, NE 69153 |
* | $ 1,287,359,000 | 69 | $ 7,645,000 |
| CENTRIS 11825 Q STREET OMAHA, NE 68137 |
* | $ 1,204,977,000 | 65 | $ 4,915,000 |
| EQUITABLE BANK PO BOX 160 GRAND ISLAND, NE 68802 |
* | $ 494,217,000 | 63 | $ 8,135,000 |
| DAYSPRING BANK 914 LAKE AVENUE GOTHENBURG, NE 69138 |
* | $ 982,277,000 | 59 | $ 8,005,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 46 | $ 5,410,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 28 | $ 1,810,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 27 | $ 3,885,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 26 | $ 4,860,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 20 | $ 4,670,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 18 | $ 3,000,000 |
| CHARTER WEST BANK 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ 415,343,000 | 15 | $ 2,295,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 12 | $ 2,370,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 11 | $ 2,145,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 9 | $ 525,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 9 | $ 525,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 9 | $ 585,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 32,216,733,000 | 9 | $ 955,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 8 | $ 1,260,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 8 | $ 900,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 8 | $ 1,230,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 7 | $ 1,075,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 7 | $ 1,585,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 7 | $ 2,205,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 6 | $ 270,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 5 | $ 1,125,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 4 | $ 400,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 570,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 4 | $ 580,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 4 | $ 910,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 4 | $ 470,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 730,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 4 | $ 340,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 3 | $ 815,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 3 | $ 685,000 |
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 7,724,198,000 | 3 | $ 645,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 3 | $ 115,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 3 | $ 45,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 535,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 3 | $ 485,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 3 | $ 455,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 2 | $ 170,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 2,040,399,000 | 2 | $ 530,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 1,255,880,000 | 2 | $ 370,000 |
| MNB BANK 220 NORRIS AVE MCCOOK, NE 69001 |
* | $ 554,424,000 | 2 | $ 60,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 2 | $ 150,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 360,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 2 | $ 860,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 7,608,489,000 | 2 | $ 40,000 |
| SECURITY FIRST BANK 5505 RED ROCK LANE LINCOLN, NE 68516 |
* | $ 1,622,947,000 | 2 | $ 470,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 250,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 2 | $ 590,000 |
| CORNHUSKER BANK 8310 O STREET LINCOLN, NE 68510 |
* | $ 900,683,000 | 2 | $ 200,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 2 | $ 400,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 370,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 530,000 |
| FOUR POINTS 510 N 127TH ST OMAHA, NE 68154 |
* | $ 166,783,000 | 2 | $ 70,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 1 | $ 145,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,748,882,000 | 1 | $ 195,000 |
| CITY BANK & TRUST CO. 1135 MAIN AVE. LINCOLN, NE 68333 |
* | $ 300,784,000 | 1 | $ 205,000 |
| LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520 |
* | $ -1,000 | 1 | $ 125,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 145,000 |
| FIRST NEBRASKA BANK 330 N. SPRUCE STREET, PO BOX 315 VALLEY, NE 68064 |
* | $ 368,894,000 | 1 | $ 135,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 1 | $ 345,000 |
| GENEVA FINANCIAL, LLC 1018 E. GUADALUPE ROAD ORO VALLEY, AZ 85283 |
* | $ -1,000 | 1 | $ 135,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 135,000 |
| FIVE POINTS BANK PO BOX 1507 GRAND ISLAND, NE 68802 |
* | $ 2,018,808,000 | 1 | $ 35,000 |
| FIRSTIER BANK 115 S WALNUT STREET, PO BOX 730 LINCOLN, NE 69145 |
* | $ 871,148,000 | 1 | $ 155,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 1 | $ 135,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 1 | $ 15,000 |
| POINTS WEST COMMUNITY BANK 2234 MAIN ST WINDSOR, CO 82240 |
* | $ 824,071,000 | 1 | $ 45,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 225,000 |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 1 | $ 155,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 1 | $ 125,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 31,679,817,000 | 1 | $ 95,000 |
| LENDAGE, LLC 1875 S GRANT ST SAN MATEO, CA 84402 |
* | $ -1,000 | 1 | $ 35,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 1 | $ 115,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 95,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 135,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 155,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 607,423,000 | 1 | $ 105,000 |
| HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND 221 S LOCUST ST GRAND ISLAND, NE 68801 |
* | $ 426,464,000 | 1 | $ 95,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 135,000 |
| REGENT FINANCIAL GROUP, INC. 1910 S 72ND STREET, STE. 103 ELKHORN, NE 68135 |
* | $ -1,000 | 1 | $ 355,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 1 | $ 205,000 |
| NBH BANK 7800 EAST ORCHARD ROAD, SUITE 300 GREENWOOD VILLAGE, CO 80111 |
* | $ 9,523,916,000 | 1 | $ 55,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 1 | $ 75,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 1 | $ 45,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 85,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 1 | $ 95,000 |
| UNIFY HOME LENDING INC. 2101 MT RUSHMORE RD #300 PIERRE, SD 57701 |
* | $ -1,000 | 1 | $ 125,000 |
| CORNERSTONE CAPITAL BANK, SSB 1177 WEST LOOP SOUTH SUITE 200 DALLAS, TX 77027 |
* | $ 1,991,593,000 | 1 | $ 305,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 95,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 91,580,361,000 | 1 | $ 55,000 |
| GOLDEN PLAINS CREDIT UNION 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 942,923,000 | 1 | $ 225,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 1 | $ 135,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 1 | $ 285,000 |
| PATHWAY BANK 306 S HIGH ST PO BOX 428 CAIRO, NE 68824 |
* | $ 264,709,000 | 1 | $ 325,000 |
| NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET WILMINGTON, DE 77056 |
* | $ -1,000 | 1 | $ 355,000 |
| MERIDIAN TRUST FEDERAL CREDIT UNION PO BOX 548 CHEYENNE, WY 82003 |
* | $ 653,517,000 | 1 | $ 145,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 9,280,218,000 | 1 | $ 75,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lincoln County NE in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 495 | $82,135,000 | $165,000 | $545,000 | $96,000 | $1,668,000 |
| Cash-out Refinancing | 105 | $15,565,000 | $148,000 | $515,000 | $75,000 | $217,000 |
| Other Purpose | 93 | $4,855,000 | $52,000 | $275,000 | $96,000 | $262,000 |
| Home Improvement | 85 | $4,815,000 | $56,000 | $355,000 | $116,000 | $702,000 |
| Refinancing | 57 | $5,505,000 | $96,000 | $285,000 | $106,000 | $372,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 616 | $82,780,000 | $134,000 | $545,000 | $97,000 | $1,668,000 |
| Not Provided | 83 | $11,425,000 | $137,000 | $395,000 | $79,000 | $200,000 |
| Not applicable | 69 | $10,955,000 | $158,000 | $515,000 | $341,000 | $600,000 |
| Hispanic | 39 | $3,315,000 | $85,000 | $265,000 | $92,000 | $571,000 |
| American Indian or Alaskan Native | 10 | $1,530,000 | $153,000 | $315,000 | $76,000 | $189,000 |
| Asian | 7 | $1,045,000 | $149,000 | $315,000 | $185,000 | $824,000 |
| Black or African American | 7 | $945,000 | $135,000 | $255,000 | $111,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $177,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 621 | $74,765,000 | $120,000 | $545,000 | $102,000 | $1,668,000 |
| FHA-insured (Federal Housing Administration) | 132 | $20,270,000 | $153,000 | $395,000 | $75,000 | $236,000 |
| VA-guaranteed (Veterans Administration) | 75 | $16,695,000 | $222,000 | $515,000 | $88,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,220,000 | $152,000 | $225,000 | $60,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 478 | $65,520,000 | $137,000 | $545,000 | $106,000 | $1,011,000 |
| Application Denied By Financial Institution | 122 | $13,260,000 | $108,000 | $385,000 | $89,000 | $1,668,000 |
| Loan Purchased By The Institution | 95 | $16,755,000 | $176,000 | $515,000 | $85,000 | $600,000 |
| Application Withdrawn By Applicant | 84 | $12,010,000 | $142,000 | $525,000 | $77,000 | $217,000 |
| File Closed For Incompleteness | 35 | $4,185,000 | $119,000 | $395,000 | $77,000 | $200,000 |
| Application Approved But Not Accepted | 22 | $1,220,000 | $55,000 | $175,000 | $75,000 | $176,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 648 | $91,370,000 | $141,000 | $545,000 | $95,000 | $1,011,000 |
| Debt-To-Income Ratio | 103 | $12,885,000 | $125,000 | $495,000 | $94,000 | $689,000 |
| Credit History | 37 | $3,135,000 | $84,000 | $275,000 | $81,000 | $188,000 |
| Collateral | 22 | $2,630,000 | $119,000 | $335,000 | $159,000 | $1,668,000 |
| Credit Application Incomplete | 13 | $1,505,000 | $115,000 | $295,000 | $111,000 | $366,000 |
| Other | 8 | $800,000 | $100,000 | $145,000 | $87,000 | $287,000 |
| Employment History | 3 | $555,000 | $185,000 | $385,000 | $40,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $60,000 | $60,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $20,000 | $20,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.