Lincoln County WA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Lincoln County WA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Washington.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 520 |
| Total Mortgage Loan Application Amount | $82,386,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $869,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $512,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 56 | $ 7,287,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 23 | $ 3,888,000 |
| BANNER BANK 10 SOUTH 1ST STREET WALLA WALLA, WA 99362 |
* | $ 9,531,252,000 | 18 | $ 3,809,000 |
| SPOKANE TEACHERS 1620 N SIGNAL DR LIBERTY LAKE, WA 99019 |
* | $ 2,488,382,000 | 17 | $ 1,474,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ -1,000 | 15 | $ 2,362,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 13 | $ 2,347,000 |
| HOMESTREET BANK 601 UNION STREET 2000 TWO UNION SQUARE SEATTLE, WA 98101 |
* | $ 6,200,289,000 | 12 | $ 2,233,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 12 | $ 2,079,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 11 | $ 1,627,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 11 | $ 1,549,000 |
| NUMERICA CREDIT UNION 14610 E SPRAGUE AVE SPOKANE VALLEY, WA 99216 |
* | $ 1,801,924,000 | 10 | $ 1,488,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 10 | $ 1,659,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 10 | $ 1,628,000 |
| UMPQUA BANK 445 SE MAIN STREET ROSEBURG, OR 97470 |
* | $ 24,798,295,000 | 9 | $ 2,409,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 9 | $ 1,077,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 8 | $ 1,970,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 7 | $ 1,159,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 14,885,224,000 | 7 | $ 2,209,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 7 | $ 1,041,000 |
| INSPIRUS CREDIT UNION 5200 SOUTHCENTER BLVD SEATTLE, WA 98188 |
* | $ 1,191,721,000 | 7 | $ 564,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ 0 | 6 | $ 1,322,000 |
| HORIZON FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 13224 E MANSFIELD AVE SPOKANE VALLEY, WA 99216 |
* | $ 908,343,000 | 6 | $ 967,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 6 | $ 932,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 6 | $ 861,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 6 | $ 601,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 5 | $ 510,000 |
| WASHINGTON TRUST BANK 717 W SPRAGUE AVE SPOKANE, WA 99201 |
* | $ 5,664,658,000 | 5 | $ 802,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 5 | $ 889,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 134,362,217,000 | 5 | $ 675,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 5 | $ 1,489,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 4 | $ 715,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 4 | $ 787,000 |
| GESA 51 GAGE BLVD RICHLAND, WA 99352 |
* | $ 1,792,030,000 | 4 | $ 679,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 4 | $ 555,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 4 | $ 437,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 4 | $ 485,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 568,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 4 | $ 469,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 515,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 3 | $ 615,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 3 | $ 548,000 |
| INLAND NORTHWEST BANK 421 W RIVERSIDE AVE, STE 113 SPOKANE, WA 99201 |
* | $ 635,539,000 | 3 | $ 694,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ -1,000 | 3 | $ 456,000 |
| BOEING EMPLOYEES CREDIT UNION 12770 GATEWAY DRIVE TUKWILA, WA 98168 |
* | $ 16,355,144,000 | 3 | $ 439,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 3 | $ 88,000 |
| GLOBAL 1500 W 4TH AVE SPOKANE, WA 99201 |
* | $ 417,079,000 | 3 | $ 379,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 3 | $ 433,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,883,786,000 | 3 | $ 395,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 3 | $ 536,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 3 | $ 690,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 3 | $ 518,000 |
| SUMMIT MORTGAGE CORPORATION 4700 SW MACADAM AVE PORTLAND, OR 97239 |
* | $ -1,000 | 3 | $ 450,000 |
| LENNAR MORTGAGE, LLC 730 NW 107TH AVENUE, 4TH FL NORTH PALM BEACH, FL 33172 |
* | $ -1,000 | 2 | $ 171,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 2 | $ 471,000 |
| WASHINGTON STATE EMPLOYEES CREDIT UNION PO BOX WSECU OLYMPIA, WA 98507 |
* | $ 2,543,164,000 | 2 | $ 138,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 2 | $ 288,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 455,000 |
| SOLARITY CREDIT UNION P.O. BOX 2922 YAKIMA, WA 98907 |
* | $ 714,167,000 | 2 | $ 506,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 2 | $ 267,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 284,000 |
| PENRITH HOME LOANS LLC 601 UNION STREET, SUITE 2100 WILMINGTON, DE 98101 |
* | $ -1,000 | 2 | $ 376,000 |
| PREMIER MORTGAGE RESOURCES, L.L.C. 1325 NW FLANDERS ST SALEM, OR 97209 |
* | $ -1,000 | 2 | $ 378,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 2 | $ 135,000 |
| DIRECTORS MORTGAGE, INC. 4550 SW KRUSE WAY, SUITE 275 LAKE OSWEGO, OR 97035 |
* | $ -1,000 | 2 | $ 386,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 258,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 2 | $ 227,000 |
| CANOPY FEDERAL CREDIT UNION 601 W MALLON SPOKANE, WA 99201 |
* | $ 148,777,000 | 2 | $ 100,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 2 | $ 500,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 271,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 2 | $ 389,000 |
| WILLAMETTE VALLEY BANK 101 HIGH ST NE SALEM, OR 97301 |
* | $ 176,689,000 | 2 | $ 423,000 |
| CASHMERE VALLEY BANK PO BOX G CASHMERE, WA 98815 |
* | $ 1,453,209,000 | 2 | $ 257,000 |
| AMRES CORPORATION 1 NESHAMINY INTERPLEX, SUITE 310 HUMMELSTOWN, PA 19053 |
* | $ 0 | 2 | $ 486,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 349,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 287,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 9,433,163,000 | 2 | $ 388,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 650,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 130,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 1 | $ 120,000 |
| SUMMIT FUNDING, INC. 2241 HARVARD ST, SUITE 200 GLENDALE, CA 95815 |
* | $ -1,000 | 1 | $ 98,000 |
| PEOPLES BANK 3100 WOBURN STREET BELLINGHAM, WA 98226 |
* | $ 1,576,742,000 | 1 | $ 50,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 117,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 170,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 117,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ -1,000 | 1 | $ 115,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 173,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 63,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 75,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 392,980,000 | 1 | $ 65,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 18,252,081,000 | 1 | $ 50,000 |
| SPOKANE FIREFIGHTERS CREDIT UNION 2002 N ATLANTIC SPOKANE, WA 99205 |
* | $ 48,385,000 | 1 | $ 135,000 |
| FRANKLIN LOAN CORPORATION 44800 VILLAGE COURT PALM DESERT, CA 92260 |
* | $ -1,000 | 1 | $ 108,000 |
| TIMBERLAND BANK 624 SIMPSON AVE HOQUIAM, WA 98550 |
* | $ 922,577,000 | 1 | $ 161,000 |
| PRIORITY HOME LENDING, LLC 12900 N.E. 180TH STREET, STE. 140A WILMINGTON, DE 98011 |
* | $ 0 | 1 | $ 181,000 |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15405 SE 37TH STREET OLYMPIA, WA 98006 |
* | $ -1,000 | 1 | $ 208,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 1 | $ 89,000 |
| CHENEY FEDERAL CREDIT UNION 520 FIRST STREET CHENEY, WA 99004 |
* | $ 92,675,000 | 1 | $ 100,000 |
| LENOX FINANCIAL MORTGAGE CORPORATION 200 E. SANDPOINTE SUITE 800 SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 63,000 |
| SAMMAMISH MORTGAGE COMPANY 3015 112TH AVE NE STE 214 FALL CITY, WA 98004 |
* | $ 1,754,000 | 1 | $ 98,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 181,000 |
| COMMUNITY FIRST NATIONAL BANK 215 S SETH CHILD RD MANHATTAN, KS 66502 |
* | $ 229,166,000 | 1 | $ 268,000 |
| FIRST DIRECT LENDING LLC 15261 LAGUNA CANYON ROAD, SUITE 200 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 187,000 |
| 1ST SECURITY BANK OF WASHINGTON 6920 220TH STREET SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 827,925,000 | 1 | $ 190,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 1 | $ 90,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 1 | $ 360,000 |
| CORNERSTONE FIRST MORTGAGE, INC 2655 CAMINO DEL RIO N #450 SAN DIEGO, CA 92108 |
* | $ 0 | 1 | $ 266,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 1 | $ 35,000 |
| SKYLINE FINANCIAL CORP. 27001 AGOURA ROAD STE. 350 CALABASAS, CA 91301 |
* | $ -1,000 | 1 | $ 310,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 63,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 215,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 1 | $ 109,000 |
| LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520 |
* | $ -1,000 | 1 | $ 147,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lincoln County WA in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 281 | $49,359,000 | $175,000 | $592,000 | $73,000 | $260,000 |
| Refinancing | 201 | $29,632,000 | $147,000 | $869,000 | $56,000 | $512,000 |
| Home Improvement | 38 | $3,395,000 | $89,000 | $337,000 | $68,000 | $242,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 391 | $61,823,000 | $158,000 | $869,000 | $71,000 | $260,000 |
| Not Provided | 66 | $10,148,000 | $153,000 | $376,000 | $77,000 | $512,000 |
| Not applicable | 48 | $8,303,000 | $172,000 | $399,000 | $10,000 | $130,000 |
| American Indian or Alaskan Native | 6 | $912,000 | $152,000 | $319,000 | $62,000 | $149,000 |
| Hispanic | 3 | $278,000 | $92,000 | $100,000 | $41,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $567,000 | $189,000 | $258,000 | $41,000 | $86,000 |
| Asian | 2 | $274,000 | $137,000 | $239,000 | $227,000 | $258,000 |
| Black or African American | 1 | $81,000 | $81,000 | $81,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 307 | $46,641,000 | $151,000 | $592,000 | $77,000 | $512,000 |
| VA-guaranteed (Veterans Administration) | 109 | $22,026,000 | $202,000 | $869,000 | $60,000 | $194,000 |
| FHA-insured (Federal Housing Administration) | 89 | $11,589,000 | $130,000 | $280,000 | $43,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,130,000 | $142,000 | $258,000 | $34,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 264 | $44,045,000 | $166,000 | $869,000 | $81,000 | $512,000 |
| Application Denied By Financial Institution | 94 | $12,291,000 | $130,000 | $517,000 | $52,000 | $203,000 |
| Application Withdrawn By Applicant | 60 | $9,204,000 | $153,000 | $387,000 | $67,000 | $161,000 |
| Loan Purchased By The Institution | 57 | $10,076,000 | $176,000 | $399,000 | $23,000 | $183,000 |
| File Closed For Incompleteness | 29 | $4,423,000 | $152,000 | $310,000 | $64,000 | $207,000 |
| Application Approved But Not Accepted | 16 | $2,347,000 | $146,000 | $400,000 | $68,000 | $149,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 23 | $3,242,000 | $140,000 | $263,000 | $74,000 | $203,000 |
| Credit History | 16 | $1,699,000 | $106,000 | $350,000 | $50,000 | $139,000 |
| Debt-To-Income Ratio | 12 | $1,686,000 | $140,000 | $384,000 | $41,000 | $102,000 |
| Unverifiable Information | 5 | $731,000 | $146,000 | $275,000 | $44,000 | $70,000 |
| Credit Application Incomplete | 3 | $241,000 | $80,000 | $96,000 | $59,000 | $82,000 |
| Employment History | 3 | $501,000 | $167,000 | $335,000 | $43,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $424,000 | $424,000 | $424,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 1 | $91,000 | $91,000 | $91,000 | $17,000 | $17,000 |
| Other | 1 | $70,000 | $70,000 | $70,000 | $32,000 | $32,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.