Citadel Servicing Corporation Mortgage Lending & HMDA Data, 2023
In 2023, Citadel Servicing Corporation of Irvine, CA reported 8,784 mortgage applications totaling $4.0 billion, about the same as 2022. The average application was for $455,454, and applicants reported an average income of $276,039. 53% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (544), Houston-The Woodlands-Sugar Land, TX (328) and Los Angeles-Long Beach-Glendale, CA (325) (applications in parentheses).
| Mortgage Company & Address | Citadel Servicing Corporation 15707 Rockfield Blvd Ste 320 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 8,784 |
| Total Mortgage Loan Application Amount | $4,000,710,000 |
| Average Mortgage Loan Application Amount | $455,454 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $276,039 |
| Highest Applicant Income | $8,595,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citadel Servicing Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Citadel Servicing Corporation in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,009 | $2,312,975,000 | $461,000 | $7,005,000 | $284,000 | $7,060,000 |
| Cash-out Refinancing | 3,090 | $1,337,720,000 | $432,000 | $6,875,000 | $231,000 | $8,595,000 |
| Refinancing | 685 | $350,015,000 | $510,000 | $6,505,000 | $421,000 | $7,423,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,517 | $1,324,605,000 | $526,000 | $6,905,000 | $368,000 | $8,595,000 |
| Hispanic | 2,003 | $736,595,000 | $367,000 | $7,005,000 | $197,000 | $5,472,000 |
| Not applicable | 1,480 | $623,150,000 | $421,000 | $6,505,000 | $0 | $0 |
| Not Provided | 1,446 | $688,860,000 | $476,000 | $6,875,000 | $266,000 | $5,331,000 |
| Black or African American | 682 | $269,500,000 | $395,000 | $6,005,000 | $205,000 | $5,961,000 |
| Asian | 553 | $309,485,000 | $559,000 | $3,905,000 | $258,000 | $3,818,000 |
| American Indian or Alaskan Native | 33 | $13,705,000 | $415,000 | $2,015,000 | $379,000 | $6,616,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,645,000 | $357,000 | $845,000 | $333,000 | $2,111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,784 | $4,000,710,000 | $455,000 | $7,005,000 | $276,000 | $8,595,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,669 | $2,126,445,000 | $455,000 | $6,905,000 | $312,000 | $8,595,000 |
| Application Approved But Not Accepted | 3,312 | $1,506,010,000 | $454,000 | $7,005,000 | $243,000 | $5,961,000 |
| Application Denied By Financial Institution | 461 | $179,755,000 | $389,000 | $6,005,000 | $168,000 | $3,513,000 |
| Application Withdrawn By Applicant | 322 | $169,480,000 | $526,000 | $6,875,000 | $226,000 | $3,443,000 |
| Loan Purchased By The Institution | 19 | $12,015,000 | $632,000 | $4,005,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $7,005,000 | $7,005,000 | $7,005,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,323 | $3,820,955,000 | $459,000 | $7,005,000 | $282,000 | $8,595,000 |
| Other | 216 | $82,780,000 | $383,000 | $6,005,000 | $162,000 | $2,604,000 |
| Collateral | 147 | $58,925,000 | $400,000 | $4,455,000 | $227,000 | $3,513,000 |
| Credit History | 55 | $23,215,000 | $422,000 | $2,245,000 | $117,000 | $1,332,000 |
| Debt-To-Income Ratio | 25 | $8,895,000 | $355,000 | $1,025,000 | $104,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,620,000 | $202,000 | $385,000 | $40,000 | $123,000 |
| Unverifiable Information | 7 | $2,765,000 | $395,000 | $1,375,000 | $103,000 | $354,000 |
| Employment History | 2 | $630,000 | $315,000 | $425,000 | $172,000 | $280,000 |
| Credit Application Incomplete | 1 | $925,000 | $925,000 | $925,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citadel Servicing Corporation's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citadel Servicing Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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