Livingston County, NY Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,903 mortgage applications in Livingston County, NY totaling $191.8 million, down 4% from 2014. The average application was for $100,000, and applicants reported an average income of $68,000. 55% of applications resulted in an originated loan and 19% were denied. The most active lender was Five Star Bank, with 178 applications, followed by Premium Mortgage Corporation and Community Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,903
Total Mortgage Loan Application Amount $191,823,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $1,616,000
Average Applicant Income $68,000
Highest Applicant Income $2,432,000

Mortgage Company List for Lending in Livingston County, NY for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 3,065,109,000 178 $ 13,450,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 153 $ 19,573,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 7,461,279,000 152 $ 7,839,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 143 $ 17,561,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 5,015,805,000 122 $ 10,541,000
Genesee Valley Federal Credit
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 66,905,000 89 $ 5,146,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 1,171,198,000 74 $ 5,932,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 67 $ 4,443,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 375,237,000 46 $ 735,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 44 $ 6,325,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 43 $ 7,742,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 474,949,000 39 $ 6,425,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 37 $ 3,502,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 35 $ 3,889,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 34 $ 3,627,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,092,417,000 32 $ 4,494,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 27 $ 3,329,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 415,140,000 25 $ 4,573,000
Servu Federal Credit Union
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 251,978,000 24 $ 623,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 21 $ 629,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 743,666,000 21 $ 2,177,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 19 $ 1,907,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 38,494,804,000 18 $ 2,624,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 1,923,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 16 $ 2,173,000
Fairport Savings Bank
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 242,947,000 16 $ 2,969,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 15 $ 1,690,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 15 $ 436,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 14 $ 1,729,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 13 $ 1,925,000
Nothnagle Home Securities Corp
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 13 $ 1,527,000
Pittsford Federal Credit Union
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 357,550,000 13 $ 1,848,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 12 $ 2,391,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 11 $ 1,109,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,709,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 156,693,000 11 $ 1,824,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 9 $ 909,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 643,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 8 $ 869,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 8 $ 590,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 1,017,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,251,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 7 $ 145,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 7 $ 545,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 932,414,000 7 $ 675,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 7 $ 678,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 6 $ 128,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 5 $ 625,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 851,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ 7,464,553,000 5 $ 898,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 229,229,000 5 $ 166,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 5 $ 293,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 5 $ 773,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 823,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 4 $ 720,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 4 $ 59,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 806,278,000 4 $ 848,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 561,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 4 $ 586,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 4 $ 600,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 3 $ 538,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ 10,000,000 3 $ 442,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 241,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 285,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 203,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 3 $ 134,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 2 $ 228,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 2 $ 367,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 2 $ 262,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 343,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 277,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,726,299,000 2 $ 74,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 228,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 290,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 2 $ 78,000
St. Pius X Church FCU
2998 CHILI AVENUE
ROCHESTER, NY 14624
* $ 65,461,000 2 $ 245,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 44,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,727,490,000 1 $ 32,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 1 $ 99,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 189,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 546,032,000 1 $ 15,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,522,955,000 1 $ 11,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,092,656,000 1 $ 180,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 3,393,007,000 1 $ 192,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 74,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 190,000
Port Byron State Bank
124 N MAIN ST
PORT BYRON, IL 61275
* $ 74,791,000 1 $ 53,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 349,080,000 1 $ 51,000
Focal Point FCU
6555 RIDINGS ROAD
SYRACUSE, NY 13206
* $ 47,281,000 1 $ 45,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 158,000
Evans Bank NA
6460 MAIN STREET
BUFFALO, NY 14221
* $ 840,726,000 1 $ 250,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 93,630,000 1 $ 160,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 266,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 113,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 208,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 50,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 1 $ 103,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 1 $ 90,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 137,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 72,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 1 $ 85,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,800,433,000 1 $ 355,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 96,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 1 $ 83,000

The tables below break down 2015 mortgage applications in Livingston County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Livingston County, NY in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 861 $108,121,000 $125,000 $540,000 $62,000 $796,000
Refinancing 632 $71,383,000 $112,000 $1,616,000 $76,000 $2,432,000
Home Improvement 410 $12,319,000 $30,000 $270,000 $69,000 $1,770,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,507 $151,669,000 $100,000 $1,616,000 $78,000 $2,432,000
Not applicable 213 $26,216,000 $123,000 $700,000 $7,000 $126,000
Not Provided 138 $10,441,000 $75,000 $252,000 $63,000 $580,000
Hispanic 19 $1,328,000 $69,000 $177,000 $42,000 $96,000
Black or African American 10 $895,000 $89,000 $137,000 $51,000 $73,000
American Indian or Alaskan Native 8 $700,000 $87,000 $180,000 $77,000 $155,000
Asian 7 $456,000 $65,000 $129,000 $69,000 $169,000
Native Hawaiian or Other Pacific Islander 1 $118,000 $118,000 $118,000 $45,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,350 $126,692,000 $93,000 $1,616,000 $78,000 $2,432,000
FHA-insured (Federal Housing Administration) 361 $41,602,000 $115,000 $276,000 $44,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $11,028,000 $101,000 $177,000 $28,000 $77,000
VA-guaranteed (Veterans Administration) 83 $12,501,000 $150,000 $355,000 $57,000 $200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,048 $104,342,000 $99,000 $1,616,000 $80,000 $2,432,000
Application Denied By Financial Institution 353 $28,322,000 $80,000 $362,000 $56,000 $459,000
Loan Purchased By The Institution 292 $37,045,000 $126,000 $700,000 $32,000 $424,000
Application Withdrawn By Applicant 136 $14,353,000 $105,000 $300,000 $78,000 $580,000
Application Approved But Not Accepted 49 $5,436,000 $110,000 $417,000 $84,000 $245,000
File Closed For Incompleteness 25 $2,325,000 $93,000 $212,000 $66,000 $254,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 92 $5,296,000 $57,000 $252,000 $60,000 $217,000
Debt-To-Income Ratio 60 $4,543,000 $75,000 $304,000 $48,000 $117,000
Collateral 53 $5,451,000 $102,000 $362,000 $76,000 $459,000
Other 15 $1,527,000 $101,000 $252,000 $51,000 $127,000
Credit Application Incomplete 14 $1,736,000 $124,000 $276,000 $56,000 $148,000
Employment History 4 $595,000 $148,000 $229,000 $101,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 4 $386,000 $96,000 $134,000 $29,000 $54,000
Unverifiable Information 3 $313,000 $104,000 $132,000 $8,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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